Episode 74: "Riding The Financial Rollercoaster in Retirement – How to Stay on Track When Markets Take a Dive"

Rollercoasters can be fun - until they aren’t. 𝗧𝗵𝗮𝘁’𝘀 𝗲𝘀𝗽𝗲𝗰𝗶𝗮𝗹𝗹𝘆 𝘁𝗿𝘂𝗲 𝘄𝗵𝗲𝗻 𝗶𝘁 𝗰𝗼𝗺𝗲𝘀 𝘁𝗼 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗶𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝗱𝘂𝗿𝗶𝗻𝗴 𝗺𝗮𝗿𝗸𝗲𝘁 𝗱𝗼𝘄𝗻𝘁𝘂𝗿𝗻𝘀. While the ride up is exhilarating, the dips can leave you anxious & fearful. In this episode, retirement expert Tom Mosley shares practical tips and strategies to help you navigate market volatility in retirement without derailing your plans. ✅ Learn why going to cash could be one of the worst moves✅ Discover the power of diversification during uncertain times✅ Understand your personal risk tolerance and capacity✅ Explore income strategies and annuity options✅ Protect your nest egg from sequence of returns risk
#RetirementPlanning #MarketVolitility #RetirementIncome #InvestinginRetirement #RetirementRisks #BudgetingForRetirement #SequenceOfReturnsRisk #Diversification
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TIMESTAMPS00:00 Riding the Financial Rollercoaster in Retirement16:37 The consequences of moving to cash when the market goes down.22:45 Why diversifying is key to riding the financial rollercoaster.24:45 Determining your risk capacity & needs in retirement31:30 Identifying an income strategy37:00 Fixed indexed annuities40:50 Downsides of variable annuities43:05 Why now could be a good time to refinance your annuity46:40 Sequence of Returns Risk
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Learn the key components you need to include in your retirement plan. Check this video out: https://youtu.be/QkJzvbZ_gDsDISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.