(04/20) HOTL Marginal Legal Advice Hour 3

Handel on the Law, Marginal Legal Advice. 

Episode Transcript

(00:00):
I You may not know the namePeter Navarro. Interesting guy. He is
was an aide to former President DonaldTrump, and he's in prison. He
turned himself into federal prison after beingconvicted for ignoring a House subpoena contempt of

(00:24):
Congress. So here's the way itworks. You have congressional committees, in
this case, it was the Januarysixth Committee, and Congress issues subpoenas,
and just like any court, you'vegot to show up. You've got to
either produce documents or you have toshow up in person. You're a witness.
You can't say no. And ifyou say no, then the court

(00:47):
can actually issue a warrant and youcan be tried for contempt of court,
ignoring a court order, or inthis case of Congress, you can be
tried for ignoring a subpoena from Congress. It's criminal violation. So he told
Congress to go pound sand. Hewas not showing up. And so what

(01:07):
happens is and he claimed, bythe way, executive privilege, executive privilege
being I was working in the WhiteHouse, I was working for the president,
and therefore what I said and didin my job was executive privilege.
You can't go after it. Problemis he was accused of being involved in

(01:29):
overturning the election. That's not executiveprivilege because the president has to act within
the law if you're helping the president, not doing extraterrestrial extra legal concept.
For example, the president asks youto plan a bank robbery or executive privilege,
No, you can't do that.So he's claiming executive privilege and he

(01:56):
just won't go in front of Congress, and in a rather novel novel move,
he is the first former White Houseofficial to ever be in prison for
a contempt of Congress conviction. Theway it works with contempt of Congress,
Congress doesn't have enforcement powers. Congressdoesn't file lawsuits. What Congress does in

(02:20):
the case of a criminal violation issimply turn the information over to over to
the Justice Department, and the JusticeDepartment goes forward. Same thing with the
police. Police can arrest you,but they can't try you. They have
to turn it over the district attorney, who then tries you. In this
case, it was the Department ofJustice who went ahead and went ahead and

(02:43):
prosecuted him, and he got fourmonths in prison, and he went to
prison. He turned himself in he'sonly been there a few weeks, and
that's how it works. Just historicallyfascinating stuff, to say the least.
He went all the way up tothe Supreme Court saying that executive privilege,
I shouldn't go to prison. Thisis all illegal in the court tool and

(03:04):
the go pound sand so you know, I mean, it doesn't stop.
The investigation of the January sixth insurrectionis going to be around four years.
All right, Let's go ahead andtake some phone calls, all right,
Jeral, Hello, Gerald, welcome. Yes, about three years ago the

(03:25):
company I worked for sold and theywere having a hard time paying their employees,
which I fell behind on my own. Okay, hold on, you
worked for hold on, hold on, hold on you. I didn't get
that, Gerald, you worked forwho? I just a company? Okay,
all right, I saw your name, name of coming. I didn't
get it. Okay, So youworked for a company and you fell behind

(03:46):
on rent? Still behind my rent. I rented a space in a mobile
home park. Okay. I ownedmy home for almost thirty years and I
got a three day notice. Itried to talk to to the managers and
they went talk to me. Soevery month I was getting a money order
for the rent that I should havebeen paid because I tried paying them,

(04:08):
but they returned okay, they returnedthat home on a minute, they returned
it past the three days. Theysaid no correct right, Okay, okay,
So they said I have to talkto their lawyer. It's in their
hands. So I tried to callinga lawyer for three days. Finally got
through. They told me they cannotdiscuss the case with me and hung up

(04:28):
on me. Okay, So that'sinteresting because you're the You're the one that
they're going to go after. Whoare they going to discuss the case with.
I guess the folks who owe thetrailer park. Okay. So eventually
we got a court date. Iwent to legal aid to answer the summons,

(04:49):
and my legal aid represented said shehas all the backgrounds, she has
all the late fees, everything,you know, and they said, well,
she'll have to pay turny fees,which I under did not a problem.
Well, matter of fact, thatlawyer didn't even show up. She
called it in. So they saydgo out in the hole and try to
work out something with the lawyer.So I called them and after about back

