November 29, 2025 • 34 mins
Handel on the Law. Marginal Legal Advice.
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Speaker 1 (00:00):
You're listenings KFI AM six forty the Bill Handles show
on demand on the iHeartRadio f KFI AM six forty
Bill Handle Here, one more hour to go on The
Legal Show where I answer your marginal legal questions with
marginal legal advice. Coming up at eleven o'clock it's Rich
(00:23):
Murrow with the Tech Show. This afternoon two o'clock till five,
The FOK Report with Neil Savedra, one of my best
friends and he was best man of my wedding.
Speaker 2 (00:36):
That's how close we are.
Speaker 1 (00:38):
And coming up on Tuesday, it's going to be Pastathon.
Pastathon is the charity that KFI is involved with and
every year we raise money for Caterina's Club, the charity
that Bruno who owns Anaheim White House, created and we
have been part of it our radio station. And you
(00:58):
if you donate money, I mean out you're donating. There
isn't much there and we raised a ton of money
last year. We're a good percentage of their entire budget.
So go to Pastathon dot go to kf I AM
six forty dot com and you can click onundo Pastathon.
That's KFI A M six forty excuse me dot com
or you can go to KFI AM six forty dot
com slash pastathon that works too. And on Tuesday, we're
(01:22):
gonna be broadcasting at the line and at the Anaheim
White House. Wor do you and come in join us?
It starts with wake upcall and that is the people
that work with me on my show, and that's Amy
and Will and then Neil and I come aboard right
up until nine o'clock and we're gonna be there in
the morning.
Speaker 2 (01:39):
And if you come in the morning, and this.
Speaker 1 (01:40):
Is my contracts as this, they'll be real jew bagels,
and they'll be coffee and pastries, et cetera. And the
reason we put real jew bagels is they kept on
giving us store bagels. And you know what bagels you
get from the supermarket. When they say bagels, you know
what they really call that.
Speaker 2 (01:58):
It's bread? Okay, bagels? All right?
Speaker 1 (02:01):
So that's Tuesday, the Anaheim White House, all right. Phone
numbers eight hundred five two zero one five three four.
Eight hundred five two zero one five three four. That's
the number.
Speaker 2 (02:12):
We do have lines open because it's top of the hour.
Speaker 1 (02:15):
This is handle on the Law Marginal legal Advice, where I.
Speaker 2 (02:20):
Tell you have absolutely no case.
Speaker 1 (02:22):
Well, here is a case that may have super legs,
and it has to do with meta YouTube, TikTok, and snapchot.
Speaker 2 (02:31):
Snapchat being sued by a bunch.
Speaker 1 (02:35):
Of school districts and a bunch of states individuals attorneys
general from the states against these four companies. And why
is that Well, because these companies know exactly how addictive
their platforms are to teens and they continue to target teams. Anyway,
(02:56):
those are the allegations that the school district and the
other plaintiffs are making in this lawsuit. And according to
they're saying, the plaintiffs are saying that these companies know
exactly how addictive their platforms are to teens and continue
to target them. And what are they bringing in as
evidence newly unsealed legal filings that quote the company's own
(03:21):
internal documents WHOA one of the meta researchers said in
an Instagram and an internal chat ig Instagram is a drug.
We're basically pushers. That's one of the emails that was
put into evidence. An internal TikTok report said that quote
(03:43):
miners do not have executive mental function to control their
screen time. Another allegation Snapchat is Snapchat executives once acknowledge
users who have the snap Chat addiction have no room
for anything else. Snap dominates their life. Now that's the allegation.
(04:08):
If it turned out to be true, you're going to
see a settlement and they're not going to go to
trial on this unless they think that they're right.
Speaker 2 (04:15):
They're going to settle this case.
Speaker 1 (04:16):
And it is going to be an insane amount of
money for the settlement because look at hundreds of plaintiffs,
I mean, attorneys general from dozens of states across the country,
individuals and school districts. I mean, can you imagine. So
this reminds me of two other incidents Big Tobacco settled
(04:42):
for I think fifty three billion dollars over the course
of years. Why Well, because Big Tobacco, knowing that nicotine,
knowing that cigarettes cause cancer, did not tell anyone. As
a matter of fact, after they figured out, i mean
(05:03):
their own internal research figured out there was a connection
between cigarettes and cancer, they kept on saying that cigarettes.
Speaker 2 (05:10):
Were perfectly safe for you.
Speaker 1 (05:12):
And I remember there was a hearing, a congressional hearing
in which all the CEOs from the major tobacco companies
were there and one of the congress people, and they're
all sitting there on the same table, said, how many
of you don't believe that nicotine is addictive? Every one
(05:33):
of them raise their hands. Nope, we don't believe it's
addictive nicotine. Yeah, okay, So as the tobacco companies, how
about big Pharma, Big Pharma, in light of both President
Biden and President Trump attacking the prices that big Pharma
is charging consumers, big Pharma has actually said, during the
(05:57):
course of the attack on their prices and the forcing
the lowering of their prices, they actually said, Big Pharma,
these various companies actually said that higher prices are good
for the consumer and lower prices are bad for the consumer.
What are you talking about? And then the argument is that,
(06:20):
of course, higher prices mean they have more money for
R and D, and they're going to be creating new
drugs and new testing, and they're going to put on
the market drugs for diseases and sicknesses that we don't have,
or making these drugs that do a better job. And
then the argument is, well, how come you don't do
that for the rest of the world. Why does the
(06:42):
same drug cost a third of as much as it
does in Mexico as it does here or in Canada
where and this huge number of people who are ill,
particularly elderly people, go across the border and buy their drugs.
You can't do that, so illegal, but they do it anyway.
And that's not particular enforced. I mean, how do they
(07:02):
ball have the balls to say that? Literally, they said
that higher prices are good for you.
Speaker 2 (07:11):
Seriously. Okay, let's go ahead and take a break.
Speaker 1 (07:16):
We'll take an early break and then come back and
do plenty and plenty of phone calls. This is Handle
on the Law KFI handle here eight.
Speaker 2 (07:27):
Hundred five two zero one five three four. Eight hundred
five two zero one five three four.
Speaker 1 (07:33):
Welcome back, Handle on the Law, Michael Europe, Welcome to
the show.
Speaker 2 (07:39):
What can I do for you?
Speaker 3 (07:40):
Oh? Hello Bill, Bill. I there's a Blue Cross Blue
Shield settlement that's, you know, waiting to be distributed the
funds for the people that were overcharged in the northern
Florida area and this has been going on several years.
Are there any revenues that we can go down to
(08:01):
find out why?
Speaker 4 (08:02):
Yeah?
Speaker 1 (08:03):
Contact sure, you contact the law firms that are representing
the class and you talk to them because you're in
the class. Obviously, it's just and it can take years,
by the way, it literally can take years to this
for this thing that happened.
Speaker 2 (08:19):
So they'll give you a good idea of where.
Speaker 1 (08:22):
They are in the settlement and how long it takes
because they're representing you.
Speaker 2 (08:26):
So that's the easy one.
Speaker 1 (08:28):
Just call the law firm and you can look that
up in two seconds. Two seconds, Blue Cross, Blue Shield
class action lawsuit and you're gonna be fine. You'll find
out who represents who on this one.
Speaker 2 (08:41):
Sherry, Hello, Sherry.
Speaker 5 (08:44):
Hi Bill. I'd like to know. My husband and I
are both.
Speaker 6 (08:50):
On our registration for our vehicle. I have been declared
legally blind, so I've been taking off the insurance and
no longer drive. Now, if my husband drives and gets
into an accident, am I going to be held responsible too?
Or should I take my name off the registration and
just leave his on.
Speaker 1 (09:11):
I don't think it really matters, uh that it's it
depends on Uh. Well, here's I think the answer to
any of that is just get a ton of insurance.
I am a huge believer in insurance because if something
happens catastrophically and you have assets, now I don't know
if you have money.
Speaker 2 (09:33):
I don't know if well? Do you do? You guys
have money?
Speaker 4 (09:37):
Not him?
