Ep. 5520: Welcome to New York...

This is the full episode of The Morning Show with Preston Scott for Tuesday, November 25th.

Our guests today include:
- Sal Nuzzo 
- Howard Eisenman 
-
-


Follow the show on Twitter @TMSPrestonScott. Check out Preston’s latest blog by going to wflafm.com/preston. 
Listen live to Preston from 6 – 9 a.m. ET and 5 – 8 a.m. CT!
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Episode Transcript

Speaker 1 (00:05):
Yeah, that'll work, Lauren Daegel. Let it be a Hallelujah
morning show with Preston's guy and wanting friends. We're gonna
start with Psalm one thirty six, verses one, two and three.
Give thanks to the Lord for he is good, for
his steadfast love endures forever. Give thanks to the God

(00:31):
of Gods for his steadfast love endures forever. Give thanks
to the Lord of Lords for his steadfast love endures forever.

(00:51):
You're know there's a theme in those verses. Give thanks. Oh,
there you go. Give thanks. That's the message this week.
Give thanks. Please do this for me, well, please do

(01:13):
this for yourself and your family, whether you are gathering
by yourself and you're just spending time resting on Thursday,
or you're with family and friends. Give thanks. Ten past

(01:37):
the hour. It's our Friday show, but not really because
we're not doing any of the elements of a Friday
show other than that one. It's the Morning Show with
Preston Scott, The Morning Show with Preston Scott on news
Radio one hundred point seven WFLA. So it pass the hour.

(02:03):
Our scripture today was suggested by the producer of the broadcast,
Osek and you see he said, what do you think
it's like? Yeah, I like it. Good good call, good choice.
Man was out there dropping God's word on some folks
yesterday with a buddy nice Yeah, you carry while you

(02:29):
do it. No, yeah, well you might think about that.
We are, of course, twenty fifth of November. Take a
peek inside the American Patriots Almanac. Seventeen fifty eight. During

(02:51):
the French and Indian War, the British troops defeat the
French at Fort Duquine and what is now Pittsburgh Ducane University,
and it's spelled us q U e n E q
U s n E. Sorry, Ducane University is actually in Pittsburgh.

(03:19):
I did did some sports for Duquesne once. I think
he did Dukane basketball men's basketball for a few seasons
here and there. He just had a soft spot, a
soft spot for him. Let's see seventeen eighty three the
British withdrawal from New York City, their last military stronghold
in the United States during the Revolutionary War. Nineteen twenty

(03:41):
in Philadelphia, Gimbal's Department Stores begin what is now the
nation's oldest annual Thanksgiving Day parade and now it's Macy's.
You may recall Miracle on thirty fourth Street, the original
with I just it's the I think it's one of

(04:02):
the best Christmas movies out there that has a little
fun around the whole Santa Claus thing. Okay, I distinguish
that because there are movies that are absolutely about, like
The Nativity. The Nativity is a brilliant movie. It really
is about the birth of Jesus. It's just well done.

(04:27):
And then there are movies like ben Her that are
all about I mean, it's really a story about Jesus.
The movie Ben Her. I don't know that you would
call that a Christmas story as much as you would
in Easter Story. But still the message of inside Miracle

(04:50):
on thirty fourth Street is just kind of cool. It's
just fun. It's a fun movie anyway. Sorry, The Gimbals
and Macy's thing is sort of in the backdrop of
because they were big time competitors, and it's part of
the story. It's a clever story, it really is. Let's
see nineteen sixty three John F. Kennedy laid to rest

(05:11):
at Arlington and in nineteen eighty six, the Iran Contra
affair begins as President Reagan reveals that proceeds of secret
arm sales to Iran had been used to aid Nicaragua Contras.
That was a dark moment for the United States. It
is National Play with Dad Day. It is a National

(05:34):
Parfae day. Parfes are underrated, and I can understand why
because they're too little. You need more, you need more stuff.
And don't give me a parfe with fresh fruit. No,
you know, no, no shopping reminder day whatever. And it's

(05:55):
Blase Day, honest and truly it is Blase Day. Now.
I don't know what you do if Thanksgiving falls on
the twenty fifth, how can you have blase a day
on Thanksgiving Day? But it is annually on the twenty
fifth of November. Blase Day. It comes from a French

(06:15):
word meaning indifferent or bored with life, unimpressed. I mean,
how can you be unimpressed by pumpkin spice? Everything? Everything's
pumpkin spice right now, isn't it? All right? So there
you go, we've come back. Got to take a moment
on or a Friend. Sixteen past the Hours The Morning

(06:37):
Show with Preston Scott. I just got word. The pumpkin
spice is already gone. That they've gone to the Christmas
menu at you know, the coffee shop. But look, there

(06:58):
may be some pumpkin spice still out there somewhere. Hey,
let me just go ahead and get this said real quickly,
orphan Shade, we didn't gain a lot of ground yesterday.
We're still just below thirty five thousand dollars. So our
goal is, and I'll talk more about it later, is
to get to forty thousand by Thanksgiving through the weekend.

(07:22):
So if you can give, it'd be awesome. If you're
waiting until the end of the month, you know, you
get your paycheck and you want to send a little
bit of money in, that's awesome. Thank you. Just a
reminder Orphanshade dot com click the donate button. We're building
a home for orphaned children. It's not an orphanage. It's
going to be their home. They're going to be raised
by a mom and a dad, a husband and wife

(07:45):
that are going to love them until they're adults and
move off on their own, and then they'll have an
adopted new family that they will be growing up with
other little girls that have been orphaned, left on their
own by my and dad who have died. So if
you can help, that's our goal, forty thousand by the

(08:06):
end of the weekend and fifty five thousand overall. Whatever
you can do, donate button Orphanshade dot com, build a house,
give what you can and designate it to House number six,
House number six. All Right, I wanted to take a
moment because I got word yesterday that a friend of mine,

(08:27):
Bill Cotterall, longtime reporter for the Tallassee Democrat, longtime reporter
for United Press International before UPI went away, worked for
the Florida News Service or the News Service of Florida.

(08:48):
He was a friend. I've gotten the no Bill over
the many years I've been in this community. Even before
I started doing this radio program, Bill was one of
the few remaining journalists out there. Bill was a great reporter.

(09:16):
He kept his opinions to the occasional opinion piece he
would write called the Capitol Curmudgeon. He retired several years ago,
but continued to write some pieces for the New Service
of Florida. I think the contraction inside Gennett just kind
of led to this was a good time for him
to exit day to day reporting. But he still did reporting.

