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March 20, 2025 โ€ข 53 mins
As you shift from building your nest egg to living off it, understanding and managing risk becomes critical. In this episode, we break down the biggest risks retirees faceโ€”and how they can derail your retirement if you're not prepared.๐Ÿ‘‰ Topics we cover:โœ… Why many stay in โ€œaccumulation modeโ€ too longโœ… The real danger of Sequence of Returns Riskโœ… How working with a retirement-focused advisor differs from a Big Box approachโœ… Understanding your personal risk scoreโ€”and why it mattersโœ… Knowing what youโ€™re invested inโœ… Navigating different risk tolerances between spousesDonโ€™t leave your retirement to chanceโ€”learn how to approach risk the right way in retirement!Jump to a segment using the ๐˜๐—ถ๐—บ๐—ฒ๐˜€๐˜๐—ฎ๐—บ๐—ฝ๐˜€ ๐—ฏ๐—ฒ๐—น๐—ผ๐˜„! ๐Ÿ‘‡TIMESTAMPS00:00 Risk in Retirement09:28 Being a creature of habit when it comes investment risk 14:40 Why many stay in โ€œaccumulation modeโ€ too long19:50 The real danger of Sequence of Returns Risk30:30 How working with a retirement-focused advisor differs from a Big Box approach36:20 Understanding your personal risk scoreโ€”and why it matters42:45 Knowing what you are invested in46:10 Navigating different risk tolerances between spouses
Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here ๐Ÿ‘‡ https://mosleywealthmanagement.com/contact/ ===============================================If you enjoy this content, please ๐’๐”๐๐’๐‚๐‘๐ˆ๐๐„! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1=============================================== โญ ๐‚๐Ž๐๐๐„๐‚๐“ ๐–๐ˆ๐“๐‡ ๐”๐’ ๐Ž๐ ๐’๐Ž๐‚๐ˆ๐€๐‹ ๐Œ๐„๐ƒ๐ˆ๐€โญ - Facebook: https://www.facebook.com/mosleyeaseintoretirement- Instagram: https://www.instagram.com/easeintoretirement/- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management
Learn the key components you need to include in your retirement plan. Check this video out: https://youtu.be/QkJzvbZ_gDs
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DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (โ€œMWMโ€). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.







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