August 8, 2024 • 26 mins
Host of ‘How to Money’ on KFI Joel Larsgaard joins the show to talk about Carshield’s FTC settlement, renting out portions of your home hourly for extra cash, and people spending thousands on online courses… BEWARE! California pushed Chevron out of the state… who’s next? Host of ‘Later with Mo Kelly’ on KFI weekdays from 7pm-10pm wraps the show talking about Saturday Night Live having always benefited from presidential elections.
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Episode Transcript
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Speaker 1 (00:00):
You're listening to Bill Handle on demand from KFI AM
six forty.
Speaker 2 (00:06):
And this is KFI AM six forty Bill Handle here
on a Thursday morning, August eighth, and boys, some big stories.
We're looking at Tropical Storm Debi made its second US landfall.
This is the Carolinas. And they're measuring the rainfall by
the foot, no longer by the inches. And they're looking
at two feet of rain coming down to the Carolinas
(00:30):
and the flooding and the potential tornadoes.
Speaker 1 (00:33):
It's a god awful mess.
Speaker 2 (00:35):
And in international insane news, Taylor Swift's Eras tour has
been canceled in Austria because of a potential terrorist threat.
Speaker 1 (00:46):
Two guys were arrested.
Speaker 2 (00:47):
A nineteen year old became radicalized online and declared his
allegiance to ISIS.
Speaker 1 (00:54):
I mean go figure on that one too. Okay.
Speaker 2 (00:58):
It is time for Joel lars Guard and how to Money.
He's a host of how to Money Sunday twelve to
two pm and his you can listen to his podcast
and just and his website and and so go to
howto Money dot com.
Speaker 1 (01:15):
And you can listen to Joel do all kinds of
original stuff.
Speaker 2 (01:19):
Okay, Joel, good morning, and yes, let's get to work now.
Speaker 1 (01:25):
I don't come up with the topics.
Speaker 2 (01:27):
Usually it's you because people are interested, or it's and
because when I come up with stuff on my own
it gets completely crazy. This one I would have come
up with. Okay, and that is and the question is
here today on how to money? Should you rent out
portions of your home hourly for extra cash? Now, having
(01:50):
rented rooms hourly many times in my life, I am
aware of how this works on my end, but it
was never at someone's home. It was always at places
like the hotel, motel. It was you know, places where
you normally would not spend the night. So explain this
(02:13):
one to me, would you?
Speaker 3 (02:14):
Yeah, cdmotel life. This is not what I'm talking about here.
And house hacking has been this term that's been around
for a while now, and it usually means one thing. Typically,
what it means is I bought a duplex and I'm
running out part of it. Or I built an ADU
in my backyard, which is becoming more and more popular
in California as a way to make some extra income.
I build that thing, then I rented out and guess
(02:37):
what this is helping to cover some of the cost
of building it and the cost of my mortgage. But
CNN had this article and they highlighted a bunch of
new websites that are out there these days that are
allowing you to rent out portions of your home on
an hourly basis, So taking house hacking to this like
innth degree, this new level. And so let's say you've
got a pool in your backyard. There's this website called swimply,
(02:59):
and you can out your pool on Saturdays or even
through the weekday too, right for people who don't have
a pool but they want their own private pool just
for a couple hours. Or there's curb flip, which allows
you to rent out a parking space. There's all sorts.
There's neighbor dot com. So instead of renting a place
a storage unit. Now you're saying, hmm, maybe I'll actually
(03:20):
save a little bit of money by renting with somebody
in my neighborhood who has a garage where I can
store some of my stuff. And if you got that garage,
then guess what you can make some money from it.
Speaker 2 (03:29):
Yeah, I'm thinking in terms of the pool, I can
see the ability to throw a pool pool party without
a pool.
Speaker 1 (03:38):
If you have kids, Okay, I'll buy that.
Speaker 2 (03:41):
Okay, fair enough, And I'm assuming that who came whoever
came up with this idea is pretty clever.
Speaker 4 (03:47):
It is.
Speaker 2 (03:48):
And the ADU, well, it's certainly cheaper than buying a
rental property, which takes very serious money. Not that an
ADU doesn't, but the difference of spending six eighty thousand dollars, however,
you have to spend sixty eighty thousand dollars.
Speaker 1 (04:04):
Can you mortgage and ADU?
Speaker 3 (04:07):
Sure?
Speaker 1 (04:07):
Can you borrow money to build an ADU?