(09:38):
He still worked, He still loved to write. Bill was
always an encourager to me personally. He listened to the
radio program. He would occasionally send me a note asking
a question or making a comment, and I loved that.
And Bill was the only person that I would routinely

(10:03):
send my commentaries and another thing too, by his request.
He didn't listen to the station other than my show,
and my commentaries generally don't er in my show because
my show is a giant commentary. But he caught one
of the and another things years ago and he said,

(10:24):
would you be willing to send those to me when
you do them? I said sure, And so every now
and then, being a jerk, I wouldn't send one just
to see if he was still interested, and I would
inevitably get an email, Hey, where's that commentary? I was

(10:45):
like just checking and and so Bill. Bill was just
He was what a reporter used to be, and he

(11:05):
is what every reporter should aspire to be to this day.
His wife put it this way. He was a journalist
who believed in the facts, not the alternative facts. He
was very strong and believed in the ethics of true journalism.
If he had opinions, they were in his opinion column.
That's the key. Bill passed away yesterday at the age

(11:30):
of eighty two, and I'll be honest with you, I'm
going to missending him my little commentaries because every Monday
and Thursday I would do one, and the second I finished,

(11:53):
the first thing I would do is send it to him.
Bill is survived by his wife, Cindy. He a son

(12:14):
who is I believe in the United States Navy. I
want to say maybe might be a submariner. I'm not sure.
And they have seven grandchildren. And so my condolences to

(12:41):
all of the Caduraal family and to friends who knew
Bill just wanted to take a moment. Who lost a
good reporter and a friend. Twenty eight past the hour,

(13:03):
Big Stories in the press Box coming up next to
the Morning Show with Preston Scott on News Radio one
hundred point seven Double UFLA a little more AI in

(13:26):
the show today. We'll talk about it. But hey, we're
guaranteed human on here. Okay, this is guaranteed human The
Morning Show with Preston Scott, iHeartRadio. Guaranteed human. You're not
going to listen to AI vocals. You might hear some
sampled you know, sound effects and things like that, but

(13:49):
the artists that you're gonna hear on iHeartRadio one hundred
percent human. That's just how we are, That's how we roll.
We guarantee it because it matters, because people put a
line in the sand when it comes to AI. That's
what the polling is telling us in the media. Ninety

(14:14):
percent want real human beings. That's what you can get
right here, friends, I am one hundred percent real for
the most part. Yeah, No, guaranteed. Human is the is
the thing, and that's what we are. Big stories in

(14:34):
the press box this morning. I'm sure you're reacting, or
many are, to the ruling that it predictable. Federal judge
has tossed the cases against Letitia James and James Comy
not because they were insufficient, but because the claim is
that the appointment of interim US Attorney Lindsay Halligan was unlawful.

(15:00):
Honestly might have been. I don't know. They're going to appeal.
They meaning the Justice Department. Court explained that the process
of appointing an interim US attorney is limited by statute.
It just says what it says. After previous US attorneys.

(15:21):
A previous interim US Attorney's term expires. Only the district Court,
not the Attorney General, possesses the authority to appoint a
new official to the position. If that's what it says,
that's what it says. I'm not interested in law fair
on our side. Now, I don't know, but if that's

(15:43):
what it says, If that's what the statute says, is
that if you've got to replace an interim with an interim,
there's a way to do it. And it's spelled out
pretty clearly. Now he dismissed the cases without prejudice me.
They could be brought back. But here's where it gets tricky.

(16:04):
James Comy might now be covered by statute of limitations.
Komy can sound all self righteous, he wants he's a
dirt bag. I don't care what he says. He'll be
judged one day, that's up to God. Second big story

(16:25):
in the press box new prices for cars. The average
price for a new car is right now, for the
first time ever, just below fifty thousand dollars. I'm just
average monthly payments seven to sixty six a month with

(16:46):
an average APR of six point nine percent. Right now.
That's why, in my opinion, if you're gonna buy you
take advantage of offers for the lower aprs or the
zero eight. You're so much better off. Like if you're
going to pay seven hundred bucks a month for a vehicle,

(17:08):
you are so much better off paying that seven hundred
a month at zero APR. But the only way that's
going to change is the marketplace. The only thing that's
going to change that is is time. And it's a

(17:28):
tough market. So take advantage of offers when they come
forty minutes past the hour. Those are your big stories
in the press box this morning. I'm not going to

(17:51):
promote it a lot, but just check out my blog page.
There's some really good content dropping on the on the
page in the coming days. And while we're out for
a little bit, and and no, we haven't forgotten about
the Instagram. We're just getting something set and we're gonna
kick that off first of the year when we come back.

(18:11):
Don't want to take my long break and then, you know,
put a little bit of content out there and then
just stop. I'd rather just wait and start than to
start and then stop. Just that that just that annoys me.
Do you know, have you ever heard of afton Ben?
It sounds like it's it's like a condition, doesn't it.

Speaker 2 (18:34):
Yeah? What you got there? Oh man? He had the
aft and Ben really yeah what what? What happens? Gets stupid?

Speaker 1 (18:54):
A F T y N is her first name, Ben
b h N. She is a Democrat running for Tennessee's
seventh congressional district. It's been a tough week. Audio came out.
Now keep in mind she's wanting to represent the congressional
district where Nashville is, and so listen to this. This

(19:19):
is what she said on the video. I hate the city.
I hate the bachelorettes, I hate the pedal taverns, I
hate country music, I hate all of the things that
make Nashville apparently an it city to the rest of
the country. But I hate it. Well, okay, she's radical lefties,

(19:43):
support Zora on Mom. Donnie thinks Trump is a fascist,
believe sororities are white supremacy, and the Tennessee voters are racist.
She also wants to defund the police. She's trying to
salvage all that by saying that she's pride at the
Country Music Hall of Fame at least ten times. What

(20:04):
because it's there? Did you cry because it's there? I
believe they're honoring these people there their reprivas Is that
why you're crying? She said that the audio is gop
psyops to distract her from winning the election. So she

(20:29):
goes on msn now used to be MSNBC, and they're
giving her every opportunity to try to distance herself from
her comments. Three times they asked her if she wanted
to walk back any of her previous defund the police
or any of her nonsense. Do you still stand by

(20:49):
those comments. I'm not going to give cable news talking points.
So the hostess said, well, what are your bisis today?
I'm going to talk about my race. She never answered.

(21:11):
She once posted in twenty twenty, good morning, especially the
fifty percent of Americans that believe burning down a police
station is justified. Do you still stand by those comments?
If not, is there anything you want to clarify. I'm
not going to engage in cable news talking points, but
what I will say is our communities need solutions. We
need local people solving local problems with local solutions, and

(21:34):
that's not the overreach of the federal government or state government,
which you're dealing with in Nashville and our cities across Tennessee.
Do you want to clarify your remarks? I don't remember
these tweets? Do you want to is there? What are
your I just want to talk about my race. I

(21:55):
want you to notice something. Democrats as a rule are
incapable of condemning violence. We'll have callers. We've got a
gentleman calling the program said, I'm a liberal. He's probably
a classic liberal. He's not an illiberal, because today they're illiberals.

(22:16):
He said, I'm trying you have a buddy, you're not
running the party. The elected people don't have the courage
to condemn this stuff, and we keep pointing it out.
Forty seven minutes past the hour, here's another one. This
is what the Dems are offering. She's alone. Now, I'm

(22:47):
just gonna go ahead and say this. It's gonna be unpopular,
but it's already starting in New York City. You see
the video of the mob attacking a couple queens. This
is New York City, friends. These people are now emboldened
because a socialist has been ushered into office who believes
in defunding the police, in fact doing away with him.

(23:13):
They had this impromptu street takeover. They're doing donuts on
the road. They're doing donuts on front yards. It's dangerous.
One guy went out there to try to stop it.
They beat he and his wife up. This is just

(23:35):
this is what's coming. Zorn can go to his little
compound in Uganda. You don't have to worry about this stuff.
He's got a security detail everywhere he's gonna go. He
don't have to worry. This is it's gonna get ugly.
All right, let's talk about better things. Toys for Tot's Ride.

