The Troubleshooter 7-17-24

Episode Transcript

(00:00):
Yea ripped up new need advice.Who you don't have? Come running just
as fast as we can. Shooter'sgonna help. Come man, this is

(00:20):
the Troubleshooter Show. No Tom Martino, Hey, Tom Martino here, Welcome
to the show. Three oh threeseven one three talk. Three oh three
seven one three eight two five fiveis the number. And I gotta stress
you can call three oh three Martinoat any time because what we like to

(00:43):
do is get your calls, andeven after hours. And if you call
three oh three six two seven eightfour sixty six, which is three oh
three Martino, Uh, it goesto our voicemail if we're not around,
but we will call back each andevery person, and you don't have to
stay on hold. And we arehere as always to solve problems, answer

(01:03):
questions, take complaints, and makeyour life a little easier, as we've
been doing for forty five years,recovering hundreds of millions of dollars. Now,
listen, I want to go tothe calls. Of course, calls
always get priority. We have afollow up with Kelly. But I also
want to say I did something thatI don't think truly anyone in the media
or in politics has actually done.I know Biden hasn't, and I know

(01:29):
not one person on CNN or Foxdid it. I did something very unusual.
I actually read something before commenting onit. I read it from cover
to cover. I read every singlepage, and I have some interesting thoughts
on it. I think now again, I'm not giving up. I'm not

(01:49):
going to give my opinions on thisbecause I've always thought this, and I
mean that. I mean, Imight give an opinion, but what I
mean is I'm not going to tryto sway opinions. I've always thought this
before. I think people in themedia think they have too much, and
in celebrity, you know, thecelebrity world, they all think they you
know, people give it damn whatthey think. People don't. You're not
going to change minds. Okay,really, I don't care what Robert de

(02:10):
Niro thinks. I don't care whatanyone thinks. I all I care about
it are the facts, and Iwant to make up my own mind.
I want to think for myself.I am so tired of the elitism of
people believing that they know better andcan make your decisions and you should follow
them. So I don't try todo that crap. But I did read

(02:32):
Project twenty twenty five cover to coverevery single word. I want to know
how many people have every single word? All I did was downloaded it.
It's not a big not a bigsecret, and I read it cover to
cover. Has anyone raised your hand? Anyone do it? I know a

(02:53):
lot of people are commenting on it. Now, here's what I'm going to
do for you. If you wonderwhat project or it's a mandate for leadership,
It's called Project twenty twenty five Mandatefor Leadership, the Conservative Promise,
And as you imagine, there area lot of conservative promises. And I'm
not going to go, you know, page by page. But what I

(03:15):
am going to do is answer questionsif you have them. Since I have
it here and I have it ina document we can search, you can
give me a keyword and I'll tellyou what it says. Racist. There's
your keyword? Racist? Is thatin there? Okay? Because that's what
all the pundits are saying, it'sextremely racist, Okay. Bureau The first

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word that comes up. It says, bureaucrats of the Department of Education inject
racist, anti American, anti historicalpropaganda into American classrooms. That's one thing.
It's I agree with that. Itsays the former, and then it

(03:59):
says it says also systematic racism.It talks about systematic racism is not a
thing, okay, basically that it'snot built into the system. However,
improvements can be made, and thatcritical race theory gives people excuses. Basically,

(04:26):
I'm summarizing, and critical race theoryis not something to inculcate into the
minds of the very young because theycan come up and not think automatically they're
going to be set back, andthat gives them a better outlook without looking

(04:46):
at everyone as racist. And itsays that critical race theory basically starts out
that everyone is a racist and thenyou have to prove you're not. So
the Secretary of Education should insist thatthe department serve parents and American ideals and

(05:09):
not advocates whose message is that childrencan choose their own sex, that America
is systematically racist and that math isracist, or that anything in and of
itself can be racist. I mean, it just basically says a lot of

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I'm giving you just a highlight.It says it's basically against indoctrination like I
talked about yesterday. And then itsays America. It says we must defend
the false idea that America is systematicallyracist. The theory is disrupting the values
and actually dividing people instead of unitingthem. And again, there might be

(05:54):
black people. I can't speak tothis. I mean, I can't speak
to it. But there are blackslistening to me every day. I mean,
they call the show and we havea great time discussing everything. So
here's the deal. You know,people say, Tom, do you see
color? I say absolutely, Ido. And I love every color I
see color. I notice differences.I love the differences. I love that
people have different cultures. I lovekids who grew up in Italian households,

(06:16):
kid who grew up in Irish households, people who grew up in all kinds
of hell. I love it.I love the cultures, the Jewish culture,
I love it at all. Andwhat I'm saying is this is their
hate. There, No, youcan see it without hating it. But
what is this I'm not black.I can't say that right now. Well
I can. In my perspective.I don't see large scale racism, But

(06:39):
is there. I mean, rightnow, is there if you're black,
do you feel that we still havea system that is systematically racist? But
you know what, Tom, youknow, when we'll get over that when
you're not black, I'm asking her. I know, when you get to
the point where people don't say heor she is a first like this or

(07:00):
the first black that that really getson the mycet. Well. Anyway,
so, Mark, you asked aboutthat the word, and we're going on,
I got you, Doc, Iheard you. Now the other way
rehearsal of racist equity. They feelthat it's going too far the other way
and it actually becomes racist against others. And the casual acceptance and the rapid

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spread of racist policy making, whichbelieves the federal government must correct the racist
policies of America. Another one,and again I'm just I'm just keyword searching.
It says the the the American theBiden administration and the government believes that

(07:46):
America is racist and uses it todivide people instead of uniting people. And
they keep promoting this theory. Andanyway, so so you asked about that
word, Yeah, the word isin there. That's very interesting that you
picked that word, Mark, Butis this policy racist? I don't from

(08:07):
anyone that I've heard people I've heardfrom that are against it, and I
haven't read it like you, Sohonestly, I know nothing about it.
This is a first i've heard anythingabout it besides Trump is for it,
which is bad and it's going tobring our country back to the eighteen hundreds.
And I don't know where that comesfrom reading and doctor Okay, well

(08:28):
here from reading the document, whatI can tell you is this. It
is far more extreme than any Republicani've heard talk. When I say extreme,
I'm not talking bad or good.I'm not giving you my opinion on
how I feel about this. Someof these give me an idea of something
you would call extreme. What's somethingextreme? Some of these things I like
and some of these things I don'tlike. Okay. They do believe that

(08:48):
the federal policy nationwise should be againstabortion. Okay. Now, when I
say extreme, I again, I'mnot giving you more radical. No,
no, no, that's radical ashell I believe. I'm not saying now
because of that this is bad,we shouldn't do it. Nor am I
saying we shouldn't have a policy oflife first. What I'm saying, is

(09:09):
this document it looks like from I'mreading, would go for policies, would
go for policies that would ban abortion. And I have to be honest about
that. There are many parts ofit, and I'm not saying that's good
or bad. I'm saying it doesthis document if you read it and don't
have any outside influence or opinions andactually read it it, probably you would

(09:35):
come You would come away with theidea that they would encourage their leaders to
ban abortion nationally, which which honestlyI think is anti Republican. And I'll
tell you why, because I believeit's right where it's supposed to be now
in the States rights, which isus the people's rights, and that's where
it should stay. Now if youlive in a state and everybody votes,

(09:56):
that's the way it goes. Itdoes not call for a nationwide ban of
abortions. It says to support leadersand to promote a life agenda where you
know, and it just has otherwording. But you could make the conclusion
that they want the federal government totake a stance against it. Especially now

(10:18):
I'm a little upset that now Ifound you a little misleading. You made
it sound like they wanted to banit. No, if they just want
agenda that promotes life, what Isaid was, no, it's a little
more than that. And they doyou they do say they're against abortion,
but they don't come right out andsay that they support a nationwide ban or

(10:39):
a law against it. I amsaying, if you read it, you
get the impression that that's not faraway that they could What else? What
else did you read that people mightconsider extreme on the left? Okay,
Tom Whyle, Look, can Iask the question, Yeah, who produced
this document? I never Project twentytwenty five? Yeah, but who?

(11:03):
Oh, oh my god. It'sa number of conservative organizations. Heritage found
that was the primary. But thenthere are there are like one hundred authors,
I mean or contributors. And youknow what, Trump's actually separated himself
from this. And when it comesto Trump and the abortion rights, he's
changed his stance. Remember at onepoint, this guy before you as president,
back in the day, he wasall about women's rights and he became

(11:26):
a Republican and changed it. AndI think a lot of people could say
he changed his vision because of whatparty he was running for. But now
he's back to like pretty much whatI would consider middle of the road thinking
on it. Okay, I wantto talk to Don, Don, go
ahead, what's going on? Don? Hi? Tom? I was just
going to speak to the same thingthat everybody else is speaking to. This

(11:48):
Project twenty twenty five is not Trump'sit's right, that's right, a false
plot. It's a false positive Toput this out on the radio and go
through Project twenty twenty five and talkabout Trump because the average listener is not
going to know that, and they'regoing to associate Project twenty twenty five with

(12:09):
Trump. That would be like that. And I just said that. I
literally just said that. I know, I said, I was just going
to say what you guys were justtalking about, And it would be like
me putting something on about the TomMartino Show that has nothing to do with
Tom Martino's opinions. There may besome got parallels to it. Tom,
you wouldn't like that. You wouldbe saying, this is no no.

(12:31):
I understand that, but I didn'tthink it was my place when I said
I read it. I'm not Iguess I am giving an opinion when I
call that extreme, So that isan opinion, right, But but like
like there there are things here.When it comes to let's put a different
way, you're also talking about itin front of thousands, tens of thousands
of people in an election year,and it's associating it, yeah, with

(12:54):
a candidate that has no association withno. No, And it doesn't say
that, it says we must callon leaders, we must call on leaders
to do this and do that supportat all costs a pro life agenda.
And then it also says, okay, let me just summarize one thing.
Okay, when it comes to climatechange, they absolutely positively believe there should

(13:18):
be not one penny spent nor oneeffort made for climate change, and that
we do not have an appreciable effecton it. But to Tom, if
I came up with Don McDonald's projecttwenty twenty six, and I had all
kinds of things in there, andI started talking about Tom Machino and talking

(13:39):
about my project twenty twenty six,there's no parallel. It's a false Don,
I'm not making a parallel done,I'm not. I'll tell you why
a parallels made, and it shouldn't. It shouldn't be foreign to us.
Here's why the parallel is made.They call this a conservative promise, and
then other people call themselves conservatives.Soople say to themselves, Okay, if

(14:01):
that person is conservative and if thisis a conservative promise, they must be
related, just like we do whenit comes to progressive stuff. If someone
calls themselves progressive and we read what'sso called progressive agenda, is we make
the connection. I'm not saying thereis a connection. I'm not saying some
people believe it. I'm not sayingsome people don't believe it. I am

(14:24):
saying that's why the connection is made. Whether it's accurate the connection, I
disagree. I think to connections madebecause every lefty station out there, every
lefty station out there, is theone that's trying to tie Trump to it.
It's got nothing to do with beingconservative. It's MSNBC, it's CNN.
May directly say all those are hispast people, but he asks why

(14:48):
there are parallels made or and I'msaying the reason is because they identify themselves
as strictly conservative and anti progressive,and that is what a lot of Republicans.
I am not saying that Trump isrelated to this, but you can't
entirely say it's illogical to make aconnection. Just like conservatives make a connection

(15:15):
to all progressive ideas. That's allI'm saying. Whether it's accurate or not
leads. I imagine there are manyRepublicans who think this is bunk, and
there are many who think it's wonderful, and there are many who think some
of it's good and some of it'snot. I am simply speaking in reality,
and I understand you're doing that,but I agree with don go with

(15:37):
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Hi Tom Martino, you're a troubleshooterTrio three seven one three talks seven
one three eight two five five.I'm gonna go back to this in a
minute, but we're I'm going totake my calls Kelly. She has a

(16:22):
happy ending for a we have afollow up now. Kelly called the show
and she called back and Hew,are you laughing? Kelly? He is?
He? Tom Oh? He I'msorry. I'm sorry. I'm sorry,
Kelly. Okay, So, anyway, I didn't know your damn pronoun.
I'm gonna call you your highness anyway, Kelly, here's him. Here's
the deal. You bought a twentyeighteen toyot a four runner, and uh,

