December 4, 2025 • 36 mins
You’re trying to save, plan, be responsible, do the grown-up things, but underneath it you’re tired in a way that a weekend off doesn’t quite fix. If that’s you, this week we’re talking about the moments where your financial goals start clashing with your wellbeing, and how to tell when you’re pushing yourself for a dream versus pushing yourself past your limits. Plus, what does progress look like when you’re burnt out, and how do you protect the version of you you’re building all this for? Then we're diving into leaving a job without burnining bridges... and still getting a good reference. Whether things are a bit tense or fully toxic, navigating an exit in a small industry is tricky at best. So we explore the smarter ways to manage references, timing, expectations, and how to leave a workplace with your dignity and your options intact.
Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.
Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.
Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.
Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.
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Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
My name is Tatasha Bamblet. I'm a proud First Nations
woman and I'm here to acknowledge country t Glenn Young
Ganya Niana, Kaka yah Ya bin Ahaka Nian our gay
In Nimbini, yakarum Jar Dominyamiga Umagahawaka Woman Damon imlan Mbaban
Gadabomba in and now in wakah ghan On, yak rum
Jar water Nadaa. Hello, beautiful friends. We gather on the
(00:24):
lands of the Aboriginal people. We thank acknowledge and respect
the Aboriginal people's land that we're gathering on today. Take
pleasure in all the land and respect all that you see.
She's on the Money podcast acknowledges culture, country, community and connections,
bringing you the tools, knowledge and resources for you to thrive.
Speaker 2 (00:45):
She's on the Money.
Speaker 3 (00:47):
She's on the Money.
Speaker 4 (01:07):
Hello and welcome to She's on the Money, the podcast
that makes personal finance fun.
Speaker 2 (01:12):
Especially on a Friday.
Speaker 4 (01:14):
It is our favorite day of the week because we
get our incredible team together to celebrate our incredible community.
And this week, Miss jessic Riad she is going to
be sharing our favorite money wins. Miss beck say ed
She's going to be sharing her broke tips. We're going
to be helping to answer a money dilemma, but you
didn't expect that. This week it's all about how to
handle being burnt out at work and needing a break
(01:35):
when you've got some financial goals and big responsibilities. Something
that you slid into my DMS about how do you
tell your job that you're quitting but still get a
good reference out of it? Oh tea, I don't know.
Speaker 2 (01:49):
I don't know.
Speaker 5 (01:50):
I think you just should be.
Speaker 4 (01:54):
Before we get there, though, I want to share our
five star review to just set the tone sound lovely?
Speaker 2 (01:59):
Are you ready? This one's from Jen.
Speaker 4 (02:01):
Jen says I always thought I was great with money
until I listened to this podcast.
Speaker 2 (02:05):
I'm sorr free.
Speaker 4 (02:07):
It turns out I was really good at not spending money,
leaving my savings to wither or away in a low
interest savings account being outpaced by inflation. Since listening and learning,
I now have twelve thousand dollars in shares and over
fifty thousand dollars in a high interest savings account for
my next house deposit. To do that right, next house
deposit with a property portfolio worth almost a million dollars
(02:32):
Oh my god, VD and the team make money so approachable.
I love their inspiring attitudes and the way they make
money talk accessible for women without any.
Speaker 2 (02:41):
Of the misogynistic bs.
Speaker 4 (02:44):
I've been listening since the beginning, and I'm part of
the fam for life. Guys, thank you so much for
all the work you do to change the lives of
so many.
Speaker 3 (02:52):
Oh my, so lovely.
Speaker 4 (02:54):
Thanks really say, which is like, yep, I've got twelve
grand in shares. I'm like a slay queen. Sorry, property
portfolio worth almost.
Speaker 2 (03:01):
A million dollars. I know, that's so cool. Oh my god,
flex queen, and that's what I mean. Five star reviews
set the tone just so much more excited.
Speaker 4 (03:12):
I'm like, yes, sorry, look at what we've done where
we ammed were ready. So with that, let's roll straight
into the Question of the Week, which is our favorite
part of Friday drinks, where you guys get to ask
us one question you are dying to know. It can
be literally about anything, and from the last few weeks,
you guys are really taking that live.
Speaker 2 (03:31):
Really, it's fun, it's fun, it's different.
Speaker 4 (03:33):
And I've picked this one because I think it's perfect
for the first week of summer, which is right now,
And it's from our friend Jamie, who wants to know, guys,
what's your favorite way to spend an hour?
Speaker 2 (03:43):
Oh beautiful, that's hard.
Speaker 5 (03:47):
That is a hard one.
Speaker 3 (03:49):
I think it's going to be reading for me.
Speaker 2 (03:51):
Reading. You are so curteous, it's really cute. She's the
most wholesome person I know nothing more.
Speaker 6 (03:57):
I'm such a homebody, like I love being curled up
in bed with my kindle doing reading whatever the romanticity
flavor of.
Speaker 2 (04:03):
The week is.
Speaker 6 (04:04):
Otherwise, I think it like I love exploring, like when
you're traveling, like walking around and looking at something. I
don't really know how to verbalize that. I know what
you mean, you when you're just wondering and you're singing
and you're learning and all that sort of stuff.
Speaker 3 (04:17):
Yeah, it's my simple answer.
Speaker 4 (04:19):
Have you well?
Speaker 5 (04:20):
I think like it really depends on the weather and
also am I doing? Am I like spending an hour
by myself? I'm going to see it by myself just
to be That was my assumption to you.
Speaker 4 (04:29):
Yes, Oh, it has to be by yourself, by yourself.
Oh well, that kicks out mine. I'm gonna have to
think of newy onp anytime.
Speaker 3 (04:34):
With my husband and maybe.
Speaker 2 (04:38):
I like doing cassing to.
Speaker 5 (04:40):
Do kisses honestly, like and something I love to do,
something I do all the time is just like on
a really sunny day, I'm going to assume it's a
sunny day.
Speaker 2 (04:47):
Oh yeah, we like we're finding the perfect hour.
Speaker 5 (04:49):
Absolutely. I'm putting a giant fluffy blanket out on the floor,
I'm laying on top of it. I'm putting a podcast
on outside or inside outside, I'm meditating, I'm tanning, I'm.
Speaker 2 (05:00):
Doing not we're not yeah, true, that's true.
Speaker 5 (05:04):
Okay, so what is I'm not tanning, but I am
laying in the sun.
Speaker 2 (05:07):
So you're wearing safety sps.
Speaker 7 (05:09):
I've wear swifty SPF only nothing else and listening to
a podcast meditating And also like I'm also doing the
same thing where I'm kind of like exploring in the grass.
Speaker 5 (05:20):
I like to eat grass. I know it's really weird,
but I really like the texture of grass. So I'm
I'm using, I'm looking through the grass. I'm just like picking.
I'm just like being one with the world, one with
the earth, you know, for for an hour.
Speaker 3 (05:32):
I don't realize we could add so many things on.
Speaker 2 (05:34):
Sorry, because I feel like, what are you doing while
you're reading.
Speaker 3 (05:39):
At the beach, but like enjoying the warmth, listening to
the water. There's no one else there.
Speaker 2 (05:44):
Me, no one else there, no one else. Have you
got to conquer a drink?
Speaker 3 (05:47):
Absolutely?
Speaker 6 (05:48):
I've got a big water and a slurpy and like
a punet of strawberries migration.
Speaker 2 (05:54):
Actually right, So what are you snacking on?
Speaker 5 (05:59):
I've got a bag of ball to fixed and water.
Speaker 2 (06:02):
Okay, all right, yeah that's gone.
Speaker 4 (06:04):
Now would you guys like to add any additional layers
to these hours that you're having?
Speaker 3 (06:10):
I trust a little come to you.
Speaker 4 (06:13):
Okay, okay, you guys are actually like you put a
lot of layers. Yeah, a lot of layers, but you're
very budget friendly. Sorry you said dream hour. I am
marching my way down to Aurora, spar In Sorrento, and
I am having like I've only got an hour, but
I'm using that whole hour for one.
Speaker 2 (06:33):
Of their full body massages.
Speaker 3 (06:34):
Oh so it's massaging me on the beach.
Speaker 2 (06:36):
Yeah okay, yeah, actually.
Speaker 5 (06:40):
I have a missus as well.
Speaker 2 (06:41):
Oh okay, yeah yeah yeah. Good layers, good layers.
Speaker 3 (06:43):
But are you doing like a multi treatment? They're doing
like your whole body.
Speaker 4 (06:45):
I've only gotten an hour, and like, I am the
type of person that like, in my head, the massage
always goes too quick. So like in a perfect world,
stretching this out, I get the ninety minute, So I've
got ninety minutes. If you've given me an afternoon, perhaps
I'm also then going into their bath house after. I
don't want to do the bath house first. I want
(07:06):
to do the massage first, then the bath house because
the massage gets me like all relaxed and zen, and
then I can sit in the bath and sit in
all of the likes bars and just be like that
was the best massage.
Speaker 5 (07:18):
I feel so sad.
Speaker 4 (07:19):
I'm having a little herbal tea after I come out.
Oh my god, you guys didn't say that there was
a budget.
Speaker 2 (07:24):
That's true.
Speaker 4 (07:25):
I say, how are you spending an hour if you
have no money to spend I'm assuming someone else is
spending in Australia.
Speaker 2 (07:33):
Oh yeah, yeah, yeah, I.
Speaker 3 (07:35):
Want to be to the south of France all of
the aforementioned things.
Speaker 2 (07:39):
I feel like, that's a fun question.
Speaker 3 (07:41):
That's a great question.
Speaker 2 (07:42):
Yeah, that's you guys.
Speaker 4 (07:43):
Really took that and ran with that. Did you notice
none of us were investing? Is true everyday reality. Well, exactly,
I'm on the grind exactly.
Speaker 5 (07:51):
We want to have a break from investing.
Speaker 4 (07:54):
Miss Jessica money wins and confessions from the community. I
think we should segue over there. Just otherwise, we are
gonna start building entire realities in this hour that we
didn't even actually get.