Speaker 3 (04:10):
There are ways to finance ADUs now, and it's it's
becoming a little bit easier as they proliferate and the
laws have become easier now to be able to build
an ADU in your backyard. And so we've seen what
that's been. The largest I think single increase in new
housing units in California has been the rise in ADU
constructing construction. So it's one of those things that it's
(04:32):
not a silver bullet in and of itself going to
save bring prices down and make it more affordable, but
it's part of the solution at least, and it's kind
of it's really great to see Adu's kind of taken off.
Speaker 2 (04:44):
Yeah, I thought of a billion ADU in the house,
but I sold the house, so and I was thinking.
I was looking at the numbers, and for a decent ADU,
it was like eighty thousand dollars to build the equivalent
of a one bedroom or a really decent studio with
a little kitchenet et cetera.
Speaker 1 (05:02):
That's cheap eighty grand.
Speaker 3 (05:05):
Yeah, I mean to me, considering what you can get
the return on investment.
Speaker 1 (05:09):
Yeah, that's what I'm thinking on eighty grand.
Speaker 3 (05:10):
Yeah, if you were, if you were running that out
even just on a yearly basis, right, just a normal
tenant landlord style relationship, but you would be profitable. But
then on top of that, let's say you're going with
the Airbnb route or something like that. If you have
a place where people would want to stay close to
some of the sites and attractions or whatever, and you
don't mind hosting tourists, that would just juice the income
(05:33):
even more.
Speaker 2 (05:34):
Yeah, and it's you really wanted to host tourists who
speak no English and are completely totally obnoxious.
Speaker 1 (05:41):
There's nothing like them.
Speaker 2 (05:43):
Yeah, you know, I don't want to mention names in
terms of obnoxious people at all, so you know, because
I can't do that anymore Koreans, and it was is
just not an easy thing to do. Okay, we're going
to get some emails on that one, thank you very much.
And you can just go on my Instagram and complain
Bill Handle's show. And I speak Korean, so there's no
(06:03):
problem with that, all right, Joel, Let us go back
to this topic. And I love this, and this has
to do with people spending literally thousands of dollars for
online courses. Now get your degree online, and that is
becoming huge.
Speaker 1 (06:22):
I am old school.
Speaker 2 (06:25):
I believe in actually people who attend in class universities,
and I know that online stuff is growing like crazy.
Speaker 1 (06:35):
So I want to ask you two questions.
Speaker 2 (06:36):
One, of course, we're going to talk about how many
scams you have to beware and how legitimate are they out?
Are they out there? The other I saw one the
other day. I was watching a cable at I don't
remember the university name, but you can learn to be
a cardiovascular surgeon online.
Speaker 1 (06:53):
And you know, I had some questions about that.
Speaker 3 (06:57):
Yeah, you don't want them performing your art art?
Speaker 2 (07:00):
Right?
Speaker 4 (07:00):
No?
Speaker 3 (07:00):
No, I would like to see your degree first, and
I would like to, you know, look into where you
went to school before I sign up for the surgery. Yeah,
and it's not just the online universities. That's one thing, right,
And if an online university, excuse me, is telling you, hey,
guess what, when you graduated from here, you're automatically going
to earn ninety five thousand dollars a year. That's sort
of like pumping up and selling exactly how much you're
(07:22):
going to make. And those are over promises that often underdeliver,
So you got to be careful about that when you're
talking about online universities. The other thing, too, though, is
build all these online creators. Everybody's got a course now, right,
so it's like, oh, I do this little podcast. But
the real way that people make money then is by
trying to sell you some sort of course, and the
(07:43):
course can be thousands and thousands of dollars. I have
a friend I was just talking to you, and he's like, Ah,
I've been doing the investing thing in the stock market,
but I want to get into real estate, so I'm
thinking about taking this course. It's fifty five hundred bucks?
Should I do it? And I had talked him down
from the ledge. I was like, man, there's so much free,
great information out there these days. People trying to sell
you a course. I think people want it easy and
(08:05):
they just kind of want something prepackaged for them. But
the truth is, with books and podcasts and blogs and
stuff like that, there's so much you can learn for
so much less. But people want to get rich, and
so there's like this article I read about drop shippers,
what they're doing. If they were making so much money
drop shipping, why are they telling you the secrets to
how to do it?
Speaker 2 (08:24):
And the reputation though across the board, obviously it's scams
and over promising and using, and it's not quite a scam,
but it's pretty close. When I'm selling you a course
learn how to because I'm giving you some real information,
I'm overcharging you. I mean, they're such real estate school
(08:44):
classes and there are a few hundred bucks preparing you
for the test or you do it yourself, and why
can it and take the test?
Speaker 1 (08:50):
There's no educational.
Speaker 2 (08:51):
Requirement and so to pay fifty five hundred dollars is
kind of crazy. But the reputation of any of these courses,
I generally, and I've been an employer for many, many years.