(16:45):
whether you bought a five year,one hundred thousand mile extended warranty for
a three grand? And then,as I recall, were you getting rid
of this pretty soon? This?Did you get rid of this or something
be way before? For your warrantywas up? Yeah, I traded it
in because I was trying to geta truck and I through just some really

(17:07):
bad misfortunate that dealership. The truckthey gave me was a Lemon, so
I ended up with the fore Runner, so okay. Traded the fore Runner
in within about a month of gettingit. Okay, So then what happened
they we submitted a return refund forthe extended warranty and it kept giving me

(17:27):
the run around. So now didthey say it was non refundable, because
I told you it was refundable andpro radable. What did they tell you?
They told me that they had tosubmit the paperwork. And it started
off as a six to eight weekreturn. Yeah, and at eight weeks

(17:47):
it became ten eight to ten weeks, and then that about ten and a
half weeks is when I called youguys, And so what happened then?
I know Deputy Dot called over therea few times. He never actually got
to talk to anybody, but theyknew why he was calling. What happened,
Well, it was funny. Theycalled me. I talked to you
guys Thursday, and by Friday Ihad a phone call and they said they

(18:11):
were going to overnight me the checkon Monday. Did you get it?
I did? I got Shannon overnightedhe got the check. What do you
want? What do you need todo? Bro, I'm in the studio
today, not in my home studio. You got to do my dinger and
uh, come on, Shannon,come on now, boy, there you
are, Kelly. But by theway, I really appreciate you calling and

(18:34):
thank you. Uh, we appreciate, appreciate you guys. You do awesome
work. So Okay, man,it's so nice to hear that. Okay.
So three oh three seven one threetalk seven one three eight two five
five. Uh, Jamie, nowthis this Jamie, I want to take
a quick break. Come back toJamie. I'll tell you why. This
highlights what I believe is a newlevel of crime. Now, people might

(18:56):
say, Tom, vandals have beenwith us forever. Yeah, that's true.
But if you notice nowadays, thereare crimes that are committed and I
guess we can call all crimes committedto be hateful, right, and to
be mean, But some of themhave no other motivation. There's no profit,

(19:21):
there's no money. It's not like, Okay, looting a store is
mean, it's terrible. They breakthe windows, they steal stuff, but
why do they steal stuff to resellit? But there are some crimes that
are done with no apparent motivation otherthan to be mean. And that's one
of the things like key in arandom person's cars, yeah yeah, or

(19:44):
else exactly to put a video onTikTok. Now, I'm going to tell
you something that came out in thenews too, and people say, you
know, what what is this allabout? You know, I know people
love seeing conspiracies under every under everyrock. And I'm not talking conspiracy,
I'm talking facts. There are twothings that are very weird right now that

(20:07):
I find. First of all,all of these videos and people coming out
saying they saw a guy crawling aroundon a roof at the Trump rally and
he was the shooter. And infact, the police officer who came eye
to eye with him saw him andthen fell off the he was holding onto

(20:27):
the roof and peeking over the roof, and he didn't immediately warn anyone.
And then you have all of thesepeople who say, we were telling police
there's a guy on the roof.One person even said there's a guy crawling
around on the roof with a gun. Now, well, and a lot
of it's on video, Tom,It's not like they're just saying it.

(20:49):
The video backs up it. Thenyou said, and I looked it up.
Mark the headlines. Now the pantsis incredible. Ahead, Mark what
happened? The parents call? Well, the parents we right before the show
started, we find out the parentsof the sniper, the attempted assassination.

(21:11):
This is unbelievable. You ready forthis? They called the cops hours before,
thinking their kid might make an attempton the president's life? Can you
believe it? So all of thisgoes down, and I keep saying this.
At one point do people go,oh, that's a conspiracy. Where
does where does it cross the lineof these guys did nothing? They didn't,

(21:33):
they did nothing. They were worntwo hours before from the parents.
Cops knew about it, everybody knewabout it. Then we find out I
ran wanted to kill this guy.It's just so infuriating. At what point
is it no longer a conspiracy thatthe Biden administration could care less as someone
shock it the former president As faras caring, I don't think they had

(21:56):
anything to do with it, butI think there's something. Are you kidding?
He's the one that hired the ladyin charge, Tom, He hired
the lady that used to work forPEPSI to run the secret Service, and
it's gone to hell. Yeah.More coming up on The Troubleshooter Show,
Go with a Sure Thing Denver's Bestrufer excel roofing dot com. You don't

(22:19):
pay a cent until you're content.Time for an insurance checkup free, no
obligation. In comparison, call Compassinsurance paying too much your coverage at dozens
of insurance companies. Find out Nowthree oh three seven seven to one.
Help. You'll think you're his onlycustomer when you choose Frank durand the real
estate man dot com to list yourhome with Remax Alliance three oh three nine

(22:44):
two zero sixteen twenty two. HiTom Martino, you're a troubleshooter. Three
oh three seven one three talk threeoh three seven one three eight two five
five. Okay, So, Jamie, I heard about this and said I
can't believe it, and I thinkit goes into a category of just plain

(23:06):
mean. Can you explain what's goingon? So we have a family owned
and run company. My brother inlaw, my husband, and our family
run a tree spade business. Nowit's a tree it's like a tree farm.
Yes, yeah, okay. Sowe have a tree farm out in

(23:32):
Albert, Colorado, and we've beenworking hard trying to invest in our future
and possibly the futures of our children, just depending on what avenue news they
take. How long have you beenin business, Jamie. We've been in
business as landscaping and more recently andcompletely now tree moving and sales since nineteen

(23:55):
ninety nine. Okay, So you'vebeen doing it a while, yes,
okay? And what happened? Sosomewhere around about the thirteenth to the fifteenth
of June, somebody cut our fence, went into our tree farm and took

(24:18):
a chainsaw to both irrigation system andover two hundred and seventy seven trees.
What stage of development were those trees? In? A lot of them were
completely ready for retail sale. Theyjust went into disband They didn't steal the
trees, they didn't do anything.No, no common sense would tell me

(24:38):
competition. God, do you reallybelieve that? I believe who else would
do it? What maniac's going togo in the middle of Elbert County with
a chainsaw? Yeah. So we'retrying to find the people that did this.
We want to hold them accountable,We want we want justice because what

(25:00):
they did was try to put usout of business. And that's very personal.
That's not something that we've ever warrantedthrough the way that we conduct ourselves,
the way that we do business,the people that we are, and
this is very personal. Does insurancecose either a pissed off customer or a
competition man there or an ex employee? I agree, this is a very
personal act. You think so markedlike they were targeted, right, I

(25:25):
definitely, yeah, we are definitelytargeted. It's just a matter of now
finding out who. So we've hireda PI. We are using every bit
of technology available to us. Anythingthat we find out, we're actively pursuing.
We want these people held responsible.Wow, I wonder where you even

(25:47):
start with an investigation like that.You know, we're kind of deferring to
the professionals on this because this issomething that we can even fathom or comprehensive.
Now, now let me ask youthis. Now, Now you say
a chainsaw, how do you knowthat? I mean, it's obvious because
they were so they left them right, They left the trees right there.

(26:11):
Yes, they did not physically removeanything from the property. They just wanted
to destroy everything. That is sosick, Tom, You couldn't cut that
down that many trees. And that'strue, that's true. So do you
think, I mean, do youdo you think it could be someone one
of your neighbors that was there anyonethat ever objected to you for some reason

(26:33):
having a tree farm. I couldthink of no better neighbor than having trees.
But I don't know our neighbors aregreat. We are on really good
terms with everybody that we've met.We don't have like an ongoing it's not
like Hatfield and McCloy's. It's it'snothing like that. We don't we don't
do things like that. And ourneighbors seem like they're perfectly fine having trees

(26:56):
instead of rambunctious teenage or something forneighbors, you know, they're fine with
the tree farm. We've never hada complaint. The property that we purchased
was already a tree farm. We'vejust worked hard to improve it and try
to optimize what's going on. Sowe weren't establishing something that wasn't already there.
Now, why do you not knowexactly when do you not go out

(27:18):
and check them off? And yousaid sometime between well and such. So
we work on other properties during theweek. We're moving trees things like that.
We have other locations that we dopull trees from. So we were
not on that property. On ourtree farm, we check it on the

(27:40):
weekend, but we were not outthere that weekend. So we were out
there Wednesday, and then we wereout there the following Tuesday, and that's
when we found all the damage.What do you know about the prior people?
Did they happen to get foreclosed on? Was it at auction? I
mean there's got to be someone outthere, the PI or or you and
your husband are looking at we arelooking at everybody right now. I want

(28:06):
to ask you something. I oncesaw this on a TV show. Please
don't laugh at me, but itwas. It was on a cop show.
And what did the cops say?The cops said, you somebody A
few people came to your mind whenyou saw it. And now I don't
know if that's true. It wasa cop show, but I figure they
have cop consultants. Did that happen? Right? Did anyone pop into your

(28:30):
mind? One or two, threepeople? I'm not asking for you to
name them on the air, butdid did anyone pop into your mind?
We definitely have our suspicion. SeeI thought so. But let me ask
you this, Why did they popinto your mind when they did? I'm
not asking for who they are?Why did they pop into your mind?
Because who else would do it?You know? It's just she doesn't want

(28:55):
to give it away. Oh yeah, I'll tell you who you can Who
can you limit? Trump? No? Joyce Kilma Trump was at the convention.
Jamie, what is the value ofthese trees that were destroyed? Yeah,
what's the value? The retail valueby the time we would have enabled
to sell damage is over three hundredand twenty fives. Now three twenty five

(29:18):
was the gross amount? What wouldyour profit have been? That's with our
profit. That would have been yourprofits that were destroyed. Oh ok,
yeah, so let's figure one thousandbucks plus. Situation. Man, that
is unbelievable really, So so doyou have any kind of business insurance?

(29:41):
We have every kind of business insuranceexcept cross insurance. Because of all the
things that we felt like we hadto protect. Trees growing on a random
piece of property somewhere was not evenin our wheelhouse of being a necessity.
So as far as being made wholeby insurance, that's not happening here.
It sounds like it's someone I bet. I bet someone in the business would

(30:03):
know that too. Someone in thatsame business would know you didn't have that
insurance. I go back to anex employee or a competition. Why,
Mark, I mean a competition.Now, First of all, you're talking
about, you know how hard,even even with an electric chainsaw, to
cut down two hundred and plus treesis insane. No one would do this

(30:27):
just to do it. No,And we had a bunch of smaller nursery
stocks that we had just bought thisspring over this probably over two three hundred
trees out there that are younger.They were, you know, we were
getting implanted so that we could growthem up to sell them as adult trees
instead of you know, younger trees. And they cut all the leaders out

(30:49):
of every single one of them,so they knew, they knew college of
what to do. Yes, plusyour irrigation system, and I'm sure they
knew that there was no insurance tokick in. It was hate for sure.
Jimmy, I am how long doyou think how long do you think
it would take? I mean,you know how long it takes to chainsaw

(31:11):
stuff better than I do. Howlong do you think these vandals or these
these asses were there. They wouldhave been on property for hours. It's
not just when. So it's somebodywho knew they someone who knew your schedule.
Even well, we to the bestof our knowledge, because we do
have a couple of neighbors in particularthat really do look out for us.

(31:36):
We think this happened overnight, sothey were out there in the middle of
the night doing this. Just it'smind boggling. And the more I talk
about it, the angrier I getabout it again, because this is we
don't conduct ourselves in a way thatthis retaliation would have been justified in any
way, shape or form. I'mnot saying that retaliation like this ever would

(31:57):
be, but not in your eyes. But in their eyes they thought that
obviously they Yeah, I don't knowwho they are. I can't understand the
way they think. Because there arelines you don't cross, and this is
the way. What can we doto help you? It's nuts just getting
the word out there? All right, let's talk about how about putting a

(32:20):
reward out? How about putting areward out over the air. We have
a ten thousand dollars reward. Okay, now tell us how do they narrow
it down? It's in Elbert County, right, yes, where I mean,
can you get I mean, isit something you don't mind giving out?
It's off of Mall Road in oneo two, so it is.

(32:42):
It is way out there. Someoneknows, someone listening knows who did this.
Someone knows. It's too random.You don't just go driving around and
say, let's stop here and cutdown trees. Did you say Maul Road
like mull m a U l OmallRoad and yes? And what? Okay?

