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May 31, 2025 • 31 mins
Handel on the Law. Marginal Legal Advice.
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Speaker 1 (00:00):
You're listenings KFI AM six forty the Bill Handles show
on demand on the iHeartRadio f.

Speaker 2 (00:09):
Buddy. It's Saturday morning, last day of May. Oh okay,
So we started another.

Speaker 1 (00:19):
Three hours of the Legal Show answering your questions right
up till eleven o'clock, and then after eleven, as Rich
Tomorrow comes aboard, I answer phone calls. I answer your
questions after the show off the air. I'll tell you
about that a little bit later on. The phone number is,
as I always mentioned, sometimes throughout the hour a bunch

(00:40):
of times when not enough calls.

Speaker 2 (00:42):
Are coming through, because I go through pretty quickly.

Speaker 1 (00:44):
I mean I do hang up on people when I
have no patience or the calls are idiotic, unless they
are very idiotic. When they're insanely idiotic, they stay on
for a while.

Speaker 2 (00:56):
The number is eight hundred.

Speaker 1 (00:57):
And five two zero one five three four. That's eight
hundred five to zero one five three four.

Speaker 2 (01:05):
And as I.

Speaker 1 (01:05):
Always say, first hour of the show, first segment, as
we start top of the hour, best time to call
because the lines are completely clear. Because Dean Sharp, who
answers your calls regarding your home issues, is done with
his show and I'm not a very good plumber or

(01:28):
a contractor, or a framer or an electrician. So the
number here is eight hundred five two zero one five
three four. And the difference between Dean and me is
Dean has patients and he is extraordinarily kind to people,
which I've never understood how anybody can be kind to anybody.

Speaker 2 (01:51):
But then that's me.

Speaker 1 (01:52):
Eight hundred five two zero one five three four is
the number to call. Eight hundred five two zero one
five three before as we well, we as the royal
we as, I open up the show and we start
three lovely hours of harassment.

Speaker 2 (02:11):
Either you harass me or I harass you.

Speaker 1 (02:13):
This is handle on the law, marginal legal advice, where
I tell you you have absolutely no case. Santa Monica,
in southern California, not very far from the studio here,
is kind of a weird city. It certainly used to
be the most liberal city probably in the United States.

(02:35):
It had the strongest rent control that existed. It was
pro tenant, pro consumer, and it is no surprise that
the residents of the city of Santa Monica are up
in arms about and it doesn't matter, you know, insert
name of issue here, but this one happens to be

(02:56):
against Weamo. WAMO is a company it self drive vehicles,
and I think it's Google that created weai Mo, and
it is effectively a taxi service now and you call
them and they show up at your door.

Speaker 2 (03:14):
They being just the car shows up at your door.

Speaker 1 (03:17):
It's completely autonomous, and then you jump in and it takes.

Speaker 2 (03:22):
You to where we're going to take you.

Speaker 1 (03:23):
And the technology is really neat, and that's going to
be the wave of the future. By the way, there
are going to be now it's not going to happen
in my lifetime and maybe not yours, when there will
be no cars on the roads at all, driven by drivers,
human drivers, and you will not and you'll see gridlock
disappear because, for example, on the freeway where the speed

(03:45):
limit is sixty five miles an hour here in southern California,
and everybody drives at eighty five miles an hour, and
there's gridlock on the freeway constantly because if someone decides
it going to change lanes and cut short and all
of a sudden, that backs up miles because it becomes
a domino effect. That won't be happening with self driving cars.
They just won't because the car will be able to

(04:07):
read the vehicle in front of it, and we'll go
almost go bumper to bumper at sixty five seventy miles
an hour. So you can kiss goodbye gridlock.

Speaker 2 (04:15):
All right. So now the technology.

Speaker 1 (04:17):
Is just emerging and it's we're on the verge of
this being just right there and exploding in terms of
the number.

Speaker 2 (04:27):
Now, one of the problems.

