Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
This is handle on the law, marginal legal advice, where
I tell you you have absolutely no case. For those
of you that are not really up to what's happening
at the La County Sheriff's department. There's been a history
with La County sheriffs and it has not been a
pleasant one over the last several years. I mean, there
have been lawsuits, there have been arrests, there has been
(00:23):
accusation of gang units, I mean the sheriffs having gang
units within the Sheriff's department, these vigilante kind of organizations
that are within the sheriff's departments.
Speaker 2 (00:36):
I mean, it's been a mess.
Speaker 1 (00:38):
Well, here is the latest, and this is mainly a
negligence issue, and that is a woman who was well,
she was eaten by an La County Sheriff's Department dog.
Speaker 2 (00:51):
I mean she was malled, but we know that these
dogs actually eat people.
Speaker 1 (00:54):
And she issuing the counting, the county, asking the department
to end what's all the fine and bite canine program.
Speaker 2 (01:02):
So here's what happens.
Speaker 1 (01:03):
She's forty four years old, Rosa Ramirez, and this is
the lawsuit. She's standing just outside her front door talking
to a deputy last year and it was no I mean,
it was no big deal.
Speaker 2 (01:17):
She wasn't arrested anything, and all of a sudden, an.
Speaker 1 (01:19):
Off leash patrol dog swoops in and clamps down on
her hand and permanently injuring her. Now, I've told you
time and time again about these quote permanent injuries people,
and he asked me this all the time a bill
I got rear ended or I rear ended someone and
it was a three mile per hour crash. And now
(01:40):
they're claiming massive injuries and they're never gonna walk again,
and they're in hysterics and they're gonna have nightmares for
the rest of their life. And yeah, he's staw in
and online, you know all that crap. Well, on occasionally
you get one that says, yeah, okay, permanent injuries because
according to the lawsuit, she required multiple surgeries on her hand,
(02:05):
a skin graft.
Speaker 2 (02:07):
The lawsuit stells. She says she still.
Speaker 1 (02:09):
Can't grip or write with her left hand, struggles with
numbness and limited movement. That's not I'm going to have
nightmares for the rest of my life.
Speaker 2 (02:19):
No, that doesn't work like that.
Speaker 1 (02:21):
That is if this is true, it's obviously a very
very real issue.
Speaker 2 (02:25):
So she issuing and the department. I love this.
Speaker 1 (02:30):
The department is, well, they don't comment on pending lawsuits.
Speaker 2 (02:34):
Of course, they're not denying.
Speaker 1 (02:35):
By the way, they're not denying as there we don't
see any video, which I'm assuming, if this is true.
Speaker 2 (02:40):
Is not going to help them.
Speaker 1 (02:42):
So these are fine and bite dogs, and according to
the lawsuit, they just don't find people. They also bite people.
Now the Sheriff's Department comes back and says, yeah, that happened,
but then we're going to find out later. And it
uses is canines only under strict guidance, in high strict
(03:04):
guidelines on high scenario, high risk scenarios.
Speaker 2 (03:07):
And as usual, here's the pr crapola.
Speaker 1 (03:09):
The department is dedicated to ensuring that handbolder controlled canines
are used in adherence to our policy and rigorous training standards.
And I'm assume that doesn't include people standing out their
front doors and the dog just starts eating them.
Speaker 2 (03:23):
Don't know what that's happening.
Speaker 1 (03:25):
According to an investigation by a nonprofit, the Marshall Project,
says there's very little oversight about how these animals are used,
and dog bites send more people to the hospital than
any other type of force used by the police.
Speaker 2 (03:41):
I didn't know that. I did not know that.
Speaker 1 (03:46):
So your chances of being hurt by the police are
a dog chewing your hand off. Okay, fair enough. Welcome
to the department, Jose, Welcome to handle on the law.
Hello Jose, Hello, Yes.
Speaker 2 (04:08):
I'm here.
Speaker 3 (04:09):
Yeah, I uh so, I have a problem. I did
a modification back in two thousand and eight, and the
second mortgage they I was under the impression that it
was forgiven. So now I'm trying to sell the house.
There's a lean on it. The second mortgage was for
fifty thousand, and now when I call the company, they
(04:30):
want seventy thousand.
Speaker 2 (04:32):
Hang on a minute, so you buy.
Speaker 1 (04:33):
So you got a second mortgage in two thousand and eight,
did you ever pay the mortgage?
Speaker 2 (04:37):
You just said it was forgiven.
Speaker 3 (04:41):
We did a modification. We did a loan modification.
Speaker 1 (04:44):
Okay, he did a loan mod and in a second
mortgage was involved and it didn't involve you paying anything.
Speaker 3 (04:54):
Is that correctitude, Well, yeah, kind of. We got into
a little financial situation.
Speaker 2 (04:59):
Do I understand. Yeah, But let me ask you something here.
Speaker 1 (05:02):
I am I'm giving you a second mortgage, and did
the first mortgage holder refied and incorporate the second mortgage
and say we're covering you're going to be covering both.
Speaker 2 (05:15):
Do you have all those documents?
Speaker 3 (05:17):
No, they didn't do that. Well, we did the modification.
The guy who did the modification for us told us
that that second mortgage was going to be forgiven.
Speaker 1 (05:26):
Wow, and did you get the documents saying it was forgiven?
Speaker 3 (05:32):
You know what this was?
Speaker 4 (05:35):
I was.
Speaker 3 (05:37):
I didn't know. I don't. I didn't. I don't know
where exactly what the contract said.
Speaker 2 (05:41):
Okay, well, so what's your question? What's your question?
Speaker 5 (05:44):
Jose?
Speaker 3 (05:46):
Yeah, so now it's thirteen years later. Yeah, we're trying
to stay the house. Yeah, and there's a lean on it, right.
The original note was for fifty thousand, and now they
want seventy thousand. Okay, is there like a statue limitation?
Speaker 1 (06:00):
No? No, no, it's still there. I don't think it's
all secured. I don't think so. I mean you can
argue about the statute, but it's you owed the money
the whole time, and it stays. I mean, lean stay,
So you got to be you know, I mean, there
may be a statute. You want to talk to a
real estate lawyer. But I think they can come back now.
(06:23):
You can argue you had what it's been fourteen years,
you never got any money, So have you waived the issue?
Speaker 2 (06:30):
I don't know. It depends on when they filed the
lean too.
Speaker 3 (06:35):
Yeah, I didn't get no notification.
Speaker 2 (06:37):
They believe me, you got notification.
Speaker 1 (06:39):
They're certainly going to say that, Hell, you don't even
remember getting three quarters of it.
Speaker 2 (06:44):
When was the lean filed?
Speaker 4 (06:47):
The lean?
Speaker 3 (06:48):
Fig you know what?
Speaker 4 (06:49):
I I don't know.
Speaker 2 (06:50):
Okay, Well, all right, you're helping a lot. Thank you
for calling. Adrian. Hi, Adrian, Hi, Hi, Bill.
Speaker 6 (07:02):
I have a question. I owned property in San Bernardino
County and I haven't renting it out for the past
fifteen years to the same tenant. Unfortunately I lost the lease.
My tenant lost the lease and they have moved new
people in. So what should I do in this situation?
Speaker 2 (07:22):
No, let him know. You'll own the property anymore. The
new owner, whoever owns the property, is just inherited your tenant.
Speaker 6 (07:32):
No, No, I owned the property.
Speaker 5 (07:33):
I bought it.
Speaker 2 (07:34):
Okay.
Speaker 1 (07:34):
Se If you own the property and you no longer
own the property, something's going on here, Adrian that I
don't understand.
Speaker 2 (07:39):
Do you own the property?
Speaker 6 (07:42):
Yes, I own it.
Speaker 2 (07:43):
Okay, so I understand your question.
Speaker 6 (07:46):
Okay, I bought the property fifteen years ago and I
leased it for the past fifteen years. I lost the
lease agreement I gave to my tenant.
Speaker 1 (07:55):
Oh you physically don't have Sorry, you lost the documents
of the lease agreement. Yeah, okay, well you ask well,
let me ask you. Have you re signed the lease
agreement time after time. It's not I'm sure it's not
a fifteen year lease.
Speaker 4 (08:11):
No, it's now.
Speaker 6 (08:12):
It's just on the month a month basically, right.
Speaker 2 (08:15):
No, that's easy.
Speaker 1 (08:15):
You don't need a lease agreement, and you know how
much it was paid. So you just give them notice,
say get out, you're done, and there are all kinds
of rules, or you just keep on going with them paying.
