May 26, 2025 • 11 mins
FIRST WITH YESTERDAY'S NEWS (highlights from Monday on Newstalk ZB) Kiwisaver, Super and Pensions - They're Tweaking the Lot/Aw, Ref!/Idiotic Escalator Advice
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Speaker 1 (00:09):
You're listening to a podcast from News Talk said B.
Follow this and our wide range of podcasts now on
iHeartRadio Used Talk said B Talk.
Speaker 2 (00:24):
Hello, my beautiful beanies, and welcome to the bean for Tuesday.
First with yesterday's news, I am Glen Heart and we
are looking back on Monday. We're talking getting money from
the government basically today a lot of the key we
savers wuperannuation benefits, who's allowed to get, who is and
how old you have to be.
Speaker 3 (00:44):
It's a complicated business. We're getting stuck in to the referees.
Speaker 2 (00:48):
And we're also got some escalator advice, escalators and how
to use them, everything you need on this podcast. Let's
start with the key we saver first, shall we We
will be.
Speaker 4 (00:58):
Worse off because it's us and our employers paying for it. Right,
we pay more upfront, Our employers pay more upfront. That's
added cost. Businesses recover cost by putting up prices which
we end up paying, or by lowering costs like wages,
which is how most of us make a living. Right,
(01:18):
So the net effect is worse for us and better
for the government. Now again I get why they need
to slash spending, but the problem with tinkering with kei
we Saver. Is this for your average working, hard saving
planning for retirement. That's what we're told to do. These
changes throw all your calculations out of whack. You plan
(01:41):
on a long term, predictable set of circumstances. When they're
changed without warning and at random, it punishes the very
people who are trying to do the right thing. We
need more of a heads up on changes to kei
we Saver, thank you very much, and more importantly on
NZ super. It's not a matter of if, but when.
(02:05):
That also gets a means test if the when is
post Winston Peters. Nikola Willis says she's been giving this
some thought. The future of superannuation I would like to know,
and other hard working qu we savers I'm sure would
also like to know sooner rather than later, what those
thoughts are.
Speaker 2 (02:26):
Yes, so it's all tied together, isn't it. The superannuation
kere we savor. Do you inflate one so you can
deflate another? And as Ryan says, either way, doesn't that
mean that we the people are paying more rather than
(02:46):
the government paying more? But then we the people are
the government because we pay them. It's very complicated.
Speaker 1 (02:54):
News talk ze been.
Speaker 2 (02:57):
Heather's been talking about this quite a bit lately, and
she did again yesterday too.
Speaker 5 (03:01):
What everybody fails to understand, apparently I'm judging by all
of the feedback I'm getting, is that yes, I am
emotional abu my super. But also what people are missing
is that I am prepared to give up some of
my super if and only if the government first removes
(03:22):
welfare from working age people. Because understand, the super is
welfare for people who are not of working age, and
I put that in their quotes, but there is a
lot of welfare out there for people who are of
working age, and I want you to go after that first. Okay,
so for example, third year free tertiary, there is no
need for that. Why are we making kids pay for
(03:42):
year one of the university and then year two of
the university and then god year three's on us? Totally
coolb No, get rid of it. You don't need to
do that. They were fine before you made it free.
They were paying for it themselves. Can we save a contributions?
They need to go all together? They never mind this
business that we're just tinkering with it right now? Why
are we giving about two hundred dollars dollars a year
to the super fund, the Kei we Fund. Can we
(04:03):
save a fund somebody who's earning one hundred and seventy
nine thousand dollars a year, they have an no money
to save themselves. Get rid of it. Working for families,
Get rid of it. I don't mean you're gonna have
to do that slowly, because that thing's deeply entrench now.
But this is the most disgraceful example of welfare for
people who don't need it. Do you realize that there
are people in this country who are on working well,
(04:24):
working for families, who pay literally no tax at all.
They have children, they have an income, they pay no
tax at all because we're just giving them that much money,
in some cases tens of thousands of dollars. Guy emailed
me to tell me that his mate's wife stopped working
all together because you couldn't be bothered working now the
husband is the only one working. They get working for families.