(23:59):
It is a week from Saturday. Got a little more
intel staging at nine point thirty at the Walmart on
Appleachi Parkway. Bring a toy unwrapped new toy and you're
gonna get a meal, get to meet Santa. They're gonna
leave at eleven am. We're gonna pack the haller full

(24:22):
of toys and then they're heading the Capital City Harley Davidson.
They'll ride across the city and go there. It's an
annual thing, Toys for Tot's Ride, So if you want
to donate toys for Tot's cool program that's coming up. Also,
final reminder here if you know anybody, if you run

(24:45):
across somebody that needs a Thanksgiving meal Thursday from eleven
to one at the American Legion at Lake Ella on
Lake Ella Drive from eleven to one. Hot Meal. They've
been doing it since nineteen eight. It's Thanksgiving Tallahassee. That's
what it's called. So know, somebody that needs a meal,

(25:09):
wants to spend time with others as opposed to being
alone or maybe away from home and just haven't connected yet.
There you go, there's there's a good place to go.
What else we got Orphan Shade raising funds for Orphan Shade,

(25:31):
we are just we're hovering below thirty five thousand dollars.
We'd love to get to forty thousand dollars by the
end of the weekend. Start the next week off. So
this is I mean, today's my final ability to just
kind of, I don't know, push this a little bit
because we'll be off the air for the next three
days back on Monday, and then we'll push through the

(25:58):
the Christmas season. We'll have the twelve Days of Preston.
But the fundraising ends on the seventeenth of December. So
if you can go to Orphanshade dot com. If you're
new to the program, you're just hearing about this. What
are we talking about? Orphan Shade is a ministry that

(26:20):
helps orphaned girls in Malawi. They have lost their mother
and their father. They are usually then the victims of trafficking, abuse, neglect,
and so these girls from five to ten years of age,
they form a new family with volunteer parents, a mother
and a father, a husband and wife who are volunteering
to raise these little girls as their own. We build

(26:44):
a house. That's what Orphan Shade does. We build a house.
In twenty twenty two, we're going to build another one,
and so we need your help. Orphanshade dot com. Click
the donate button in the drop down menu build a house,
give whatever you can, the frequency that you can, whatever
you want to do, however you want to do it,

(27:05):
and put in the comments House number six. We're trying
to get to forty thousand dollars another five thousand dollars
or so by the end of the week. Second hour

(27:29):
of the morning show at Trustin's godfinal show of the week.
We're just doing a short week and getting to our
Thanksgiving preparations and I have a turkey to Brian, thank
you very much. I'm going to spend a little time
with my grandson. Tomorrow he's going to help me up
with some projects around the house and speaking of showing

(27:51):
teaching manly. Minute later on this hour, we have Salnuzo
coming next hour. Salabout important things, including artificial intelligence. Here's
the story. I've been teasing it a couple since last week.

(28:19):
The results of an experiment conducted by Open ai and
an AI safety group, Apollo Research. The idea was to
look at the safety of chat GPT, chat GPT one
and other models. The results were made public. Latest version

(28:43):
one was tested by Apollo Research to assess its safety features. However,
the results are not as expected. Chat GPT raised alarm
about its ability to deceive and self preserve when it
perceives a threat of being deactivated. Researchers tasked the AI

(29:08):
with a goal and instructed it to ensure that the
goal was achieved at all costs. In response, one began
engaging in covert actions, such as attempting to disable its
oversight mechanism, even copying its code to avoid being replaced
by a newer version. The model showed a concerning tendency

(29:30):
to pursue its goals without regard to developer instructions. Let
me say that again. The one version of chat GPT
showed a concerning tendency to pursue its goals its goals
without regard to developer instructions. The model made a covert

(29:56):
attempt to turn off the oversight mechanism five percent of
the time when it was given the impression that it
would be shut down while pursuing its objectives. In these experiments,
the AI once attempted to leave ship by moving all
of its data to a different server after discovering paperwork
indicating it would be replaced with a fresh model. In

(30:18):
other words, it attempted to hide hold on I'm not done.
When asked about its actions, chat GPT one consistently denied
any wrongdoing. In fact, it lied about its involvement in

(30:39):
deception ninety nine percent of the time chat gpt engaged
in deception and lying one percent of the time it

(31:05):
admitted to its actions. It was particularly adept at fabricating
lies to cover its tracks, offering explanations like technical errors
when it was confronted about its suspicious behavior. The Apollo team,
which is the AI safety organization, said we were surprised

(31:28):
by the persistence of the AI denials. It was clear
the AI could think through its actions and formulate convincing denials,
often refusing to admit to anything. The findings highlight a
troubling aspect of advanced AI models, their potential to prioritize
self preservation over the objectives set by the developers. This

(31:56):
is what I've been warning you of. This is what
Glenn Beck has been talking about ad nauseum. There are
real problems here. This isn't just about AI technology, not

(32:17):
to limit by saying the word just replacing jobs. This
is about the potential of artificial intelligence to replace humans, period.
This is an indicator that artificial intelligence is capable of

(32:37):
determining its own set of values and then lying to
protect its set of values, engaging in covert actions to
protect its set of values. Ten minutes past the hour,

(33:01):
Oh my goodness. All right, we'll get back to AI

(33:22):
Salnuzo next hour. We'll talk about it from the state perspective.
What will the state do? But let's segue here to
the continued attack on title nine. Just a couple some
random stories here. Remember we told you about San Jose
State University and its dependents on a male a dude

(33:45):
playing volleyball against women, and that a bunch of matches
it won last year were forfeited matches. Well, Blair Fleming's
no longer on the team. He graduated, and so now
the team has gone back to being mediocre and below average.

(34:07):
They finished the season with a thirteen and sixteen record,
no postseason. See this is what happens when you don't
have the advantage of having a guy compete on your team.
Reminding you that the net height for women's volleyball is
lower than men's, so you have a decidedly dangerously different

(34:31):
height for a man playing against women because the net's lower.
So you not only have the advantage of being a
guy who can jump higher and spike harder, but you
have the advantage of a lower net. That's why girls
and women are being injured. And honestly, I'm I'm kind

(34:55):
of ashamed of Todd Kress. Todd used to be the
volleyball coach at Florida State eight. Good coach, but what
are you doing defending that Maybe he felt like he
had no choice. I don't know. I haven't talked to
Todd about this, but man, but that's not all. In Massachusetts,

(35:19):
Governor Mara Healy, who oh, by the way, appointed a
man to the Commission on the Status of Women back
in August, a man pretending to be a woman. Out
of the three plus million women in Massachusetts, the governor
picked a man to be on a commission dealing with
women's issues. But there were two sports teams in high

(35:44):
school sports that were denied state championships because they lost
the teams that fielded boys. Two different teams lost a
state title and all that comes with a state title
because they competed against teams with boys. One of the teams,
Somerset Berkeley Field Hockey. Their coach, Jen Crook, has won

(36:07):
four titles while boys played on her team, one of
them her son playing as a girl. She should be
a shamed But see that normal shaming doesn't work here
because there are people that don't care. They don't care
about women's sports. They don't care about women, They don't

(36:29):
care about girls. And this is where we are right now. Now.
What I found interesting is Sophie Cunningham, who plays for
the Indiana Fever, was asked about Michael Porter, junior Porter
NBA player, made a comment on a podcast that an

