January 14, 2025 • 5 mins
Miguel's wife forgot to make yet another payment on the credit card, and he is not happy!
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Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Don't answer the phone. Elvis durand Elvis Duran phones happened.
Speaker 2 (00:05):
Nicole writes, My husband Miguel and I have been having
financial difficulties and at times payments are missed, creditors call
and I'm constantly bouncing checks. So I want you to
call him and annoy him and tell him I forgot
to make another payment. He will go crazy. All right,
let's see how you do. Oh, yes, I'm looking for
(00:26):
Miguel Lakancha. Please, this is Lisa from Mere Alkerzim. How
are you this afternoon?
Speaker 1 (00:31):
Hey, how are you doing?
Speaker 2 (00:33):
I'm calling you because we have four payments missed. My yeah,
so obviously that's over eight hundred dollars. Collections has been called.
Speaker 1 (00:43):
Okay, so that's eight hundred.
Speaker 2 (00:45):
There were two charges put through this morning. One is
for three seventy five and one is for one hundred
and fifty three dollars. One is for a rug and
one is for a lamp.
Speaker 1 (00:54):
Why, I mean somebody which somebody was using the car today.
Speaker 2 (00:57):
It was signed by Nicole.
Speaker 1 (00:59):
Don't die. Don't accept that? Well, it was.
Speaker 2 (01:01):
Accepted at the store and then I got god, how
can that be? Do you want me to try and
call her.
Speaker 1 (01:06):
Yeah, go ahead, I'll try put us in three way.
Speaker 2 (01:09):
Yeah, I can try and conference you. Hold on one second. Hold, okay,
I have Nicole on the other line. I'm going to
conference her and hold one second. Hello, Hi, Hi, is
this Nicole?
Speaker 1 (01:19):
Yes it is.
Speaker 2 (01:19):
I have your husband, Miguel on the phone. I called
him about the charges. I'm just confirming with you that
those charges are for real. You did purchase those this morning? Yes,
there mine. Okay, I'm going to put you to on
hold and I have to take care of some paperwork,
but you two can talk to each other, so hold on. Please.
Speaker 1 (01:36):
We're deep trouble. I don't know what to say.
Speaker 2 (01:39):
I must have I must have overlooked it. I don't know.
You know, I've been trying to catch up.
Speaker 1 (01:42):
You bought a rug and a lamp for.
Speaker 2 (01:44):
The living room and a lamp for the kids room.
Speaker 1 (01:47):
No, why not, babe, I.
Speaker 2 (01:49):
Already bought it.
Speaker 1 (01:50):
I can't return it was on sale. Kissed on need
a lamp. It was cute.
Speaker 2 (01:54):
It will look cute in their room.
Speaker 1 (01:56):
No, babe, No, no.
Speaker 2 (01:57):
I can't take it back. My guy, We'll figure out
how to pay. I'm working a lot.
Speaker 1 (02:00):
Now, so thank you. Kidding me. Well, I needed a
rug for the living roment who kiss them? But the
livingood who cares? Oh, I want the house to look
line the house. We don't have no damn money. But
what we're doing better now, we're better, But they're calling
their house. You missed four payments. I don't have a
dozand both of me I don't. I don't care if
(02:23):
you argue with a damn manager. You better take that back.
Speaker 2 (02:26):
Hello, Hello, Hello, I wanted you to know I found
out the finance charges for you.
Speaker 1 (02:32):
You know what, that doesn't make a difference. Now, it
doesn't make a difference. It's over a thousand bucks.
Speaker 2 (02:36):
Yeah, I know, but it's thirty five hundred dollars.
Speaker 1 (02:39):
Thirty five hundred dollars for a finance charge.
Speaker 2 (02:42):
Well, it's four payments, and because we sent you out
letters that got ignored, there's extra on top of that.
Speaker 1 (02:49):
Are you kidding me?
Speaker 2 (02:50):
I'm not kidding you. I'm sorry.
Speaker 1 (02:51):
I want to these science to charge like thirty fifty.
Speaker 2 (02:54):
I have to find out for you. Hold on one second,
I'll find it.
Speaker 1 (02:57):
Hold on.
Speaker 2 (02:58):
I'm sorry we got so much in a whole, but
I think what we're doing good. We'll get out of it.
Speaker 1 (03:02):
We're not doing good, baby, Stop buying. I work. I'm
not buying on the computer. I'm not driving out bite,
I'm working too.