(33:07):
Okay, hold on, we wantto uh, we want to talk
about this and figure out what wecan do for you. Okay, So
hold on, I'm Tom Martino.Go with a sure thing Denver's best roofer
Excel Roofing dot com. You don'tpay a cent until you're content. Time

(33:30):
for an insurance checkup free, noobligation comparison call Compass Insurance paying too much
your coverage at dozens of insurance companiesfind out now three oh three seven seven
to one help. You'll think you'rehis only customer when you choose Frank Durand
the real estate Man dot com tolist your home with Remax Alliance three oh
three nine two zero sixteen twenty two. Hi Tom Martino here three oh three

(33:55):
seven one three talk threer three sevenone three A two five five. So
we want to figure out what todo the road. If you have any
information, what number should they callAlbert County Sheriff's Department or what I mean?
If they saw anything hurt anything that'sso far out there, but they

(34:15):
might have ideas. They hired aprivate detective. And in case you just
tuned in this Jamie and her husbandthey run a tree farm. They had
two hundred and seventy trees vandalized.People cut down their fence, went in
and just saw down with the chainsaw, two hundred and seventy trees plus destroyed

(34:35):
the irrigation system. Just plain mean, destructive, hateful, you know,
that's what There's so much of thatgoing on nowadays, so much of that.
And it's not like they stole it. They didn't have money as a
motive. It was pure disgust andhate. What else do you call it?
Anyway, it was out near MallRoad, m aul Mall Road and

(35:00):
Road one oh two in Elbert County. And anybody have any ideas, give
us the call or give this ElbertCounty Sheriff's Department a call. And we
have more coming up on the TroubleshooterShow. We've been talking about a whole
bunch of stuff. But if youhave problems, questions and complaints, they

(35:20):
get priority. Monty, I promiseyou you're first out of the gate.
Will talk about Markly Motors coming upgo with a sure thing Denver's best roofer
Excel Roofing dot com. You don'tpay a cent until you're contenth time for
an insurance check up free, noobligation comparison call Compass Insurance paying too much

(35:44):
your coverage at dozens of insurance companiesfind out now three O three seven to
seven to one help. You'll thinkyou're his only customer when you choose Frank
durand the real estate Man dot comto list your home with Remax Alliance threeh
three nine two zero sixteen twenty twoRipped news. So you don't have the

(36:12):
cam un in. Just susass aswe can. Shooter's gonna help. Come
man, This is the Troubleshooter Show. No Tom Martino, Hi Tom Martino,
Your Troubleshooter three oh three seven onethree talk three oh three seven one
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Three oh three eight six two fivefive five four. Let's talk about
Marklely Motors to Monty. And bythe way, I appreciate you all being
here. We were talking about Projecttwenty twenty five. Now listen when I
say this. Some people texted meand said, Tom, why bother reading
it if no candidates are claiming it. Well, I'm reading it because it's

(37:38):
been in the news, and Iread the entire thing from cover to cover.
Now, I can't tell you I'man expert at it at all,
but I read it, and whatI said was I could see where some
people would call it extreme and somefrom their viewpoint. And I can also
see where some people would fully embraceit from their viewpoint, because it really

(38:00):
takes some very strong opinions. Andif I had to sum it up,
they the authors of twenty twenty five, do not believe we should do anything
special for gender dysphoria, especially whenit comes to public funding. Not that
they should be discriminated against, butnothing should be done in the military,

(38:23):
or in education, or in fundingof anything health related to so called gender
dysphoria. That's really a pretty goodsummary. And they believe we devote too
much time, energy and money tothese transgender issues, including the sports title
nine and all of that nothing shouldbe altered for them, and that they

(38:45):
believe gender is sex and that genderis not a list of forty other things
outside of sex. So that's agood and I can see where that angers
a lot of people. Right.Then they think abortion is wrong, done
over, should never be done,and that they should only support candidates and

(39:06):
lawmakers and people who are against itand have a pro life stance. Okay,
they don't say they should outlaw it, they never go that far.
And then they talk about climate change, that climate change is something that's inevitable
and history and that man, youknow, no matter what we do as
America and spending the trillions of dollarswe do, we cannot affect enough change

(39:29):
to make a difference. Unless theworld was united in one effort, even
that would not bring about enough change. So they're saying that we're devoting too
much time and attention. In essence, they're saying we're devoting too much time
and attention to climate change, genderidentity and the other, abortion, all

(39:52):
those things, and racism. Theybelieve that we devote too much time to
that stuff and we are actually creatingdivisions among people. Now, I'm one
of the few in the media thatactually read the damn thing. Now,
I don't see anything extreme as faras calling for nationwide bands or laws or
anything like that. But they sayif we spent money to just help people

(40:15):
Americans and the country, and tokeep us safe and to keep us secure,
we'd be far better off and payless taxes overall. Now, when
you read it, you know,I can see where a lot of people
would say, oh my god,you know, it's going to be bringing
us back to the eighteen hundreds.In a way, it does regress some

(40:36):
of the policies that we've had.In other ways, it's refreshing, but
it depends on what sections you read. That's my take on it. But
I urge people to read it.In fact, I should make I mean
should I don't have to do it. You can do it just if you
google it. It's in a PDF. You just say what it is.

(40:57):
You don't see anything wrong in it. I didn't say that. I said
I don't see anything either way.I mean, I think there's a lot
of good stuff in it, andI think there's some stuff in it that
some people would find offensive. Ipersonally don't find anything offensive about it.
Okay, if that's what you wantme to say, you don't. I
don't personally find anything offensive about itor dangerous. I can see, however,

(41:19):
where people could use it to advanceideologies that could suppress people. I
am. Those people I doubt haveread it. Those people are the people
you're talking about. They haven't evenread it. And there are a lot
of things that we all believe inourselves, right, But yeah, good
information is never bad, right.You will present the information about something that

(41:42):
most people don't know what it is. And I don't know how anybody can
get upset about the fact that it'sas long as what you're saying is truthful,
and I know it is. It'sjust you're bringing up I'm trying to
be rather neutral about it, butI'm saying that I just don't. I
don't think it'sangerous at all. There'snothing dangerous. But listen, if you're

(42:04):
into and by the way, oneday, let's not forget neither candidate has
anything to do with them. Lessthan one percent of the people suffer from
gender dysphor you. It seems tome. Now, I'm not saying that
people should be left behind just becausethey're a small minority. Okay, we're
not that kind of country. ButI think we devote far too much attention

(42:29):
to those issues, far too muchattention. I mean, I don't get
it. I just personally don't getit. But then I'm not affected by
it. But we've allowed the progressiveleft to redefine our culture to some degree.
We're bending over backwards to satisfy thedemands of a very small percentage of

(42:50):
a population. Now and again,when we say left, we don't have
extreme left all the time. Justlike when we say right, we don't
have extreme right. That's the problemto we all use a word and then
immediately we have our own definition ofwhat that word means, and many of
us have chosen to mean a leftis extreme and right is extreme, and
there's no in between. But thereis in between. In fact, I

(43:13):
think most people don't feel fully aboutone or I don't think they fully feel
right or left. I don't thinkthey do. I might be wrong.
Anyway, Monty, let's talk aboutthis problem with Marklee Motors. Where is
Markelee Motors located? I fear it'sgoing It's in Wells County, isn't it?
Is it Larimer County? I believe? Okay, I'm okay. So

(43:35):
anyway, Monty, what happened?Yeah, what happened. It's not a
whole lot of money, and theymight be legit, but I took it
in for an air conditioning. Now, by the way, this is not
a car you bought there? Correct? Okay? What car do you take
in? It's a two thousands Okay, a two thousand buick Le Saber.

(43:55):
Go ahead. So I took itand for air conditioning recharge. The guy
told me it'd be one hundred andseventy bucks and then he would do as
much as he could for that amount, and if something was wrong past that,
he'd give me a call that.So this was for to install an
AC or service it. Service it. It was just blowing hot air.

(44:19):
Oh my god. One of theI just thought it was a free on
recharge or whatever they do. Sohe said one hundred and seventy bucks.
He'd work on the air conditioner andthen call me that needed more stuff.
Well, they called me and saidthe thing was leak and they have a
whole thing. They went through leakinspection showed leaking out of the air conditioner,

(44:39):
blah blah, hoses needed. Itwas going to be one thousand dollars.
I said, well I don't wantto do that, so I'll just
come pick it up. So I'dcome in to pick it up and they
say they didn't do any work onit. Then they just had the diagnosis
on it. And then I'd goto pick it up and they say it's
one hundred and fifty seven dollars.Well, of course it is. They

(44:59):
did they did a diagnostic. Okay, So that's what I said. I
I mean, why should it befree? I mean, why should it
be free? They? I mean, I mean, okay, I get
what you're saying. You're saying theywould service it for one seventy, Well,
they did kind of service it.I mean servicing includes die. I
don't listen. That's my perspective,Mark, What is your perspective on that.

(45:23):
Well, I don't know what theydid, but most likely if it
was a very small hole. Whenthey actually hooked up the machine to recover
the free on, they put anotherthey put more free on in with a
die. Then they saw the diecoming out and then call them up and
tried to sell you'll rip the additionalwork. Would you feel ripped off?
Mark? If they said it's onehundred and seventy for service. Oh,

(45:45):
by the way, we can't reallyservice it. We found a leak one
of those I have it once again. I think they had to hook it
up to the machine and start theEVAC and recharge on it. So they
literally had to do the service.They just found out it had a hole.
Monty. Did you feel what didyou feel they should charge you?
Let's put it that way. Well, that's I mean, that's why,

(46:07):
you know, sort of precist thatwas saying it could be totally legit.
You know, just what did youfeel? What was your first initial reaction?
That they maybe could have put inlike one of the hoses on it
or instead or something just for theone seventy did some kind of work on

(46:29):
it. You know, I thinkthey did. I think they did.
I mean really, I honestly thinkthey did. But okay, well,
I really appreciate you your and especiallyespecially because I know you guys know.
Yeah, we we don't know everything, but we have good feelings. Let's
put it this way. We havea good barometer based on all of the

(46:49):
calls we take. Now, ifyou said agree, if you said,
hey, well beyond that I haveI have probably performed and sold ten thousand
of those over my lifetime. Youhave to hook the machine up. I
mean, unless if they were acomplete ripoff place. I mean, you
have to hook the machine up.Okay, Now, by the way,
thank you for calling Monty. Now, what do you guys think of what

(47:12):
happened to Terrell Davis? Okay?Do you think if he was I want
to ask it because everyone's asking it. If he was a white man,
it would have happened. Listen,what do you think do you think it
was because he was I don't knowhow. I don't know how the tap
went down and I don't know what. I don't know what mood the stewardess

(47:32):
was in or the flight attendant.So I don't know, man, but
it's a crazy story, clear picture. Was this a female flight attendant?
Do we know that? I couldn'teven tell you. I don't know.
I think it was because I thinkit said she was taken off of active
duty or something. But in anycase, I'm just curious what people think

(47:53):
about it. Really, I am, Well, you better explain what we're
talking about, because a lot ofpeople don't know. Ozay, go ahead,
Mark Well as my best recollection.I didn't know you were bringing it
up, but Suzanne kind of filledme in on it. Yesterday. He's
on an airplane with his kid.His kid asked for a glass of water

(48:14):
or a cup of water or adrink or something along those terms, and
she just either didn't respond at allor said she was going to do it,
but basically, like, I don'tthink she responded or he responded for
that matter, So Terrell tapped himlike, hey, did you hear him?
And then all of a sudden,he basically gets asked to get off

(48:35):
the plane. Okay, And theway it happened actually which was weirder in
my opinion, was he tapped her, and you know when it's when when
the when the I guess they wereflying at the time, okay, they
I think, or they I don'tthink they were on the ground. I
don't know. But when he tappedher, you know, you know,
in a plane, you know everything, you might have to speak up loud

(48:55):
or sudden. Maybe he tapped herand as you said, he didn't realize
how hard. Who knows, buthe said he tapped her to get her
attention, and then she says,don't you hit me? But then that
was it. Apparently it was amale by the way. And then after
the flight is when he was detained. To see, people don't understand that
everything went normal from that point on. They didn't talk to each other,

(49:19):
and at the end of the flightwhen they landed, there were FBI agents
there to detain him. But thenhe was exonerated one hundred percent. They
said he didn't do anything wrong.That's right. But to go back to
your question, I don't think.I don't know if there was any relevance
if it was a black guy ornot. I just I don't even know
how I'd make that determination without beingthere and not knowing that that that dude's

(49:44):
background, that background could be aracist bigot for all I know, or
he could be married to a blackwoman. I have no idea. Hey,
guys, can I pop in heresome info? So, first of
all, it was a male flightdescendant, okay, thank you. Okay,
of all, his son, TerrellDavis's son politely asked for a cup
of ice, okay, and theflight attendant pushed the cart through somewhat ignoring

(50:09):
him. So Terrell actually like turnedaround still in his seat and tapped him
on the shoulder, and basically,in his own words, he says,
the flight attendant either didn't hear orignored his requests and continued pat to pass
a row. I calmly reached behindme and lightly tapped his arm to get

(50:34):
his attention to again ask for icefor my son. His response, and
the event was he shouted, don'thit me and left the cart to hurriedly
approach the front of the plane.Okay, So, by the way,
and then that's why nothing was done. Then they were in flight when that
happened. Then nothing happened throughout theflight. But at the end of the

(50:55):
flight is when they entered, sothey might to call thehead and said,
I have a guy that was disruptiveand I want because that's what they do.
And then at the end of theflight, when you land, there
are people there to meet you.So my gut is the guy this this
uh stewardess or excuse me, flightattendant is a complete jackass. Yeah,

(51:16):
who knows what motivated him. Youknow, that's weird. But anyway,
Terrell Davis was very upset about it, posted on social media and then have
been he has been interviewed by othersand I just wondered what people thought about
that, because it did You know, the airlines are very very very sensitive

(51:37):
right now to I mean not now, but over the last few years,
especially just round COVID, they startedgetting really really sensitive about anyone who disobeys
them in any way or acts upin any way. Yeah, well you
give you give go with a surething Denver's Best roofer Excel roofing dot com.