Speaker 2 (08:05):
We really will.
Speaker 3 (08:06):
Well this week, I've got eight money in.
Speaker 6 (08:08):
Firstly from Katie, who said she had a really fun
outing to her local crop swap group gathering. Katie said
she picked up a whole bunch of free plants and
kit for the balcony vegetable garden that she's working on.
Speaker 2 (08:19):
Cue it's a fantastic community.
Speaker 6 (08:21):
She's learning a lot and getting a lot of really
great tangible resources. And then somebody else, Simone replied and said,
love these. We have a monthly food swap in our
neighborhood to folk bring garden produce or baked treats and
everyone shares and chats.
Speaker 8 (08:33):
Cool.
Speaker 5 (08:33):
That's really cute.
Speaker 3 (08:35):
Literally, I would have sign up from these. That sounds delightful.
Speaker 2 (08:37):
Contract we sure can't have a village to be a village.
Speaker 3 (08:41):
It's true.
Speaker 6 (08:41):
I heard we'll workshop this and next I've got a
money in from Money who said she made banana bread
with bananas that would have been chucked out. Delightful, perfect,
good way to make sure reduce, reuse, recycle absolutely. Next,
I've got another food one with money loss from Madison,
who spent said she spent fifteen dollars on making your
soup and then bought more stuff to try and fix
(09:02):
it when it wasn't good. It was absolutely terrible. So
she said she made fifteen dollars soup for the chicken
to tw eat. And I like to think of my mind,
is the chickens being like.
Speaker 2 (09:11):
We're it in good tonight. Yeah, that's so cute, clarious.
Speaker 6 (09:16):
And then lastly this week, I've got a money in
from Rihanna, who said money in. I got a promotion
at my work and a twenty thousand dollars pay increase.
I've applied for this role twice previously and was unsuccessful,
but finally I've made it, sorry.
Speaker 2 (09:32):
Paid off exactly.
Speaker 3 (09:33):
Congratulations, It's so exciting.
Speaker 4 (09:35):
Your first note is your first no, not the ultimate outcome,
exactly right, exactly. Your first no is your next yes
unless it comes to consent, and which case no is no.
Speaker 2 (09:46):
Exactly.
Speaker 5 (09:47):
Well, that's exactly right.
Speaker 2 (09:48):
But if it's your boss saying no to a pay rise,
that means not right now, no, right now?
Speaker 4 (09:52):
Yeah?
Speaker 5 (09:52):
Oh absolutely, So do you guys want to hear some
brick tips?
Speaker 9 (09:56):
No?
Speaker 3 (09:56):
Not really, absolutely fa.
Speaker 2 (10:00):
I am very ready. Did you liberate them from Jess
this week?
Speaker 5 (10:06):
I may have like liberated a few that I turned
into my own ideas.
Speaker 2 (10:11):
Okay, all right, I'm ready to hear them.
Speaker 5 (10:12):
So this first one comes from Devesh, who says it's
a perfect reminder that basically we're entering summer at festival season,
and if you want to go to your Meredith's, your
Golden planes, your straw very coded. Absolutely, Devesh, you know
me so well what you can do. And I think
that we've mentioned something similar before, but I just wanted
to like bring it up because I just got an
(10:34):
email about it. You can register to be a volunteer.
I don't know if you'll get approved or not. But
not just volunteering, there are food trucks that go there
are other little bits and pieces you can I got
a job literally just for the weekend in a Burger
truck so I can get to I can't remember what
festival it was a few years ago, but then you
then you're just in there for free exactly, and you
(10:56):
probably do go to bring some stuff. Maybe see if
some friends are going, you can like camp with them.
But otherwise you get a free ticket, and that ticket
is not cheap. So registered to volunteer or and if
you can't, he to get accepted. See who's actually going
to be there, like burger trucks and things like that,
and try and like apply for like a casual that's
really some job very and then you also make some money.
Speaker 3 (11:19):
We love that.
Speaker 5 (11:19):
We love making money.
Speaker 2 (11:21):
And so that is from de Besh.
Speaker 5 (11:22):
I thank you so much to Besh. And the sex
one comes from Robin, who has a genius tip to
curve spending. She says that when she feels like spending,
she heads to the secondhand shop, looks around and says,
this all used to be money.
Speaker 4 (11:35):
Oh I saw someone say this on TikTok and it
really sent me for six I've been doing that with
my wardrobe recently.
Speaker 2 (11:40):
I didn't fully get it.
Speaker 4 (11:42):
So so you just look at everything in your wardrobe
and go this at one point was cash in my bank.
Speaker 2 (11:47):
I've chosen this instead.
Speaker 3 (11:49):
Did you go on TikTok?
Speaker 6 (11:49):
I think did a beauty cabinet or something, or maybe
it's closed and she just had a pile of stuff
that presumably she'd cleaned out.
Speaker 3 (11:55):
She wasn't using it or whatever. She's just like this
was money, and it's like you just look at me,
and I'm.
Speaker 5 (12:00):
A you know, yeah, true, it's crazy. That's such a
good way to do that.
Speaker 6 (12:05):
Like we don't need ten different hoistras or five different
yeah white T shirts or.
Speaker 3 (12:10):
Whatever it is.
Speaker 5 (12:11):
Yeah, that's so true, gorgeous Robin, thank you. And my
one is it's not really a brogue tip. It's more
of just like a tip in general, I would say,
because right now, like I know, I've meant this already,
but Jess's birthday, she really likes expensive beings, and in
particular who I've mentioned already, Kyla Lailoor, the fashion designer.
What I've done is just like Google image searched every
(12:32):
single piece that I can find, and try and find
those pieces on like deep hop or Facebook, marketplace or
even just like things that look similar. And I'm not
trying to like do like a doup kind of situation,
but honestly, if you can find a similar item of
clothing and it's kind of cool, like, just do that.
So my tip for you is, no matter what you're buying,
(12:52):
always Google image search it because you might find a
cheap alternative. You might find it on deep Pop, you
might find it on Facebook Marketplace, because all those things
do show up in the Google image search as well.
Speaker 4 (13:01):
Jess, you sent me a dupe website yesterday.
Speaker 6 (13:04):
Oh yes, we were talking about it in the group
chat we put for furniture specifically because.
Speaker 4 (13:08):
I like your familiar And then I was like, if
you borrowed this from Jess, and then you hadn't I know?
Speaker 2 (13:13):
She actually did not true.
Speaker 4 (13:15):
Yesterday we were talking about couches, yes, hysterically and how
expensive couches can be yes, and Jess was like, the
couch I've picked out is astronomically expensive, but I want
this vibe still, And so we're having this group chat.
This is what happens. We have a on Slack, which
is our internal work messenger. We have a group chat
where everybody in the team is in it. It's just
(13:37):
called the water cooler because we started blowing up all
of like our other areas and other group chats that
were meant for important things with our drivel. So that's
where our drivell goes. Anyway, I learned so much from
that thread.
Speaker 3 (13:48):
I love that thread.
Speaker 6 (13:49):
Yeah, Brookshetter, it's dupe dot com great for finding furniture,
very similar concept.
Speaker 3 (13:53):
Yes, you might have mentioned it before.
Speaker 5 (13:56):
I'm not sure, yes, Because what you can do also
is you don't even have to go to the website.
You can put doop dot com. I think at the
start of the URL on a site that you're looking at,
like say it's like here or something like that, you
put at the start and it will find a dood
for you.
Speaker 2 (14:10):
Because I'm looking at finish that right now.
Speaker 6 (14:11):
A budget is not budgeting, No, it's so we will
be doing gorgeous but also why not absolutely?
Speaker 2 (14:19):
Yeah, that's me for this week. That's that all right.
Speaker 4 (14:23):
Well, what we're going to do is go to a
really quick break because on the flip side, we're going
to be talking about what do you do and how
do you handle being burnt out at work and needing
a break when you've got a whole heap of financial
goals and responsibilities and then you slid into my DMS
this week? How do you tell your job that you're
quitting but then also come out the other side with
a good reference, so guys don't go anywhere.
Speaker 3 (14:47):
Welcome back, everybody. Let's take a listen to this week's
money dilemma.
Speaker 2 (14:53):
Hi, there, have you got a money dilemma you just
can't solve. The She's on the Money.
Speaker 9 (14:58):
Team is here to help every We tackle your dilemmas,
both big and small, to answer your most burning money,
career and life questions. To get involved, simply head to
our website and leave us a short voice recording and
you might just find yourself on the show.
Speaker 2 (15:11):
Now, let's take a listen to this week's money dilemma.
Speaker 8 (15:17):
Hi, She's on the Money. I have a money dilemma.
So my partner and I are looking to buy our
first house. He's just finished his qualifications and we've been
waiting until he finishes. You need to be able to
be in a position to finish saving and go buy
(15:42):
a house. We both live with our parents at the moment,
and we're so excited to get into.
Speaker 4 (15:49):
A new house.
Speaker 10 (15:50):
But I've gotten to the point where I'm feeling so
burned out of work. I really don't know if this
is the field that I want to any more, and
I'm thinking about retraining into a different career. But then
I'm also thinking, should I just stick with it so
(16:10):
that we can progress and get our house and move forward,
which is what I've been so excited to do and
been waiting for him to do, And it just feels
like such bad timing, and I don't remember to do thanks.
Speaker 4 (16:26):
That is rough because I feel like your personal values
and your mental health is currently being overshadowed by your
financial goals, and I just I don't want anyone to
be in that position.
Speaker 2 (16:39):
I just want you to have your cake and eat
it too, or do you do yes.
Speaker 6 (16:43):
I think it depends on how much of a pay
cut you're going to take to move into this new industry,
because we always say it's never too late. You can
always make a change if you're not enjoying where you are.
