The Martin Lewis Podcast

The Martin Lewis Podcast

Martin Lewis answers your financial questions, offering valuable money-saving tips.

Episodes

June 12, 2025 46 mins

The Winter Fuel Payment will again be a universal payment in England and Wales for state pensioners this winter, yet it’ll be clawed back via the tax system where someone earns over £35,000. How will this work in practice? What counts as £35,000 earnings, and what if there are two, three or more pensioners in a house.

Martin also answers questions on saving for a pension, who should opt out of receiving winter fuel payment and how ...

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Martin goes through step by step everything you need to know about Council Tax. He explains:

- How to check you are in the right band. - How to challenge your Council Tax band. - The Council Tax deductions you may be entitled to. - How to collect and claim if you are owed Council Tax credit

Martin also gives his response to this week’s Winter Fuel Payment news from the Chancellor Rachel Reeves.

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Martin reacts to the latest Energy Price Cap announcement from the regulator Ofgem. The new cap coms into force from July, and applies to households in England, Scotland and Wales on variable tariffs. But what should you do now? With fixes on the market well below the cap rate, Martin explains how to get the best deals on your energy.

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Martin Lewis looks at the Energy Price Cap and what your best options are for your bills.

He gives his view on the recent announcement that the Winter Fuel Payment will be expanded.

A guide on how to get paid to switch bank accounts.

Tell Us this week is all about when have you saved a fortune by pure accident?

Mastermind explains the difference between annual and compound interest.

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Education Secretary Bridget Phillipson joins Martin Lewis to answers your questions about the cost of childcare.

They cover topics such as are there enough funds for 30hrs funded childcare? Why 800,000 miss out on Tax Free Childcare? Child Benefit cliff-edge problems & more.

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Why locking in savings can be a winner. Should you fix your mortgage now or wait? How to get accepted for a mortgage, and more.

Martin reacts as the Bank of England cuts UK base interest rates again from 4.5% to 4.25%, we recorded this literally minutes after it happened and focus on answering your questions about the impact on savings and borrowing (especially mortgages)

For savers there’s a warning to act quick if you want to fix.

M...

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It’s the credit and debit plastic fantastic masterclass you’ve been waiting for… Martin answers all your questions on how to manage your credit card debt, which are the top cards to use abroad and the myths around your ‘credit score’. Plus find out which are the best 0% deals and how to ooze with stooze.

Get in touch with the podcast by emailing martinlewispodcast@bbc.co.uk

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The main topic is all about how you could potentially get money back from your energy firm. If you pay by monthly direct debit then Martin explains why you should be checking now if you’re owed serious cash.

The Tell Us is about shrinkflation. Where can you find provable evidence of groceries, cleaning productions or cosmetics that are no longer as big as they were.

Plus, if you're aged 20 to 25, Martin explains a trick that can get...

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Full best buys – and everything you ever wanted to know about cash ISAs but were afraid to ask. With the realistic prospect of the cash ISA limit being reduced in the near future, Martin explains what to do right now to get the most out of your savings. Get in touch… email martinlewispodcast@bbc.co.uk

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You ask, Martin answers. A must-listen at this crucial time of year. Martin and Adrian go through the big questions from you as a number of big changes come into force. Plus you tell us about customer service done well, and Adrian tackles a mastermind on credit scores. You can email the podcast team via martinlewispodcast@bbc.co.uk.

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Martin Lewis puts YOUR questions to Greg Jackson, the boss of Britain’s biggest energy retailer Octopus. Smart meters, profits, standing charges & will prices EVER drop? Plus with energy prices going up by 6.4% next week, is now the time to fix? To get in touch, email martinlewispodcast@bbc.co.uk.

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ISA ISA baby!

Martin joins Adrian to answer all your questions on savings tax, Cash ISAs, Junior ISAs and more before the fast approaching deadline in April.

Chartered Financial Planner Ed Marshall also joins Martin to help with stocks and shares ISAs.

You tell us about your financial ‘light bulb’ moments.

Plus Martin shares his thoughts on back-billing with MPs… find out why you might not have to pay for energy usage if its more th...

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Martin’s poorly, but he’s battled through the coughs and splutters because he’s adamant that YOU need to hear how you could boost your state pension by TENS of THOUSANDS of pounds.

If you’re aged between 40 and 73 – it’s a must listen.

It’s all about missing National Insurance years.

Martin brings you a step-by-step guide and a full Q&A. It’s everything you need to know.

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Martin answers a huge number of questions on savings, on how ISA’s work, where is a safe place to keep your money, the pros and cons of investing, should you be saving or paying off debt and far more.

The podcast also covers lots of other subjects such as getting travel insurance for holidays booked a long time ahead, how credit cards really work, what to do if a car finance firm hasn’t replied to your reclaim complaint and more.

Thi...

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The energy price cap, which determines prices for two-thirds of homes will rise by 6.4% in April… yet some people will see rises of up to 9%. In this pod Martin Lewis looks at what it means for you, and how do you beat it.

Former head of strategy at BP, Professor Nick Butler - who is now visiting professor at the policy institute at Kings College London - explains why UK energy prices are so much higher than Europe, the problems wi...

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A special podcast all about starting and saving in a pension, including the two pension superpowers that instantly double your investment.

Martin is joined by Charlotte Jackson from Money Helper, the free and impartial service giving help with money and pensions. They explain how pensions actually work, and whether you should stay opted to your work place pension. Should you consolidate your pensions? How to start your first pension...

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Martin explains why you should still shop around for the best deal, even if your car insurance renewal is lower than last year. Plus reaction to the interest rates cut, the latest on April's energy cap price change and you tell us what your job has taught you about money. To get in touch with the podcast email martinlewispodcast@bbc.co.uk.

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Martin gives you his holiday tips, everything from the cheapest way to spend abroad to how to maximise your annual leave.

The Tell Us this week is all about things your children misunderstand / mis-assume about money.

Martin also explains credit rating, how to cut your water bills and how to get £100 off your energy standing charges.

To get in touch with the podcast, email martinlewispodcast@bbc.co.uk.

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Martin and Adrian talk about new rules that stop surprise price increases in the middle of your contract. Plus how to get the best price on your broadband and where to look for brilliant mobile deals. Plus you share your budgeting tips – and Adrian faces a special wifi Mastermind question. Email martinlewispodcast@bbc.co.uk if you want to get in touch.

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After last week’s cold snap, Martin shares his best tips on how to save money on your energy bills, including whether or not it’s worth fixing. In “Tell Us” this week, Martin finds out how people are managing their household finances as well as recommending the best joint accounts. And it’s another round of Mastermind for Adrian, quizzing his knowledge on flight compensation schemes.

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