July 12, 2025 • 22 mins
Created by Google Notebook LM. After uploading the Tiller help center, Notebook LM turned it into an enjoyable 20 minute podcast to help you to understand Tiller and how to use Tiller better.
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Have you ever felt like your financial data is
(00:02):
just, well, scatteredeverywhere, siloed, maybe just
plain overwhelming?
Speaker 2 (00:07):
Yeah. It happens to a lot of people.
Speaker 1 (00:09):
What if there was a way to centralize it all, you
know, bring it to life andreally make it work for you
right inside a spreadsheet thatyou actually control.
Speaker 2 (00:16):
That's the dream, right?
Speaker 1 (00:18):
Today we're taking a deep dive into Tiller Money.
This, unique platform thatautomates your financial data
directly into Google Sheets orMicrosoft Excel. We've really
gone through a ton of Tiller'sown stuff. Yeah. Help docs, user
guides, troubleshooting tips topull out the most crucial
(00:40):
insights for you and maybe a fewsurprises.
Speaker 2 (00:43):
Always good to have those.
Speaker 1 (00:44):
So our mission here is pretty clear. Equip you with
the essential knowledge to setup, manage and yes, troubleshoot
your tiller poweredspreadsheets.
Speaker 2 (00:52):
Turn them into that financial command center.
Speaker 1 (00:53):
Exactly. Your personal command center will
look at everything from gettingdata flowing securely to
advanced budgeting and keepingthose sheets running smoothly.
It's all about controlling yourown financial story. Absolutely.
So let's start on attackingthis.
What exactly is Tiller and whatmakes it so different from, you
know, all the other financialtools out there?
Speaker 2 (01:14):
Well, what's fascinating here is Tiller
automates your dailytransactions, your balances
straight into a spreadsheet. Butthe real core philosophy, I
think, is giving you 100%ownership and control.
Speaker 1 (01:28):
Okay. Ownership. Unlike other apps where it feels
like your data is somewhereelse.
Speaker 2 (01:33):
Precisely. Here, it's yours. It lives in your Google
Sheet or your Excel file. Andspreadsheets, I mean, they just
offer incredible flexibility.Right?
Collaboration, customization.
Speaker 1 (01:42):
Total control.
Speaker 2 (01:43):
Yeah. Total control for managing your money how you
want. That's why Tiller givesyou something like their
foundation template. It'spowerful, but still pretty easy
to grasp a starting point. Theyknow you'll probably tweak it.
Speaker 1 (01:54):
Okay. So once you've connected your bank accounts,
how does the data actually, youknow, get into your spreadsheet?
You mentioned it's automated,but it sounds like there may be
a couple of steps involved.Refresh versus fill.
Speaker 2 (02:05):
Exactly. Think of it like this. Refresh is Tiller
quietly pulling all your newbank card investment
transactions into its own secureback end databases. That happens
about once a day.
Speaker 1 (02:17):
Okay. Behind the scenes.
Speaker 2 (02:19):
Right. But the really unique part is fill. That's
where you decide when to pullthat data from Tiller's vault
into your actual Google Sheet orExcel workbook. You use the
Tiller Money Feeds add on or addin do that.
Speaker 1 (02:32):
So I'm always triggering the fill.
Speaker 2 (02:33):
You can. Yeah. You're always in control of when it
lands in your space. Now forGoogle Sheets, there is an auto
fill feature. It runs aboutevery six hours, pulls in new
stuff automatically.
Speaker 1 (02:44):
Oh, that's handy.
Speaker 2 (02:45):
It is. But, you still need to sign back in every
ninety days for security, youknow.
Speaker 1 (02:49):
Right. Right.
Speaker 2 (02:50):
And sometimes manual refreshes are needed too,
especially if your bank uses twofactor authentication, two FA.
Oh. Because a lot of this stillrelies on, well, screen
scraping. It's like a littledigital robot trying to read
your bank's website. So if thebank changes something small
Speaker 1 (03:05):
The connection might break temporarily.
Speaker 2 (03:07):
Exactly. It can be a bit fragile sometimes.
Speaker 1 (03:10):
Okay. This idea of having your whole financial life
in a spreadsheet. It's powerful,but it immediately brings up the
security question for a lot oflisteners. How secure, how
private is all this data onceit's sitting on my Google Drive
or my OneDrive?
Speaker 2 (03:25):
That's a super important question. Tiller
really emphasizes that yoursheets are owned a 100% by you.
They live on your Google Driveor your Microsoft OneDrive.
Speaker 1 (03:34):
So Tiller doesn't hold the sheet itself?
Speaker 2 (03:35):
Nope. And Google, for instance, they've invested
heavily in security. Tillerstrongly recommends using multi
factor authentication on yourGoogle account, which is just
good practice anyway.Definitely. It's also worth
knowing Tiller uses a trustedthird party data provider,
Yodlee.
They're kind of the secureplumbing connecting to over
20,000 institutions to pull yourdata safely.
Speaker 1 (03:56):
Okay. Yodlee. I've heard of them.
Speaker 2 (03:58):
Yeah. They're a big player. And this connection does
require enabling third partycookies in your browser for
Tiller to work right. Thatsometimes trips people up.
Speaker 1 (04:06):
Good to know. So for someone just starting out, what
kind of accounts can theyactually connect? And are there
any like limitations orsurprises they should be aware
of, especially thinkingglobally?
Speaker 2 (04:17):
You can connect a really wide variety banks,
credit cards, loans, investmentaccounts. Yodlee, that provider
we mentioned, aggregates datafrom, yeah, over 20,000
institutions.
Speaker 1 (04:29):
Wow. That's a lot.
Speaker 2 (04:30):
It is. But, and this is important, Tiller is
currently built primarily for UScustomers. It's designed for US
dollars and US date formats.
Speaker 1 (04:38):
Oh, okay. So international users might have
issues.
Speaker 2 (04:41):
Right. It doesn't currently support EU or UK banks
because of open bankingregulations there. And support
for Canadian institutions ispretty limited. So if you're
banking outside The US, it mightnot be the best fit right now.
Speaker 1 (04:53):
Good caveat.
Speaker 2 (04:54):
Also, certain account types aren't supported via the
automated feeds. Things likecryptocurrency sites, Coinbase,
for example, or Zillow Zestimatedata, insurance accounts or like
super detailed credit cardnumber level transaction info.
You won't get thoseautomatically.
Speaker 1 (05:08):
Okay, that makes sense. So the data starts
flowing into the transactionsheet and then comes
categorization. Why is this stepso crucial? More than just
labeling. Right?
How does Tiller help turn thoseraw numbers into actual
insights?
Speaker 2 (05:25):
Categorization is absolutely key. It's not just
about putting labels on things.It's the lens you use to finally
understand where your money isactually going.