(05:12):
and forth, you know, puttingon hold for ten minutes what not.
She come back and said, myattorney's fees will be four thousand dollars.
So I went back into court andthe judge said, well, can she
make payments? Nope, they wantit all up front. I live in
a mobile home park. I don'thave four grand you know. And I'm

(05:32):
sorry, I've been crying over thisfor months. Okay, yeah, I
know, I understand. I mean, this is you really got cut up
a really bad situation. Gerald.I mean I understand I fell behind me.
So what what is your question?What's your question? What's your question?
Any recourse? No, what youhave is someone on the other side

(05:55):
who is a complete ass and someonewho is taking advantage of the law.
Now, any other any other landlordwould give you a three day notice to
pay rent or quit. At theend of three days, you come back
and you say, listen, I'mgoing to pay the rent. I am
going to pay any late fees.And almost always nine to nine percent of

(06:17):
the time they say they would sayyes, the other side, the landlord
is taking full advantage of the law, extorting you, literally holding you hostage.
But the law is on their side. They do not have to take
the money. After three day rent, a three day period to pay rent
or quit, and the lawyer cansay it's four thousand dollars attorney's fees or

(06:42):
you're out. Now, it's interestingthat the landlord is backing that up.
But here's what I think is happeningis you own the home, they own
the land. And what they're goingto say, and I don't know what
the market is at there. I'mguessing now is that they could rent the
spot with a house on it fora lot of money and they controlled Also,

(07:10):
yeah, the rent control disappears.Yeah, so it's your house.
Do you get to move it?And it's gonna cost you far more to
move it? And you're sort ofstuck. I mean, god, it's
a horrible situation, but unfortunately you'restuck. And I'm hoping, I'm hoping
you have friends or somebody that canloan you four thousand dollars and if you

(07:31):
don't, you go. I calledthe very next day. This is this
happened in December. I called thevery next day and told the lawyers I've
got three thousand towards attorney fees andthey're not taking that, and they're not
taking that. Nope. Well,and you know what they can do.
I'll tell you what they can do. They can demand four thousand dollars and
then turn around, go, youknow what, let's make it five thousand

(07:51):
dollars exactly. They can do that, you know. So unfortunately I can't
figure out any way around it.Boy, your heartbreaks. And that's about
is egregious a situation that I've heardunder these circumstances that I have heard in
a very long time. As amatter of fact, probably the most egregious
when we're talking about someone in amobile home park where you don't own the

(08:16):
land, you rent the land,and then of course you own your own
mobile home, and if you haveto move it, that's thousands of dollars
to move it. So you really, really you're a prisoner to all of
this. Hello, Mike, Welcometo the show. What can I do
for you? I received a summonsfor jury service from the United States Court,

(08:43):
and there used to be a numberof exemptions that I could file with
them so that I wouldn't have toshow up right and self employed. So
anyways, they don't have any exemptions. Wrote yeah, they did for a
letter asking them to wave it,and they say no, no, it's
not. It's not gonna work becausethey are so desperate for jurors La County.

(09:07):
I don't know, they need twomillion jurors a year or something,
completely crazy. And there used tobe all kinds of exemptions and they just
don't work. I mean, youcan get an exemption. Man, Man,
you have to be bleeding out incourt right there. So what what
is your question, Mike? Somy question is it says that I was
supposed to start calling Sunday Mark andafter six pm you can't get through to

(09:33):
their number. It's a little baby. Anyways. Bottom line is I did
not I called a couple of times, didn't get through. I did not
show up at all? Right,So is there like a worn out for
me? Will okay? All right, let me explain, Okay, let
me explain how that works? Allright? Not showing up it's not a
it's not a criminal violation. Notwell it can be. But not showing

(09:58):
up for is you're ignored, basicallyignoring a court order. And what a
judge can do is send someone outto actually have you brought into court.
I mean, it's crazy and invery rare circumstances do you are you charged?