Speaker 2 (08:28):
Whatever rent there is, and then you sign a new
lease agreement. That's all.
Speaker 6 (08:33):
Also, I So I just tell her they have to resign.
Speaker 2 (08:36):
Yeah, yeah, I just say we haven't I want a
new lease agreement. Sure happens all the time.
Speaker 5 (08:41):
Okay.
Speaker 1 (08:42):
You now the lease is over and you tell your tenant, okay,
lease is done, with sign a new one.
Speaker 6 (08:47):
Okay, even though the last lease sign was fifteen years ago.
Speaker 2 (08:51):
Yeah, it doesn't matter.
Speaker 1 (08:51):
So they've been on a month to month rental agreement
for fifteen years and both of you clearly have agreed
on the amount of money that's paid every month and
there's been no problem. And now you're saying, as a landlord, hey,
I would like a written.
Speaker 2 (09:03):
Lease, okay, and that's easy.
Speaker 6 (09:07):
And my issue that they moved to new people in
but I don't have no docimitation.
Speaker 1 (09:14):
Well, then you just evict them because you can. In
San Berdino County there's no rent control. All you have
is you have the state rent control, which I think
you can't do more than ten percent or whatever it is,
and you can evict them for any.
Speaker 2 (09:29):
Reason, simply say, hey, you got too many people in here.
I'm giving you notice.
Speaker 6 (09:33):
Okay, sounds good, Thank you so much.
Speaker 2 (09:35):
All right, you got it. Yep. See the trick was
San Berdanino County.
Speaker 1 (09:40):
San Berdanino County, not only is it the best place
in the country to buy meth, and you gotta be
a little bit careful because every other house is a
meth lab, but also there's.
Speaker 2 (09:52):
No rent control.
Speaker 1 (09:53):
Andres, you've been there for a little while, Hello Andres.
Speaker 7 (09:57):
Hello Bill, Yes, Yes, So my question is I was
working for an HVAC contractor, heating vending, air conditioning contractor,
and I was dispatched to a business and the cook
got stolen and it took me a while to to
get back to work. But either way, the owner of
(10:19):
the company sold her company a couple months later, and
I have not yet been recompense for my tools. What
can I do to pro the.
Speaker 1 (10:29):
New owner of the company owes you the money, because
when a company is bought, you buy the assets and
the liabilities.
Speaker 2 (10:39):
Really, yes, you don't just walk away a company.
Speaker 1 (10:44):
Let's say I'm buying a company from you and it's
one hundred thousand dollars in debt and.
Speaker 2 (10:48):
I just buy it from you.
Speaker 1 (10:49):
What the people that the company owes money to all
of a sudden are all screwed because there's a new owner.
Speaker 2 (10:54):
It doesn't work that way.
Speaker 4 (10:56):
Now.
Speaker 1 (10:56):
It's like a lease, right you know for example, if
time renting an apartment and then there's new property owner, Oh
well I don't have to pay anymore, or uh, the
property owner doesn't collect anymore.
Speaker 2 (11:06):
No, it doesn't work that way. So that your you
still have.
Speaker 1 (11:10):
An action now against the new company for the cost
of your tools.
Speaker 2 (11:15):
How much was stolen.
Speaker 7 (11:15):
Andres it's about five dousand dollars.
Speaker 2 (11:18):
Yeah, that's money. Have you replaced him? Yeah?
Speaker 7 (11:22):
I bottom with my own cast.
Speaker 2 (11:23):
Yeah, well then you got a sue for the five
thousand dollars. Okay, okay, all right, that easy. No, okay,
let me click you off there.
Speaker 1 (11:33):
Uh okay, here we go.
Speaker 2 (11:37):
Marylyn, Hello, Marilyn, welcome, Hi Bill? How are you horrible?
What can I do for you?
Speaker 5 (11:43):
My question is this, My husband was drowning my vehicle
and he went through a green light and a woman
running the red light hit him.
Speaker 8 (11:54):
Long story, shure.
Speaker 5 (11:55):
My car's totaled.
Speaker 8 (11:57):
So my insurance calls me and telling me that the
damaged vehicle and this is the value. Well, the value
that they're saying is less than what I own in
the car. Yeah.
Speaker 2 (12:10):
It happens all the time. Yeah, what's your question?
Speaker 8 (12:14):
My question is this, The person basically the liability is
going to be the woman who ran.
Speaker 9 (12:21):
The red light and hit me.
Speaker 8 (12:22):
Right, So my insurance company should be fighting for me.
Shouldn't they be fighting to try to get the maximum
amount to cover that?
Speaker 2 (12:31):
Yeah?
Speaker 1 (12:31):
The maximum amount is not what you owe, it's what
the car is worth, doesn't matter what you owe on it,
it's how much is it worth. The damage is to
the value of the car, because what if you refinanced
it again.
Speaker 2 (12:47):
Let's say, okay, let's say.
Speaker 1 (12:48):
You borrow another ten thousand dollars on top of that.
Let's say, and someone's willing to loan it to you.
Does that mean that the insurance company has to pay
you the additional ten thousand dollar It's the value.
Speaker 8 (13:01):
Of the cart. Okay, I understand the value of the car,
but that's not what my loss was.
Speaker 9 (13:07):
My loss wasn't just the value of.
Speaker 5 (13:08):
The car, but I mean it's my loss is the
money that I.
Speaker 8 (13:13):
Owe to the car.
Speaker 2 (13:13):
That's correct. That is your personal loss, and it's on you.
Speaker 1 (13:18):
You bought a car, and you financed it, and it
is worth less than what you owe.
Speaker 8 (13:25):
So I can't sue that insurance company.
Speaker 1 (13:28):
You can sue them if they don't pay you for
the value of the car.
Speaker 2 (13:34):
That's all they're responsible for, not how much you owe
on it. What you owe on it is yours.
Speaker 1 (13:41):
What if you borrow one hundred percent Let's say, okay,
let's say you have a car you buy for twenty
thousand dollars, all right, and you drive it for ten
years and for some reason someone is crazy enough to
give you another ten thousand dollars for that car. Does
the insurance company pay for that also because you borrowed it?
Speaker 2 (14:04):
No, they're responsible for the value. The fact that this
happens all the time. This is why God.
Speaker 9 (14:10):
Invented That's all it is.
Speaker 2 (14:12):
The value.
Speaker 1 (14:13):
This is why God invented gap insurance. You ever heard
of gap insurance?
Speaker 8 (14:17):
Okay?
Speaker 2 (14:18):
Yeah?
Speaker 8 (14:18):
In fact, I believe that.
Speaker 9 (14:19):
I purchased well, then good.
Speaker 1 (14:22):
Then then what happens is then your gap insurance covers
the difference because it covers the gap.
Speaker 8 (14:28):
And the dealership where I purchase a car. I mean,
where do I find that information?
Speaker 1 (14:33):
Your insurance company? You bought it from your insurance company?
You contact your insurance company, or how about looking at
how about looking at your insurance documents that says what's
covered and what is it?
Speaker 8 (14:47):
No, No, I didn't buy I didn't purchase it from
because I have different auto insurance that I did when
I purchased it.
Speaker 2 (14:52):
What do you mean you didn't hold on a minute?
Speaker 1 (14:54):
You you say you do have gap insurance or you
think you do, but that's what it.
Speaker 8 (14:58):
Comes that didn't come through the car coverage that I
have down.
Speaker 1 (15:04):
And where do you think you bought gap insurance from?
Where do you think you bought gap insurance? I'm sorry,
from the deal You didn't. No, you didn't buy gap
insurance from the dealer. But look at your sales agreement.
Go ahead, look at your sales agreement. You won't see
gap insurance there. You know, you're just clutching at straws here,
nothing more and nothing less.
Speaker 2 (15:25):
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a moment.
Speaker 1 (15:27):
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Speaker 2 (15:43):
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Speaker 1 (15:51):
You instantaneous information about everything in your business, everything that's owed,
whatever inventory, I mean, how many pencils you have.
Speaker 2 (16:00):
Uh, So you can sit there and go, okay.
Speaker 1 (16:02):
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(16:23):
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Speaker 2 (16:24):
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Speaker 1 (16:25):
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Speaker 2 (16:48):
So here's what's probably going on that's listening to the delay.
Speaker 9 (16:51):
Okay, here you go, I'm here.
Speaker 2 (16:53):
Hi, all right, what can I do for you? Yeah?