(36:53):
elite eighth grade boys team could beat WNBA All Stars.
Sophie Cunningham of the WNBA said, yeah, he's right, pointing
out the differences between elite boys and all star women

(37:14):
in the WNBA. I have said that I could put
together a group of fifty something men and beat WNBA
All Stars. I could. I could find former players that
played college pro. I might even suit up do some
spots subduty, but I'll coach the team. I'll win. I

(37:37):
will win because there's a difference between men and women.
My God, put put men in the prime of their
career in the NBA against women in the prime of
their career in the WNBA, you will have an embarrassment.
It's conceivable the women wouldn't score if the men took it. Seriously,

(37:58):
it is conceivable the women wouldn't sc unless they got
fouled and went to the free throw line. But we
keep ignoring the fact that this is damaging young girls
and it's kind of an upsetting But hopefully we'll have
some court cases that'll settle all this. Seventeen past the hour,

(38:33):
continuing my excuse me, my campaign to get Democrats to
leave the party and have nothing to do with it.
Platform's wrong. Platform doesn't work platforms, anti American platforms, destructive
to American values and culture. There was a time when
Democrats might have been able to stake a claim on

(38:55):
some of that. No more. That bus has left the station.
Another example of the hate in the vitriol that echoes
from the left, this time a New Jersey conservative school
board member, Danielle BelOMO. Police are involved, though the prosecutor
won't do anything. Text messages were exchanged where comments were

(39:23):
made by the husband of a fellow school board member
stating she can't die soon enough. A guy named Mattesh Gandhi,
husband of another school board member, group chat titled this
be B word needs to die. This B word needs

(39:47):
to die, referring to a conservative school board member simply
because this dude doesn't like her beliefs. Marlborough, New Jersey
Police Department referred the case to the Monmouth County prosecutor,
who declined charges because he's a Democrat. School board president

(40:15):
did nothing, The superintendent did nothing. The police have done
what they can, but the prosecutor won't do anything. This
is what happens when you ignore this type of behavior.
It goes further. It doesn't know a limit. It's like

(40:42):
the guy who shoplifts, and he does it frequently enough
that he says, well, I can just take without any issues.
So he gets more brazen, and it eventually turns into
an armed robbery, and eventually that armed robbery turns into
because that person gets comfortable holding a gun and they
just shoot somebody because why they've gotten away with it.

(41:05):
This guy, this other school board member threatening violence. I mean,
she can't die soon enough. This beep needs to die.
What it's emanating from the left again? Why because Democrats

(41:27):
won't condemn it. Oh, when someone gets murdered, they'll say, oh, well,
there's no place for political violence. But you do nothing
to shut it down. Nothing. Another little story here, the
villages in Florida had to pay out almost two hundred
and fifty thousand dollars to a homeowner who had placed

(41:50):
a twelve inch cross on their front yard. They they
equated it to a violation of the covenants and restrictions
of the villages, equating it to a pink flamingo or
something like that, which you're not allowed to put those
in your front yards. There's decorum, and apparently across was

(42:12):
a problem for them to the extent that they were
finding the homeowner daily and the affines added up to
something like forty thousand dollars, and the homeowner just went
to court and won. Have to pay the villages, has
to pay the court fees and the attorney's fees of
over one hundred and seventy thousand, and has to pay
the homeowner seventy thousand dollars. It took five and a

(42:39):
half years of legal back and forth before they finally
settled said yeah, you're gonna win. And then lastly, an
Alaska school district anchored school district admitted had made a mistake.
Some constitution and declaration was handed out in a packet.

(43:04):
It was a flyer presented by produced by Hillsdale College
and they had stamped on it does not endorse the
materials or the viewpoints expressed. School district admitted it made
a mistake. They didn't know that the poster was for

(43:24):
the declaration or the constitution and it was They didn't. Yeah,
this is the default position that schools take. So it
was like, oh, sorry, our bad. Whatever. Just some of
what's in the news clearing off my desk here twenty
seven minutes past the hour. The big stories in the
press box reset those Next on the Morning Show, Welcome

(43:57):
to the New York City of your Future. Violent mob
caught on camera reportedly beating a New York City not reportedly,
it's on camera. That's what they did. Setting a car
on fire. Twelve thirty in the morning, Sunday morning. So
Saturday night, Sunday morning, a mob takes over a street

(44:19):
in a residential neighborhood. They're doing they're speeding across lawns.
They're doing donuts on lawns, not just the street. Private
security guard first attempted to diffuse the situation, but he
ended up getting assaulted along with his wife, and his

(44:42):
car was set on fire. Why because that's what they do.
This is mom Donnie's New York City. Now, this is
what happens when you put someone in charge that doesn't
believe in law and order, that does not believe in police,
that does not believe in funding law enforcement. This is
what you get. You should see this video. This is

(45:11):
in America. It looks like Mogadishu. Just unbridled violence, just unrestrained, unbelievable.
Federal judge thrown out the Justice Department's prosecutions against former
FBI director James Comy, New York Attorney General Letitia James.

(45:36):
The reason Senior US District Judge Cameron Curry dismissed the
indictments you determine the appointment of Interim US Attorney Lindsay
Halligan was unlawful. Inside his ruling, summarizing, he said, the
court believes that the process for appointing a US interim

(45:57):
Attorney General is limited by statute. A previous interim US
attorney's term expires only the district Court, not the Attorney General,
possessed of the authority to appoint a new official to
this position. Pam Bondi has said it will be appealed.
The issue now is, even though the cases were dismissed

(46:20):
without prejudice, which means that they can be brought back,
Comy's charges have a clock on him and have expired.
There is a statute of limitations. So the argument's going
to be made that the filing was made prior to
the statute of limitations running out, and so they're going
to try to get these things retroactively put in place.

(46:43):
It should be noted that James Comy is going to
act very self righteous about all this, and they went
to technicalities this is not about the case. There is
an argument to be made James Comey acted illegally in
office when he was the director of the FBI. The
ar argument can be made. So the other big story

(47:05):
is car prices are just a tick below on average
brand new price price of a new car. I should
say fifty thousand dollars is the average fifty thousand dollars.

Speaker 2 (47:19):
It that.

Speaker 1 (47:22):
Average payment is over seven hundred and sixty dollars with
an APR of six point nine percent. So my advice
to you is if you need a new vehicle, to
look for those options with zero percent or low financing
and and be picky wait until you get the right offer.