(10:18):
But if you are charged and youknow, God forbid you end up
doing any time. Let me askyou a question, Mike. Have you
ever suffered from constipation? Not lately? Yeah, because you won't ever have
constipation again. I just want topoint that out to you. I wouldn't.

(10:39):
Yeah, I know. Lovely,isn't it, Mike? You know
this happens so many times, sooften that I'm willing to bet over fifty
percent of the people do not atall show up. So let me give
you a secret to call. Okay, you call them forget about the number,

(11:00):
and you call the clerk of thecourt and there's a number and say
I couldn't make it, and Iwant to make it and I'm self employed,
but let me tell you when Ican make it, to make it
easier for me, and they youknow, these are people and they understand.
Is you say, I'm going togive you the my vacation time,
so I am absolutely available, andthat is between mechs. It doesn't matter.

(11:24):
It doesn't matter because I'm going totell you how this works. And
this is what I do. Isyou say, the time when I'm not
going to lose my shirt or mybusiness shuts down is between Christmas and New
Year, and I can show upthen and then you call every night and

(11:46):
guess what, there's no judge onthis planet that has court between Christmas and
New Year. They always recess,but the court is technically open. And
I've done that for a year.Uh now I've walked into the court.
I don't know, but this isa county court house where I've walked in,

(12:07):
and I don't know how it worksin federal court, but that's a
neat way out of it, andyou comply completely. Other than that,
you'll get another letter, and thenyou'll get another letter, and you know
at some point they're going to sendyou you are liable to be arrested,
and just goes on and on,and at some point it just it probably

(12:28):
disappears they don't send people out toarrest you. They just don't look like,
for example, I got pulled overfor a speeding ticket. With that,
Yeah, you know what, Idon't know the answer to that.
I don't think. I think it'sa civil issue more than it is a
criminal issue. I don't think failingto appear at a jury summons is going

(12:48):
to tag you and you're not goingto be in handcuffs. Now that's my
understanding. I don't know. Butuh, let's go back to the constipation
question. No, let's not uhDan, Hi Dan, welcome Hi.
No question here, It is straightforward. My mom has been dealing with dimension

(13:09):
and Alzheimer's for two years with inwhich case she hasn't been able to drive.
My concern her still being registered ownerof the vehicle, in the insurance
still coming in in her name.She's she's done well for herself. So
if somebody's driving the car and getsin an accident, is she liable yet

(13:30):
at any rate? Yet? Okay? Yeap, the insurance is in her
name, get her off the insuranceand if she's not driving and transfer that
car to someone so she doesn't ownthe car. Or you file a DMV
notice of non operation, but youcan't drive the car when that's happening.

(13:52):
You know that's for storing others orwhatever. But you do not You do
not want insurance in her name thatsomeone else's driving with permission. And I
guarantee you permission, no permission.Whoever bangs up somebody in her car,
you can bet that whoever is injuredis going to sue. Okay, all

(14:16):
right, so I appreciate it.I had no problem and just get it.
It's just safeer anyway, you know, just a quick one. My
dad don't want to share this storywith you, real quickly, Okay.
My dad had reached the age wherehe was having a hard time driving and
he was banging into stuff, youknow, he had fender benders and he
would get lost. I mean,he was hitting that age. And old

(14:37):
people hate giving up their independence.I mean, that's the worst thing you
can do to old people. Theyget very upset. And so my dad
had just gotten a bender fender bender, and I said, Dad, you
got to give up the car.I mean, you have to, you
can't drive anymore. And he said, I don't want to give up my
independence. And I say, youshave every day, don't you, Dad?
And he goes, yeah, whatare you going to do when you

(15:01):
wake up in the morning and youlook at yourself in the mirror and having
killed an eight year old kid ina crosswalk? What are you gonna do
with yourself? And he gave itup instantly at that point and did it
voluntarily. Now I'm not saying that'swith your mother, but just how important
it is if someone is not ableto drive, to yank everything, get

(15:22):
rid of the driver's license, Imean everything. So uh that's my warning
to you. And uh, youknow, good call. By the way,
I just asked one more thing realquickly. Yeah, her driver's license
has already been taken away. Wealready already. Just then all you do
is car. Then all you dois the car that's all questioned. The