Speaker 10 (16:57):
Question. I had an issue at work with someone's in
a piece of a personal piece of equipment, a personal
air filter machine, which is obviously the spelling air I
have to have the problems with respiratory issues. My doctor's
confirmed that within the time period that this person moved them.
Speaker 1 (17:12):
Look here speaking way way way too quickly for me,
slower more addiction. All right, so far I got air
filter from some of that coworkers brought in, and what
kind of problem does it cause you?
Speaker 10 (17:26):
Respiratory issues? Full like symptence. My doctor has terified that
since the time that this person, All right, what did
you doubt about it around that time? My management won't
help me. I asked, very politely, could it just be
moved where the air is not going air directly onto me?
Since she wants to filtered air, couldn't it be placed me?
She just placed behind her desk and at the very
(17:48):
base of mine.
Speaker 1 (17:48):
Right, Okay, you've got a hostile work environment going on.
Clearly there probably isn't an issue with the ADA. Why
is the management not asking her to do something that
would be really simple for her to do.
Speaker 10 (18:03):
Very simple thing and not causing They it's personal and
it's always been personal. But this is my last straw,
so I'm trying to find out what my legal recourse is.
Speaker 2 (18:12):
Yeah, there really isn't any Just get another job.
Speaker 10 (18:16):
Hostile work environment is in that, yeah, but no one's
gonna touch it.
Speaker 1 (18:19):
I mean, I could argue it's hostile, but no one's
going to touch it. I mean, you know, you're not
going to get a lawyer or a file for you you're
gonna have to do it on your own, and uh,
you're going to have to prove a hostile work environment,
which is not that easy to do. I mean, it's
gonna be a trial. If you're prepared to go to trial,
what are your damages? Uh, the court will order that
the that it be moved.
Speaker 10 (18:39):
Okay, okay, Well I'm just trying to get them. It
took her internally, So what are my recourses?
Speaker 1 (18:45):
If they're not going to do it internally, they're not
going to do it internally that they're not interesting.
Speaker 2 (18:49):
You're not that important to them.
Speaker 10 (18:52):
So my health is important, that's right.
Speaker 2 (18:54):
Clearly your health is not important to them. Yeah, clearly.
Speaker 10 (18:58):
And I found a work first illness claim?
Speaker 9 (19:02):
Is that likely to be?
Speaker 2 (19:05):
Who knows? Yeah? Who knows? You can go? Let's say
you you get sick and.
Speaker 1 (19:09):
You file for uh the you file for workers calm
disability until you're ready to go back.
Speaker 2 (19:15):
Who knows. But then you have you're in a fight
with your employer.
Speaker 1 (19:18):
I mean at some point, uh that you know you
and the employer are either not getting along or.
Speaker 2 (19:24):
They just don't care about you. And what do you
do with that? Legally?
Speaker 1 (19:29):
When they don't really even care. Get another job, well,
then get out of there.
Speaker 2 (19:37):
Then get what do you want to do?
Speaker 1 (19:38):
Wait until your health really goes south, and then you
file a claim.
Speaker 10 (19:43):
No, I was thinking that something could be done.
Speaker 2 (19:45):
No, no, not really, no, no, no, it's not worth it.
Speaker 1 (19:49):
Now I understand the question, you know, but you know
it's they don't care. All right, Okay, you know the
other employer or the other employee is that much more important?
Go figure that that one out, all right, Andy, welcome
to handle on the law. Hello Andy, Hi Bill.
Speaker 9 (20:10):
Anyway, I have a question. I had been trying to
get a particular product back in black no Black Friday,
and then it was in December for Christmas, and then
right around New Year's or so. Each time the company
was saying that they weren't able to verify certain financial information,
which I went through the back end and so on and
so forth. Anyway, I finally wound up. They were making
(20:33):
promises that will honor all the all the deals they made,
promises that they'd do that. But I had to write
a letter to the CEO. CEO sends it to one
of their flunkies. The flunky says, okay, I'll get involved.
Speaker 3 (20:45):
In it.
Speaker 9 (20:46):
Within about thirty seconds on the phone with them, they
get the problem resolved. They say it's on their own,
but we're not going to honor anything. What can I do?
Speaker 2 (20:54):
Well, what was it? What was it that you were buying?
Speaker 9 (20:56):
I was trying to Okay, I was trying to buy
a smart one Watch Classic six from Samsung, and I
was then trying to buy the Galaxy S four Ultra.
So we're looking at a difference between about eight hundred
bucks from the Oh actually, I'm sorry. The very end
part was they said, well, you can do this, you
can do that, or you can buy it from online.
Speaker 2 (21:19):
So I went online.
Speaker 9 (21:20):
Bought it from Amazon from one of their supposedly approved vendors.
I called the day after mentioned it and they said,
oh yeah, Amazon's approved vender. And they still refused.
Speaker 4 (21:31):
To do anything.
Speaker 9 (21:31):
They said, we have to do it online. Four people
had said supervisors that I'd spoken to, oh, we don't
honor this.
Speaker 4 (21:38):
Oh, we only wanted to watch all right.
Speaker 2 (21:40):
So what's your question, Andy?
Speaker 9 (21:42):
My question is small claims. Would I be able to
handle that with?
Speaker 2 (21:46):
Probably?
Speaker 1 (21:46):
Mean, you know you have enough ignore the fact that
you anything that was told you over the phone doesn't
really matter there and deny all of it.
Speaker 2 (21:57):
And now I do have it's.
Speaker 1 (22:00):
Probably recorded, so you get to subpoena all their phone records.
Speaker 2 (22:07):
And so, and they may fight that.
Speaker 1 (22:10):
And this is for eight hundred bucks where you assume
them in small claims court and say, hey, here, here
is what happened, and I'm going to sue you, and
you assume them a small claims court and see what happens.
Speaker 2 (22:18):
That's it, all right, Yeah, it's not that complicated.
Speaker 1 (22:21):
Frankly, I didn't even understand what happened as Andy was
going through that.
Speaker 2 (22:26):
This happened in that promo talk to this person.
Speaker 1 (22:28):
I lost it, like almost instantly there, Brian, Hello, Brian, welcome.
Speaker 9 (22:36):
Hey Bill, how you doing?
Speaker 3 (22:38):
So?
Speaker 9 (22:38):
My circumstances is attending to a student loan. So what
that is is in the early eighties I attended college
with the assistance of a federal series of federal loans.
Those loans equated to seventeen dollars nineteen eighty seven. Those
loans came due which I was completely delinquent and ignored
the loans and never addressed any payment come. However, every
(23:02):
year when I was to receive my federal tax return,
the federal government would take that tax return toward the
toward my student loans. Fast forward, there was a series
of five years that I didn't file my taxes. When
I filed it as a group, I was to get
back twelve thousand dollars. That twelve thousand dollars went to
the federal government and at that point they garnished my
(23:24):
pay as well. So in garnishing my pay, an additional
seventeen thousand dollars was paid. So up to this point,
I have about thirty one thousand dollars paid to a
seventeen thousand, five hundred dollars student loan. Now, with this
Biden student forgiveness, it speaks of in TUTA if you
were making any kind of payments prior to two thousand.
Speaker 2 (23:46):
Okay, don't.
Speaker 1 (23:48):
I don't want to talk about that because I don't know.
Are you eligible under the forgiveness plan? That's what I
want to know, correct, Okay, If you are eligible under
the forgiveness plan, then you simply the contact the forgiveness
plan people, and I would assume it would be whatever
agency controls that. Maybe it's c IRS, and I have
no idea who it is. But you borrowed seventeen thousand
(24:11):
dollars correct, correct. Yeah, well you are you counting when
you look at the amount of money that was paid
interest and penalties, because those really rack up Curry quickly.
Speaker 2 (24:22):
Yeah.
Speaker 3 (24:22):
Correct.
Speaker 9 (24:23):
So currently, as I mentioned, I paid just over thirty
thousand back with the guard And let.
Speaker 1 (24:28):
Me ask you, as you look at it, and I
haven't looked at it under the forgiveness plan, is that
money that's set back, that's owed?
Speaker 2 (24:38):
What do you call it in when you're in arrears?
Speaker 1 (24:42):
Is that money counted as part of the forgiveness or
it's only the money that's current.
Speaker 2 (24:46):
I don't know the answer.
Speaker 9 (24:48):
Yeah, I just don't know what either.
Speaker 2 (24:49):
Yeah, you gotta find out.
Speaker 9 (24:51):
I'd out till October.