And I don't know if I'm just old school and
I just have a hard time, you know, learn how
to fly the big rigs, Get in your car, go
(09:12):
up a hill, and pull back on the steering wheel,
and you too can learn how to fly.
Speaker 1 (09:16):
I just don't buy a lot of that.
Speaker 2 (09:18):
What is the reputation out there of people who have
either taken those courses, get those certifications and I use
that in quotes, or even.
Speaker 1 (09:26):
Get a degree.
Speaker 3 (09:28):
Yeah, I mean there's a lot of negative I mean
there's a lot of negative stuff that you can read
about a lot of these online courses that you can take.
But then there's also they're going to highlight the success stories.
So there's going to be a few people who do.
Whether it's like infomercial based or whether it's website based,
they're going to highlight a few people who have these
amazing success stories. And the truth is, like some people
go through these courses, they spend a lot of money,
(09:50):
and they do they find the information valuable, and they're
so motivated that they crush whatever it is that they
just learned. And whether it's real estate investing or whatever
endeavor jumping into maybe you do. Take a drop shipping course,
you learn how it works, and you end up being
one of the few people who makes money. The problem
is it's really expensive and a lot of people get
left into lurch, or they maybe learn a few things,
(10:12):
but they weren't able to put it into practice because
it's really difficult. Talking about real estate, think about the
way the market is right now. It's harder than it's
been in a long time to become a successful real
estate investor, especially if you're starting from scratch. If you're
talking to me in twenty thirteen, twenty fourteen, there's a
lot more opportunity for people to become realists and make money.
It's harder than ever right now, And so yes, is
(10:32):
it possible? Sure? Are you getting this success story though
from the person who invested in twenty seventeen, twenty eighteen,
or are you getting are you actually getting feedback from
people who are investing right now and a lot of
those people are finding it a heck of a lot
more difficult to actually succeed.
Speaker 1 (10:47):
Yeah, the level of expertise you need.
Speaker 2 (10:48):
I do commercials for direct Buyers dot Com, and I
talk to Matt all the time and how he buys
homes and man, his level of expertise is so high.
Speaker 1 (11:00):
And he said, unless.
Speaker 2 (11:01):
You really know what you're doing, you're crazy to get
involved in this.
Speaker 1 (11:07):
And to your point, especially.
Speaker 2 (11:09):
That matter of fact, it's probably easier to become a
cardio cardiobascular research with an online course.
Speaker 3 (11:16):
It might be true.
Speaker 1 (11:17):
Yeah, really quickly, Lens. Let's end up with.
Speaker 2 (11:22):
Car shields and their settlement. You know those commercials about Carshield.
Speaker 3 (11:26):
Oh yeah, yeah, So there's home warranties, there's car warranties.
Everybody wants to sell you something to protect the investment
that you've made. And the car shield just ran into
trouble with the FTC because they're fined ten million dollars
for deceiving customers. And basically what happens with a lot
of these so called warranties, many of them through third
(11:46):
party companies like Carshield. They're selling you something, they're selling
you peace of mind, and they're making it sound like, hey,
if you have an issue with your car, guess what
you got this car shield product we're going to have.
You're gonna be covered no matter what. But at the
end of the day, there's all this fine print and
there's so many empty promises that are made. That's why
they ran into trouble and had to pay this fine.
(12:06):
People are paying one hundred plus dollars a month for
some of these products, and then they find when they
make the claim that nobody's there to actually make the payout,
or they're like, oh, yeah, but you didn't realize there's
this massive deductible that you have to pay in order
to actually get the work done, or actually that's sorry,
that item's not actually covered. And so at least consumers
frustrated and out of money on both ends, and a
lot of people would be better off self insurance saving
(12:28):
the money instead of paying it to one of these
third party warranty companies.
Speaker 2 (12:31):
Yeah, I question the companies say, if your car is
up to twenty years old and less than two hundred
thousand miles, you can buy a warranty.
Speaker 4 (12:43):
What is that about, right?
Speaker 1 (12:45):
Yeah, I mean some of those parts aren't.
Speaker 3 (12:47):
Available anymore, right, Well, and the SAME's true with some
of these home warranties, and they're like, oh, we'll fix
your air conditioner kind of thing. You buy the house
and you have the twenty five year old air conditioner.
Are they actually just going to replace it next month
when it goes bust. No, that's not how it works.
And they might make you wait for weeks and weeks
and weeks while they're trying to come to a decision
which ultimately they're not going to repair it, and then
you're like left without air conditioning in the middle of
(13:07):
the summer. I mean, it's these things are actually more
frustrating for people. Ultimately, it's a selling point when you're
selling your home, even though it's actually a worthless product
truly for most customers.