(15:43):
house that's her fine, No,no, the house fine, No,
she keeps, No, she keeps. That's not a problem. It's just
it's just the driving. It's justthe car and the driving. And so
I want to tell you a littlebit about living in pain. Now,
I don't live in chronic pain,but I live with someone who lives with
chronic pain. And let me tellyou, it is really tough. It

(16:06):
is chronic, which means it goeson forever, it doesn't stop. Can
be debilitating. And so let mesuggest listening to The Pain Game podcast,
because it's a show about living withpain with people and people who treat people
who live with pain and the traumathat comes with it. It's not about

(16:26):
whining, this is what I do. It's about shifting the mindset because pain
comes in your mind and that waswhat this is about. Now, the
host, Lindsay Soprano, I've knownfor a bunch of years, and she
deals with this and she is anexpert. Matter of fact, she has
experts on the podcast. She haslawyers, she has stay at home moms,

(16:47):
people that run chat rooms, allof them living with dealing with treating
people who have this kind of painand suffering from the trauma. The show
really valuable if you are in painor know someone in chronic pain. I'm
going to suggest you listen to ThePain Game podcast. Yeah, I think
it's that valuable. A new episodedraw drops every Tuesday morning. The Pain

(17:10):
Game Podcast. Susan Hello, Ithought I actually sold two cemetery plots eleven
years ago. About a week afterI sold them, the cemetery people came
to my home and they said thetransfer didn't go through. I'm like,
okay, that's not my problem.I have the money by So today,

(17:34):
six months after the tenth year leanexpired, I'm wondering if I can resell
the plot. Yeah, this isinteresting. So you sold it to a
third party. You sold the plotto somebody, right, yes, okay,
and you had already paid off theplot where it was on a payment

(17:56):
plan. How does that? Howdid that work? Free and clear?
Okay, So free and clear,you got the money, you transfer it.
Why would they put a lien onit? Because you own it and
clear? They got paid No,no, no, So they bought the
two cemetery plots for me. Igot the cash. Theoretically, they're supposed

(18:18):
to get the cemetery. Okay,who is they? Who is they?
The third party? Okay, Sothey bought it from you and they didn't
get titled to it because the cemeterysaid it wasn't paid for. The cemetery
said the transfer didn't go through likethe sale of okay, So where's the

(18:38):
So where's aleen? The third partyput a lien on Okay, the third
party put a lien on it,all right, And and it's been ten
years. Yeah, so the lienhas expired. Okay, And I have
the plot still, I haven't heardfrom the people. The course came out

(18:59):
some paper. Can I sell itagain? Yeah? Probably? Yeah.
Well I'm a little concerned that I'mgoing to show up and try and sell
it and they're going to stay.I'm committing like a felon. Ears.
You're not committing a felony. Nope, nope, you're not committing a felony.
It's a contractual issue and that's it. They had ten years, they
decided not to go forward, neverturned title, and as far as you're

(19:21):
concerned, you own it. Theworst that happens is they simply sue you
for the value of it and whateveryou got the money, they can sue
you for that. But you say, hey, the statute is gone.
You can't wait ten years to sueme. So I think you're okay.
All we can do is sue you. That's it. And your defense is
you got ten years. You knowit's not sell you after ten years.

(19:44):
What they actually did sue me rightafter the transfer didn't go through, and
then they won in small clamps andthen they put the lean on my home
to get them. Oh you neverpaid them, You never paid them.
Well, they paid me, andI understand, but they put the lean.
They sued you for what in smallclaims court? Okay, So they

(20:06):
sued me for the money that theypaid me. Got it. They sued
you, Okay. So they suedyou and got a judgment correct, correct,
and you never paid the judgment correctbecause they put a lien on my
home. No, it's they puta lien on your house because you didn't
pay, right, So I askedyou, did you pay the judgment?

