July 24, 2025 • 35 mins
Ever felt like your job’s covering the bills but slowly crushing your soul, and caught yourself wondering, surely there’s more to life than this? This week, we dive headfirst into the career pivot spiral: is chasing a dream job worth the financial hit, or should you suck it up and stay for the salary? We unpack the real costs (money, mindset, and missed brunches) and how to test-drive a new path without blowing up your budget. Then we dial up the drama with a DM from our community: her sibling’s throwing a fairytale wedding… funded by delusional levels of debt. Do you step in, say nothing, or just top up your champagne and smile through the financial meltdown? And as always, we’ve packed in your money wins (from free burgers to $30 fashion hauls), unhinged broke tips, and a healthy amount of feel-good chaos to carry you into the weekend.
Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.
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Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.
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Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
My name's Sasha Bamblet. I'm a proud First Nations woman
and I'm here to acknowledge country t Glenn Young Ganya,
Niana Kaka yah y and beIN Ahaka Nian our gay
In Mbini yakarum Jar, Dominyamka Domaga Ithawaka, Waman damon Imlan
Bumba ban Gadabomba in and now in wakah ghan On
yak rum Jar water Nadaa. Hello, beautiful friends, we gather
(00:24):
on the lands of the Aboriginal people. We thank, acknowledge
and respect the Abiginal people's land that we're gathering on today.
Take pleasure in all the land and respect all that
you see. She's on the Money podcast acknowledges culture, country,
community and connections, bringing you the tools, knowledge and resources
for you to thrive.
Speaker 2 (00:45):
She's on the Money. She's on the Money.
Speaker 3 (01:08):
Hello and welcome to She's on the Money, the podcast
that makes personal finance fun, especially on Fridays. It's our
favorite day of the week because we get the team
together and celebrate you our incredible She's on the Money community,
Mister Gricci, She's here sharing our favorite money wins.
Speaker 4 (01:23):
Miss beck Sayed is sharing her.
Speaker 3 (01:25):
Broke tips and we're going to be helping to answer
money dilemma, which this week is all about what to
do when your current role isn't your dream gig and
something that you slid into our dms about this week
whether you should speak up about the debt a sibling
is going into.
Speaker 4 (01:40):
For their wedding. Oh little bit juicy, guy, there's a
little bit juicy. How are your weeks before we get there?
Speaker 5 (01:47):
Mine's been good, nothing exciting. Can't believe it's nearly August.
Speaker 4 (01:51):
I want to talk about it.
Speaker 3 (01:52):
Yeah, I did this last week and I said I
didn't want to talk about it last week.
Speaker 4 (01:55):
I do so at least I'm consistent. Consistence.
Speaker 5 (01:58):
Here's Keith absolutely, how you back anything fun?
Speaker 4 (02:02):
It's been five days.
Speaker 3 (02:04):
Whole day in June thirty and you're July thirty and
July thirty your July seven, nine and nine class.
Speaker 5 (02:12):
I love the confidence.
Speaker 3 (02:13):
I always remember Just's birthday because nine nine from Brooklyn ninety.
Speaker 4 (02:16):
Nine, ninety nine. It was joke.
Speaker 3 (02:21):
If you get any don't you really like it?
Speaker 5 (02:26):
I don't.
Speaker 4 (02:27):
I tried it. I didn't. I didn't. I'm shocked annoying
for the reason.
Speaker 3 (02:32):
Are you sure you were watching the same Brooklyn nine nine,
because I just feel like you would be into Brooklyn
nine nine. I'm very disappointed in this news.
Speaker 4 (02:38):
Is Terry Crews Cris.
Speaker 5 (02:40):
I love Terry.
Speaker 4 (02:41):
Yeah, I do like Joy Cruise.
Speaker 1 (02:44):
I couldn't.
Speaker 4 (02:45):
I couldn't go Bad Fields.
Speaker 6 (02:46):
Sometimes I just get bad feels from shows Mash bad feels.
Malcolm in the Middle bad feels.
Speaker 4 (02:51):
I don't like Malcolm in.
Speaker 5 (02:52):
I loved Malcolm. I remember what's his name, Frankie Munit's
on I'm a celebrity. He was brilliant.
Speaker 7 (02:57):
Oh was he on?
Speaker 5 (02:58):
There? He was on Australian and I'm a celebrity.
Speaker 4 (02:59):
It was so Australian. I'm a slippery even Australian get out.
Speaker 5 (03:03):
I don't know why, but he was. He was really anyway,
Oh my god, I'm a track.
Speaker 3 (03:09):
Sorry, So back one nine nine good? Apparently Malcolm in
the Middle bad. Would you guys like a five star review?
Speaker 5 (03:14):
Yes?
Speaker 4 (03:15):
Please?
Speaker 3 (03:15):
I'm glad you asked, because I was going to give
it to you anyway, honestly. So this last week it
was from a girl called Jess. This week it is
also from a girl called Jess. Different Jess, I did
you wouldn't put it past you so five star.
Speaker 4 (03:30):
Love you.
Speaker 3 (03:31):
She's on the money, girlies. I love She's on the Money.
The podcast has changed my life for the better. When
I started listening at the very beginning of the show,
I was in twenty K of personal debt in my
early twenties. I got out of debt, got my finances
and insurances sorted, which is lucky because I got sick
and needed my income protection insurance. Now I'm well again,
I'm back at work. I have been investing for five
(03:53):
years and I just moved into my first home.
Speaker 4 (03:55):
I bought all on my own.
Speaker 3 (03:57):
I would not be here without everything I've learned from
VD and I love what Jess and Beck bring to
the show and the vibes all around. Keep doing your
amazing work. Are you joking?
Speaker 4 (04:06):
You dead?
Speaker 3 (04:06):
And then you've got personal insurance all sorted, no doubt
through Phil Thompson, and then you got to claim on it.
I mean, that's not good. But I'm glad you're well
again through that process and.
Speaker 6 (04:18):
Well done, and thank you so much. It is such
a kind review. I mean, you guys are the best
part of the show.
Speaker 4 (04:24):
Like I'm I'm not I'm not the personality higher that's true.
Who's the finance higher? That makes sense?
Speaker 3 (04:33):
And you can't buy me because I started it.
Speaker 4 (04:37):
I love it.
Speaker 3 (04:37):
But one of my other favorite things about this show
is our community and Jess. Every single week you look
at our money, wins and confessions and then bring the
top I think five or six to the show.
Speaker 4 (04:47):
What have you got? Alrighty?
Speaker 5 (04:49):
Firstly this week from Kate, she said she had to
call a plumber for blocked drains.
Speaker 4 (04:53):
But he's so adult ill, yeah, family of that stuff.
Speaker 5 (04:56):
But the plumber asked her to show the magnet that
she saw his company, and I'm on, I'm missuming maybe
it was a letterbox drop and he gave her a
seventy nine dollars discount but apparently was available on that magnet.
Speaker 4 (05:06):
Keep the magnets. I always throw those out me too.
Speaker 5 (05:08):
Apparently it could work in your favor. And then he
said if she gave them a five so review, she'd
get twenty bucks cash back, which I think is iconic
from the plumber. I think that's very clever.
Speaker 4 (05:18):
I don't give cash back for my reviews.
Speaker 5 (05:21):
No, poor busals wrong. It feels like buying them. But
also I respect the hustle. It makes I've got money
in from Claudia, who said as an experiment, her and
her husband have been saving any cash that they get
from unexpected Avenue since the start of the year. Turns
out they've made four hundred dollars just from selling items
on marketplace trading in their bottles for loose change in
(05:42):
just six months. She said, Normally that cash would just
disappear and end up being split between us, but instead
we've decided to spend it on something fun while they're
on holiday. Is a little bits that up next, I've
got one from Giselle, who said she went into City
Chic to buy some bathers and some shorts. Turns out
the entire store, every single item was thirty dollars each.
(06:02):
She doesn't matter how much it was marked at. Everything
was there.
Speaker 4 (06:04):
The shutting down.
Speaker 5 (06:05):
I don't know.
Speaker 4 (06:06):
Maybe is that how you pronounce it?
Speaker 1 (06:08):
Yeah?
Speaker 5 (06:08):
Did she you thought it was chick? I'm pretty sure
it's cheap.
Speaker 4 (06:13):
I think it's cheek. That's how I would say it.
Open to interpretation. I feel like chick has a K
on the end. Yes, I do feel that.
Speaker 5 (06:20):
Chic is maybe like the vibe they're going for. Yeah, anyway,
Gazelle said she got a few additional items for less
than what she would have spent on just her bathiest door.
Speaker 3 (06:29):
I hope you enjoy your holiday because I'm assuming if
you're buying bathes in July, goh, you're going somewhere better than.
Speaker 5 (06:35):
For some Next, I've got one from Mikayla, who said
she finally deleted after pay after it had a group
on her and she also has purchased a new corwage
is halved her gas budget. Well done, machaye enjoy you're
so hard? Yeah, well done. And then last day, I've
got one from Kate who said, thanks to the pod,
she joined the Grilled Is it mad Monday? Whatever?
Speaker 4 (06:58):
Yeah, that's all about it.
Speaker 5 (07:00):
She said she signed up. She won this week and
she got herself a free burgers to the Burger and
got some onion rings too, so we both enjoyed a
much cheaper treat. The onion rings from Grilled. Have you
ever had them?
Speaker 4 (07:13):
We need to go. They live rent free in my brain.
They live.
Speaker 3 (07:17):
Honestly, they're almost up there with the cross section Caesar wrap.
Speaker 4 (07:21):
They're so good.
Speaker 5 (07:22):
God, oh my god. And then I know I said
that was the last one, but I did also just
want to shout out.
Speaker 4 (07:28):
I've got more.
Speaker 5 (07:29):
Pet tax photos this week, So I just wanted to
say shout out to Ebony, Jackie, Carla and CHARLINI everyone
should go look at the thread because may I just
share with you are still.
Speaker 6 (07:39):
Tiny, baby adorable. Look at all these screen shirt Jess
has just screenshots of your.
Speaker 5 (07:45):
Photos of people. Dug right now on my phone. Look
at this little cute. I don't even know what that is.
Speaker 4 (07:51):
It's like a cool geek.
Speaker 5 (07:53):
Cross staffy, sweet little kiddy loving the pet tax. Thank yous.
Speaker 3 (08:00):
Okay, that's the best part of our community. Actually, I
take back everything I've ever said about money wins and confessions. No,
we just like you your pets back. What have you
got when it comes to broke tip? Okay, so I
do have my break texts.
Speaker 6 (08:12):
I just really quickly want to add a money win.
