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September 21, 2025 9 mins

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Speaker 1 (00:10):
I heard podcasts here more mix one or two point
three podcasts, playlists and listen live on the Free iHeart.

Speaker 2 (00:16):
App Okay, coming close, coming really close. I've got to
tell you a secret. So apparently women these days. I
was talking to my best friends on the weekend. Most
women have a secret bank account called a runaway fund.
I'm just learning this now. I've been with my partner

(00:36):
for a very long time. My partner my husband. I
love to keep things spicy. And they were saying they
have this secret account that they put money into every week.
Their husband don't know about it, and they have it
as a just in case account. And I'm like, well,
what's a just in case account? What do you mean
are you planning? Well not really. I've heard of it,
but I don't think all my friends would be doing it.

(00:56):
It feels like I'm the only one in my group
who doesn't have a runaway account, and.

Speaker 3 (01:02):
So they all do have the runaway account.

Speaker 2 (01:05):
They're saying they have a runaway account they put money
aside so then just in case they split up, then
they're financially able to carry on with their lives, which
I do see the side. If you are, I've worked
you know, maybe part time, or you've been a state
home mom and that is a full on job in itself.
You haven't been contributing money wise as much as maybe

(01:27):
your partner has. So they feel like, if I was
to separate from you, I can't afford a mortgage, I
can't afford to school fees and things like that. So
they're putting it aside just in case you do have
one of these.

Speaker 3 (01:39):
I don't think you realize that you do have one
because you and your business partner, Lauren, my ex spend
so much money on the company card. Well it's our money, yes,
but that's essentially your business account is essentially your runaway fund.

Speaker 2 (01:53):
Well it's not a runaway fund when you put it
like that, maybe, but no. When I was first with
my husband and we're trying to save for a house,
I probably did lie about what I spent money on
because I have a shopping addiction. So I would often say, oh,
this was from a friend, or I got given this
or whatever, but now do you make these purchases? I
would hide the money on the.

Speaker 3 (02:14):
Credit, you know, the work company card, because he can't
say anything then, so it's technically.

Speaker 2 (02:19):
Fight like we're honest now, Like if I was to
put heaps of money on our credit card, he would
go what was this for? And I'd say, and then
it was fine. I think people are doing it because
they're worried that they're going to have a massive fight
with their partner.

Speaker 3 (02:31):
I think you should do it. I think it's a
good thing to have. It's a good safety Now I've
got Yeah, I've got secret money. I've got some secret
money that I use on the pokies that I don't.

Speaker 2 (02:39):
You've got a pokey account.

Speaker 3 (02:41):
For well, if you like, you've got a designated amount
of money that you like to play with and you're
happy to lose. But if you win, that winning goes
into that account. Doesn't get shared with the family.

Speaker 2 (02:50):
Yeah, but you don't so your your situationship at the moment.
Does she know that? Does Lauren know that? No, she
doesn't know. You have I'm judging you for that.

Speaker 3 (03:00):
I earn my own money. It's fine, No, But.

Speaker 2 (03:02):
When you're a partnership. It's different with you guys, I know.
But when you're a partnership, to have a secret like
that I think is awful. That's just going to break
your relationship.

Speaker 3 (03:10):
She doesn't have it doesn't reveal to me our wedding.
She lied to me about how much, oh not like
misled me about how much our wedding was going to cost. Yeah,
I thought it was a certain numb But that's okay.

Speaker 2 (03:21):
I have a secrets.

Speaker 3 (03:23):
I have a friend who deposits one hundred and fifty
dollars into a bank account of mine every single week
for her runaway fund. And I've got eleven and a
half thousand dollars of her money.

Speaker 2 (03:33):
Oh my god.

Speaker 3 (03:35):
Ready to go at any time.

Speaker 2 (03:37):
So she's planning on leaving her partner.

Speaker 3 (03:39):
Well, I don't know she's planning on something.

Speaker 2 (03:41):
Am I missing out here? I don't. Am I doing
the wrong thing? Should I be like planning ahead and
having a runaway fine, I'd love to hear from you.
Thirty one oh two three news is in that one
in four Aussies are hiding money from their partners. I
was talking to my girlfriends about on the weekend. They
are all moms, like with small children, and they all,

(04:02):
by me, have a runaway fund. Some of it it's
only like two K. Some of it is a lot more,
and they spend it on things like shopping, which I get.
I have guilty of that guilty. I've definitely spent money
without telling my husband years ago. But I think it's
sad that people are in this position where they feel
they have to hire money because they're scared they're not

(04:23):
financially savvy enough to go out on their own.

Speaker 1 (04:25):
Are you in this position? Give us Ron thirteen one
h two three. Julian Alberton has done just that. Julie,
you've been in a marriage for twelve years, which I
would have thought means you trust each other, but you've
got everything separate.

Speaker 4 (04:37):
Yes, well, we have absolutely everything separate, and we do
trust each other one hundred percent. And he can spend
whatever he wants with his money. He pays the electricity
in power, I pay health and content, and I have
the holiday fund set up for us. In my money,

(04:58):
he buys the dog and cat food, kitty bitter, all
of that type of stuff. I buy meat, fruit and
veg and everything is divided. We have nothing joint.