Speaker 2 (24:54):
Yeah, well that's when you find out. I don't know
what I can do for you. You know you've got
as much information as I do. Brook.
Speaker 11 (25:02):
Hello, Hello, o bor my bill, long time listener here,
first time caller.
Speaker 12 (25:11):
My question is I rent from a rental company. I
would rather leasing on a weekly basis, And it's an
ev What are.
Speaker 2 (25:21):
You renting.
Speaker 4 (25:25):
A testa?
Speaker 2 (25:26):
Oh? You okay, you're renting your lease that you have?
You said weekly? I mean, how do you get a
test or any car weekly. Yeah.
Speaker 12 (25:35):
Well, Uber has a program Okay, you can rent through
their site.
Speaker 7 (25:41):
Through a rental company.
Speaker 12 (25:43):
Okay, so on a weekly charge. It also included the
the EV charges.
Speaker 13 (25:51):
So I tried to contest the charges.
Speaker 3 (25:54):
On the e V.
Speaker 12 (25:57):
The rental company points me to the testlock company.
Speaker 4 (26:01):
So when I tried to get it through.
Speaker 12 (26:03):
The Tesla company, a Tesla company points me back to
the rental company.
Speaker 2 (26:08):
Now how do I go about? Well, who charges the cart?
Speaker 4 (26:11):
Wait?
Speaker 1 (26:12):
Wait, okay, who are you paying? Are you paying Tesla
or are you paying are you a driver?
Speaker 12 (26:18):
The rental company, Uber, the rental company, the rental company.
Speaker 2 (26:22):
Yeah, okay, then that's the rental company. And how do
you know they're overcharging.
Speaker 13 (26:27):
You because I have a history as that pictures of
every time I use a superchargers and uh it's off
by uh.
Speaker 4 (26:40):
Several dollars.
Speaker 2 (26:42):
Okay, Well, I mean they can do that.
Speaker 1 (26:45):
I mean they can make it a profit center all
day long. It depends on the agreement that you have
with Uber. I'm assuming you have a long written agreement
and it talks about how much you're being charged. And
I don't know does it have a separate charge for
the electricity that you use.
Speaker 2 (27:03):
Is there a separate clause? Yes, okay, And what does
it say. Does it say that you're just going to
be charged?
Speaker 4 (27:11):
Yeah? Uber does not collect the money.
Speaker 11 (27:13):
It's the rental company.
Speaker 2 (27:15):
Okay, does the rent and does that?
Speaker 1 (27:18):
Does it say in the contract how much you're going
to pay for electricity?
Speaker 11 (27:23):
No it does not.
Speaker 2 (27:24):
Okay, So they're just saying we're charging you for electricity.
Speaker 11 (27:27):
Right, well, for the use of the superchargers, yes.
Speaker 2 (27:31):
Okay, and they're just charging you for it.
Speaker 12 (27:35):
No, Actually, test law charges me, but the car rental
company collects the money.
Speaker 11 (27:47):
For Tesla as part of.
Speaker 2 (27:50):
D I'm so confused, all right, you confuse the hell
out of me.
Speaker 1 (27:54):
Is there anything that says we will do it at
our cost, or what Tesla charges, or any amount of
money that is indicator or they just say we charge
and we collect the money for Tesla.
Speaker 11 (28:08):
Yeah.
Speaker 12 (28:09):
Basically what he does is it it'll collect the money.
Speaker 2 (28:11):
For Tesla and doesn't say how much.
Speaker 11 (28:15):
It doesn't say something mus say it could be anywhere
from a dollar to one thousand dollars.
Speaker 3 (28:21):
That's the right.
Speaker 1 (28:21):
You got me totally confused on that. So I don't
even know where to go with that because I have
absolutely no idea.
Speaker 2 (28:29):
Josh, Hello, Josh, Welcome.
Speaker 4 (28:33):
Hi Bill. I have a question. So I have read
I've got through two restution hearings on a battery charge.
I feel like she's double dipping. I got the discovery
on the second hearing. I'm going this week for the
third hearing. I'm going to ask just a peenat the
insurance company because she's got two thousand dollars on physical therapy,
(28:56):
two thousand dollars also on accupuncture from her from her
in law. Right, So what's your question, Josh? Can I
s a piano the insurance company? You sure can my
third hearing.
Speaker 2 (29:08):
You sure can if it's relevant to the case.
Speaker 1 (29:12):
And this sure seems to be relevant because if she's
asking for medical which is covered and she doesn't pay
for it out of pocket.
Speaker 2 (29:18):
Hell yeah, okay, great, that is relevant as hell. You
bet you?
Speaker 1 (29:27):
Oh let me see uh all right?
Speaker 2 (29:34):
Eddie Hello Eddie?
Speaker 3 (29:40):
Yeah, sure, all right?
Speaker 2 (29:41):
What can I do for you?
Speaker 14 (29:43):
I know we're out of at will state, you know,
but for making a comment like, you know, my mom's
a hair stylist, so it's like, hey, your hair looks
you know, your hair looks good. And then I got
a call from HR saying, hey, you know what, you're
under investigations?
Speaker 2 (29:58):
Yeah, yeah, yeah, yeah. What's your question, Eddie?
Speaker 14 (30:03):
My question they do I have any recourse?
Speaker 2 (30:05):
Were you fired?
Speaker 3 (30:08):
No?
Speaker 7 (30:08):
Not yet, but I think I.
Speaker 14 (30:12):
Think I'm on the verge.
Speaker 1 (30:13):
Well yeah, The problem Eddie is they can fire you
for any reason they want.
Speaker 2 (30:19):
Yeah, that's California.
Speaker 1 (30:21):
They literally can wake up in the morning and say,
you know what I've got, I don't know what I
want to do.
Speaker 2 (30:26):
I'm a little bored this morning. This is your supervisor.
You know what, I'm a little bored this morning. I'll
tell you what I'm gonna do. I'm gonna fire Eddie
for no reason.
Speaker 9 (30:34):
Yep, he can do that.
Speaker 1 (30:37):
That's California. Yeah, welcome. That means it's an at will state.
That's exactly what it means. All right, real quickly, First
of let me tell you about Zelman's minty Mouth mins.
That's for starters, h And for those of you that
are on hold right now on the phone, stay put
and I'll tell you in a minute what.
Speaker 2 (30:57):
We're gonna do.
Speaker 1 (30:58):
Bad breath, absolutely no funds. Zelman's minty mouthmnts. Well, that
really changes things up, because you know, bad breast is
in your mouth, as you know when you eat foods,
but it also happens in your gut where the uh
you know, there the digestion and all of that happens,
and so quite often your bad breath comes out of
(31:18):
there and stays there. So Zelman's Minty Mouth Mints is
all about undoing that both in your mouth with this
minty coating on the outside of these little capsules that
you after the mint has gone, you swallow or you
bite into them, and it's parsially seed oil that goes
to work in your gut.
Speaker 2 (31:34):
This is far more than just a mint. This is
Zelmans and it's about fresh, clean breath for hours. I mean,
there is a huge difference. No other mint does this.
Speaker 1 (31:46):
Zelman's Minty Mouth Mints free shipping. If you order multiple packs,
you're gonna want to order more packs. I've been doing
this for a while and by the way, near mine
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I know you'll never use. So go to Zelman's dot
com z E L M I N S zellmins dot com,
use the code handle at check out fifteen percent off
(32:08):
take advantage of that.
Speaker 2 (32:10):
Zelmans dot com. That's zellmens dot com.
Speaker 1 (32:14):
And before I leave, really quickly, for those of you
that are on hold, stay put. I will get through
the phone calls as quickly as possible. Also, you can
call within the next I'll be doing this for half
an hour forty minutes. Please feel free, and we go
through these calls very quickly. No breaks, no news, no commercials,
(32:35):
no patients, as you know. And if I'm here, I
keep on going with no spots for the next thirty minutes,
give or take.
Speaker 2 (32:44):
Eight hundred five two zero one five three four.
Speaker 1 (32:47):
That's eight hundred five two zero one five three four.
Speaker 2 (32:53):
This is handle on the law.
This is handle on the law, marginal legal advice, where
I tell you you have absolutely no case. For those
of you that are not really up to what's happening
at the La County Sheriff's department. There's been a history
with La County sheriffs and it has not been a
pleasant one over the last several years. I mean, there
have been lawsuits, there have been arrests, there has been
(00:23):
accusation of gang units, I mean the sheriffs having gang
units within the Sheriff's department, these vigilante kind of organizations
that are within the sheriff's departments.