(52:00):
You don't pay a cent until you'recontent, wait time for an insurance
checkup free, no obligation. Incomparison, call Compass insurance paying too much
your coverage at dozens of insurance companiesfind out now three oh three seven to
seven to one help. You'll thinkyou're his only customer when you choose Frank
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(52:22):
oh three nine two zero sixteen twentytwo. Hi Tom Martino, your troubleshooter.
Three oh three seven one three talksseven one three eight two five five.
Compass Insurance Group free insurance checkups.Make sure you're not under insured or
paying too much. Three oh threenine nine six nine thousand. Kate has

(52:43):
a comment on Project twenty twenty five. Go ahead, Kate, what is
your comment? Hi? Tom,I have read it and I would just
ask you to do to dive alittle deeper. On the same page where
you found the twenty twenty uh twentytwenty five, there are position papers.
When you read those, then they'rewritten by board members of the Project twenty

(53:07):
twenty five about the restructuring that theywould like to see within the government.
It includes replacing current people and puttingthem through indoctrinations. Okay, I'm using
that word. Training program would bethe where they use extemely training program.

(53:28):
How to you know, be anadministrator? No, you're right, you're
right, they're talking You're talking aboutadministrators. Now, what they're saying is
they define each position and the purposeof the position, and what qualities the
person should have and what should betheir priorities based on their agency. Like
le, yeah, you're the samething every employer in the world does when

(53:52):
they interview you. But but whatdid you not Was there something that troubled
you about a Kate, I wantto look it up. What section are
you talking about out, well,I'm talking about those the recommendations for staff,
right, Okay, go ahead,So what did you find what did
you find troubling, if anything,that they would they believe in replacing current

(54:19):
people who may or may not haveany political affiliation. You can't assume that
everyone who works for the government isa particular affiliation, right. So the
way they did that, and I'lllet what she's talking about is this,
they took it an office position oran administrative physician, and they highlight it
with a topic, and then theygo down and say this position is critically

(54:43):
important. This is why, andthen they explain the office and then they
say what that person should be doingand what they shouldn't be doing. Yes,
okay, and you know, that'sfine. They certainly can have their
voice along that. This is atwenty Remember this is not supposed to be
completed until twenty fifty. It's along term. Wait. Wait, just

(55:07):
stick to what you called about.Stick to exactly what Tom just asked you.
What do you find wrong with theemployer wanting people to understand what their
job responsi abilities are and whether theycan do them or not. What's wrong
with that? There's nothing wrong withthat. You're assuming that that isn't already
happening. And I guess, okay, I see what Kate is saying.

(55:30):
Is this Kate is saying, howcan you say, for example, that
one position should not cater to becauseit talks about not catering to gender issues,
for example, or not catering toclimate change because their office is not
meant to do that. She issaying, how do you assume that everyone

(55:50):
in the administrative government is doing thewrong thing to begin with? Well,
I don't think that assumption's being made. Are you saying that they want a
wide sweep firing of everybody in government? No, they want to review of
everyone, though they do they do. What's wrong with that? If I
bought when I bought. When Ibought four good years, guess the first
thing I did was go buy andinterview every single employee in person, down

(56:15):
to the tire changes to make adecision if they were going to be with
me or not. Do you thinkthat everyone everyone in a government, in
our government should be believing exactly whatyou know, what Trump wants? No,
it's well, why did you justsay Trump? Trump's not now we're

(56:36):
associated Trump? Put this again.It didn't talk about Trump. Okay,
go ahead. They need a Republicanadministration, they said, so after our
next Republican president is elected, whetherthat be Trump or someone else. They
you're missing it. The Trump disassociatedhimself from this group. But it does

(57:00):
no matter what she is saying.What she is saying is this, if
Trump becomes president or whoever is president, according to this agenda. By the
way, this agenda does not havejust the president dictating this. What it
is. It's a list of dutiesfor the state, for the administrative state,

(57:22):
the regulatory state. It's a listof duties, and it's a list
of do nots and stuff they're notsupposed to get involved in. All it
is is policy. What's wrong withthat? Because they are not the experts
in that they are a lot ofthem come out of his previous administration,

(57:42):
a lot of the board people.But well, you keep talking about Trump.
So if Biden did it, itwould be fine with you. No,
No, I don't want either sideto take over quote unquote, Well
then who does see I'm not tryingto argue with you, but who does
Kate. Someone's got lay down howthey're administrative staff and regulators regulate. Who

(58:06):
else should do that other than theleadership. That's why, that's why they're
the leadership. I mean, theyset forth policy for their staff. I
see here. I happen to believethat the regulative state right now, the
administrative state, they're they're overrun withpower. That they they're drunk with power,

(58:27):
and they have all kinds of power. It's amazing what they can do
with the swipe of a pen.Tom. If you I've been watching some
of the appropriations committees and other thingson YouTube, the level of incompetence,
ignorance, and I know anology inthese agencies, Okay is overwhelmed. Now
what Kate's saying is this, Iknow what she's saying. I hope Kate

(58:52):
listen she's saying, some of thesepeople, for example, in an in
an economics office or in a budgetaria, they might be trained in in an
accounting or a certain skills. Theymay have a lot of skills that an
elected officer would not. And justthe mere fact that you have elected people
saying here's how we want you todo your job. But that's not what

(59:12):
they're doing. It's not These arepolicies that are laid down. They're not
just picked by whoever is a senator, a congressman, or president. That's
why they laid out this agenda becausethey want them to follow certain guidelines that
so they can't, for example,make them do things outside of the guidelines.

(59:36):
They're trying to lay down guidelines fortheir administrative staff. And I call
it administrator. It's way more thanthat. It's regulatory administrative. It's basically
what people call do they call itthe deep state or whatever? The unelected
officials. They're trying to lay downa policy for all unelected officials, saying
you're not elected, you don't havea right to just run your office the

(59:59):
way you want. Here's how youdo it. Do you think there's anything
really wrong with that? According tothem. Here's how you do it.
It's their agenda. I mean,you don't see their pushing. Oh my
god, that would be their administration. But that's no. But but Kate,
they're saying, you're right, you'reright, Kat, You're right,
Kate, it is according to theirview. That's right, you're right.

(01:00:20):
Yeah, okay, But if there'sother views, I just think that it's
a one you either fit in theway that we have it. It's called
I'm sorry to draw the analogy,but you know there it is rather Hitler
esque. Kate. Kate, Wait, just wait, wait, Mark,
wait, I really want to saysomething, Kate. I swear to got

(01:00:42):
a liberal cam three minutes Mark withoutsaying Hitler. Mark, Hold on a
second, Kate. You see,here's the point. Here's the point is
that this is their agenda. You'reabsolutely right. But for you to pretend
that the progressive movement doesn't have itsown agenda. So what they're saying,

(01:01:06):
here's what they're saying, this isour conservative agenda. They call it the
conservative promise. They're not hiding fromit. Now. I'm not talking about
candidates. I'm talking about the groupthat put this together. Okay, So
yes, it is their agenda,It absolutely is. But to think if
you didn't have this, you wouldn'thave an agenda is absolutely wrong because right

(01:01:27):
now we have a woke progressive agendajust the opposite of this. So it
doesn't so what people want is whatthey'll vote for. Kate, You're absolutely
right. These people have their ownagenda, just like the progressives have their
own agenda, and right now we'reunder that agenda. We're under an agenda

(01:01:50):
right now. It may not bethis one, but we're under another agenda.
Can't you agree to that? Ido agree, Okay, So we're
under whatever agenda people elect. We'reunder what i'd like to see, and
maybe this is what you're saying.What i'd like to see is that no
one has that. We we takethe good and bad from different agendas and

(01:02:13):
kind of meld them together. Imean, but I don't see anyone ever
doing that. I don't know wherethe line was drawn, but it was.
We're never gonna have people in themiddle saying, you know, it's
okay to do this, and let'sdo this, but not this, and
not that. They're never gonna meldthe agendas. Go with a sure thing.

(01:02:35):
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his only customer when you choose FrankDurand The real estate Man dot com to

(01:02:58):
list your home with re Max Alliancethree oh three nine two zero sixteen twenty
two. Hi Tom Martine here threeoh three seven one three talk three oh
three seven one three eight two fivefive Frank Ran the real estate man for

(01:03:22):
market valuations of your home. Imean that if you look into sell a
house, so many people have questions. First ask your questions. No obligation.
You never have to listen with him, but he'll tell you what he
thinks it will sell for and why, and all of the market factors affecting
your home. He'll even tell youhow to stage it if you don't want
to use him. He's a greatman. Three oh three nine two zero
sixteen twenty two. Franc Durin Thereal Estate Man dot com. Okay,

(01:03:45):
so, Kevin Uh, go ahead. Now you had an issue with Gilbert's
tree service. You were working withDeputy Doc. What is going on,
sir, Well, when he deliveredthe firewood back in February. Uh,

(01:04:08):
he was driving a truck pulling atrailer and the four wheel drive wasn't working,
that's right, and he got andhe got stuck on he got stuck
on the ice, and then maybeeventually he slid sideways and he finally got
the truck and trailer out. Andyou said that the truck did a lot
of damage to your landscaping, right, Well, not the landscaping, the

(01:04:30):
four x four posts, the twoof them plus the gate. Oh okay,
yeah, yeah, okay, heclosed off so we can keep our
horses in okay, And so wemeet the gate. Well, they invent
the gate up, so we needthe gate replace. He took out two
four by four posts, so weneed them replaced. I'm sorry you were
working with Deputy Dollar on this.I thought I put down here you were

(01:04:51):
working on this. I was DeputyDoc. Oh Doc, I'm sorry,
doctor. What did you do?Doctor? Call him? I tried to
get in touch to them, andthey never got back to me. God,
that's the same thing. They completelyignore me. Oh man, So
we haven't heard anything from them.I will try I've tried them a couple

(01:05:14):
of times. I'll try them againthis afternoon, Kevin. Otherwise, you
know, maybe small claims. Quotis how damage? How much did it
cost you fix this? Well,we haven't been able to fit it yet.
I would have to. I wouldhave the price the four by four
poles? Okay? Is the gate? Is the gate one of these big
like you know metal uh uh,it's a bit. It's one of those

(01:05:38):
green tree furt uh pel cattle cowpanels. Yeah, it's a panel with
that. It's a panel that youput the hinge on the end of it,
right, and and and it hangson the hinge. Yeah, well
on the on the post and there'syeah, there's two hinges right right,
and then you have the chain onthe other end right. Well uh yeah,

(01:05:59):
because there's two gates that close hyeah. Yeah, and so only
one so you have two panels andone of them was destroyed, right right?
Okay? Meanwhile, people, whereis Gilbert's tree service located somewhere on
Payton I believe? Do you havea phone number for him? I can

(01:06:19):
get it. I have it righthere. Give me the phone number,
doc, because I have an idea. Go ahead with seven one nine six
eight three six' eight three threefour three seven three four three seven.
Look, we've given them time tocall. Here's what I want people to
do. You know what. Andif people say to me, why do

(01:06:40):
you do that? That's harassment,No it's not. It's no more harassing
than a review, and in myopinion, doing a service to the company.
So here's what I'm gonna do.I'm going to tell people to call
Gilbert's and say I heard about youon the Tom Martino Show, and you
need to call them about Kevin.Uh. If you're going to be in
business, you need to be responsivefor damage as you do. Their number,

(01:07:04):
Gilbert shure another, don't be vulgaror me. Just tell him you
heard about him and they need tocall us back. Give him the three
h three Martino number. Their numberis seven one nine six eight three thirty
four thirty seven seven to one ninesix eight three thirty four thirty seven.