I was working my friend's op shops still good recycled
in front three and so not so subtle.
Speaker 4 (08:21):
What's it called? It can literally be the most shameless plug.
Thank you so much? So we do what do we want?
Speaker 6 (08:27):
I did really quickly in case anyone want to find
me beforehand, but I was working there and then my
car I was on Sydney Road and my car got
towed and then but I went outside and I was like, oh,
through shame. And then I saw it up the road
and I was like the shop still open and I'm like, well,
I'm going to sprint. I'm going to sprint. And then
I sprinted to the guy and he was like, oh
you work. It still good and I was like yeah,
(08:48):
and he was like, okay, you can have it back,
but he did. I did have to pay three hundred
and sixty dollars, but it was cheaper than.
Speaker 4 (08:53):
The empower it is. It was like four eighty or something,
and the dog would have cost me like twenty bucks.
Speaker 3 (08:58):
When I was pregnant with Harvey, I did that and
got my car impounded one out of ten do not
park in a no standing zone. And I also feel
like I should have got some type of pregnancy tax
on that because I had baby brain exactly premise, so sorry.
I remember walking out and being like victorianout. I was
at the hairdressers. I think you guys heard about this
at the time. I was at the hairdressers and I
fully knew I've been going to VODA for years. Yeah,
(09:20):
I knew that it was a no standing zone outside
that still did it didn't matter? You know what, maybe
I deserved it in heind so you didn't deserve it though,
Oh thank you.
Speaker 4 (09:28):
But it turns out if you tell people you work
at an opshop, they'll give you a car back. Yes, yes,
he was so sweet. And the guy told me I
definitely can't take it off the truck.
Speaker 6 (09:36):
It's illegal, apparent No, okay, it's because me and this
other couple got our cars off and we had just
had to pay him on the spot and easy done.
Speaker 4 (09:45):
So do you reckon he took the money himself? Do
you reckon? He's got a sneaky little page too. Well,
I don't even care.
Speaker 5 (09:51):
I'm not asking questions. I'm not even do I.
Speaker 4 (09:53):
Hey, no, his hustle.
Speaker 3 (09:54):
I need to know his hustle because, like I just
am pervy when it comes to cash.
Speaker 4 (09:58):
I hope he kept the money. He was so sweet.
He gave him my car back. That's so sweet. Okay, Okay,
he also took your car. Let's not. Yeah, it really
feels like one of those like it was so nice.
That feels like a trauma bond. Definitely Traumlondon.
Speaker 6 (10:13):
Okay, So this first one comes from Reese, you send
me screenshot of an Uber eats tend or ding Dong dealing,
But I think it's like maybe it's like an early
in the evening thing that I have never ever seen.
Speaker 4 (10:24):
Before, and I feel like a ding dong deal has
been made up. But that's.
Speaker 3 (10:30):
Maybe they did, you know what sticky photoshop this. You'll
aren't going to forget that today. But you know, you
can get like.
Speaker 6 (10:36):
You know, a four piece nigery nine dollars, which is
you know, kind of you know, normal, but then there
are things like burgers, huge normal sized burgers for ten dollars,
like and.
Speaker 4 (10:45):
Cheaper as well, normal size. Jess jump on to an
end day.
Speaker 6 (10:50):
I think it's like, I mean, my guess, I don't
have much information, but my guess is it's it's between
the five and six o'clock hour where it's like maybe
a little bit too early for dinner, but like close
enough to dener that you're probably gonna be on the app.
Speaker 4 (11:02):
And then you can get yourself deal and there's so many.
Speaker 6 (11:04):
So many different restaurants on there, so yeah, snag yourself
something that's great. And then the next one comes from Jade,
who says that coming to winter don't turn up the
heating and throw away that thin blanket. Please go grab
yourself a sleeping bag, preferably the ones that say minus
three degrees or something, and use that as your couch blanky.
So clever, genius, because you those things are really made
(11:26):
for the most dire, like out in the snow situation.
Speaker 3 (11:31):
I think a lot of people are buying the kmarn't
heaters like the mini ones, and that you guys have
only just started realizing how much they cost to run. Yeah,
so like we're just going to have to turn to
blankets and wheat packs, I think, and.
Speaker 5 (11:41):
Get a sleep Yeah. Yeah, that's actually a great idea.
Speaker 4 (11:43):
Catch me looking like a worm on my couch, looking
like a worm. They used to have those owners, they
still have them. Go to sleep off your feet because
you're in a little package.
Speaker 5 (11:53):
Yeah exactly, I'm a burrito.
Speaker 4 (11:55):
That's so cute.
Speaker 6 (11:55):
But those ones that have the like they're like a bodysuit,
you know, those sleep bags a suit.
Speaker 4 (12:02):
They do the business. This this this used to be thin.
Speaker 6 (12:04):
I don't know if it still is, but it's like
you you zip it up and you're in like a
big light legs and legs has arms.
Speaker 4 (12:09):
It's a sleeping bag and like my dream.
Speaker 3 (12:11):
I was putting my kid into his pajamas the other
day and he wears zip up onesies with the little
footsy things on it.
Speaker 4 (12:17):
I'm thinking, this guy knows what's up?
Speaker 5 (12:19):
Do we all recall this is such a fever dream.
When I was in high school, I would have been
year twelve when animal onesies there was just this.
Speaker 4 (12:28):
You had a stitch one every Yeah.
Speaker 5 (12:29):
Everyone had one of those, and it was like a
blanket material unicorn. Do you remember that.
Speaker 4 (12:35):
I was trying to forget it.
Speaker 5 (12:36):
Yeah.
Speaker 4 (12:36):
It was like and everyone wore them everywhere. Everyone.
Speaker 5 (12:39):
Yeah, you would wear them to the shops, to the Oh,
yes I do.
Speaker 4 (12:42):
It was crazy, like I didn't wear them to the shops.
I just I don't think I did. I wore them
to sleepovers at friend's houses. Yes, I call them.
Speaker 5 (12:50):
To mark up Day.
Speaker 4 (12:51):
I'm pretty sure I dressed up a superwoman to muck
up Day. I went his honeybooberoy. I never want photos
of either of those surface. I'm going to do this
sleeping back. That's a great one, Thanks back. I love that.
Speaker 5 (13:04):
I to go.
Speaker 6 (13:05):
Okay, So my one for this week my best friend Live.
She is opening a quibar in Fitzroy North, which is
very exciting.
Speaker 4 (13:12):
And it's going to be named after her.
Speaker 1 (13:13):
Mum, Bernie.
Speaker 4 (13:14):
Bernie is so cute.
Speaker 5 (13:15):
That is a good name.
Speaker 4 (13:16):
I mean, she's lots of weekends at Bernie's.
Speaker 3 (13:18):
Guys, you're not going to believe he's actually Tomorrow, on
the twenty sixth of July, I'm going to gay line dancing.
I'm not gay, but like, I just feel like that's
going to be good. And my best friend is so
she's my ticket in gay line dancing. Tell me, tell
me that that doesn't sound like the best time.
Speaker 4 (13:34):
Every it gets roy?
Speaker 5 (13:35):
Is it run by two women like a couple? It
is so they ran one moondog at them. They are
such crazy.
Speaker 4 (13:46):
He's literally flying over from Tazzy.
Speaker 3 (13:48):
I'm picking her up after this episode and we are
going to the gay line dancing tomorrow.
Speaker 5 (13:52):
That'sh my god, so so fun.
Speaker 3 (13:54):
And we tried to Steve that he didn't need to come.
We're like, no, you don't need to come. It's fine.
You have to stay home and.
Speaker 4 (13:58):
Look up for the baby. Obviously it's just us.
Speaker 5 (14:01):
Well, they're line dancing.
Speaker 4 (14:02):
It's a great time.
Speaker 7 (14:03):
It was.
Speaker 3 (14:03):
I just think it'd be really I still haven't worked
out what I'm gonna wear, but i'll call you after.
Speaker 6 (14:06):
This feels like, I mean, that feels like that Kathin
Kim episode where cath thinks that Kim's Gertrude.
Speaker 4 (14:13):
What's her Yeah? Yeah, yeah, throwing her handback in the river.
Speaker 6 (14:16):
For anyone without context, just watch Kathin Kim also go
gay line dancing and go back.
Speaker 4 (14:22):
You know how this goes. And then what did I say?
Oh yeah, my best friendly quibar in. I'm not trying
to go to her bar right now, No preeze that lives.
Speaker 3 (14:30):
No for three minutes, open yet, but that's okayting for
three minutes.
Speaker 6 (14:34):
But no, Please do go and support because I will
definitely be there. But yes, the process has been very exciting,
and she got a bunch of these sample tiles, as
you would if you're doing a splashback. Anyway, I'm a
big supporter of the square tile. I just I don't
like the brick one. I think it looks good in
some context. Anyway, that's really irrelevant. She got a bunch
(14:55):
of square tiles because I literally insisted, And so when
she was finished with them, she's like, oh yeah, I
like this color. What about here's all these sample tiles
that I'm not going to use anymore free or very cheap,
And I thought these are stunning coasters.
Speaker 4 (15:11):
And I just think that is if you're.
Speaker 6 (15:14):
Pretending that you're renovating, I know it's probably it's probably legal,
isn't it. If you go when you pretend you're renovating,
you get all these different sampled coasters. There's some stunning
ones like olive green, You've got your mate, like burnt orange.
Speaker 4 (15:25):
Oh my god, there's just a beautiful coaster. So I
think if you and those those.
Speaker 6 (15:29):
Things would be quite expensive in your Yeah, where do
they sell them?
Speaker 4 (15:34):
A door? A tile place, bode Yeah, the tip place
it is.
Speaker 5 (15:39):
Sorry, Yes, you have only found lots of people on
Facebook marketplace. They've gotten samples that they're just.
Speaker 4 (15:46):
Give me totally.
Speaker 6 (15:47):
Oh, we don't need this anymore. So sample tiles make
great coasters. Is my broke tinn kidtie?
Speaker 4 (15:52):
Yeah, that's quite smart, quite smart. All right, let's go
to a really quick break. I'm gonna ask Jess what
I should wear to the gay line dancing.
Speaker 3 (15:58):
And then after the break, week' to be talking about
what do you do when your current role isn't your
dream gig?
Speaker 4 (16:04):
And then something?
Speaker 3 (16:05):
Do you slid into our dms about this week, we're
asking whether you should speak.
Speaker 4 (16:08):
Up about the debt a sibling is going to go
into for their wedding or not. Anyway, see you after
the break.