I think that's absolutely a great choice. So you have
to consider though, like even if you were to stick
it out, like let's say you spent another year in
the same role, because that pays you really well, and
that will allow you by your first house, and then
once that's done, the plan is to retrain or reskill
(17:07):
for a new field. The assumption, the sense that I'm
getting from what you said is that the new field,
at least for your entry level, probably will be a
lower pay rate. You're still going to have to pay
the same mortgage that you secured when you were on
your higher pay rate, So it may not be worth
sticking it out because you're going to have to learn
to live on that amount of money anyway. Like, yes,
(17:28):
your serviceability is higher because you're earning more money.
Speaker 4 (17:31):
And you can get in bigger debt, but when you're
in bigger debt, you got bigger responsibilities.
Speaker 6 (17:35):
Correct, So I don't know. You run the numbers there,
always say to see what makes sense for you.
Speaker 2 (17:40):
Never numbers I've never heard done in my life.
Speaker 3 (17:43):
Play a little and pad because I think that you
might be surprised.
Speaker 6 (17:46):
And if that's the case, I would say, well, then
it's probably not worth putting your mental health further at
risk to put yourself in a position where you then
may not even be able to contribute or service the
loan that you were able to secure because you put
yourself through the heartslock.
Speaker 3 (18:00):
To get there.
Speaker 2 (18:01):
Yeah, totally, Yeah, that is so true.
Speaker 5 (18:03):
I would say the same thing. I don't think I'll
ever unless they're like maybe children involved, or like the
risks are really really high. Not to say that the
risks aren't high here, but I'm saying, like it's a
goal that you want to achieve. It's not something that
you're you would lose, Like you're not going to like
completely lose the opportunity to reachchhol like you don't have
(18:23):
to do you don't have to do it, and so
it's like you could do it later, or you could
do it. It could take it a little bit longer
than you expected. But what I'm saying is mental health first,
always end forever, no matter what that looks like. So
I would just say, do what you got to do
and do what makes you happy. If and honestly I
tell people this too, and I know it's not very responsible,
but if right now you went into work, you put
(18:45):
in your resignation and then you started looking for jobs,
whether they were like cafe jobs or whatever, whatever job
you can get just to tire you over, would that
make you feel immediately happier? If so, do it, I
don't care do it, and so put your mental health first.
Speaker 2 (18:58):
I like the idea of putting your health first.
Speaker 4 (19:00):
I also feel like you feel like there's a lot
of responsibility if I like reverse this role. If my
husband came to me and said I'm so burnt out,
I wouldn't want to be still pushing him to achieve
our financial goals asap. I'd be like, well, can we
change the timeline on this. You're clearly not happy in
your career. You want to change this, and that let's
(19:21):
do it when we have a bit more financial freedom
and like the budget that will allow that, because it's
a different story once quote, life happens, once you have
a mortgage, once you have kids, once you've got more responsibilities,
you don't have the freedom and the flexibility that you
might be afforded right now. And I'm telling you right now,
your money goals mean literally nothing if by the time
you achieve them, you can't enjoy them absolutely, Like is
(19:44):
getting the house then going to be even more of
a stress, because then you're like, I'm really never going
to become a nurse, Like and maybe that's the thing
you really wanted to do, because I can't take a
pay cut and I can't do this, and I can't
do that. Now I feel really restricted, and maybe you'll
become resentful of the goals that you've achieved together. That's
not the life I want you to li if that's
not who I want you to become. So I think
sitting down and talking with your partner about how burnt
(20:04):
out you are is probably the first step, because they
might be really logical about it and they go, oh,
my god, yess, what are we doing trying to buy
a house by the end of the year then, and
that's so silly of us. But also, I don't know
how much you earn, So are there different roles you
could do that are kind of in the middle that
would allow you to study and still earn a similar income,
(20:25):
Like have you done your budget such that you know
what your contributions to the mortgage would be and how
you could still provide during that time, Because maybe the
reason that you are saying I really want to stick
this job out because it's high paying, is.
Speaker 2 (20:38):
You want to get the deposit.
Speaker 4 (20:40):
But then you're like, oh, but with thee we've already
done all the maths and the repayments my partner could
afford on his salary. Then that's a different story again
than you know, putting your head down for the next
three months and going, yeah, your mental health is really important,
but like, let's get this goal ticked off and then
you can literally quit. I don't know what that looks like. Yeah,
I think you need to look into it a little
(21:01):
bit more. But I feel like that's a really important
one because we should be taking our mental health seriously.
Speaker 2 (21:06):
But you're not going to be surprised. Yes, what you
to come back down to communication?
Speaker 3 (21:10):
Exactly?
Speaker 4 (21:10):
Crazy crazy, But that's literally like talk with your partner,
because as much as asking us is very hopefully helpful,
I need you to work out what that actually logically
means and pragmatically means it means for your budget.
Speaker 6 (21:22):
Yeah, and I hope you feel better soon. I'm sorry
that you're feeling burnt out. That's a really hard place
to find yourself.
Speaker 4 (21:26):
Yeah, so we're sending lots of love and maybe maybe
check your and you'll leave and see if you could
take a mini break, oh instead of just like quitting
your job and changing Yeah, or sickly, there's mental health
leaf for thousand percent. It's still valid, still valid. Go
to the doctor, say I need mental health leaf. Can
you give me a six certificate? They will, Yeah, promise
make you for many days as well.
Speaker 2 (21:44):
Exactly.
Speaker 4 (21:45):
All right, do you want to slide into my dams
and see what people have been messaging me this week.
Speaker 2 (21:49):
Oh, I'd love to do.
Speaker 4 (21:50):
All right, So I got this one and I've picked
it out to go on the show because I'm like.
Speaker 2 (21:53):
Oh, spicy, Hi. I have a little bit of a
life dilemma.
Speaker 4 (21:57):
My workplace is toxic and I plan on leaving next
year after our busy period to move in with my
long distance boyfriend. You should I tell my toxic boss
now or do I only give the required one month notice.
I'm worried if I start applying for jobs they'll find
out because it's a pretty small industry. But I'm also
worried that they will take my extended notice pretty badly
(22:19):
as this is my full time job in my career
post UNI. I would love to use them as a reference,
but obviously can't until I tell them. Honestly, if I
could leave tomorrow, I would, but I don't want to
let my team down as we are entering the busiest
time of the year. I'm talking heaps of unpaid overtime
at the moment. I'd love to know what you guys think.
Speaker 2 (22:40):
What do you do back? I think I guess Yeah.
Speaker 5 (22:42):
The tricky thing is because it's quite like a small
industry and like they might find out that is a
bit shit. I remember one time I applied for a
job and I hadn't even got the interview. They haven't
even called me yet, but they had called my boss
at the time for a reference.
Speaker 2 (22:55):
And they asked me.
Speaker 5 (22:56):
I know, and I'm sure it is so disrespect It
was so like I didn't even know who called her.
Speaker 4 (23:02):
I was just I was.
Speaker 5 (23:03):
And I was so scared of her too. She was
a very scary boss.
Speaker 2 (23:06):
But I just remember be like so inappropriate. It was crazy.
Speaker 5 (23:09):
So it's like I can totally understand the anxiety about
like not wanting to like.
Speaker 2 (23:12):
Apply it as an employer. I would never I know.
Oh my god, that's made me so angry on your behalf.
Oh god, thank you, thank you.
Speaker 7 (23:21):
Okay, I've the.
Speaker 4 (23:22):
People apply for jobs that she's on the money that
I know through either Other Than the Money podcasts or
our community or other financial advice businesses, and like I know,
and then I feel slightly awkward because I know their boss.
But I'd never tell their boss unless I was planning
on offering them a role, at which point I'd be like, Jess,
I'm thinking of offering your role. Can I call up
my mate X y Z and have a chat about you.
(23:44):
I would get your consent and you might go, oh,
they probably not yet, because I'd love to tell him
that I'm planning on leaving first or whatever, like that's
not my place.
Speaker 5 (23:55):
Yeah, oh my god, that's so true. Okay, So I
can understand the anxiety around that. I think I would
because maybe they ask your references later, or maybe it's
on your resume or something. But I would not be
using the most toxic people in the workplace. And I
know that like people like to call the boss or
like to call the people that are managing you, but
I would try, and like I sometimes use personal references
(24:18):
even if they're colleagues that I work alongside, because personally
I would I would take the advice from someone who
is working with you every single day, where they're not
necessarily managing you, but they know you better than your
boss does, who sees you probably once a month for
a whip you know, in a meeting and doesn't know
your personality, doesn't know anything about you, doesn't know what
(24:39):
you do day to day. I would much more likely
take the advice of someone who works with you so
and not that that's the case for everyone, but I
would be trying to like find people in the office
by people you work with that you trust. That maybe
one is a personal reference, someone you work with, and
maybe someone's a little bit higher up. They might not
even necessarily need to be directly above you or directly
managing you, but just some people that you have as allies,
(25:01):
as people who will advocate for you. And then I
would probably I'll tell your workplace when it's time to
start looking, when you're starting to get stressed about needing
to find a job. That's the point where I would
tell them. But I would find some allies first, ahead
of the curb, and not put your boss, your toxic
boss down as a reference.
Speaker 2 (25:22):
What are you doing?
Speaker 6 (25:22):
Yeah, I agree, I think that reminder. Your reference doesn't
have to be your direct manager. It could be someone
higher than them. It could be someone that you've worked
with on a project. It could be you know you
can you get to pick and choose your references. It
could be whatever you want them to be. Also, you
don't have to list your references on your CV. So
my CV it says reference available upon request, and that
is that's a two thousand percent what I would recommend
to everybody. It means that you avoid that situation of
(25:45):
someone being called without your knowledge.
Speaker 4 (25:48):
Also, sorry, I would absolutely be a reference if you
turned around and said I would like to move on
from She's on the money.
Speaker 2 (25:53):
Fantastic.
Speaker 4 (25:54):
But would it be okay if you don't put my
name and my personal number and all my information you
may that you may be going to spam across the internet.
Speaker 2 (26:02):
Would that be okay?
Speaker 4 (26:03):
Happy to be your reference if they ask you for
a reference, But like, I don't particularly want my mobile
number being just sent to random hiring managers.