Speaker 5 (09:37):
I do well?
Speaker 2 (09:39):
But is the money held in your name?
Speaker 5 (09:43):
Right now?
Speaker 6 (09:44):
His name is on my bank account and mine, we're
both our names on the bank account.
Speaker 5 (09:48):
I show him, I'll take his name off the bank account.
Speaker 2 (09:51):
Yeah. No, is he on as an owner of the
account or is a signatory?
Speaker 5 (09:57):
I guess a signatory?
Speaker 2 (10:00):
Okay. What I would do is, yeah, get your name
off of everything. Uh.
Speaker 1 (10:04):
And they're still going to go after you something horrific happens.
He's still gonna go after anybody who has money in
the relationship there you is married to him? And yes,
how much insurance do you have on the card?
Speaker 4 (10:16):
You know?
Speaker 5 (10:18):
How much insurance do we have on the vehicle? Three
hundred thousand?
Speaker 2 (10:24):
Okay, three hundred dollars?
Speaker 1 (10:25):
Is that one fifty three hundred thousand, three hundred thousand total?
Speaker 5 (10:30):
Is it one fifty three hundred thousand, three hundred thousand
total eight thousand, three hundred thousand, one hundred thousand, So.
Speaker 1 (10:43):
It's one one hundred three hundred one for a minimal
of one one plaintiff. Yeah, that's probably enough. I mean,
I have. I have two fifty five hundred, and I
also have an umbrella policy for either a million or
a couple of million, just in case, you know, I
(11:03):
run over a group of kindergarten kids that are in
the crosswalk and I'm not paying attention and boom, you know,
I hit everybody and they go flying off into the
wilderness there. So yeah, I would take your to be safe,
I take your name off of everything, and then you
work from there. It's a good question, actually, absolutely a
good question.
Speaker 2 (11:22):
Hello, Tony, Tony welcome.
Speaker 4 (11:29):
Yeah, h hear me, Yes, all right. I had moved
into a house a month ago. One of the primary
purposes was to bring my brother out of a chair
facility and move him in. We found a mold in
(11:50):
the laundry room. As if that's not enough on its own,
the room that I was moving him into, going to
move him too, is right next to the laundry room.
I rented the house specifically with a downstairs bet and
baths for him. I'm his caretaker and I have the
power of attorney, so literally going to move him in tomorrow.
Speaker 2 (12:14):
Okay did you rent the places? Did you rent it?
Speaker 4 (12:17):
Yes?
Speaker 1 (12:17):
Okay, all right, So what you're saying, Well, what you're
saying is, or if I read it correctly, whatever liability
there is is exacerbated by the fact that you moved
your brother in for the purposes of taking care of him,
and it's particularly dangerous to him.
Speaker 2 (12:38):
I don't know.
Speaker 1 (12:39):
I don't know how important that is to the case,
even though obviously it's important to you. But I do
know that if the landlord or the agent knew about
the mold, they've got all kinds of problems.
Speaker 2 (12:52):
So how evident is the mold we.
Speaker 4 (12:56):
Tested it with an over the counter air test which
then came back positive, okay, is to send it to
send it to the lab.
Speaker 2 (13:07):
Can you see them? Can you see the mold?
Speaker 4 (13:10):
I think so?
Speaker 2 (13:12):
Okay, that's important.
Speaker 4 (13:13):
It looks like mold.
Speaker 2 (13:14):
Okay, that's important. Okay, And I'll tell you why.
Speaker 1 (13:18):
Because do you expect the either the landlord or the agent,
probably the landlord to go through every room and test
for mold if you can't see the mold, I would.
Speaker 4 (13:32):
I would think that he would have to test every room.
Speaker 2 (13:35):
I don't think he does. No, I don't think he does.
Speaker 4 (13:37):
Okay, Okay, then I'd be okay with that. So if
we just stayed with the existing room that we tested.
Speaker 2 (13:44):
And it doesn't matter if you test it, can you
see it for him? For the landlord to be liable.
Speaker 1 (13:49):
What if he says, I didn't know you can't see
the mold.
Speaker 2 (13:53):
I didn't know there was mold there.
Speaker 4 (13:56):
Okay, I hear you. I've informed him, sent him the
HAST lab results yesterday and he asked, is it visible?
I said, the plumber that came by said it is.
Speaker 1 (14:09):
Now he has to do okay, got it. So now
you've told him there was mold. We don't know if
you can see it or not. But the tests have
come in. Your tests have come in, which are they
determinedive or not? Because what if he brings in his
people that say it's not mold and be prepared for
that one. And if it is mold, he has to sorry,
(14:35):
I just coughed my way through that one. He has
to mediate. He has to mediate that mold. He absolutely
has to. Is that the right word?
Speaker 2 (14:44):
Mediate? Anyway, he has to he has to do. He
has to deal with mold. He has no choice.
Speaker 1 (14:51):
Now, the fact that your brother is not there, you
know the fact that your brother needs uh, you know,
needs a place.
Speaker 2 (15:00):
This mold free. That's not his problem.
Speaker 1 (15:03):
His problem is if they're a mold and it's their
mold and he has no liability because he didn't see
it and it tests positive.
Speaker 2 (15:15):
His job is to take care of it. That's it.
Speaker 1 (15:19):
So you let him know, you send him the tests,
and you go, I want this taken care of and
he has to do it very quickly.
Speaker 2 (15:25):
He can't take his time. He's got to move on it.
Speaker 1 (15:29):
And as far as your brother is concerned, Uh well,
let me ask you something.
Speaker 2 (15:33):
Does the landlord even know the issue around about your brother?
Speaker 4 (15:37):
Yes, he does, Okay, but that doesn't okay.
Speaker 1 (15:41):
I know, I understand, but that just makes an moral
issue that he had a duty to jump on it immediately.
Speaker 2 (15:47):
But if he didn't know it, hold it.
Speaker 4 (15:50):
If you're saying that's basically the perimeters of his liability,
and I'm okay with it. I'm not looking to squeeze
this guy with you.
Speaker 2 (15:58):
I don't know what you know. Okay.
Speaker 4 (16:03):
Then here's another specific question. My brother was set to
be discharged, authorized to be discharged from the car facility
into our new home right before the first of December. Okay,
if I've got to leave him there while he does
the mitigation on the laundry room, which is right next
to his bedroom. If I've got to leave my brother,
(16:25):
I've got to pay another monthly see at the yah.
Speaker 1 (16:28):
But it's it's not the landlord's problem.
Speaker 2 (16:32):
It doesn't matter. Is he liable for mold?
Speaker 1 (16:36):
Yes he is, if he can see it, if you
knew it before, If he if it is mold that
you couldn't see, all he has a duty is to
deal with it as quickly as possible. The fact that
your brother is ill and he needs a place, that's
not the landlord's problem.
Speaker 2 (16:52):
It isn't.
Speaker 4 (16:53):
Well, I'm what I was going to do, depending on
what you said or direction you led me in, what
I was going to do is say, look, do you
pay the fee for him to stay another month while
you go ahead?
Speaker 2 (17:04):
Of course, yeah, you negotiate all of that.
Speaker 1 (17:07):
Of course, you negotiate all that, and you say, you know,
and you tell them, hey, if we end up suing you,
and look at what these cases are, you can really buy.
Speaker 2 (17:19):
You can really be taking the lunch on this one.
And so you negotiate that. I'm sorry, he knows the
prim You let him know. You let him know.