Speaker 1 (05:32):
Seeing the patterns.
Speaker 2 (05:33):
Exactly. You start to gain real insights, build
meaningful budgets, andultimately, you know, work
towards your financial goals.Tullow gives you default
categories in the category sheetto get you started fast.
Speaker 1 (05:44):
But you're not stuck with them?
Speaker 2 (05:45):
Not at all. You have complete freedom. Customize
them, overwrite them, clear thewhole sheet, start from scratch
if you want. The advice usuallyis to keep it fairly simple and
memorable though. Makes iteasier long term.
Speaker 1 (05:56):
Right. Consistency helps. Yeah. Okay. So you can do
it manually, which gives youcontrol.
But Tiller has this tool,AutoCAT. Sounds powerful. How
does that simplify things?
Speaker 2 (06:06):
AutoCAT is a real game changer, honestly. It lets
you automatically categorizetransactions based on rules you
define. You build these rulesright on the AutoCAD sheet.
Speaker 1 (06:16):
What kind of rules?
Speaker 2 (06:17):
Things like if the description contains a certain
word like Starbucks, or if theaccount contains your specific
credit card name, or even basedon amount ranges.
Speaker 1 (06:27):
Oh, interesting.
Speaker 2 (06:28):
Yeah. And AutoCAD processes these rules from top
to bottom. By default, it onlyapplies them to transactions
that don't already have acategory.
Speaker 1 (06:36):
So it doesn't mess with stuff you've already done
manually.
Speaker 2 (06:38):
Exactly. And there's a setting, auto run on fill,
which means it'll automaticallycategorize new data as soon as
it gets filled into your sheet.Saves a ton of time.
Speaker 1 (06:47):
Nice. Now for Google Sheets users, I saw something
about an AI suggest feature inbeta. How does that work? Is it,
you know, trustworthy withfinancial data?
Speaker 2 (06:57):
Yeah. AI suggest for AutoCAD, it's Google Sheets only
right now. It intelligentlysuggests categories for
transactions usually in batchesof 20.
Speaker 1 (07:05):
Okay. Suggests. Not just does it automatically.
Speaker 2 (07:08):
Right. It lets you review and correct its
suggestions. That's the keypart. You're always in the loop.
It learns from your customcategories, and it can also use
this category hint column Tillerprovides.
Speaker 1 (07:19):
So it gets smarter based on how I categorize?
Speaker 2 (07:21):
Pretty much. Yeah. Just be aware. It's not really
designed for huge datasets, liketens of thousands of
transactions, and it doesn'tcurrently work with that auto
run on fill feature. It's morefor batch processing.
Speaker 1 (07:33):
Got it. Okay. What about those big shopping trips?
You know, you go to Target orCostco and you buy groceries,
but also clothes and maybe someelectronics. How does Tiller
help you split those up?
Speaker 2 (07:42):
Ah, yes. The classic Costco run problem. Tiller Money
Feeds have a built intransaction splitter tool, works
in both Google Sheets and Excel.
Speaker 1 (07:51):
Okay. How does it work?
Speaker 2 (07:52):
You just select the transaction you wanna split,
launch the tool, and then youcan adjust the amounts for each
part, apply differentcategories.
Speaker 1 (07:59):
Oh, I see.
Speaker 2 (07:59):
And you can even save frequently used splits. Like, if
you always buy groceries andhousehold stuff together, save
it as a save split for nexttime. Super handy if you like
detail.
Speaker 1 (08:08):
That is handy. Does it need specific columns?
Speaker 2 (08:11):
Yeah. It needs certain columns to be there like
description, amount, category,and transaction ID. But you can
also just manually splittransactions if you prefer just
insert new rows in your sheetand adjust the amounts. Full
flexibility.
Speaker 1 (08:24):
Good to have options. So what does all this mean for
things like, say, paying yourcredit card bill or just
transferring money between yourown checking and savings
accounts? How should youcategorize those so you don't,
like, double count or mess upyour budget view?
Speaker 2 (08:39):
Right. That's a common confusion point. Tiller
actually has a specific transfercategory type. It's designed
exactly for money moving betweenaccounts you've linked in
Tiller.
Speaker 1 (08:49):
And what does that transfer type do?
Speaker 2 (08:51):
By default, transactions categorized as
transfer don't impact yourbudget dashboards or your cash
flow calculations, calculations,which is great, avoids that
double counting issue.
Speaker 1 (09:00):
Okay. So it nets out.
Speaker 2 (09:01):
Exactly. But you can choose to set up transfers as
regular expense or incomecategories if you wanna budget
for them. Maybe like a mortgagepayment you wanna track as an
expense or a plan savingscontribution you want to see as
income allocated.
Speaker 1 (09:14):
So you have the choice depending on how you want
to see it.
Speaker 2 (09:17):
Precisely. And you can also add extra columns to
your transaction sheet like noteor tags for more context. Maybe
tag work expenses or add a noteabout a specific purchase. Those
can then be used in reports too.
Speaker 1 (09:30):
More data for deeper dives later. Okay. It gets
really interesting when youstart looking at spending over
time, doesn't it? How doesTiller help you slice and dice
your transactions by month orweek or year?
Speaker 2 (09:42):
Yeah. Seeing trends over time is where the real
power comes in. Tillerautomatically adds month and
week columns for newtransactions, which is a great
start.
Speaker 1 (09:51):
Okay.
Speaker 2 (09:51):
You can also easily add a year column. And for older
transactions that came in beforeyou added those columns, you can
use simple spreadsheet formulasto fill them in.
Speaker 1 (09:59):
So you can analyze historical data too.
Speaker 2 (10:01):
Mhmm. Absolutely. Yeah. Having that temporal data
month, week, year is crucial forbuilding detailed reports,
especially things like pivottables. You can see seasonal
spending, track progress monthover month, really understand
the ebb and flow.
Speaker 1 (10:16):
Right.
Speaker 2 (10:17):
And just a quick tip for Excel users. Many features
like AutoCAD or some dashboardformulas work best if you format
your transaction sheet as anofficial Excel table. It helps
keep things structured.
Speaker 1 (10:29):
Good tip. Okay. Moving beyond just tracking. For
many people, the main goal isbudgeting. How does Tiller's
foundation template actuallyhelp you set up and track a
budget effectively?
Speaker 2 (10:40):
The foundation template really is designed as
your budget control center. Youset your monthly budget targets
for each category right there inyour category sheet, usually
starting in column e.
Speaker 1 (10:50):
So planned spending per category.
Speaker 2 (10:51):
Exactly. Planned versus actual. This lets you see
immediately how you're doing.Then you have the monthly budget
sheet that gives you a detailedbreakdown of your cash flow for
the current month, where you areversus your plan.
Speaker 1 (11:01):
Like a monthly checkup.