Speaker 5 (16:18):
Welcome back, everybody. Let's take a listen to this week's
money dilemma.
Speaker 4 (16:23):
Hi, there, have you.
Speaker 8 (16:24):
Got a money dilemma you just can't solve? The She's
on the Money team is here to help.
Speaker 3 (16:29):
Every week we tackle your dilemmas, both big and small,
to answer your most burning money.
Speaker 4 (16:34):
Career and life questions.
Speaker 8 (16:35):
To get involved, simply head to our website and leave
us a short voice recording and you might just find
yourself on the show. Now, let's take a listen to
this week's money dilemma.
Speaker 7 (16:47):
Hey, she Use on the Money. My money slash career
dilemma is whether I should go back to UNI or
suck it up in a high paying, okay job. I'm
currently twenty seven, three years into working in corporate construction, which, honestly,
for a better way of putting it, I don't really
care about. I've thought about a career change to corporate marketing, etc.
(17:07):
I love fashion in the beauty field. But with hextet
already of fifty thousand K and the thought of adding
more to that, let alone putting all other dreams of
owning a home, getting married, all those things on hold,
is really scary. I'm not sure if I should stay
in this career with good pay, good growth and challenge,
or risk it all for a career that might not
(17:29):
work out or give me all the things that I
want in life. So please help.
Speaker 3 (17:34):
I saw a quote the other day that said, if
you don't make a career change at thirty that you
really want to be, you're giving up the opportunity to
be a sixty year old with thirty years of experience.
And I think that that is really relevant, because, like, girl,
you're never too old, Like even if you're forty or
fifty or even sixty and you want to try something new, Like,
what's the worst that could happen?
Speaker 4 (17:54):
Totally exactly. I don't know what are your thoughts, Jess.
Speaker 5 (17:58):
I think that I totally get the heck step thing,
like that's something that would put me off as well.
I wonder if there's a way for you to either
find an opportunity to kind of I'm a big side
door person, Like, you don't have to go in the
front door, find a side door. Can you like maybe
move into a different department within the company you're currently with.
Can you express them hey, like, this is something i'd
(18:19):
really like to do. Is there a marketing team that
I could get some experience with in a junior role?
There are sometimes ways that you can learn on the
job without getting the degree, especially marketing. I know it's
I don't want to contradict myself because I know a
lot of marketing jobs do require a degree, but also
experience speaks volumes. So if there's a way for you
to kind of sidestep into a junior role, get some experience,
(18:41):
see if you like it as well. Because you're saying always.
Speaker 4 (18:43):
Revert back to that career with that correct paying.
Speaker 5 (18:45):
Exactly, especially if you're able to do it at the
same company or at a similar company. That kind of
feels like a nice middle ground to me. The other
thing I would say is there are lots of short
courses you could do. You could do TAFE like you
don't have to necessarily do or straight into a four
year full blown university degree, Like if you're just wanting
to test the field. See if you like it, see
(19:07):
if it is something that you would want to do
long term, maybe look at doing something like that instead,
so you're still educating your upskilling. The other thing I
would say is potentially if your company is happy for
you to move into that spot, they might even be
open to subsidizing it for you as a part of
your like.
Speaker 3 (19:22):
PD, or they might be even interested in hiring you
just because you're enrolled in the course.
Speaker 5 (19:27):
Correct. So I feel like there's a lot of things
that you can do to maybe dip a toe in
not have to take on the full weight of full
time study and obviously the costs that come with that.
But in terms of like should you make a career change,
I think your happiness is very important. Like another thirty
years is a long time to spend in a job
that you hate, you know.
Speaker 3 (19:48):
See, I'm a bit of a sacrifice girly like and like,
don't do as I say, like as in, don't do
what I do, because like that could be seen as
being a little bit delusional.
Speaker 4 (19:58):
But I did bother.
Speaker 3 (20:00):
Like I was working in psychology and wanted to go
into finance, and I obviously needed a degree to do that.
So I did a full time master's degree at the
same time as working full time. And I'm not saying
that everybody has the privilege to do that, and it
is so exhausting, but like, what a privilege to be
exhausted by something that I chose to be challenged by. Yeah,
(20:21):
Like it's not as though I didn't choose that challenge.
Speaker 4 (20:25):
And I'm like, oh my god, life sucks. I'm so
tired all the time.
Speaker 3 (20:27):
Yeah, I was tired, but I was getting what I
wanted and I got a very good outcome out of that.
And I'm not saying that my true rejectory or my
career trajectory is the same as everybody else's, but like
sometimes you go, all right, well, if I zoom out,
maybe I could do UNI part time after work, And
like what I did was quote part time university during
the general terms and then over the Christmas New Year's
(20:49):
holiday they had like intensive units and I could do
two at a time through that period and basically turbocharged
my degree.
Speaker 4 (20:57):
So I was doing it like part time full time.
Speaker 3 (21:00):
Like part time workload is two units per semester and
full time is four, and I was doing I think three,
and then an additional one over the Christmas New Year's
holiday to make it up anyway, it doesn't matter how
I did it. But I just think that sometimes work
life balance, Like you're gonna have work, you're gonna have life,
and you're gonna have family, and sometimes things have to
(21:23):
pull back a little bit. I didn't have a social life.
Am I saying that that was the best thing ever?
Am I saying that's for you?
Speaker 4 (21:28):
No?
Speaker 3 (21:28):
But sometimes life has to be about compromise to get
where you want to go. Like, I don't know, I
feel like with things like this, you can't have your
cake and eat it too and go okay, cool.
Speaker 4 (21:37):
I'll go into.
Speaker 3 (21:37):
Perfectly full time study and go back on you know,
OZ study or sendling, can you know, glide through that
way and then work my way back up, Like maybe
you could do a part time course or maybe you
could go back to UNI and do it part time.
Yes it might take eight years instead of four, or
yes it might take six years instead of three, but
like that's six years if you working towards a goal,
(22:01):
and you'll work out pretty quickly if you like the
content or not. Yeah, definitely anyway, I'm just very much
if you really want something.
Speaker 4 (22:09):
Just do it and work out it all out later.
Speaker 5 (22:11):
Yeah, that's big, big energy.
Speaker 2 (22:13):
Yes.
Speaker 3 (22:14):
But also I kept my full time job and needed
my income and best just like yollo.
Speaker 5 (22:21):
Yeah that's true, that's true.
Speaker 4 (22:23):
Didn't need income. I just think keep stacks like income.
Nice concept. I forgot about that.
Speaker 6 (22:29):
I don't know, because I'm sure you get to a
point in life. You don't have to get a point
to a point in life, but some people do get
to a point in their life where they can't not
be making a certain amount of money less than one percent.
Speaker 3 (22:41):
And like what I'm talking about, guys, I was single,
I didn't have any dependence, I didn't have a mortgage.
Speaker 4 (22:46):
I got into some debt during that time.
Speaker 3 (22:48):
I'm not going to say that I like I could
not make that decision right now with my family.
Speaker 4 (22:52):
Sorry, that's not an option totally.
Speaker 6 (22:54):
So I think that if you don't have those like
monetary respect, onsibilities or commitments, keep starting over because like,
and I've said this for but like everything's kind of
like made up, so like if you don't have a
passion or if you don't know what, like we just
have to And also we spend so much time at
work it sucks, Like we just like see our we
probably we probably see our colleagues more than we see
(23:16):
our friends and family, and so like most of our
life unfortunately is at work.
Speaker 4 (23:21):
Which is a crazy, crazy thought.
Speaker 6 (23:24):
But just keep starting over until you're finally, like somewhat
happy because otherwise majority of your life, genuinely majority of
your life is miserable. Let's just not regret it, like,
try not to even though you have to work. Like
I'm girl, you literally eat.
Speaker 3 (23:39):
Yeah, but like you don't regret the decisions you made,
you regret the things you didn't do.
Speaker 5 (23:44):
So true, you can always go back. Like if you
start into marketing you decide you don't love it, the
job is still going to be there the industry.
Speaker 3 (23:49):
You already have the experience. Yeah, so no, I agree.
All right you guys ready for a DM Yes please?
Speaker 5 (23:57):
Ah?
Speaker 1 (23:57):
All right?
Speaker 4 (23:58):
This week's dan Hey on the money.
Speaker 3 (24:00):
My brother is getting married, and honestly, my whole family
has lost the plot and it's like the value of
money doesn't even exist anymore. They don't earn a lot
of money, but my sister in law is acting like
there's a never ending pot of money. They can't afford
all the things she wants, and so they're just racking
up all this debt to quit make her stress go away.
She keeps saying, I'll just sell it after the wedding.
(24:22):
But it's stuff no one is going to want secondhand,
and definitely not for the prices she thinks she's gonna get.
It's delusional. I brought it up gently, of course, and
now our whole family thinks I'm the bad guy. Now
I am expected to just go along with everything and
celebrate and say how wonderful everything is. And it makes
me feel sick at the debt that they're going into.
Speaker 4 (24:42):
Hmmm, how do we feel about this weddings? I don't understand,
but I get. I get, like you know, some people
want to big weddings. To speak.
Speaker 3 (24:51):
I loved my wedding like you. I could have my
wedding again, I would. It makes me depressed sometimes thinking
that I'm never gonna have another Medican in my entire life.
Speaker 4 (25:00):
I do avour in your Yeah, do avour in yours?
Speaker 1 (25:03):
Fine?
Speaker 3 (25:03):
Damn a big party, limb, yeah, but like it will
never be as big of a party as the party
that I got to have for my wedding. Saying that
I went into no debt for that and that's privileged.
But like, also this sounds very stressful.
Speaker 6 (25:15):
Is it because of the amount of people or is it
because of the like decor, Like what get that is?
Speaker 3 (25:20):
I think that they're like, at the end of the day,
the average wedding here in Australia costs more than fifty
thousand dollars, and that is a massive financial burden on
anybody totally. And I'm just saying, like an easily, Like
I'm not gonna lie easily you can spend more than
one hundred thousand dollars on a wedding. And I don't
mean that you're like, oh my god, it was so
easy because like I'm an expensive galie.
Speaker 4 (25:39):
No.
Speaker 3 (25:39):
No, Like, once you get your venue, once you get
your dress, once you get flowers, like it all honestly
adds up. Like these days, videographer easy ten grand, photographer
easy six to ten grand, Like those are reasonable prices.
Those are not things that you're like, oh that's an expense, No,
that's normal.
Speaker 4 (25:56):
Yeah, I'm like, these things are to add up.
Speaker 3 (25:58):
You want your husband in a suit, you want matching
suits for the groomsmen, bam, you want nice shoes, bam.
