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August 25, 2025 • 12 mins

Tonight on The Huddle, Child Fund CEO Josie Pagani and Tim Wilson from the Maxim Institute joined in on a discussion about the following issues of the day - and more! 

New data shows older police officers are concerned about the skills demonstrated by the younger graduates - is this a case of older cops projecting on young people or are their concerns valid?

Housing Minister Chris Bishop recently said it was a good thing that house prices were dropping - what do we make of this?  

Prime Minister Chris Luxon recently claimed he would have liked the Reserve Bank to cut the OCR more. Was this out of line? 

Do we go on holidays with our friends? 

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Speaker 1 (00:00):
The huddle with New Zealand Southby's International Realty. Find your one.

Speaker 2 (00:04):
Of a kindhardle with me this evening.

Speaker 3 (00:07):
Chosey pagani if Child fun ceo therein Tim Wilson of
Maximums to shoot hello you two.

Speaker 4 (00:12):
Hello, there are you going?

Speaker 2 (00:14):
What happened to you?

Speaker 4 (00:15):
Just?

Speaker 2 (00:15):
Joe just?

Speaker 5 (00:15):
I don't know. I was just vaguing out, thinking, oh,
nice to do, Tim, and I forgot to say hello.

Speaker 2 (00:20):
I just watched that happen.

Speaker 3 (00:22):
I watched you were looking at me when I started
saying your name. When I said Tim's name, you looked
away and it was like, Yeah, what I.

Speaker 5 (00:28):
Was thinking is that you're going to go Joseph child funder,
CEO of Child Fund, Tim Wilson's CEO of Maximums too.
It's like, who would have guessed that Tim and I
would be CEOs.

Speaker 2 (00:38):
It's like, that's actually.

Speaker 5 (00:42):
What was happening in my mind.

Speaker 2 (00:43):
But yeah, Tim, I reckon, I reckon.

Speaker 3 (00:45):
It's just that the old cops complaining about the young cops,
because as as Chris said, nobody's as good as us.

Speaker 4 (00:52):
Well, well, now that you're fully here that you know,
it's an eternal truism that all young people are supposed
to be useless and this just confirms that we've got
the dark now. Look, I thought I thought it was
there was a interest. I mean Mark Mitchell saying, okay,
as I boosted up from sixteen to twenty weeks, Chris
Kale is saying thirty weeks compared to say, with Australia's

(01:12):
twenty eight as a police college. But my question is
does more equal better? So I get the point about
maybe digging into a few more arrest and charging procedures.
But like him, I do like the fact that firearms, technical,
the road stuff all pretty good.

Speaker 5 (01:26):
What do you think, Jersey, it's interesting. I do think
that the training needs to be longer. I think more
is probably better to when you think about it, it
takes three years to do a degree in gender studies
in twenty weeks to drive.

Speaker 3 (01:39):
But you're around, I mean you're fairing around and getting
drunk every night and stolen during the day.

Speaker 2 (01:44):
So that's why it takes three years. One thing I
did oh at university? Yeah, police college no, And they
just efficient right because I rowe a.

Speaker 5 (01:51):
Young guy who's I've known since he was six years old.
He's just joined the police. He's fit, he's smart, so
I'm thinking, if you can't train someone like him properly
and they're not doing reports and sign there's something wrong
with the training maybe. But the other thing I thought
about because it turns out they're really good at shooting
guns and tasers, but they're not very fat and they're
whatever according to the surveys. So I reckon this. There's

(02:13):
a generation it's just sat on the couch eating chips,
playing video game, shooting zombies.

Speaker 4 (02:18):
And which is which is where? Which is where we started? Actually?
But to that to that point though, I reckon. Okay,
so at the end of police college yet get it.
I want to know what they're like after two years
with a senior staff member being with them. I'd like
to hear the feedback on that because that's where that's
where the real learning probably happens.

Speaker 2 (02:36):
They're not as fat.

Speaker 3 (02:40):
They've got the desk Jobah, it's fine cruising around in
the car.

Speaker 2 (02:44):
You get quite fat doing that.

Speaker 3 (02:46):
What do you think, Josie about Chris Bishop saying he
wants the house prices to fall?

Speaker 5 (02:51):
I think good on them. This is a politician.

Speaker 2 (02:54):
Maybe fair to.

Speaker 3 (02:54):
Him he say he wants them to fall. He said
the fact that they are falling is a good thing.

Speaker 5 (02:59):
Because what he's saying this is and he's a politician
where you're right or left, who knows why he's in politics,
is on a mission right now, so he's not afraid
to offend some people by making a choice. And the
choice he's making is that rather than house prices going
up and up and up in a bubble, which I
love because I'm a house owner, he's saying, I want
the money not to go to houses. I want it

(03:19):
to go to the productive sector. I want it to
invest in businesses. So I actually take my hat off
to any politician who is prepared to say what they
will do and what they won't do. And if you
think of labor in the last government, they could not
choose between what the problem in housing was. Was it
supply of social housing or was it affordability. Those are

(03:39):
two completely different problems and you're never going to solve
one of them if you don't make a choice.

Speaker 2 (03:45):
I totally agree.