(01:07:25):
I don't blame you for being upset. And let's see that's seven one nine
six eight three thirty four thirty seven. Now, Anthony, what's going on?
With you. Hi, Tom,what's happening? Uh? Well,
my mother passed away. It wasthe other day. Uh oh, he

(01:07:45):
left the whill. She left awill, and I'm wondering if she could
help me with a lawyer maybe oryeah, we can help you for sure.
Yeah, hold on, I'll helpyou. Hang on, Anthony,
We'll answer all your questions. Wedo it all the time. Go with

(01:08:05):
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you're his only customer when you chooseFrank durand the real estate Man dot com
to list your home with Remax Alliancethree all three nine two zero sixteen twenty
two. Kay hew, Hi TomMartino, you're a troubleshooter. Three all
three seven one three talks seven onethree eight two five five Anthony, I'm

(01:08:48):
so sorry that your mom died justthe other day. So now, did
she have a will? Are youthere Anthony, huh am I doing anything
wrong here? Bro no sarh okay, can you see if he's there?

(01:09:09):
A guys, he had a questionabout a will someone died. Now you'd
be surprised how many calls I'm gettingfor people where there was no will.
Where if you do not have awill, if the deceased does not have
a will, then the law tellswho gets what. But here's what you

(01:09:31):
can do. If you're in theline of inheritance and you're senior in the
line of inheritance, you can changeit. For example, if you're the
first in the line of inheritance andyou get it, you can decide to
divide it up. We're not,but no one else can without a will.

(01:09:56):
That's why wills are important, evenif they are very simple documents.
But we have more coming up onthe Troubleshooter Show. Three oh three seven
one three talk seven one three eighttwo five five. I'll take Anthony.
Right after the break we re establishgo with a sure thing Denvers best Roofer
excel roofing dot com. You don'tpay a cent until you're content, leave

(01:10:21):
time for an insurance check up free, no obligation. In comparison, call
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(01:10:49):
News deleted. You don't have comeruningxious as fast as we can shoot.
What's gonna help? Come man?This is the Troubleshooter Show. No Tom
Martino, Hi Tom Martina, Yourtroubleshooter three all three seven one three talk

(01:11:13):
three all three seven one three eighttwo five five. This hour brought to
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(01:11:34):
Com. All right, So westarted out the show earlier today and we
we were talking about Project twenty twentyfive. We'll have some comments on that,
so hang on, Mark, ButI want to go to Anthony,
who has an issue with a willand Anthony, he said his mom died
recently. Sorry about that, Anthony. What are your questions? Basically?

(01:11:56):
Uh? What did she did?She die with a will? Yes,
she gave me a copy of thewill before she died. Do you have
an original? No? I don't. This is a copy that she gave
me. Do you know where theoriginal might be? I could call and
ask my sister. Who's the powerof attorney? Okay? I want to

(01:12:19):
ask you a couple other questions.And uh, how uh? How old
is the will? Oh boy?Oh well, I could take a look
real quick. The date on it? Let me stay here. Yeah,
uh should be right on the topor where she signed it. Yeah.

(01:12:50):
How many pages is Oh boy,it's about five pages? Okay, Well
what does it say? The dateat the end where she signed it?
Signed it in several fus. Butdid she put a date anywhere? Without

(01:13:12):
a date, it's not valid?Oh boy, I don't date. Well,
there's no date on that will.It's as good it's not good.
Oh, it's a durable that's nota will. A durable power of attorney's
not a will. Okay. Itsays gifts two family members. I give

(01:13:39):
Anthony before you read that, letme ask a few other questions. How
much is her estate worth? I'mnot sure. Maybe a quarter of a
million? Okay, So she didshe have a home? Yes? And
was it paid off? Yes?Okay? What's that that worth? H

(01:14:01):
I think she paid three hundred thousandor three maybe, well that's more.
That's more than a quarter of amillion. Uh yeah. What else did
you have? Did you have cashin the bank? I'm pretty sure she
did. Did you have investments?No? No, I know. How

(01:14:25):
about vehicles? She had one vehiclewith your new vehicle? Okay? Now
how many airs all together? Seven? Seven kids? Well, grandson shed
some too, No, no,I'm talking about immediate immediate family. How
many kids did you have on?Well? Two there's me and my sister

(01:14:54):
and then the granddaughter. Yeah okay, I get you and your sister.
But does the will? Does thewill name individually other heirs or all that?
You said the will name seven heirs? Is that right? Yes?
That's correct? Okay? And whatis your question? How can we help

(01:15:14):
you? How do I collapt onyou? I mean, well, who
is the who who filed the probate? That's a good question, that's something
who's the personal reputation. Well,Anthony, so far you haven't answered one
question except five pages. So here'swhat I need to know. I need

(01:15:35):
to know something was a probate filed, Jed, I don't know? Okay?
Where did your mom live? Didyou know that where she live?
She lived in the Windsor Garden Den? Okay? And your sister is she
taking control of this? She's supposedto power of attorney. That okay,

(01:16:01):
But that doesn't mean she's the personalrepresentative. Okay, that doesn't mean that.
But the will names the personal representative. So when you read those five
pages in the very beginning, itshould name her personal representative. Who did
it name? Oh? Boy,Anthony, do you do know how to

(01:16:26):
read? Right? Yeah? Okay? So when you read it, does
it say anything at all about apersonal representative? No? Then you have
an invalid will. That will hasno date, there's no original, and
there's no personal representative. So howdo you even know it's Does it have

(01:16:48):
a signature? Even yes, shesigned it in several spots not, but
she did not date it. Boy, there's got to be a date on
you. Okay. What I'm goingto give you some homework to do.
Look for a date. Okay,you don't have to do it under the

(01:17:09):
pressure of a phone call. Lookfor a date. Your question is how
do you collect on it? Well, okay, do you talk to your
sister? Yes? Did you askher? Did you ask her if she
opened a probate? No? Ihaven't. Okay, let's hear what it

(01:17:29):
was just yesterday? Okay, Iget it. I get it. So
how long ago do your mom die? Anthony? That's two about two weeks
ago? Maybe? Okay, I'mgoing to give you a list. Can
you write a list down of whatyou need to do? Yes? Okay?
Good. Number one. Number oneis find out from your sister if

(01:17:56):
she has the original will. Okay. If there is no original will,
it's going to be very, verydifficult unless all the heirs agree to abide
by that one. But if thatone does not have a date, that

(01:18:18):
will even be difficult. Okay,So you need to first ask your sister
do you have an original will?And also did you file probate? Once
they file probate, here's what happens. The personal representative. A lot of

(01:18:40):
people call them executors, but they'renot really called that anymore. The personal
representative goes through the estate and paysthe bills with the funds available. With
everything left over, they dole outthe assets according to the will. Okay,

(01:19:01):
that's it. However, the willcan be challenged if there is no
original and if there is no date. How did you happen to come across
a copy and my mother gave itto me in the hospital? How long
ago? Oh? About two weeksago? Okay, okay, that's really

(01:19:27):
good. Was there any were thereany witnesses there? No? Okay.
Do you think your sister is goingto be fair and honest about this?
That's something? Yeah? Okay,good. Yeah, So there's seven heirs,

(01:19:53):
there's got to be a probate,So call and call us back.
But you must at least get started. Three three seven one three talk seven
one three eight two five five.Mark. I don't know if you have
if you have a quick comment ornot on Project twenty twenty five. But
I started the show saying I wasone of the few probably people in the

(01:20:15):
media that actually read every single word, every single page and had opinions not
on whether people should be four oragainst it, but but why people are
saying what they're saying about it?So what do you have to say?
About it, Mark, Well,it sounds I haven't read it. But
with listening to your conversation and thenlisten to what Kate had to say,

(01:20:35):
I think that this is trying toaddress things how they're doing it now because
they're just checking boxes. Now,say the Press secretary, there's a black,
lesbian immigrant woman, so they getto check four boxes. They're not
hiring people for their abilities. They'rehiring because who they are. Shame as

(01:21:00):
they did with the Supreme Court justice. They they went to hire a black
woman, nobody else got a chanceat the job because unless they were a
black By the way, you know, I know what you're saying, and
to a certain extent, some ofthat might be true. Here's what I
have. I have. I lookedup what she was talking about, and

(01:21:21):
I do have some observations about that. I'm going to ask you to hold
and I'll take you, I promise, right after the break, because what
you're saying has some validity. Gowith a sure thing Denver's Best roofer Excel
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(01:21:45):
an insurance checkup free, no obligation. In comparison, call Compass insurance paying
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three seven seven to one help.You'll think you're his only customer when you
choose Frank durand the real estate mandot com to list your home with Remax
Alliance three oh three nine two zerosixteen twenty two. Hi Tom Martino,

(01:22:11):
you're troubleshooter three all three seven onethree talk seven one three eight two five
five So uh, Mark, goahead your turn. We had made some
comments on Project twenty twenty five FinishUpsir. I just wanted to make that
point that I don't think people shouldbe put into a position because of who
they are, black, lesbian,YadA YadA. You go ahead and make

(01:22:36):
up your own, but I mean, if they're not, I want the
best person for the job, okay. And what this is, what this
is really? If I had tosum up twenty twenty five and what people
are talking about, really, whattwenty twenty five says, what they're addressing,

(01:22:59):
it's weird, it's kind of weird. It's really control through no control.
And here's what I mean. Theydon't What they're saying is that our
government right now the positions in ourgovernment. There are mandates on how people
do their job, and those mandatesare everything they do must include DEI diversity

(01:23:30):
and equity and inclusion and must beand hold on, must addressed all gender
identities, and must address climate change. What twenty twenty five basically says is
this, none of those things areyour concern. You do your job.

(01:23:51):
So it's actually it's really the progressiveand I'm saying, this is clearly a
conservative agenda, and there's clearly aprogressive one. The progressive agenda actually came
in and added more control and definitionsthan anyone. When they talk about how

(01:24:11):
can the conservative agenda wants to controleverything, it's kind of just the opposite.
They want to take out the controlsand the artificial mandates that they consider
artificial away from what's happening now.They said that our government is littered,
littered with all kinds of inclusion ofextra stuff that was never there. In

(01:24:40):
other words, when you talk aboutthe rights of everyone and the constitution,
it covers everyone. You don't haveto make extra extra things in the government
administration to address all these things.When you're reading with saying, okay,
well that's what I'm reading from twentytwenty five. So it really isn't the

(01:25:00):
inclusion of a lot of requirements.What it really is is getting rid of
all of the crap that has infiltrated. Do you know that we went through
that that we as a country wentthrough everything, the entire military, the
entire budgets, the entire laws,and they take out references to genders,

(01:25:24):
and they they have made everything politicallycorrect cohesive in their mind, and they
have included climate change. In areasabout education, they've included they have included
the issues of gender everywhere where itwas just noted as as equality of the

(01:25:46):
sexes, now now they include dozensof definitions of different genders. So what
this twenty twenty five is saying,when I should have said this to the
other woman who called, who said, well, they're putting in all kinds
of controls. What they're actually doingis saying that we've had too many controls

(01:26:06):
and they're controlling our administrators and regulatorsnow to a point where the woke agenda
is trying to tell people how tothink. I swear to God that's what
they're doing. They're trying and sowhat twenty twenty five is saying is don't
tell people how to think, justgive them our goals, and our goal

(01:26:29):
should be the protection of the countryand of all Americans. And they're saying,
you don't need to make divisions amongus. So, if I had
to sum it up, that's whatit is. And I would just like
to say what worries me the mostabout it is so many people just accept
it as being you know, right, or you know, well, what

(01:26:56):
you're saying about it being crazy.They're vilifying iting it for exactly what Tom
said. I mean, basically,they want to take away the controls and
they wanted something wrong with all ofthose special definitions, all of those special
definitions, all of those special requirements, and all of the wokeism that has
been built in. They want totake back out again and make it the