Speaker 2 (00:36):
I mean, it's been a mess.
Speaker 1 (00:38):
Well, here is the latest, and this is mainly a
negligence issue, and that is a woman who was well,
she was eaten by an La County Sheriff's Department dog.
Speaker 2 (00:51):
I mean she was malled, but we know that these
dogs actually eat people.
Speaker 1 (00:54):
And she issuing the counting, the county, asking the department
to end what's all the fine and bite canine program.
Speaker 2 (01:02):
So here's what happens.
Speaker 1 (01:03):
She's forty four years old, Rosa Ramirez, and this is
the lawsuit. She's standing just outside her front door talking
to a deputy last year and it was no I mean,
it was no big deal.
Speaker 2 (01:17):
She wasn't arrested anything, and all of a sudden, an.
Speaker 1 (01:19):
Off leash patrol dog swoops in and clamps down on
her hand and permanently injuring her. Now, I've told you
time and time again about these quote permanent injuries people,
and he asked me this all the time a bill
I got rear ended or I rear ended someone and
it was a three mile per hour crash. And now
(01:40):
they're claiming massive injuries and they're never gonna walk again,
and they're in hysterics and they're gonna have nightmares for
the rest of their life. And yeah, he's staw in
and online, you know all that crap. Well, on occasionally
you get one that says, yeah, okay, permanent injuries because
according to the lawsuit, she required multiple surgeries on her hand,
(02:05):
a skin graft.
Speaker 2 (02:07):
The lawsuit stells. She says she still.
Speaker 1 (02:09):
Can't grip or write with her left hand, struggles with
numbness and limited movement. That's not I'm going to have
nightmares for the rest of my life.
Speaker 2 (02:19):
No, that doesn't work like that.
Speaker 1 (02:21):
That is if this is true, it's obviously a very
very real issue.
Speaker 2 (02:25):
So she issuing and the department. I love this.
Speaker 1 (02:30):
The department is, well, they don't comment on pending lawsuits.
Speaker 2 (02:34):
Of course, they're not denying.
Speaker 1 (02:35):
By the way, they're not denying as there we don't
see any video, which I'm assuming, if this is true.
Speaker 2 (02:40):
Is not going to help them.
Speaker 1 (02:42):
So these are fine and bite dogs, and according to
the lawsuit, they just don't find people. They also bite people.
Now the Sheriff's Department comes back and says, yeah, that happened,
but then we're going to find out later. And it
uses is canines only under strict guidance, in high strict
(03:04):
guidelines on high scenario, high risk scenarios.
Speaker 2 (03:07):
And as usual, here's the pr crapola.
Speaker 1 (03:09):
The department is dedicated to ensuring that handbolder controlled canines
are used in adherence to our policy and rigorous training standards.
And I'm assume that doesn't include people standing out their
front doors and the dog just starts eating them.
Speaker 2 (03:23):
Don't know what that's happening.
Speaker 1 (03:25):
According to an investigation by a nonprofit, the Marshall Project,
says there's very little oversight about how these animals are used,
and dog bites send more people to the hospital than
any other type of force used by the police.
Speaker 2 (03:41):
I didn't know that. I did not know that.
Speaker 1 (03:46):
So your chances of being hurt by the police are
a dog chewing your hand off. Okay, fair enough. Welcome
to the department, Jose, Welcome to handle on the law.
Hello Jose, Hello, Yes.
Speaker 2 (04:08):
I'm here.
Speaker 3 (04:09):
Yeah, I uh so, I have a problem. I did
a modification back in two thousand and eight, and the
second mortgage they I was under the impression that it
was forgiven. So now I'm trying to sell the house.
There's a lean on it. The second mortgage was for
fifty thousand, and now when I call the company, they
(04:30):
want seventy thousand.
Speaker 2 (04:32):
Hang on a minute, so you buy.
Speaker 1 (04:33):
So you got a second mortgage in two thousand and eight,
did you ever pay the mortgage?
Speaker 2 (04:37):
You just said it was forgiven.
Speaker 3 (04:41):
We did a modification. We did a loan modification.
Speaker 1 (04:44):
Okay, he did a loan mod and in a second
mortgage was involved and it didn't involve you paying anything.
Speaker 3 (04:54):
Is that correctitude, Well, yeah, kind of. We got into
a little financial situation.
Speaker 2 (04:59):
Do I understand. Yeah, But let me ask you something here.
Speaker 1 (05:02):
I am I'm giving you a second mortgage, and did
the first mortgage holder refied and incorporate the second mortgage
and say we're covering you're going to be covering both.
Speaker 2 (05:15):
Do you have all those documents?
Speaker 3 (05:17):
No, they didn't do that. Well, we did the modification.
The guy who did the modification for us told us
that that second mortgage was going to be forgiven.
Speaker 1 (05:26):
Wow, and did you get the documents saying it was forgiven?
Speaker 3 (05:32):
You know what this was?
Speaker 4 (05:35):
I was.
Speaker 3 (05:37):
I didn't know. I don't. I didn't. I don't know
where exactly what the contract said.
Speaker 2 (05:41):
Okay, well, so what's your question? What's your question?
Speaker 5 (05:44):
Jose?
Speaker 3 (05:46):
Yeah, so now it's thirteen years later. Yeah, we're trying
to stay the house. Yeah, and there's a lean on it, right.
The original note was for fifty thousand, and now they
want seventy thousand. Okay, is there like a statue limitation?
Speaker 1 (06:00):
No? No, no, it's still there. I don't think it's
all secured. I don't think so. I mean you can
argue about the statute, but it's you owed the money
the whole time, and it stays. I mean, lean stay,
So you got to be you know, I mean, there
may be a statute. You want to talk to a
real estate lawyer. But I think they can come back now.
(06:23):
You can argue you had what it's been fourteen years,
you never got any money, So have you waived the issue?
Speaker 2 (06:30):
I don't know. It depends on when they filed the
lean too.
Speaker 3 (06:35):
Yeah, I didn't get no notification.
Speaker 2 (06:37):
They believe me, you got notification.
Speaker 1 (06:39):
They're certainly going to say that, Hell, you don't even
remember getting three quarters of it.
Speaker 2 (06:44):
When was the lean filed?
Speaker 4 (06:47):
The lean?
Speaker 3 (06:48):
Fig you know what?
Speaker 4 (06:49):
I I don't know.
Speaker 2 (06:50):
Okay, Well, all right, you're helping a lot. Thank you
for calling. Adrian. Hi, Adrian, Hi, Hi, Bill.
Speaker 6 (07:02):
I have a question. I owned property in San Bernardino
County and I haven't renting it out for the past
fifteen years to the same tenant. Unfortunately I lost the lease.
My tenant lost the lease and they have moved new
people in. So what should I do in this situation?
Speaker 2 (07:22):
No, let him know. You'll own the property anymore. The
new owner, whoever owns the property, is just inherited your tenant.
Speaker 6 (07:32):
No, No, I owned the property.
Speaker 5 (07:33):
I bought it.
Speaker 2 (07:34):
Okay.
Speaker 1 (07:34):
Se If you own the property and you no longer
own the property, something's going on here, Adrian that I
don't understand.
Speaker 2 (07:39):
Do you own the property?
Speaker 6 (07:42):
Yes, I own it.
Speaker 2 (07:43):
Okay, so I understand your question.
Speaker 6 (07:46):
Okay, I bought the property fifteen years ago and I
leased it for the past fifteen years. I lost the
lease agreement I gave to my tenant.
Speaker 1 (07:55):
Oh you physically don't have Sorry, you lost the documents
of the lease agreement. Yeah, okay, well you ask well,
let me ask you. Have you re signed the lease
agreement time after time. It's not I'm sure it's not
a fifteen year lease.
Speaker 4 (08:11):
No, it's now.
Speaker 6 (08:12):
It's just on the month a month basically, right.
Speaker 2 (08:15):
No, that's easy.
Speaker 1 (08:15):
You don't need a lease agreement, and you know how
much it was paid. So you just give them notice,
say get out, you're done, and there are all kinds
of rules, or you just keep on going with them paying.
Speaker 2 (08:28):
Whatever rent there is, and then you sign a new
lease agreement. That's all.
Speaker 6 (08:33):
Also, I So I just tell her they have to resign.
Speaker 2 (08:36):
Yeah, yeah, I just say we haven't I want a
new lease agreement. Sure happens all the time.
Speaker 5 (08:41):
Okay.
Speaker 1 (08:42):
You now the lease is over and you tell your tenant, okay,
lease is done, with sign a new one.