Speaker 1 (04:29):
And anybody who has an electric vehicle that is silent
has this issue. As you back up, because it's totally silent,
the car beeps. And one of the parking lots where
these cars are charged, because they dry and you know,

(04:49):
when they're finished driving, the car autonomously drives into its
charging station. And that's done in these large parking lots,
and one of them being Santa Monica. So as the
cars are maneuvering, the car is beeping as it goes backwards.
So it's beep, beep, beep all night long. And those

(05:10):
beeps they may not be very loud, although they are,
they're at a frequency that you can hear them, you know,
blocks and blocks away. So the citizens, the residents the
city of Santa Monica are up in an uproar and
now they're getting together to file a lawsuits. Matter of fact,

(05:31):
the company funded parking lots where the cars go to
get charged.

Speaker 2 (05:36):
The neighbors are using.

Speaker 1 (05:37):
Cones and cars and sometimes themselves to block the way
because one of the things about these cars going backwards,
the sensors read there's someone something behind the car and
stops cold and will not move. So you put a
cone there. The car is stuck until someone moves the
cone out. Huge fight between Waimo and Santa Monica. So

(06:00):
we will see what happens. Will there be a lawsuit,
of course, so well, because this is Santa Monica. All right,
All enough of that, Let's go ahead and.

Speaker 2 (06:10):
Take some phone calls.

Speaker 1 (06:11):
Let me get my icon going here, Robert, let's start
with you, Hi, Robert, welcome.

Speaker 3 (06:17):
Hi, Hi Bill. I manage a commercial property where I
had an individual coming onto it to feed pharal cats
at night. I have no trusting no trespassing signs. I
asked him to stop doing it and I filed a
police report. He eventually stopped doing it coming onto my property.
But now what he does is that he feeds the

(06:38):
cats where he leaves food for the cats on the
sidewalk in multiple places, and there's still feral cats that
come by too to eat it. Is there any way
for me to stop stop him from doing that?

Speaker 2 (06:51):
Kill the cats?

Speaker 3 (06:55):
I don't want to go to hell.

Speaker 1 (06:56):
See, well, it's not even question going to hell. This
is where I get into trouble with the legal advice
that I give. It's believe me, I've been in trouble
with the state bar a couple of.

Speaker 2 (07:06):
Times before on stuff like this. No, he's allowed to
do that. He's you know, it's public property. Now you
can argue it.

Speaker 1 (07:13):
It's a nuisance for him to feed the cats because
somehow the cats interfere with your business and.

Speaker 2 (07:21):
Police aren't going to touch it. So you get to
go to.

Speaker 1 (07:23):
Court and get a restraining order forcing him to not
feed the cats.

Speaker 2 (07:28):
But how far can he not feed the cats? Okay?

Speaker 1 (07:32):
You're asking within one hundred feet of your property because
the cats get in the way of your property. And
therefore there is a huge issue as too. He has
the right to do that, and what if he does it?
So here's your property line, okay, and there's a fence.
What if he does it's two feet outside the fence line.
That's a problem. I don't know what anti cat measures

(07:55):
you can use. There are you can rent those dogs.
I mean, I'm assuming your warehouse is enclosed. There's some
kind of fence, is there, Yes, Okay, fence surrounding it.
You know, you can rent those dogs, those guard dogs,
and they are loud, and they are German shepherd and

(08:16):
they will eat the cats. And that is legal. By
the way, you can rent those dogs. And I would
try that for a while. There's no good legal answer here.

Speaker 2 (08:24):
There really isn't. So let me go back to the life. Now,
go ahead.

Speaker 3 (08:30):
Oh, what a likelihood if I filed for a restraining
order that I'll be given one?

Speaker 1 (08:37):
Well, you know, you may be given one, although I
have some doubts. But again, it's if the guy's two
inches on the other side of the fence and feeds
the cats. Okay, he's not on your property, he's not
in front of your property. So I don't think you're
going to get a restraining order. I really don't what
I would do. I don't think there's a legal answer

(08:57):
what I would do. And this is legitimate. I mean,
you know, poison meat and all that. You know, poison
cat food is always a good answer. But assuming you
don't want to go there and not get into trouble.
I would rent those dogs, those guard dogs, at least
for a little while. I mean, there's no clean answer here. Unfortunately.

Speaker 2 (09:14):
This is Handle on the Law and.

Speaker 1 (09:17):
This is KFI handle on a Saturday morning before which
tomorrow shows up this afternoon two to five.

Speaker 2 (09:24):
It is Nils Sabaidra with the FOK report.

