Debt Rebel | ADHD Budgeting, Debt Payoff, Personal Finance for Working Moms
Feeling like your paycheck disappears before the month is over? Tired of arguing about money, relying on credit cards, or wondering where all your money went? You're in the right place. The Debt Rebel Podcast is for busy parents--especially overwhelmed working moms, ADHD moms, and families who are ready to stop living paycheck to paycheck, pay off debt, and finally feel confident with money. I'm Jewlz The Budget Nerd, a Certified Financial Coach, Economics graduate, ADHDer, and mom who, alongside my husband, paid off over $107,000 in consumer detb without winning the lottery or making six figures overnight. I know what it's like to feel overwhelmed by bills, stress, and financial guilt--and I also know that lasting change comes from simple systems you can actually stick with. This podcast is for you if you find yourself asking questions such as: How to stick to a budget with ADHD? How do I stop living paycheck to paycheck? What triggers impulse spending? What is financial anxiety? How can I stop fighting with my spouse about money? How can I raise financially independent children? Do other people with ADHD struggle with debt? What are some life hacks for people with ADHD? What happens if I forget to pay bills? How can I heal my money trauma? Is it better to use a credit card or a debit card? How much should I have in emergency savings? How do I force myself to stick to a budget? Does ADHD cause overspending? Whether you're just getting started with budgeting, working through a debt payoff journey, trying to simplify your finances with ADHD, or looking for practical personal finance tips that fit real life, you'll find encouragement, actionable strategies, and plenty of "you can do this" moments. No shame. No complicated spreadsheets (unless that's your jam!) No perfection required. Just simple, practical budgeting advice, debt payoff strategies, ADHD money management tips and financial coaching designed for real families with busy lives. If you're ready to stop surviving payday to payday and start building a life with more financial peace, margin and freedom, hit Follow and join the Debt Rebel community. New episodes every week. Learn more about Jewlz at https://www.jewlzthebudgetnerd.com/ 365694
Episodes
Debt payoff for families looks different when you have irregular income, ADHD, and competing demands.
In this episode, we break down whether paying off student loans early actually makes sense for busy moms—and when it's smarter to focus on credit card debt, cash flow, and breathing room instead.
You'll learn the real math, shame-free.
Should I pay off my student loans or invest?
Is it smart to pay off student loans early?
Shoul...
Overwhelmed by student loan debt and recent policy changes?
In this episode, we break down repayment plan options and debt payoff strategies for busy moms navigating money management on your terms.
Learn how to choose a plan that fits your ADHD brain, family budget, and financial goals—without the guilt or confusion.
Your economics-degree-holding big sister is here to simplify it all.
Student loan debt can feel scary when you've been avoiding it for months—especially if you're juggling family expenses on a tight budget.
In this episode, learn why ADHD brains procrastinate on money matters (and it's not laziness), how to do a judgment-free loan review in under 30 minutes, and a practical budgeting framework to fold your student loans into a realistic debt payoff plan.
Whether you're paycheck to paycheck or re...
Managing irregular gig income feels like playing financial roulette—but it doesn't have to.
On this episode of Debt Rebel, we're breaking down budgeting strategies and emergency fund building for gig economy workers, ADHD moms, and anyone with variable paychecks.
Learn the no-shame, ADHD-friendly system that lets you stabilize your money *and* build savings at the same time, so you can stop white-knuckling until payday.
We'll ta...
Retirement planning feels impossible for ADHD brains—until you stop forcing traditional methods.
In this episode, Jewlz interviews Certified Financial Planner Caleb Bogia-Curles to break down retirement & ADHD money management into working-mom–friendly steps.
Learn how to turn "retirement" from a scary word into an achievable goal using ADHD-friendly financial planning strategies.
Free Book Form: https://docs.google....
When you have ADHD, financial feedback triggers shame—even helpful guidance feels like judgment.
In this episode, discover why adult ADHD money problems intensify with criticism, how neurodivergent brains process guidance differently, and the nervous-system reframe that unlocks shame-free debt payoff.
Learn concrete techniques to separate shame from actionable money coaching, then break the cycle sabotaging your budgeting effor...
ADHD money decisions and impulse spending aren't willpower failures—they're about understanding your brain's wiring.
In this episode, Jewlz reveals the neurobiology behind overspending, shares pause-before-purchase strategies proven for ADHD brains, and shows you how to spot your personal spending leaks without shame or deprivation.
Discover the friction tactics and routines that help you stay confident in your financial choice...
Can I afford this new car? How much are the monthly payments?
A $22,000 used car can easily become a $30,000 decision once you factor in taxes, registration, insurance, fuel, maintenance, tires, brakes, and unexpected repairs.