Speaker 2 (26:10):
No, that's weird.
Speaker 6 (26:11):
Yeah, I think how soon you tell them comes down
to where the person you have to tell your manager
or HR whoever it is, where they sit in the
scheme of the toxicity. Because in your message, you've told
us that you're doing a lot of overtime and those
sorts of things, which may mean that maybe you have
a good relationship with your manager. Yeah, in which case
I'm of the opinion I think you're doing a great
(26:32):
thing by working through the busy period.
Speaker 3 (26:33):
That's very considerate. Where you can give advanced notice.
Speaker 6 (26:38):
I think it is really helpful because obviously allows your
team your managers whoever are to prepare at the same time.
Speaker 3 (26:45):
I know that we've said before you don't owe anybody anything.
Speaker 6 (26:47):
You only are required to give your minimum notice period
as outlined in you know, whatever your contract is or
your eeda or whatever that looks like for you. If
you have a good relationship and you want to look
after them, which I kind of get the sense that
you do because you're working through the busy period, I'd
say it's probably better to say student than later if
you don't think that that's going to bite you in
the ass. So like, if you're going to give them
advance notice and you go, oh, the people in my
(27:08):
team are going to make my life hell because they
are like, well, you're leaving and we don't like you, Me, me,
and MEM, then keep it to your test until you
have to tell them. It's really hard to say without
knowing exactly what your relationships are like within that environment.
And ultimately, I just want you to feel protected and
safe and looked after. And the last thing I would
say is that leaving a workplace doesn't have to be
(27:30):
a negative thing like what you were saying. I would
hope that you can hand in your resignation and say
I want to move on to something different, I want
to try something new, whatever it is that you want
to say, and the people around you will go, oh,
my goodness, thank you for everything that you've done for us, Like,
I'm so excited for your next step. Yeah, Like I
know that that's always the case. That's very much a
dream world and everyone's that lucky. But hopefully that can
(27:53):
be the outcome for you.
Speaker 4 (27:54):
Yeah, and I've got my fingers crossed that that could
be it. But we know that's not the reality. I mean,
in our business. I hope that's the experience everyone who
has quit has had because I'm just grateful, Like I'm
just grateful that you've been here and that you invested
into my business and your time and your energy. And
on the flip side, I'm also acutely aware I'm maybe
(28:14):
in a different position, but I'm a small business. I
know that caps exist inside my business in terms of
professional development, in terms of being able to carve out
your dream roles.
Speaker 2 (28:26):
Like, don't get me wrong, I.
Speaker 4 (28:27):
Try so hard to push as much as possible, but
there's going to be a cap, Like I'm not a
fifty person organization where I can be like, oh, yeah, Jess,
one day you'll be a massive manager and have ten
people under you. She turned around and said that was
one of her goals. I'd be like, I love that
you want to do that. I don't even have ten employees, and.
Speaker 2 (28:45):
She's on the money. You know people, Yeah, like, where
are the people?
Speaker 4 (28:49):
I don't know who you're managing, but like, I would
love to have everybody be able to have those open
conversations with their team. But I also have seen too
many toxic things happen, and so my advice would be
holding your cards close to your chest. I know you're
moving in and you'd love to move in with your
long distance boyfriend. Let's pretend it's six months from now.
I can't tell you what's going to happen in six months.
(29:11):
I don't think that your boss needs six months of
heads up for that. You're probably you know, looking for
jobs and whatnot, and that's fantastic. But I would think
if you were able to give them a little bit
more notice than the month, fantastic. Maybe you could give
them six weeks and be like, hey, I'm going to
give you six weeks notice. If they're not very kind people,
they might be really rude and walk you on the
day that you resign, they still have to pay you that.
Speaker 2 (29:34):
If they do that, they do have to pay you back.
Speaker 4 (29:35):
They might not want you there and might go, oh,
thanks for the six weeks notice, Jess. Actually we're just
going to fall back on that four and only pay
you for four in lieu of notice, and then you're
worse off again. So I think it's also in delivery.
So it's not about the fact that you're quitting. I
think it's about what you do in those four weeks
after you have quit. Are you supporting the team still
(29:59):
or are you completely mentally checked out? Are you sitting
down and going all right, well, Jess, I'm leaving. How
can I best support you? Here's my hand overleased, here's
all of the contacts. I am setting you up for
the greatest amount of success so that my absence isn't
detrimental to the business. You're asking your boss what you
can do, how you can support you during that period.
(30:19):
I think is the most constructive thing that you can do,
and that's what's going to lead to a good reference.
But as someone who also hires people, I have never
asked for nor would I ever expect a reference from
your current organization.
Speaker 5 (30:32):
Iigue, yeah, never like I would.
Speaker 4 (30:35):
I'd love the pervy deeds, but like, sorry, I'm assuming
your boss doesn't know that you're leaving. Yeah, and there's
probably a good reason as to why you're leaving. And
in your interview, I'm going to be asking I'm going
to be like, hey, so what's making you want to
move on from this business? And I can get a
gauge and like that's another like maybe we need to
do more career podcasts or something on how to interview
(30:55):
what that looks like. We've done some before, But I
just I think that there's so many questions around this
at the moment that I just go for me, it's
not that you're quitting, it's how you handle yourself after
you quit, and quitting in a really respectful way and
not going hey, don't get me wrong, they're toxic, but
not going hey, I'm so glad I get to hand
you this letter your toxic af Yeah, but just going hey,
(31:16):
like another opportunity has come up. You also have to
think about and this is awful, but you have to
think about whether you want to share with them why
you're quitting, Like, are you just going, Hey, I feel
like I've served my time here and I've gotten so
much out of it, Thank you so much. And I've
been presented with another opportunity or are you sharing with them, Hey,
I want to move in with my long distance boyfriend.
And then they're talking smack behind closed doors about oh
(31:38):
my god, can you believe that Jess is quitting this job,
which we think is incredible for a boy like I
don't know them.
Speaker 2 (31:45):
I'm just always a bit more conservative.
Speaker 4 (31:47):
But it's always about approaching literally everything you do with
the utmost respect and leaving it better than it was
when you entered. And if you do that, I can't
see why you wouldn't get a good reference.
Speaker 2 (31:58):
Absolutely.
Speaker 3 (31:58):
So what did everyone else say?
Speaker 4 (32:00):
Oh my god, they had so much tea. So first
things first, I asked them some questions. First question, what
will you do if you were our community member? Forty
two percent said just give the required notice, thirty five
percent said I'd lock in a new job and then
I would quit, fourteen percent said do not wait until
the busy season is over to leave, and eight percent
said I'd give more than a month's notice. Then I asked,
(32:22):
how would you balance leaving a job and getting a reference.
Sixty one percent said find a trusted reference alternative, sixteen
percent said be honest with your plans early, fourteen percent
said give one month and just hope for the best,
and eight percent said leave them off your reference list.
Speaker 2 (32:39):
Yeah, which I think is fair.
Speaker 4 (32:40):
All right, So then I said, what's your two cents?
First person said, don't shoot yourself in the foot by
being a nice person for a toxic workplace.
Speaker 3 (32:48):
I mean, that is also so true.
Speaker 2 (32:49):
Absolutely.
Speaker 4 (32:50):
Another person said new employers always understand that you can't
use the current employer as a reference.
Speaker 3 (32:55):
Yes.
Speaker 4 (32:56):
Next person said, I tried to give one month's notice
and I had two weeks required and they just let
me go after three days. If they paid you out
your non sperio, they absolutely should have paid you out
your notice period. They required to, so if they didn't
hit them up one hundred percent. But it's also in
some instances. So I used to work in consulting and
on the day that I resigned from that job, they
(33:17):
told me not to come back. And it wasn't because
I had a bad experience or everything was negative. I
really liked that team, and I was aware that was
probably what's going to happen, because that had happened to
everybody else in the business. But it was because I
was going to have direct communication with clients and still
be working on highly confidential stuff and like perpetuating projects
(33:38):
that essentially would need me if I kept working on them.
And they were just like, that's great, the like we're
obviously going to pay you out you're notice but like
you're basically on gardening leaf, like go home at the
end of today, and that's it. Like you know, we'll
call or text you over the next two weeks because
as much as like you're on leave and you're being quote,
let go to DIAU, Like if we've got any questions
over the next two weeks, were well within our rights
(34:00):
to call you because you're technically still being paid and
will ask any of those questions. But you are going
to leave your laptop, your keys, you'll like swipe past
everything at the end of today.
Speaker 2 (34:08):
And that's just how we roll.
Speaker 4 (34:10):
And it wasn't me being walked because I was in trouble,
but that was definitely the culture and I knew to
anticipate that. But that's something you've got to expect. Like
sometimes also not in that circumstance. But ego comes into it.
People don't like being quote rejected, and just because they're
a manager doesn't make them mature, so they might go, oh,
(34:32):
Jess quick, get her out, get her out, just tell
her to leave now. I don't even want to see
her face in the office.
Speaker 2 (34:36):
People are like that. They are horrific. That is crazy.
Speaker 4 (34:40):
Next person said, you sound like a team player. Surely
there's someone, even if it's not your boss.
Speaker 2 (34:44):
Who will be a reference. Just like the exit, it's
so true. I'll just do one last one because I
think it hits the nail on the head.
Speaker 4 (34:50):
Someone said, as someone that works in HR, right, now
get the job and then resign only once you have
and have signed the new contract.
Speaker 3 (34:59):
Oh I completely I agree with that.
Speaker 2 (35:00):
Yeah, absolutely exactly. So we'll leave it there.
Speaker 4 (35:04):
But my friends, I feel like that was a fun conversation. Yeah,
getting really heated in the last few weeks about like
my responses. I'll try to calm it down, but like, no,
you girls got an opinion. But I'll see you bright
early on Monday morning for a money diary. But till then,
have the best weekend by.
Speaker 2 (35:19):
Guys by.
Speaker 9 (35:27):
The Advice shared on She's on the Money is general
in nature and does not consider your individual circumstances. She's
on the Money exists purely for educational purposes and should
not be relied upon to make an investment or financial decision.