Speaker 2 (05:09):
How would you feel though, if you found out he
had another account that he was stashing away money that
you didn't know about, just in case you guys broke up.
Would you feel good about him?

Speaker 1 (05:19):
No?

Speaker 4 (05:19):
I wouldn't care less I trust him. He can do
what he wants with his money. If he wants to
have twenty bank accounts, good for him.

Speaker 2 (05:26):
Are you in a financial position yourself? Do you work
full time? Do you bring in like a good wage,
like an even waist husband?

Speaker 4 (05:34):
But I'd probably actually add a bit more than him.

Speaker 2 (05:37):
There you go. That's that's my point. I reckon if
you're financially okay, So if you were to split your
your you're okay. I think it's the generally, it's the
women who aren't earning a lot, maybe they're part time
or their stay at home mums, that are feeling like
they have to do this.

Speaker 1 (05:53):
Because you.

Speaker 4 (05:55):
Yes, in my previous marriage, I did have such an
account and that's my husband.

Speaker 1 (05:59):
Okay. That's working for Julia.

Speaker 3 (06:01):
Is it working for you?

Speaker 1 (06:02):
Third? Ain't one? O two three? Again? We do have
those harvest rock tickets up for grabs. I wouldn't mind
those if you need to take someone with you. Are
you hiding some financial secrets from your partner? Yeah?

Speaker 2 (06:13):
Coming up, we've got a woman that managed to hide
over forty thousand dollars as a runaway fund. Wow, Carol
and Seaford, you've got a story for this, what is that?

Speaker 4 (06:23):
Yes?

Speaker 5 (06:24):
Yeah, so I saved over forty thousand dollars.

Speaker 1 (06:28):
Whoa without your without your partner.

Speaker 5 (06:30):
Knowing, without my partner knowing, How did you do that?
So I was the one working, and every time I
got paid, I'd pay all the bills. Whatever was left
I would chuck into a separate bank account, which he
didn't know about, and coincidental me, he'd go, oh, so,
how much money have we got left? And I'd go, look,

(06:52):
there's the bank account and it shows zero dollars and
zero cents.

Speaker 2 (06:55):
Right did he make that?

Speaker 6 (06:58):
No?

Speaker 5 (06:59):
Never ever found out. We happened to break up after
seventeen and a half years. Wow, And I was then
able to set my whole life up with everything that's
you know, going and doing a rental property. I'm paying
the bond two weeks straight up front out of my

(07:21):
bank account. I was able to buy all brain new furniture. Carol,
do you everything for.

Speaker 2 (07:26):
People listening right now who might be in a relationship
where they're, you know, they're feeling a little bit uneasy
about the finances. Do you suggest that women should do this?

Speaker 5 (07:34):
Absolutely? Absolutely, because you never know what is around the corner.
I was in a bit of a situation where I
had to get out, but yeah, I would definitely do
it again.

Speaker 1 (07:49):
Wow, Well, can I just ask before I let you go?
If you find it, I don't know if you're in
a new relationship, but if you find a new relationship,
everyone's going going so great. You know, this is the
best thing ever. Do you do it again? Do you
do the Runaway Fund again?

Speaker 5 (08:05):
If I was in a new relationship and everything was
going really well and there wasn't any issues or red flags, no,
I wouldn't, okay, but there was definitely red flag. Definitely
do it.

Speaker 2 (08:20):
Okay, that is a good tip. Thank you, Carol. Let's
go to Tammy in Craigmore. What's your story? Tammy?

Speaker 5 (08:26):
Hy?

Speaker 6 (08:27):
Well, I've been married twice and the first married I've
got divorced and I had children, so that was really hard.
So this came around my husband and I bought a
house and I just didn't put his name on the paperwork.

Speaker 2 (08:39):
Hang on, does he not know that?

Speaker 6 (08:41):
No, he doesn't know. So he went to sign with
the paperwork and everything, but it was paperwork for something else.

Speaker 2 (08:47):
Tammy, Why did you do that?

Speaker 6 (08:51):
Because I've already been ripped off before and it's not
gonna happen again.

Speaker 2 (08:54):
Tammy, don't you trust your current husband?

Speaker 6 (08:57):
No, definitely not. I also have been No, I also
have a bank account for savings, and his money pays
everything and my money goes to savings.

Speaker 1 (09:08):
That's that can't be a healthy relationship to not trust
you because of what pass bloke did. No.

Speaker 6 (09:14):
No, but the current husband's done a couple of dodgy
things too, so yeah, they're not all that good. So no,
I'm one hundred percent happy with it, and I'll do
it again.

Speaker 2 (09:22):
You're protecting yourself.

Speaker 3 (09:24):
I don't like that.

Speaker 2 (09:26):
I don't like it because you go, that's we want.
We don't want tell me to be in that situation
in a relationship where she feels like she can't trust someone.

Speaker 1 (09:32):
Imagine they get divorced for very normal divorce reasons that
people get divorced for all the time. And they go, Okay,
what happens with the house? Oh it's name I own.
I own the eight hundred thousand dollars house. You don't.

Speaker 2 (09:43):
Oh god, yeah that is that's a four hundred thousand
dollars a seat
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