(20:27):
And you won't answer me. Youyou didn't pay the judgment. Correct,
I didn't. I didn't pay thejudgment because the lien's expired. I don't
have to wait a minute. Whydidn't you pay the judgment ten years ago?
When they got the judgment against you, it wasn't my problem, I
think. Okay, hang on,okay, hang on a minute, Susan,

(20:48):
I sue you. I get ajudgment against you for let's say,
five thousand dollars, you don't payit, and you're saying that's your problem,
not mine, even though I oweyou the money. Are you actually
saying that? Yeah, because wesat down with the cemetery people. They
notized everything and said the transfer wascomplete. The money I bought what I

(21:12):
needed, all right, So thetransfer was complete to them. There's your
defense. Okay, here it is, transfer is complete. Go to hell,
leave me alone. That isn't yourproblem. And they okay, and
they and you have proof that youuh that uh they transferred the deed okay,
fine? And uh when it endedup happening, and I don't know
why they have to transfer it becauseit's already yours and it belongs to you.

(21:37):
I don't know what the cemetery hasto do with it. Uh.
That that one I'm confused about,because you own that property free and clear
that number to make the transfer.Uh. It's so they did it on
your behalf. Yeah, we wereall there the third party. Okay.
I'm not arguing that the cemetery filedon your behalf the transfer property from you

(22:00):
to the buyer. Yes, Idon't know why this, Okay, maybe
the cemetery good people will do thework. Okay, fine and whatever.
So the lean expired, that's it's. You never had to worry about the
lean, okay, because lean's onhouses under these situations don't mean anything.
I mean, you maybe bond tothe lean, but it doesn't matter.

(22:22):
So the lean is still there.By the way, it's still on the
record. So you've got to getit off it I did. Okay,
good, all right, So yougot it off. So what's your question?
My question is, when I goback to the cemetery with another buyer,
is it legal for me to sellit again? Yeah? Because it's
yours it's yours. Yeah, allof that. Wow, that was easy,

(22:48):
boy. That was worth four minutes, wasn't it? Certainly was all
right? Brian, Hello, Brian, good morning. I have a commercial
landscaping company, and I was servedwith a summons. The plane is is
is saying that they had permanent disfigurementfrom slipping on a date, palm on

(23:15):
a date from a palm tree thatwas underneath some leaves in a grassy area,
like kind of off the beaten path. So okay, okay. Was
the person working for you at thetime, No, it was, no,
it was just just a regular civilian. I don't understand. So the

(23:37):
worker slipped somewhere else. No,No, not the work No, not
the worker, just a person onthe property that was it was at a
plaza. Okay, and so ohI see, okay, So holding you
responsible because you were doing the landscaping, right, correct, Okay, got

(23:57):
it. This happened almost ten monthsafter I was non I was not employed
with the company anymore. Oh,you're getting it. So you're you're okay,
Oh, hold on, you werean employee of the company and you're
getting a summons. No I am. I am the owner of the commercial
land the commercial landscaping company. Sothe plaza that employed me, the account

(24:22):
that employed me, is also beingsued. I'm the code. Of course,
everybody's being sued. Of course,everybody's being sued. This is a
little confusing. So here you are. You are the landscaper. You're being
hired by the plaza. A guyslips on a date that is covered up
by these palm leaves, and youwere working on the tree. Correct.

(24:45):
But this happened ten months after Iwas no longer employed by that account.
Okay, that's easy, all rightthen, and you had nothing to do
with it. It was ten monthsbefore is when this did it? Okay,
so you're getting sued, No thankyou? After I was, yeah,
I was, So what's my liability? What am I saying? Not
very much? Even no, no, not not very much. Everybody sues

(25:07):
everybody. What I would do iscontact the lawyer who's suing you, and,
uh say and tell the lawyer youcan do it on a phone,
doesn't matter, and say, hey, here's what's going on. Uh,
this was you're suing me for somethingthat happened ten months before and I was
long gone. I have nothing todo with that. And by the way,
remove my name from the lawsuit.Uh, and or I'm going to

(25:27):
sue you for abusive process because it'sthis is they sue everybody. This is
not unusual. Yeah, and you'reand you're going to be dismissed on this.
The problem is you can't ignore beingnamed legally. You can't ignore that,
right I did. I didn't evenknow how I respond. I call

(25:48):
them up. You call them up. You call them up, and I
have Yeah. And if they don'tremove your name, then unfortunately, you
have to get a lawyer, andyou're gonna have to pay for it to
make a motion to have your nameremoved. I have the judge order sanctions
to pay the attorney's fees on theother attorney pays your attorney. And you
also have once they know that youhave nothing to do with it, that

(26:12):
this happened way before and you arewell separated from that. If they continue
to keep on going, which youpray they do, then you've got a
lawsuit for abusive process against the lawfirm taking advantage of the court and the
process to extort you. Basically.So that's what that's what you do.