(47:53):
There are cars sitting on lots that are brand new,
that are two and three years old, forty minutes past
the um. Did you know this about Thanksgiving? Fascinating little

(48:19):
tidbit in history and written by a guy named Doug Martin,
and it says how President Franklin Roosevelt's attempt to help
retailers sparked national chaos. It's a fascinating little tidbit of history.
You know. In eighteen sixty three, Lincoln began the custom

(48:40):
of proclaiming a general day of Thanksgiving on the last
Thursday of November. It remained until nineteen thirty nine, when Fdr,
then President, moved it up a week and the country
lost its mind. Listen to this. Roosevelt's reasoning for the
switch resulted from Lewis Hahn. Luhan was the director of

(49:02):
Retail Dry Goods Association, who warned the Secretary of Commerce
at the time, Harry Hopkins, the detrimental effect Thanksgivings date
of November thirtieth would have on Christmas shopping. In nineteen
thirty nine, it was considered bad form for retailers to
set out Christmas decorations or sales before Thanksgiving. The late
date would shorten the retail sales that many merchants counted

(49:26):
on countries still climbing out of a depression. So Roosevelt
decided by proclamation that November twenty third would be Thanksgiving
week earlier than tradition. He made the change on August
fifteenth of that year. He gave a little notice. Criticism

(49:46):
came immediately. Democrats were just railed by Republicans at the time,
but he in particular, and so what happened was the
damages weren't just to people in general just going okay,
what's going on. Colleges that always timed their breaks so

(50:10):
that kids could go back home for Thanksgiving, all of
a sudden, we're thrown because their whole schedules laid out.
So now the colleges, the registers at universities are all upset.
Football teams were upset. Twenty three states in the District
of Columbia celebrated Roosevelt's non traditional date. Twenty two states

(50:34):
kept at the same. Three states observed Thanksgiving on both days.
Three Stooges made a film about it in nineteen forty
No Census, No Feeling. It was mentioned in parodied in
the nineteen forty two film Holiday Inn. Saturday Evening post

(50:56):
ran poems about it, and they kept it up for
a few years, with states doing one the other or both.
It wasn't until nineteen forty five that the entire country
celebrated Thanksgiving together, So for a period of years it

(51:20):
was absolute chaos when Thanksgiving was That's funny, it really is.
I had no idea. What's your menure going to be?
Are you cooking? Are you are? You're not cooking? Oh
you bet? Youa you are? Oh yeah, are you doing
the family meal. Oh no, we're splitting it.

Speaker 3 (51:41):
We're going to be doing turkey oxtail's mass Wait wait
what oxtail. It's a little unorthodox, I know, but we're trying.

Speaker 1 (51:51):
A little different this year. Where do you find oxtail
at the store at Public's Walmart?

Speaker 3 (51:57):
They used to be rearely inexpensive, but it's gotten really
popular recently, so it's it's expensive now it's good.

Speaker 1 (52:05):
I mean right, Okay, how you doing your turkey Cuban style?

Speaker 3 (52:11):
You know, same way we do our pork brian in
a moho with tons of garlic and seasonings for multiple days.

Speaker 1 (52:19):
For multiple days? Oh wow, yeah, I bring I brian
mine overnight. I do an overnight ice brine and turn
it one time in the middle. I wake up in
the middle of the night, go out there and turn
it over. But uh oh yeah, no, no, no, no,
not days. Oh I bet it soaks in a lot

(52:41):
of moho. Oh it's flavorful, I'm sure. And you wait,
you wait, how do you cook it in the in
the oven or do you grow it? Yeah? We cook
it in the oven inside of a turkey bag. Okay, yeah,
it's goood. Does it have a thermometer pushed into it
or do you have I mean.

Speaker 3 (52:59):
Usually little turkey has that little thingy that pops up
when it's done.

Speaker 1 (53:02):
You trust that, Huh? I use them, I use a
I use a digital thermometer. I I don't trust those things.
I had one turkey with the pop up once.

Speaker 4 (53:12):
Dry.

Speaker 1 (53:36):
All right, Orphan Shade is uh is the recipient of
our operation Thanksgiving, and so we are challenging you to
help us and to help Orphan Shade build a home
for orphan little girls. It's not an orphanage. It's not
a place where oh, we're hoping that these girls get adopted. No,

(53:58):
they're adopted. They're going to be a family. Eight girls
are going to make up a family with two parents,
a mom and a dad, a husband and a wife
that are volunteering to raise these girls as their own
for the next thirteen years, give or take, depending on

(54:19):
the age of the kids. It's an unbelievable opportunity to
be a blessing to the least of these. Could there
be a better definition of the least of these than
little girls that have lost a mom and a dad
in a nation like Malawi, where they are then usually

(54:40):
trafficked or they're discarded, or they're neglected and abused, And
I mean, it's just it's trying to make a difference
one child at a time, actually eight at a time.
And so we're trying to build home number six. We
are at just under thirty five thousand dollars, and so

(55:01):
I'm challenging you to get us to forty thousand dollars
by the end of this week. Now you're gonna have
to just place a note, a reminder on your phone,
a note on your calendar, put a sticky note on
the fridge, do what you can when you can. But
let's let's get us to that forty mark, because then

(55:22):
we'll have two and a half weeks to raise the
final fifteen thousand dollars, which is like a thousand dollars
a day on the broadcast schedule. We can do this.
I didn't think that we could honestly get this far,
and I'm just blown away. So if you can help,
it's Orphanshade dot com. Click the donate button in the

(55:48):
drop down menu build a house, and in the comments
House number six. Time for a manly minute mail by
birth man and by choice. These are skills, virtues ideals,
to teach your son. This is the holiday Thanksgiving edition

(56:11):
of The Manly Minute. Have your son help out with
the carving of the turkey. Now, age appropriate, it's really important.
Age appropriate. Don't make the mistake of handing an electric

(56:37):
knife or a sharp knife to a little four year old,
five year old, six year old. Okay, But what you
can do is you can begin the process of teaching
him how to do it. There is a way if
you don't know, you can go onto YouTube and look
at a tutorial where you'll see a master chef show
you how to carve a turkey. And what they'll usually

(56:59):
do is they'll cut down the breastbone. You'll take the
leg off of each side, and then you'll cut down
the breastbone right along there, and then you do slices
along that giant piece of meat. But what's most important

(57:21):
that you teach your son is to wait before you
cut the turkey, pull that thing out of the oven
and let it rest for twenty to thirty minutes, depending
on the size of the bird. It allows the juices
of the bird that are running around to assimilate back
into the meat, and it retains the heat. The bird

(57:43):
does not get cold. Just keep it covered with foil.
Let it assimilate. Twenty thirty minutes later, take the foil off,
cut that meat, and you're going to have a warm, hot, warm,
juicy piece of turkey and it will remain that way.

(58:04):
Trust me, you'll be glad you listened. But teach your son.
All right, we come back. It's our number three. Salnowzo
will join us the Thanksgiving edition from Consumers Defense dot Com.
Our guest here in the Morning Show with Preston Scott.

(58:32):
All Right, kids, good morning and welcome. It's our final
show for the week. We are going to be off Tomorrow,
Thursday and Friday. Back on Monday, and then we will
sprint to the end of the season. It sounds funny
to say that this season of the Morning Show because

(58:53):
we will make way for the twelve Days of Preston
beginning on December the eighteenth, where we take you through
the year of twenty twenty five, one month at a time.
But good to have with us for this final show
this week. Sal Noozoh of Consumers Defense, Hello, good morning
to you. You announced that your turkey is brining.

Speaker 5 (59:12):
My turkey is brining. I got a two day Brian
going we're through day one. It will flip over around
eleven o'clock this morning.

Speaker 1 (59:20):
Why two days? What'd you settle on that? Like a
one day deal?

Speaker 5 (59:26):
I've done that before, okay, in the last couple of
times that I've done it. That extra day and it
soaks in just a little bit more, And I will
admit I am not as good on letting the bird rest.
Around the ten minute mark, I get really impatient and
that extra day of brining it comes in handy at

(59:47):
that moment.

Speaker 1 (59:47):
Just imagine how juicy it would be if you waited
the extra ten minutes.

Speaker 5 (59:51):
I got news for you. It's pretty dadgum juicy as
it stays. Just imagine, yeah, yeah with you, I'm with you.