(01:27:18):
way it was. They believe addressingmen and women, male and female,
they believe addressing all Americans and security. My point is that's why the left
is vilifying Project twenty twenty five,because that's the last thing they want to
see. They thought they were changingus into a global society of some sort,
and they're not. By the way, By the way, our budget

(01:27:42):
items were thank you like, thankyou for calling. And again, I'm
not sticking up for this over anythingelse because I read it and I just
wanted to know what it's saying.And it really is saying, get rid
of all this crap and just getback. And why won't you say you
endorse it Because it's not because nobodygives a damn. Because I don't think

(01:28:02):
that much of myself. That's why, Mark, Because I discuss ideas,
because because it doesn't really matter.Everything you read is so in alignment with
everything you generally say. Is mypoint. If you're asking me, do
I like a lot of what Iread? There are some things I believe

(01:28:23):
that will cause severe division. Letme give you an example. It doesn't
mean I don't like it. I'mtelling you it will cause division. When
they talk about protecting the rights ofall Americans. That's all they have though
time on the left side right now, the Democrats side, all they have
is division. They have nothing torun on, but they got a guy
in office. You can't even lookstraight Mark. Where the Project twenty twenty

(01:28:46):
five talks about protection of all Americans. They believe in the unborn are full
fledged Americans that should be protected.Now, many believe that, but that
you must admit will cause severe divisionamong an aggressive stance in my opinion ed
Yes, Okay. All I'm sayingis so when you asked, do I

(01:29:09):
like I I what people? Idon't think, Honest to God, I
don't think people listen to this showto for political advice for me or what
I think should happen. What theylisten for is how to protect themselves and
not get ripped off and all that. But the reason I took on this
twenty twenty five is I was sodamn curious. Just like when people used

(01:29:30):
to quote from all kinds of holybooks, I decided, I'm going to
read the Korra. I'm not gonnaI'm not going to uh, I'm not
going to let people tell me whatit says. I'm going to read from
every holy book I can find theKuran, and I wanted to know what
it said, okay, and andI just didn't want to hear it.

(01:29:53):
And what's amazing to me is whymore people in the media don't do that.
It's there for you. It's eighthundred and eighty eight pay but many
of the pages are title pages orglossary and things. But if you get
right down to it, there mightbe a real substance if you can doense
it all maybe six hundred pages inthis mandate for leadership, the Conservative Promise

(01:30:13):
Project twenty twenty five. And Iurge people to download it, and I
think they would have a good thing. Oh, by the way, a
Belle, you got a question onwills, a general question. What is
it? Bill? Well, I'mjust wondering if I even need a will.
My wife's on the titles for thehouse, and my wife is the
beneficiary of my IRA account. Iflisten, if you have everything payable on

(01:30:42):
death, whether it be a will, a deed, excuse me, whether
it be a bank account, adeed, artwork or whatever. If that's
all transferable on death, you don'tneed a will. However, it's not
bad to have a will to dispelanyone who might and in your case it
may not happen. It may notbe a bad idea to have a will
that says everything has been accounted forand anything that's not goes to my wife,

(01:31:08):
right and then my kids. That'swell, yeah, well, okay,
then you need a will because withthat payable on desk stuff, it
doesn't address how your kids get it, well, not only if she dies,
but but what if you both dieat the same time, or what
if she dies first? Well,then the kids get it, right?
Well no, not well okay,See Bill, that's the wrong way.

(01:31:29):
The wrong way is to allow thestate to dictate, because when you say
the kids get it, okay,what percentage do the kids get? Well,
okay, are they happy with that? Well, they never talked about
it. Well, that's what I'msaying. A will dispels every single question.
And it's not going to cost thatmuch to put it together, not

(01:31:49):
at all, not for a smallestate like yours. Right, Okay,
I'm just wondering. Yeah, Ithink everyone the question. Everyone needs a
will. Everyone everyone needs a will, even a simple will. Miles,
what is your question about Miles?Well he actually it's more of a comment,

(01:32:10):
yes, sir, since they're talkingabout gender identity and ye kind of
thing. A friend of mine orderssome shoes online and he wears a man's
size tent okay, and they shippedinto him and they were way too small.
So he called them up and hegoes, why are these too small?
And they said, oh, wehave gender or gender neutral sizing.

(01:32:32):
Now, So if you want tosize men ted he had to order a
size Twell, are you kidding?Come on, I've never heard of that.
I'm not, I am not,I'm not kidding. I'm just saying
it's getting way out of control.I don't care about anybody's gender or what
they identify as. But come on, well, you know, look,

(01:32:55):
look as far as as as Projecttwenty twenty five and other poly season all
of this, I don't think weneed to be spending billions and billions of
dollars. And we are on genderinclusion and gender education around the world,
and that's what we're doing and inour country. However, however, I
do believe that people have a right. No, I am not against.

(01:33:19):
If people want to want to changetheir sex, let them do it.
I don't think we should prevent them. And if insurance wants to pay for
it, and people are paying forinsurance, let it happen. The question
is should government pay for that inthe military, should government pay for that?

(01:33:39):
Or should we educate children at anearly age? Oh by the way,
kids, if you want, youcan switch what you are. I
mean, all I'm saying is I'mnot so sure that's the greatest thing in
the world. But I do believeeveryone has the right freedom and should be
happy with whatever they want to be. I don't care if someone wants to
be a hamster. If they're nothurting people, let them be hamsters.

(01:34:02):
I don't care about furries, Honestto God, I don't. I don't
really care about it. And Idon't avoid those people. I don't avoid
anyone. I think everyone has aright to be happy and secure and live
the life they want. I don'twant to control them, but I don't
want them controlling me either. ButTom, that's where it lies the people.

(01:34:25):
I agree with you. But whenit comes to infringing on others' rights,
and they talk about like girls' lockerrooms, girls' restrooms, then that's
where we have the problem. AndI also have a problem when it comes
to bottom line sports. Okay,you have girls who are always going to
be weaker than transgender girls men whobecame here. They're always going to be

(01:34:49):
weaker. It's just not fair.It's not because I hate them. I
don't hate them at all. Ijust don't think. Maybe we should take
all sex away from all of them, and then people will get what they
want. Take everything away. Everyonecan peace on an open field, and
you know what, then what wouldhappen? Reality would set in and they

(01:35:10):
start saying, wait a minute,that's not fair. Girls will never win
anything. We'll get the point.And how dare a judge asks someone before
sensing them? Where do you wantto go? This guy has been sporting
a penis his whole life and thendecides he wants to go to a woman's
prison and rape women. And allhe has to say he has to show,

(01:35:31):
no medical nothing. All he hasto say is I am a woman
and he goes to a woman's prison. That's freaking stupid. Go with a
sure thing Denver's best roofer Excel Roofingdot com. You don't pay a cent
until you're content. Time for aninsurance check up free, no obligation.

(01:35:58):
In comparison, call Compass Insurance payingtoo much your coverage at dozens of insurance
companies find out now three all threeseven seven to one help. You'll think
you're his only customer when you chooseFrank durand the Real estate Man dot com
to list your home with Remax Alliancethree all three nine two zero sixteen twenty
two. Hi Tom Martinez, yourtroubleshooter. I ran across a survey done

(01:36:26):
by it's called Life Rankings, Andyou know, you can get into the
methodology if you want. I've alwaysfound some of these survey companies to be
very accurate in that they take matrixesthat they survey and don't really put opinion
in there. Let me give youan example. Let me give you an
example. This one list of surveysit's called City Rankings. And what they

(01:36:49):
do is they have a category thatyou can rank a city by any category
you want of their matrixes. Uh, and what do they have, Well,
they have for of all the overallrank then they have they have the
environmental rank aaron, water quality,housing, healthcare of physical health of people,

(01:37:11):
mental health of people, economic stability, employment, housing affordability, safety,
education, leisure time, recreational facilities, and on and on and on.
So you can actually range cities byindividual items that are important to you.
Is song, Yes, now here'swhat I like. So then they

(01:37:33):
do an overall ranking of the bestquality of life. Now this is kind
of strange. So then they getso they take all those matrixes I told
you about, like twenty four differentcategories and they take all those categories and
then and then give an overall rank. And they say that I had never

(01:37:55):
heard the city, But Mark,you're not far from it, Redmond,
Washington. Were you anywhere near Redmond, Washington. You went up to the
northwest anyway near Oregon. So Redmond, Washington has the number one quality of
life according to all these matrixes.New were Microsoft's out of Oh really,

(01:38:15):
okay, Newton, Massachusetts is numbertwo. Now Newton is a small town
up in near Boston, outlire inBoston. It's right, it's I believe
it's where Boston College is out there. So Newton number two in the entire
country Woodbury, Minnesota. And thenanother one is Bellevue, Washington. Again,

(01:38:39):
I'm not going to go through eachand everyone, but where is any
city in Colorado? Number ten?It was the first time Colorado showed up,
by the way, just you know, in the top in the top
ten, there were two from Washingtonstate, two from Minnesota, and three
from California. And then you hadtwo with only one in there. You

(01:39:02):
had Indiana has Carmel, and thenColorado the number one city in Colorado according
to this, And then the topten in the country is castle Rock.
Huh, castle Rock. That's odd. So then a number of other California
cities again, you know, youmight, I can't believe with the economic

(01:39:24):
stability, but maybe because the incomeis so high they don't care about that,
the tax burden and all that.Again, I'm trying to find another
Colorado city down here, and I'mlooking at the top. I mean it
goes down to okay, Broomfield.Excuse me, Centennial Colorado shows up at
number forty. So you had castleRock at number ten, and then you

(01:39:45):
don't get another ranking until forty,which is Centennial, and then it goes
back down to Broomfield. Colorado isforty four. Believe it or not.
Boulder is down at forty eight.You would think Boulder would have been maybe
a little highly impressed by castle Rockcoming in at ten. Man, I
cool, no, I know itnow Again, for a year, I

(01:40:06):
did not examine the total methodology.It looks like surveys and actual data as
far as healthcare and all that hospitalization'sdeath rates, all of that. Again,
Colorado doesn't show up again. Ohwait, Denver is one hundred,
one hundred, which is you know, not terrible because they they rank all

(01:40:29):
the way down to Oh my god, I think five hundred. So it's
really a very interesting matrix here.By the way, Dragon is foolish to
me to think I'm caught up onbreaks, isn't it? Is it foolish?
Or am I I need to writethen? Okay, because I want
to tell you about some of thesub categories here and how we rank.

(01:40:50):
But in any case, get yourcalls in. We have another hour to
go after this one, of course. Three O three seven to one three
talks seven one three eight two fivefive Go with a sure thing Denver's best
roofer Excel Roofing dot com. Youdon't pay a cent until you're contenth time

(01:41:14):
for an insurance check up free noobligation comparison call Compass Insurance paying too much
your coverage at dozens of insurance companiesfind out now three oh three seven seven
to one help. You'll think you'rehis only customer when you choose Frank durand
the real estate Man dot com tolist your home with Remax Alliance three oh
three nine two zero sixteen twenty two. Hi Tom Martino, your troubleshooter three

(01:41:46):
O three seven to one three talkthree O three seven one three, eight,
two, five five if you wantto call, we got only a
few minutes this hour, but wehave another hour to go. And some
of the notable call say it's alet me let me go to some texts
here. Anyway, someone says thatit's wrong to talk about Project twenty twenty

(01:42:10):
five because it it. I don'tknow what they mean by this, because
it's an election year with Trump,and they said, like r of K
has a long established history of beinga proponent of the environment, so it
would be like discussing RFK Junior whilereading the Unibomber's manifesto. See, I

(01:42:34):
don't get that what he's talking about. Are you saying by reading from Project
twenty twenty five, I'm somehow inferringthat Trump is part of it? I'm
not. He said some promotents ofthe environment. Wait, yeah, he's
making no sense to me. Soand anyway, Hey, Susanna and I

(01:42:58):
just a side note. You said, unibomber, we were in Lincoln,
and uh, that's where he wasfrom, man Ted Kazinski's little house.
That whole thing was right in thattown. What did they memorialize it somehow?
Is it like a landmark of somekind? No, seriously, we
seriously, we didn't even know itwas till we got to our next destination,
Polsom Lake, and a listener tookus out on his pontoon boat and