(26:32):
You're fine. I wouldn't worry aboutit. The liability is zero. Okay,
your liability is zero. The hasslefactor is off the charts. Jake,
Hey, I had got a citationthe other day in a local city
government or latering. Actually was theticket and it was a strong wrapper that

(26:52):
was thrown out of my truck.Officer saw me do it and went out
of his way, pulled me over. I wrote me a citation. I
called to pay the ticket day ortwo later, and Bob is small tized
as a star four hundred and fortyeight dollars, felt like that was excessive.
I mean, the question is isthat excessive? And what should I

(27:15):
go forward with that? Okay,yeah, the answer is, of course
that's successive. The other part ofthe answer is you pay it. That's
what you do because what ends uphappening with the fees and assessments has now
become it's no longer punishment. Ithas now become a municipal revenue call for
the police or the city. Ionce was TechEd when it first the law

(27:40):
first came out that you couldn't textand drive. So I got caught texting,
and it was originally it was aten dollars ticket first time out,
and so you know, cop stopsme. It was actually a woman police
officer on a bicycle, if youcan believe that. So she's writing a
ticket, and so there it is. It's ten dollars fine. I go,
okay, so it's ten bucks.You know I can live with that.

(28:00):
She started laughing. She goes,it'll cost you one hundred and sixty
two dollars. I go for aten dollars ticket. Oh yeah, oh
yeah. Uh. It's all ofthese assessments they throw on people have gone
to court on it. Jake.Of course it is excessive. I would
go right into it's insane. Butthey can do it. They do do
it. You should see what peopleget for speeding. Excessive speeding. Man,

(28:25):
they're looking at one thousand dollars,two thousand dollars fines. Uh it
because it's crazy. Should I myapproach on that day though, to go
to court obviously at least kind offleet mercy on the No. Yeah,
you're not gonna get mercy. You'renot gonna get mercy. You go to
court and if the cop doesn't showup, you're fine. If the cop
shows up, you're done. Uh. And you know, maybe you can

(28:48):
argue traffic traffic school but it wasn'tthe moving violation. It was literately like
it was. I mean, itwas that dumb No, I know,
I know, but they can doit. Yeah. The end or is
yeah, they can do it,and yeah is it excessive? You bet
you? You bet you? Allright? Marcus? Hello, Marcus,
how you doing? Bill? Yeah? So I had a water heater league

(29:12):
and I called my home warrankey company. They called out a plumber. Plumber
needed to come out. He setout a contract to fick the damage.
So a few months later, whenI called the plumber to come back back
to the place the water heater,he says, hey, I no longer
work for their warranty company, andthe warrketing company won't send somebody else to
fix or honor it because the plumbernever did any kind of paperwork or document

(29:33):
anything on their behalf, so itwas never approved. So my question is
what recourse do I have to goafter the plumber? Um, Well,
you go after the plumber, youknow, for whatever a cost to fix
it. But it's the plumber justrefused to fix it. It's a warranty
company because they're the ones that arecovering the expense of calling the plumber out.
So you have to sue the warrantycompany because that's your contract is with

(29:56):
the warranty company. The plumber didn'thave a contract with you. You didn't
or the plumber they did. Sohow much is it going to cost to
fix that water heater? Marcus?You're looking at about three thousand dollars with
well, okay, well then yougot to have it fixed. Three thousand
dollars for a water heater saving Isaid, I mean what, well,
well, wait that that floors me. Have you called another plumbing company to