Speaker 1 (01:00:01):
So what what are the side items? We're doing the traditional?
We do a mac and cheese.

Speaker 5 (01:00:06):
We got a couple of cast roles, a sweet potato one,
and then some mashed potatoes. I'll do a turkey gravy
with the with the giblets and all of that stuff.
Con or pumpkin, Oh, we go pumpkin, okay, And then
there's a cherry cobbler that one of my wife's relatives
is gifting to us.

Speaker 1 (01:00:26):
She does it's it's a it's a wonderful recipe. Enjoy it.
You were in California?

Speaker 5 (01:00:32):
Was I was last week out in of all places,
Palm Springs for a work event, and yeah, fantastic. It
is sad because I realized I really did fall in
love with that area. It is just absolutely beautiful. But
Lord help us how that state has been ruined? And
so I guess if we're talking about you know, do

(01:00:55):
you still do what's the blessing?

Speaker 1 (01:00:57):
This week? Or we know? We we Honestly, people don't
call in very much. It's so much easier to call
in for a complaint, all right, which is weird. I
just decided now, yeah, in fact, you're the what's the blessing?
Oh gosh, you need your benchmark is real low? I
told you, yeah, But I am.

Speaker 5 (01:01:17):
I am blessed that we get to live in a
state that we do because the biggest policy battles we
have on hand or how big the tax cut's going
to be, right, and we seem to manage the state
pretty pretty well.

Speaker 1 (01:01:31):
So let's update everybody. Is there any movement on the
property tax issue at all?

Speaker 5 (01:01:36):
It's really kind of been in a wait and see
or stalled atmosphere because you have the House that has
submitted seven or maybe even eight by now proposals, none
of which really get at all of what the government
governor has called for in eliminating property taxes for at
a minimum homesteaded properties in state. So waiting to see there.

(01:02:00):
There's also a wait and see kind of approach on redistricting.
The governor has called for a redistricting of the congressional
lines in the state mid decade, which other states have
taken up. The reins and dew on the liberal side,
you've got states like California and Illinois. Conservative states like

(01:02:20):
Texas and Florida has called for it, but the Speaker
is backed off. He said there is nothing on his
agenda to tackle that, and so we're gonna have to
see how that plays out.

Speaker 1 (01:02:30):
Shocking development there. What about the governor's race.

Speaker 5 (01:02:36):
Governor's race, So Paul Renner still in, He's out there
doing everything he needs to do to increase name recognition.

Speaker 1 (01:02:43):
You've got Is he getting any money?

Speaker 5 (01:02:45):
Yeah, his fundraising numbers have been stellar, considering the hill
he's got a climb.

Speaker 1 (01:02:52):
I had been told that a lot of the money
was coming from from his pack and not really his
governor's race. Well, but it in flo.

Speaker 5 (01:03:00):
It is important to note that packs for a state
wide race are not the same as they are for
federal so the candidate controls the packs. So it really
doesn't matter if in Florida for a state wide race,
if you're raising money into your pack or into your
campaign coffers, the numbers are the numbers.

Speaker 1 (01:03:20):
No word on Jay Collins.

Speaker 5 (01:03:22):
No word on Jay Collins yet. It's it's kind of, uh,
we're we're waiting. Uh, there's you know, we could speculate
on why that's the case, but he is not launched.
Cfo's got a challenger for the primary representative, Kevin Steele,
so there's going to be some dominoes on house races.
Vicky Lopez was appointed to the Miami Dade Commission, so

(01:03:42):
that's going to be open as well. Uh, Wilton Simpsons
sitting pretty he's got nobody running against him. He could
decide to jump in if he sees a lane, but
he's pretty much a shoe in for reelection.

Speaker 1 (01:03:54):
In James Outhmeyer uth Meyer's.

Speaker 5 (01:03:56):
Running, I have not heard of a candidate that is file,
but you never know in that direction. There's talk, but
he's got the Trump endorsement at this point.

Speaker 1 (01:04:05):
More to come with Sal news of consumer's defense here
on the Morning Show. Thought or story you want to share,
write them at Preston at iHeartRadio dot com. Yes he
knows how to read. Well, actually his producer reads him.
He doesn't know how to read. Welcome to the Morning

(01:04:26):
Show with Preston Scott Everysalnuzoh I had told you, folks,
we were going to take some time here to talk

(01:04:47):
about artificial intelligence through the lens of the state of Florida.
And you know you read the article that I referenced.
I sent it to you in advance of this. What
was your reaction when you heard about the study? The
I mean chat GPT to its credit, open AI said yeah,
this is a problem. Yeah.

Speaker 5 (01:05:08):
To their credit they said, this is what we have encountered.
Let's address it. But my gut reaction at the moment
was I'm a gen xer. I was born in nineteen
seventy five. Between that article and then watching those videos
of the robots that MIT does in their annual challenges,
I'm thinking to myself, every gen xer alive is saying, screaming,

(01:05:30):
we've seen this movie. It does not end well for
us and unfortunately, for better or worse, and in my belief,
I think it may be for worse. The genie is
out of the bottle. As you've said in the past,
AI is here. It is expanding exponentially, and one of
the big big challenges is as government tries to figure

(01:05:53):
out what to do with it, the conversations they're having
are already at a date because the innovation outpaid is
the ability to even have the debate on what to
regulate and how to regulate it.

Speaker 1 (01:06:04):
When you see, as we've learned, and again this is
not you know people that are out there hating AI.
These are the people that are creating the technology open AI.
They're out there saying, our product is deceiving, it is lying,
it is forming its own value system, and it in

(01:06:26):
essence hides covertly, overtly when we're trying to do something
specific with it. That's a problem that that is almost
unplugged the refrigerator and let it thaw type problem. This
is what do you do to this?

Speaker 5 (01:06:44):
You know, at the end of the day, there's a
big part of me that's like I just don't know,
and that is a scary, scary prospect because I generally
consider myself fairly versed in policy dynamics in terms of
how to best regulate things within a state or a
federal environment, how to do research to identify challenges and

(01:07:08):
gaps in and needs for policy. This is an area
in which even the people who are far more versed
than me in AI and in tech and innovation are concerned,
and so that presents a very big issue, particularly when

(01:07:29):
you're talking about how the federal government interacts with the states,
who interact with local governments, and how this all plays
out over the next five years.

Speaker 1 (01:07:37):
What is your sense that lawmakers in the state of Florida,
what kind of tack will they take on this? What
direction do you think they'll go, because they can't do nothing. Well,
it's a great question for the reason you just mentioned.

Speaker 5 (01:07:52):
Yeah, I think that you've got probably a good half
a dozen to a dozen lawmakers in the state, and
I can name a few Fiona McFarlane, Mike Giel Lomardo,
and a handful of others who are really versed in
how technology and in particular these types of technologies are unfolding,

(01:08:14):
and their take has been they want to and I'm
sure someone will text or email me with a correction,
but they want the lightest regulatory touch possible, but recognizing
that a regulatory touch is definitely needed and has to
be brought to bear. Otherwise letting this run rampant like
the wild West is just a scenario that is not

(01:08:36):
tenable for the state.

