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October 14, 2025 • 15 mins
Demystifying Spousal Support in Ontario: Calculations, Guidelines, and Real-World Insights

Navigating spousal support in Ontario doesn't have to be overwhelming—discover how the Spousal Support Advisory Guidelines (SSAG) simplify the process for separating couples. Dive into practical formulas for calculating payments, whether child support is involved or not, and learn key factors like income disparity, marriage length, and financial needs that influence outcomes. Whether you're facing divorce or seeking clarity on spousal support calculators, this episode breaks down the essentials to help you achieve a fair, drama-free resolution.

Key Takeaways
  • The Spousal Support Advisory Guidelines (SSAG) provide a non-binding framework for determining support amounts and duration based on income, marriage length, and family circumstances in Ontario.
  • Calculations differ with or without child support: use Individual Net Disposable Income (INDI) for cases involving kids, or income disparity multiplied by cohabitation years for child-free scenarios.
  • Support duration typically ranges from half to the full length of the marriage, influenced by factors like earning capacity, child needs, and self-sufficiency incentives—infidelity doesn't affect rulings due to no-fault divorce laws.
  • Common scenarios for denying or adjusting support include remarriage, financial independence, or prenuptial agreements, with indexing to combat inflation ensuring payments maintain value over time.
Featuring

Sarah Bates, Certified Divorce Specialist and guide behind Naked Divorce Filer by DTSW, with over a decade in family law helping clients file uncontested divorces affordably and drama-free. Ken Maynard, Certified Divorce Financial Analyst and Accredited Family Mediator, delivering compassionate mediation via the Soft Landing Divorce Settlement Method since 2010 to avoid adversarial battles.

Listen & Subscribe Tune in now for expert advice on spousal support Ontario and subscribe for more insights on divorce mediation and financial planning—your soft landing starts here! Contact US: https://to.softlandingpodcast.ca Show Notes and Downloads https://to.softlandingpodcast.ca/S2E12ShowNotes šŸ’¬ Thanks for Listening Ken Maynard Thank you for joining us on the Soft Landing Divorce Podcast, where we believe that separation can be a starting point—not just an end. With the right support, you can navigate this transition with dignity, clarity, and a vision for your future. I’m Ken Maynard, Accredited Family Mediator and Certified Divorce Financial Analyst (CDFA), and founder of Divorce the Smartway. I help separating couples find resolution through constructive dialogue, practical financial planning, and family-first solutions.
  • šŸ“ž Phone: (647) 360-3200
  • 🌐 Website: divorcethesmartway.ca
  • šŸ“§ Email: kmaynard@dtsw.ca
Sarah Bates I believe every ending can be the beginning of a healthier, more empowered life. I’m Sarah Bates—divorce consultant, educator, and advocate for compassionate separation. If you're navigating separation, co-parenting, or just need guidance on building the right team, I’m here to help.
  • šŸ“ž Phone: (647) 493-1800
  • 🌐 Website: www.thesmartdivorce.com
  • šŸ“§ Email: sarah@thesmartdivorce.com
Let’s build your soft landing—together. Connect with US: to.softlandingpodcast.ca
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