Speaker 2 (11:03):
Precisely. And then the yearly budget sheet gives
you that bigger picture viewover twelve months. See the
whole year laid out.
Speaker 1 (11:10):
Can you plan further ahead, like multi year?
Speaker 2 (11:12):
Yep. You can just insert additional month columns
into that category sheet tobudget for future years. So you
can do longer term planningright there.
Speaker 1 (11:21):
Okay. Basic budgeting is covered, but Tiller also
offers some more specializedtools for specific goals. Right?
Mhmm. Like getting out of debtor saving up for something big.
What are some of those?
Speaker 2 (11:32):
Yeah. They have some really powerful templates beyond
the foundation one. There's thedebt payoff planner, for
example.
Speaker 1 (11:38):
How does that one work? Sounds helpful for people
feeling swamped by debt.
Speaker 2 (11:42):
It's incredibly empowering, actually. Let's say
you have a few different debts,credit cards, loans, whatever.
This tool helps you create andmanage a payoff plan.
Speaker 1 (11:52):
Using specific strategies.
Speaker 2 (11:53):
Right. It shows you projections for the popular
snowball method, paying off thesmallest balance first for quick
wins, and the avalanche methodtackling the highest interest
rate first to save the mostmoney. Or you can even rank them
yourself.
Speaker 1 (12:05):
So it gives you a clear path?
Speaker 2 (12:07):
Exactly. It projects your debt free date and
recommends payment amounts. Itreally makes a big goal feel
much more manageable.
Speaker 1 (12:14):
What about saving for things?
Speaker 2 (12:16):
There's a savings goals template for that. It's
quite visual. Mhmm. It shows howclose you are to hitting your
savings targets based on youractual account balances.
Speaker 1 (12:25):
How does it track that?
Speaker 2 (12:26):
It uses what they call a waterfall method.
Speaker 1 (12:28):
Mhmm.
Speaker 2 (12:28):
You rank your savings goals, maybe emergency fund
first, then vacation fund.Tiller shows how your available
savings will fill up goal onefirst, then spill over to goal
two, and so on.
Speaker 1 (12:39):
Oh, that's neat. So you see the priority funding.
Speaker 2 (12:40):
Yeah. And what's cool is for its basic function, it
doesn't even need transactioncategorization. It just looks at
your account balances relativeto your goals.
Speaker 1 (12:48):
Interesting. Any tools for business or taxes?
Speaker 2 (12:51):
Definitely. Tiller can be great for organizing
finances for business and taxprep. You can tag categories
that are tax deductible. There'sa category roll up report for
detailed analysis. Or you canjust build pivot tables for
yearly spending totals bycategory.
Speaker 1 (13:05):
Makes tax time easier.
Speaker 2 (13:07):
For sure. And if you're self employed, there's an
estimated quarterly tax sheet tohelp project what you might owe.
You can even track businessreceipts by linking photos or
URLs right in your transactionrows.
Speaker 1 (13:18):
Oh, wow. Link receipts. That's useful.
Speaker 2 (13:20):
Yeah. And there's a simple profit and loss p and l
template too, which helps reportincome, expenses, and cash flow
over whatever time period youchoose. Really helpful for small
businesses or side hustles.
Speaker 1 (13:32):
Okay. These templates sound great. But for listeners
who really wanna dig deep, maybeask very specific questions of
their data. Right. What aboutcreating completely custom
reports?
Speaker 2 (13:43):
Right. And this really taps into the inherent
power of using a spreadsheet infirst place. For Google Sheets
users, you have the queryformula. It's incredibly
powerful.
Speaker 1 (13:52):
Query. What can you do with that?
Speaker 2 (13:54):
You can build highly customized reports. Like, show
me all transactions categorizedas groceries in the last six
months, but only from my Amexcard and where the amount was
over $100 Really specific stuff.
Speaker 1 (14:05):
Okay. That is powerful. What about Excel users
or an easier way in GoogleSheets?
Speaker 2 (14:10):
For both platforms, pivot tables are your friend.
They are surprisingly easy touse once you get the hang of it
and they are amazing forsummarizing huge amounts of
transaction data.
Speaker 1 (14:21):
How so?
Speaker 2 (14:21):
You can instantly group and sum your spending by
category by category group bymonth, week, year. Any way
you've tagged your data. You canspot trends, compare periods. It
really lets you analyze yourspending and earning patterns in
sophisticated ways. Turns rawdata into stories.
Speaker 1 (14:39):
Pivot tables and query. Definitely tools for the
power user. Okay, let's shiftgears a bit to maintenance. Data
flow is obviously key to Tiller,but we know financial
connections can be, well,finicky sometimes. What should
listeners know abouttroubleshooting common
connection problems?
Speaker 2 (14:57):
Yeah. Connections can be tricky. Banks and
institutions sometimes haveoutages or they change their
website login process, and thatcan break the connection,
especially with that screenscraping method we talked about.
And while things like openbanking are making connections
more reliable over time, fixingissues, especially with smaller
banks, can sometimes take awhile. Tiller suggests an
average of maybe four to sixweeks for resolution in some
(15:20):
cases.
Speaker 1 (15:21):
Oof. Okay. Patience is needed sometimes.
Speaker 2 (15:23):
Sometimes, yeah. You might see different error
messages like site temporarilyunavailable or user action
required. Maybe you need toreenter your password or answer
a security question.
Speaker 1 (15:34):
What can users do?
Speaker 2 (15:35):
Tiller has an institution alert dashboard
where they post known issues,which is helpful. It's really
important to try refreshing youraccounts regularly yourself
through the Tiller console oradd on. And if support reaches
out needing info, respondpromptly.
Speaker 1 (15:49):
And you mentioned incognito mode earlier.
Speaker 2 (15:51):
Yeah. Trying the connection or refresh process in
an incognito or private browserwindow is often a good
troubleshooting step. Itbypasses any weirdness from
cached website data or browsercookies that might be
interfering.
Speaker 1 (16:02):
Good tip. Now spreadsheets, especially with
years of data, can get prettybig. What happens if you start
bumping up against limits, likeGoogle Sheets 2,000,000 cell
limit? And how do you keep yoursheet running fast over time?
Speaker 2 (16:16):
That's a great question for long term users.
Hitting that 2,000,000 celllimit can slow down your sheet
or even stop new data coming in.
Speaker 1 (16:23):
So what's the solution? Delete data.
Speaker 2 (16:26):
You can delete things like unused rows or columns or
remove old sheets you don't needanymore. But a really key
strategy and a big advantage ofTiller's approach is archiving.
Speaker 1 (16:36):
Archiving. How does that work?
Speaker 2 (16:38):
You basically make a copy of your spreadsheet, say,
for last year's data. Keep thatas a historical record. Then in
your active tiller sheet, youdelete that archived year's
transactions and maybe balancehistory.