Speaker 1 (13:17):
Yeah.
Speaker 2 (13:18):
And by the way, that's not to say that there
aren't good warranty companies out there, but they don't warrant
twenty five year old systems.
Speaker 1 (13:25):
Yeah, that they don't do.
Speaker 3 (13:27):
So Okay, attention to the fine print for sure.
Speaker 1 (13:29):
All right, Joel.
Speaker 2 (13:30):
Thanks This Sunday twelve to two how to Money and
howdomoney dot com, all the information.
Speaker 1 (13:37):
Website, the podcast, all of it. Joel, have a good one.
Catch you next week. Actually we'll catch you on Sunday.
Speaker 3 (13:42):
Sounds good.
Speaker 1 (13:43):
All right. I want to talk.
Speaker 2 (13:45):
About a company that here in California is leaving California.
Speaker 1 (13:50):
What a shocker.
Speaker 2 (13:52):
And there are some companies out there that are iconic
to this state and are saying goodbye.
Speaker 1 (14:00):
Some we don't know much about.
Speaker 2 (14:02):
Others, you will instantly recognize who they are. And this one,
you think you've heard of this company before. Chevron. Chevron's
been in California since the eighteen eighties. It is a
California based oil company. This is when southern California Los
Angeles was actually an oil center.
Speaker 1 (14:24):
It produced a great amount of oil.
Speaker 2 (14:27):
For the country, particularly in the eighteen late eighteen hundreds
early nineteen hundreds.
Speaker 1 (14:31):
And Chevron was a big part of it.
Speaker 2 (14:34):
Well, they just said we're getting out, We're done moving
to Houston, two thousand jobs or walking out the door. Now,
the good news is they can't move their refineries. I
think they would if they could, but they can't. And
here's why they're saying they're moving. It's all about Governor
(14:55):
Gavin Newsom and the Democratic controlled legislature. By the way,
by now, Newsom and the legislature are so accustomed to
businesses leaving the state they basically just shrug at every
new announcement. So Newsom's office, when Chevron said we're out
of here, said, the announcement is the logical culmination of
(15:20):
a long process that has repeatedly been foreshadowed by Chevron.
Speaker 1 (15:25):
We're proud of California's place as the leading creator of
clean energy jobs there. It is.
Speaker 2 (15:32):
Chevron, fossil fuels, clean energy, everything to California.
Speaker 1 (15:40):
Which means the more the clean energy is.
Speaker 2 (15:44):
Pushed, which I'm fine with, by the way, then the
more that the fossil fuels industry is disliked because the
two cannot be reconciled.
Speaker 1 (15:57):
It is impossible.
Speaker 2 (15:59):
The very definition of alternative fuel is alternative fuel, alternative
sources of.
Speaker 1 (16:09):
Energy.
Speaker 2 (16:11):
And so what's happening is there's a huge push in California.
Speaker 1 (16:16):
It's less than it used to be.
Speaker 2 (16:17):
California used to have an incredible tax rebate, or actually
they would, it was a credit that they would give
on top of the federal credit which still is in
place for solar systems, for example. And the problem is
that at this point, here's what's being argued by those
(16:38):
in favor.
Speaker 1 (16:39):
Of fossil fuels.
Speaker 2 (16:40):
By the way, I am fine with us moving away
from fossil fuels, but man, you know, we're talking generations here.
We're talking cars, for example, until they're totally electrified, Newsom
wants them by twenty thirty five, no new vehicles sold.
Fair enough if we get there and it works, and
(17:01):
you know, I mean that's aspirational.
Speaker 1 (17:03):
But here is the question. By twenty thirty five, you are.
Speaker 2 (17:08):
Going to see gasoline powered cars sold.
Speaker 1 (17:12):
So let's say the last one is sold at twenty
thirty four. Well, you know, cars last ten to fifteen years.
Speaker 2 (17:21):
So we're now in the twenty fifties before what Newsom
wants to happen will happen. And so what is going
on as a result of well, California being anti fossil fuels,
we pay by far the most money in the country
for gasoline.
Speaker 1 (17:40):
I think only Hawaii comes close. And why is that?
Speaker 2 (17:45):
Well because a couple of reasons. California has their own
blend of fuel. Can't get fuel if we run low,
if refineries are on the fritz, are being maintained. Can't
get gas from a refinery in Nevada, Arizona can't do
it because we have our own blend. Also, let's tax
(18:06):
the hell out of gasoline. It's a nice revenue source,
isn't it. I mean, to the point where it used
to be. And I remember this, We've always been more
expensive than the rest of the country, and it used
to be about fifty cents more per gallon when I
drove well years ago, and then a few years ago,
maybe a couple of three years ago, it hit a
(18:28):
dollar fifty more per gallon than the rest of the country.