They get more in working for families than they pay
(04:45):
an income tax. Therefore that we're giving them free money.
Get rid of it. Best start get rid of it.
Don't do all every freebie like this get rid of it.
If we're going to touch super to save money, we
should touch everything else first, because surely you take away
from those who are of working age first before you
start taking away from pensioners.
Speaker 2 (05:04):
I think, well, this is the thing they are going after,
aren't they going after everybody who gets any kind of
money from the government?
Speaker 1 (05:12):
US talk SAP.
Speaker 2 (05:13):
Because we've got these, we've got more benefit sanctions. People
can only spend their benefit on certain things at certain shops.
Speaker 3 (05:22):
They're getting it back.
Speaker 6 (05:23):
You know, there are environmental places that would be able
to do something with people who are fit and strong
and healthy and capable and who can't do too much
damage out in the bush. But where else would you
put them? These are people who are unable to find
(05:43):
it within themselves to get the motivation to get up
and find themselves paid employment. What on earth are they
going to do as volunteers? Also, some of you may
have a different view now about being on a benefit.
Prior to the COVID years, many people had never experienced
the shock of losing a job. During the COVID years,
(06:09):
people lost work almost overnight, and they were extraordinary times
trying to find something to do in an industry that
had disappeared for a time, or in the recession that followed,
you might have suddenly found yourself surplus to requirements because
(06:30):
the company you had worked for for years was in
really straightened circumstances and had to ditch people overboard to survive.
Speaker 2 (06:37):
Yeah, I see, I've always felt like I'm living on
borrow time. There's nobody more surplus to requirements than me.
I think the only thing that saves me is that
nobody really understands what I do here, which is of
course nothing. But don't tell them your set right.
Speaker 3 (06:53):
So refereeing has come under fire again.
Speaker 2 (06:59):
Because of some of this sports results that happened that
didn't go our way, I think, especially in the football,
But Tim had a few thoughts on them.
Speaker 7 (07:10):
The coach is criticizing the referees, and and that's okay,
because sometimes you don't want it to be a situation
where everyone's just too polite to say what they're really thinking. However,
the flip side is is that referees and umpires and
all sorts of different sports at any kind of different
(07:31):
level get so much abuse. And so when I read
this story, I was thinking about a friend of mine
who is a rugby referee and at a you know,
a medium level, and they were saying that the abuse
they get, and sometimes that abuse is even along the
lines of we're going to find out where you live.
(07:52):
You know that that there are parents that you know,
there are people who've got children who should know better,
who will will shout kind of threats which you kind
of want to go up to the person who's made
the threat and say, I'm just gonna stop you right there.
Are you literally saying that you're going to follow owe
me home? Is that what you say? Are you saying
that you were going to beat me up in my house?
(08:13):
Is that what you were saying because you're you're unhappy
with when I blew the whistle. So I was thinking
about this for both those two reasons. And I played
a lot of cricket in my time and there would
there would sometimes be some not nice things said to umpires,
but really it wasn't that bad. I mean, the nasty
(08:35):
stuff is said between play.
Speaker 3 (08:37):
Well term needs to try referring refining some.
Speaker 2 (08:43):
School age football some type all about the advice you get,
because I can tell you I got sick of it
after a while and just handed them the whistle and said,
well you do it.
Speaker 7 (08:57):
Then, news talk bean.
Speaker 2 (09:00):
Yeah, I'm never doing that again.
Speaker 3 (09:02):
Life's too short. We're going to finish up here with
some escalator advice. I know you've been hanging out for.
Speaker 8 (09:08):
Yeah, I mean, I don't want to take a bait
to escalators. We tried to move on guys, people whose
legs stop working as soon as they step on an escalator,
and then they don't stay left. The solution is cattle
prods and tasers.
Speaker 3 (09:18):
Easy.
Speaker 8 (09:18):
That's from Simon. Yeah, I mean people need to know
that when you're on an escalator, it's a totally different issue.
But that's not a time to be lazy and just
stand there. They're still stairs to make you go faster.