Speaker 1 (16:49):
Ah, so you keep the history just somewhere else?
Speaker 2 (16:52):
Exactly. It means you can build up potentially an
infinite financial history overmany files without your main
active sheet getting boggeddown. Most budgeting apps can't
really do that. You keep fullcontrol over all your past data.
Speaker 1 (17:05):
That's a powerful concept.
Speaker 2 (17:07):
Yeah. And there's even a little tool called the
size my sheet add on for GoogleSheets that helps you see how
close you are to the limit andwhere the cells are being used.
Speaker 1 (17:16):
Okay. Another common frustration. Yeah. Duplicate
transactions. We've all seenthem.
How does Tiller help you cleanthose up? Because that can
really skew your numbers.
Speaker 2 (17:26):
Duplicates are annoying. They can happen
sometimes. Maybe a glitch duringthe tiller fill process, they
mentioned a specific bug examplefrom 06/05/2025 that was fixed
quickly back on 12/05/2024. Orsometimes if you relink an
account, or if you manuallyimport data that overlaps with
the feed.
Speaker 1 (17:46):
So how do you fix it?
Speaker 2 (17:47):
A few ways. You could restore your spreadsheet to an
earlier version from before theduplicates appeared. Google
Sheets and Excel both haveversion history.
Speaker 1 (17:55):
Right. Go back in time.
Speaker 2 (17:57):
Yep. Or Tiller Money Feeds has a duplicates removal
tool, but that's only in theGoogle Sheets add on right now.
Speaker 1 (18:03):
Okay.
Speaker 2 (18:03):
And of course, can always manually identify and
delete the duplicate rowsyourself if you prefer that
hands on approach.
Speaker 1 (18:09):
Good to have options again. It sounds like keeping
the basic structure of the sheetintact is super important for
Tiller to work correctly. Whatare the absolute don't touch
areas for listeners?
Speaker 2 (18:20):
Yes. Absolutely vital.
Speaker 1 (18:22):
Yeah.
Speaker 2 (18:22):
While you can customize a lot, certain core
sheets need to keep theirdefault names. Think
transactions, balance history,and categories.
Speaker 1 (18:29):
Don't rename those core sheets.
Speaker 2 (18:31):
Right. And within those sheets, the main column
headers, things like date,description, category, amount,
account, transaction ID, thoseneed to stay exactly as they
are.
Speaker 1 (18:43):
What is that?
Speaker 2 (18:43):
Because the Tiller add on, AutoCAD, and all the
template dashboards areprogrammed to look for those
specific names in those specificlocations. If you change them,
things will break. Data mightstop filling, dashboards might
go blank.
Speaker 1 (18:56):
Ah, okay. So if my budget looks weird, check the
headers first.
Speaker 2 (19:00):
That's often the first place to look. Yeah. Yeah.
Check the headers, make sureyour budget numbers are actually
entered in the category sheet inthe right columns. Also, some
important sheets like balancesor accounts are often hidden by
default.
Yeah. Just to keep the interfacecleaner. But you can easily
unhide them through the viewmenu in Google Sheets or by
right clicking the tabs area inExcel if you need to see or edit
(19:22):
them.
Speaker 1 (19:22):
Good to know they're there. Yeah. Okay. Last area.
Sharing and mobile.
What if you want to share yourTiller spreadsheet with a
partner or maybe a financialadvisor and how usable is it
when you're on the go on yourphone.
Speaker 2 (19:36):
Sharing is pretty straightforward, especially with
Google Sheets. You can easilyshare your sheet with specific
people and give them differentpermission levels, edit,
comment, or just view. Great forcollaborating with a partner.
Speaker 1 (19:48):
And for Excel.
Speaker 2 (19:49):
For Excel, you'd need to save your workbook in a cloud
service like OneDrive orSharePoint to get similar
sharing and real timecollaboration features.
Speaker 1 (19:56):
Makes sense. Is there anything special about sharing
Tiller sheets?
Speaker 2 (19:59):
One important thing to know. Currently, you can't
delegate access to the Tillermoney feeds add on features
themselves. Like, your partnercan view or edit the sheet data
if you give them permission, butthey can't use their own Google
log in to fill data or runAutoCAT in your Tiller linked
sheet.
Speaker 1 (20:16):
Ah, okay. So the main account holder needs to do the
filling and AutoCAT runs.
Speaker 2 (20:21):
Right. The Tiller subscription is linked to one
specific Google Microsoftaccount, and that account needs
to perform those Tiller specificactions.
Speaker 1 (20:30):
What about mobile access? Can I manage my budget
on my phone?
Speaker 2 (20:33):
You can definitely view and even edit your
spreadsheets using the standardGoogle Sheets or Microsoft Excel
mobile apps. That works greatfor checking balances, maybe
manually adding a cashtransaction, or reviewing your
budget categories.
Speaker 1 (20:48):
But you can't fill data from the bank.
Speaker 2 (20:50):
Correct. You can't run the fill process or AutoCAD
directly from the mobile app addons. However, you can log in to
the Tiller Console website onyour phone's browser and
initiate an account refresh fromthere.
Speaker 1 (21:02):
Okay. So you can trigger a data pull, just not
fill it into the sheet itselffrom mobile.
Speaker 2 (21:06):
Exactly. You'd still need to open the sheet on a
computer later to actually fillthe data in using the add on.
Speaker 1 (21:12):
Got it. Well, has been incredibly comprehensive.
We've journeyed from securelyconnecting accounts and grasping
Tiller's core idea of dataownership.
Speaker 2 (21:21):
All the way through mastering categorization,
setting up detailed budgets,using those specialized tools
like the debt planner.
Speaker 1 (21:28):
And even diving into advanced analysis with things
like query and pivot tables.Plus tackling those common
troubleshooting issues to keepeverything running smoothly.
Speaker 2 (21:38):
Yeah covering the whole life cycle really.
Speaker 1 (21:40):
And by understanding all these pieces, these
intricacies, you're really notjust tracking money anymore are
you?
Speaker 2 (21:46):
No not at all. You're building this dynamic, truly
personalized financial commandcenter. Something that adapts to
your life, your needs.
Speaker 1 (21:55):
It really feels like it's about empowering you, the
listener, with the knowledgeand, crucially, control over
your own financial story.
Speaker 2 (22:03):
Absolutely. Giving you insights you just can't get
from a rigid, prepackaged app towhere you don't really own the
underlying data structure.
Speaker 1 (22:10):
So here's a final thought to leave you with. As
your Tiller powered spreadsheetgrows, as it evolves alongside
your financial life, what newquestions will you suddenly be
able to ask about your money?Questions that maybe seemed
unanswerable before.
Speaker 2 (22:23):
And what surprising insights might you uncover next?