Speaker 6 (08:47):
Okay, even though the last lease sign was fifteen years ago.
Speaker 2 (08:51):
Yeah, it doesn't matter.
Speaker 1 (08:51):
So they've been on a month to month rental agreement
for fifteen years and both of you clearly have agreed
on the amount of money that's paid every month and
there's been no problem. And now you're saying, as a landlord, hey,
I would like a written.
Speaker 2 (09:03):
Lease, okay, and that's easy.
Speaker 6 (09:07):
And my issue that they moved to new people in
but I don't have no docimitation.
Speaker 1 (09:14):
Well, then you just evict them because you can. In
San Berdino County there's no rent control. All you have
is you have the state rent control, which I think
you can't do more than ten percent or whatever it is,
and you can evict them for any.
Speaker 2 (09:29):
Reason, simply say, hey, you got too many people in here.
I'm giving you notice.
Speaker 6 (09:33):
Okay, sounds good, Thank you so much.
Speaker 2 (09:35):
All right, you got it. Yep. See the trick was
San Berdanino County.
Speaker 1 (09:40):
San Berdanino County, not only is it the best place
in the country to buy meth, and you gotta be
a little bit careful because every other house is a
meth lab, but also there's.
Speaker 2 (09:52):
No rent control.
Speaker 1 (09:53):
Andres, you've been there for a little while, Hello Andres.
Speaker 7 (09:57):
Hello Bill, Yes, Yes, So my question is I was
working for an HVAC contractor, heating vending, air conditioning contractor,
and I was dispatched to a business and the cook
got stolen and it took me a while to to
get back to work. But either way, the owner of
(10:19):
the company sold her company a couple months later, and
I have not yet been recompense for my tools. What
can I do to pro the.
Speaker 1 (10:29):
New owner of the company owes you the money, because
when a company is bought, you buy the assets and
the liabilities.
Speaker 2 (10:39):
Really, yes, you don't just walk away a company.
Speaker 1 (10:44):
Let's say I'm buying a company from you and it's
one hundred thousand dollars in debt and.
Speaker 2 (10:48):
I just buy it from you.
Speaker 1 (10:49):
What the people that the company owes money to all
of a sudden are all screwed because there's a new owner.
Speaker 2 (10:54):
It doesn't work that way.
Speaker 4 (10:56):
Now.
Speaker 1 (10:56):
It's like a lease, right you know for example, if
time renting an apartment and then there's new property owner, Oh
well I don't have to pay anymore, or uh, the
property owner doesn't collect anymore.
Speaker 2 (11:06):
No, it doesn't work that way. So that your you
still have.
Speaker 1 (11:10):
An action now against the new company for the cost
of your tools.
Speaker 2 (11:15):
How much was stolen.
Speaker 7 (11:15):
Andres it's about five dousand dollars.
Speaker 2 (11:18):
Yeah, that's money. Have you replaced him? Yeah?
Speaker 7 (11:22):
I bottom with my own cast.
Speaker 2 (11:23):
Yeah, well then you got a sue for the five
thousand dollars. Okay, okay, all right, that easy. No, okay,
let me click you off there.
Speaker 1 (11:33):
Uh okay, here we go.
Speaker 2 (11:37):
Marylyn, Hello, Marilyn, welcome, Hi Bill? How are you horrible?
What can I do for you?
Speaker 5 (11:43):
My question is this, My husband was drowning my vehicle
and he went through a green light and a woman
running the red light hit him.
Speaker 8 (11:54):
Long story, shure.
Speaker 5 (11:55):
My car's totaled.
Speaker 8 (11:57):
So my insurance calls me and telling me that the
damaged vehicle and this is the value. Well, the value
that they're saying is less than what I own in
the car. Yeah.
Speaker 2 (12:10):
It happens all the time. Yeah, what's your question?
Speaker 8 (12:14):
My question is this, The person basically the liability is
going to be the woman who ran.
Speaker 9 (12:21):
The red light and hit me.
Speaker 8 (12:22):
Right, So my insurance company should be fighting for me.
Shouldn't they be fighting to try to get the maximum
amount to cover that?
Speaker 2 (12:31):
Yeah?
Speaker 1 (12:31):
The maximum amount is not what you owe, it's what
the car is worth, doesn't matter what you owe on it,
it's how much is it worth. The damage is to
the value of the car, because what if you refinanced
it again.
Speaker 2 (12:47):
Let's say, okay, let's say.
Speaker 1 (12:48):
You borrow another ten thousand dollars on top of that.
Let's say, and someone's willing to loan it to you.
Does that mean that the insurance company has to pay
you the additional ten thousand dollar It's the value.
Speaker 8 (13:01):
Of the cart. Okay, I understand the value of the car,
but that's not what my loss was.
Speaker 9 (13:07):
My loss wasn't just the value of.
Speaker 5 (13:08):
The car, but I mean it's my loss is the
money that I.
Speaker 8 (13:13):
Owe to the car.
Speaker 2 (13:13):
That's correct. That is your personal loss, and it's on you.
Speaker 1 (13:18):
You bought a car, and you financed it, and it
is worth less than what you owe.
Speaker 8 (13:25):
So I can't sue that insurance company.
Speaker 1 (13:28):
You can sue them if they don't pay you for
the value of the car.
Speaker 2 (13:34):
That's all they're responsible for, not how much you owe
on it. What you owe on it is yours.
Speaker 1 (13:41):
What if you borrow one hundred percent Let's say, okay,
let's say you have a car you buy for twenty
thousand dollars, all right, and you drive it for ten
years and for some reason someone is crazy enough to
give you another ten thousand dollars for that car. Does
the insurance company pay for that also because you borrowed it?
Speaker 2 (14:04):
No, they're responsible for the value. The fact that this
happens all the time. This is why God.
Speaker 9 (14:10):
Invented That's all it is.
Speaker 2 (14:12):
The value.
Speaker 1 (14:13):
This is why God invented gap insurance. You ever heard
of gap insurance?
Speaker 8 (14:17):
Okay?
Speaker 2 (14:18):
Yeah?
Speaker 8 (14:18):
In fact, I believe that.
Speaker 9 (14:19):
I purchased well, then good.
Speaker 1 (14:22):
Then then what happens is then your gap insurance covers
the difference because it covers the gap.
Speaker 8 (14:28):
And the dealership where I purchase a car. I mean,
where do I find that information?
Speaker 1 (14:33):
Your insurance company? You bought it from your insurance company?
You contact your insurance company, or how about looking at
how about looking at your insurance documents that says what's
covered and what is it?
Speaker 8 (14:47):
No, No, I didn't buy I didn't purchase it from
because I have different auto insurance that I did when
I purchased it.
Speaker 2 (14:52):
What do you mean you didn't hold on a minute?
Speaker 1 (14:54):
You you say you do have gap insurance or you
think you do, but that's what it.
Speaker 8 (14:58):
Comes that didn't come through the car coverage that I
have down.
Speaker 1 (15:04):
And where do you think you bought gap insurance from?
Where do you think you bought gap insurance? I'm sorry,
from the deal You didn't. No, you didn't buy gap
insurance from the dealer. But look at your sales agreement.
Go ahead, look at your sales agreement. You won't see
gap insurance there. You know, you're just clutching at straws here,
nothing more and nothing less.
Speaker 2 (15:25):
Now, let me talk to you about your business for
a moment.
Speaker 1 (15:27):
No matter what business you're in, technology is certainly part
of it. And this is where a customized solution by
net suite comes into play because it connects technology, yours
and theirs. And what it does help you do what
all of us business owners want to do is make
more money.
Speaker 2 (15:43):
It's that simple. Increased revenues, make more profit. Here's how
they do it. It's a dashboard which gives.
Speaker 1 (15:51):
You instantaneous information about everything in your business, everything that's owed,
whatever inventory, I mean, how many pencils you have.
Speaker 2 (16:00):
Uh, So you can sit there and go, okay.
Speaker 1 (16:02):
This is where I'm going, and then how to cut
down on expenses and simply more make more sales. That
is netsuitet. They've been doing it for twenty five years.
Thirty seven thousand businesses have been upgraded. They're accounting their finance,
I mean all of it with NetSuite. Download the net
Suite checklist. I mean that's for free, and see if
(16:23):
NetSuite can help your.
Speaker 2 (16:24):
Business no harm, no foul.