If you ever travel, for example, in the Deep South
or the Midwest, and people are bitching and complaining about
the cost of gasoline, oh my god, look at that.
It just hit three dollars and sixty cents a gallon.
(18:51):
Life is almost over. You start laughing, You literally start laughing.
Speaker 1 (19:00):
By the way, a quick aside, you know where the
cheapest gasoline in the world is. If you had to guess,
do do do Do Do doo?
Speaker 2 (19:09):
Arabia, No, not Saudi Arabia. Venezuela actually, or it used
to be. You can look that up. Uh, and this
is going back away, so that may have changed. But
Venezuela at one point, because it's all subsidized. At one point, Uh,
Venezuela was five cents a gallon for gasoline. You think
that's not subsidized In any case, Chevron is gone. Uh.
(19:33):
The state legislature in Gavin Newsom says, well, it's logical,
it's no big deal and immediately changes the subject to
how creative and how we're moving so quickly to alternative
fuel because of the environmental issues, which is true, by
the way. I have no problem, no problem, but gas
fired power plants. We don't have nukes anymore because that's
(19:57):
off the table because of Fukushima.
Speaker 1 (19:59):
Particularly.
Speaker 2 (20:00):
You know, we were on our way to re establishing
nuclear power and then Fukushima hit and I just shut
down everything. Do you know that France seventy five or
eighty percent of the entire amount of electricity that's produced
in France is from nukes. I'm a big fan of
(20:20):
nuclear power, by the way, truly, but you know, it's
just it's an insurmountable conflict I think at this point,
especially the way California is doing it. So goodbye to Chevron,
a company that's been around for what one hundred and
forty years here in the state of California. All Right,
(20:42):
all right, Mo Kelly, who has heard every single night
five well during the week, seven to ten pm later
with Mo Kelly, Hello, Mo, good morning, Good morning, Bill, Okay,
Saturday Night Live. A couple of stories, one being how
it always does well during the presidentials and Steve Martin
(21:08):
was sort of kind of approach to do.
Speaker 1 (21:13):
Tim Walls and said, no, thank you, let's talk about
that story too well.
Speaker 5 (21:17):
He was directly approached by Lorne Michaels of SNL and
offered the job to him, and respectfully, Steve Martin said, no,
that's not who I am.
Speaker 4 (21:27):
I'm not an impressionist.
Speaker 5 (21:28):
And people were connecting, including Lauren Michaels, connecting Steve Martin
to Tim Walls just on the look because they have
the white hair and the glasses. But Steve Martin, he
is a funny guy and I would agree with him.
I wouldn't conceive of him as an impressionist. And the
job requires a long term commitment. It's not just a
single appearance or you know, we're talking about months and
(21:50):
months and months. You think about Maya Rudolph as Kamala Harris,
he's been doing that since twenty nineteen.
Speaker 2 (21:56):
Yeah, And I don't know if we're gonna see Alec
Baldwin back as Donald Trump, who looked a lot like
Donald Trump.
Speaker 1 (22:04):
I mean, he pegged Donald Trump.
Speaker 2 (22:06):
I'm assuming there's some issues with the fear that if
he does go on the SNL stage, a live stage,
he'd be shooting a cameraman.
Speaker 1 (22:13):
So I know they're sort of talking.
Speaker 2 (22:16):
About whether he goes, but I'm assuming he's coming back
with a vengeance if Trump gets re elected.
Speaker 5 (22:21):
Well, originally, prior to all the other issues he had,
Alec Baldwin said explicitly that he does not want to
do the Trump impresidation impression on SNL anymore.
Speaker 4 (22:33):
He grew tired of it.
Speaker 5 (22:34):
Now would he feel rejuvenated if Trump were re elected, maybe,
but he did say publicly that he didn't want to
do it anymore.
Speaker 2 (22:41):
All right, So the presidential and then to go back
to that original statement, and that is how SNL does
during any presidential election period and or a new administration.
Speaker 1 (22:55):
Man, their ratings go through the roof.
Speaker 2 (22:58):
Is it just one of those things where they're looking
at it with a frothing mouth.
Speaker 4 (23:03):
I think that's part of it.
Speaker 5 (23:03):
But they also cast good people, people who can actually
dig into the character and bring out the subtleties of
the idiosyncrasies that not everyone can do. Going back to
Steve Martin, you remember Jason Sadakis as Joe Biden. Of
course you mentioned Alec Baldwin is Donald Trump. But Kate
McKinnon as Hillary Clinton, Dana Carvey as George H. W. Bush,
(23:24):
Phil Hartman is Bill Clinton. There's a long history of
these very talented comedians and impressionists being able to deliver
the essence of these political figures.
