The Mortgage 101 Podcast

A sweeping new bill just changed how tip income, overtime, and tax deductions affect your mortgage — and it’s already unlocking more buying power for buyers across the country. Here’s what it means for you. 

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On July 4th, while you were lighting fireworks, Washington quietly lit up the mortgage industry. The "Big Beautiful Bill" is no longer a pol...

🎙️ The Mortgage 101 Podcast: Ep. 010 – “Red Light, Green Light: Decoding the Housing Market’s Mixed Signals” 

Are you feeling stuck in neutral while trying to make sense of the 2025 housing market? Today, Anthony & Manley are breaking down what’s really going on—using a little childhood nostalgia to explain why some signals are flashing green, others are red, and most are stuck on yellow. 

➡️ This episode dives deep into: 

• W...

🎧 Welcome to Episode #009 of The Mortgage 101 Podcast with Anthony & Manley

🏡 Title: Fear or Freedom? The Mortgage Moves Millennials (and You) Need to Win NOW!

In this powerful episode of The Mortgage 101 Podcast, Anthony & Manley break down the noise, crush the myths, and help you see homeownership for what it really is — a path to freedom and wealth, not fear. Whether you're a first-time homebuyer, millennial still h...

Step right up and enter the Great American Financial Circus! In this eye-opening episode, hosts Manley Haines and Anthony Valentino pull back the curtain on the high-stakes game involving the Federal Reserve, Wall Street, and YOU—the homebuyer. Discover the hidden truths about privatizing Fannie Mae and Freddie Mac, the implications of the end of Quantitative Easing, the real impact of tariffs on your wallet, and whether American m...

 In this episode of The Mortgage 101 Podcast, Anthony and Manley break down five major fears buyers are facing in today’s market — and why smart, confident homeownership still wins. 

🎯 We cover: 

• Fear of the unknown in a volatile market
• Bond and stock market confusion — why rates move the way they do
• Why the media’s fear tactics don’t reflect market reality
• Real-life tips to avoid becoming a “deer in the headlights” buyer
• What’s rea...

🚨 Interest Rates are UP, Home Sales are DOWN—So WHY are Prices Still Rising?! 🚨

Welcome back to the Mortgage 101 Podcast with your trusted hosts, Manley Haines and Anthony Valentino. This episode cracks open the biggest housing mystery of 2025: Why are home prices continuing to soar despite record-high interest rates and cooling sales? 🏡💸

🔑 Here's what we're unpacking:

• 🌪️ Rate Rollercoaster: Understanding the after...

This week, Anthony & Manley unpack why sellers are staying put despite massive home equity and what that means for today's buyers. From amortization insights to the refinancing math most people miss, this episode gives you the strategy you need now.

We cover:

• Fed rate expectations for 2024
• Bond market volatility explained simply
• Why renting could be the costliest mistake
• When to refinance — and when to HOLD
• Using amortizatio...

Welcome to Episode 2 of The Mortgage 101 Podcast with Anthony & Manley!
In this episode, we help you shop smarter and buy confidently.

🎯 Highlights:

• Smart Underwrite approvals explained
• Loan-killing mistakes to avoid (like new debt and job changes)
• Understanding your DTI and LTV
• Why knowledge = confidence in any market

🔥 Get educated, get empowered, and let's get you home.

🌐 Visit our website: https://themortga...

 The Mortgage 101 Podcast with Anthony & Manley
Welcome to the podcast that puts real power in the hands of homebuyers.
We’re Anthony and Manley — mortgage pros, educators, and your financial teammates — here to demystify the mortgage process and help you move from uncertainty to confidence.
Each episode gives you clear, honest guidance about homeownership, interest rates, credit, real estate trends, and how to u...