Speaker 1 (16:25):
And I'm willing to bet they can because you got
thirty seven thousand businesses out there that are saying, yes,
go to NetSuite dot com slash handle net suite as
an office suitees NetSuite dot com slash handle vat Hello
evett okay, do do do do do doo yvat.
Speaker 2 (16:48):
So here's what's probably going on that's listening to the delay.
Speaker 9 (16:51):
Okay, here you go, I'm here.
Speaker 2 (16:53):
Hi, all right, what can I do for you? Yeah?
Speaker 10 (16:57):
Question. I had an issue at work with someone's in
a piece of a personal piece of equipment, a personal
air filter machine, which is obviously the spelling air I
have to have the problems with respiratory issues. My doctor's
confirmed that within the time period that this person moved them.
Speaker 1 (17:12):
Look here speaking way way way too quickly for me,
slower more addiction. All right, so far I got air
filter from some of that coworkers brought in, and what
kind of problem does it cause you?
Speaker 10 (17:26):
Respiratory issues? Full like symptence. My doctor has terified that
since the time that this person, All right, what did
you doubt about it around that time? My management won't
help me. I asked, very politely, could it just be
moved where the air is not going air directly onto me?
Since she wants to filtered air, couldn't it be placed me?
She just placed behind her desk and at the very
(17:48):
base of mine.
Speaker 1 (17:48):
Right, Okay, you've got a hostile work environment going on.
Clearly there probably isn't an issue with the ADA. Why
is the management not asking her to do something that
would be really simple for her to do.
Speaker 10 (18:03):
Very simple thing and not causing They it's personal and
it's always been personal. But this is my last straw,
so I'm trying to find out what my legal recourse is.
Speaker 2 (18:12):
Yeah, there really isn't any Just get another job.
Speaker 10 (18:16):
Hostile work environment is in that, yeah, but no one's
gonna touch it.
Speaker 1 (18:19):
I mean, I could argue it's hostile, but no one's
going to touch it. I mean, you know, you're not
going to get a lawyer or a file for you you're
gonna have to do it on your own, and uh,
you're going to have to prove a hostile work environment,
which is not that easy to do. I mean, it's
gonna be a trial. If you're prepared to go to trial,
what are your damages? Uh, the court will order that
the that it be moved.
Speaker 10 (18:39):
Okay, okay, Well I'm just trying to get them. It
took her internally, So what are my recourses?
Speaker 1 (18:45):
If they're not going to do it internally, they're not
going to do it internally that they're not interesting.
Speaker 2 (18:49):
You're not that important to them.
Speaker 10 (18:52):
So my health is important, that's right.
Speaker 2 (18:54):
Clearly your health is not important to them. Yeah, clearly.
Speaker 10 (18:58):
And I found a work first illness claim?
Speaker 9 (19:02):
Is that likely to be?
Speaker 2 (19:05):
Who knows? Yeah? Who knows? You can go? Let's say
you you get sick and.
Speaker 1 (19:09):
You file for uh the you file for workers calm
disability until you're ready to go back.
Speaker 2 (19:15):
Who knows. But then you have you're in a fight
with your employer.
Speaker 1 (19:18):
I mean at some point, uh that you know you
and the employer are either not getting along or.
Speaker 2 (19:24):
They just don't care about you. And what do you
do with that? Legally?
Speaker 1 (19:29):
When they don't really even care. Get another job, well,
then get out of there.
Speaker 2 (19:37):
Then get what do you want to do?
Speaker 1 (19:38):
Wait until your health really goes south, and then you
file a claim.
Speaker 10 (19:43):
No, I was thinking that something could be done.
Speaker 2 (19:45):
No, no, not really, no, no, no, it's not worth it.
Speaker 1 (19:49):
Now I understand the question, you know, but you know
it's they don't care. All right, Okay, you know the
other employer or the other employee is that much more important?
Go figure that that one out, all right, Andy, welcome
to handle on the law. Hello Andy, Hi Bill.
Speaker 9 (20:10):
Anyway, I have a question. I had been trying to
get a particular product back in black no Black Friday,
and then it was in December for Christmas, and then
right around New Year's or so. Each time the company
was saying that they weren't able to verify certain financial information,
which I went through the back end and so on and
so forth. Anyway, I finally wound up. They were making
(20:33):
promises that will honor all the all the deals they made,
promises that they'd do that. But I had to write
a letter to the CEO. CEO sends it to one
of their flunkies. The flunky says, okay, I'll get involved.
Speaker 3 (20:45):
In it.
Speaker 9 (20:46):
Within about thirty seconds on the phone with them, they
get the problem resolved. They say it's on their own,
but we're not going to honor anything. What can I do?
Speaker 2 (20:54):
Well, what was it? What was it that you were buying?
Speaker 9 (20:56):
I was trying to Okay, I was trying to buy
a smart one Watch Classic six from Samsung, and I
was then trying to buy the Galaxy S four Ultra.
So we're looking at a difference between about eight hundred
bucks from the Oh actually, I'm sorry. The very end
part was they said, well, you can do this, you
can do that, or you can buy it from online.
Speaker 2 (21:19):
So I went online.
Speaker 9 (21:20):
Bought it from Amazon from one of their supposedly approved vendors.
I called the day after mentioned it and they said,
oh yeah, Amazon's approved vender. And they still refused.
Speaker 4 (21:31):
To do anything.
Speaker 9 (21:31):
They said, we have to do it online. Four people
had said supervisors that I'd spoken to, oh, we don't
honor this.
Speaker 4 (21:38):
Oh, we only wanted to watch all right.
Speaker 2 (21:40):
So what's your question, Andy?
Speaker 9 (21:42):
My question is small claims. Would I be able to
handle that with?
Speaker 2 (21:46):
Probably?
Speaker 1 (21:46):
Mean, you know you have enough ignore the fact that
you anything that was told you over the phone doesn't
really matter there and deny all of it.
Speaker 2 (21:57):
And now I do have it's.
Speaker 1 (22:00):
Probably recorded, so you get to subpoena all their phone records.
Speaker 2 (22:07):
And so, and they may fight that.
Speaker 1 (22:10):
And this is for eight hundred bucks where you assume
them in small claims court and say, hey, here, here
is what happened, and I'm going to sue you, and
you assume them a small claims court and see what happens.
Speaker 2 (22:18):
That's it, all right, Yeah, it's not that complicated.
Speaker 1 (22:21):
Frankly, I didn't even understand what happened as Andy was
going through that.
Speaker 2 (22:26):
This happened in that promo talk to this person.
Speaker 1 (22:28):
I lost it, like almost instantly there, Brian, Hello, Brian, welcome.
Speaker 9 (22:36):
Hey Bill, how you doing?
Speaker 3 (22:38):
So?
Speaker 9 (22:38):
My circumstances is attending to a student loan. So what
that is is in the early eighties I attended college
with the assistance of a federal series of federal loans.
Those loans equated to seventeen dollars nineteen eighty seven. Those
loans came due which I was completely delinquent and ignored
the loans and never addressed any payment come. However, every
(23:02):
year when I was to receive my federal tax return,
the federal government would take that tax return toward the
toward my student loans. Fast forward, there was a series
of five years that I didn't file my taxes. When
I filed it as a group, I was to get
back twelve thousand dollars. That twelve thousand dollars went to
the federal government and at that point they garnished my
(23:24):
pay as well. So in garnishing my pay, an additional
seventeen thousand dollars was paid. So up to this point,
I have about thirty one thousand dollars paid to a
seventeen thousand, five hundred dollars student loan. Now, with this
Biden student forgiveness, it speaks of in TUTA if you
were making any kind of payments prior to two thousand.
Speaker 2 (23:46):
Okay, don't.
Speaker 1 (23:48):
I don't want to talk about that because I don't know.
Are you eligible under the forgiveness plan? That's what I
want to know, correct, Okay, If you are eligible under
the forgiveness plan, then you simply the contact the forgiveness
plan people, and I would assume it would be whatever
agency controls that. Maybe it's c IRS, and I have
no idea who it is. But you borrowed seventeen thousand
(24:11):
dollars correct, correct. Yeah, well you are you counting when
you look at the amount of money that was paid
interest and penalties, because those really rack up Curry quickly.
Speaker 2 (24:22):
Yeah.
Speaker 3 (24:22):
Correct.
Speaker 9 (24:23):
So currently, as I mentioned, I paid just over thirty
thousand back with the guard And let.
Speaker 1 (24:28):
Me ask you, as you look at it, and I
haven't looked at it under the forgiveness plan, is that
money that's set back, that's owed?
Speaker 2 (24:38):
What do you call it in when you're in arrears?