Speaker 1 (09:28):
Neil naturally being one, not naturally but factually being with
me Monday through Friday part of the morning show. Phone
number here eight hundred five two zero one five three four.

Speaker 2 (09:39):
Do have a line or two or three or four open?

Speaker 1 (09:44):
I mean we have a bunch of them, but we
do have some open lines, so feel free to start
screaming at me.

Speaker 2 (09:50):
Eight hundred five to two zero one five three four
is the number two call.

Speaker 1 (09:57):
Welcome back Handle on the Law. Sarah, Hello, Sarah, welcome.

Speaker 4 (10:03):
Hi.

Speaker 2 (10:03):
I have a judgment against someone for five thousand dollars.

Speaker 1 (10:08):
They don't own anything like a.

Speaker 5 (10:10):
House or anything.

Speaker 4 (10:11):
I could lean.

Speaker 5 (10:12):
They haven't been cooperative with making payments. Is there any
way too? The only thing they have is income from
two jobs.

Speaker 2 (10:23):
Can I can I? Can I get can I.

Speaker 1 (10:26):
Lean their income?

Speaker 2 (10:27):
Is there any way for me to get paid basically.
First of all, what I would do is.

Speaker 1 (10:34):
Ask for emotion in front of the court to help
you collect. And it's only fun to look at a
judge and hear him say, hey, do I look like
a collection collection agency or what that's for starters? Okay,
so you don't go to court because they don't help
you collect, and you've answered your own question. Yeah, you
garnish the wages if they have jobs with your judgment,

(10:59):
you file it with the Marshal's office. Then you can
go on the internet and that will tell you how
to do it, and the marshal goes in and they
wages are garnished. They either and I don't know if
it's directly through the marshals or you do it, but
it goes to the employer, a judgment and then an order,

(11:20):
and the order is automatic. If you have a judgment,
starts garnishing wages to whatever percentage the law allows. And
then there are exemptions that can be filed by the
wage earner, but there's nothing like the old garnishment. Yeah,
the law gives you the ability to do it, So
just go ahead and do an internet searge garnishment wages

(11:43):
judgment throw in those words, and you.

Speaker 2 (11:45):
Should be okay, yep.

Speaker 1 (11:47):
The good news is that there is a job there
where wages are being paid and there is a real
employer who issues.

Speaker 2 (11:55):
Checks and withholds money.

Speaker 1 (11:58):
Now you're talking about avenue to go get to go collect,
because usually that normally the question was, and I have
the questions up on the computer and it just says,
in this case, I'm wondering if I have a judgment,
will they pay? Usually it's you can't find the debtor,
doesn't have a job, works under the table, and then
I tell you, you know you're out of luck. This case,

(12:20):
you got an avenue to do it.

Speaker 2 (12:22):
So, unfortunately for me, yes, you have a case. God,
I hate saying that. Bill. Easy one to remember, Hello, Bill, Hello.

Speaker 3 (12:35):
To put an item into a trust, do I need
to outright own the property? And if so, do I
need to change the deed or the pink guy.

Speaker 1 (12:42):
Well, you don't have to outright own the property. It's
the owner or all the owners. If there are two
or three owners that own the property, whether it's joint
tendancy or tendency in common whatever, everybody has to sign off.
And yes, you do have to put the property into
the trust. It is a transfer of ownership. So here

(13:05):
it is, I buy a house, which I've done before,
and I buy it in my name. Okay, Bill Handle
owns the home as the property owner. There's the deed,
and I want to put it into my family trust.
Then what I do is I simply transfer my ownership
to the trust and there it is. It's owned by
the trust. And does that help you tax wise?

Speaker 5 (13:28):
No?

Speaker 1 (13:29):
Does that help you in terms of the divorce No,
but when you die it certainly helps in terms of
transferring the property so you don't have to do a
will or whatever.

Speaker 2 (13:39):
There are some advantages to a trust.

Speaker 3 (13:42):
I trust people own.

Speaker 2 (13:43):
What if I owe against the doesn't matter. Yeah, it
doesn't really matter.

Speaker 1 (13:49):
Once you transfer, me to tell a bank, but the
bank doesn't care because it doesn't change who owes the money,
et cetera. It's no big deal. Yeah yeah, yeah, go
ahead and do it. You won't have a problem. Let
me tell you, if you own a business, you may
very well have a problem because it's so difficult to
it's so difficult to do business.