Speaker 1 (17:31):
It's that simple, all right, what happens if you get
into an accident and you get into a rear ender,
someone else is at fault. Someone t bones you and
someone else is at fault. God forbid, someone runs over you,
clearly they're at fault. Or excuse me, you go to
a big box store and boxes fall on you. I've
(17:53):
had those cases also. Well. I obviously what I tell
people is you got to go to an attorney. I mean,
you can't do this one on your own. We just
had a case that was discussed this even this past
hour or the hour before that. Someone went to one
of those lawyers that advertise on billboards and was not
happy with the outcome. I was not happy with what
(18:16):
the lawyer said. And so this is why I created
handle on the Law dot Com. Handle on the Law
dot Com is about attorneys who represent you and they
are vetted and if there is a problem, I make
the phone call. For example, if one of these lawyers
are representing you and you're not happy with what's whatever's
(18:38):
going on the speed of their lawsuit or their representation,
or you're not happy with the settlement, you go to
handle on the Law dot com vetted lawyers and if
there's a problem. I make the phone call to make
sure that everything is copasetic. So if you've been injured
a car accident, motorcycle accidents, slip and fall, getting bashed
(19:01):
on the head by a box, you go to the store,
visit Handle on the Law dot Com. That's handle on
the law dot Com. This is Handle on the Law.
Speaker 4 (19:13):
You're listening to Bill Handle on demand from KFI AM
six forty.
Speaker 2 (19:20):
KFI AM six forty. Handle here.
Speaker 1 (19:23):
Another half hour to go on the show on the air,
but then I'm going to continue on with calls after
the show after I'm off the air, as I say goodbye,
so I'll tell you about that a little bit later.
Speaker 2 (19:35):
And welcome back.
Speaker 1 (19:36):
Handle on the Law Marginal Legal Advice, where I tell
you you have a new case, Leo, you're up.
Speaker 2 (19:43):
Welcome.
Speaker 7 (19:45):
Yes, we've got a house that we're considering selling that
will probably sell for around three million. And I'm wondering,
for example, when you sold the Persian Palace, did you
use one of those services to buy your house.
Speaker 4 (19:58):
As is now?
Speaker 2 (20:00):
No, No, I did not.
Speaker 1 (20:02):
I use the real intern And I'll tell you why,
because you make more money when.
Speaker 2 (20:08):
You sell your house with a realtor. Now is there
by the way.
Speaker 1 (20:11):
The only reason this is not a legal question, but
I'm answering because I do commercials for a company that
does buy houses as is.
Speaker 2 (20:17):
And here is the difference.
Speaker 1 (20:19):
The as is companies, including the one I advertise for,
they buy the house immediately, right.
Speaker 2 (20:25):
You do nothing, and it happens literally in a matter
of days.
Speaker 1 (20:30):
You're done, and you get depending on the company, you
get a reasonable price for it. You get top dollar,
not even close. Could you get more money, yes you can.
How do you get more money? Will you list it
with a real estate broker? And then the place has
to look spotless.
Speaker 2 (20:46):
I mean you can.
Speaker 1 (20:47):
Sell a house that doesn't look model ready. No decent
real estate realtor will let you do that. Okay, no
agent will let you do that. It has to look
as good as it possibly can, and you have to
do it. I mean, they're not going to do it
for you. And then a low ball offer is going
to come in. It always does, and then you got
the negotiations back and forth, and there may be contingencies
(21:07):
and s crows can.
Speaker 2 (21:08):
Go on for a long time.
Speaker 1 (21:11):
I was very lucky, and it still took two months
for me to sell the house, So it depends how
quickly you want out. It depends are you willing to
do all of that? I was that was easy because
there was no pressure for me to go. If there
is a contingency, if there's a pressure, if there's another
house out there that you are looking to buy and
(21:33):
you can't buy until you sell your house, you have
to think about it because you have no control over
how long escrows are going to be the as is companies,
you know, I mean, it happens is right there. I
mean literally in a matter of days. You're done and
you're but you're not gonna get as much money. Are
you gonna get ridiculously low money?
Speaker 4 (21:48):
No?
Speaker 2 (21:49):
No, because the good ones don't lowball you.
Speaker 1 (21:51):
Now, the other issue is a three million dollar house.
I don't know if any company that buys a three
million dollar house and is company. I do not know
anyone that does. That's your other problem. So you know,
I suggest you do. I have them come out. There's
no obligation. No, you haven't come out. You interview a
couple of real estate agents. They're going to tell you
(22:12):
why it's so much better to go with a real
estate agent. And the as is companies are going to
tell you why you should go with them, and then
you make up your mind. You know, but those are
the two differences. How much time do you have? Are
you willing to do that work? Are you willing to
have people come into the house and you can't be there?
(22:33):
Are you willing to have the open houses? Or you
have to bail it? It all depends on how you feel.
Speaker 2 (22:39):
I was prepared to do all of.
Speaker 7 (22:40):
That because I had no pressure to you answered, okay,
you answer the question.
Speaker 2 (22:46):
I there you go. Not a problem.
Speaker 1 (22:48):
Yeah, because that's that's actually always the case. And those
were the legitimate as is as is companies. Uh, and
then there's some that aren't. But that's why you look
and that's why. Yeah, I do commercials for one, so
you know that's legit. All right. How are we doing here? Oh? Okay,
(23:08):
we're good for time?
Speaker 2 (23:10):
Uh?
Speaker 1 (23:10):
Oh Deelia, Hi, Odelia, welcome, yes Odel, yes hi.
Speaker 2 (23:18):
Yes hi.
Speaker 8 (23:19):
My name is military Military Reservists. I got injured in
one of our trainings. I've been trying for almost a
year and a half to get the line of beauty
paperwork signed by the unit and you're not doing it.
Speaker 1 (23:42):
Okay, well the unit doesn't hold on wait, wait, the
unit doesn't sign it, some superior officer signs it, or
a medical officer signs it, and that has not happened yet. Okay,
have you contacted the unit whoever the captain is, or
the major whoever is in charge of the unit, and
or the medical officer attached to the unit.
Speaker 8 (24:05):
Yes, we did all that that the final signature is
not happening.
Speaker 2 (24:12):
Okay, have you got you know?
Speaker 4 (24:13):
Why?
Speaker 2 (24:14):
What have they have they told you? Have they told
you why? Adelia?
Speaker 5 (24:20):
It's in process?
Speaker 9 (24:21):
Constant is in process?
Speaker 2 (24:23):
Oh, it's in process. Uh. Yeah, that's an interesting one.
Speaker 1 (24:27):
Uh. You know you're going to go to court against
the United States government?
Speaker 2 (24:31):
Is that what you're gonna do?
Speaker 8 (24:33):
Uh?
Speaker 1 (24:33):
And have a no I understand, No, no, I I know,
I understand the frustration. I'm just trying to figure out
what you can do about it. And unfortunately, your injury
was not an Amazon truck driver running over your head.
Speaker 2 (24:48):
That's an easy one. Uh.
Speaker 1 (24:50):
The one that is not so easy is your circumstance
where you are entitled to disability.
Speaker 2 (24:56):
The Army is uh not writing the.
Speaker 1 (24:59):
Final disability agreement or the Okay, and so what do
you do when I'm telling you is going to court.
Speaker 2 (25:05):
I don't think so there are you know, let me
do this.
Speaker 1 (25:09):
There are organizations out there that represent service members and
they do it for free. There are veterans organizations, and
that's where I would go at this point, Just to
start at that point, because obviously you individually going with
against your unit that doesn't want to sign your paperwork. Okay,
(25:31):
I mean clearly a year and a half and they
still haven't signed it, and they're saying it's in process.
Speaker 2 (25:35):
That's a bunch of crap.
Speaker 1 (25:36):
And it doesn't take a year and a half to
get a signature for disability. So I would just do
a little research under veterans medical disability and just start
writing those up, and I think you'll be okay, or
at least you'll get some help.
Speaker 2 (25:52):
That's what I would do.
Speaker 1 (25:54):
I can't tell you, oh, you got to sue, you know,
suing the federal government is appsbsolutely no joke whatsoever.
Speaker 2 (26:02):
Carol, Hello, Carol, welcome.
Speaker 10 (26:06):
Hi.
Speaker 9 (26:07):
I am an attorney that handled my divorce and I
think she took advantage of me because it costs about
three hundred and fifty thousand dollars when we only had
a home and no children between the two of us. Anyway,
I've been paying her now five hundred dollars every other month,
and I still owe about eighty six thousand dollars. But
I'm going to retire at the end of the year,
(26:28):
so I'll have a fixed income and I can't continue
to pay this. Right Should I send her a letter.