Like all those things just they add up. I get it,
I really do.
Speaker 4 (26:07):
It's all arbitrary, I don't know. I guess it kind
of it's kind of annoying. I don't know why.
Speaker 6 (26:10):
But I can really appreciate a really beautiful wedding, like
aesthetically or what, especially if you're ever and everything looks beautiful.
Speaker 4 (26:17):
So I totally do get that.
Speaker 6 (26:18):
But I guess the only thing I would suggest, And
some people aren't, like, you know, open to this conversation,
especially if it's like before the wedding and they're really
excited for it, and this this kind of conversation could
be really like a wet blanket, but kind of like
asking the why and then also kind of getting into
like what life looks like afterward, and what marriage looks
(26:41):
like afterwards and all this kind of stuff and just
kind of being like, this is because as there is
life after.
Speaker 4 (26:47):
I get that.
Speaker 6 (26:48):
Because when I'm having a birthday party, I'm having a
house party in a few days, and you guys are
obviously not, but I.
Speaker 3 (26:58):
Yes, do you want to do something when be's having
a house party that we weren't invited to.
Speaker 4 (27:02):
I'll just sit out the front window and watch. No worries,
but I didn't.
Speaker 6 (27:06):
Nope, no, I didn inviute you on Facebook, but I
don't if anyone checks any Facebook, I don't check.
Speaker 4 (27:11):
What That's so fair, but thank you for the invite,
of course.
Speaker 6 (27:14):
But when I'm having a birthday party, I can't even
see life after it because I'm like so really excited
to it.
Speaker 5 (27:22):
I don't even know what.
Speaker 6 (27:22):
Life looks like when my birthday's over, you know. So
I can totally understand being like in that headspace and
be like, this day is everything to me, and I'm
going to make sure it looks so beautiful and so
big and so grand.
Speaker 4 (27:33):
But then if someone said to me, hey, do you
know that.
Speaker 6 (27:35):
Life will still go on afterwards hopefully, then I would
probably stop to think like, oh, yeah, I probably don't
need to buy twenty thousand fairy lights, you know, things
like that.
Speaker 4 (27:45):
So just like a just gently nudging them to ask why.
Speaker 7 (27:48):
They're doing what they're doing.
Speaker 3 (27:50):
Clearly they have been nudging them, because the bride said, well,
with those twenty thousand fairy lights, I'm going to sell
them on Facebook marketplace obviously make my money back. Like
she's clearly thought about this, and it's the person who
wrote in said they're delusional.
Speaker 4 (28:03):
What do you reckon, Jess?
Speaker 5 (28:04):
I will say I do have a feeling that every
diib or i'd ever has said I'll buy it and
then sell it on Facebook Marketplace, just purely from my
own Facebook markplace talking. It seems like there is so
much wedding stuff out there, so firstly looks she should
be saying if she can't buy it secondhand or Facebook
market life, cool, But I also think that you're probably
not going to make a huge amount of money, just
(28:25):
based on again kind of what I've seen out there
in the world, depending on what it is. Obviously, I
would honestly kind of say, I think you've done your job,
like I think you've kind of tried to be the
voice of reason. You've said, hey, have we thought about this?
You know, you can make suggestions, maybe buy secondhand, maybe rent,
maybe whatever.
Speaker 4 (28:43):
At the end of the day, it's not your.
Speaker 5 (28:44):
Money, and it's I think, honestly not your place. Like
I understand and I agree that you know, is it
a choice that is the most fiscally responsible, perhaps not.
Is it a choice that I personally would make, perhaps not.
But it's not my money or your money or your
life and therefore really not.
Speaker 3 (29:02):
They're an adult, they're making a decision correct, not your choice,
not your problem.
Speaker 4 (29:05):
I think that circus not your monkeys.
Speaker 5 (29:07):
Absolutely. I think like any good friend, good family member
will kind of flag issues. I think that is a
hard part of being a good friend is sometimes you
do have to say, hey, I get that you're excited,
I'm going to be the bad guy friend and you spoke.
Speaker 4 (29:22):
About it because you care, not because you're trying to criticize.
Speaker 5 (29:24):
Yeah, exactly right, And there's a way to do that,
and it sounds like our listener has really tried. Once
you've done that, I think your job is done truthfully,
and I think it's kind of like, okay, well, let
them make their choices their adults, and they can do
what they wan.
Speaker 3 (29:36):
I agree, and I guess from my perspective, like I
resonate with that. I resonate with our listener questions so
much because I also get like relatively frustrated when I
see people making really irresponsible decisions. I'm like, you know,
I'm a finance girlie, and like, at the end of
the day, my entire career is crafted around the fact
that I help people make good money. Decisions, and I
(29:58):
just don't want you to make bad ones. But when
emotions come into it, especially when it's stuff like weddings,
like when emotions and money are involved, sometimes even your
gentle honesty can come across as criticism and it can
be taken the wrong way. And I think that Jess
is absolutely correct. You've done your job. I don't think
you're the bad guy here. You're the one wanting them
(30:20):
to think beyond their perfect day, and clearly they're not
going to. And maybe right now it's actually about you
protecting your own boundaries and going do you know what
I flagged it?
Speaker 4 (30:29):
It wasn't taken.
Speaker 3 (30:30):
Well, maybe you need to step back from the celebrations
so that you're not swept up in the quote delusion
of it all. Maybe we need to just step back
and be supportive, be supportive, be the person who's like.
Speaker 4 (30:42):
Yep, anything you need, you let me know.
Speaker 3 (30:44):
I'm going to be there with bells on it, and
I'm going to be the best sister in law ever.
Speaker 4 (30:47):
You let me know what you need.
Speaker 3 (30:48):
But sometimes the best thing that we can do is
actually quietly step back and let people.
Speaker 4 (30:51):
Learn on their own.
Speaker 3 (30:52):
Yeah, definitely, Sometimes it's actually not your job, like you've
flagged it. They've clearly taken to discriticism. They clearly think
that you're not doing the right thing. And sometimes letting
people learn as they grow is really important, even though
that is so hard to watch sometimes like it's not
life for death.
Speaker 4 (31:12):
Yes, there's debt involved.
Speaker 3 (31:13):
Sometimes they're going to have to learn the hard way,
and you know what, they might come out the other
side and be like, oh my god.
Speaker 4 (31:18):
We're in so much debt, so worth it.
Speaker 5 (31:19):
Well that's it, but we know and in line with
your values, maybe that's a choice that they made that
they said, yeah, we know we're going to take on
the debt. We're really happy with that.
Speaker 3 (31:26):
Yeah. I find it so hard to watch those storys
so resonate. I really do get it. We asked our community, though, guys,
what do you think? We said, would you speak up
if you thought a sibling was making bad financial.
Speaker 4 (31:35):
Choices for their wedding?
Speaker 3 (31:37):
Forty five percent of you said, one hundred percent, they
need to hear it, thirty nine percent of you said
only if they asked. From my opinion, fourteen percent said no,
it's not my place, and two percent said I have.
And it didn't go well, the next question we asked,
is is it enabling if no one questions bad wedding spending.
Fifty one percent said definitely yes, Forty one percent said no,
(31:58):
it's no one else's business. Eight percent said being supportive
is the most important. I think I can be supportive.
I totally can be supportive. I'm always going to question you, like, Beck,
you quit your job recently and you've told us that,
and I've been like, look, totally supportive, love what you're doing.
Have you thought about ABC and D and you said yes,
And I've said great, worries your decision, But like I'm
(32:19):
always going to be that friend that questions you a
little bit because.
Speaker 4 (32:22):
I'm like, oh, is this like the right decision.
Speaker 3 (32:25):
Because like what if you got further down the line
and then you go, guys, no one said XYZ, or
no one questioned me, or no one said it was
a bad idea that or just you know, blindly support
me and that's.
Speaker 4 (32:36):
Not what I don't know. I just sure should question it.
Speaker 3 (32:38):
But like hopefully when I question you, you know it's coming
from a place of love and the fact that I
care about you, not because I'm like.
Speaker 7 (32:44):
Yeah, you're an idiot.
Speaker 4 (32:45):
Beck does that's not eat at all.
Speaker 3 (32:47):
I'm literally like, okay, queen, love this for you, but
have we thought through the process. My type A personality
is coming out. We also asked the community guys, what's
your two cents? And did you have a two cents?
First person said, whoa, you guys are really spending big.
You must have saved for ages.
Speaker 4 (33:05):
We know debts involved, though, we don't need to be
I don't know petty. We don't need to be petty.
Next person said the irony of spending more to keep
her stress away.
Speaker 5 (33:14):
Girl.
Speaker 3 (33:16):
Next person said, right now, watching my sister refiners her
mortgage for a fifty thousand dollar wedding is stressing me.
I'm actually very worried for her. Next person said, it's
not just the sibling money. Mine said, it's the bride
to be as well. You're actually already outnumbered.
Speaker 4 (33:31):
It's true, right.
Speaker 3 (33:32):
Next person said, you said your piece. Now you have
to accept their choice and move on.
Speaker 5 (33:36):
Fair.
Speaker 4 (33:37):
Another person said, if you're not paying, you don't have
an opinion.
Speaker 5 (33:40):
I kind of agree with that on I agree.
Speaker 4 (33:43):
That's like guest lists for weddings as well.
Speaker 5 (33:45):
Oh hard agree on that.
Speaker 4 (33:46):
I've got a lot of wedding conversation to have.
Speaker 3 (33:48):
But if someone wants to invite people, pay to play
baby next person, Chupada said, if you feel you must
say something, choose your words and timing very carefully, because
unsolicited advice.
Speaker 4 (34:00):
Feels awful to receive.
Speaker 3 (34:02):
Someone else has clearly been listening to my podcast, and
this is the last one. She said, not my circus,
not my monkeys. I feel like I say that all
the time.
Speaker 4 (34:12):
It's such a nice like it's like, oh, I can
let go of this.
Speaker 3 (34:15):
Yeah, yeah, not my circus, not my monkeys. I also
like to say, pay peanuts, get monkeys.
Speaker 4 (34:19):
I've never heard that one.
Speaker 3 (34:21):
I wrote it in my first book, actually, and I
mildly regret it. You're aline in talking about superannuation, but
that's okay. Yeah, anyway, that's it from us, guys. We
hope you have a beautiful weekend and we'll see you
brighton early on Monday.
Speaker 8 (34:36):
Are very good money diary, Bye guys bye. Did By
shared on She's on the Money is generally nature and
does not consider your individual circumstances. She's on the Money
exists purely for educational purposes and should not be relied
upon to make an investment or financial decision. If you
(34:59):
do whose to buy a financial product, read the PDS
TMD and obtain appropriate financial.