Speaker 2 (14:08):
You know.

Speaker 1 (14:08):
For example, I have a business where my partner I
import cookwares made out of stainless steel, I'm looking up
at the screen because I look at CNN and Fox
and BBC, etc.

Speaker 2 (14:20):
And here's the headline.

Speaker 1 (14:22):
Trump just increased the tariff on steel to fifty percent. Great,
now my cost of importing product is up fifty percent.

Speaker 2 (14:35):
I mean, it's crazy.

Speaker 1 (14:36):
This is what I have to pay attention to, selling
and producing and distributorship. I don't want to pay attention
to the administrative stuff. And this is where net Suite
comes into play. It's the number one cloud business management
system out there, bringing accounting and financial management and inventory
HR into one efficient business suite. It helps you do

(14:57):
business easier, faster, more efficient. So let me suggest you
download the NetSuite Suite.

Speaker 2 (15:07):
Business Suite is for free to see if it can
help you.

Speaker 1 (15:10):
And believe me, forty one thousand company companies have already
done this, so this stuff works. So download the free
cfo's guide the Machine learning and AI. Go to NetSuite
dot com slash handle NetSuite as an office suites NetSuite
dot com slash handle.

Speaker 2 (15:28):
This is handle on the law.

Speaker 6 (15:31):
You're listening to bill Handle on demand from KFI AM
six forty.

Speaker 2 (15:38):
It is a Saturday morning bill handle.

Speaker 4 (15:40):
Here.

Speaker 2 (15:40):
As we continue with the show at leven o'clock.

Speaker 1 (15:43):
Phone number here eight hundred five to two zero one
five three four, eight hundred five to two zero one
five three four. If you would like some marginal legal advice,
welcome back.

Speaker 2 (15:57):
Handle on the law. Angela, Hello, Angela, Hello Billy.

Speaker 4 (16:04):
I'm a homeowner and about two years ago the people
in the back of me moved and I have wall
to wall like eight foot bushes hanging over my fence.

Speaker 3 (16:18):
I have a pool.

Speaker 4 (16:20):
My poolman's upset every you know, it's been kind of
windy here in Corona, and the pool gets a mess.
I want him to cut it. I don't know what
to do, Bill.

Speaker 1 (16:30):
Okay, Yeah, I know it's a good question because it
happens all the time.

Speaker 2 (16:34):
All right. So now whatever you have hanging over on your.

Speaker 1 (16:38):
Side of the wall, go ahead and cut because their property,
their bushes are on your property.

Speaker 2 (16:47):
Okay.

Speaker 1 (16:47):
So that's for starters. Now on their side of the wall.
There's not a whole lot you can do, except if
there's an ordinance and you get to call the city
and find out is there a limit as to how
high bushes can go? But on your property, on your
own property, probably not, because you put up trees, and should.

Speaker 2 (17:05):
I have to pay for it?

Speaker 4 (17:06):
So why should I have to pay for it?

Speaker 2 (17:08):
Well? No, ye?

Speaker 1 (17:08):
And then go on, then you sue them for the
cost of cutting the bush. Now, cutting the bush on
your side? I mean, how much is that going to
cost you? What is your gardener going to charge when
you say, here's fifty feet of fence. Here a bunch
of bushes hanging over on my property. Just go down
the fence and cut them on my other side?

Speaker 2 (17:28):
What is it going to charge you? Ten bucks, twenty
dollars more.

Speaker 4 (17:32):
I'll build their way. They're way hanging over.

Speaker 1 (17:36):
Okay, well you still cut them. I mean you still
cut them. And again, how much how much can that
cost you? I have a gardener, and if I had
my neighbor and a bunch of stuff hangs over, I
go just cut that on my side. And that's not
to say that they're not liable on the other side.
I'm just saying, Yeah, let's say it's forty bucks. You're
gonna go to small claims court for forty bucks, and

(17:56):
you tell the neighbor you demand from the neighbor.

Speaker 2 (18:00):
You go, hey, cut those bushes.

Speaker 1 (18:02):
They're on my side of the property, and you are
effectively trespassing, although it's not.