Speaker 4 (03:46):
What do you think, Tim, Yeah, well, you look at
what Orgland's multiple today is seven point six times medium
wage to buy a median house. That's just out of
reach for so many people. Imagine three or four times
annual and which is what it's like in the States. Now,
I just don't. I will warn you will never google

(04:06):
suburban Chicago. Four bedrooms, four bathrooms, twelve hundred square meters
and it's one point two million New Zealand. It's basically
a country estate. And why yeah, yeah, I'm never.

Speaker 5 (04:18):
Going to google that. Tim's that's weird Google.

Speaker 2 (04:20):
Yeah, why what?

Speaker 4 (04:22):
It's going to make you drop because we compare comparing
that to you know, three or four times median income
as opposed to seven point six times, which is what
it is in Auckland. So I think that's the comparison.

Speaker 5 (04:32):
Really brave about this here is that you know, every
other government, if you think about the John Key government,
they were really clear to say, oh no, no, there's
a wealth effect here. We know we don't all lose
that support. We're not going to say that house prices
have to go down. So he's actually he's taking a risk.
But actually, you know, voters respect it when you when
you say, hey, this is.

Speaker 3 (04:51):
A week sense Yeah, I mean, listen, we have spent
our entire lives reading body language, right, so in sense
when somebody is dicking around and just trying to say
the thing that they think that we want to hear.
Whereas as opposed to saying at the conviction, which he does, Josie,
do you think for that reason if something was to
happen in lux and fell under a bus, that actually

(05:11):
he would be the guy that takes over.

Speaker 5 (05:14):
I think he'd be a definite contender. Yeah, he's got
that kind.

Speaker 2 (05:17):
Of who else he's the guy? Well?

Speaker 5 (05:19):
And Ericas Stamford is the other No, not well liked
to aboucus unfortunately No, But when has that ever been
a reason not to succeed.

Speaker 4 (05:28):
It's just counting popularity, contest, threatened people.

Speaker 5 (05:31):
That's right to him, it's not And I think that's
the thing again, coming back to Chris Bishop. Yes, of
course you're in politics to win elections. That doesn't mean
you're in politics to be popular.

Speaker 2 (05:40):
Or light Yet totally, what do you think him? Might
he be? Might he be the guy?

Speaker 4 (05:45):
Well? And look, I think you've you've nailed something here
which is saying what you actually think. And we need
we need more of our politicians to do more of that,
I think. And that's that's across across the political spectrum,
not cow tewing to Oh here's what you know Here's
here's what the party line is. No, here's what I
think is actually true.

Speaker 5 (06:05):
Give us a name.

Speaker 2 (06:07):
You're dodging.

Speaker 5 (06:07):
My question takes over from Luxum.

Speaker 4 (06:10):
Who takes a well, well, oh, I don't know. Let
them sort of out.

Speaker 3 (06:13):
It could be.

Speaker 4 (06:15):
I quite quite like your Christanford too, because she's saying,
you know, she's she's doing great stuff in education. How
about a horse race, Stanford versus Besh go for your life.

Speaker 3 (06:24):
Know anything about Erica, but I know that Bush has
got two children and a wife, and a fluffy dog
and a cat I've never seen and.

Speaker 5 (06:32):
A mullet which she's now got rid of it.

Speaker 4 (06:33):
Ye. Well, and actually you know you know who I'm
going to go for Sime and Brown. Four kids, now,
that's what I'm talking about.

Speaker 2 (06:38):
That's just because it matches your life. Okay, hang on
a tech, We'll take a break. Come back to you guys,
and just to tick the.

Speaker 1 (06:44):
Huddle with New Zealand Southeby's International Realty, the global leader
in luxury real estate.

Speaker 3 (06:49):
You're back with the huddle, Joseph Gunny and Tim Wilson. Tim,
have you got any concerns about the Reserve Bank independence
from the current.

Speaker 4 (06:55):
Crop Oh, look, I think it's obviously it's something that
has to be preserved. But I'm not particularly concerned about
the Well, I probably shouldn't have said that today. But
then again, if you look at the Reserve Bank's behavior,
they're not particularly compliant. They're clearly not doing what the
government's saying. And so you compare that with Adrian or
who fire host the Economy and was compliant. I think

(07:18):
we've got what you might call a productive disharmony here.

Speaker 2 (07:23):
I am not too.

Speaker 3 (07:24):
Worried about it, Josie, because I think the Reserve Bank
has been so wrong for such a long time that
that and it's a terrible thing to say that.

Speaker 2 (07:31):
I'm almost fine with them losing their independence.

Speaker 3 (07:34):
Yeah, very bad, very bad.

Speaker 5 (07:35):
It's very bad, naughty because I think what Claire Matthews
said is right, where the principle of independence has to
be maintained. Even when you agree with someone will disagree
with him. Right, And this is nowhere near Trump's attacks
on the head of the Fed, Jerome Powerwell, he wrote
a letter saying you're a fool and a numb school
and a stupid person you know, which you know is

(07:57):
clearly biased.

Speaker 2 (07:58):
No, nobody's going to be quiet.