Speaker 4 (35:04):
Advice tailored towards your needs.
Speaker 8 (35:06):
Victoria, Divine and She's on the Money are authorized representatives
of Money sherper P, T y L t D A
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Speaker 4 (35:17):
Afs L four five one two eight nine
My name's Sasha Bamblet. I'm a proud First Nations woman
and I'm here to acknowledge country t Glenn Young Ganya,
Niana Kaka yah y and beIN Ahaka Nian our gay
In Mbini yakarum Jar, Dominyamka Domaga Ithawaka, Waman damon Imlan
Bumba ban Gadabomba in and now in wakah ghan On
yak rum Jar water Nadaa. Hello, beautiful friends, we gather
(00:24):
on the lands of the Aboriginal people. We thank, acknowledge
and respect the Abiginal people's land that we're gathering on today.
Take pleasure in all the land and respect all that
you see. She's on the Money podcast acknowledges culture, country,
community and connections, bringing you the tools, knowledge and resources
for you to thrive.
Speaker 2 (00:45):
She's on the Money. She's on the Money.
Speaker 3 (01:08):
Hello and welcome to She's on the Money, the podcast
that makes personal finance fun, especially on Fridays. It's our
favorite day of the week because we get the team
together and celebrate you our incredible She's on the Money community,
Mister Gricci, She's here sharing our favorite money wins.
Speaker 4 (01:23):
Miss beck Sayed is sharing her.
Speaker 3 (01:25):
Broke tips and we're going to be helping to answer
money dilemma, which this week is all about what to
do when your current role isn't your dream gig and
something that you slid into our dms about this week
whether you should speak up about the debt a sibling
is going into.
Speaker 4 (01:40):
For their wedding. Oh little bit juicy, guy, there's a
little bit juicy. How are your weeks before we get there?
Speaker 5 (01:47):
Mine's been good, nothing exciting. Can't believe it's nearly August.
Speaker 4 (01:51):
I want to talk about it.
Speaker 3 (01:52):
Yeah, I did this last week and I said I
didn't want to talk about it last week.
Speaker 4 (01:55):
I do so at least I'm consistent. Consistence.
Speaker 5 (01:58):
Here's Keith absolutely, how you back anything fun?
Speaker 4 (02:02):
It's been five days.
Speaker 3 (02:04):
Whole day in June thirty and you're July thirty and
July thirty your July seven, nine and nine class.
Speaker 5 (02:12):
I love the confidence.
Speaker 3 (02:13):
I always remember Just's birthday because nine nine from Brooklyn ninety.
Speaker 4 (02:16):
Nine, ninety nine. It was joke.
Speaker 3 (02:21):
If you get any don't you really like it?
Speaker 5 (02:26):
I don't.
Speaker 4 (02:27):
I tried it. I didn't. I didn't. I'm shocked annoying
for the reason.
Speaker 3 (02:32):
Are you sure you were watching the same Brooklyn nine nine,
because I just feel like you would be into Brooklyn
nine nine. I'm very disappointed in this news.
Speaker 4 (02:38):
Is Terry Crews Cris.
Speaker 5 (02:40):
I love Terry.
Speaker 4 (02:41):
Yeah, I do like Joy Cruise.
Speaker 1 (02:44):
I couldn't.
Speaker 4 (02:45):
I couldn't go Bad Fields.
Speaker 6 (02:46):
Sometimes I just get bad feels from shows Mash bad feels.
Malcolm in the Middle bad feels.
Speaker 4 (02:51):
I don't like Malcolm in.
Speaker 5 (02:52):
I loved Malcolm. I remember what's his name, Frankie Munit's
on I'm a celebrity. He was brilliant.
Speaker 7 (02:57):
Oh was he on?
Speaker 5 (02:58):
There? He was on Australian and I'm a celebrity.
Speaker 4 (02:59):
It was so Australian. I'm a slippery even Australian get out.
Speaker 5 (03:03):
I don't know why, but he was. He was really anyway,
Oh my god, I'm a track.
Speaker 3 (03:09):
Sorry, So back one nine nine good? Apparently Malcolm in
the Middle bad. Would you guys like a five star review?
Speaker 5 (03:14):
Yes?
Speaker 4 (03:15):
Please?
Speaker 3 (03:15):
I'm glad you asked, because I was going to give
it to you anyway, honestly. So this last week it
was from a girl called Jess. This week it is
also from a girl called Jess. Different Jess, I did
you wouldn't put it past you so five star.
Speaker 4 (03:30):
Love you.
Speaker 3 (03:31):
She's on the money, girlies. I love She's on the Money.
The podcast has changed my life for the better. When
I started listening at the very beginning of the show,
I was in twenty K of personal debt in my
early twenties. I got out of debt, got my finances
and insurances sorted, which is lucky because I got sick
and needed my income protection insurance. Now I'm well again,
I'm back at work. I have been investing for five
(03:53):
years and I just moved into my first home.
Speaker 4 (03:55):
I bought all on my own.
Speaker 3 (03:57):
I would not be here without everything I've learned from
VD and I love what Jess and Beck bring to
the show and the vibes all around. Keep doing your
amazing work. Are you joking?
Speaker 4 (04:06):
You dead?
Speaker 3 (04:06):
And then you've got personal insurance all sorted, no doubt
through Phil Thompson, and then you got to claim on it.
I mean, that's not good. But I'm glad you're well
again through that process and.
Speaker 6 (04:18):
Well done, and thank you so much. It is such
a kind review. I mean, you guys are the best
part of the show.
Speaker 4 (04:24):
Like I'm I'm not I'm not the personality higher that's true.
Who's the finance higher? That makes sense?
Speaker 3 (04:33):
And you can't buy me because I started it.
Speaker 4 (04:37):
I love it.
Speaker 3 (04:37):
But one of my other favorite things about this show
is our community and Jess. Every single week you look
at our money, wins and confessions and then bring the
top I think five or six to the show.
Speaker 4 (04:47):
What have you got? Alrighty?
Speaker 5 (04:49):
Firstly this week from Kate, she said she had to
call a plumber for blocked drains.
Speaker 4 (04:53):
But he's so adult ill, yeah, family of that stuff.
Speaker 5 (04:56):
But the plumber asked her to show the magnet that
she saw his company, and I'm on, I'm missuming maybe
it was a letterbox drop and he gave her a
seventy nine dollars discount but apparently was available on that magnet.
Speaker 4 (05:06):
Keep the magnets. I always throw those out me too.
Speaker 5 (05:08):
Apparently it could work in your favor. And then he
said if she gave them a five so review, she'd
get twenty bucks cash back, which I think is iconic
from the plumber. I think that's very clever.
Speaker 4 (05:18):
I don't give cash back for my reviews.
Speaker 5 (05:21):
No, poor busals wrong. It feels like buying them. But
also I respect the hustle. It makes I've got money
in from Claudia, who said as an experiment, her and
her husband have been saving any cash that they get
from unexpected Avenue since the start of the year. Turns
out they've made four hundred dollars just from selling items
on marketplace trading in their bottles for loose change in
(05:42):
just six months. She said, Normally that cash would just
disappear and end up being split between us, but instead
we've decided to spend it on something fun while they're
on holiday. Is a little bits that up next, I've
got one from Giselle, who said she went into City
Chic to buy some bathers and some shorts. Turns out
the entire store, every single item was thirty dollars each.
(06:02):
She doesn't matter how much it was marked at. Everything
was there.
Speaker 4 (06:04):
The shutting down.
Speaker 5 (06:05):
I don't know.
Speaker 4 (06:06):
Maybe is that how you pronounce it?
Speaker 1 (06:08):
Yeah?
Speaker 5 (06:08):
Did she you thought it was chick? I'm pretty sure
it's cheap.
Speaker 4 (06:13):
I think it's cheek. That's how I would say it.
Open to interpretation. I feel like chick has a K
on the end. Yes, I do feel that.
Speaker 5 (06:20):
Chic is maybe like the vibe they're going for. Yeah, anyway,
Gazelle said she got a few additional items for less
than what she would have spent on just her bathiest door.
Speaker 3 (06:29):
I hope you enjoy your holiday because I'm assuming if
you're buying bathes in July, goh, you're going somewhere better than.
Speaker 5 (06:35):
For some Next, I've got one from Mikayla, who said
she finally deleted after pay after it had a group
on her and she also has purchased a new corwage
is halved her gas budget. Well done, machaye enjoy you're
so hard? Yeah, well done. And then last day, I've
got one from Kate who said, thanks to the pod,
she joined the Grilled Is it mad Monday? Whatever?
Speaker 4 (06:58):
Yeah, that's all about it.
Speaker 5 (07:00):
She said she signed up. She won this week and
she got herself a free burgers to the Burger and
got some onion rings too, so we both enjoyed a
much cheaper treat. The onion rings from Grilled. Have you
ever had them?
Speaker 4 (07:13):
We need to go. They live rent free in my brain.
They live.
Speaker 3 (07:17):
Honestly, they're almost up there with the cross section Caesar wrap.
Speaker 4 (07:21):
They're so good.
Speaker 5 (07:22):
God, oh my god. And then I know I said
that was the last one, but I did also just
want to shout out.
Speaker 4 (07:28):
I've got more.
Speaker 5 (07:29):
Pet tax photos this week, So I just wanted to
say shout out to Ebony, Jackie, Carla and CHARLINI everyone
should go look at the thread because may I just
share with you are still.
Speaker 6 (07:39):
Tiny, baby adorable. Look at all these screen shirt Jess
has just screenshots of your.
Speaker 5 (07:45):
Photos of people. Dug right now on my phone. Look
at this little cute. I don't even know what that is.
Speaker 4 (07:51):
It's like a cool geek.
Speaker 5 (07:53):
Cross staffy, sweet little kiddy loving the pet tax. Thank yous.
Speaker 3 (08:00):
Okay, that's the best part of our community. Actually, I
take back everything I've ever said about money wins and confessions. No,
we just like you your pets back. What have you
got when it comes to broke tip? Okay, so I
do have my break texts.
Speaker 6 (08:12):
I just really quickly want to add a money win.
I was working my friend's op shops still good recycled
in front three and so not so subtle.
Speaker 4 (08:21):
What's it called? It can literally be the most shameless plug.
Thank you so much? So we do what do we want?