Speaker 2 (03:12):
What do you think I'm doing? I have I have
to take a lot.
Speaker 1 (03:14):
But don't go to Target, don't go to whatever, don't
go here, don't go there, don't buy it. You butt
on the dog. It's not that you haven't even paid
on I know it surprised that went through. Oh so
you you know that it was like perfect for the.
Speaker 2 (03:26):
Living rooms and they painted and everything.
Speaker 1 (03:28):
No, no, no, you know, send me take that back.
I don't even miguel. It says no refunds when you
get so that so that it. I want you to
take all your credit cards and leave them at the house.
That's it, you know what I'm saying. Thirty five.
Speaker 2 (03:52):
But I really want the rug.
Speaker 1 (03:54):
I'm not gonna buy the rug. I am not gonna
buy No that well for the in a room, Damn,
I can't lead it. Having a credit Having a credit
card is like putting a knife on my throat because
if I if I use a credit card, that means
I have to pay for that credit card, and that
means I don't have money. We get home. We're gonna
get rid of a whole bunch of this. Never. We
(04:16):
don't need that no more. That's it. Cell phones. I'm here,
I'm gonna work, and I go home and say I
don't do anything else. I don't so cell phones. I'm
gonna get rid of that too. We can't just cancel
the cell phone like that, Miguel. Well, the contract or something,
get rid of it. The hydraulic gotta go, the rims
gotta go, the car's gotta go. That's close to two
g's right there. We're in a pople trouble right now.
Speaker 2 (04:39):
But if we need stuff, I have to get it.
Speaker 1 (04:41):
We don't need a rug, we don't need a lamp.
We have enough light in the house. We can open
the curtains. You're gonna have to feel that. No, I'm sorry.
Speaker 2 (04:48):
Maybe I can figure it out for you. What because
you've just been phone tapped.
Speaker 1 (04:55):
Miguel, Yeah, don't try to me.
Speaker 2 (04:59):
It's Daniel Vinar from Elvis Duran in the Morning Show,
and you got phone tapped.
Speaker 1 (05:06):
Okay, I ran all down the Elvis Duran phone tap.
Speaker 2 (05:16):
This phone tap was pre recorded with permission granted by
all participates. The Elvis Duran phone tap only on Elvis
Duran in the morning show.
Don't answer the phone. Elvis durand Elvis Duran phones happened.
Speaker 2 (00:05):
Nicole writes, My husband Miguel and I have been having
financial difficulties and at times payments are missed, creditors call
and I'm constantly bouncing checks. So I want you to
call him and annoy him and tell him I forgot
to make another payment. He will go crazy. All right,
let's see how you do. Oh, yes, I'm looking for
(00:26):
Miguel Lakancha. Please, this is Lisa from Mere Alkerzim. How
are you this afternoon?
Speaker 1 (00:31):
Hey, how are you doing?
Speaker 2 (00:33):
I'm calling you because we have four payments missed. My yeah,
so obviously that's over eight hundred dollars. Collections has been called.
Speaker 1 (00:43):
Okay, so that's eight hundred.
Speaker 2 (00:45):
There were two charges put through this morning. One is
for three seventy five and one is for one hundred
and fifty three dollars. One is for a rug and
one is for a lamp.
Speaker 1 (00:54):
Why, I mean somebody which somebody was using the car today.
Speaker 2 (00:57):
It was signed by Nicole.
Speaker 1 (00:59):
Don't die. Don't accept that? Well, it was.
Speaker 2 (01:01):
Accepted at the store and then I got god, how
can that be? Do you want me to try and
call her.
Speaker 1 (01:06):
Yeah, go ahead, I'll try put us in three way.
Speaker 2 (01:09):
Yeah, I can try and conference you. Hold on one second. Hold, okay,
I have Nicole on the other line. I'm going to
conference her and hold one second. Hello, Hi, Hi, is
this Nicole?
Speaker 1 (01:19):
Yes it is.
Speaker 2 (01:19):
I have your husband, Miguel on the phone. I called
him about the charges. I'm just confirming with you that
those charges are for real. You did purchase those this morning? Yes,
there mine. Okay, I'm going to put you to on
hold and I have to take care of some paperwork,
but you two can talk to each other, so hold on. Please.
Speaker 1 (01:36):
We're deep trouble. I don't know what to say.
Speaker 2 (01:39):
I must have I must have overlooked it. I don't know.
You know, I've been trying to catch up.