If you do choose to buy a financial product, read
the PDS TMD and obtain appropriate financial advice tailored towards
(35:47):
your needs. Victoria Divine and She's on the Money are
authorized representatives of money.
Speaker 2 (35:52):
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My name is Tatasha Bamblet. I'm a proud First Nations
woman and I'm here to acknowledge country t Glenn Young
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In Nimbini, yakarum Jar Dominyamiga Umagahawaka Woman Damon imlan Mbaban
Gadabomba in and now in wakah ghan On, yak rum
Jar water Nadaa. Hello, beautiful friends. We gather on the
(00:24):
lands of the Aboriginal people. We thank acknowledge and respect
the Aboriginal people's land that we're gathering on today. Take
pleasure in all the land and respect all that you see.
She's on the Money podcast acknowledges culture, country, community and connections,
bringing you the tools, knowledge and resources for you to thrive.
Speaker 2 (00:45):
She's on the Money.
Speaker 3 (00:47):
She's on the Money.
Speaker 4 (01:07):
Hello and welcome to She's on the Money, the podcast
that makes personal finance fun.
Speaker 2 (01:12):
Especially on a Friday.
Speaker 4 (01:14):
It is our favorite day of the week because we
get our incredible team together to celebrate our incredible community.
And this week, Miss jessic Riad she is going to
be sharing our favorite money wins. Miss beck say ed
She's going to be sharing her broke tips. We're going
to be helping to answer a money dilemma, but you
didn't expect that. This week it's all about how to
handle being burnt out at work and needing a break
(01:35):
when you've got some financial goals and big responsibilities. Something
that you slid into my DMS about how do you
tell your job that you're quitting but still get a
good reference out of it? Oh tea, I don't know.
Speaker 2 (01:49):
I don't know.
Speaker 5 (01:50):
I think you just should be.
Speaker 4 (01:54):
Before we get there, though, I want to share our
five star review to just set the tone sound lovely?
Speaker 2 (01:59):
Are you ready? This one's from Jen.
Speaker 4 (02:01):
Jen says I always thought I was great with money
until I listened to this podcast.
Speaker 2 (02:05):
I'm sorr free.
Speaker 4 (02:07):
It turns out I was really good at not spending money,
leaving my savings to wither or away in a low
interest savings account being outpaced by inflation. Since listening and learning,
I now have twelve thousand dollars in shares and over
fifty thousand dollars in a high interest savings account for
my next house deposit. To do that right, next house
deposit with a property portfolio worth almost a million dollars
(02:32):
Oh my god, VD and the team make money so approachable.
I love their inspiring attitudes and the way they make
money talk accessible for women without any.
Speaker 2 (02:41):
Of the misogynistic bs.
Speaker 4 (02:44):
I've been listening since the beginning, and I'm part of
the fam for life. Guys, thank you so much for
all the work you do to change the lives of
so many.
Speaker 3 (02:52):
Oh my, so lovely.
Speaker 4 (02:54):
Thanks really say, which is like, yep, I've got twelve
grand in shares. I'm like a slay queen. Sorry, property
portfolio worth almost.
Speaker 2 (03:01):
A million dollars. I know, that's so cool. Oh my god,
flex queen, and that's what I mean. Five star reviews
set the tone just so much more excited.
Speaker 4 (03:12):
I'm like, yes, sorry, look at what we've done where
we ammed were ready. So with that, let's roll straight
into the Question of the Week, which is our favorite
part of Friday drinks, where you guys get to ask
us one question you are dying to know. It can
be literally about anything, and from the last few weeks,
you guys are really taking that live.
Speaker 2 (03:31):
Really, it's fun, it's fun, it's different.
Speaker 4 (03:33):
And I've picked this one because I think it's perfect
for the first week of summer, which is right now,
And it's from our friend Jamie, who wants to know, guys,
what's your favorite way to spend an hour?
Speaker 2 (03:43):
Oh beautiful, that's hard.
Speaker 5 (03:47):
That is a hard one.
Speaker 3 (03:49):
I think it's going to be reading for me.
Speaker 2 (03:51):
Reading. You are so curteous, it's really cute. She's the
most wholesome person I know nothing more.
Speaker 6 (03:57):
I'm such a homebody, like I love being curled up
in bed with my kindle doing reading whatever the romanticity
flavor of.
Speaker 2 (04:03):
The week is.
Speaker 6 (04:04):
Otherwise, I think it like I love exploring, like when
you're traveling, like walking around and looking at something. I
don't really know how to verbalize that. I know what
you mean, you when you're just wondering and you're singing
and you're learning and all that sort of stuff.
Speaker 3 (04:17):
Yeah, it's my simple answer.
Speaker 4 (04:19):
Have you well?
Speaker 5 (04:20):
I think like it really depends on the weather and
also am I doing? Am I like spending an hour
by myself? I'm going to see it by myself just
to be That was my assumption to you.
Speaker 4 (04:29):
Yes, Oh, it has to be by yourself, by yourself.
Oh well, that kicks out mine. I'm gonna have to
think of newy onp anytime.
Speaker 3 (04:34):
With my husband and maybe.
Speaker 2 (04:38):
I like doing cassing to.
Speaker 5 (04:40):
Do kisses honestly, like and something I love to do,
something I do all the time is just like on
a really sunny day, I'm going to assume it's a
sunny day.
Speaker 2 (04:47):
Oh yeah, we like we're finding the perfect hour.
Speaker 5 (04:49):
Absolutely. I'm putting a giant fluffy blanket out on the floor,
I'm laying on top of it. I'm putting a podcast
on outside or inside outside, I'm meditating, I'm tanning, I'm.
Speaker 2 (05:00):
Doing not we're not yeah, true, that's true.
Speaker 5 (05:04):
Okay, so what is I'm not tanning, but I am
laying in the sun.
Speaker 2 (05:07):
So you're wearing safety sps.
Speaker 7 (05:09):
I've wear swifty SPF only nothing else and listening to
a podcast meditating And also like I'm also doing the
same thing where I'm kind of like exploring in the grass.
Speaker 5 (05:20):
I like to eat grass. I know it's really weird,
but I really like the texture of grass. So I'm
I'm using, I'm looking through the grass. I'm just like picking.
I'm just like being one with the world, one with
the earth, you know, for for an hour.
Speaker 3 (05:32):
I don't realize we could add so many things on.
Speaker 2 (05:34):
Sorry, because I feel like, what are you doing while
you're reading.
Speaker 3 (05:39):
At the beach, but like enjoying the warmth, listening to
the water. There's no one else there.
Speaker 2 (05:44):
Me, no one else there, no one else. Have you
got to conquer a drink?
Speaker 3 (05:47):
Absolutely?
Speaker 6 (05:48):
I've got a big water and a slurpy and like
a punet of strawberries migration.
Speaker 2 (05:54):
Actually right, So what are you snacking on?
Speaker 5 (05:59):
I've got a bag of ball to fixed and water.
Speaker 2 (06:02):
Okay, all right, yeah that's gone.
Speaker 4 (06:04):
Now would you guys like to add any additional layers
to these hours that you're having?
Speaker 3 (06:10):
I trust a little come to you.
Speaker 4 (06:13):
Okay, okay, you guys are actually like you put a
lot of layers. Yeah, a lot of layers, but you're
very budget friendly. Sorry you said dream hour. I am
marching my way down to Aurora, spar In Sorrento, and
I am having like I've only got an hour, but
I'm using that whole hour for one.
Speaker 2 (06:33):
Of their full body massages.
Speaker 3 (06:34):
Oh so it's massaging me on the beach.
Speaker 2 (06:36):
Yeah okay, yeah, actually.
Speaker 5 (06:40):
I have a missus as well.
Speaker 2 (06:41):
Oh okay, yeah yeah yeah. Good layers, good layers.
Speaker 3 (06:43):
But are you doing like a multi treatment? They're doing
like your whole body.
Speaker 4 (06:45):
I've only gotten an hour, and like, I am the
type of person that like, in my head, the massage
always goes too quick. So like in a perfect world,
stretching this out, I get the ninety minute, So I've
got ninety minutes. If you've given me an afternoon, perhaps
I'm also then going into their bath house after. I
don't want to do the bath house first. I want
(07:06):
to do the massage first, then the bath house because
the massage gets me like all relaxed and zen, and
then I can sit in the bath and sit in
all of the likes bars and just be like that
was the best massage.
Speaker 5 (07:18):
I feel so sad.
Speaker 4 (07:19):
I'm having a little herbal tea after I come out.
Oh my god, you guys didn't say that there was
a budget.
Speaker 2 (07:24):
That's true.
Speaker 4 (07:25):
I say, how are you spending an hour if you
have no money to spend I'm assuming someone else is
spending in Australia.
Speaker 2 (07:33):
Oh yeah, yeah, yeah, I.
Speaker 3 (07:35):
Want to be to the south of France all of
the aforementioned things.
Speaker 2 (07:39):
I feel like, that's a fun question.
Speaker 3 (07:41):
That's a great question.
Speaker 2 (07:42):
Yeah, that's you guys.
Speaker 4 (07:43):
Really took that and ran with that. Did you notice
none of us were investing? Is true everyday reality. Well, exactly,
I'm on the grind exactly.
Speaker 5 (07:51):
We want to have a break from investing.
Speaker 4 (07:54):
Miss Jessica money wins and confessions from the community. I
think we should segue over there. Just otherwise, we are
gonna start building entire realities in this hour that we
didn't even actually get.
Speaker 2 (08:05):
We really will.
Speaker 3 (08:06):
Well this week, I've got eight money in.
Speaker 6 (08:08):
Firstly from Katie, who said she had a really fun
outing to her local crop swap group gathering. Katie said
she picked up a whole bunch of free plants and
kit for the balcony vegetable garden that she's working on.
Speaker 2 (08:19):
Cue it's a fantastic community.