Speaker 2 (26:34):
That, yeah, I would just stop paying her.
Speaker 1 (26:36):
I know I would just I would just stop paying
her and say take me to court.
Speaker 4 (26:40):
What.
Speaker 9 (26:42):
Yeah, I don't know how she would.
Speaker 1 (26:45):
I don't know how she could ever justify three hundred
and fifty thousand dollars over a home worth one hundred
thousand dollars, if I have that correctly, And that is insane.
At some point, when did you figure out that you
were overcharge? When did it occur to you that maybe
this isn't kosher.
Speaker 9 (27:04):
There was a point when she put a lien on
my house and I said, you know, maybe let's just
stop the divorce. Well let's just stop it. And she
told me no, that that would cost more money to stop.
Speaker 1 (27:14):
Oh yeah, you got, you got, you got what she
had called me. If I am six forty bill handle
here Saturday Morning Shows almost over last segment, but I
will continue to answer your phone calls off the air,
and I can use them for future broadcasts when I
go on vacation things like that, and so the number
(27:35):
stays the same.
Speaker 2 (27:36):
So the numbers we have lines open right now.
Speaker 1 (27:39):
If you happen to be on hold as I end
the show, stay put and I'll get to you right
after I lock out and say goodbye. And keep in
mind during the next segment after the show is over
and I'm taking phone calls off the air, there are
no commercial breaks. I mean that, no weather, no traffic,
no Heather Brooker, who is telling you what's going on
(28:00):
in the world, which is depressing as hell, and you
want to kill yourself.
Speaker 2 (28:03):
And I can hear you. I know you can.
Speaker 1 (28:06):
It's true, I Heather, I think you're great. I just
don't want to hear what you have to say. It's
so it's so incredibly suicidal. I mean, get pardon it said,
how dare you?
Speaker 2 (28:18):
Yeah?
Speaker 1 (28:18):
I know, well, I'm you know. My favorite character in
the world is e Or from Winnie the Pooh, Right,
life is crap. Anyway, we go right through all the
phone calls, so that's not a problem. And the phone
number is a and you can still call after the
show locks out, So the number is still eight hundred
five two zero one five three four. That's eight hundred
(28:40):
five two zero one five three four lines are open,
and you're gonna you know, you're not gonna be hung
up on or not gonna say goodbye, So I'll keep
on going. Eight hundred five to zero one five three four. Okay,
welcome back. Handle on the law marginal legal Legal advice
where I tell you you have epsosolutely no case.
Speaker 2 (29:01):
Hello, Joe, Yes sir, what can I do for yes?
Speaker 10 (29:06):
Yes, oh, mister handl I just have a question about
the family trust. Do we have used a lawyer or
it have some way to self doing?
Speaker 2 (29:18):
It depends on where you're from, Joe, Where are you from.
Speaker 10 (29:24):
California?
Speaker 1 (29:25):
Originally that is not a California accent. Where are you from?
Speaker 10 (29:29):
Oh, I'm from Indonesia, Indonesia.
Speaker 1 (29:33):
Yeah, you got you need a lawyer? F you're from Indonesia? Yeah, okay.
Let me explain to you why you do or you don't.
First of all, how much money do you have that
you want to put into the trust?
Speaker 10 (29:44):
Well, it's whatever in the bank, and the most important
is the property.
Speaker 2 (29:51):
Okay, And do you need a lawyer for that. Who
are the beneficiaries? It goes to how many people?
Speaker 10 (29:58):
Just my wife and my son.
Speaker 1 (30:01):
Okay, so it's going to be your both you, your
wife and your son are going to be trustees probably
of the trust. And you're part of it if you
if you have a separate trust. And here is the question,
do you plan on having a trust that you and
your wife control or just you.
Speaker 10 (30:18):
Me and my wife.
Speaker 1 (30:19):
Okay, that that gets easy. Yeah, you can do everything.
Everything goes into the trust that you have. You throw
everything in, mainly your house and the bank accounts now
belong to the trust. So it's and uh, it goes
it's transferred from the bank into the trust of Joe
Indonesian Joe, and your wife is part of it. And
(30:39):
it's here's what you do, and that is you're both trustees.
If one of you die, it goes to the other one. Uh.
And if the other one dies, it goes to you.
And if you both die, then it goes to your son.
And it's it's easy to do. You can do it
on considering what you're doing. I don't think you need
a lawyer. I don't think you need a lawyer, Joe.
It's real, simple, simple. You have the simplest of all trusts,
(31:02):
so there isn't a problem. How much money is there
in the.
Speaker 10 (31:04):
Bank, well, about one hundreds.
Speaker 3 (31:10):
I don't know.
Speaker 10 (31:10):
My wife control it, but I don't. I don't.
Speaker 1 (31:13):
Oh, okay, so you're not going to see a dive anyway.
You know your wife is going to grab the money
and go off. How old your wife?
Speaker 10 (31:23):
Uh, sixty fifty?
Speaker 1 (31:27):
Okay, yeah, sure, okay, you certainly uh yeah, we're really
jump on top of that.
Speaker 2 (31:32):
Okay. Do you have a house, yes? Okay.
Speaker 1 (31:37):
Do you have a gardener of that house? No, you
don't have a gardener. You take care of your own gardening.
Speaker 4 (31:45):
Yes, yes, okay, all right, so exercise that's.
Speaker 2 (31:47):
The only Okay, I got it, I got it.
Speaker 1 (31:50):
I was just thinking about, you know, running off with
the gardener who's a lot younger, and grabbing all the money.
But that only happens in my life, not anybody else's.
Speaker 2 (32:01):
Yeah, the trust should be fairly easy to do. You
throw everything into the trust. You're right up the trust.
Speaker 1 (32:07):
It wouldn't hurt to have an attorney, it really wouldn't.
You're only talking about maybe fifteen hundred dollars, and yeah,
I don't think you need one, but I would get
one if I were you. Okay, it's a good idea.
It's better better to be careful than not. And he
does his own gardening too. Frankly, I don't know anybody
does that their own gardening and they own a home.
(32:27):
But this is southern California. Oh no, all the gardeners
are being picked up. That's right. There isn't a gardener
left anywhere in southern California. All right, before we bail
real quickly, let me tell you about Zelman's minty mouth mints.
Now it's not even a bit. It's Selman's minteam mouth,
and they should call it. Well, it is Zelman's mintea
mouth and not quite a mint, or it does more
(32:48):
than a min Here's what Zelman's does do. It's a
dual action functional breath freshener. There's these little capsules that
are made out of parsley seed oil covered with a
nice strong mintee covering, and you put those in your mouth,
You pop me in and then you do what you do,
sucking on the mint, et cetera. And when that's gone,
you either swallow or bite into the capsule going into
(33:10):
your stomach where bad breath can actually start. People don't
realize not just your mouth, I mean it comes out
of your stomach too, and Zelmans takes care of that,
and no mint in the world does. Now coming up
on Tuesday is Pastafon where we are collecting money to
help Caterina's Club, the charity that we help, and Zelman's
(33:33):
will be there giving out free samples and their new
flavor is Spearmint in addition to the normal Zelman's flavor.
Speaker 2 (33:42):
So come on out.
Speaker 1 (33:43):
It's an Anaheim at the Anaheim White House, or you
can order Zelmans right now. Keep in mind, a percentage
of sales during pastathon goes matter.
Speaker 2 (33:51):
Of fact, scent.
Speaker 1 (33:53):
A percentage of sales now through postathon goes to the
charity z e l m I n Xelmans dot com
Zelmans at z E l M I n S. Keep
in mind a portion does feed the kids. And if
you don't buy the kids starved. I just want to
let you know, are you going to be responsible for
(34:13):
kids starving to death? That's what happens if you don't
buy z elements or you to feed them. If you
do buy z Elements Zelmans dot com. This is handle
on the law.
Speaker 2 (34:25):
You've been listening to the Bill Handle Show.
Speaker 1 (34:27):
Catch My Show Monday through Friday, six am to nine am,
and anytime on demand on the iHeartRadio app.