Now that you finally have allyour financial data telling your
story completely on your terms.
Have you ever felt like your financial data is
(00:02):
just, well, scatteredeverywhere, siloed, maybe just
plain overwhelming?
Speaker 2 (00:07):
Yeah. It happens to a lot of people.
Speaker 1 (00:09):
What if there was a way to centralize it all, you
know, bring it to life andreally make it work for you
right inside a spreadsheet thatyou actually control.
Speaker 2 (00:16):
That's the dream, right?
Speaker 1 (00:18):
Today we're taking a deep dive into Tiller Money.
This, unique platform thatautomates your financial data
directly into Google Sheets orMicrosoft Excel. We've really
gone through a ton of Tiller'sown stuff. Yeah. Help docs, user
guides, troubleshooting tips topull out the most crucial
(00:40):
insights for you and maybe a fewsurprises.
Speaker 2 (00:43):
Always good to have those.
Speaker 1 (00:44):
So our mission here is pretty clear. Equip you with
the essential knowledge to setup, manage and yes, troubleshoot
your tiller poweredspreadsheets.
Speaker 2 (00:52):
Turn them into that financial command center.
Speaker 1 (00:53):
Exactly. Your personal command center will
look at everything from gettingdata flowing securely to
advanced budgeting and keepingthose sheets running smoothly.
It's all about controlling yourown financial story. Absolutely.
So let's start on attackingthis.
What exactly is Tiller and whatmakes it so different from, you
know, all the other financialtools out there?
Speaker 2 (01:14):
Well, what's fascinating here is Tiller
automates your dailytransactions, your balances
straight into a spreadsheet. Butthe real core philosophy, I
think, is giving you 100%ownership and control.
Speaker 1 (01:28):
Okay. Ownership. Unlike other apps where it feels
like your data is somewhereelse.
Speaker 2 (01:33):
Precisely. Here, it's yours. It lives in your Google
Sheet or your Excel file. Andspreadsheets, I mean, they just
offer incredible flexibility.Right?
Collaboration, customization.
Speaker 1 (01:42):
Total control.
Speaker 2 (01:43):
Yeah. Total control for managing your money how you
want. That's why Tiller givesyou something like their
foundation template. It'spowerful, but still pretty easy
to grasp a starting point. Theyknow you'll probably tweak it.
Speaker 1 (01:54):
Okay. So once you've connected your bank accounts,
how does the data actually, youknow, get into your spreadsheet?
You mentioned it's automated,but it sounds like there may be
a couple of steps involved.Refresh versus fill.
Speaker 2 (02:05):
Exactly. Think of it like this. Refresh is Tiller
quietly pulling all your newbank card investment
transactions into its own secureback end databases. That happens
about once a day.
Speaker 1 (02:17):
Okay. Behind the scenes.
Speaker 2 (02:19):
Right. But the really unique part is fill. That's
where you decide when to pullthat data from Tiller's vault
into your actual Google Sheet orExcel workbook. You use the
Tiller Money Feeds add on or addin do that.
Speaker 1 (02:32):
So I'm always triggering the fill.
Speaker 2 (02:33):
You can. Yeah. You're always in control of when it
lands in your space. Now forGoogle Sheets, there is an auto
fill feature. It runs aboutevery six hours, pulls in new
stuff automatically.
Speaker 1 (02:44):
Oh, that's handy.
Speaker 2 (02:45):
It is. But, you still need to sign back in every
ninety days for security, youknow.
Speaker 1 (02:49):
Right. Right.
Speaker 2 (02:50):
And sometimes manual refreshes are needed too,
especially if your bank uses twofactor authentication, two FA.
Oh. Because a lot of this stillrelies on, well, screen
scraping. It's like a littledigital robot trying to read
your bank's website. So if thebank changes something small
Speaker 1 (03:05):
The connection might break temporarily.
Speaker 2 (03:07):
Exactly. It can be a bit fragile sometimes.
Speaker 1 (03:10):
Okay. This idea of having your whole financial life
in a spreadsheet. It's powerful,but it immediately brings up the
security question for a lot oflisteners. How secure, how
private is all this data onceit's sitting on my Google Drive
or my OneDrive?
Speaker 2 (03:25):
That's a super important question. Tiller
really emphasizes that yoursheets are owned a 100% by you.
They live on your Google Driveor your Microsoft OneDrive.
Speaker 1 (03:34):
So Tiller doesn't hold the sheet itself?
Speaker 2 (03:35):
Nope. And Google, for instance, they've invested
heavily in security. Tillerstrongly recommends using multi
factor authentication on yourGoogle account, which is just
good practice anyway.Definitely. It's also worth
knowing Tiller uses a trustedthird party data provider,
Yodlee.
They're kind of the secureplumbing connecting to over
20,000 institutions to pull yourdata safely.
Speaker 1 (03:56):
Okay. Yodlee. I've heard of them.
Speaker 2 (03:58):
Yeah. They're a big player. And this connection does
require enabling third partycookies in your browser for
Tiller to work right. Thatsometimes trips people up.
Speaker 1 (04:06):
Good to know. So for someone just starting out, what
kind of accounts can theyactually connect? And are there
any like limitations orsurprises they should be aware
of, especially thinkingglobally?
Speaker 2 (04:17):
You can connect a really wide variety banks,
credit cards, loans, investmentaccounts. Yodlee, that provider
we mentioned, aggregates datafrom, yeah, over 20,000
institutions.
Speaker 1 (04:29):
Wow. That's a lot.
Speaker 2 (04:30):
It is. But, and this is important, Tiller is
currently built primarily for UScustomers. It's designed for US
dollars and US date formats.
Speaker 1 (04:38):
Oh, okay. So international users might have
issues.
Speaker 2 (04:41):
Right. It doesn't currently support EU or UK banks
because of open bankingregulations there. And support
for Canadian institutions ispretty limited. So if you're
banking outside The US, it mightnot be the best fit right now.
Speaker 1 (04:53):
Good caveat.
Speaker 2 (04:54):
Also, certain account types aren't supported via the
automated feeds. Things likecryptocurrency sites, Coinbase,
for example, or Zillow Zestimatedata, insurance accounts or like
super detailed credit cardnumber level transaction info.
You won't get thoseautomatically.
Speaker 1 (05:08):
Okay, that makes sense. So the data starts
flowing into the transactionsheet and then comes
categorization. Why is this stepso crucial? More than just
labeling. Right?
How does Tiller help turn thoseraw numbers into actual
insights?
Speaker 2 (05:25):
Categorization is absolutely key. It's not just
about putting labels on things.It's the lens you use to finally
understand where your money isactually going.
Speaker 1 (05:32):
Seeing the patterns.
Speaker 2 (05:33):
Exactly. You start to gain real insights, build
meaningful budgets, andultimately, you know, work
towards your financial goals.Tullow gives you default
categories in the category sheetto get you started fast.