Speaker 2 (18:08):
The trespassing is in the improment word. You just simply
say you are on.

Speaker 1 (18:14):
You are on my side, you are invading, and I said,
quotes my side of the property, remove the bushes, and
he won't or she won't, maybe yes, maybe no, And
then you cut them. You send a bill to them,
and you know they say no, and then you're sitting
here with a fifty dollars bill and now you go
to small Claims coirt or you don't.

Speaker 2 (18:33):
Now the other.

Speaker 1 (18:33):
Side of it is if they're leaves and stuff on
the bushes go into your pool, then you tell them
you have to stop that, and you figure out a
way to do it. Now you're talking about the cost
of whatever it is for the pool guy to.

Speaker 2 (18:51):
Clean that up. And so you can wait.

Speaker 1 (18:54):
A few months until it builds up a little bit
after making a demand, and then you assue them every
few months for a couple hundred bucks.

Speaker 2 (19:01):
But that's that's all you can do. I mean, you know,
what are you gonna do?

Speaker 1 (19:04):
You know, file a motion restraining order, you know ordering
not a restraining order, but a court order where the
court orders them to cut do yourself Sman forty bucks.

Speaker 2 (19:16):
Robert, Hello, Robert, welcome. Hello.

Speaker 4 (19:22):
I have a problem. My cousin has a problem. He
has a note on his father passed on his father's
property that was initiated in two thousand and seven, and
the people have somehow refinanced the place that he still
has this note that he's afraid to try to enforce it.
Is it still good?

Speaker 1 (19:44):
Yeah? Well, here's what I'm concerned. So he has he
has a note, but is it secured? Is the property
secured on that deed? In other words, if I borrow,
if I loan you the money, especially if I'm helping
you remodel the house, particularly, and I say, okay, I
loan you the money, but I want you to secure it.

(20:05):
I want effectively a mortgage. I want it secured. I
want my notes secured by that property. And then if
you breach, I go against the property. Do you know
if that note is secured by the property.

Speaker 4 (20:18):
The attorney in two thousand and seven was supposed to
record it as a deed of trust. It was all
filled out and everything, and he still has a note,
but we've found no indication.

Speaker 2 (20:32):
That's okay, So it was never recorded.

Speaker 1 (20:34):
Okay, it was never recorded, all right, so there is
no security.

Speaker 2 (20:38):
What you have is iowe you money.

Speaker 1 (20:41):
A piece of paper says I owe you money, which
has nothing to do with the property.

Speaker 2 (20:46):
They can refile all they.

Speaker 1 (20:48):
Want because there's no lean, there's no note, there's nothing
against the property. So you may or may not have
a case against the lawyer who's screwed up because there
should have been security, that should have been filed and
it wasn't filed.

Speaker 2 (21:03):
So two things are happening.

Speaker 1 (21:05):
The lawyer clearly malpracticed, especially if he was filed filed
and it wasn't recorded. And by the way, I'm not
holding anybody to blame. The lawyer should have recorded it.
You paid a lawyer to draft the note. And if
the lawyer didn't say here you have to record this. Uh,
and he and it was him, it was he that
was supposed to do that, you've got probably a case

(21:27):
of malpractice. I don't even know where the damages go
on that one. I mean, that's I'd have to dive
into that and I don't do that. But the bottom line,
as you explained it, there ain't nothing there as far
as a security, as far as leaning the property, as
far as going after the property as.

Speaker 2 (21:43):
Far as collecting. It's an unsecured debt is what you have.
It's just hate he owes. You know, money is owed
and there's nothing securing it. So that's a big out
of luck, no case. Yes, yes, I love that you have.

Speaker 1 (21:59):
No.

Speaker 2 (22:01):
Oh, that makes me feel so good.

Speaker 1 (22:05):
I don't know if you live in chronic pain or
you live with someone who lives in chronic pain.

Speaker 3 (22:10):
I do.

Speaker 1 (22:12):
My wife suffers from a syndrome and where she hurts.
Her feet are in pain constantly twenty four to seven.
And it is as tough as it is for me
to live with it as she lives with it.

Speaker 2 (22:26):
It's very difficult.

Speaker 1 (22:28):
And if you or a loved one lives in chronic pain,
or even you're dealing with chronic pain, let me suggest
listening to a podcast, The Pain Game podcasts. And this
is a podcast that helps people. This is how she
deals with it, is helping.