You're listenings KFI AM six forty the Bill Handles show
on demand on the iHeartRadio f KFI AM six forty
Bill Handle Here, one more hour to go on The
Legal Show where I answer your marginal legal questions with
marginal legal advice. Coming up at eleven o'clock it's Rich
(00:23):
Murrow with the Tech Show. This afternoon two o'clock till five,
The FOK Report with Neil Savedra, one of my best
friends and he was best man of my wedding.
Speaker 2 (00:36):
That's how close we are.
Speaker 1 (00:38):
And coming up on Tuesday, it's going to be Pastathon.
Pastathon is the charity that KFI is involved with and
every year we raise money for Caterina's Club, the charity
that Bruno who owns Anaheim White House, created and we
have been part of it our radio station. And you
(00:58):
if you donate money, I mean out you're donating. There
isn't much there and we raised a ton of money
last year. We're a good percentage of their entire budget.
So go to Pastathon dot go to kf I AM
six forty dot com and you can click onundo Pastathon.
That's KFI A M six forty excuse me dot com
or you can go to KFI AM six forty dot
com slash pastathon that works too. And on Tuesday, we're
(01:22):
gonna be broadcasting at the line and at the Anaheim
White House. Wor do you and come in join us?
It starts with wake upcall and that is the people
that work with me on my show, and that's Amy
and Will and then Neil and I come aboard right
up until nine o'clock and we're gonna be there in
the morning.
Speaker 2 (01:39):
And if you come in the morning, and this.
Speaker 1 (01:40):
Is my contracts as this, they'll be real jew bagels,
and they'll be coffee and pastries, et cetera. And the
reason we put real jew bagels is they kept on
giving us store bagels. And you know what bagels you
get from the supermarket. When they say bagels, you know
what they really call that.
Speaker 2 (01:58):
It's bread? Okay, bagels? All right?
Speaker 1 (02:01):
So that's Tuesday, the Anaheim White House, all right. Phone
numbers eight hundred five two zero one five three four.
Eight hundred five two zero one five three four. That's
the number.
Speaker 2 (02:12):
We do have lines open because it's top of the hour.
Speaker 1 (02:15):
This is handle on the Law Marginal legal Advice, where I.
Speaker 2 (02:20):
Tell you have absolutely no case.
Speaker 1 (02:22):
Well, here is a case that may have super legs,
and it has to do with meta YouTube, TikTok, and snapchot.
Speaker 2 (02:31):
Snapchat being sued by a bunch.
Speaker 1 (02:35):
Of school districts and a bunch of states individuals attorneys
general from the states against these four companies. And why
is that Well, because these companies know exactly how addictive
their platforms are to teens and they continue to target teams. Anyway,
(02:56):
those are the allegations that the school district and the
other plaintiffs are making in this lawsuit. And according to
they're saying, the plaintiffs are saying that these companies know
exactly how addictive their platforms are to teens and continue
to target them. And what are they bringing in as
evidence newly unsealed legal filings that quote the company's own
(03:21):
internal documents WHOA one of the meta researchers said in
an Instagram and an internal chat ig Instagram is a drug.
We're basically pushers. That's one of the emails that was
put into evidence. An internal TikTok report said that quote
(03:43):
miners do not have executive mental function to control their
screen time. Another allegation Snapchat is Snapchat executives once acknowledge
users who have the snap Chat addiction have no room
for anything else. Snap dominates their life. Now that's the allegation.
(04:08):
If it turned out to be true, you're going to
see a settlement and they're not going to go to
trial on this unless they think that they're right.
Speaker 2 (04:15):
They're going to settle this case.
Speaker 1 (04:16):
And it is going to be an insane amount of
money for the settlement because look at hundreds of plaintiffs,
I mean, attorneys general from dozens of states across the country,
individuals and school districts. I mean, can you imagine. So
this reminds me of two other incidents Big Tobacco settled
(04:42):
for I think fifty three billion dollars over the course
of years. Why Well, because Big Tobacco, knowing that nicotine,
knowing that cigarettes cause cancer, did not tell anyone. As
a matter of fact, after they figured out, i mean
(05:03):
their own internal research figured out there was a connection
between cigarettes and cancer, they kept on saying that cigarettes.
Speaker 2 (05:10):
Were perfectly safe for you.
Speaker 1 (05:12):
And I remember there was a hearing, a congressional hearing
in which all the CEOs from the major tobacco companies
were there and one of the congress people, and they're
all sitting there on the same table, said, how many
of you don't believe that nicotine is addictive? Every one
(05:33):
of them raise their hands. Nope, we don't believe it's
addictive nicotine. Yeah, okay, So as the tobacco companies, how
about big Pharma, Big Pharma, in light of both President
Biden and President Trump attacking the prices that big Pharma
is charging consumers, big Pharma has actually said, during the
(05:57):
course of the attack on their prices and the forcing
the lowering of their prices, they actually said, Big Pharma,
these various companies actually said that higher prices are good
for the consumer and lower prices are bad for the consumer.
What are you talking about? And then the argument is that,
(06:20):
of course, higher prices mean they have more money for
R and D, and they're going to be creating new
drugs and new testing, and they're going to put on
the market drugs for diseases and sicknesses that we don't have,
or making these drugs that do a better job. And
then the argument is, well, how come you don't do
that for the rest of the world. Why does the
(06:42):
same drug cost a third of as much as it
does in Mexico as it does here or in Canada
where and this huge number of people who are ill,
particularly elderly people, go across the border and buy their drugs.
You can't do that, so illegal, but they do it anyway.
And that's not particular enforced. I mean, how do they
(07:02):
ball have the balls to say that? Literally, they said
that higher prices are good for you.
Speaker 2 (07:11):
Seriously. Okay, let's go ahead and take a break.
Speaker 1 (07:16):
We'll take an early break and then come back and
do plenty and plenty of phone calls. This is Handle
on the Law KFI handle here eight.
Speaker 2 (07:27):
Hundred five two zero one five three four. Eight hundred
five two zero one five three four.
Speaker 1 (07:33):
Welcome back, Handle on the Law, Michael Europe, Welcome to
the show.
Speaker 2 (07:39):
What can I do for you?
Speaker 3 (07:40):
Oh? Hello Bill, Bill. I there's a Blue Cross Blue
Shield settlement that's, you know, waiting to be distributed the
funds for the people that were overcharged in the northern
Florida area and this has been going on several years.
Are there any revenues that we can go down to
(08:01):
find out why?
Speaker 4 (08:02):
Yeah?
Speaker 1 (08:03):
Contact sure, you contact the law firms that are representing
the class and you talk to them because you're in
the class. Obviously, it's just and it can take years,
by the way, it literally can take years to this
for this thing that happened.
Speaker 2 (08:19):
So they'll give you a good idea of where.
Speaker 1 (08:22):
They are in the settlement and how long it takes
because they're representing you.
Speaker 2 (08:26):
So that's the easy one.
Speaker 1 (08:28):
Just call the law firm and you can look that
up in two seconds. Two seconds, Blue Cross, Blue Shield
class action lawsuit and you're gonna be fine. You'll find
out who represents who on this one.
Speaker 2 (08:41):
Sherry, Hello, Sherry.
Speaker 5 (08:44):
Hi Bill. I'd like to know. My husband and I
are both.
Speaker 6 (08:50):
On our registration for our vehicle. I have been declared
legally blind, so I've been taking off the insurance and
no longer drive. Now, if my husband drives and gets
into an accident, am I going to be held responsible too?
Or should I take my name off the registration and
just leave his on.
Speaker 1 (09:11):
I don't think it really matters, uh that it's it
depends on Uh. Well, here's I think the answer to
any of that is just get a ton of insurance.
I am a huge believer in insurance because if something
happens catastrophically and you have assets, now I don't know
if you have money.
Speaker 2 (09:33):
I don't know if well? Do you do? You guys
have money?
Speaker 4 (09:37):
Not him?
Speaker 5 (09:37):
I do well?