They're fast steers, so it's an opportunity to get to
the top quicker. You don't take a break, that's lazy.
Don't stand still on the escalator. I'm with you, that's
my head, you know, And definitely if you do stand
(09:39):
to one side people just what are you standing still
an escalator?
Speaker 3 (09:44):
Are you?
Speaker 8 (09:45):
Are you going to live forever? Have you got that
much time? You've been gifted the opportunity to get up
some stairs faster that someone The good people of the airport,
or the or the mall or wherever you are, the
public library are spending good money on electricity to move
people faster, and you just lazy, lazy. Look, sure, if
you can't there's some reason why you can't walk on
(10:07):
the escalator. Absolutely, But if you're able body walk, walk
up the escalator by yourself some time.
Speaker 3 (10:13):
Look behind you and see the queue you're holding up.
Speaker 5 (10:15):
That's what's wrong with productivity in this country.
Speaker 3 (10:17):
People not walking on the escalator.
Speaker 2 (10:19):
Well I couldn't disagree more with both of those guys.
I mean, those are death traps waiting to happen, aren't they.
Escalators They are built to injure people. If you come
a cropper on an escalator, it's all over over Now
they've got a point with the travelator. A travelator is
different to an escalator. Once there's no steps by all
(10:41):
means carry on your way to speed things up. But
you're taking not just your life but everybody else's life
in your hand if you start walking up and down
escalators while they're moving. Take it from the guy who's
slipped over on a flat footpath while walking the dog
and broke with shild or shoulder in four places accidents happen,
(11:01):
have a him, and don't walk up and down on escalators.
Speaker 3 (11:06):
Those guys, it's terrible advice.
Speaker 2 (11:09):
I can't believe they're allowed on the radio.
Speaker 3 (11:11):
I am gleen heart.
Speaker 2 (11:13):
Glad You've got me to settle things down, and I'll
be back to do that again tomorrow.
Speaker 6 (11:16):
I'll see you there.
Speaker 7 (11:17):
Use Talking Talking Zaid Beam.
Speaker 1 (11:22):
For more from News Talk said B. Listen live on
air or online, and keep our shows with you wherever
you go with our podcasts on iHeartRadio
You're listening to a podcast from News Talk said B.
Follow this and our wide range of podcasts now on
iHeartRadio Used Talk said B Talk.
Speaker 2 (00:24):
Hello, my beautiful beanies, and welcome to the bean for Tuesday.
First with yesterday's news, I am Glen Heart and we
are looking back on Monday. We're talking getting money from
the government basically today a lot of the key we
savers wuperannuation benefits, who's allowed to get, who is and
how old you have to be.
Speaker 3 (00:44):
It's a complicated business. We're getting stuck in to the referees.
Speaker 2 (00:48):
And we're also got some escalator advice, escalators and how
to use them, everything you need on this podcast. Let's
start with the key we saver first, shall we We
will be.
Speaker 4 (00:58):
Worse off because it's us and our employers paying for it. Right,
we pay more upfront, Our employers pay more upfront. That's
added cost. Businesses recover cost by putting up prices which
we end up paying, or by lowering costs like wages,
which is how most of us make a living. Right,
(01:18):
So the net effect is worse for us and better
for the government. Now again I get why they need
to slash spending, but the problem with tinkering with kei
we Saver. Is this for your average working, hard saving
planning for retirement. That's what we're told to do. These
changes throw all your calculations out of whack. You plan
(01:41):
on a long term, predictable set of circumstances. When they're
changed without warning and at random, it punishes the very
people who are trying to do the right thing. We
need more of a heads up on changes to kei
we Saver, thank you very much, and more importantly on
NZ super. It's not a matter of if, but when.
(02:05):
That also gets a means test if the when is
post Winston Peters. Nikola Willis says she's been giving this
some thought. The future of superannuation I would like to know,
and other hard working qu we savers I'm sure would
also like to know sooner rather than later, what those
thoughts are.