Speaker 1 (23:34):
Yeah.
Speaker 2 (23:34):
And then, you know, political satire is not something that
America is known for. Particularly you go to Britain, for example,
It's part and parcel of entertainment. You cannot think of
television in Britain without political satire. Is it becoming more
prevalent today simply because the politics are just crazy?
Speaker 5 (23:53):
I don't know if it's more prevalent today. I think
we're paying more attention to it. We don't laugh as
much as we did fifteen twenty years ago. When I
talk about like Phil Hartman and Bill Clinton. It's not
a new phenomenon that's some thirty years ago.
Speaker 4 (24:05):
At least.
Speaker 5 (24:07):
SNL has always been doing this and we've expected them
to do it. But I think our perception of political
satire has changed wildly.
Speaker 1 (24:16):
Yeah.
Speaker 2 (24:16):
And then going back to Britain, I mean, David Frost,
that was the week that was. I mean a lot
of political stuff going over there, and I think, frankly,
maybe we're just too sensitive to it.
Speaker 1 (24:28):
Maybe it's too close to home.
Speaker 2 (24:30):
I would love much much more political satire. It's just
funny stuff and it hits home.
Speaker 4 (24:35):
We used to do it all the time. I mean,
I think about like mel.
Speaker 5 (24:38):
Brooks in the way he took the political issues of
the day and turned it into satire. We don't do
that anymore because I don't think that we can laugh
at each other or our selves like we used to.
Speaker 2 (24:48):
Yeah, all right, mo Kelly tonight once again seven to
ten pm with later with Mo Kelly. And you can
reach them at his social at mister mo Kelly. And
that's mister without the dot. Although do you put if
someone puts a dot in there, will we.
Speaker 4 (25:06):
Okay, yeah, it'll still find me.
Speaker 1 (25:08):
Well, I go, okay, good for you. That makes a
lot of sense. All right, mo catch you this weekend
or tonight.
Speaker 4 (25:14):
That's right.
Speaker 1 (25:15):
Are you ready for this? How long have you been
doing this now? Nine months?
Speaker 5 (25:20):
No, it's almost about twenty months.
Speaker 4 (25:24):
It's almost a little bit.
Speaker 2 (25:24):
About this is what I do. People have worked for
me for three years. I think they just came aboard.
Speaker 4 (25:32):
Yeah.
Speaker 5 (25:32):
Started in January twenty twenty three and been at KFI
since December of twenty eleven.
Speaker 2 (25:37):
Of course it has Okay Mo tonight from seven to
ten pm.
Speaker 1 (25:42):
Take care, bye my friend, all right, goodbye? Yeah, I
love MO.
Speaker 2 (25:48):
I just don't know when he's on or when he started.
And the same thing with Anne. I talked to Anne saying,
didn't you just start? Yeah, three years ago?
Speaker 1 (25:57):
It's Amy. Have I asked you when you started? And
it's way before?
Speaker 5 (26:03):
Well I think that I've been working at the station
for twelve years and last year you said, well, we
haven't met before.
Speaker 1 (26:09):
Yeah, yeah, yeah, no, I tend to do that, I
really do. Okay, real quickly the podcast drops in just
a few moments.
Speaker 2 (26:17):
The Bill Handle podcast, the Bill Handles Show podcast different
than this show, and today it's about presidential pardons and
you can you know? All the episodes are there, and
so since I don't listen to them, I would love
to have you guys tell me on Instagram at Bill
Handle Show Instagram just what you think, because I won't
listen to the show at all. All right, guys, we're
(26:37):
done once again. Tomorrow morning Wake Up Call with Amy
Neil is back with me. This is KFI AM six
forty live everywhere on the iHeartRadio app. You've been listening
to the Bill Handle Show, Catch My Show Monday through
Friday six am to nine am, and anytime on demand
on the iHeartRadio app
You're listening to Bill Handle on demand from KFI AM
six forty.
Speaker 2 (00:06):
And this is KFI AM six forty Bill Handle here
on a Thursday morning, August eighth, and boys, some big stories.
We're looking at Tropical Storm Debi made its second US landfall.
This is the Carolinas. And they're measuring the rainfall by
the foot, no longer by the inches. And they're looking
at two feet of rain coming down to the Carolinas
(00:30):
and the flooding and the potential tornadoes.
Speaker 1 (00:33):
It's a god awful mess.