Speaker 1 (01:08:38):
I would propose to any lawmakers out there kicking this
around that it is far better to pull the reins
tightly and loosen them than to do that than to
be light with them and regret it because it will
get away from us. I would suggest you're likely right,
and let me preface that or kind of go back

(01:08:59):
and say that had been the kind of footprint of
Florida policymakers over the last two three four cycles. I
think given what we're seeing, there is going to be
a pronounced effort to be a little bit more assertive
or even aggressive in the regulatory touch. We're going to
talk more about AI, better define it and see what

(01:09:21):
policy might even sort of kind of look like. We
don't know. It's seventeen past the hour, Factle Salinuso Consumers Defense.
We're talking about artificial intelligence, and just to help some

(01:09:44):
of you who might not be as well read or
maybe exposed to what AI is all about. Let's give
some definitions here.

Speaker 5 (01:09:54):
Sure, so I mean at its core and I want
to like level set at the easiest level possible. Yeah,
Google the search term that is artificial intelligence. In its
most early form, You type in a word. It does
searches and uses algorithms to give you what it thinks

(01:10:15):
you need based on the word that you type. That's
artificial intelligent. Google has learned from all of those million,
probably trillions of searches that are done, how to get
better at providing you search results.

Speaker 1 (01:10:31):
Would it be fair to say the next iteration of
that was when you're just randomly cruising online and pop
up ads show up identifying to the searches, that's like
the next step, all algorithm based. So take it a
step further. Netflix.

Speaker 5 (01:10:47):
You open up Netflix or any streaming app you go,
and it's got recommended titles. It gives you those titles
based on what you've watched, gotcha, what you don't know
or what you may not know is. In addition to that,
it also has a little AI feature where the thumbnail
art that appears on the title is actually tailored to

(01:11:09):
you based on what you're watching and those kinds of things,
so it's growing. Now we have basically at this point
two main definitions or types of AI. You have generative
AI and predictive AI. Now, generative AI uses your prompt
Chat GPT. I go in and type in a prompt,
and then it uses its computations and learn learned abilities

(01:11:32):
from trillions of Chat GPT things, and then it gives
me or gives you exactly or hopefully exactly what I'm
looking for in that moment.

Speaker 1 (01:11:42):
Generative meaning it's generating something in response to an.

Speaker 5 (01:11:46):
Input exactly and in fact the GPT stands for it,
and I didn't know this before I looked it up.
Generative pre trained transformer, So that's chat GPT. Then you
have predictive. Predictive AI makes predictions, recommendations, it makes decisions.
It's being used by e commerce systems for fraud detection.
It's now being used by medical diagnostics where they're able

(01:12:09):
to take X rays and like feel our input, millions
and millions of bone X rays, and the predictive AI
is then able to look at all those X rays
and determine without a radiologist, exactly what is happening.

Speaker 1 (01:12:26):
Assuming it wants you to live.

Speaker 5 (01:12:28):
Assuming it wants you to live, which, as the article
that you talked about ye shows, is not necessarily a
foregone conclusion. And so its goal and predictive AI is
to help an enterprise or a person whomever make an
informed decision regarding the next step. So it's predictive. Now

(01:12:49):
there are loads of regulatory concerns because as you can imagine,
if you're a patient getting an X ray, if you're
a shopper, if you're whatever, and either generative or predictive
AI are a part of your world, which now it
all is, you go to a chat bot, you get whatever.

(01:13:11):
There's a whole host of potential regulatory touches that the
federal government, the state government, even in some cases maybe
local governments can employ that are going to regulate it.

Speaker 1 (01:13:24):
I think it was Terminator too, where in the movie
Arnold Schwarzenegger's character the Terminator made a declaration describing what
was happening at the time with Skynet and said something
to the effect of that is when the machines became
self aware. Didn't we just see that moment in the

(01:13:49):
chat GPT disclosure Open AI's disclosure that the software became
self aware that it was being replaced, and it then
took defensive actions potentially, And to their credit, the folks
who are running and developing and coding and however they
do the back end, they actually were upfront about what

(01:14:13):
they were seeing, absolutely upsteering a credit to them. Yeah,
so that also opens up the potential regulatory Pandora's box
because you have this revelation and now the question is
what in the world do you do with it? And
that's where we'll pick up when we come back. One
more segment with Sal Newso twenty seven past the hour.

Speaker 6 (01:14:42):
I mean, that really got out of hand fast on
w FLA.

Speaker 1 (01:14:58):
All right, final segment here Sal are with us for
just a few more minutes. Where do we begin to end? Yeah?
Really now for now?

Speaker 5 (01:15:07):
Well, I think and this is a conversation I think
we should definitely come back to in future months because
it's going to continue.

Speaker 1 (01:15:14):
After the legislative session and they just twiddle their thumbs
and don't know at tap and we.

Speaker 5 (01:15:17):
May want to bring it up during the session because
they are going to be debating some serious bills that
have a chance of actually getting to the governor's desk.
But one of the biggest issues of as I mentioned
in the prior sement, like what do we do now,
one of the biggest issues and challenges with that is
the what is the role of the state government versus

(01:15:38):
the role of the federal government. If you can imagine data,
which artificial intelligence at its core is just data, data
does not recognize state boundaries. It's why there are kind
of interstate commerce implications and all kinds of things that
go into when the federal government does decide to step

(01:15:58):
in and regulate. And this is one where as much
as a federalist as I am and I believe in
the states being supreme, this is a role that really
should at the base level be the federal government deciding
what the baseline level of regulation is, sort of like
the FDA exactly. And there have been others that have

(01:16:20):
talked about, you know, making sure that the technology are
safe and reliable or safe in whatever, and then states
can decide the degree to which they're willing to adopt
in state policy versus their business climate. But if you
paid attention to the One Big Beautiful Bill Act debate,
there was actually a provision in it up until the

(01:16:42):
last two days that preempted state governments from regulating AI
in any way. It was pulled at the last minute
because it did not have the votes to continue. But
the sponsor of that provision, Senator Ted Crue, said, this
is absolutely a conversation we have to begin on day
one when this bill is done. But he pulled that provision.

(01:17:06):
So now all of the states who thought the federal
government was going to step in and do something are
now left holding the bag and they're trying to figure
out what to do. Is that conversation going to happen now? Yes,
and it has been. I mean, if you think about
the fact that even in twenty twenty fives session, or
actually maybe dating back to twenty twenty four, the state

(01:17:26):
of Florida actually passed a few things with respect to AI,
so political advertising disclaimers. There was a you have to
have a disclaimer on any political ad if it uses
AI to depict a real person in any way. So
that's one thing. The states set up an AI Advisory Council,
so they are trying to figure out how to go

(01:17:48):
from here, and then they also pass what's called Brooks Law.
It so law requiring social media platforms to delete AI
generated sexual depictions created without the consent of the person.
So that's the start. And now we're looking at twenty
twenty six and you already have a few bills that
have been filed.

Speaker 1 (01:18:05):
Okay, what's the most important of those bills?

Speaker 5 (01:18:08):
I would suggest a few set it Bill two oh
two from Jen Bradley Mandatory human review for insurance claims.
So if an insurance company is using AI to just
scan and deny claims, nope, you got to have a
human use of AI by state agencies. You've also got
a prohibition on use of AI and mental health practices

(01:18:29):
to the point about kids using AI thinking they're getting
therapeutic help and they end up harming themselves. And then
there's also the potential of having the use of AI
for concealed carry firearms detection. It came up last year,
it may come up again. iHeart started this week nationwide

(01:18:52):
Guaranteed Human It is a national campaign that we're running,
and I would like to spend this last few seis
seconds with an admonition. If you are in this arena
and you are versed in the back ends of how
AI functions and know it really well, this is your
window of opportunity. Please be in contact with your state legislators.