Speaker 6 (08:21):
She's learning a lot and getting a lot of really
great tangible resources. And then somebody else, Simone replied and said,
love these. We have a monthly food swap in our
neighborhood to folk bring garden produce or baked treats and
everyone shares and chats.
Speaker 8 (08:33):
Cool.
Speaker 5 (08:33):
That's really cute.
Speaker 3 (08:35):
Literally, I would have sign up from these. That sounds delightful.
Speaker 2 (08:37):
Contract we sure can't have a village to be a village.
Speaker 3 (08:41):
It's true.
Speaker 6 (08:41):
I heard we'll workshop this and next I've got a
money in from Money who said she made banana bread
with bananas that would have been chucked out. Delightful, perfect,
good way to make sure reduce, reuse, recycle absolutely. Next,
I've got another food one with money loss from Madison,
who spent said she spent fifteen dollars on making your
soup and then bought more stuff to try and fix
(09:02):
it when it wasn't good. It was absolutely terrible. So
she said she made fifteen dollars soup for the chicken
to tw eat. And I like to think of my mind,
is the chickens being like.
Speaker 2 (09:11):
We're it in good tonight. Yeah, that's so cute, clarious.
Speaker 6 (09:16):
And then lastly this week, I've got a money in
from Rihanna, who said money in. I got a promotion
at my work and a twenty thousand dollars pay increase.
I've applied for this role twice previously and was unsuccessful,
but finally I've made it, sorry.
Speaker 2 (09:32):
Paid off exactly.
Speaker 3 (09:33):
Congratulations, It's so exciting.
Speaker 4 (09:35):
Your first note is your first no, not the ultimate outcome,
exactly right, exactly. Your first no is your next yes
unless it comes to consent, and which case no is no.
Speaker 2 (09:46):
Exactly.
Speaker 5 (09:47):
Well, that's exactly right.
Speaker 2 (09:48):
But if it's your boss saying no to a pay rise,
that means not right now, no, right now?
Speaker 4 (09:52):
Yeah?
Speaker 5 (09:52):
Oh absolutely, So do you guys want to hear some
brick tips?
Speaker 9 (09:56):
No?
Speaker 3 (09:56):
Not really, absolutely fa.
Speaker 2 (10:00):
I am very ready. Did you liberate them from Jess
this week?
Speaker 5 (10:06):
I may have like liberated a few that I turned
into my own ideas.
Speaker 2 (10:11):
Okay, all right, I'm ready to hear them.
Speaker 5 (10:12):
So this first one comes from Devesh, who says it's
a perfect reminder that basically we're entering summer at festival season,
and if you want to go to your Meredith's, your
Golden planes, your straw very coded. Absolutely, Devesh, you know
me so well what you can do. And I think
that we've mentioned something similar before, but I just wanted
to like bring it up because I just got an
(10:34):
email about it. You can register to be a volunteer.
I don't know if you'll get approved or not. But
not just volunteering, there are food trucks that go there
are other little bits and pieces you can I got
a job literally just for the weekend in a Burger
truck so I can get to I can't remember what
festival it was a few years ago, but then you
then you're just in there for free exactly, and you
(10:56):
probably do go to bring some stuff. Maybe see if
some friends are going, you can like camp with them.
But otherwise you get a free ticket, and that ticket
is not cheap. So registered to volunteer or and if
you can't, he to get accepted. See who's actually going
to be there, like burger trucks and things like that,
and try and like apply for like a casual that's
really some job very and then you also make some money.
Speaker 3 (11:19):
We love that.
Speaker 5 (11:19):
We love making money.
Speaker 2 (11:21):
And so that is from de Besh.
Speaker 5 (11:22):
I thank you so much to Besh. And the sex
one comes from Robin, who has a genius tip to
curve spending. She says that when she feels like spending,
she heads to the secondhand shop, looks around and says,
this all used to be money.
Speaker 4 (11:35):
Oh I saw someone say this on TikTok and it
really sent me for six I've been doing that with
my wardrobe recently.
Speaker 2 (11:40):
I didn't fully get it.
Speaker 4 (11:42):
So so you just look at everything in your wardrobe
and go this at one point was cash in my bank.
Speaker 2 (11:47):
I've chosen this instead.
Speaker 3 (11:49):
Did you go on TikTok?
Speaker 6 (11:49):
I think did a beauty cabinet or something, or maybe
it's closed and she just had a pile of stuff
that presumably she'd cleaned out.
Speaker 3 (11:55):
She wasn't using it or whatever. She's just like this
was money, and it's like you just look at me,
and I'm.
Speaker 5 (12:00):
A you know, yeah, true, it's crazy. That's such a
good way to do that.
Speaker 6 (12:05):
Like we don't need ten different hoistras or five different
yeah white T shirts or.
Speaker 3 (12:10):
Whatever it is.
Speaker 5 (12:11):
Yeah, that's so true, gorgeous Robin, thank you. And my
one is it's not really a brogue tip. It's more
of just like a tip in general, I would say,
because right now, like I know, I've meant this already,
but Jess's birthday, she really likes expensive beings, and in
particular who I've mentioned already, Kyla Lailoor, the fashion designer.
What I've done is just like Google image searched every
(12:32):
single piece that I can find, and try and find
those pieces on like deep hop or Facebook, marketplace or
even just like things that look similar. And I'm not
trying to like do like a doup kind of situation,
but honestly, if you can find a similar item of
clothing and it's kind of cool, like, just do that.
So my tip for you is, no matter what you're buying,
(12:52):
always Google image search it because you might find a
cheap alternative. You might find it on deep Pop, you
might find it on Facebook Marketplace, because all those things
do show up in the Google image search as well.
Speaker 4 (13:01):
Jess, you sent me a dupe website yesterday.
Speaker 6 (13:04):
Oh yes, we were talking about it in the group
chat we put for furniture specifically because.
Speaker 4 (13:08):
I like your familiar And then I was like, if
you borrowed this from Jess, and then you hadn't I know?
Speaker 2 (13:13):
She actually did not true.
Speaker 4 (13:15):
Yesterday we were talking about couches, yes, hysterically and how
expensive couches can be yes, and Jess was like, the
couch I've picked out is astronomically expensive, but I want
this vibe still, And so we're having this group chat.
This is what happens. We have a on Slack, which
is our internal work messenger. We have a group chat
where everybody in the team is in it. It's just
(13:37):
called the water cooler because we started blowing up all
of like our other areas and other group chats that
were meant for important things with our drivel. So that's
where our drivell goes. Anyway, I learned so much from
that thread.
Speaker 3 (13:48):
I love that thread.
Speaker 6 (13:49):
Yeah, Brookshetter, it's dupe dot com great for finding furniture,
very similar concept.
Speaker 3 (13:53):
Yes, you might have mentioned it before.
Speaker 5 (13:56):
I'm not sure, yes, Because what you can do also
is you don't even have to go to the website.
You can put doop dot com. I think at the
start of the URL on a site that you're looking at,
like say it's like here or something like that, you
put at the start and it will find a dood
for you.
Speaker 2 (14:10):
Because I'm looking at finish that right now.
Speaker 6 (14:11):
A budget is not budgeting, No, it's so we will
be doing gorgeous but also why not absolutely?
Speaker 2 (14:19):
Yeah, that's me for this week. That's that all right.
Speaker 4 (14:23):
Well, what we're going to do is go to a
really quick break because on the flip side, we're going
to be talking about what do you do and how
do you handle being burnt out at work and needing
a break when you've got a whole heap of financial
goals and responsibilities and then you slid into my DMS
this week? How do you tell your job that you're
quitting but then also come out the other side with
a good reference, so guys don't go anywhere.
Speaker 3 (14:47):
Welcome back, everybody. Let's take a listen to this week's
money dilemma.
Speaker 2 (14:53):
Hi, there, have you got a money dilemma you just
can't solve. The She's on the Money.
Speaker 9 (14:58):
Team is here to help every We tackle your dilemmas,
both big and small, to answer your most burning money,
career and life questions. To get involved, simply head to
our website and leave us a short voice recording and
you might just find yourself on the show.
Speaker 2 (15:11):
Now, let's take a listen to this week's money dilemma.
Speaker 8 (15:17):
Hi, She's on the Money. I have a money dilemma.
So my partner and I are looking to buy our
first house. He's just finished his qualifications and we've been
waiting until he finishes. You need to be able to
be in a position to finish saving and go buy
(15:42):
a house. We both live with our parents at the moment,
and we're so excited to get into.
Speaker 4 (15:49):
A new house.
Speaker 10 (15:50):
But I've gotten to the point where I'm feeling so
burned out of work. I really don't know if this
is the field that I want to any more, and
I'm thinking about retraining into a different career. But then
I'm also thinking, should I just stick with it so
(16:10):
that we can progress and get our house and move forward,
which is what I've been so excited to do and
been waiting for him to do, And it just feels
like such bad timing, and I don't remember to do thanks.
Speaker 4 (16:26):
That is rough because I feel like your personal values
and your mental health is currently being overshadowed by your
financial goals, and I just I don't want anyone to
be in that position.
Speaker 2 (16:39):
I just want you to have your cake and eat
it too, or do you do yes.
Speaker 6 (16:43):
I think it depends on how much of a pay
cut you're going to take to move into this new industry,
because we always say it's never too late. You can
always make a change if you're not enjoying where you are.
I think that's absolutely a great choice. So you have
to consider though, like even if you were to stick
it out, like let's say you spent another year in
the same role, because that pays you really well, and
that will allow you by your first house, and then
once that's done, the plan is to retrain or reskill
(17:07):
for a new field. The assumption, the sense that I'm
getting from what you said is that the new field,
at least for your entry level, probably will be a
lower pay rate. You're still going to have to pay
the same mortgage that you secured when you were on
your higher pay rate, So it may not be worth
sticking it out because you're going to have to learn
to live on that amount of money anyway. Like, yes,
(17:28):
your serviceability is higher because you're earning more money.
Speaker 4 (17:31):
And you can get in bigger debt, but when you're
in bigger debt, you got bigger responsibilities.
