The Ramsey Show
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com
Episodes
August 1, 2025 • 137 mins
💰How much do you need to invest each month to retire a millionaire?
Jade Warshaw and Rachel Cruze answer your questions and discuss:
"Can I learn to manage my money and get my family back?"
"I want to close our credit cards but my husband doesn't..."
"Should I take a job offer that is further away from home but has a higher salary?"
"How do I plan for having a baby with Downs Syndrome?"
"I need a $3k buffer for ...
Mark as Played
July 31, 2025 • 138 mins
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Dave Ramsey and Jade Warshaw answer your questions and discuss:
"Is it legal as a wife for me to protect my finances by opening an account separate from my husband? "
"We have $0 in savings and are barely scraping by. Would furthering my education help me make more money?"
"My In-laws are not financially literate and have no retirement ...
Mark as Played
July 30, 2025 • 137 mins
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Dave Ramsey and Dr. John Delony answer your questions and discuss:
"How do I help my grandma get into an apartment without co-signing?"
"How do I best use unlimited overtime?"
"Where should I keep the inheritance my dad left for my children?"
"We disagree on who should pay for my mom's plane ticket when she comes to visit"
"Can we...
Mark as Played
July 29, 2025 • 139 mins
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Dave Ramsey and Ken Coleman answer your questions and discuss:
"As a single mom of 2, how do I pay off $130,000 of debt?"
"Should we sell an annuity while in Baby Step 2?"
"Should we use our stocks to throw $150,000 at the mortgage?"
"I'm 70 and don't have a will or a trust. Which is the best option?"
"When should I prioritize start...
Mark as Played
July 28, 2025 • 138 mins
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Jade Warshaw and Rachel Cruze answer your questions and discuss:
"How do we recover from 2 hurricanes and being sued by credit card companies?"
"How do we handle debt now that our financial situation has changed?"
"How can we travel outside of the country without a credit card?"
"Should I use a $400k settlement to pay off a bankruptcy?"
...
Mark as Played
July 25, 2025 • 137 mins
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
George Kamel and Dr. John Delony answer your questions and discuss:
"Why is it better to pay off my mortgage early instead of investing $300,000?"
"Can I do a Roth 401(k) and a Roth IRA at the same time?"
"I feel stuck between working the Baby Steps and taking care of a sick parent"
"How do we best invest $100k?"
"I'm $240k in debt. W...
Mark as Played
July 24, 2025 • 138 mins
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Dave Ramsey and Jade Warshaw answer your questions and discuss:
"How do I navigate $1.8M in debt with no income?"
"My employment is directly tied to my FICO score. How can I pay off debt and keep a good score?"
"I'm 51 with no retirement savings and I am currently carrying my daughter's student loans I cosigned on..."
"Is it too late for...
Mark as Played
July 23, 2025 • 140 mins
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Dave Ramsey and Ken Coleman answer your questions and discuss:
"What's the best way to teach our adopted daughter financial responsibility?"
"How do I navigate my finances after a divorce?"
"Can I invest in a side hustle while in Baby Step 2?"
"Should I pay off my $400,000 business loan?"
"My parents don't support my dream of becoming...
Mark as Played
July 22, 2025 • 137 mins
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Dave Ramsey and George Kamel answer your questions and discuss:
"Could you provide advice to me as a newly sober man who needs to get a handle on his debt?"
"Is 0% financing better than pulling from my 401(k)?"
"My parents lied to me about my student loans being paid off. Am I still responsible to pay?"
"I was misled by my financial adviso...
Mark as Played
July 21, 2025 • 140 mins
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Ken Coleman and Dr. John Delony answer your questions and discuss:
"How do I start over after my parents stole all of my money?"
"Should I combine finances going into my second marriage?"
"I'm a pilot and make purchases in multiple countries in one day. Is a debit card still my best option?"
"My husband has excluded me from our finances for...
Mark as Played
July 18, 2025 • 138 mins
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Dave Ramsey and Ken Coleman answer your questions and discuss:
"How do I prepare to raise my child alone?"
"I regret buying my home. How do I get out of it?"
"I took out life insurance and didn't pay for 25 years..."
"How do I work through the Baby Steps if I'm already a millionaire?"
"How do I sell my share of a home I own with my famil...