Speaker 2 (09:39):
But is the money held in your name?
Speaker 5 (09:43):
Right now?
Speaker 6 (09:44):
His name is on my bank account and mine, we're
both our names on the bank account.
Speaker 5 (09:48):
I show him, I'll take his name off the bank account.
Speaker 2 (09:51):
Yeah. No, is he on as an owner of the
account or is a signatory?
Speaker 5 (09:57):
I guess a signatory?
Speaker 2 (10:00):
Okay. What I would do is, yeah, get your name
off of everything. Uh.
Speaker 1 (10:04):
And they're still going to go after you something horrific happens.
He's still gonna go after anybody who has money in
the relationship there you is married to him? And yes,
how much insurance do you have on the card?
Speaker 4 (10:16):
You know?
Speaker 5 (10:18):
How much insurance do we have on the vehicle? Three
hundred thousand?
Speaker 2 (10:24):
Okay, three hundred dollars?
Speaker 1 (10:25):
Is that one fifty three hundred thousand, three hundred thousand total?
Speaker 5 (10:30):
Is it one fifty three hundred thousand, three hundred thousand
total eight thousand, three hundred thousand, one hundred thousand, So.
Speaker 1 (10:43):
It's one one hundred three hundred one for a minimal
of one one plaintiff. Yeah, that's probably enough. I mean,
I have. I have two fifty five hundred, and I
also have an umbrella policy for either a million or
a couple of million, just in case, you know, I
(11:03):
run over a group of kindergarten kids that are in
the crosswalk and I'm not paying attention and boom, you know,
I hit everybody and they go flying off into the
wilderness there. So yeah, I would take your to be safe,
I take your name off of everything, and then you
work from there. It's a good question, actually, absolutely a
good question.
Speaker 2 (11:22):
Hello, Tony, Tony welcome.
Speaker 4 (11:29):
Yeah, h hear me, Yes, all right. I had moved
into a house a month ago. One of the primary
purposes was to bring my brother out of a chair
facility and move him in. We found a mold in
(11:50):
the laundry room. As if that's not enough on its own,
the room that I was moving him into, going to
move him too, is right next to the laundry room.
I rented the house specifically with a downstairs bet and
baths for him. I'm his caretaker and I have the
power of attorney, so literally going to move him in tomorrow.
Speaker 2 (12:14):
Okay did you rent the places? Did you rent it?
Speaker 4 (12:17):
Yes?
Speaker 1 (12:17):
Okay, all right, So what you're saying, Well, what you're
saying is, or if I read it correctly, whatever liability
there is is exacerbated by the fact that you moved
your brother in for the purposes of taking care of him,
and it's particularly dangerous to him.
Speaker 2 (12:38):
I don't know.
Speaker 1 (12:39):
I don't know how important that is to the case,
even though obviously it's important to you. But I do
know that if the landlord or the agent knew about
the mold, they've got all kinds of problems.
Speaker 2 (12:52):
So how evident is the mold we.
Speaker 4 (12:56):
Tested it with an over the counter air test which
then came back positive, okay, is to send it to
send it to the lab.
Speaker 2 (13:07):
Can you see them? Can you see the mold?
Speaker 4 (13:10):
I think so?
Speaker 2 (13:12):
Okay, that's important.
Speaker 4 (13:13):
It looks like mold.
Speaker 2 (13:14):
Okay, that's important. Okay, And I'll tell you why.
Speaker 1 (13:18):
Because do you expect the either the landlord or the agent,
probably the landlord to go through every room and test
for mold if you can't see the mold, I would.
Speaker 4 (13:32):
I would think that he would have to test every room.
Speaker 2 (13:35):
I don't think he does. No, I don't think he does.
Speaker 4 (13:37):
Okay, Okay, then I'd be okay with that. So if
we just stayed with the existing room that we tested.
Speaker 2 (13:44):
And it doesn't matter if you test it, can you
see it for him? For the landlord to be liable.
Speaker 1 (13:49):
What if he says, I didn't know you can't see
the mold.
Speaker 2 (13:53):
I didn't know there was mold there.
Speaker 4 (13:56):
Okay, I hear you. I've informed him, sent him the
HAST lab results yesterday and he asked, is it visible?
I said, the plumber that came by said it is.
Speaker 1 (14:09):
Now he has to do okay, got it. So now
you've told him there was mold. We don't know if
you can see it or not. But the tests have
come in. Your tests have come in, which are they
determinedive or not? Because what if he brings in his
people that say it's not mold and be prepared for
that one. And if it is mold, he has to sorry,
(14:35):
I just coughed my way through that one. He has
to mediate. He has to mediate that mold. He absolutely
has to. Is that the right word?
Speaker 2 (14:44):
Mediate? Anyway, he has to he has to do. He
has to deal with mold. He has no choice.
Speaker 1 (14:51):
Now, the fact that your brother is not there, you
know the fact that your brother needs uh, you know,
needs a place.
Speaker 2 (15:00):
This mold free. That's not his problem.
Speaker 1 (15:03):
His problem is if they're a mold and it's their
mold and he has no liability because he didn't see
it and it tests positive.
Speaker 2 (15:15):
His job is to take care of it. That's it.
Speaker 1 (15:19):
So you let him know, you send him the tests,
and you go, I want this taken care of and
he has to do it very quickly.
Speaker 2 (15:25):
He can't take his time. He's got to move on it.
Speaker 1 (15:29):
And as far as your brother is concerned, Uh well,
let me ask you something.
Speaker 2 (15:33):
Does the landlord even know the issue around about your brother?
Speaker 4 (15:37):
Yes, he does, Okay, but that doesn't okay.
Speaker 1 (15:41):
I know, I understand, but that just makes an moral
issue that he had a duty to jump on it immediately.
Speaker 2 (15:47):
But if he didn't know it, hold it.
Speaker 4 (15:50):
If you're saying that's basically the perimeters of his liability,
and I'm okay with it. I'm not looking to squeeze
this guy with you.
Speaker 2 (15:58):
I don't know what you know. Okay.
Speaker 4 (16:03):
Then here's another specific question. My brother was set to
be discharged, authorized to be discharged from the car facility
into our new home right before the first of December. Okay,
if I've got to leave him there while he does
the mitigation on the laundry room, which is right next
to his bedroom. If I've got to leave my brother,
(16:25):
I've got to pay another monthly see at the yah.
Speaker 1 (16:28):
But it's it's not the landlord's problem.
Speaker 2 (16:32):
It doesn't matter. Is he liable for mold?
Speaker 1 (16:36):
Yes he is, if he can see it, if you
knew it before, If he if it is mold that
you couldn't see, all he has a duty is to
deal with it as quickly as possible. The fact that
your brother is ill and he needs a place, that's
not the landlord's problem.
Speaker 2 (16:52):
It isn't.
Speaker 4 (16:53):
Well, I'm what I was going to do, depending on
what you said or direction you led me in, what
I was going to do is say, look, do you
pay the fee for him to stay another month while
you go ahead?
Speaker 2 (17:04):
Of course, yeah, you negotiate all of that.
Speaker 1 (17:07):
Of course, you negotiate all that, and you say, you know,
and you tell them, hey, if we end up suing you,
and look at what these cases are, you can really buy.
Speaker 2 (17:19):
You can really be taking the lunch on this one.
And so you negotiate that. I'm sorry, he knows the
prim You let him know. You let him know.
Speaker 1 (17:31):
It's that simple, all right, what happens if you get
into an accident and you get into a rear ender,
someone else is at fault. Someone t bones you and
someone else is at fault. God forbid, someone runs over you,
clearly they're at fault. Or excuse me, you go to
a big box store and boxes fall on you. I've
(17:53):
had those cases also. Well. I obviously what I tell
people is you got to go to an attorney. I mean,
you can't do this one on your own. We just
had a case that was discussed this even this past
hour or the hour before that. Someone went to one
of those lawyers that advertise on billboards and was not
happy with the outcome. I was not happy with what
(18:16):
the lawyer said. And so this is why I created
handle on the Law dot Com. Handle on the Law
dot Com is about attorneys who represent you and they
are vetted and if there is a problem, I make
the phone call. For example, if one of these lawyers
are representing you and you're not happy with what's whatever's
(18:38):
going on the speed of their lawsuit or their representation,
or you're not happy with the settlement, you go to
handle on the Law dot com vetted lawyers and if
there's a problem. I make the phone call to make
sure that everything is copasetic. So if you've been injured
a car accident, motorcycle accidents, slip and fall, getting bashed
(19:01):
on the head by a box, you go to the store,
visit Handle on the Law dot Com. That's handle on
the law dot Com. This is Handle on the Law.