Speaker 2 (22:43):
Other people deal with it.

Speaker 1 (22:45):
And this is my wife who treats her pain heroically.
Every episode of The Pain Game podcast actually ends with
a message of hope, and you'll understand. And this is counterintuitive,
but this actually works. The show is about giving pain purpose.
I don't know how that works, but it does. Let

(23:06):
me suggest you, loved one listen to the show wherever
you listen to podcasts. It's the Pain Game Podcast, The
Pain Game Podcast. Follow on social at the Pain Game Podcast.
That's at the Pain Game Podcast. Season three just started
dropping The Pain Game Podcast. This is Handle on the Law.

(23:29):
Say fie am six forty bill handle it on Hey,
Saturday morning. Phone number for my tremendous, marginal sometimes not
particularly valuable legal advice eight hundred five to zero one
five three four, eight hundred five.

Speaker 2 (23:47):
To zero one nine three four Welcome back, Handle on
the Law Marginal Advice. Hello, Alice.

Speaker 5 (23:57):
I do have a question for you. I was injured,
had a dog encounter you could call it, by a
neighbor's dog while I was walking my little dog. I
was what and they've taken full responsibility. They have good
home insurance, and the insurance has told me they'll pay
for all the medical and any out of pocket expense

(24:19):
plus pain and suffering. My question is do I really
need an injury lawyer?

Speaker 1 (24:25):
Good question, and it's all predicated on how much of
you that dog ate. Okay, let's talk about the injury.
Did the dog take off a foot? Did the dog
eat your hand. Tell me about the injury that you
sustain as a result of this dog attack.

Speaker 5 (24:47):
Oh thank god, thank god, No, no, getting her the
dog off of me and my little dog. I fell
on my left knee and I fractured my knee and
toward the meniscus.

Speaker 2 (24:59):
Okay, all right, yeah, okay. That that is some decent injury. Okay.

Speaker 1 (25:04):
And the answer to that one is yep, you get
yourself a lawyer.

Speaker 2 (25:08):
Really, Oh yeah, yeah, yeah, because let me tell you, you.

Speaker 1 (25:11):
Know, terry meniscus fracturing your knee, that's some pretty sizable damage.

Speaker 2 (25:17):
There's no question about that. Are you gonna need surgery
at all?

Speaker 4 (25:22):
Oh?

Speaker 5 (25:22):
Well, thank god the first surgeon said, orthopedic guy said yes,
we went to a second one. He said, no where
that brace? I said, it'll take months, but it should heal.

Speaker 1 (25:34):
Okay, all right, here's what's going to happen, all right,
and here is the world of personal injury.

Speaker 2 (25:39):
Uh the uh what you go to a lawyer?

Speaker 1 (25:42):
Okay, Let's say you go to handle on the law
dot com and talk to one of our lawyers, which
I'm suggesting you do because those are great personal injury lawyers. Okay,
just go to the website handle on the law dot com.
And here's what the lawyer is going to do. It's
going to send you to his or her.

Speaker 2 (25:57):
Doctor, all right, for an analysis.

Speaker 1 (26:01):
And the first doctor who said you need surgery, that's
the kind of medical analysis you are going to get.

Speaker 2 (26:10):
And here's what happens when it comes to personal injury.

Speaker 1 (26:15):
The insurance companies will minimize what you're going to be given. Now,
medical costs, there's no way to argue they are what
they are, so any damages done, I mean, no one
can argue that, here's your bill for four hundred bucks
or eight hundred dollars, and of course they're going to
pay it. They're not going to minimize that one. The

(26:35):
pain and suffering is the big one. And how much
is pain and suffering worth to the insurance company Not.

Speaker 2 (26:42):
Much, Jalice, to you a whole lot.

Speaker 1 (26:46):
And usually somewhere in the middle is where you go.
And what the lawyers do is send you to the
doctors who are very conservative or who are let's say
the other way, fairly liberal in treating you. So, uh,
the doctor is going to be more what the first
doctor did.

Speaker 2 (27:03):
And that's right. A report.