Speaker 2 (02:26):
Yes, so it's all tied together, isn't it. The superannuation
kere we savor. Do you inflate one so you can
deflate another? And as Ryan says, either way, doesn't that
mean that we the people are paying more rather than
(02:46):
the government paying more? But then we the people are
the government because we pay them. It's very complicated.
Speaker 1 (02:54):
News talk ze been.
Speaker 2 (02:57):
Heather's been talking about this quite a bit lately, and
she did again yesterday too.
Speaker 5 (03:01):
What everybody fails to understand, apparently I'm judging by all
of the feedback I'm getting, is that yes, I am
emotional abu my super. But also what people are missing
is that I am prepared to give up some of
my super if and only if the government first removes
(03:22):
welfare from working age people. Because understand, the super is
welfare for people who are not of working age, and
I put that in their quotes, but there is a
lot of welfare out there for people who are of
working age, and I want you to go after that first. Okay,
so for example, third year free tertiary, there is no
need for that. Why are we making kids pay for
(03:42):
year one of the university and then year two of
the university and then god year three's on us? Totally
coolb No, get rid of it. You don't need to
do that. They were fine before you made it free.
They were paying for it themselves. Can we save a contributions?
They need to go all together? They never mind this
business that we're just tinkering with it right now? Why
are we giving about two hundred dollars dollars a year
to the super fund, the Kei we Fund. Can we
(04:03):
save a fund somebody who's earning one hundred and seventy
nine thousand dollars a year, they have an no money
to save themselves. Get rid of it. Working for families,
Get rid of it. I don't mean you're gonna have
to do that slowly, because that thing's deeply entrench now.
But this is the most disgraceful example of welfare for
people who don't need it. Do you realize that there
are people in this country who are on working well,
(04:24):
working for families, who pay literally no tax at all.
They have children, they have an income, they pay no
tax at all because we're just giving them that much money,
in some cases tens of thousands of dollars. Guy emailed
me to tell me that his mate's wife stopped working
all together because you couldn't be bothered working now the
husband is the only one working. They get working for families.
They get more in working for families than they pay
(04:45):
an income tax. Therefore that we're giving them free money.
Get rid of it. Best start get rid of it.
Don't do all every freebie like this get rid of it.
If we're going to touch super to save money, we
should touch everything else first, because surely you take away
from those who are of working age first before you
start taking away from pensioners.
Speaker 2 (05:04):
I think, well, this is the thing they are going after,
aren't they going after everybody who gets any kind of
money from the government?
Speaker 1 (05:12):
US talk SAP.
Speaker 2 (05:13):
Because we've got these, we've got more benefit sanctions. People
can only spend their benefit on certain things at certain shops.
Speaker 3 (05:22):
They're getting it back.
Speaker 6 (05:23):
You know, there are environmental places that would be able
to do something with people who are fit and strong
and healthy and capable and who can't do too much
damage out in the bush. But where else would you
put them? These are people who are unable to find
(05:43):
it within themselves to get the motivation to get up
and find themselves paid employment. What on earth are they
going to do as volunteers? Also, some of you may
have a different view now about being on a benefit.
Prior to the COVID years, many people had never experienced
the shock of losing a job. During the COVID years,
(06:09):
people lost work almost overnight, and they were extraordinary times
trying to find something to do in an industry that
had disappeared for a time, or in the recession that followed,
you might have suddenly found yourself surplus to requirements because
(06:30):
the company you had worked for for years was in
really straightened circumstances and had to ditch people overboard to survive.
Speaker 2 (06:37):
Yeah, I see, I've always felt like I'm living on
borrow time. There's nobody more surplus to requirements than me.
I think the only thing that saves me is that
nobody really understands what I do here, which is of
course nothing. But don't tell them your set right.
Speaker 3 (06:53):
So refereeing has come under fire again.
Speaker 2 (06:59):
Because of some of this sports results that happened that
didn't go our way, I think, especially in the football,
But Tim had a few thoughts on them.