(01:43:23):
asked us the last place we wentto, and we said it was Lincoln
and he goes, oh, that'swhere the unibomber's from, is shack and
everything. So did you actually seea shack? No, when we were
there, we didn't know, norwould I go out of my way to
see Ted Kazinski's shack. All right, Well, anyway, we got more

(01:43:43):
coming up on the Troubleshooter Show.Three O three seven one three eight two
five five Get your calls in,or of course you can call three ZHO
three Martino. Go with a surething Denver's best roofer Excel Roofing dot com.
You don't pay us secon until you'recontent. Leave time for an insurance

(01:44:04):
check up free, no obligation.In comparison, call Compass Insurance paying too
much your coverage at dozens of insurancecompanies find out now three oh three seven
seven to one help. You'll thinkyou're his only customer when you choose Frank
durand the real estate man dot comto list your home with Remax Alliance three
oh three nine two zero sixteen twentytwo. Ripped up News need advice so

(01:44:34):
you don't have come runs as thecan Shooter's gonna help come Dix is the
Troubleshooter Show. No Tom Martino,Hi Tom Martino here three all three seven
one three talk is our number sevenone three eight two five five. This

(01:44:57):
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no interest three three nine zero fourtwo thousand. So. One of the

(01:45:41):
things that I find really strange isduring during COVID, you couldn't buy certain
things and you couldn't read about certainthings because it was going against the narrative
of and by the way they thoughtthey were doing good. Possibly it went
again the narrative of the vaccine,especially so if the vaccine was attacked in

(01:46:05):
any way, shape or form,it was taken off of social media,
and then also anything that was considereddangerous and they would say it was due
to danger consumer safety. Yet thereis a trend now people are buying on
Amazon all day long something called sodiumnitrate, which is what what basically is

(01:46:30):
that sodium nitrate? Is it powder? Well? Guess what it's. Sodium
nitrate is a compound I'm reading herethat is used in food preservation, automotive
maintenance, whatever the hell, andanimal control now potentially fatal when digested because

(01:46:51):
it interferes with the red blood cellsto transport oxygen. Basically, if you
have too much of it, youdon't get enough oxygen and you fall asleep.
I guess when you're deprived of oxygen, you don't always choke and gasp,
do you, Okay, So they'reusing it for guess what. Teens

(01:47:15):
in record numbers are ordering it forsuicide. Really, there have been several
cases of suicide where the sodium nitrateshave been traced to a purchase on Amazon.
Now, some people have tried sewingAmazon because of this, and they'd

(01:47:42):
not be helped, They've not beenheld in. That's absurd. It's absolutely
absurd that they would go after Amazon. Yeah, well, and so nitrate
is a chemical you might as wellknow. I know, I get it,
I get it. You're right.No, I don't think Amazon.
But it's amazing to me though,that you couldn't buy what was it there?
There were certain things you couldn't buyduring COVID because they were afraid people

(01:48:03):
were over using it. But youcould you can buy Oh, it was
some horse stuff, but it wasfor the horse, so it didn't need
a prescription. And anyway, theyweren't selling They wouldn't they wouldn't be allowed
to sell it. But they willallow you to kill yourself with sodium nitrates.

(01:48:26):
But this thing is a big dealright now. Also, new trends
in construction. There are stats showingthat new homes. You remember now,
you remember it was if you hada big, giant home, it was
a symbol of being rich, beingsymbol of being success. Yeah, and
there were a lot of them.There are a lot of them. Look
all over Greenwood Village, Cherry Hills. Look at all over the big what

(01:48:49):
I call the big house subdivisions,and then you have the smaller, more
luxurious homes when you get closer toDenver in tight neighborhoods where they were small
and they redo them. And thensome of them do infill projects where they
tear down a house and put upa new mansion. But that was big
in Hilltop tearing down Hilltop and buildinga new home. Oh yeah, but

(01:49:12):
right now, and that is inHilltop what they call pill Hill. I
don't know, you know what thatmeant? Right? All the doctors lived
up there anyway, I know alot of them that do. Construction spending
is starting to increase. I don'tknow why with the interest rates, but
right now the building permits are notlagging that much, but the houses being

(01:49:39):
built are smaller in general, andpeople buying homes. According to the US
Census Bureau, people are seeking lowersquare footage now rather than higher square footage
now. There are many reasons givenfor it. One is cost of maintenance,

(01:50:00):
of heating, of air of allof that. That's the number one.
Well, when I say maintenance,it's not not just maintenance to repair
it, but also just to maintainthe lifestyle in a large home. So
large homes are become, are trendingout. It's got to be also.
The interest rate has to have somethingto do with it. Tom, I

(01:50:24):
don't know if it does, butit might, but it's been happening.
It's been happening gradually. I thinkutilities are in my opinion, I think
interest rate. It's of course thecost. But you see they're not necessarily
cutting back in cost, they're cuttingback in size. Now, obviously cost
has something to what I mean bythat, Doc, let me clarify that

(01:50:45):
per square foot it is a cheaperhome obviously when it's smaller, but the
quality. They still seem to begoing for the quality, but not necessarily
the size. And I think Ithink they don't cite why, but they
say there's an number of factors.I think one of the big reasons would
be the cost of heating and air, I mean utilities, electricity itself,

(01:51:09):
right, and obviously they say amore attainable price point. But another thing,
people want to be environmentally conscious consciousand they are looking to lessen their
carbon footprint. Now, honest togod, I don't know about carbon footprint.

(01:51:30):
I really don't. I don't knowwhat my carbon footprint is. I
don't know what yours is. Dopeople actually keep track of their carbon footprint?
I mean I don't. I trulydon't know how to calculate it.
Nobody I know does, Tom,But I mean I imagine there are people
who care, so I would liketo know. I'm going to ask.

(01:51:50):
I'm going to ask artificial intelligence here, how do I calculate my carbon footprint?
Have you ever calculated yours mark inthat big motor home that eats up
diesel fuel all over the country?How do I calculate only when I'm pouring
oil directly outside and running over trees? How do I calculate my Okay,

(01:52:12):
I'm asking this now. I'm askinghow do I how do I calculate my
carbon footprint? And I'm going tofind out. Okay, there is there
is a footprint calculator, There's acarbon footprint calculator, and I'm going to
look it up. There's also myclimate footprint calculator and carbonfootprint dot Com,

(01:52:38):
all places you can get an idea. Deputy Chopper, what's going on with
you? Sir? Well? Tom, this is a personal problem. So
yeah, Well you can call justlike anyone, and you you actually earned
the right to do that. What'sgoing on? Well, over the last
three four years, we have beenhit really hard with hail and we've made

(01:53:00):
two claims the safe coal. Well, yesterday I got the infamous letter we're
dropping you. Oh wait, you'refrom your homeowners? Yes, from my
home owned. What were the twoclaims? Yes, two claims. What
were they? Uh? It wasroofs, siding, everything, paint.

(01:53:23):
Yetesis took care of us. Thatwas for Hal. What was the other
claim it with Hal? Both ofthem were hal within how long? Probably
within I think three years. Wehave two roofs within three years. Oh
my god. Yep, you're You'rea hotspot. They're getting read of you.
So I was wondering, is thiskind of like, uh, you

(01:53:44):
know, when an old girlfriend dropsyou, you're done? Or is there
any record you mean, like willother girls be attracted to you? Or
or you mean, can you canyou force them to renew you? No,
you can't, And that's what Iwas wondering. No, there is
no force renewal that you can't orit's a company to keep you. But
I think now I don't like alot of government regulation. But I will

(01:54:06):
tell you this the only industry inthe world that I believe should be regulated
more than any other industry. IfI had to pick one, if I
had to pick, like, whoshould be regulated, it's insurance. Insurance
is a nasty, dirty, disgustingbusiness, and it's it's just not a
good thing. It's become mandatory becausewe can't sustain some of these losses on

(01:54:30):
our own. But in my opinion, it is an immoral industry. It
is predicated on not paying justifiably forlosses. It is predicated on trying to
keep as much and make as muchprofit and screw the owners. And I
hate it. But well, Tom, they didn't have any problem taking my

(01:54:53):
money for twenty three years. That'swhat I'm getting at. I think,
I think personally that there should besome kind of legislation and requirements that if
they take your money for a certainnumber of years, they have to take
it after that for the same numberof years after what would be a cancelable

(01:55:13):
event. So if oh my god, I'm turning over in my soon,
don't care. I don't care,I don't care what you're doing. I'm
saying that I would invest in anycompanies that do that, and I'm glad
you wouldn't, because, first ofall, I don't believe insurance companies should
be publicly traded because I think thatis another incentive to screw the policy holder.
But they are, yeah, butnot all of them, but you're

(01:55:36):
right, they are many of them. And I think that insurance companies I'm
not saying it's going to happen,but I believe insurance companies of any industry
should be one that is nonprofit becausethe profit incentive for insurance, not for
other companies. For insurance is anautomatic incentive not to pay just claims automatically,

(01:56:02):
and it shouldn't be not in health, not in casualty. We are
pulling our money together, We're pullingit, and what we should do with
that pulled money is use it topay claims and to invest wisely. What
they have been doing, though,in the insurance industry, is more than
that. They're pulling other people's moneytogether to make gross profits for themselves and

(01:56:27):
to increase their prompt their stock values, and not to serve the people who
pay the premiums. Now, noother companies do that. They couldn't stay
in business doing it. But becauseinsurance has become mandatory, we have fallen
for this faulted model. We wouldnever do that with a car, We
would never do that with any otherproduct that we buy. If their incentive

(01:56:53):
is to not give you everything youpaid for, that is exactly opposite of
let's say, the auto industry.They try to over deliver value for you.
They don't try to underdeliver. Everyyear they look to improve. The
insurance industry is the only industry thatevery year they look to diminish coverage.
It's the only industry that looks todo less and make more, the only

(01:57:15):
one. Now there's nothing and nowauto and everyone else they do want to
make more. Nothing wrong with it, but they deliver more for it.
The insurance industry. The insurance industrywants to deliver less and get more,
the only industry that does that.Go ahead, dude, I don't want
market roll over and is great.But pail damage I thought was always considered

(01:57:40):
that's not your fault. Well that'strue too. They're saying, they're saying
you're in a high risk area.They're not blaming you for it. But
but and really, look, thereis something to be said about high risk
versus low risk and all that.But when you aggregate losses, okay,
and you have two losses, Let'ssay you've had two losses and how many
years you've been with them? Howmany years, and then you're canceled.

(01:58:04):
Now, to me, that's notthat's not proper. That's my opinion.
It's not proper. Again, insuranceis the Ore's a lot of companies that
have decided not to write anything inCalifornia. We just won't do it.
I just don't have a problem withthat. If they're losing money in California,
they shouldn't be forced to write apolicy in California. Okay, I

(01:58:26):
think the company needs to make thatdecision. Okay, that's right. The
way they're structured now, they haveto make a decision. But when you
say losing money, they're not losingmoney. They're losing value. They're not
they're not net subtracting money. They'renot literally going into the red. They
are in that location, arguably,I don't know they're losing. What they're

(01:58:47):
losing is value and investment and profit. That's what the yeah, they did
lose compared to the year previously.They're not going into the red They're not
literally going into the red. WhatI'm saying is the whole idea of insurance
is to be aggregated, so thepeople the place is having losses, the
places not having losses make up forit. Again, you're right the way

(01:59:12):
it's structured. Now, every companyhas a right to say I can do
business or not. What I'm sayingis the entire function of the industry is
too important not to be heavily regulated. Too important it is. It's just
it's it's too ubiquitous, and it'sbecome mandatory. It's it's just a ridiculous
notion. Do we need something likedon't you know? No, but I

(01:59:36):
think there needs to We don't needmore government in any i'm talking about.
No, I'm talking about a nonprofitstructured company that simply does exactly the same
thing except make profit. That theprofit incentive when when you look at a
claim, you don't say to yourself, no, we're not going to play

(01:59:57):
one hundred every claim they look at. They they never want to play.
That's why they have things called adjusters. Now, I'm not saying when they
become nonprofit they should play every cockamamiclaim or fraudulent claims again, don't go
there. I am saying legitimate claimsevery single day are turned down by insurance
or underestimated by insurance for the merepurpose of more profit. You never have

(02:00:23):
to feel sorry for insurance. Theyare immoral and corrupt. They have inserted
themselves into our economy and have absolutelymade money off the misery of others.
Go with a sure thing Denver's Bestroofer Excelroofing dot com. You don't pay

