Simple Finance Bytes

Simple Finance Bytes

Simple Finance Bytes: Personal Finance Made Simple Transform your money with simple finance strategies that work. Host Ernest breaks down personal finance into actionable tips for financial freedom & financial independence. Weekly episodes cover: debt elimination, banking optimization, expense cutting, wealth building & investment basics. No jargon—just practical advice. Perfect for beginners seeking financial independence. New episodes weekly. 🌐 simplefinancebytes.com #personalfinance #simplefinance #financialfreedom

Episodes

August 13, 2025 19 mins

Ready to start investing but feeling overwhelmed by all the options?

This episode breaks down exactly why Robinhood is perfect for beginning investors and how to set up your account using psychology-first principles that actually work.


What You'll Discover:

• Why Robinhood removes intimidation barriers that keep people from investing

• The psychology behind why simple investing strategies beat complex ones

• Step-by-step accoun...

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Traditional bank savings accounts are guaranteed to make you poorer every year through inflation while banks profit from your money. Learn why high-yield savings accounts are 100 times better and exactly where your emergency fund should be living instead.

What You'll Discover:

• The math behind why traditional savings accounts lose money to inflation

• How banks profit from paying you virtually nothing while lending at high rate...

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The debt snowball method works when other debt elimination strategies fail because it focuses on human psychology instead of perfect math. Learn why paying off smallest debts first creates momentum that leads to faster debt elimination.

What You'll Discover:

  • Why the mathematically optimal debt avalanche fails for most people

  • How the debt snowball method leverages psychology for success

  • Step-by-step process with real examples and ti...

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Your bank is designed to extract money from you through fees, and it's costing you hundreds every year. In this episode, I expose exactly how traditional banks see you as a profit center and why credit unions are almost always the better choice for your money.

What You'll Discover: • Why big banks profit from confusion and complexity • How credit unions are fundamentally different (member-owned, not profit-driven) • The hidden costs...

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Ready to take control of your personal finance journey?

In this episode of Simple Finance Bytes, Ernest reveals why the banking system is designed to confuse you—and how simplifying your finances is the fastest path to financial freedom.

🎯 What You'll Learn:

Why complexity keeps you broke and how banks profit from confusion

The Simple Finance Blueprint: 5 steps to bulletproof your money

How to choose the right credit union and onl...

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