What the One Big Beautiful Bill Act Means for Employers

In this episode of Take Charge with HELPcare, host Lee Aase is joined once again by healthcare policy expert John Kelly for an in-depth look at how the One Big Beautiful Bill Act (OBBBA) is reshaping healthcare options for employers—especially those in high-cost regions like southern Minnesota.

John breaks down what the new law means for benefit plan design, including:

• Why Direct Primary Care (DPC) is no longer considered insurance—and why that matters

• How employers can now pair DPC with traditional insurance or offer it as a standalone benefit

• Upcoming changes in 2026 allowing HSA funds to cover DPC subscriptions

• The increasing viability of self-funded and level-funded plans for small businesses

• How employers can support low-wage workers through complex Medicaid renewal processes

• A look at Medicare Advantage MSA Group Waiver Plans, and how they can include DPC coverage for Medicare-eligible employees or dependents

If you're a business owner, HR professional, or benefits advisor, this episode offers valuable insights into building smarter, more affordable, and employee-friendly healthcare plans under the new legislation.

🎧 Listen now to take charge of your healthcare strategy.

Learn more at helpcare.health