Mark as Played
July 17, 2025 • 121 mins
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Dave Ramsey and Rachel Cruze answer your questions and discuss:
"How do I get my adult children to become financially independent?"
"I'm $200,000 in debt, should I file for bankruptcy?"
"I'm worried about my fiancé's out-of-control spending."
"My husband and I disagree on whether we should help our kid financially..."
Next Steps:
✔️ ...
Mark as Played
July 16, 2025 • 139 mins
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Dave Ramsey and George Kamel answer your questions and discuss:
"How do I do the Baby Steps when I can't trust my husband to commit to the plan?"
Dave Ramsey breaks down Trump's Big Beautiful Bill (what you need to know),
"How does escrow work and why is there always a shortage in our account?"
"How can I find a legit online side hustle that i...
Mark as Played
July 15, 2025 • 137 mins
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Dave Ramsey and Dr. John Delony answer your questions and discuss:
"How can I explain to my girlfriend that if she moves in with me, I can pay down debt faster?"
"I have been paying on my car since 2017, but I owe more now than the original purchase price. How is this happening?"
"I am $280,000 in debt on business credit cards, should I file for ba...
Mark as Played
July 14, 2025 • 139 mins
🔗 Share the Ramsey 101 Playlist!
George Kamel and Ken Coleman answer your questions and discuss:
"Can someone tell me that I need to stop trading and focus on debt repayment?"
"How can we keep the IRS from taking my grandmother's retirement funds?"
"We bought land with family. Should we build a house on it?"
"How do I attract clients for my business?"
"Should I pay off my low interest rate mortgag...
Mark as Played
July 11, 2025 • 138 mins
🔗 Share the Ramsey 101 Playlist!
Rachel Cruze and Ken Coleman answer your questions and discuss:
"Can a future employer find out that I lied about a bankruptcy on my application?"
"My wife wants me to borrow money from my family to buy a car..."
"Should we downsize our animals to help get through Baby step 2? "
"Can I be a stay-at-home mom while we're paying off debt?"
"What can I do about an evic...
Mark as Played
July 10, 2025 • 139 mins
🔗 Share the Ramsey 101 Playlist!
Dave Ramsey and Dr. John Delony answer your questions and discuss:
"Should I stop dating someone because of their financial instability?"
"Should I leverage a rental property in order to acquire a business?"
"Should I take on a part-time job in college or just focus on school?"
"How do I prioritize financial goals as new college graduate"
"Should I take a new job...
Mark as Played
July 9, 2025 • 138 mins
🔗 Share the Ramsey 101 Playlist!
Dave Ramsey and George Kamel answer your questions and discuss:
"How do I navigate refusing a large monetary gift from family due to cultural expectations?"
"I'm about to take on $200,000 of student loans, how do I begin to pay this off?"
"Dave, have you gone soft on Crypto?"
"I'm worried that if I buy a car right now, it will jeopardize my ability to get a home loan"
...
Mark as Played
July 8, 2025 • 138 mins
🔗 Share the Ramsey 101 Playlist!
Ken Coleman and Rachel Cruze answer your questions and discuss:
"I'm $60,000 in debt, I just lost my job and I have no savings. How do I get out of this mess?"
"I blew through a $120,000 settlement and now I don't have anything in savings or retirement..."
"Does giving up my hobbies for my kids teach them the wrong message about chasing your dreams?"
"We don't know who ...
Mark as Played
July 7, 2025 • 137 mins
🔗 Share the Ramsey 101 Playlist!
George Kamel and Dr. John Delony answer your questions and discuss:
'Should I leave my husband because he refuses to disclose his finances to me?'
'I am $2.1 million in debt, how do we possibly recover from this?'
'My in-laws are not doing well financially and my husband wants to help them.'
'Should I help pay for renovations on my boyfriend’s mother’s home?'
'How can I ...
Mark as Played
Popular Podcasts
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
The official podcast of comedian Joe Rogan.
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Special Summer Offer: Exclusively on Apple Podcasts, try our Dateline Premium subscription completely free for one month! With Dateline Premium, you get every episode ad-free plus exclusive bonus content.
Listen to 'The Bobby Bones Show' by downloading the daily full replay.
The latest news in 4 minutes updated every hour, every day.