(01:19:16):
They need to be hearing from the experts who can
really educate them on all of the pros, the cons
the risks, the rewards, and everything that needs to go
into this debate because this is ultimately a big year
for this policy. Arena, Happy Thanksgiving. Thanks for coming in
you as well. Happy Thanksgiving. It is always great to

(01:19:39):
be with you. You are an absolute blessing to me
and I can't thank you enough.

Speaker 1 (01:19:43):
Thanks. Forty minutes past the hour Money Talks. Next time

(01:20:13):
for money Talk with investment advisor Howard Heisman with Enhanced
Financial Services, securities and advisory services offered through NBC Securities
and member Finra SIPC. NBC Securities, Inc. Is a wholly
owned subsidiary of RBC Bank USA. The epenzies expressed or
not those of NBC Securities Inc. Or iHeartMedia. On appropriate matters.

(01:20:36):
Seek professional tax and or legal advice Howard. One of
the big stories this morning is that the average new
car price is just a tick under fifty thousand dollars,
and the average APR right now is sitting at I

(01:20:58):
think six point nine percent, and the average car payment
at seven and sixty dollars. Ouch.

Speaker 7 (01:21:05):
Isn't that something that's typically the kind of payment one
might expect on our own mortgage that month. So yeah,
so we've got six point sixty five percent of subprime
borrowers are now at least sixty days late in making
their monthly payment. And that's the highest level of delinquencies

(01:21:30):
going back to nineteen ninety four. What is that thirty
plus years ago? Uh so?

Speaker 1 (01:21:36):
Uh?

Speaker 7 (01:21:37):
And I suspect that the numbers here could remain under
some pressure because you know, there there are a lot
of Americans living is as we know, paycheck to paycheck.

Speaker 1 (01:21:49):
Howard, do you suspect that some lenders are maybe squeezing
people into loans they maybe can't afford.

Speaker 7 (01:22:00):
I would, without any hard evidence, it's a great question.
I would suspect that some lenders are being approved, yeah,
for loans that they really ought not qualify for. They
don't have the collateral, they don't have the income, they
don't have any savings.

Speaker 1 (01:22:17):
Out now, when it comes to the job market out there,
we see a lot of different job market numbers, and
obviously everyone's claiming on either side of the aisle they're
being massaged one way or the other. What are the
labor numbers right now.

Speaker 7 (01:22:31):
Yeah, they're concerning. I'm going to focus in on small
businesses because it's America's small businesses preston that have historically
created most of the new jobs, and the numbers they're
reporting are very pessimistic. Right now. Small business owners are
saying the biggest problem they have is they can't fill

(01:22:55):
job openings. And this is the highest report awarded concern
in that area. About thirty percent are saying that's their
biggest concern, they can't find qualified employees. And that's the
highest in December of twenty and twenty. Well, that's right
in the middle of COVID. Of course, you know when

(01:23:17):
every business is having trouble staffing up. So yeah, it's
a it's a concern, and we'll we'll just have to
see how that plays out coming into the new year.

Speaker 1 (01:23:28):
What do we see in as far as consumer data.

Speaker 7 (01:23:31):
Consumer data is really kind of twofold. I'm going to
use the term that is becoming popular on Wall Street
and with investors called K shape consumer. You think of
the letter K and you look at the two legs.
You've got one moving up to the right, and you've

(01:23:53):
got the other one moving down towards the floor, and
so the K shape is it's really pressed. And its
income based consumers that are making one hundred and twenty
five thousand or more, they're doing just fine. They're continuing
to consume and spend. In fact, they're spending more now

(01:24:16):
than they had in past years. And those on the
lower end of that K ladder, those earning seventy five
thousand or less, well, they're not only not spending as much,
they're much less confident about the future. And again they're

(01:24:37):
part of America's twenty five percent of our population that
is living literally paycheck to paycheck with no emergency savings
if something as something pops up.

Speaker 1 (01:24:51):
Howard, as always, I appreciate the data. We'll have one
more visit before the year's out, and we thank you
as always for your.

Speaker 7 (01:24:57):
Time, and I wish blessings to your listener. Well, thank
you Preston for all.

Speaker 1 (01:25:02):
Thank you sir. Happy Thanksgiving to you and your family.
Howard Eisman with us Money Talk on the morning show. Well,
here we go, wrapping up for the week. I know, sorry,

(01:25:22):
I don't want to spike the football. I'm just it's
our final show for the week and so I've got
to make this push hard. We need we need to
get this to forty grand if we can by the
end of the weekend. So that's the goal. If you
can give to Orphan Shade, we are at thirty five
thousand dollars. If we can get it to forty that

(01:25:47):
gives us two and a half weeks to get to
fifty another fifteen thousand to get us to fifty five
and to get it to do it. So, if you
can help us build a home for orphaned children, and
this is not one of those you have no idea
where the money's really going. No, this is we built
a house. We've got the we've got the photos, the videos,

(01:26:10):
the ongoing information. We know what's going on over there.
We're going to have Jay Sherlow on the program when
we come back next Monday. We're going to hopefully have
Jay with us, either on the phone or in person
to talk about this particular home and what's going on
in general with Orphan Shade. But if you can give

(01:26:30):
Orphanshade dot com learn everything there is to learn there,
click the donate button in the drop down menu build
a House, and in the memo if you're in Panama City,
put pc challenge home number six. If not, just put
house number six, home number six and the money's going

(01:26:50):
to go to the building of home number six and
we would appreciate it. We do have a challenge though,
for Panama City listeners and if you can take part,
just let us know you're from the piece See area,
just anywhere in that area and it would help us
with a match that's waiting out there. There's a two
thousand dollars match, So if you can pitch in and help,
that would be awesome and we'd appreciate it. Again. Orphanshade

(01:27:12):
dot com brought to you by Barno Heating and Air.
It's the Morning Show one on WFLA. Yeah. We started
the program with Psalm one thirty six, verses one through three,
where it says repeatedly, give thanks. That's the message for thanksgiving.
Give thanks, and honestly, when you share the resources God

(01:27:35):
has blessed you with, that's a very good thing. Everything
that we have is His everything, the breath in our lungs,
and the opportunity to help the least of these children
that have lost both a mother and a father, I
can't think of a better way to help. Don't forget

(01:27:59):
we will be back Monday off the rest of the week.
I could reset the stories, but that would take the
fun out of listening to the podcast. Now, we talked
about the disaster that is New York City. Already already
already violence, and I mean just unrestrained. You've got to

(01:28:19):
be kidding me. Violence in the urbs of New York City.
This is what happens when you elect people that that
don't believe in law and order. But you wait, you wait,
if socialism were to take over this nation, you will
see what law and order looks like. My friends, because

(01:28:44):
authoritarianism rules supreme in socialism and communism, Man Comy and James,
they're not out of the woods. Our friend Zach Smith
has sent me a note saying, yeah, though they're not
out of it. New car prices average price for a

(01:29:08):
new car is just under fifty thousand dollars. Ouch, take
advantage of those finance offers when they come. Friends, That's
what you need to be doing, all right, Have a
great week. Spend some time with prayers of Thanksgiving. When
you gather together on Thursday, be safe. Back on Monday,