Speaker 6 (17:35):
Correct, So I don't know. You run the numbers there,
always say to see what makes sense for you.
Speaker 2 (17:40):
Never numbers I've never heard done in my life.
Speaker 3 (17:43):
Play a little and pad because I think that you
might be surprised.
Speaker 6 (17:46):
And if that's the case, I would say, well, then
it's probably not worth putting your mental health further at
risk to put yourself in a position where you then
may not even be able to contribute or service the
loan that you were able to secure because you put
yourself through the heartslock.
Speaker 3 (18:00):
To get there.
Speaker 2 (18:01):
Yeah, totally, Yeah, that is so true.
Speaker 5 (18:03):
I would say the same thing. I don't think I'll
ever unless they're like maybe children involved, or like the
risks are really really high. Not to say that the
risks aren't high here, but I'm saying, like it's a
goal that you want to achieve. It's not something that
you're you would lose, Like you're not going to like
completely lose the opportunity to reachchhol like you don't have
(18:23):
to do you don't have to do it, and so
it's like you could do it later, or you could
do it. It could take it a little bit longer
than you expected. But what I'm saying is mental health first,
always end forever, no matter what that looks like. So
I would just say, do what you got to do
and do what makes you happy. If and honestly I
tell people this too, and I know it's not very responsible,
but if right now you went into work, you put
(18:45):
in your resignation and then you started looking for jobs,
whether they were like cafe jobs or whatever, whatever job
you can get just to tire you over, would that
make you feel immediately happier? If so, do it, I
don't care do it, and so put your mental health first.
Speaker 2 (18:58):
I like the idea of putting your health first.
Speaker 4 (19:00):
I also feel like you feel like there's a lot
of responsibility if I like reverse this role. If my
husband came to me and said I'm so burnt out,
I wouldn't want to be still pushing him to achieve
our financial goals asap. I'd be like, well, can we
change the timeline on this. You're clearly not happy in
your career. You want to change this, and that let's
(19:21):
do it when we have a bit more financial freedom
and like the budget that will allow that, because it's
a different story once quote, life happens, once you have
a mortgage, once you have kids, once you've got more responsibilities,
you don't have the freedom and the flexibility that you
might be afforded right now. And I'm telling you right now,
your money goals mean literally nothing if by the time
you achieve them, you can't enjoy them absolutely, Like is
(19:44):
getting the house then going to be even more of
a stress, because then you're like, I'm really never going
to become a nurse, Like and maybe that's the thing
you really wanted to do, because I can't take a
pay cut and I can't do this, and I can't
do that. Now I feel really restricted, and maybe you'll
become resentful of the goals that you've achieved together. That's
not the life I want you to li if that's
not who I want you to become. So I think
sitting down and talking with your partner about how burnt
(20:04):
out you are is probably the first step, because they
might be really logical about it and they go, oh,
my god, yess, what are we doing trying to buy
a house by the end of the year then, and
that's so silly of us. But also, I don't know
how much you earn, So are there different roles you
could do that are kind of in the middle that
would allow you to study and still earn a similar income,
(20:25):
Like have you done your budget such that you know
what your contributions to the mortgage would be and how
you could still provide during that time, Because maybe the
reason that you are saying I really want to stick
this job out because it's high paying, is.
Speaker 2 (20:38):
You want to get the deposit.
Speaker 4 (20:40):
But then you're like, oh, but with thee we've already
done all the maths and the repayments my partner could
afford on his salary. Then that's a different story again
than you know, putting your head down for the next
three months and going, yeah, your mental health is really important,
but like, let's get this goal ticked off and then
you can literally quit. I don't know what that looks like. Yeah,
I think you need to look into it a little
(21:01):
bit more. But I feel like that's a really important
one because we should be taking our mental health seriously.
Speaker 2 (21:06):
But you're not going to be surprised. Yes, what you
to come back down to communication?
Speaker 3 (21:10):
Exactly?
Speaker 4 (21:10):
Crazy crazy, But that's literally like talk with your partner,
because as much as asking us is very hopefully helpful,
I need you to work out what that actually logically
means and pragmatically means it means for your budget.
Speaker 6 (21:22):
Yeah, and I hope you feel better soon. I'm sorry
that you're feeling burnt out. That's a really hard place
to find yourself.
Speaker 4 (21:26):
Yeah, so we're sending lots of love and maybe maybe
check your and you'll leave and see if you could
take a mini break, oh instead of just like quitting
your job and changing Yeah, or sickly, there's mental health
leaf for thousand percent. It's still valid, still valid. Go
to the doctor, say I need mental health leaf. Can
you give me a six certificate? They will, Yeah, promise
make you for many days as well.
Speaker 2 (21:44):
Exactly.
Speaker 4 (21:45):
All right, do you want to slide into my dams
and see what people have been messaging me this week.
Speaker 2 (21:49):
Oh, I'd love to do.
Speaker 4 (21:50):
All right, So I got this one and I've picked
it out to go on the show because I'm like.
Speaker 2 (21:53):
Oh, spicy, Hi. I have a little bit of a
life dilemma.
Speaker 4 (21:57):
My workplace is toxic and I plan on leaving next
year after our busy period to move in with my
long distance boyfriend. You should I tell my toxic boss
now or do I only give the required one month notice.
I'm worried if I start applying for jobs they'll find
out because it's a pretty small industry. But I'm also
worried that they will take my extended notice pretty badly
(22:19):
as this is my full time job in my career
post UNI. I would love to use them as a reference,
but obviously can't until I tell them. Honestly, if I
could leave tomorrow, I would, but I don't want to
let my team down as we are entering the busiest
time of the year. I'm talking heaps of unpaid overtime
at the moment. I'd love to know what you guys think.
Speaker 2 (22:40):
What do you do back? I think I guess Yeah.
Speaker 5 (22:42):
The tricky thing is because it's quite like a small
industry and like they might find out that is a
bit shit. I remember one time I applied for a
job and I hadn't even got the interview. They haven't
even called me yet, but they had called my boss
at the time for a reference.
Speaker 2 (22:55):
And they asked me.
Speaker 5 (22:56):
I know, and I'm sure it is so disrespect It
was so like I didn't even know who called her.
Speaker 4 (23:02):
I was just I was.
Speaker 5 (23:03):
And I was so scared of her too. She was
a very scary boss.
Speaker 2 (23:06):
But I just remember be like so inappropriate. It was crazy.
Speaker 5 (23:09):
So it's like I can totally understand the anxiety about
like not wanting to like.
Speaker 2 (23:12):
Apply it as an employer. I would never I know.
Oh my god, that's made me so angry on your behalf.
Oh god, thank you, thank you.
Speaker 7 (23:21):
Okay, I've the.
Speaker 4 (23:22):
People apply for jobs that she's on the money that
I know through either Other Than the Money podcasts or
our community or other financial advice businesses, and like I know,
and then I feel slightly awkward because I know their boss.
But I'd never tell their boss unless I was planning
on offering them a role, at which point I'd be like, Jess,
I'm thinking of offering your role. Can I call up
my mate X y Z and have a chat about you.
(23:44):
I would get your consent and you might go, oh,
they probably not yet, because I'd love to tell him
that I'm planning on leaving first or whatever, like that's
not my place.
Speaker 5 (23:55):
Yeah, oh my god, that's so true. Okay, So I
can understand the anxiety around that. I think I would
because maybe they ask your references later, or maybe it's
on your resume or something. But I would not be
using the most toxic people in the workplace. And I
know that like people like to call the boss or
like to call the people that are managing you, but
I would try, and like I sometimes use personal references
(24:18):
even if they're colleagues that I work alongside, because personally
I would I would take the advice from someone who
is working with you every single day, where they're not
necessarily managing you, but they know you better than your
boss does, who sees you probably once a month for
a whip you know, in a meeting and doesn't know
your personality, doesn't know anything about you, doesn't know what
(24:39):
you do day to day. I would much more likely
take the advice of someone who works with you so
and not that that's the case for everyone, but I
would be trying to like find people in the office
by people you work with that you trust. That maybe
one is a personal reference, someone you work with, and
maybe someone's a little bit higher up. They might not
even necessarily need to be directly above you or directly
managing you, but just some people that you have as allies,
(25:01):
as people who will advocate for you. And then I
would probably I'll tell your workplace when it's time to
start looking, when you're starting to get stressed about needing
to find a job. That's the point where I would
tell them. But I would find some allies first, ahead
of the curb, and not put your boss, your toxic
boss down as a reference.
Speaker 2 (25:22):
What are you doing?
Speaker 6 (25:22):
Yeah, I agree, I think that reminder. Your reference doesn't
have to be your direct manager. It could be someone
higher than them. It could be someone that you've worked
with on a project. It could be you know you
can you get to pick and choose your references. It
could be whatever you want them to be. Also, you
don't have to list your references on your CV. So
my CV it says reference available upon request, and that
is that's a two thousand percent what I would recommend
to everybody. It means that you avoid that situation of
(25:45):
someone being called without your knowledge.
Speaker 4 (25:48):
Also, sorry, I would absolutely be a reference if you
turned around and said I would like to move on
from She's on the money.
Speaker 2 (25:53):
Fantastic.
Speaker 4 (25:54):
But would it be okay if you don't put my
name and my personal number and all my information you
may that you may be going to spam across the internet.
Speaker 2 (26:02):
Would that be okay?
Speaker 4 (26:03):
Happy to be your reference if they ask you for
a reference, But like, I don't particularly want my mobile
number being just sent to random hiring managers.
Speaker 2 (26:10):
No, that's weird.
Speaker 6 (26:11):
Yeah, I think how soon you tell them comes down
to where the person you have to tell your manager
or HR whoever it is, where they sit in the
scheme of the toxicity. Because in your message, you've told
us that you're doing a lot of overtime and those
sorts of things, which may mean that maybe you have
a good relationship with your manager. Yeah, in which case
I'm of the opinion I think you're doing a great
(26:32):
thing by working through the busy period.