Speaker 4 (19:13):
You're listening to Bill Handle on demand from KFI AM
six forty.
Speaker 2 (19:20):
KFI AM six forty. Handle here.
Speaker 1 (19:23):
Another half hour to go on the show on the air,
but then I'm going to continue on with calls after
the show after I'm off the air, as I say goodbye,
so I'll tell you about that a little bit later.
Speaker 2 (19:35):
And welcome back.
Speaker 1 (19:36):
Handle on the Law Marginal Legal Advice, where I tell
you you have a new case, Leo, you're up.
Speaker 2 (19:43):
Welcome.
Speaker 7 (19:45):
Yes, we've got a house that we're considering selling that
will probably sell for around three million. And I'm wondering,
for example, when you sold the Persian Palace, did you
use one of those services to buy your house.
Speaker 4 (19:58):
As is now?
Speaker 2 (20:00):
No, No, I did not.
Speaker 1 (20:02):
I use the real intern And I'll tell you why,
because you make more money when.
Speaker 2 (20:08):
You sell your house with a realtor. Now is there
by the way.
Speaker 1 (20:11):
The only reason this is not a legal question, but
I'm answering because I do commercials for a company that
does buy houses as is.
Speaker 2 (20:17):
And here is the difference.
Speaker 1 (20:19):
The as is companies, including the one I advertise for,
they buy the house immediately, right.
Speaker 2 (20:25):
You do nothing, and it happens literally in a matter
of days.
Speaker 1 (20:30):
You're done, and you get depending on the company, you
get a reasonable price for it. You get top dollar,
not even close. Could you get more money, yes you can.
How do you get more money? Will you list it
with a real estate broker? And then the place has
to look spotless.
Speaker 2 (20:46):
I mean you can.
Speaker 1 (20:47):
Sell a house that doesn't look model ready. No decent
real estate realtor will let you do that. Okay, no
agent will let you do that. It has to look
as good as it possibly can, and you have to
do it. I mean, they're not going to do it
for you. And then a low ball offer is going
to come in. It always does, and then you got
the negotiations back and forth, and there may be contingencies
(21:07):
and s crows can.
Speaker 2 (21:08):
Go on for a long time.
Speaker 1 (21:11):
I was very lucky, and it still took two months
for me to sell the house, So it depends how
quickly you want out. It depends are you willing to
do all of that? I was that was easy because
there was no pressure for me to go. If there
is a contingency, if there's a pressure, if there's another
house out there that you are looking to buy and
(21:33):
you can't buy until you sell your house, you have
to think about it because you have no control over
how long escrows are going to be the as is companies,
you know, I mean, it happens is right there. I
mean literally in a matter of days. You're done and
you're but you're not gonna get as much money. Are
you gonna get ridiculously low money?
Speaker 4 (21:48):
No?
Speaker 2 (21:49):
No, because the good ones don't lowball you.
Speaker 1 (21:51):
Now, the other issue is a three million dollar house.
I don't know if any company that buys a three
million dollar house and is company. I do not know
anyone that does. That's your other problem. So you know,
I suggest you do. I have them come out. There's
no obligation. No, you haven't come out. You interview a
couple of real estate agents. They're going to tell you
(22:12):
why it's so much better to go with a real
estate agent. And the as is companies are going to
tell you why you should go with them, and then
you make up your mind. You know, but those are
the two differences. How much time do you have? Are
you willing to do that work? Are you willing to
have people come into the house and you can't be there?
(22:33):
Are you willing to have the open houses? Or you
have to bail it? It all depends on how you feel.
Speaker 2 (22:39):
I was prepared to do all of.
Speaker 7 (22:40):
That because I had no pressure to you answered, okay,
you answer the question.
Speaker 2 (22:46):
I there you go. Not a problem.
Speaker 1 (22:48):
Yeah, because that's that's actually always the case. And those
were the legitimate as is as is companies. Uh, and
then there's some that aren't. But that's why you look
and that's why. Yeah, I do commercials for one, so
you know that's legit. All right. How are we doing here? Oh? Okay,
(23:08):
we're good for time?
Speaker 2 (23:10):
Uh?
Speaker 1 (23:10):
Oh Deelia, Hi, Odelia, welcome, yes Odel, yes hi.
Speaker 2 (23:18):
Yes hi.
Speaker 8 (23:19):
My name is military Military Reservists. I got injured in
one of our trainings. I've been trying for almost a
year and a half to get the line of beauty
paperwork signed by the unit and you're not doing it.
Speaker 1 (23:42):
Okay, well the unit doesn't hold on wait, wait, the
unit doesn't sign it, some superior officer signs it, or
a medical officer signs it, and that has not happened yet. Okay,
have you contacted the unit whoever the captain is, or
the major whoever is in charge of the unit, and
or the medical officer attached to the unit.
Speaker 8 (24:05):
Yes, we did all that that the final signature is
not happening.
Speaker 2 (24:12):
Okay, have you got you know?
Speaker 4 (24:13):
Why?
Speaker 2 (24:14):
What have they have they told you? Have they told
you why? Adelia?
Speaker 5 (24:20):
It's in process?
Speaker 9 (24:21):
Constant is in process?
Speaker 2 (24:23):
Oh, it's in process. Uh. Yeah, that's an interesting one.
Speaker 1 (24:27):
Uh. You know you're going to go to court against
the United States government?
Speaker 2 (24:31):
Is that what you're gonna do?
Speaker 8 (24:33):
Uh?
Speaker 1 (24:33):
And have a no I understand, No, no, I I know,
I understand the frustration. I'm just trying to figure out
what you can do about it. And unfortunately, your injury
was not an Amazon truck driver running over your head.
Speaker 2 (24:48):
That's an easy one. Uh.
Speaker 1 (24:50):
The one that is not so easy is your circumstance
where you are entitled to disability.
Speaker 2 (24:56):
The Army is uh not writing the.
Speaker 1 (24:59):
Final disability agreement or the Okay, and so what do
you do when I'm telling you is going to court.
Speaker 2 (25:05):
I don't think so there are you know, let me
do this.
Speaker 1 (25:09):
There are organizations out there that represent service members and
they do it for free. There are veterans organizations, and
that's where I would go at this point, Just to
start at that point, because obviously you individually going with
against your unit that doesn't want to sign your paperwork. Okay,
(25:31):
I mean clearly a year and a half and they
still haven't signed it, and they're saying it's in process.
Speaker 2 (25:35):
That's a bunch of crap.
Speaker 1 (25:36):
And it doesn't take a year and a half to
get a signature for disability. So I would just do
a little research under veterans medical disability and just start
writing those up, and I think you'll be okay, or
at least you'll get some help.
Speaker 2 (25:52):
That's what I would do.
Speaker 1 (25:54):
I can't tell you, oh, you got to sue, you know,
suing the federal government is appsbsolutely no joke whatsoever.
Speaker 2 (26:02):
Carol, Hello, Carol, welcome.
Speaker 10 (26:06):
Hi.
Speaker 9 (26:07):
I am an attorney that handled my divorce and I
think she took advantage of me because it costs about
three hundred and fifty thousand dollars when we only had
a home and no children between the two of us. Anyway,
I've been paying her now five hundred dollars every other month,
and I still owe about eighty six thousand dollars. But
I'm going to retire at the end of the year,
(26:28):
so I'll have a fixed income and I can't continue
to pay this. Right Should I send her a letter.
