The Treasury Whisperer’s Talkcast Podcast
Seth Marlowe, "The Treasury Whisperer" talks with leaders in Treasury, Banking, Payments, Fintech and more. The Treasury Whisperer's Talkcast Podcast is a production of Treasury Whisperer LLC © 2025-2026 Want to appear on and/or sponsor The Treasury Whisperer's Talkcast Podcast? Contact us at: info@treasurywhisperer.com
Episodes
In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Bob Stark, Head of Market Strategy at Kyriba (www.kyriba.com), for a wide-ranging conversation on the evolution of treasury technology andwhere it goes next. Seth and Bob look back at the early days of treasury management systems, dial-up bank connectivity, DOS-based tools, painful upgrades, and the long-running challenges of cash visib...
In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Eric Schwartz, Operating Partner at Canapi Ventures (www.canapi.com), for a wide-ranging conversation on fintech investing, bank strategy, AI, digital assets, embedded finance, and the evolving relationship between banks and technology providers. Eric shares how Canapi’s bank-backed venture model helps connect financial institutio...
In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Marcia Klingensmith, banking modernization and ecosystem strategy leader at Candescent (www.candescent.com) and author of The Instant Edge blog (www.substack.com/@instantpaymentsmaven). Marcia, known as the Instant Payments Maven, shares her perspective on why treasury and business banking may drive the next phase of instant payments ad...
In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Scott Shay, founder of N3XT (www.n3xt.io) and co-founder of Signature Bank, for a wide-ranging conversation on full reserve banking, blockchain-based settlement, programmable money, and the future of financial infrastructure. Scott explains how N3XT’s model differs from traditional fractional reserve banking, why 24/7 real-time mo...
In this episode of The Treasury Whisperer’s Talkcast Podcast,host Seth Marlowe interviews Leo Gil, Vice President of Product at Bottomline (www.bottomline.com/us/cash-management). They explore how treasury teams are evolving from manual, back-office processes toward more strategic, data-driven cash and payments operations. Leo discussesBottomline’s role in helping corporates automate payments, improve cash visibility, s...
In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Elyssa Morgan, senior payments and growth leader at NEACH (www.neach.org) and host of the Payments on Tap podcast. They explore the evolving payments landscape, from ACH education andoperational risk to RTP, FedNow, stablecoins, fraud, and the growing need for financial institutions to think more strategically about payments. Elyssa sha...
In this episode of the Treasury Whisperer’s Talkcast Podcast,host Seth Marlowe interviews Will K. Grace, Founder and CEO of DeNovo Treasury LLC (https://www.denovotreasury.com/). They explore the evolution of treasury management in community banks and credit unions, emphasizing why treasury is no longer optional for financial institutions looking to grow commercial relationships, retain deposits, and compete beyond traditiona...
In this episode of the Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Julia Carreon, former Global Head of Platform and Client Experience for Citi Wealth and co-author of the forthcoming book Walking on Broken Glass. They discuss Julia’s rise through leadership roles at Wells Fargo and Citi, the operational and cultural differences between large financial institutions, and the realities of navigatin...
In this episode of the Treasury Whisperer’s Talkcast Podcast,host Seth Marlowe interviews Karen Gilhooly, former banking executive at Citi and HSBC, leadership coach, speaker, and host of the Make Minutes Matter podcast.They explore why so many individuals and teams feel stuck, emphasizing that the issue is often not external circumstances but ingrained patterns of thinking and behavior. Karen discusses the importance of trea...
THIS EPISODE IS SPONSORED BY 9LENSES
In this episode of the Treasury Whisperer’s Talkcast Podcast,host Seth Marlowe interviews Tom Hessen, CEO of 9Lenses (www.9lenses.com). They explore the challenges banks face in building meaningful client relationships, emphasizing the disconnect between relationship managers and treasury specialists and the limitations of traditional sales approaches. Tom discusses how shifting from trans...