Speaker 3 (26:33):
That's very considerate. Where you can give advanced notice.
Speaker 6 (26:38):
I think it is really helpful because obviously allows your
team your managers whoever are to prepare at the same time.
Speaker 3 (26:45):
I know that we've said before you don't owe anybody anything.
Speaker 6 (26:47):
You only are required to give your minimum notice period
as outlined in you know, whatever your contract is or
your eeda or whatever that looks like for you. If
you have a good relationship and you want to look
after them, which I kind of get the sense that
you do because you're working through the busy period, I'd
say it's probably better to say student than later if
you don't think that that's going to bite you in
the ass. So like, if you're going to give them
advance notice and you go, oh, the people in my
(27:08):
team are going to make my life hell because they
are like, well, you're leaving and we don't like you, Me, me,
and MEM, then keep it to your test until you
have to tell them. It's really hard to say without
knowing exactly what your relationships are like within that environment.
And ultimately, I just want you to feel protected and
safe and looked after. And the last thing I would
say is that leaving a workplace doesn't have to be
(27:30):
a negative thing like what you were saying. I would
hope that you can hand in your resignation and say
I want to move on to something different, I want
to try something new, whatever it is that you want
to say, and the people around you will go, oh,
my goodness, thank you for everything that you've done for us, Like,
I'm so excited for your next step. Yeah, Like I
know that that's always the case. That's very much a
dream world and everyone's that lucky. But hopefully that can
(27:53):
be the outcome for you.
Speaker 4 (27:54):
Yeah, and I've got my fingers crossed that that could
be it. But we know that's not the reality. I mean,
in our business. I hope that's the experience everyone who
has quit has had because I'm just grateful, Like I'm
just grateful that you've been here and that you invested
into my business and your time and your energy. And
on the flip side, I'm also acutely aware I'm maybe
(28:14):
in a different position, but I'm a small business. I
know that caps exist inside my business in terms of
professional development, in terms of being able to carve out
your dream roles.
Speaker 2 (28:26):
Like, don't get me wrong, I.
Speaker 4 (28:27):
Try so hard to push as much as possible, but
there's going to be a cap, Like I'm not a
fifty person organization where I can be like, oh, yeah, Jess,
one day you'll be a massive manager and have ten
people under you. She turned around and said that was
one of her goals. I'd be like, I love that
you want to do that. I don't even have ten employees, and.
Speaker 2 (28:45):
She's on the money. You know people, Yeah, like, where
are the people?
Speaker 4 (28:49):
I don't know who you're managing, but like, I would
love to have everybody be able to have those open
conversations with their team. But I also have seen too
many toxic things happen, and so my advice would be
holding your cards close to your chest. I know you're
moving in and you'd love to move in with your
long distance boyfriend. Let's pretend it's six months from now.
I can't tell you what's going to happen in six months.
(29:11):
I don't think that your boss needs six months of
heads up for that. You're probably you know, looking for
jobs and whatnot, and that's fantastic. But I would think
if you were able to give them a little bit
more notice than the month, fantastic. Maybe you could give
them six weeks and be like, hey, I'm going to
give you six weeks notice. If they're not very kind people,
they might be really rude and walk you on the
day that you resign, they still have to pay you that.
Speaker 2 (29:34):
If they do that, they do have to pay you back.
Speaker 4 (29:35):
They might not want you there and might go, oh,
thanks for the six weeks notice, Jess. Actually we're just
going to fall back on that four and only pay
you for four in lieu of notice, and then you're
worse off again. So I think it's also in delivery.
So it's not about the fact that you're quitting. I
think it's about what you do in those four weeks
after you have quit. Are you supporting the team still
(29:59):
or are you completely mentally checked out? Are you sitting
down and going all right, well, Jess, I'm leaving. How
can I best support you? Here's my hand overleased, here's
all of the contacts. I am setting you up for
the greatest amount of success so that my absence isn't
detrimental to the business. You're asking your boss what you
can do, how you can support you during that period.
(30:19):
I think is the most constructive thing that you can do,
and that's what's going to lead to a good reference.
But as someone who also hires people, I have never
asked for nor would I ever expect a reference from
your current organization.
Speaker 5 (30:32):
Iigue, yeah, never like I would.
Speaker 4 (30:35):
I'd love the pervy deeds, but like, sorry, I'm assuming
your boss doesn't know that you're leaving. Yeah, and there's
probably a good reason as to why you're leaving. And
in your interview, I'm going to be asking I'm going
to be like, hey, so what's making you want to
move on from this business? And I can get a
gauge and like that's another like maybe we need to
do more career podcasts or something on how to interview
(30:55):
what that looks like. We've done some before, But I
just I think that there's so many questions around this
at the moment that I just go for me, it's
not that you're quitting, it's how you handle yourself after
you quit, and quitting in a really respectful way and
not going hey, don't get me wrong, they're toxic, but
not going hey, I'm so glad I get to hand
you this letter your toxic af Yeah, but just going hey,
(31:16):
like another opportunity has come up. You also have to
think about and this is awful, but you have to
think about whether you want to share with them why
you're quitting, Like, are you just going, Hey, I feel
like I've served my time here and I've gotten so
much out of it, Thank you so much. And I've
been presented with another opportunity or are you sharing with them, Hey,
I want to move in with my long distance boyfriend.
And then they're talking smack behind closed doors about oh
(31:38):
my god, can you believe that Jess is quitting this job,
which we think is incredible for a boy like I
don't know them.
Speaker 2 (31:45):
I'm just always a bit more conservative.
Speaker 4 (31:47):
But it's always about approaching literally everything you do with
the utmost respect and leaving it better than it was
when you entered. And if you do that, I can't
see why you wouldn't get a good reference.
Speaker 2 (31:58):
Absolutely.
Speaker 3 (31:58):
So what did everyone else say?
Speaker 4 (32:00):
Oh my god, they had so much tea. So first
things first, I asked them some questions. First question, what
will you do if you were our community member? Forty
two percent said just give the required notice, thirty five
percent said I'd lock in a new job and then
I would quit, fourteen percent said do not wait until
the busy season is over to leave, and eight percent
said I'd give more than a month's notice. Then I asked,
(32:22):
how would you balance leaving a job and getting a reference.
Sixty one percent said find a trusted reference alternative, sixteen
percent said be honest with your plans early, fourteen percent
said give one month and just hope for the best,
and eight percent said leave them off your reference list.
Speaker 2 (32:39):
Yeah, which I think is fair.
Speaker 4 (32:40):
All right, So then I said, what's your two cents?
First person said, don't shoot yourself in the foot by
being a nice person for a toxic workplace.
Speaker 3 (32:48):
I mean, that is also so true.
Speaker 2 (32:49):
Absolutely.
Speaker 4 (32:50):
Another person said new employers always understand that you can't
use the current employer as a reference.
Speaker 3 (32:55):
Yes.
Speaker 4 (32:56):
Next person said, I tried to give one month's notice
and I had two weeks required and they just let
me go after three days. If they paid you out
your non sperio, they absolutely should have paid you out
your notice period. They required to, so if they didn't
hit them up one hundred percent. But it's also in
some instances. So I used to work in consulting and
on the day that I resigned from that job, they
(33:17):
told me not to come back. And it wasn't because
I had a bad experience or everything was negative. I
really liked that team, and I was aware that was
probably what's going to happen, because that had happened to
everybody else in the business. But it was because I
was going to have direct communication with clients and still
be working on highly confidential stuff and like perpetuating projects
(33:38):
that essentially would need me if I kept working on them.
And they were just like, that's great, the like we're
obviously going to pay you out you're notice but like
you're basically on gardening leaf, like go home at the
end of today, and that's it. Like you know, we'll
call or text you over the next two weeks because
as much as like you're on leave and you're being quote,
let go to DIAU, Like if we've got any questions
over the next two weeks, were well within our rights
(34:00):
to call you because you're technically still being paid and
will ask any of those questions. But you are going
to leave your laptop, your keys, you'll like swipe past
everything at the end of today.
Speaker 2 (34:08):
And that's just how we roll.
Speaker 4 (34:10):
And it wasn't me being walked because I was in trouble,
but that was definitely the culture and I knew to
anticipate that. But that's something you've got to expect. Like
sometimes also not in that circumstance. But ego comes into it.
People don't like being quote rejected, and just because they're
a manager doesn't make them mature, so they might go, oh,
(34:32):
Jess quick, get her out, get her out, just tell
her to leave now. I don't even want to see
her face in the office.
Speaker 2 (34:36):
People are like that. They are horrific. That is crazy.
Speaker 4 (34:40):
Next person said, you sound like a team player. Surely
there's someone, even if it's not your boss.
Speaker 2 (34:44):
Who will be a reference. Just like the exit, it's
so true. I'll just do one last one because I
think it hits the nail on the head.
Speaker 4 (34:50):
Someone said, as someone that works in HR, right, now
get the job and then resign only once you have
and have signed the new contract.
Speaker 3 (34:59):
Oh I completely I agree with that.
Speaker 2 (35:00):
Yeah, absolutely exactly. So we'll leave it there.
Speaker 4 (35:04):
But my friends, I feel like that was a fun conversation. Yeah,
getting really heated in the last few weeks about like
my responses. I'll try to calm it down, but like, no,
you girls got an opinion. But I'll see you bright
early on Monday morning for a money diary. But till then,
have the best weekend by.
Speaker 2 (35:19):
Guys by.
Speaker 9 (35:27):
The Advice shared on She's on the Money is general
in nature and does not consider your individual circumstances. She's
on the Money exists purely for educational purposes and should
not be relied upon to make an investment or financial decision.
If you do choose to buy a financial product, read
the PDS TMD and obtain appropriate financial advice tailored towards
(35:47):
your needs. Victoria Divine and She's on the Money are
authorized representatives of money.
Speaker 2 (35:52):
Sheirper pty Ltd ABN three two one IS six four
nine two seven seven.
Speaker 9 (35:58):
Zero eight AFSLO five one two eight nine MHM
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