Speaker 2 (26:34):
That, yeah, I would just stop paying her.
Speaker 1 (26:36):
I know I would just I would just stop paying
her and say take me to court.
Speaker 4 (26:40):
What.
Speaker 9 (26:42):
Yeah, I don't know how she would.
Speaker 1 (26:45):
I don't know how she could ever justify three hundred
and fifty thousand dollars over a home worth one hundred
thousand dollars, if I have that correctly, And that is insane.
At some point, when did you figure out that you
were overcharge? When did it occur to you that maybe
this isn't kosher.
Speaker 9 (27:04):
There was a point when she put a lien on
my house and I said, you know, maybe let's just
stop the divorce. Well let's just stop it. And she
told me no, that that would cost more money to stop.
Speaker 1 (27:14):
Oh yeah, you got, you got, you got what she
had called me. If I am six forty bill handle
here Saturday Morning Shows almost over last segment, but I
will continue to answer your phone calls off the air,
and I can use them for future broadcasts when I
go on vacation things like that, and so the number
(27:35):
stays the same.
Speaker 2 (27:36):
So the numbers we have lines open right now.
Speaker 1 (27:39):
If you happen to be on hold as I end
the show, stay put and I'll get to you right
after I lock out and say goodbye. And keep in
mind during the next segment after the show is over
and I'm taking phone calls off the air, there are
no commercial breaks. I mean that, no weather, no traffic,
no Heather Brooker, who is telling you what's going on
(28:00):
in the world, which is depressing as hell, and you
want to kill yourself.
Speaker 2 (28:03):
And I can hear you. I know you can.
Speaker 1 (28:06):
It's true, I Heather, I think you're great. I just
don't want to hear what you have to say. It's
so it's so incredibly suicidal. I mean, get pardon it said,
how dare you?
Speaker 2 (28:18):
Yeah?
Speaker 1 (28:18):
I know, well, I'm you know. My favorite character in
the world is e Or from Winnie the Pooh, Right,
life is crap. Anyway, we go right through all the
phone calls, so that's not a problem. And the phone
number is a and you can still call after the
show locks out, So the number is still eight hundred
five two zero one five three four. That's eight hundred
(28:40):
five two zero one five three four lines are open,
and you're gonna you know, you're not gonna be hung
up on or not gonna say goodbye, So I'll keep
on going. Eight hundred five to zero one five three four. Okay,
welcome back. Handle on the law marginal legal Legal advice
where I tell you you have epsosolutely no case.
Speaker 2 (29:01):
Hello, Joe, Yes sir, what can I do for yes?
Speaker 10 (29:06):
Yes, oh, mister handl I just have a question about
the family trust. Do we have used a lawyer or
it have some way to self doing?
Speaker 2 (29:18):
It depends on where you're from, Joe, Where are you from.
Speaker 10 (29:24):
California?
Speaker 1 (29:25):
Originally that is not a California accent. Where are you from?
Speaker 10 (29:29):
Oh, I'm from Indonesia, Indonesia.
Speaker 1 (29:33):
Yeah, you got you need a lawyer? F you're from Indonesia? Yeah, okay.
Let me explain to you why you do or you don't.
First of all, how much money do you have that
you want to put into the trust?
Speaker 10 (29:44):
Well, it's whatever in the bank, and the most important
is the property.
Speaker 2 (29:51):
Okay, And do you need a lawyer for that. Who
are the beneficiaries? It goes to how many people?
Speaker 10 (29:58):
Just my wife and my son.
Speaker 1 (30:01):
Okay, so it's going to be your both you, your
wife and your son are going to be trustees probably
of the trust. And you're part of it if you
if you have a separate trust. And here is the question,
do you plan on having a trust that you and
your wife control or just you.
Speaker 10 (30:18):
Me and my wife.
Speaker 1 (30:19):
Okay, that that gets easy. Yeah, you can do everything.
Everything goes into the trust that you have. You throw
everything in, mainly your house and the bank accounts now
belong to the trust. So it's and uh, it goes
it's transferred from the bank into the trust of Joe
Indonesian Joe, and your wife is part of it. And
(30:39):
it's here's what you do, and that is you're both trustees.
If one of you die, it goes to the other one. Uh.
And if the other one dies, it goes to you.
And if you both die, then it goes to your son.
And it's it's easy to do. You can do it
on considering what you're doing. I don't think you need
a lawyer. I don't think you need a lawyer, Joe.
It's real, simple, simple. You have the simplest of all trusts,
(31:02):
so there isn't a problem. How much money is there
in the.
Speaker 10 (31:04):
Bank, well, about one hundreds.
Speaker 3 (31:10):
I don't know.
Speaker 10 (31:10):
My wife control it, but I don't. I don't.
Speaker 1 (31:13):
Oh, okay, so you're not going to see a dive anyway.
You know your wife is going to grab the money
and go off. How old your wife?
Speaker 10 (31:23):
Uh, sixty fifty?
Speaker 1 (31:27):
Okay, yeah, sure, okay, you certainly uh yeah, we're really
jump on top of that.
Speaker 2 (31:32):
Okay. Do you have a house, yes? Okay.
Speaker 1 (31:37):
Do you have a gardener of that house? No, you
don't have a gardener. You take care of your own gardening.
Speaker 4 (31:45):
Yes, yes, okay, all right, so exercise that's.
Speaker 2 (31:47):
The only Okay, I got it, I got it.
Speaker 1 (31:50):
I was just thinking about, you know, running off with
the gardener who's a lot younger, and grabbing all the money.
But that only happens in my life, not anybody else's.
Speaker 2 (32:01):
Yeah, the trust should be fairly easy to do. You
throw everything into the trust. You're right up the trust.
Speaker 1 (32:07):
It wouldn't hurt to have an attorney, it really wouldn't.
You're only talking about maybe fifteen hundred dollars, and yeah,
I don't think you need one, but I would get
one if I were you. Okay, it's a good idea.
It's better better to be careful than not. And he
does his own gardening too. Frankly, I don't know anybody
does that their own gardening and they own a home.
(32:27):
But this is southern California. Oh no, all the gardeners
are being picked up. That's right. There isn't a gardener
left anywhere in southern California. All right, before we bail
real quickly, let me tell you about Zelman's minty mouth mints.
Now it's not even a bit. It's Selman's minteam mouth,
and they should call it. Well, it is Zelman's mintea
mouth and not quite a mint, or it does more
(32:48):
than a min Here's what Zelman's does do. It's a
dual action functional breath freshener. There's these little capsules that
are made out of parsley seed oil covered with a
nice strong mintee covering, and you put those in your mouth,
You pop me in and then you do what you do,
sucking on the mint, et cetera. And when that's gone,
you either swallow or bite into the capsule going into
(33:10):
your stomach where bad breath can actually start. People don't
realize not just your mouth, I mean it comes out
of your stomach too, and Zelmans takes care of that,
and no mint in the world does. Now coming up
on Tuesday is Pastafon where we are collecting money to
help Caterina's Club, the charity that we help, and Zelman's
(33:33):
will be there giving out free samples and their new
flavor is Spearmint in addition to the normal Zelman's flavor.
Speaker 2 (33:42):
So come on out.
Speaker 1 (33:43):
It's an Anaheim at the Anaheim White House, or you
can order Zelmans right now. Keep in mind, a percentage
of sales during pastathon goes matter.
Speaker 2 (33:51):
Of fact, scent.
Speaker 1 (33:53):
A percentage of sales now through postathon goes to the
charity z e l m I n Xelmans dot com
Zelmans at z E l M I n S. Keep
in mind a portion does feed the kids. And if
you don't buy the kids starved. I just want to
let you know, are you going to be responsible for
(34:13):
kids starving to death? That's what happens if you don't
buy z elements or you to feed them. If you
do buy z Elements Zelmans dot com. This is handle
on the law.
Speaker 2 (34:25):
You've been listening to the Bill Handle Show.
Speaker 1 (34:27):
Catch My Show Monday through Friday, six am to nine am,
and anytime on demand on the iHeartRadio app.
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