Speaker 1 (27:04):
Yeah, she's banged up, the prognosis isn't good. Yes, she
needs surgery, and as a matter of fact, there's an
excellent chance they're gonna have to take off her leg
and there may be an excellent chance they're gonna have
to take off both their legs.

Speaker 2 (27:19):
So you're gonna have a doctor that's.

Speaker 1 (27:21):
Gonna still not fraud don't don't misunderstand. We're not talking
about writing a fraudulent report. But here, you know, we
have two surgeons who are both legitimate. One says you
need surgery, one says you don't. The insurance company is
gonna rely on No, you don't need surgery. Therefore the
pain and suffering isn't as bad. Uh, the insurance the

(27:42):
you're gonna operate on the surgery if you are they
are used operation, which they will on your side. That
says yep, we need surgery here doesn't mean you necessarily
are gonna have surgery, but it means you need surgery.
So when you talk about damn it, just like this.
See if it's a for example, you get into an accident,

(28:04):
a rear ender and you sort of hurt and it's
soft tissue, there's you know, insurance company's gonna give you jack.

Speaker 2 (28:09):
This is real stuff.

Speaker 1 (28:10):
This is real stuff, Alice, And you bet you need
a lawyer. Are you going to actually negotiate with someone
who makes a living not paying you? Uh, those adjusters
know what they're doing it. You don't when you're.

Speaker 2 (28:21):
Negotiating with them.

Speaker 1 (28:22):
You have no idea what the value in terms of
the insurance world of what your the value of your injury. Yes,
you go to a lawyer and.

Speaker 2 (28:31):
Your chances all right, go to one question?

Speaker 5 (28:35):
Yeah, well fast, Uh, okay, I'm in Sacramento. Can your
lawyers down there still help me?

Speaker 2 (28:41):
La? Yep? Oh yeah, oh yeah absolutely.

Speaker 1 (28:44):
As a matter of fact, at this point, the majority
of cases you never even meet the lawyer.

Speaker 2 (28:51):
Oh okay, never even it's all.

Speaker 1 (28:52):
Done on email. You never even have to go into
the into the lawyer's office. There's no reason to thank goodness, Yeah,
you just do it on Yeah. It's a you know,
welcome to the world. As a matter of fact, there
are depositions that are taken on email. There are court
appearances that are done via zoom and depositions via zoom.

Speaker 2 (29:10):
Yeah, it's it's it's a different world today. Yeah.

Speaker 1 (29:13):
You don't leave your house all you do is stay
home and bitch and moan about your Okay.

Speaker 2 (29:17):
All right, there you go. Good luck.

Speaker 1 (29:19):
See that's a good question. I've said that many many times.
Good for her for calling. When do you need a lawyer?
I'm the first one to say, you don't. This one
you do on your own, not under cases like that. Hey,
you know you you've been hearing me talk about Zelman's
Mint tea.

Speaker 2 (29:36):
Well, Zelman's not mint. Far more than a mint.

Speaker 1 (29:40):
Zelman's are these little capsules that they are covered with
a strong mint, and you you suck on the mint
when you put them in your mouth. Then you swallow
or bite into them, and it's parsley seed oil in
the capsules and they go to work inside your gut
where bad breath starts can stay there and no mint
deals with that. So Zelman's has been well, I've known

(30:01):
these people for thirty years, so I could easily endorse
this product.

Speaker 2 (30:07):
And here's what they have now done.

Speaker 1 (30:09):
They've been around for a few years and they've added
a spearmint flavor.

Speaker 2 (30:13):
Now.

Speaker 1 (30:14):
The original is peppermint and it's pretty strong. Spearmint is
their new flavor and they want you to try it.
So here's their offer. You order a three pack of
regular Zelmans and you get a free pack of Spearmint.
So you gotta get four packs for three, one of
them being the new spearmint flavor.

Speaker 2 (30:33):
By the way, this ends today.

Speaker 1 (30:36):
Today is the last day for this offer, so I
suggest you jump on it because come midnight it's gone.
So go to Zelmans dot com z E L M
I n S Zelmans dot com slash kfi, Zelmans dot
com slash kfi and you will get a free spearmen
pack of Zelman's with a three pack dot com slash kfi.

Speaker 2 (31:02):
This is Handle on the Law.

Speaker 6 (31:06):
You're listening to Bill Handle on Demand from kf I
A M six forty
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