Episode 65: "Retirement Reality Check: Taxes, Risk & Social Security Explained"

Retirement is about more than just saving money—it’s about creating a strategy that helps you keep more of what you’ve earned. In this episode, retirement experts Tom Mosley & Kristin Oakley tackle three critical topics that can make or break your retirement: Taxes, Risk, and Social Security.🔹 Taxes: Planning vs. Preparation – Are you an archeologist or an architect when it comes to your retirement taxes? Too many people focus on tax preparation (looking at the past) instead of tax planning (designing the future). We discuss how the right approach can help you keep more money in your pocket.
🔹 Understanding Risk in Retirement – Retirement comes with risks you can’t afford to ignore—like longevity, market downturns & inflation. Learn how you can replace fear with fun and enjoy retirement on your terms.🔹 Social Security: Get Educated – It’s one of the biggest financial decisions you’ll make, yet too many people take Social Security without fully understanding their options. We break down why education is key to maximizing your benefits.Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇TIMESTAMPS00:00 Taxes: Retirement Strategies Looking Forward06:40 Easemytaxbill.com08:15 The difference between tax preparation vs. tax planning17:30 The risks in retirement23:23 How a retirement plan can replace fear with fun28:35 Why Social Security education is so important32:55 How the absence of pensions affects current retirees40:30 Listener Question: I have a business & a SEP, how can I protect my retirement?48:00 Listener Question: I have a million $$ portfolio – can I put all of it in stocks?Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇https://mosleywealthmanagement.com/contact/==============================================If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1============================================== ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐- Facebook: https://www.facebook.com/mosleyeaseintoretirement- Instagram: https://www.instagram.com/easeintoretirement/- LinkedIn: https://www.linkedin.com/company/mosley-wealth-managementLearn the key components you need to include in your retirement plan: Check this video out: https://youtu.be/QkJzvbZ_gDs#Taxes#RetirementRisk#Social Security#TaxStrategiesinRetirement#RetirementSavings#Retirement#HowtoPrepareforRetirement#RetirementTips#RetirementPlanning#RetirementStrategyDISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.