In this episode of the Treasury Whisperer’s Talkcast Podcast,host Seth Marlowe interviews Todd Weiden, CEO and Founder of SalteeCo (www.getsaltee.com). SalteeCo is a growth, talent + advisory focused consulting firm. They explore the critical role of leadership in driving growth, transformation, and execution across banks and credit unions, emphasizing why strategy alone is not enough without consistent coaching and accountab...
In this episode of the Treasury Whisperers Talkcast Podcast,host Seth Marlowe interviews Lee-Ann Perkins, Head of Treasury at Ankura Consulting Group (www.ankura.com). They explore the transformative role of modern treasury functions, emphasizing the shift from traditional methods to strategic decision-making. Lee-Ann discusses how COVID-19 accelerated this evolution, highlighting the importance of technology and trust in shaping c...
In this episode of the Treasury Whisperers Talkcast Podcast,host Seth Marlowe interviews Sean Carter, CEO of NEACH (www.neach.org) and the NEACH Payments Group (www.neachgroup.com). Sean explains NEACH's role as a regional payment association providing education, rules, and risk management support for financial institutions, the consolidation of regional associations from 30 to 9 due to bank mergers and industry shifts, and the rel...
In this episode of the Treasury Whisperers Talkcast Podcast, host Seth Marlowe interviews Tony Masone, Amazon's Vice President and Treasurer. They discuss Tony's extensive career in treasury management, including his start in treasury at PepsiCo, his time at GE and the transition to Amazon. Theconversation highlights the importance of mentorship, navigating change in the treasury landscape, and developing future leaders in the fiel...
In this episode of the Treasury Whisperer's Talkcast Podcast,host Seth Marlowe interviews Elena Casal, Chief Client Officer at The Clearing House (www.theclearinghouse.org). They explore the evolving landscape of US payments, delving into real-time payment systems, industry misconceptions, and the role of technology like AI and stablecoins. Elena shares insights from her extensive career across financialservices firms and her visio...
In this episode of the Treasury Whisperer's Talkcast Podcast, host Seth Marlowe interviews Peter Davey, Founder of Payments Jedi Advisory, an advisory and consulting firm thathelps banks, credit unions, and fintechs cut through the complexity of today’s payments landscape and develop practical, implementable strategies for modern banking and payments. They discuss the development of RTP network, collaboration between financia...
In this episode of the Treasury Whisperer's Talkcast Podcast, host Seth Marlowe discusses the process of writing a book with treasury and payments leaders: Genevieve Dozier, Jeff Horowitz and Angela Murphy. Dozier is the Founder of Warpaint Consulting. Horowitz, a long time BNY Mellon treasury and relationship leader, is CEO of REACH™ Professional Development Solutions and Treasury Sources Group, LLC. Murphy, known in the ind...
In this episode of the Treasury Whisperer's Talkcast Podcast, host Seth Marlowe interviews Thomas Gavaghan, SVP, Product Solutions & Strategy at Kyriba (www.kyriba.com) and Host of the "Liquid: How CFOs Outperform" podcast. Tom shares his two-decade journey at Kyriba, exploring the evolution of treasury management systems, the impact of AI, and the future of finance technology. Together they discuss talent development, industry...
In this episode of the Treasury Whisperer's Talkcast Podcast, host Seth Marlowe interviews Brandon Spear, CEO of TreviPay (www.trevipay.com), about the evolution of B2B payments, digital transformation, and innovative solutions like Pay-by-Invoice and AI-driven analytics. They explore how TreviPay is transforming order-to-cash processes, enhancing customer experience, and preparing for future trends like blockchain and stable coins...
In this episode of the Treasury Whisperer's Talkcast Podcast, host Seth Marlowe interviews Pat Culkin, the President and CEO of the Association for Financial Professionals (AFP). The AFP is the premier global professional society for treasury andfinance professionals with a network of over 16,000 members. They discuss Pat's unique career journey, the impact of the AFP conference, the importance of connecting professionals glob...
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