Speaker 1 (24:42):
Is that money counted as part of the forgiveness or
it's only the money that's current.
Speaker 2 (24:46):
I don't know the answer.
Speaker 9 (24:48):
Yeah, I just don't know what either.
Speaker 2 (24:49):
Yeah, you gotta find out.
Speaker 9 (24:51):
I'd out till October.
Speaker 2 (24:54):
Yeah, well that's when you find out. I don't know
what I can do for you. You know you've got
as much information as I do. Brook.
Speaker 11 (25:02):
Hello, Hello, o bor my bill, long time listener here,
first time caller.
Speaker 12 (25:11):
My question is I rent from a rental company. I
would rather leasing on a weekly basis, And it's an
ev What are.
Speaker 2 (25:21):
You renting.
Speaker 4 (25:25):
A testa?
Speaker 2 (25:26):
Oh? You okay, you're renting your lease that you have?
You said weekly? I mean, how do you get a
test or any car weekly. Yeah.
Speaker 12 (25:35):
Well, Uber has a program Okay, you can rent through
their site.
Speaker 7 (25:41):
Through a rental company.
Speaker 12 (25:43):
Okay, so on a weekly charge. It also included the
the EV charges.
Speaker 13 (25:51):
So I tried to contest the charges.
Speaker 3 (25:54):
On the e V.
Speaker 12 (25:57):
The rental company points me to the testlock company.
Speaker 4 (26:01):
So when I tried to get it through.
Speaker 12 (26:03):
The Tesla company, a Tesla company points me back to
the rental company.
Speaker 2 (26:08):
Now how do I go about? Well, who charges the cart?
Speaker 4 (26:11):
Wait?
Speaker 1 (26:12):
Wait, okay, who are you paying? Are you paying Tesla
or are you paying are you a driver?
Speaker 12 (26:18):
The rental company, Uber, the rental company, the rental company.
Speaker 2 (26:22):
Yeah, okay, then that's the rental company. And how do
you know they're overcharging.
Speaker 13 (26:27):
You because I have a history as that pictures of
every time I use a superchargers and uh it's off
by uh.
Speaker 4 (26:40):
Several dollars.
Speaker 2 (26:42):
Okay, Well, I mean they can do that.
Speaker 1 (26:45):
I mean they can make it a profit center all
day long. It depends on the agreement that you have
with Uber. I'm assuming you have a long written agreement
and it talks about how much you're being charged. And
I don't know does it have a separate charge for
the electricity that you use.
Speaker 2 (27:03):
Is there a separate clause? Yes, okay, And what does
it say. Does it say that you're just going to
be charged?
Speaker 4 (27:11):
Yeah? Uber does not collect the money.
Speaker 11 (27:13):
It's the rental company.
Speaker 2 (27:15):
Okay, does the rent and does that?
Speaker 1 (27:18):
Does it say in the contract how much you're going
to pay for electricity?
Speaker 11 (27:23):
No it does not.
Speaker 2 (27:24):
Okay, So they're just saying we're charging you for electricity.
Speaker 11 (27:27):
Right, well, for the use of the superchargers, yes.
Speaker 2 (27:31):
Okay, and they're just charging you for it.
Speaker 12 (27:35):
No, Actually, test law charges me, but the car rental
company collects the money.
Speaker 11 (27:47):
For Tesla as part of.
Speaker 2 (27:50):
D I'm so confused, all right, you confuse the hell
out of me.
Speaker 1 (27:54):
Is there anything that says we will do it at
our cost, or what Tesla charges, or any amount of
money that is indicator or they just say we charge
and we collect the money for Tesla.
Speaker 11 (28:08):
Yeah.
Speaker 12 (28:09):
Basically what he does is it it'll collect the money.
Speaker 2 (28:11):
For Tesla and doesn't say how much.
Speaker 11 (28:15):
It doesn't say something mus say it could be anywhere
from a dollar to one thousand dollars.
Speaker 3 (28:21):
That's the right.
Speaker 1 (28:21):
You got me totally confused on that. So I don't
even know where to go with that because I have
absolutely no idea.
Speaker 2 (28:29):
Josh, Hello, Josh, Welcome.
Speaker 4 (28:33):
Hi Bill. I have a question. So I have read
I've got through two restution hearings on a battery charge.
I feel like she's double dipping. I got the discovery
on the second hearing. I'm going this week for the
third hearing. I'm going to ask just a peenat the
insurance company because she's got two thousand dollars on physical therapy,
(28:56):
two thousand dollars also on accupuncture from her from her
in law. Right, So what's your question, Josh? Can I
s a piano the insurance company? You sure can my
third hearing.
Speaker 2 (29:08):
You sure can if it's relevant to the case.
Speaker 1 (29:12):
And this sure seems to be relevant because if she's
asking for medical which is covered and she doesn't pay
for it out of pocket.
Speaker 2 (29:18):
Hell yeah, okay, great, that is relevant as hell. You
bet you?
Speaker 1 (29:27):
Oh let me see uh all right?
Speaker 2 (29:34):
Eddie Hello Eddie?
Speaker 3 (29:40):
Yeah, sure, all right?
Speaker 2 (29:41):
What can I do for you?
Speaker 14 (29:43):
I know we're out of at will state, you know,
but for making a comment like, you know, my mom's
a hair stylist, so it's like, hey, your hair looks
you know, your hair looks good. And then I got
a call from HR saying, hey, you know what, you're
under investigations?
Speaker 2 (29:58):
Yeah, yeah, yeah, yeah. What's your question, Eddie?
Speaker 14 (30:03):
My question they do I have any recourse?
Speaker 2 (30:05):
Were you fired?
Speaker 3 (30:08):
No?
Speaker 7 (30:08):
Not yet, but I think I.
Speaker 14 (30:12):
Think I'm on the verge.
Speaker 1 (30:13):
Well yeah, The problem Eddie is they can fire you
for any reason they want.
Speaker 2 (30:19):
Yeah, that's California.
Speaker 1 (30:21):
They literally can wake up in the morning and say,
you know what I've got, I don't know what I
want to do.
Speaker 2 (30:26):
I'm a little bored this morning. This is your supervisor.
You know what, I'm a little bored this morning. I'll
tell you what I'm gonna do. I'm gonna fire Eddie
for no reason.
Speaker 9 (30:34):
Yep, he can do that.
Speaker 1 (30:37):
That's California. Yeah, welcome. That means it's an at will state.
That's exactly what it means. All right, real quickly, First
of let me tell you about Zelman's minty Mouth mins.
That's for starters, h And for those of you that
are on hold right now on the phone, stay put
and I'll tell you in a minute what.
Speaker 2 (30:57):
We're gonna do.
Speaker 1 (30:58):
Bad breath, absolutely no funds. Zelman's minty mouthmnts. Well, that
really changes things up, because you know, bad breast is
in your mouth, as you know when you eat foods,
but it also happens in your gut where the uh
you know, there the digestion and all of that happens,
and so quite often your bad breath comes out of
(31:18):
there and stays there. So Zelman's Minty Mouth Mints is
all about undoing that both in your mouth with this
minty coating on the outside of these little capsules that
you after the mint has gone, you swallow or you
bite into them, and it's parsially seed oil that goes
to work in your gut.
Speaker 2 (31:34):
This is far more than just a mint. This is
Zelmans and it's about fresh, clean breath for hours. I mean,
there is a huge difference. No other mint does this.
Speaker 1 (31:46):
Zelman's Minty Mouth Mints free shipping. If you order multiple packs,
you're gonna want to order more packs. I've been doing
this for a while and by the way, near mine
right here, and they have a money back guarantee that
I know you'll never use. So go to Zelman's dot
com z E L M I N S zellmins dot com,
use the code handle at check out fifteen percent off
(32:08):
take advantage of that.
Speaker 2 (32:10):
Zelmans dot com. That's zellmens dot com.
Speaker 1 (32:14):
And before I leave, really quickly, for those of you
that are on hold, stay put. I will get through
the phone calls as quickly as possible. Also, you can
call within the next I'll be doing this for half
an hour forty minutes. Please feel free, and we go
through these calls very quickly. No breaks, no news, no commercials,
(32:35):
no patients, as you know. And if I'm here, I
keep on going with no spots for the next thirty minutes,
give or take.
Speaker 2 (32:44):
Eight hundred five two zero one five three four.
Speaker 1 (32:47):
That's eight hundred five two zero one five three four.
Speaker 2 (32:53):
This is handle on the law.
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