Speaker 6 (08:27):
I did really quickly in case anyone want to find
me beforehand, but I was working there and then my
car I was on Sydney Road and my car got
towed and then but I went outside and I was like, oh,
through shame. And then I saw it up the road
and I was like the shop still open and I'm like, well,
I'm going to sprint. I'm going to sprint. And then
I sprinted to the guy and he was like, oh
you work. It still good and I was like yeah,
(08:48):
and he was like, okay, you can have it back,
but he did. I did have to pay three hundred
and sixty dollars, but it was cheaper than.
Speaker 4 (08:53):
The empower it is. It was like four eighty or something,
and the dog would have cost me like twenty bucks.
Speaker 3 (08:58):
When I was pregnant with Harvey, I did that and
got my car impounded one out of ten do not
park in a no standing zone. And I also feel
like I should have got some type of pregnancy tax
on that because I had baby brain exactly premise, so sorry.
I remember walking out and being like victorianout. I was
at the hairdressers. I think you guys heard about this
at the time. I was at the hairdressers and I
fully knew I've been going to VODA for years. Yeah,
(09:20):
I knew that it was a no standing zone outside
that still did it didn't matter? You know what, maybe
I deserved it in heind so you didn't deserve it though,
Oh thank you.
Speaker 4 (09:28):
But it turns out if you tell people you work
at an opshop, they'll give you a car back. Yes, yes,
he was so sweet. And the guy told me I
definitely can't take it off the truck.
Speaker 6 (09:36):
It's illegal, apparent No, okay, it's because me and this
other couple got our cars off and we had just
had to pay him on the spot and easy done.
Speaker 4 (09:45):
So do you reckon he took the money himself? Do
you reckon? He's got a sneaky little page too. Well,
I don't even care.
Speaker 5 (09:51):
I'm not asking questions. I'm not even do I.
Speaker 4 (09:53):
Hey, no, his hustle.
Speaker 3 (09:54):
I need to know his hustle because, like I just
am pervy when it comes to cash.
Speaker 4 (09:58):
I hope he kept the money. He was so sweet.
He gave him my car back. That's so sweet. Okay, Okay,
he also took your car. Let's not. Yeah, it really
feels like one of those like it was so nice.
That feels like a trauma bond. Definitely Traumlondon.
Speaker 6 (10:13):
Okay, So this first one comes from Reese, you send
me screenshot of an Uber eats tend or ding Dong dealing,
But I think it's like maybe it's like an early
in the evening thing that I have never ever seen.
Speaker 4 (10:24):
Before, and I feel like a ding dong deal has
been made up. But that's.
Speaker 3 (10:30):
Maybe they did, you know what sticky photoshop this. You'll
aren't going to forget that today. But you know, you
can get like.
Speaker 6 (10:36):
You know, a four piece nigery nine dollars, which is
you know, kind of you know, normal, but then there
are things like burgers, huge normal sized burgers for ten dollars,
like and.
Speaker 4 (10:45):
Cheaper as well, normal size. Jess jump on to an
end day.
Speaker 6 (10:50):
I think it's like, I mean, my guess, I don't
have much information, but my guess is it's it's between
the five and six o'clock hour where it's like maybe
a little bit too early for dinner, but like close
enough to dener that you're probably gonna be on the app.
Speaker 4 (11:02):
And then you can get yourself deal and there's so many.
Speaker 6 (11:04):
So many different restaurants on there, so yeah, snag yourself
something that's great. And then the next one comes from Jade,
who says that coming to winter don't turn up the
heating and throw away that thin blanket. Please go grab
yourself a sleeping bag, preferably the ones that say minus
three degrees or something, and use that as your couch blanky.
So clever, genius, because you those things are really made
(11:26):
for the most dire, like out in the snow situation.
Speaker 3 (11:31):
I think a lot of people are buying the kmarn't
heaters like the mini ones, and that you guys have
only just started realizing how much they cost to run. Yeah,
so like we're just going to have to turn to
blankets and wheat packs, I think, and.
Speaker 5 (11:41):
Get a sleep Yeah. Yeah, that's actually a great idea.
Speaker 4 (11:43):
Catch me looking like a worm on my couch, looking
like a worm. They used to have those owners, they
still have them. Go to sleep off your feet because
you're in a little package.
Speaker 5 (11:53):
Yeah exactly, I'm a burrito.
Speaker 4 (11:55):
That's so cute.
Speaker 6 (11:55):
But those ones that have the like they're like a bodysuit,
you know, those sleep bags a suit.
Speaker 4 (12:02):
They do the business. This this this used to be thin.
Speaker 6 (12:04):
I don't know if it still is, but it's like
you you zip it up and you're in like a
big light legs and legs has arms.
Speaker 4 (12:09):
It's a sleeping bag and like my dream.
Speaker 3 (12:11):
I was putting my kid into his pajamas the other
day and he wears zip up onesies with the little
footsy things on it.
Speaker 4 (12:17):
I'm thinking, this guy knows what's up?
Speaker 5 (12:19):
Do we all recall this is such a fever dream.
When I was in high school, I would have been
year twelve when animal onesies there was just this.
Speaker 4 (12:28):
You had a stitch one every Yeah.
Speaker 5 (12:29):
Everyone had one of those, and it was like a
blanket material unicorn. Do you remember that.
Speaker 4 (12:35):
I was trying to forget it.
Speaker 5 (12:36):
Yeah.
Speaker 4 (12:36):
It was like and everyone wore them everywhere. Everyone.
Speaker 5 (12:39):
Yeah, you would wear them to the shops, to the Oh,
yes I do.
Speaker 4 (12:42):
It was crazy, like I didn't wear them to the shops.
I just I don't think I did. I wore them
to sleepovers at friend's houses. Yes, I call them.
Speaker 5 (12:50):
To mark up Day.
Speaker 4 (12:51):
I'm pretty sure I dressed up a superwoman to muck
up Day. I went his honeybooberoy. I never want photos
of either of those surface. I'm going to do this
sleeping back. That's a great one, Thanks back. I love that.
Speaker 5 (13:04):
I to go.
Speaker 6 (13:05):
Okay, So my one for this week my best friend Live.
She is opening a quibar in Fitzroy North, which is
very exciting.
Speaker 4 (13:12):
And it's going to be named after her.
Speaker 1 (13:13):
Mum, Bernie.
Speaker 4 (13:14):
Bernie is so cute.
Speaker 5 (13:15):
That is a good name.
Speaker 4 (13:16):
I mean, she's lots of weekends at Bernie's.
Speaker 3 (13:18):
Guys, you're not going to believe he's actually Tomorrow, on
the twenty sixth of July, I'm going to gay line dancing.
I'm not gay, but like, I just feel like that's
going to be good. And my best friend is so
she's my ticket in gay line dancing. Tell me, tell
me that that doesn't sound like the best time.
Speaker 4 (13:34):
Every it gets roy?
Speaker 5 (13:35):
Is it run by two women like a couple? It
is so they ran one moondog at them. They are
such crazy.
Speaker 4 (13:46):
He's literally flying over from Tazzy.
Speaker 3 (13:48):
I'm picking her up after this episode and we are
going to the gay line dancing tomorrow.
Speaker 5 (13:52):
That'sh my god, so so fun.
Speaker 3 (13:54):
And we tried to Steve that he didn't need to come.
We're like, no, you don't need to come. It's fine.
You have to stay home and.
Speaker 4 (13:58):
Look up for the baby. Obviously it's just us.
Speaker 5 (14:01):
Well, they're line dancing.
Speaker 4 (14:02):
It's a great time.
Speaker 7 (14:03):
It was.
Speaker 3 (14:03):
I just think it'd be really I still haven't worked
out what I'm gonna wear, but i'll call you after.
Speaker 6 (14:06):
This feels like, I mean, that feels like that Kathin
Kim episode where cath thinks that Kim's Gertrude.
Speaker 4 (14:13):
What's her Yeah? Yeah, yeah, throwing her handback in the river.
Speaker 6 (14:16):
For anyone without context, just watch Kathin Kim also go
gay line dancing and go back.
Speaker 4 (14:22):
You know how this goes. And then what did I say?
Oh yeah, my best friendly quibar in. I'm not trying
to go to her bar right now, No preeze that lives.
Speaker 3 (14:30):
No for three minutes, open yet, but that's okayting for
three minutes.
Speaker 6 (14:34):
But no, Please do go and support because I will
definitely be there. But yes, the process has been very exciting,
and she got a bunch of these sample tiles, as
you would if you're doing a splashback. Anyway, I'm a
big supporter of the square tile. I just I don't
like the brick one. I think it looks good in
some context. Anyway, that's really irrelevant. She got a bunch
(14:55):
of square tiles because I literally insisted, And so when
she was finished with them, she's like, oh yeah, I
like this color. What about here's all these sample tiles
that I'm not going to use anymore free or very cheap,
And I thought these are stunning coasters.
Speaker 4 (15:11):
And I just think that is if you're.
Speaker 6 (15:14):
Pretending that you're renovating, I know it's probably it's probably legal,
isn't it. If you go when you pretend you're renovating,
you get all these different sampled coasters. There's some stunning
ones like olive green, You've got your mate, like burnt orange.
Speaker 4 (15:25):
Oh my god, there's just a beautiful coaster. So I
think if you and those those.
Speaker 6 (15:29):
Things would be quite expensive in your Yeah, where do
they sell them?
Speaker 4 (15:34):
A door? A tile place, bode Yeah, the tip place
it is.
Speaker 5 (15:39):
Sorry, Yes, you have only found lots of people on
Facebook marketplace. They've gotten samples that they're just.
Speaker 4 (15:46):
Give me totally.
Speaker 6 (15:47):
Oh, we don't need this anymore. So sample tiles make
great coasters. Is my broke tinn kidtie?
Speaker 4 (15:52):
Yeah, that's quite smart, quite smart. All right, let's go
to a really quick break. I'm gonna ask Jess what
I should wear to the gay line dancing.
Speaker 3 (15:58):
And then after the break, week' to be talking about
what do you do when your current role isn't your
dream gig?
Speaker 4 (16:04):
And then something?
Speaker 3 (16:05):
Do you slid into our dms about this week, we're
asking whether you should speak.
Speaker 4 (16:08):
Up about the debt a sibling is going to go
into for their wedding or not. Anyway, see you after
the break.
Speaker 5 (16:18):
Welcome back, everybody. Let's take a listen to this week's
money dilemma.
Speaker 4 (16:23):
Hi, there, have you.
Speaker 8 (16:24):
Got a money dilemma you just can't solve? The She's
on the Money team is here to help.
Speaker 3 (16:29):
Every week we tackle your dilemmas, both big and small,
to answer your most burning money.
Speaker 4 (16:34):
Career and life questions.