(30:21):
put one in? Yeah, withpermits and everything new water heater inflation.
I mean they just cut it fromthe walls. I gotta get a new
waterline, Okay, okay, okay, got So it's a bigger deal than
just replacing it, all right,So you gotta pay for it, and
then you sue the warranty company fora breach of contract. That's all you
can do. They're not covering,yeah, because the plumbers screw up as

(30:45):
they're screw up. Not yours.Sandy, Hi, Sandy, welcome,
Hi. I was rear ended ina sustained a significant whip blush injury.
I'm pretty sure the party that raninto me. Her maximum personal injury coverages

(31:07):
fifteen thousand. So I'm wondering ifI should bother to go to a lawyer,
which would be a search butlit betweenme and a lawyer. Yeah,
well they have you called the insurancecompany at all and asked for a settlement.
No. I just told her Iwas injured, and she said,
okay, well we'll keep in touch. Okay, and let me ask you.
Are you treating for your whiplash?Yes, okay, it's a soft

(31:32):
tissue injury. Okay, that's problematic. It's a soft tissue injury. So
already I'll tell you what the insurancecompany is going to offer you medical expenses,
and that's it. And really,if they think you are going to
the doctor the chiropractor excessively, they'renot even going to cover all your medical

(31:52):
expenses. So let's say you committedwith four thousand dollars of medical expence,
they go, we're going to giveyou two. Well, well, so
I have medical so I'm not payingfor it now, but I understand if
there's a settlement, Yeah, themedical gets back. Yeah, you have
to pay you have to pay yourinsurance company back. Yeah, you know
what I would talk to it.You know, I would talk to a
lawyer if nothing else before you doanything, and we'll see if it's worth

(32:13):
anything. Yeah, they said theywould take it, but I just wondered
if I might be better off tryingto get well. Then you're starting to
negotiate. You the worst thing happens. You start negotiating, they don't give
you the money, and then youturn it over to the lawyer. Nothing
wrong with you trying right, youknow, there's nothing about the problem is
you you don't know the value ofthe case. Uh. The lawyer might

(32:34):
say I can get you twelve Itdepends on how ethical the lawyer is.
I have to tell you, Sandy. In the world of personal injury,
it's pretty schlocky out there. Inoticed that. Yeah, you got a
lot of lawyers. Oh, we'regoing to get you. You know.
I love the ones I got.Yeah, whatever the name is, This
lawyer got me five point six milliondollars. And then you turn around and
realize the case is worth ten milliondollars and everybody thinks it's deal. You

(33:00):
don't know, you know what,check with the I. I go to
my website handle on the law dotcom, and I'll tell you why Because
the lawyers that run that are aboutas ethical as they come. And that's
one of the reasons I have theminvolved. And they're gonna be totally honest
with you and tell you we're notgonna get you much. I mean they
turned down cases all the time sayingwe really can't help you. Uh.

(33:22):
And that's that's where that's where Iwould go right now, see if that
works. Uh, you know,try the website. And that's a tough
one. You know, what doyou do? It's you know, where
do you go depends on you.If you're really hurt, of course,
you hire a lawyer, you haveto. Uh. If you're not hurt,
a lawyer's am really going to helpyou? They are going to take
a third for writing a couple ofletters. And if you're sort of in

(33:44):
the middle, which she was,I don't know. You know, you
you try, Yeah, I go, I go, I go to the
website. That's all That's what Iwould do, all right. I want
to finish up talking about your badbreath. That's no funny either. And
it doesn't matter who has it,your friends, you coworkers, I mean,
anybody. And the foods you eatcan cause a lot of the bad

(34:07):
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It's a tiny little capsule that yousuck on the mint off and then you
swallow and it's clinically tested against thetoughest offenders, even garlic and onions.
So you pop two in your threein your mouth, as I said,

(34:27):
you suck them any coating, andthen you swallow capsule and there you have
a clean, fresh breath for hours. You can also bite into them.
A lot of people do that.And it doesn't just cover up your breath.
It cleans your breath, so itgives you. It cleans your breath
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(35:12):
a checkout for fifteen percent off.This is handle on the law