Speaker 2 (00:35):
And in international insane news, Taylor Swift's Eras tour has
been canceled in Austria because of a potential terrorist threat.
Speaker 1 (00:46):
Two guys were arrested.
Speaker 2 (00:47):
A nineteen year old became radicalized online and declared his
allegiance to ISIS.
Speaker 1 (00:54):
I mean go figure on that one too. Okay.
Speaker 2 (00:58):
It is time for Joel lars Guard and how to Money.
He's a host of how to Money Sunday twelve to
two pm and his you can listen to his podcast
and just and his website and and so go to
howto Money dot com.
Speaker 1 (01:15):
And you can listen to Joel do all kinds of
original stuff.
Speaker 2 (01:19):
Okay, Joel, good morning, and yes, let's get to work now.
Speaker 1 (01:25):
I don't come up with the topics.
Speaker 2 (01:27):
Usually it's you because people are interested, or it's and
because when I come up with stuff on my own
it gets completely crazy. This one I would have come
up with. Okay, and that is and the question is
here today on how to money? Should you rent out
portions of your home hourly for extra cash? Now, having
(01:50):
rented rooms hourly many times in my life, I am
aware of how this works on my end, but it
was never at someone's home. It was always at places
like the hotel, motel. It was you know, places where
you normally would not spend the night. So explain this
(02:13):
one to me, would you?
Speaker 3 (02:14):
Yeah, cdmotel life. This is not what I'm talking about here.
And house hacking has been this term that's been around
for a while now, and it usually means one thing. Typically,
what it means is I bought a duplex and I'm
running out part of it. Or I built an ADU
in my backyard, which is becoming more and more popular
in California as a way to make some extra income.
I build that thing, then I rented out and guess
(02:37):
what this is helping to cover some of the cost
of building it and the cost of my mortgage. But
CNN had this article and they highlighted a bunch of
new websites that are out there these days that are
allowing you to rent out portions of your home on
an hourly basis, So taking house hacking to this like
innth degree, this new level. And so let's say you've
got a pool in your backyard. There's this website called swimply,
(02:59):
and you can out your pool on Saturdays or even
through the weekday too, right for people who don't have
a pool but they want their own private pool just
for a couple hours. Or there's curb flip, which allows
you to rent out a parking space. There's all sorts.
There's neighbor dot com. So instead of renting a place
a storage unit. Now you're saying, hmm, maybe I'll actually
(03:20):
save a little bit of money by renting with somebody
in my neighborhood who has a garage where I can
store some of my stuff. And if you got that garage,
then guess what you can make some money from it.
Speaker 2 (03:29):
Yeah, I'm thinking in terms of the pool, I can
see the ability to throw a pool pool party without
a pool.
Speaker 1 (03:38):
If you have kids, Okay, I'll buy that.
Speaker 2 (03:41):
Okay, fair enough, And I'm assuming that who came whoever
came up with this idea is pretty clever.
Speaker 4 (03:47):
It is.
Speaker 2 (03:48):
And the ADU, well, it's certainly cheaper than buying a
rental property, which takes very serious money. Not that an
ADU doesn't, but the difference of spending six eighty thousand dollars, however,
you have to spend sixty eighty thousand dollars.
Speaker 1 (04:04):
Can you mortgage and ADU?
Speaker 3 (04:07):
Sure?
Speaker 1 (04:07):
Can you borrow money to build an ADU?
Speaker 3 (04:10):
There are ways to finance ADUs now, and it's it's
becoming a little bit easier as they proliferate and the
laws have become easier now to be able to build
an ADU in your backyard. And so we've seen what
that's been. The largest I think single increase in new
housing units in California has been the rise in ADU
constructing construction. So it's one of those things that it's
(04:32):
not a silver bullet in and of itself going to
save bring prices down and make it more affordable, but
it's part of the solution at least, and it's kind
of it's really great to see Adu's kind of taken off.
Speaker 2 (04:44):
Yeah, I thought of a billion ADU in the house,
but I sold the house, so and I was thinking.
I was looking at the numbers, and for a decent ADU,
it was like eighty thousand dollars to build the equivalent
of a one bedroom or a really decent studio with
a little kitchenet et cetera.
Speaker 1 (05:02):
That's cheap eighty grand.
Speaker 3 (05:05):
Yeah, I mean to me, considering what you can get
the return on investment.
Speaker 1 (05:09):
Yeah, that's what I'm thinking on eighty grand.
Speaker 3 (05:10):
Yeah, if you were, if you were running that out
even just on a yearly basis, right, just a normal
tenant landlord style relationship, but you would be profitable. But
then on top of that, let's say you're going with
the Airbnb route or something like that. If you have
a place where people would want to stay close to
some of the sites and attractions or whatever, and you
don't mind hosting tourists, that would just juice the income
(05:33):
even more.
