Planning for the future of a neurodivergent child can feel overwhelming, but expert financial strategist Michael Ringel shares how families can secure both their own financial well-being and their child's long-term care through smart estate planning and special needs trusts. In this insightful conversation with Sara, Michael breaks down why parents must plan for two lifetimes, how special needs trusts help preserve access to government benefits, and why life insurance is the most efficient tool to fund these trusts. He also dives into the importance of assembling a strong team—including financial professionals and attorneys—to ensure every aspect of the plan is aligned. If you’re navigating the complexities of special needs planning, this episode is packed with actionable insights to help you create a secure, sustainable future for your family.
About Michael:
Michael Ringel empowers families with children with special needs to protect, grow, and enjoy their wealth. His focus is on educating families about the importance of planning for the special individual in their lives. His topics of expertise include special needs trusts, ABLE accounts, retirement planning, funding special needs trusts and planning for two lifetimes.
Connect with Michael:
His Website: MikeRingel.com
Connect with Sara on:
LinkedIn
Instagram
Facebook
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