And if you're shopping for a car while managing ADHD, decision fatigue can make the whole process even harder. It's easy to focus on one number—the monthly payment—and overlook the bigger financial ...
How can you support your ADHD child during back to school season without the added financial stress?
Back-to-school budgeting often ignores the sneaky expenses that blow up family finances.
From hidden sports fees to forgotten class supplies, impulse spending ADHD, and the dopamine-driven "school supply haul," we're breaking down what families actually forget—and giving you money management for families strategies to catch spen...
ADHD money management doesn't have a one-size-fits-all solution—but your brain has a specific executive function style that works best with either digital trackers or cash envelopes.
In this episode, Jewlz breaks down the real science behind why one budgeting system fails you while another sticks, and how to finally choose a method that matches YOUR neurodivergent wiring, not drains it.
Discover which approach suits your dopa...
Stop saying yes to social events that sabotage your ADHD money management and debt payoff goals.
Jewlz walks you through guilt-free scripts and boundary-setting strategies for girls' nights, birthday parties, and family events—so you can protect both your budget and your peace without sacrificing relationships.
Learn the real words busy moms with ADHD actually need to say no.
🎧 Work With Jewlz The Budget Nerd:
Ready to stop livi...
Why is managing money with ADHD so challenging?
How do I fix it?
Why can't I stick to a budget?
I've asked myself all those questions and many more. Pop in your earbuds and check out this award-winning podcast hosted by Julian Kohlbrand, better known as Jewlz The Budget Nerd.
With my husband, I eliminated over $107k of debt even though I have a degree in Economics and "should know better".
I specialize in helping ADHD financial planni...
Sneak peek of a conversation I had on Somatics Tools for Neurodiverse Families podcast ,hosted by Katherine Connolly, recently that I think you might enjoy.
Katherine Connolly is a Neuroaffirming Somatic Clinical Counsellor (RCC, CCC), Craniosacral Therapist, and founder of gloWithin™. As a ND mom raising a ND family, she has brought deep lived experience to supporting sensitive and ND families and individuals since 2011. Katherine...
You pay your bills. You aren't booking luxury vacations. You're not making huge purchases. So why does it feel like your money disappears every month?If you have ADHD, there's a good chance the problem isn't overspending—it's spending leaks.
In this episode of Debt Rebel, we uncover the hidden habits, forgotten subscriptions, convenience purchases, and system breakdowns quietly draining your bank account.
You'll learn how to id...
What if your poverty mindset is the real barrier to family finance success?
Join Jewlz and guest Doug Jonson as they unpack how scarcity beliefs trap ADHD families—and share the exact money education shifts that rewired his relationship with debt and wealth.
Discover practical family finance strategies that replace "never enough" thinking with sustainable, shame-free progress.
Perfect for parents ready to model healthy money man...
Do you ever feel guilty telling your child "no" because of money?
The truth is your kids don't need expensive childhoods—they need financially confident parents who teach healthy money habits through everyday moments.
In this episode, Jewlz shares practical ways to raise kids on a budget while creating memories they'll actually remember.
In This Episode You'll Learn:
[00:00] Why raising kids on a budget isn't about deprivation
[03...
You hit your debt payoff goal—now what?
This episode tackles the money mindset shift from surviving to building wealth, especially for ADHD families.
Many people stay stuck in scarcity mode even after becoming debt-free.
Learn how to rewire the identity patterns, ADHD money management habits, and family finance systems that actually support wealth-building (not just payoff).
Jewlz The Budget Nerd breaks down the psychological blo...
Family budgeting for ADHD parents doesn't have to mean complex spreadsheets—sinking funds are your secret weapon for managing school fees, sports costs, and those "unexpected" expenses that happen every year.
In this episode, Jewlz breaks down a simple, visual sinking fund system designed for the scatterbrained brain: how to set it up, track it without obsessing, and stop the guilt cycle when expenses pile up.
Perfect for busy ...
Your kids are watching how you handle money—and they're absorbing habits that will stick for life.
On this episode of Debt Rebel Show, Jewlz The Budget Nerd shares the debt-free family finance behaviors that naturally teach kids about money without lectures or shame.
Learn which money conversations your ADHD brain finds easiest, how to involve kids in raising kids on a budget, and the real-world modeling habits that actually ch...
How do ADHD, money habits, relationships, and hyperfocus impact everyday life and financial success?
In this episode of the Debt Rebel Podcast, Jewlz The Budget Nerd and Mitchell Jasper, co-founder of Hexeh, dive into the real-life challenges and strengths of living with ADHD, navigating marriage and parenting, building supportive systems, and creating sustainable financial habits that actually work.
This honest and encouraging conve...
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