Are you nearing retirement and wondering whether you’re truly ready to leave the workforce? In this episode titled “How Do I Know if I’m Ready to Retire? 5 Benchmarks You Shouldn’t Ignore,” Phillip offers professional guidance to help late-career professionals (ages 55-65) assess their retirement readiness.
This essential episode covers five critical benchmarks, from savings milestones and budgeting considerations to debt management, emergency funds, and emotional preparedness. Learn how to test-drive your retirement budget, explore dynamic withdrawal strategies, and minimize tax exposure with effective risk and portfolio management. If you’re looking for clarity on retirement timelines, estate planning, or cash flow optimization, this episode provides actionable insights to help you better prepare to retire with confidence.
Episode Chapters
• Introduction (0:00)
• Savings Milestones (1:36)
• Budget & Cash Flow (3:38)
• Debt Management (4:51)
• Emergency Fund (6:29)
• Emotional Preparedness (8:20)
• Action Steps (9:43)
Don’t forget to subscribe so you won’t miss future episodes packed with tailored advice for people nearing retirement across the U.S., primarily focused on serving Oregon residents.
Tune in and begin to cultivate a resilient retirement plan.
#RetirementPlanning #RetirementHelp #RetirementSavings #FinancialPlanning #Retirees
Thanks for tuning in to this episode of The Perfect Retirement Plan, and remember: it's not about having the smartest financial advisor, the most money saved, or the highest probability of retirement success. The perfect retirement plan, for you – is the one you act on.
Phillip Smith, CRPC AIF | Financial Planner
Tidepool Wealth Strategies
450 Country Club Road, Suite 350 | Eugene, OR | 97401
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Additional Disclosures:
The opinions contained in this material are those of the author, and not a recommendation or solicitation to buy or sell investment products. This information is from sources believed to be reliable, but Cetera Wealth Services, LLC cannot guarantee or represent that it is accurate or complete.
All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful.
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