Speaker 1 (01:42):
You bought a rug and a lamp for.
Speaker 2 (01:44):
The living room and a lamp for the kids room.
Speaker 1 (01:47):
No, why not, babe, I.
Speaker 2 (01:49):
Already bought it.
Speaker 1 (01:50):
I can't return it was on sale. Kissed on need
a lamp. It was cute.
Speaker 2 (01:54):
It will look cute in their room.
Speaker 1 (01:56):
No, babe, No, no.
Speaker 2 (01:57):
I can't take it back. My guy, We'll figure out
how to pay. I'm working a lot.
Speaker 1 (02:00):
Now, so thank you. Kidding me. Well, I needed a
rug for the living roment who kiss them? But the
livingood who cares? Oh, I want the house to look
line the house. We don't have no damn money. But
what we're doing better now, we're better, But they're calling
their house. You missed four payments. I don't have a
dozand both of me I don't. I don't care if
(02:23):
you argue with a damn manager. You better take that back.
Speaker 2 (02:26):
Hello, Hello, Hello, I wanted you to know I found
out the finance charges for you.
Speaker 1 (02:32):
You know what, that doesn't make a difference. Now, it
doesn't make a difference. It's over a thousand bucks.
Speaker 2 (02:36):
Yeah, I know, but it's thirty five hundred dollars.
Speaker 1 (02:39):
Thirty five hundred dollars for a finance charge.
Speaker 2 (02:42):
Well, it's four payments, and because we sent you out
letters that got ignored, there's extra on top of that.
Speaker 1 (02:49):
Are you kidding me?
Speaker 2 (02:50):
I'm not kidding you. I'm sorry.
Speaker 1 (02:51):
I want to these science to charge like thirty fifty.
Speaker 2 (02:54):
I have to find out for you. Hold on one second,
I'll find it.
Speaker 1 (02:57):
Hold on.
Speaker 2 (02:58):
I'm sorry we got so much in a whole, but
I think what we're doing good. We'll get out of it.
Speaker 1 (03:02):
We're not doing good, baby, Stop buying. I work. I'm
not buying on the computer. I'm not driving out bite,
I'm working too.
Speaker 2 (03:12):
What do you think I'm doing? I have I have
to take a lot.
Speaker 1 (03:14):
But don't go to Target, don't go to whatever, don't
go here, don't go there, don't buy it. You butt
on the dog. It's not that you haven't even paid
on I know it surprised that went through. Oh so
you you know that it was like perfect for the.
Speaker 2 (03:26):
Living rooms and they painted and everything.
Speaker 1 (03:28):
No, no, no, you know, send me take that back.
I don't even miguel. It says no refunds when you
get so that so that it. I want you to
take all your credit cards and leave them at the house.
That's it, you know what I'm saying. Thirty five.
Speaker 2 (03:52):
But I really want the rug.
Speaker 1 (03:54):
I'm not gonna buy the rug. I am not gonna
buy No that well for the in a room, Damn,
I can't lead it. Having a credit Having a credit
card is like putting a knife on my throat because
if I if I use a credit card, that means
I have to pay for that credit card, and that
means I don't have money. We get home. We're gonna
get rid of a whole bunch of this. Never. We
(04:16):
don't need that no more. That's it. Cell phones. I'm here,
I'm gonna work, and I go home and say I
don't do anything else. I don't so cell phones. I'm
gonna get rid of that too. We can't just cancel
the cell phone like that, Miguel. Well, the contract or something,
get rid of it. The hydraulic gotta go, the rims
gotta go, the car's gotta go. That's close to two
g's right there. We're in a pople trouble right now.
Speaker 2 (04:39):
But if we need stuff, I have to get it.
Speaker 1 (04:41):
We don't need a rug, we don't need a lamp.
We have enough light in the house. We can open
the curtains. You're gonna have to feel that. No, I'm sorry.
Speaker 2 (04:48):
Maybe I can figure it out for you. What because
you've just been phone tapped.
Speaker 1 (04:55):
Miguel, Yeah, don't try to me.
Speaker 2 (04:59):
It's Daniel Vinar from Elvis Duran in the Morning Show,
and you got phone tapped.
Speaker 1 (05:06):
Okay, I ran all down the Elvis Duran phone tap.
Speaker 2 (05:16):
This phone tap was pre recorded with permission granted by
all participates. The Elvis Duran phone tap only on Elvis
Duran in the morning show.
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