(02:00:44):
a cent until you're content. Timefor an insurance checkup free, no obligation.
In comparison, call Compass Insurance payingtoo much your coverage at dozens of
insurance companies find out now three ohthree seven seven to one help. You'll
think you're his only customer when youchoose Frank durand the real estate Man dot
com to list your home with RemaxAlliance three oh three nine two zero sixteen

(02:01:08):
twenty two. Hi Tom Martine,you're a troubleshooter at three all three seven
one three talk three all three sevenone three eight two five five. Do
you want to calculate your carbon footprint? You can, It's free. All
you have to do is put inyour stuff. You tell them where you

(02:01:29):
live I got one right here,and you can calculate your footprint. Then
if that's not good enough, youcan also offset that footprint by buying what
I call guilt credits, So youcan buy credits after calculating what you have
done to the environment to offset it. So that's why people can have a

(02:01:51):
jet because all of the pollution thatthey contribute to the environment they can all
set by buying. So what isa carbon offset. You can buy money
that goes toward planting trees, oryou can you can do something else that

(02:02:13):
would be considered net positive. Sofor your net negative, you add a
net positive. So I'm going todo a carbon footprint for me right here,
right now, right now. I'mdoing it right now, putting in
my information as I do. Itwants to know first of all, your
name, your zip code, howmany people in the household, and then

(02:02:35):
you hit that. Then it startsasking all about your home, your energy,
what kind of gat you know,what kind you have, and how
much you pay. And I can'tdo that while I'm talking to you.
But then then after that you youput down, oh, what temperatures you
use, and then what kind oflighting you have? And then do you

(02:02:59):
have soul or what else you have? Then when do you do your wash?
How many times a day do youuse cold water or hot water?
What energy star products do you have? Then it continues transportation. It wants
to know how many vehicles and howmuch you spend on maintenance, how much
gas you use, how many milesyou drive, if you have an ev

(02:03:23):
blah blah blah. Again, Ican't do this while I'm talking to you,
but it tells you what the averagesare. And then you continue to
waste. What kind of waste doyou have? Do you recycle and how
much do you recycle? And thenit talks about that's it. Then you
can calculate, and when you calculate, it comes up with a number,

(02:03:45):
and then if you wish to offsetit, you can offset it to make
you feel less skilty. And tooffset it, you pay a certain amount
of money to buy these net positive, positive things for the environment. Now
here's what I want to say.I really mean this. I truly believe
that we should take really good careof our environment. Trust me, I

(02:04:08):
mean I really believe that. Andbut see, the carbon emissions versus our
environment are not directly connected, butwe really should try to clean up air
and water as much as we can. There's nothing wrong with that. That's
a wonderful thing. We should begood stewards of the environment, right,
So what I'd like to know isdo you personally make decisions based on that?

(02:04:33):
Now? Three oh three seven onethree talk three oh three seven one
three eight two five five some otherstuff I want to talk about. I
have some texts here. Somebody saidthat on a will that you don't have
to have it dated. When Isaid you do, and I think you

(02:04:55):
do now I'm actually though, Ican't tell you that I got that from
our attorney. So could we getone of our estate attorneys on very quickly
about dating because this person who textedme doubted you had to have the original
copy and that you had to havea date. Well, Tom, look
at this way. If you andI, if you and I both have

(02:05:15):
copies of the will, and yousay, well, your supersed's mine,
I say no, no, Tom, mind superseded yours? How would you
settle that without dates on the document? That's true, I mean, I
mean that's I can't imagine dates notbeing pertinent, I would think. So,
now let's talk about a matrix.We talked. I talked about this

(02:05:36):
this super matrix on ranking cities themost affordable housing in the entire country if
you want to move there right now. Jonesborough, Arkansas the most affordable housing
anywhere. Also next to that Bizmarck, North Dakota, and then Cedar Rapids,

(02:06:03):
Iowa, Sandy Springs, Georgia.So there are a lot of affordable
places to live where homes can stillbe purchased for one hundred grand or less?
Can you believe that? Now?Brian Burns is with us from Compass
Insurance Group. Brian, we weretalking about insurance in general. I wanted

(02:06:25):
to ask a couple of questions whenit came to companies. Are there any
mutual insurance companies still around where theYeah? Okay, sure, And that's
where the policy owners they own thecompany. Is that right? That's right?
Yep, yep, that's not that'snot on the stock exchange. It
can't. It doesn't have investors fromthe outside. Okay. So with a

(02:06:46):
mutual company, when you own itand you're a policy holder who makes like,
like what happens to profits? Arethey put back into the company then
to make the insurance more of affordable? Yeah? I mean that's the thought
process behind it. I mean,is there any because there's no one person

(02:07:08):
that profits from the profit if it'smutual. If it's mutual, it's owned
by the policyholders, right right,Yeah, And a lot of it can
go back into reserves as well,obviously, because you have a certain amount
of money you have to ers,and the more you have, the higher
the rated carrier. That kind ofthing. So, now, do mutual
companies act the same way as otherstock publicly traded profit hungry companies like,

(02:07:34):
for example, And I'm not sayingthey're not all profit hungry, and I
don't want to talk about profit likeit's evil except in insurance I think it
is. But when it comes tomutual versus regular insurance companies, I don't
know if you even know this orif it can be known. But do
they cancel? Do publicly traded companieshave maybe lower thresholds before they cancel people.

(02:08:01):
I have not seen any evidence ofthat. I see it. I
mean, I have mutual companies thatwe write for, and I have,
you know, stock driven companies thatwe write for. I don't see any
difference. As a matter of fact, one of the mutual companies you write
for has been the most severe asfar as shutting down writing business over really
a couple of years. Yeah,I mean like they were the first to

(02:08:22):
pull the plug and they have justnot written anything. You know, the
mutual do the mutual holders get asay in all of that since they are
a voter? Well, I like, whenever you're writing up the policy,
you do have an option to optin or opt out for the voting rights,
and I usually opt to everybody injust so they do it. But

(02:08:43):
I doubt many people take the timeout. Okay, so basically it's going
to the proxied voters. That's right. Yep, that's very interesting. Give
me the eggs. I want toask you some examples. I have to
take a break, but this isa fascinating topic because I also want to
ask you about being canceled and beingyou know, your your policies canceled for

(02:09:03):
a couple claims. What's the usualcriteria and can you fight that actually and
get reinstated? Go with a surething Denver's best roofer excel roofing dot com.
You don't pay a cent until you'recontent. Three time for an insurance
checkup free, no obligation in comparisoncall Compass Insurance paying too much your coverage

(02:09:26):
at dozens of insurance companies find outnow three oh three seven seven to one
help. You'll think you're his onlycustomer when you choose Frank durand the real
estate Man dot com to list yourhome with Remax Alliance three oh three nine
two zero sixteen twenty two. HiTom Martino, You're troubleshooter three oh three

(02:09:48):
seven one three talk three oh threeseven one three eight two five five genesistotalexteriors
dot com. Remember these people foryour needs when it comes to outdoor exteriors
of your home for all of yourstorm damage genesistotalexteriors dot com. And speaking

(02:10:09):
of that, we have an insuranceguy on Brian Burns from Compass Insurance Group
and Brian, it's really important totalk about this, and this is UH
cancelations because people are getting canceled allover And I had a whole discussion on
insurance. I'm not going to repeatright now, but I have my own
thoughts on the industry. But whatwhen usually can you almost count on being

(02:10:33):
canceled? We had deputy chopper whoworks with us say that he had two
roofs. Did he say in threeyears? Yeah, two roofs. He
was canceled because of held him.What do you think, Yeah, I
mean, I definitely see. Here'sthe problem. There's not a stets stetsas.

(02:11:00):
So people will call me and say, hey, you know, I
might have some hail damage, andI especially whenever I see they've had a
claim in the last couple of years, I'll tell them, let's be cautious,
let's make sure it's worth filing theclaim before you do it, because
they could be non renewed. ButI've had plenty of people that have had
two losses to two hale losses inthe last it's a five year window.

(02:11:24):
By the way, I know thatyou said three and three is a factor
in auto policies a lot of time, but in homes that I don't know
a carrier that doesn't look at afive year loss history. So in the
last five years, if you've hadtwo losses, if you were to come
to me for new business, it'dbe difficult to find a preferred carrier that
would take you. But if you'vehad three, I think you're you're pretty

(02:11:48):
confident three losses in five years youshould be pretty confident you'd probably be non
renewed. But even that's not asteadfast rule, so it depends on the
company. Yeah and yeah, whathow have they been you know what they've
filed with the Department of Insurance forthat state. Uh and uh, and

(02:12:09):
and then it's up to sometimes thingsslipped through. In all honesty, I
had someone, I had someone thatthey were going to non renew because they
had multiple lots. They had threelosses and two of them were water losses,
which were even considered insurance terms,even worse than hail losses of course.
And uh, they were set tonon renew and forgot to actually get

(02:12:30):
the non renewal sent out to thecustomers, so they had to renew.
So at this point, yeah,but when they have to renew, do
they have to renew at the samepremium? Well, they've already sent out
the renewal, so whatever the renewalwas. Oh yeah, the renewal was
already done. So they're stuck fora year. So what go Okay,
so if you're canceled, let's sayJeopardy Chopper, he had two roofs in

(02:12:54):
three years. That's just the wayit is. He had two roofs.
Yeah, okay, so he hadtwo roofs, I guess in five years
as you put it. But soright, and he's canceled now, so
can I Is there an appeal process? And have you ever heard of people
being reinstated not for that kind ofreason? I mean, the appeal process

(02:13:15):
of come into play if let's saythey're canceling because of a reason that you
can prove has been fixed. Inother words, they're saying that that there's
damage to your sighting and you didn'tget it fixed, and you can prove
you can go back and appeal thenon renewal and say no, no,
we did get it fixed. Here'spictures, that kind of thing that that
underwriting experience. No, you're notgonna have an there's not an appeal.

(02:13:41):
So let's put it this way.If an insurance company, let's put it
this way. Then if insurance companieswanted to ensure you and take premiums from
you for twenty years, yep,and then they decided on their own that
if you have one claim, they'recanceling you, would they be allowed to
do that? Of course they would, is what you're saying. Yeah,

(02:14:01):
you know, you can make anon renewal. Do they have the right
to non renew They can't cancel midterm? Of course no. But it
seems to me a bit. It'sthat's where the immoral thing comes in.
It seems to me crazy that acompany could literally collect from you for twenty
years and cancel you with one lossif they wanted to. And and again,

(02:14:22):
I mean, I haven't seen anything, no, of course not.
You've seen two losses. Yeah,I have seen two loss two losses.
Okay, so you know you're sureit for twenty years. You get two
losses and you're gone. Now ifyou do the man here, let me
let me do the flip side ofthat though, Tom, I have dealt
with people that have their losses thatwere seven years ago and they're they've got

(02:14:48):
the best rate they could possibly getout there. They're they're getting charged like
someone that hadn't had losses year.So because it's only a five year loss
experience, that's that's that's where they'relooking at. So whenever people say I've
been I haven't had a loss intwenty years. I just had these two
in the last five I get it. But you could have had five ten
years ago and you're not being chargedfor Okay, So it goes both ways.

(02:15:11):
It is a five year you know, lost period that they're looking at.
Is that five laws? Is thatfive laws? Five year statutory?
That's what everybody uses. I don'tknow about status story. I don't know
the So we talked about mutual companies. Who are the big mutual companies that
you represent? So nationwide Safego isowned by Liberty, Mutual Acuity is a

(02:15:35):
mutual I'm trying to think through whoelse is a mutual company here? You
know, back to that que thatconversation. Sometimes you can see mutual companies
honestly having higher rates at times justbecause they're they're so basis of income is
from the policyholders. They can't raisecapital through you know, putting it out

(02:15:58):
to a market. There's no there'sno Well, they probably could issue bonds,
just not equity stocks, right yeah, I don't know about the bonds.
You might be right, but Iknow they can't do equity stock obviously,
sir. I think sometimes they canbe. It's a more conservative approach,
which isn't bad. I'm just tellingyou it can go both ways where

(02:16:18):
you can also right, so well, so mutual companies don't necessarily equate to
better companies for coverage or for rates, is what you're saying. And that's
just it's odd to me, butthat's the way it is, right,
It's just very odd to me thatthat's the way it is. So I
don't know what we do, Brian. I've always said it's a terrible place

(02:16:39):
we're in right now, and you'vesaid, hold on one second, I'll
finish up. You know, insuranceis one of the biggest things we spend
money on, folks,