Speaker 8 (16:35):
To get involved, simply head to our website and leave
us a short voice recording and you might just find
yourself on the show. Now, let's take a listen to
this week's money dilemma.
Speaker 7 (16:47):
Hey, she Use on the Money. My money slash career
dilemma is whether I should go back to UNI or
suck it up in a high paying, okay job. I'm
currently twenty seven, three years into working in corporate construction, which, honestly,
for a better way of putting it, I don't really
care about. I've thought about a career change to corporate marketing, etc.
(17:07):
I love fashion in the beauty field. But with hextet
already of fifty thousand K and the thought of adding
more to that, let alone putting all other dreams of
owning a home, getting married, all those things on hold,
is really scary. I'm not sure if I should stay
in this career with good pay, good growth and challenge,
or risk it all for a career that might not
(17:29):
work out or give me all the things that I
want in life. So please help.
Speaker 3 (17:34):
I saw a quote the other day that said, if
you don't make a career change at thirty that you
really want to be, you're giving up the opportunity to
be a sixty year old with thirty years of experience.
And I think that that is really relevant, because, like, girl,
you're never too old, Like even if you're forty or
fifty or even sixty and you want to try something new, Like,
what's the worst that could happen?
Speaker 4 (17:54):
Totally exactly. I don't know what are your thoughts, Jess.
Speaker 5 (17:58):
I think that I totally get the heck step thing,
like that's something that would put me off as well.
I wonder if there's a way for you to either
find an opportunity to kind of I'm a big side
door person, Like, you don't have to go in the
front door, find a side door. Can you like maybe
move into a different department within the company you're currently with.
Can you express them hey, like, this is something i'd
(18:19):
really like to do. Is there a marketing team that
I could get some experience with in a junior role?
There are sometimes ways that you can learn on the
job without getting the degree, especially marketing. I know it's
I don't want to contradict myself because I know a
lot of marketing jobs do require a degree, but also
experience speaks volumes. So if there's a way for you
to kind of sidestep into a junior role, get some experience,
(18:41):
see if you like it as well. Because you're saying always.
Speaker 4 (18:43):
Revert back to that career with that correct paying.
Speaker 5 (18:45):
Exactly, especially if you're able to do it at the
same company or at a similar company. That kind of
feels like a nice middle ground to me. The other
thing I would say is there are lots of short
courses you could do. You could do TAFE like you
don't have to necessarily do or straight into a four
year full blown university degree, Like if you're just wanting
to test the field. See if you like it, see
(19:07):
if it is something that you would want to do
long term, maybe look at doing something like that instead,
so you're still educating your upskilling. The other thing I
would say is potentially if your company is happy for
you to move into that spot, they might even be
open to subsidizing it for you as a part of
your like.
Speaker 3 (19:22):
PD, or they might be even interested in hiring you
just because you're enrolled in the course.
Speaker 5 (19:27):
Correct. So I feel like there's a lot of things
that you can do to maybe dip a toe in
not have to take on the full weight of full
time study and obviously the costs that come with that.
But in terms of like should you make a career change,
I think your happiness is very important. Like another thirty
years is a long time to spend in a job
that you hate, you know.
Speaker 3 (19:48):
See, I'm a bit of a sacrifice girly like and like,
don't do as I say, like as in, don't do
what I do, because like that could be seen as
being a little bit delusional.
Speaker 4 (19:58):
But I did bother.
Speaker 3 (20:00):
Like I was working in psychology and wanted to go
into finance, and I obviously needed a degree to do that.
So I did a full time master's degree at the
same time as working full time. And I'm not saying
that everybody has the privilege to do that, and it
is so exhausting, but like, what a privilege to be
exhausted by something that I chose to be challenged by. Yeah,
(20:21):
Like it's not as though I didn't choose that challenge.
Speaker 4 (20:25):
And I'm like, oh my god, life sucks. I'm so
tired all the time.
Speaker 3 (20:27):
Yeah, I was tired, but I was getting what I
wanted and I got a very good outcome out of that.
And I'm not saying that my true rejectory or my
career trajectory is the same as everybody else's, but like
sometimes you go, all right, well, if I zoom out,
maybe I could do UNI part time after work, And
like what I did was quote part time university during
the general terms and then over the Christmas New Year's
(20:49):
holiday they had like intensive units and I could do
two at a time through that period and basically turbocharged
my degree.
Speaker 4 (20:57):
So I was doing it like part time full time.
Speaker 3 (21:00):
Like part time workload is two units per semester and
full time is four, and I was doing I think three,
and then an additional one over the Christmas New Year's
holiday to make it up anyway, it doesn't matter how
I did it. But I just think that sometimes work
life balance, Like you're gonna have work, you're gonna have life,
and you're gonna have family, and sometimes things have to
(21:23):
pull back a little bit. I didn't have a social life.
Am I saying that that was the best thing ever?
Am I saying that's for you?
Speaker 4 (21:28):
No?
Speaker 3 (21:28):
But sometimes life has to be about compromise to get
where you want to go. Like, I don't know, I
feel like with things like this, you can't have your
cake and eat it too and go okay, cool.
Speaker 4 (21:37):
I'll go into.
Speaker 3 (21:37):
Perfectly full time study and go back on you know,
OZ study or sendling, can you know, glide through that
way and then work my way back up, Like maybe
you could do a part time course or maybe you
could go back to UNI and do it part time.
Yes it might take eight years instead of four, or
yes it might take six years instead of three, but
like that's six years if you working towards a goal,
(22:01):
and you'll work out pretty quickly if you like the
content or not. Yeah, definitely anyway, I'm just very much
if you really want something.
Speaker 4 (22:09):
Just do it and work out it all out later.
Speaker 5 (22:11):
Yeah, that's big, big energy.
Speaker 2 (22:13):
Yes.
Speaker 3 (22:14):
But also I kept my full time job and needed
my income and best just like yollo.
Speaker 5 (22:21):
Yeah that's true, that's true.
Speaker 4 (22:23):
Didn't need income. I just think keep stacks like income.
Nice concept. I forgot about that.
Speaker 6 (22:29):
I don't know, because I'm sure you get to a
point in life. You don't have to get a point
to a point in life, but some people do get
to a point in their life where they can't not
be making a certain amount of money less than one percent.
Speaker 3 (22:41):
And like what I'm talking about, guys, I was single,
I didn't have any dependence, I didn't have a mortgage.
Speaker 4 (22:46):
I got into some debt during that time.
Speaker 3 (22:48):
I'm not going to say that I like I could
not make that decision right now with my family.
Speaker 4 (22:52):
Sorry, that's not an option totally.
Speaker 6 (22:54):
So I think that if you don't have those like
monetary respect, onsibilities or commitments, keep starting over because like,
and I've said this for but like everything's kind of
like made up, so like if you don't have a
passion or if you don't know what, like we just
have to And also we spend so much time at
work it sucks, Like we just like see our we
probably we probably see our colleagues more than we see
(23:16):
our friends and family, and so like most of our
life unfortunately is at work.
Speaker 4 (23:21):
Which is a crazy, crazy thought.
Speaker 6 (23:24):
But just keep starting over until you're finally, like somewhat
happy because otherwise majority of your life, genuinely majority of
your life is miserable. Let's just not regret it, like,
try not to even though you have to work. Like
I'm girl, you literally eat.
Speaker 3 (23:39):
Yeah, but like you don't regret the decisions you made,
you regret the things you didn't do.
Speaker 5 (23:44):
So true, you can always go back. Like if you
start into marketing you decide you don't love it, the
job is still going to be there the industry.
Speaker 3 (23:49):
You already have the experience. Yeah, so no, I agree.
All right you guys ready for a DM Yes please?
Speaker 5 (23:57):
Ah?
Speaker 1 (23:57):
All right?
Speaker 4 (23:58):
This week's dan Hey on the money.
Speaker 3 (24:00):
My brother is getting married, and honestly, my whole family
has lost the plot and it's like the value of
money doesn't even exist anymore. They don't earn a lot
of money, but my sister in law is acting like
there's a never ending pot of money. They can't afford
all the things she wants, and so they're just racking
up all this debt to quit make her stress go away.
She keeps saying, I'll just sell it after the wedding.
(24:22):
But it's stuff no one is going to want secondhand,
and definitely not for the prices she thinks she's gonna get.
It's delusional. I brought it up gently, of course, and
now our whole family thinks I'm the bad guy. Now
I am expected to just go along with everything and
celebrate and say how wonderful everything is. And it makes
me feel sick at the debt that they're going into.
Speaker 4 (24:42):
Hmmm, how do we feel about this weddings? I don't understand,
but I get. I get, like you know, some people
want to big weddings. To speak.
Speaker 3 (24:51):
I loved my wedding like you. I could have my
wedding again, I would. It makes me depressed sometimes thinking
that I'm never gonna have another Medican in my entire life.
Speaker 4 (25:00):
I do avour in your Yeah, do avour in yours?
Speaker 1 (25:03):
Fine?
Speaker 3 (25:03):
Damn a big party, limb, yeah, but like it will
never be as big of a party as the party
that I got to have for my wedding. Saying that
I went into no debt for that and that's privileged.
But like, also this sounds very stressful.
Speaker 6 (25:15):
Is it because of the amount of people or is it
because of the like decor, Like what get that is?
Speaker 3 (25:20):
I think that they're like, at the end of the day,
the average wedding here in Australia costs more than fifty
thousand dollars, and that is a massive financial burden on
anybody totally. And I'm just saying, like an easily, Like
I'm not gonna lie easily you can spend more than
one hundred thousand dollars on a wedding. And I don't
mean that you're like, oh my god, it was so
easy because like I'm an expensive galie.
Speaker 4 (25:39):
No.
Speaker 3 (25:39):
No, Like, once you get your venue, once you get
your dress, once you get flowers, like it all honestly
adds up. Like these days, videographer easy ten grand, photographer
easy six to ten grand, Like those are reasonable prices.
Those are not things that you're like, oh that's an expense, No,
that's normal.
Speaker 4 (25:56):
Yeah, I'm like, these things are to add up.
Speaker 3 (25:58):
You want your husband in a suit, you want matching
suits for the groomsmen, bam, you want nice shoes, bam.
Like all those things just they add up. I get it,
I really do.
Speaker 4 (26:07):
It's all arbitrary, I don't know. I guess it kind
of it's kind of annoying. I don't know why.
Speaker 6 (26:10):
But I can really appreciate a really beautiful wedding, like
aesthetically or what, especially if you're ever and everything looks beautiful.
Speaker 4 (26:17):
So I totally do get that.