Speaker 1 (05:44):
But you're not stuck with them?
Speaker 2 (05:45):
Not at all. You have complete freedom. Customize
them, overwrite them, clear thewhole sheet, start from scratch
if you want. The advice usuallyis to keep it fairly simple and
memorable though. Makes iteasier long term.
Speaker 1 (05:56):
Right. Consistency helps. Yeah. Okay. So you can do
it manually, which gives youcontrol.
But Tiller has this tool,AutoCAT. Sounds powerful. How
does that simplify things?
Speaker 2 (06:06):
AutoCAT is a real game changer, honestly. It lets
you automatically categorizetransactions based on rules you
define. You build these rulesright on the AutoCAD sheet.
Speaker 1 (06:16):
What kind of rules?
Speaker 2 (06:17):
Things like if the description contains a certain
word like Starbucks, or if theaccount contains your specific
credit card name, or even basedon amount ranges.
Speaker 1 (06:27):
Oh, interesting.
Speaker 2 (06:28):
Yeah. And AutoCAD processes these rules from top
to bottom. By default, it onlyapplies them to transactions
that don't already have acategory.
Speaker 1 (06:36):
So it doesn't mess with stuff you've already done
manually.
Speaker 2 (06:38):
Exactly. And there's a setting, auto run on fill,
which means it'll automaticallycategorize new data as soon as
it gets filled into your sheet.Saves a ton of time.
Speaker 1 (06:47):
Nice. Now for Google Sheets users, I saw something
about an AI suggest feature inbeta. How does that work? Is it,
you know, trustworthy withfinancial data?
Speaker 2 (06:57):
Yeah. AI suggest for AutoCAD, it's Google Sheets only
right now. It intelligentlysuggests categories for
transactions usually in batchesof 20.
Speaker 1 (07:05):
Okay. Suggests. Not just does it automatically.
Speaker 2 (07:08):
Right. It lets you review and correct its
suggestions. That's the keypart. You're always in the loop.
It learns from your customcategories, and it can also use
this category hint column Tillerprovides.
Speaker 1 (07:19):
So it gets smarter based on how I categorize?
Speaker 2 (07:21):
Pretty much. Yeah. Just be aware. It's not really
designed for huge datasets, liketens of thousands of
transactions, and it doesn'tcurrently work with that auto
run on fill feature. It's morefor batch processing.
Speaker 1 (07:33):
Got it. Okay. What about those big shopping trips?
You know, you go to Target orCostco and you buy groceries,
but also clothes and maybe someelectronics. How does Tiller
help you split those up?
Speaker 2 (07:42):
Ah, yes. The classic Costco run problem. Tiller Money
Feeds have a built intransaction splitter tool, works
in both Google Sheets and Excel.
Speaker 1 (07:51):
Okay. How does it work?
Speaker 2 (07:52):
You just select the transaction you wanna split,
launch the tool, and then youcan adjust the amounts for each
part, apply differentcategories.
Speaker 1 (07:59):
Oh, I see.
Speaker 2 (07:59):
And you can even save frequently used splits. Like, if
you always buy groceries andhousehold stuff together, save
it as a save split for nexttime. Super handy if you like
detail.
Speaker 1 (08:08):
That is handy. Does it need specific columns?
Speaker 2 (08:11):
Yeah. It needs certain columns to be there like
description, amount, category,and transaction ID. But you can
also just manually splittransactions if you prefer just
insert new rows in your sheetand adjust the amounts. Full
flexibility.
Speaker 1 (08:24):
Good to have options. So what does all this mean for
things like, say, paying yourcredit card bill or just
transferring money between yourown checking and savings
accounts? How should youcategorize those so you don't,
like, double count or mess upyour budget view?
Speaker 2 (08:39):
Right. That's a common confusion point. Tiller
actually has a specific transfercategory type. It's designed
exactly for money moving betweenaccounts you've linked in
Tiller.
Speaker 1 (08:49):
And what does that transfer type do?
Speaker 2 (08:51):
By default, transactions categorized as
transfer don't impact yourbudget dashboards or your cash
flow calculations, calculations,which is great, avoids that
double counting issue.
Speaker 1 (09:00):
Okay. So it nets out.
Speaker 2 (09:01):
Exactly. But you can choose to set up transfers as
regular expense or incomecategories if you wanna budget
for them. Maybe like a mortgagepayment you wanna track as an
expense or a plan savingscontribution you want to see as
income allocated.
Speaker 1 (09:14):
So you have the choice depending on how you want
to see it.
Speaker 2 (09:17):
Precisely. And you can also add extra columns to
your transaction sheet like noteor tags for more context. Maybe
tag work expenses or add a noteabout a specific purchase. Those
can then be used in reports too.
Speaker 1 (09:30):
More data for deeper dives later. Okay. It gets
really interesting when youstart looking at spending over
time, doesn't it? How doesTiller help you slice and dice
your transactions by month orweek or year?
Speaker 2 (09:42):
Yeah. Seeing trends over time is where the real
power comes in. Tillerautomatically adds month and
week columns for newtransactions, which is a great
start.
Speaker 1 (09:51):
Okay.
Speaker 2 (09:51):
You can also easily add a year column. And for older
transactions that came in beforeyou added those columns, you can
use simple spreadsheet formulasto fill them in.
Speaker 1 (09:59):
So you can analyze historical data too.
Speaker 2 (10:01):
Mhmm. Absolutely. Yeah. Having that temporal data
month, week, year is crucial forbuilding detailed reports,
especially things like pivottables. You can see seasonal
spending, track progress monthover month, really understand
the ebb and flow.
Speaker 1 (10:16):
Right.
Speaker 2 (10:17):
And just a quick tip for Excel users. Many features
like AutoCAD or some dashboardformulas work best if you format
your transaction sheet as anofficial Excel table. It helps
keep things structured.
Speaker 1 (10:29):
Good tip. Okay. Moving beyond just tracking. For
many people, the main goal isbudgeting. How does Tiller's
foundation template actuallyhelp you set up and track a
budget effectively?
Speaker 2 (10:40):
The foundation template really is designed as
your budget control center. Youset your monthly budget targets
for each category right there inyour category sheet, usually
starting in column e.
Speaker 1 (10:50):
So planned spending per category.
Speaker 2 (10:51):
Exactly. Planned versus actual. This lets you see
immediately how you're doing.Then you have the monthly budget
sheet that gives you a detailedbreakdown of your cash flow for
the current month, where you areversus your plan.
Speaker 1 (11:01):
Like a monthly checkup.
Speaker 2 (11:03):
Precisely. And then the yearly budget sheet gives
you that bigger picture viewover twelve months. See the
whole year laid out.
Speaker 1 (11:10):
Can you plan further ahead, like multi year?