Speaker 7 (07:10):
The coach is criticizing the referees, and and that's okay,
because sometimes you don't want it to be a situation
where everyone's just too polite to say what they're really thinking. However,
the flip side is is that referees and umpires and
all sorts of different sports at any kind of different
(07:31):
level get so much abuse. And so when I read
this story, I was thinking about a friend of mine
who is a rugby referee and at a you know,
a medium level, and they were saying that the abuse
they get, and sometimes that abuse is even along the
lines of we're going to find out where you live.
(07:52):
You know that that there are parents that you know,
there are people who've got children who should know better,
who will will shout kind of threats which you kind
of want to go up to the person who's made
the threat and say, I'm just gonna stop you right there.
Are you literally saying that you're going to follow owe
me home? Is that what you say? Are you saying
that you were going to beat me up in my house?
(08:13):
Is that what you were saying because you're you're unhappy
with when I blew the whistle. So I was thinking
about this for both those two reasons. And I played
a lot of cricket in my time and there would
there would sometimes be some not nice things said to umpires,
but really it wasn't that bad. I mean, the nasty
(08:35):
stuff is said between play.
Speaker 3 (08:37):
Well term needs to try referring refining some.
Speaker 2 (08:43):
School age football some type all about the advice you get,
because I can tell you I got sick of it
after a while and just handed them the whistle and said,
well you do it.
Speaker 7 (08:57):
Then, news talk bean.
Speaker 2 (09:00):
Yeah, I'm never doing that again.
Speaker 3 (09:02):
Life's too short. We're going to finish up here with
some escalator advice. I know you've been hanging out for.
Speaker 8 (09:08):
Yeah, I mean, I don't want to take a bait
to escalators. We tried to move on guys, people whose
legs stop working as soon as they step on an escalator,
and then they don't stay left. The solution is cattle
prods and tasers.
Speaker 3 (09:18):
Easy.
Speaker 8 (09:18):
That's from Simon. Yeah, I mean people need to know
that when you're on an escalator, it's a totally different issue.
But that's not a time to be lazy and just
stand there. They're still stairs to make you go faster.
They're fast steers, so it's an opportunity to get to
the top quicker. You don't take a break, that's lazy.
Don't stand still on the escalator. I'm with you, that's
my head, you know, And definitely if you do stand
(09:39):
to one side people just what are you standing still
an escalator?
Speaker 3 (09:44):
Are you?
Speaker 8 (09:45):
Are you going to live forever? Have you got that
much time? You've been gifted the opportunity to get up
some stairs faster that someone The good people of the airport,
or the or the mall or wherever you are, the
public library are spending good money on electricity to move
people faster, and you just lazy, lazy. Look, sure, if
you can't there's some reason why you can't walk on
(10:07):
the escalator. Absolutely, But if you're able body walk, walk
up the escalator by yourself some time.
Speaker 3 (10:13):
Look behind you and see the queue you're holding up.
Speaker 5 (10:15):
That's what's wrong with productivity in this country.
Speaker 3 (10:17):
People not walking on the escalator.
Speaker 2 (10:19):
Well I couldn't disagree more with both of those guys.
I mean, those are death traps waiting to happen, aren't they.
Escalators They are built to injure people. If you come
a cropper on an escalator, it's all over over Now
they've got a point with the travelator. A travelator is
different to an escalator. Once there's no steps by all
(10:41):
means carry on your way to speed things up. But
you're taking not just your life but everybody else's life
in your hand if you start walking up and down
escalators while they're moving. Take it from the guy who's
slipped over on a flat footpath while walking the dog
and broke with shild or shoulder in four places accidents happen,
(11:01):
have a him, and don't walk up and down on escalators.
Speaker 3 (11:06):
Those guys, it's terrible advice.
Speaker 2 (11:09):
I can't believe they're allowed on the radio.
Speaker 3 (11:11):
I am gleen heart.
Speaker 2 (11:13):
Glad You've got me to settle things down, and I'll
be back to do that again tomorrow.
Speaker 6 (11:16):
I'll see you there.
Speaker 7 (11:17):
Use Talking Talking Zaid Beam.
Speaker 1 (11:22):
For more from News Talk said B. Listen live on
air or online, and keep our shows with you wherever
you go with our podcasts on iHeartRadio
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