Speaker 6 (26:18):
But I guess the only thing I would suggest, And
some people aren't, like, you know, open to this conversation,
especially if it's like before the wedding and they're really
excited for it, and this this kind of conversation could
be really like a wet blanket, but kind of like
asking the why and then also kind of getting into
like what life looks like afterward, and what marriage looks
(26:41):
like afterwards and all this kind of stuff and just
kind of being like, this is because as there is
life after.
Speaker 4 (26:47):
I get that.
Speaker 6 (26:48):
Because when I'm having a birthday party, I'm having a
house party in a few days, and you guys are
obviously not, but I.
Speaker 3 (26:58):
Yes, do you want to do something when be's having
a house party that we weren't invited to.
Speaker 4 (27:02):
I'll just sit out the front window and watch. No worries,
but I didn't.
Speaker 6 (27:06):
Nope, no, I didn inviute you on Facebook, but I
don't if anyone checks any Facebook, I don't check.
Speaker 4 (27:11):
What That's so fair, but thank you for the invite,
of course.
Speaker 6 (27:14):
But when I'm having a birthday party, I can't even
see life after it because I'm like so really excited
to it.
Speaker 5 (27:22):
I don't even know what.
Speaker 6 (27:22):
Life looks like when my birthday's over, you know. So
I can totally understand being like in that headspace and
be like, this day is everything to me, and I'm
going to make sure it looks so beautiful and so
big and so grand.
Speaker 4 (27:33):
But then if someone said to me, hey, do you
know that.
Speaker 6 (27:35):
Life will still go on afterwards hopefully, then I would
probably stop to think like, oh, yeah, I probably don't
need to buy twenty thousand fairy lights, you know, things
like that.
Speaker 4 (27:45):
So just like a just gently nudging them to ask why.
Speaker 7 (27:48):
They're doing what they're doing.
Speaker 3 (27:50):
Clearly they have been nudging them, because the bride said, well,
with those twenty thousand fairy lights, I'm going to sell
them on Facebook marketplace obviously make my money back. Like
she's clearly thought about this, and it's the person who
wrote in said they're delusional.
Speaker 4 (28:03):
What do you reckon, Jess?
Speaker 5 (28:04):
I will say I do have a feeling that every
diib or i'd ever has said I'll buy it and
then sell it on Facebook Marketplace, just purely from my
own Facebook markplace talking. It seems like there is so
much wedding stuff out there, so firstly looks she should
be saying if she can't buy it secondhand or Facebook
market life, cool, But I also think that you're probably
not going to make a huge amount of money, just
(28:25):
based on again kind of what I've seen out there
in the world, depending on what it is. Obviously, I
would honestly kind of say, I think you've done your job,
like I think you've kind of tried to be the
voice of reason. You've said, hey, have we thought about this?
You know, you can make suggestions, maybe buy secondhand, maybe rent,
maybe whatever.
Speaker 4 (28:43):
At the end of the day, it's not your.
Speaker 5 (28:44):
Money, and it's I think, honestly not your place. Like
I understand and I agree that you know, is it
a choice that is the most fiscally responsible, perhaps not.
Is it a choice that I personally would make, perhaps not.
But it's not my money or your money or your
life and therefore really not.
Speaker 3 (29:02):
They're an adult, they're making a decision correct, not your choice,
not your problem.
Speaker 4 (29:05):
I think that circus not your monkeys.
Speaker 5 (29:07):
Absolutely. I think like any good friend, good family member
will kind of flag issues. I think that is a
hard part of being a good friend is sometimes you
do have to say, hey, I get that you're excited,
I'm going to be the bad guy friend and you spoke.
Speaker 4 (29:22):
About it because you care, not because you're trying to criticize.
Speaker 5 (29:24):
Yeah, exactly right, And there's a way to do that,
and it sounds like our listener has really tried. Once
you've done that, I think your job is done truthfully,
and I think it's kind of like, okay, well, let
them make their choices their adults, and they can do
what they wan.
Speaker 3 (29:36):
I agree, and I guess from my perspective, like I
resonate with that. I resonate with our listener questions so
much because I also get like relatively frustrated when I
see people making really irresponsible decisions. I'm like, you know,
I'm a finance girlie, and like, at the end of
the day, my entire career is crafted around the fact
that I help people make good money. Decisions, and I
(29:58):
just don't want you to make bad ones. But when
emotions come into it, especially when it's stuff like weddings,
like when emotions and money are involved, sometimes even your
gentle honesty can come across as criticism and it can
be taken the wrong way. And I think that Jess
is absolutely correct. You've done your job. I don't think
you're the bad guy here. You're the one wanting them
(30:20):
to think beyond their perfect day, and clearly they're not
going to. And maybe right now it's actually about you
protecting your own boundaries and going do you know what
I flagged it?
Speaker 4 (30:29):
It wasn't taken.
Speaker 3 (30:30):
Well, maybe you need to step back from the celebrations
so that you're not swept up in the quote delusion
of it all. Maybe we need to just step back
and be supportive, be supportive, be the person who's like.
Speaker 4 (30:42):
Yep, anything you need, you let me know.
Speaker 3 (30:44):
I'm going to be there with bells on it, and
I'm going to be the best sister in law ever.
Speaker 4 (30:47):
You let me know what you need.
Speaker 3 (30:48):
But sometimes the best thing that we can do is
actually quietly step back and let people.
Speaker 4 (30:51):
Learn on their own.
Speaker 3 (30:52):
Yeah, definitely, Sometimes it's actually not your job, like you've
flagged it. They've clearly taken to discriticism. They clearly think
that you're not doing the right thing. And sometimes letting
people learn as they grow is really important, even though
that is so hard to watch sometimes like it's not
life for death.
Speaker 4 (31:12):
Yes, there's debt involved.
Speaker 3 (31:13):
Sometimes they're going to have to learn the hard way,
and you know what, they might come out the other
side and be like, oh my god.
Speaker 4 (31:18):
We're in so much debt, so worth it.
Speaker 5 (31:19):
Well that's it, but we know and in line with
your values, maybe that's a choice that they made that
they said, yeah, we know we're going to take on
the debt. We're really happy with that.
Speaker 3 (31:26):
Yeah. I find it so hard to watch those storys
so resonate. I really do get it. We asked our community, though, guys,
what do you think? We said, would you speak up
if you thought a sibling was making bad financial.
Speaker 4 (31:35):
Choices for their wedding?
Speaker 3 (31:37):
Forty five percent of you said, one hundred percent, they
need to hear it, thirty nine percent of you said
only if they asked. From my opinion, fourteen percent said no,
it's not my place, and two percent said I have.
And it didn't go well, the next question we asked,
is is it enabling if no one questions bad wedding spending.
Fifty one percent said definitely yes, Forty one percent said no,
(31:58):
it's no one else's business. Eight percent said being supportive
is the most important. I think I can be supportive.
I totally can be supportive. I'm always going to question you, like, Beck,
you quit your job recently and you've told us that,
and I've been like, look, totally supportive, love what you're doing.
Have you thought about ABC and D and you said yes,
And I've said great, worries your decision, But like I'm
(32:19):
always going to be that friend that questions you a
little bit because.
Speaker 4 (32:22):
I'm like, oh, is this like the right decision.
Speaker 3 (32:25):
Because like what if you got further down the line
and then you go, guys, no one said XYZ, or
no one questioned me, or no one said it was
a bad idea that or just you know, blindly support
me and that's.
Speaker 4 (32:36):
Not what I don't know. I just sure should question it.
Speaker 3 (32:38):
But like hopefully when I question you, you know it's coming
from a place of love and the fact that I
care about you, not because I'm like.
Speaker 7 (32:44):
Yeah, you're an idiot.
Speaker 4 (32:45):
Beck does that's not eat at all.
Speaker 3 (32:47):
I'm literally like, okay, queen, love this for you, but
have we thought through the process. My type A personality
is coming out. We also asked the community guys, what's
your two cents? And did you have a two cents?
First person said, whoa, you guys are really spending big.
You must have saved for ages.
Speaker 4 (33:05):
We know debts involved, though, we don't need to be
I don't know petty. We don't need to be petty.
Next person said the irony of spending more to keep
her stress away.
Speaker 5 (33:14):
Girl.
Speaker 3 (33:16):
Next person said, right now, watching my sister refiners her
mortgage for a fifty thousand dollar wedding is stressing me.
I'm actually very worried for her. Next person said, it's
not just the sibling money. Mine said, it's the bride
to be as well. You're actually already outnumbered.
Speaker 4 (33:31):
It's true, right.
Speaker 3 (33:32):
Next person said, you said your piece. Now you have
to accept their choice and move on.
Speaker 5 (33:36):
Fair.
Speaker 4 (33:37):
Another person said, if you're not paying, you don't have
an opinion.
Speaker 5 (33:40):
I kind of agree with that on I agree.
Speaker 4 (33:43):
That's like guest lists for weddings as well.
Speaker 5 (33:45):
Oh hard agree on that.
Speaker 4 (33:46):
I've got a lot of wedding conversation to have.
Speaker 3 (33:48):
But if someone wants to invite people, pay to play
baby next person, Chupada said, if you feel you must
say something, choose your words and timing very carefully, because
unsolicited advice.
Speaker 4 (34:00):
Feels awful to receive.
Speaker 3 (34:02):
Someone else has clearly been listening to my podcast, and
this is the last one. She said, not my circus,
not my monkeys. I feel like I say that all
the time.
Speaker 4 (34:12):
It's such a nice like it's like, oh, I can
let go of this.
Speaker 3 (34:15):
Yeah, yeah, not my circus, not my monkeys. I also
like to say, pay peanuts, get monkeys.
Speaker 4 (34:19):
I've never heard that one.
Speaker 3 (34:21):
I wrote it in my first book, actually, and I
mildly regret it. You're aline in talking about superannuation, but
that's okay. Yeah, anyway, that's it from us, guys. We
hope you have a beautiful weekend and we'll see you
brighton early on Monday.
Speaker 8 (34:36):
Are very good money diary, Bye guys bye. Did By
shared on She's on the Money is generally nature and
does not consider your individual circumstances. She's on the Money
exists purely for educational purposes and should not be relied
upon to make an investment or financial decision. If you
(34:59):
do whose to buy a financial product, read the PDS
TMD and obtain appropriate financial.
Speaker 4 (35:04):
Advice tailored towards your needs.
Speaker 8 (35:06):
Victoria, Divine and She's on the Money are authorized representatives
of Money sherper P, T y L t D A
b N three two one six four nine two seven
seven zero eight
Speaker 4 (35:17):
Afs L four five one two eight nine
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