Speaker 2 (11:12):
Yep. You can just insert additional month columns
into that category sheet tobudget for future years. So you
can do longer term planningright there.
Speaker 1 (11:21):
Okay. Basic budgeting is covered, but Tiller also
offers some more specializedtools for specific goals. Right?
Mhmm. Like getting out of debtor saving up for something big.
What are some of those?
Speaker 2 (11:32):
Yeah. They have some really powerful templates beyond
the foundation one. There's thedebt payoff planner, for
example.
Speaker 1 (11:38):
How does that one work? Sounds helpful for people
feeling swamped by debt.
Speaker 2 (11:42):
It's incredibly empowering, actually. Let's say
you have a few different debts,credit cards, loans, whatever.
This tool helps you create andmanage a payoff plan.
Speaker 1 (11:52):
Using specific strategies.
Speaker 2 (11:53):
Right. It shows you projections for the popular
snowball method, paying off thesmallest balance first for quick
wins, and the avalanche methodtackling the highest interest
rate first to save the mostmoney. Or you can even rank them
yourself.
Speaker 1 (12:05):
So it gives you a clear path?
Speaker 2 (12:07):
Exactly. It projects your debt free date and
recommends payment amounts. Itreally makes a big goal feel
much more manageable.
Speaker 1 (12:14):
What about saving for things?
Speaker 2 (12:16):
There's a savings goals template for that. It's
quite visual. Mhmm. It shows howclose you are to hitting your
savings targets based on youractual account balances.
Speaker 1 (12:25):
How does it track that?
Speaker 2 (12:26):
It uses what they call a waterfall method.
Speaker 1 (12:28):
Mhmm.
Speaker 2 (12:28):
You rank your savings goals, maybe emergency fund
first, then vacation fund.Tiller shows how your available
savings will fill up goal onefirst, then spill over to goal
two, and so on.
Speaker 1 (12:39):
Oh, that's neat. So you see the priority funding.
Speaker 2 (12:40):
Yeah. And what's cool is for its basic function, it
doesn't even need transactioncategorization. It just looks at
your account balances relativeto your goals.
Speaker 1 (12:48):
Interesting. Any tools for business or taxes?
Speaker 2 (12:51):
Definitely. Tiller can be great for organizing
finances for business and taxprep. You can tag categories
that are tax deductible. There'sa category roll up report for
detailed analysis. Or you canjust build pivot tables for
yearly spending totals bycategory.
Speaker 1 (13:05):
Makes tax time easier.
Speaker 2 (13:07):
For sure. And if you're self employed, there's an
estimated quarterly tax sheet tohelp project what you might owe.
You can even track businessreceipts by linking photos or
URLs right in your transactionrows.
Speaker 1 (13:18):
Oh, wow. Link receipts. That's useful.
Speaker 2 (13:20):
Yeah. And there's a simple profit and loss p and l
template too, which helps reportincome, expenses, and cash flow
over whatever time period youchoose. Really helpful for small
businesses or side hustles.
Speaker 1 (13:32):
Okay. These templates sound great. But for listeners
who really wanna dig deep, maybeask very specific questions of
their data. Right. What aboutcreating completely custom
reports?
Speaker 2 (13:43):
Right. And this really taps into the inherent
power of using a spreadsheet infirst place. For Google Sheets
users, you have the queryformula. It's incredibly
powerful.
Speaker 1 (13:52):
Query. What can you do with that?
Speaker 2 (13:54):
You can build highly customized reports. Like, show
me all transactions categorizedas groceries in the last six
months, but only from my Amexcard and where the amount was
over $100 Really specific stuff.
Speaker 1 (14:05):
Okay. That is powerful. What about Excel users
or an easier way in GoogleSheets?
Speaker 2 (14:10):
For both platforms, pivot tables are your friend.
They are surprisingly easy touse once you get the hang of it
and they are amazing forsummarizing huge amounts of
transaction data.
Speaker 1 (14:21):
How so?
Speaker 2 (14:21):
You can instantly group and sum your spending by
category by category group bymonth, week, year. Any way
you've tagged your data. You canspot trends, compare periods. It
really lets you analyze yourspending and earning patterns in
sophisticated ways. Turns rawdata into stories.
Speaker 1 (14:39):
Pivot tables and query. Definitely tools for the
power user. Okay, let's shiftgears a bit to maintenance. Data
flow is obviously key to Tiller,but we know financial
connections can be, well,finicky sometimes. What should
listeners know abouttroubleshooting common
connection problems?
Speaker 2 (14:57):
Yeah. Connections can be tricky. Banks and
institutions sometimes haveoutages or they change their
website login process, and thatcan break the connection,
especially with that screenscraping method we talked about.
And while things like openbanking are making connections
more reliable over time, fixingissues, especially with smaller
banks, can sometimes take awhile. Tiller suggests an
average of maybe four to sixweeks for resolution in some
(15:20):
cases.
Speaker 1 (15:21):
Oof. Okay. Patience is needed sometimes.
Speaker 2 (15:23):
Sometimes, yeah. You might see different error
messages like site temporarilyunavailable or user action
required. Maybe you need toreenter your password or answer
a security question.
Speaker 1 (15:34):
What can users do?
Speaker 2 (15:35):
Tiller has an institution alert dashboard
where they post known issues,which is helpful. It's really
important to try refreshing youraccounts regularly yourself
through the Tiller console oradd on. And if support reaches
out needing info, respondpromptly.
Speaker 1 (15:49):
And you mentioned incognito mode earlier.
Speaker 2 (15:51):
Yeah. Trying the connection or refresh process in
an incognito or private browserwindow is often a good
troubleshooting step. Itbypasses any weirdness from
cached website data or browsercookies that might be
interfering.
Speaker 1 (16:02):
Good tip. Now spreadsheets, especially with
years of data, can get prettybig. What happens if you start
bumping up against limits, likeGoogle Sheets 2,000,000 cell
limit? And how do you keep yoursheet running fast over time?
Speaker 2 (16:16):
That's a great question for long term users.
Hitting that 2,000,000 celllimit can slow down your sheet
or even stop new data coming in.
Speaker 1 (16:23):
So what's the solution? Delete data.
Speaker 2 (16:26):
You can delete things like unused rows or columns or
remove old sheets you don't needanymore. But a really key
strategy and a big advantage ofTiller's approach is archiving.
Speaker 1 (16:36):
Archiving. How does that work?
Speaker 2 (16:38):
You basically make a copy of your spreadsheet, say,
for last year's data. Keep thatas a historical record. Then in
your active tiller sheet, youdelete that archived year's
transactions and maybe balancehistory.
Speaker 1 (16:49):
Ah, so you keep the history just somewhere else?