Speaker 5 (08:00):
Do you think you have to be careful of political
independent you know, and the pressure that you might put
you have protected.

Speaker 2 (08:05):
Yeah.

Speaker 5 (08:05):
I did think it was slightly weirder when when chrispher
Luxen and Nichola Willis stood up to take credit for
the Reserve Bank dropping the ocr which was even odder
than criticizing or saying I'd like the I'd like the
Reserve Bank to do this because it's not it's it's
monetary policy. It's not meant to be anything to do
with government. Yeah, so yeah, that was slightly odd. I
don't think I've ever seen that well.

Speaker 4 (08:27):
I also we're burying the lead here, which was the
thing that I quite liked, which is Mike Hoskings audition
and audition for the governorship of the Reserve Bank. I
think he's got I mean, he's not doing much in
the afternoons. What do you, guys, reckon, is.

Speaker 5 (08:39):
That anything that man can't do?

Speaker 3 (08:40):
He does everything you do realize he's also running the country,
I mean a lot of.

Speaker 5 (08:43):
It, and mayor he's mayor of Auckland as well, secretly
without taking.

Speaker 4 (08:47):
The personal number of things, and he does the vacuum.

Speaker 3 (08:50):
Yeah, the number of things that he comes up with
on his show that they then adopt his policy is
actually quite staggering, isn't it him.

Speaker 4 (08:57):
It's very it's very impressive. He Now, this is the
problem with Governor.

Speaker 2 (09:01):
In the Shadows repression Lord.

Speaker 4 (09:04):
No, okay, wash your mouth out. That's complete right, We're
going to give.

Speaker 2 (09:06):
Him such a big head.

Speaker 3 (09:07):
Hey, Tim, have you ever gone on holiday with because
there's an article on the paper today about going on
holiday with your friends and what a bad idea isn't
the fact that you then fall out and never talk
to each other again?

Speaker 2 (09:16):
Have you ever done it?

Speaker 4 (09:17):
Yeah? Yeah, Look I read the article and I think
the takeaway is don't holiday with colleagues who you mistake
for your friends, who are actually dirtbags. This is not
actually about bad holidays. This is about a friendship crisis.
The fact that I think people have trouble finding true friends.
And if you think, pull back a bit, no one
talks about Jesus' biggest miracle, which is the fact that

(09:39):
he had twelve friends in his thirties.

Speaker 2 (09:43):
Very good.

Speaker 5 (09:44):
I was just saying to Heather actually that I think
I've lost more friends than I've gained in the last
twenty years and Heather's basically my best friend now, but
she doesn't know it.

Speaker 2 (09:53):
I didn't realize.

Speaker 5 (09:54):
Slightly alarming, So yeah, let alone go on holiday with people.
But that's probably of being a political commentation that you
lose friends, but.

Speaker 3 (10:02):
They're not real friends if you lose them, Joe See
exactly true.

Speaker 5 (10:05):
But I have had some very uncomfortable experiences on things
like boating holidays where you're doing the dishes with your
rubber gloves and literally someone is sitting next to you
having a poo, and that's like, it's just really uncomfortable.
We did speak to each other again, but.

Speaker 4 (10:20):
Yeah, wait wait the doors shut, Josie.

Speaker 5 (10:22):
The doors doors, Well, it's just a weird sort of
paper door. Just you know, it requires a lot of you.

Speaker 2 (10:30):
Got it, You've really got to escape. Hey, Tim, did
you how was your cruise by the way.

Speaker 4 (10:35):
Yeah, it was great, it was it was It was fantastic.
We went with family, not friends and had a great time,
time of life. Boys got their hair braided on Mystery Island.
We did the water slide, I did the Twister. I
didn't do the green lightning because you drop eleven meters.
But yeah, it was just making memories when you say

(10:55):
not holiday, but it wasn't a holiday.

Speaker 5 (10:58):
By the way, friend who's I've got this aura ring now,
And I've got friend who's got an aura ring. And
he went on holiday with his family and then came
back to work and he was the most stressed on
holiday with his family and he came back to work
and or I said, you're in a very relaxed state.

Speaker 2 (11:12):
Oh, because family, it's hard. Yeah.

Speaker 3 (11:15):
Did you take when you say said you went on
holiday with your family, Tim, was it just you and
the four boys and your wife or did you take
other members?

Speaker 4 (11:24):
No, I was there was one of family. Actually it
was my my birth father's family. So all of the hollingwords,
so it was. It was so lovely.

Speaker 2 (11:33):
Oh yeah, deep.

Speaker 5 (11:34):
But then Tim has so so many family, so much family,
so many children, but.

Speaker 2 (11:40):
You can't fit.

Speaker 4 (11:42):
We always we always get we always get to this, Heather,
and we can we can shout it out when we
go on holiday together. And jose.

Speaker 3 (11:50):
Yeah, I'll come on holiday with any of you guys
and help out with the children if you need. Thank
you and I expected back. Thank you so much, both
of you. Joseph Ganni Child Fund CEO. Tim Wilson Maximum.

Speaker 1 (11:58):
Institute, more from Hither Duplessy Allen Drive. Listen live to
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