Speaker 2 (16:52):
Exactly. It means you can build up potentially an
infinite financial history overmany files without your main
active sheet getting boggeddown. Most budgeting apps can't
really do that. You keep fullcontrol over all your past data.
Speaker 1 (17:05):
That's a powerful concept.
Speaker 2 (17:07):
Yeah. And there's even a little tool called the
size my sheet add on for GoogleSheets that helps you see how
close you are to the limit andwhere the cells are being used.
Speaker 1 (17:16):
Okay. Another common frustration. Yeah. Duplicate
transactions. We've all seenthem.
How does Tiller help you cleanthose up? Because that can
really skew your numbers.
Speaker 2 (17:26):
Duplicates are annoying. They can happen
sometimes. Maybe a glitch duringthe tiller fill process, they
mentioned a specific bug examplefrom 06/05/2025 that was fixed
quickly back on 12/05/2024. Orsometimes if you relink an
account, or if you manuallyimport data that overlaps with
the feed.
Speaker 1 (17:46):
So how do you fix it?
Speaker 2 (17:47):
A few ways. You could restore your spreadsheet to an
earlier version from before theduplicates appeared. Google
Sheets and Excel both haveversion history.
Speaker 1 (17:55):
Right. Go back in time.
Speaker 2 (17:57):
Yep. Or Tiller Money Feeds has a duplicates removal
tool, but that's only in theGoogle Sheets add on right now.
Speaker 1 (18:03):
Okay.
Speaker 2 (18:03):
And of course, can always manually identify and
delete the duplicate rowsyourself if you prefer that
hands on approach.
Speaker 1 (18:09):
Good to have options again. It sounds like keeping
the basic structure of the sheetintact is super important for
Tiller to work correctly. Whatare the absolute don't touch
areas for listeners?
Speaker 2 (18:20):
Yes. Absolutely vital.
Speaker 1 (18:22):
Yeah.
Speaker 2 (18:22):
While you can customize a lot, certain core
sheets need to keep theirdefault names. Think
transactions, balance history,and categories.
Speaker 1 (18:29):
Don't rename those core sheets.
Speaker 2 (18:31):
Right. And within those sheets, the main column
headers, things like date,description, category, amount,
account, transaction ID, thoseneed to stay exactly as they
are.
Speaker 1 (18:43):
What is that?
Speaker 2 (18:43):
Because the Tiller add on, AutoCAD, and all the
template dashboards areprogrammed to look for those
specific names in those specificlocations. If you change them,
things will break. Data mightstop filling, dashboards might
go blank.
Speaker 1 (18:56):
Ah, okay. So if my budget looks weird, check the
headers first.
Speaker 2 (19:00):
That's often the first place to look. Yeah. Yeah.
Check the headers, make sureyour budget numbers are actually
entered in the category sheet inthe right columns. Also, some
important sheets like balancesor accounts are often hidden by
default.
Yeah. Just to keep the interfacecleaner. But you can easily
unhide them through the viewmenu in Google Sheets or by
right clicking the tabs area inExcel if you need to see or edit
(19:22):
them.
Speaker 1 (19:22):
Good to know they're there. Yeah. Okay. Last area.
Sharing and mobile.
What if you want to share yourTiller spreadsheet with a
partner or maybe a financialadvisor and how usable is it
when you're on the go on yourphone.
Speaker 2 (19:36):
Sharing is pretty straightforward, especially with
Google Sheets. You can easilyshare your sheet with specific
people and give them differentpermission levels, edit,
comment, or just view. Great forcollaborating with a partner.
Speaker 1 (19:48):
And for Excel.
Speaker 2 (19:49):
For Excel, you'd need to save your workbook in a cloud
service like OneDrive orSharePoint to get similar
sharing and real timecollaboration features.
Speaker 1 (19:56):
Makes sense. Is there anything special about sharing
Tiller sheets?
Speaker 2 (19:59):
One important thing to know. Currently, you can't
delegate access to the Tillermoney feeds add on features
themselves. Like, your partnercan view or edit the sheet data
if you give them permission, butthey can't use their own Google
log in to fill data or runAutoCAT in your Tiller linked
sheet.
Speaker 1 (20:16):
Ah, okay. So the main account holder needs to do the
filling and AutoCAT runs.
Speaker 2 (20:21):
Right. The Tiller subscription is linked to one
specific Google Microsoftaccount, and that account needs
to perform those Tiller specificactions.
Speaker 1 (20:30):
What about mobile access? Can I manage my budget
on my phone?
Speaker 2 (20:33):
You can definitely view and even edit your
spreadsheets using the standardGoogle Sheets or Microsoft Excel
mobile apps. That works greatfor checking balances, maybe
manually adding a cashtransaction, or reviewing your
budget categories.
Speaker 1 (20:48):
But you can't fill data from the bank.
Speaker 2 (20:50):
Correct. You can't run the fill process or AutoCAD
directly from the mobile app addons. However, you can log in to
the Tiller Console website onyour phone's browser and
initiate an account refresh fromthere.
Speaker 1 (21:02):
Okay. So you can trigger a data pull, just not
fill it into the sheet itselffrom mobile.
Speaker 2 (21:06):
Exactly. You'd still need to open the sheet on a
computer later to actually fillthe data in using the add on.
Speaker 1 (21:12):
Got it. Well, has been incredibly comprehensive.
We've journeyed from securelyconnecting accounts and grasping
Tiller's core idea of dataownership.
Speaker 2 (21:21):
All the way through mastering categorization,
setting up detailed budgets,using those specialized tools
like the debt planner.
Speaker 1 (21:28):
And even diving into advanced analysis with things
like query and pivot tables.Plus tackling those common
troubleshooting issues to keepeverything running smoothly.
Speaker 2 (21:38):
Yeah covering the whole life cycle really.
Speaker 1 (21:40):
And by understanding all these pieces, these
intricacies, you're really notjust tracking money anymore are
you?
Speaker 2 (21:46):
No not at all. You're building this dynamic, truly
personalized financial commandcenter. Something that adapts to
your life, your needs.
Speaker 1 (21:55):
It really feels like it's about empowering you, the
listener, with the knowledgeand, crucially, control over
your own financial story.
Speaker 2 (22:03):
Absolutely. Giving you insights you just can't get
from a rigid, prepackaged app towhere you don't really own the
underlying data structure.
Speaker 1 (22:10):
So here's a final thought to leave you with. As
your Tiller powered spreadsheetgrows, as it evolves alongside
your financial life, what newquestions will you suddenly be
able to ask about your money?Questions that maybe seemed
unanswerable before.
Speaker 2 (22:23):
And what surprising insights might you uncover next?
Now that you finally have allyour financial data telling your
story completely on your terms.
Popular Podcasts
Crime Junkie
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.
24/7 News: The Latest
The latest news in 4 minutes updated every hour, every day.
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.