Speaker 2 (05:34):
Yeah, and it's you really wanted to host tourists who
speak no English and are completely totally obnoxious.
Speaker 1 (05:41):
There's nothing like them.
Speaker 2 (05:43):
Yeah, you know, I don't want to mention names in
terms of obnoxious people at all, so you know, because
I can't do that anymore Koreans, and it was is
just not an easy thing to do. Okay, we're going
to get some emails on that one, thank you very much.
And you can just go on my Instagram and complain
Bill Handle's show. And I speak Korean, so there's no
(06:03):
problem with that, all right, Joel, Let us go back
to this topic. And I love this, and this has
to do with people spending literally thousands of dollars for
online courses. Now get your degree online, and that is
becoming huge.
Speaker 1 (06:22):
I am old school.
Speaker 2 (06:25):
I believe in actually people who attend in class universities,
and I know that online stuff is growing like crazy.
Speaker 1 (06:35):
So I want to ask you two questions.
Speaker 2 (06:36):
One, of course, we're going to talk about how many
scams you have to beware and how legitimate are they out?
Are they out there? The other I saw one the
other day. I was watching a cable at I don't
remember the university name, but you can learn to be
a cardiovascular surgeon online.
Speaker 1 (06:53):
And you know, I had some questions about that.
Speaker 3 (06:57):
Yeah, you don't want them performing your art art?
Speaker 2 (07:00):
Right?
Speaker 4 (07:00):
No?
Speaker 3 (07:00):
No, I would like to see your degree first, and
I would like to, you know, look into where you
went to school before I sign up for the surgery. Yeah,
and it's not just the online universities. That's one thing, right,
And if an online university, excuse me, is telling you, hey,
guess what, when you graduated from here, you're automatically going
to earn ninety five thousand dollars a year. That's sort
of like pumping up and selling exactly how much you're
(07:22):
going to make. And those are over promises that often underdeliver,
So you got to be careful about that when you're
talking about online universities. The other thing, too, though, is
build all these online creators. Everybody's got a course now, right,
so it's like, oh, I do this little podcast. But
the real way that people make money then is by
trying to sell you some sort of course, and the
(07:43):
course can be thousands and thousands of dollars. I have
a friend I was just talking to you, and he's like, Ah,
I've been doing the investing thing in the stock market,
but I want to get into real estate, so I'm
thinking about taking this course. It's fifty five hundred bucks?
Should I do it? And I had talked him down
from the ledge. I was like, man, there's so much free,
great information out there these days. People trying to sell
you a course. I think people want it easy and
(08:05):
they just kind of want something prepackaged for them. But
the truth is, with books and podcasts and blogs and
stuff like that, there's so much you can learn for
so much less. But people want to get rich, and
so there's like this article I read about drop shippers,
what they're doing. If they were making so much money
drop shipping, why are they telling you the secrets to
how to do it?
Speaker 2 (08:24):
And the reputation though across the board, obviously it's scams
and over promising and using, and it's not quite a scam,
but it's pretty close. When I'm selling you a course
learn how to because I'm giving you some real information,
I'm overcharging you. I mean, they're such real estate school
(08:44):
classes and there are a few hundred bucks preparing you
for the test or you do it yourself, and why
can it and take the test?
Speaker 1 (08:50):
There's no educational.
Speaker 2 (08:51):
Requirement and so to pay fifty five hundred dollars is
kind of crazy. But the reputation of any of these courses,
I generally, and I've been an employer for many, many years.
And I don't know if I'm just old school and
I just have a hard time, you know, learn how
to fly the big rigs, Get in your car, go
(09:12):
up a hill, and pull back on the steering wheel,
and you too can learn how to fly.
Speaker 1 (09:16):
I just don't buy a lot of that.
Speaker 2 (09:18):
What is the reputation out there of people who have
either taken those courses, get those certifications and I use
that in quotes, or even.
Speaker 1 (09:26):
Get a degree.
Speaker 3 (09:28):
Yeah, I mean there's a lot of negative I mean
there's a lot of negative stuff that you can read
about a lot of these online courses that you can take.
But then there's also they're going to highlight the success stories.
So there's going to be a few people who do.
Whether it's like infomercial based or whether it's website based,
they're going to highlight a few people who have these
amazing success stories. And the truth is, like some people
go through these courses, they spend a lot of money,
(09:50):
and they do they find the information valuable, and they're
so motivated that they crush whatever it is that they
just learned. And whether it's real estate investing or whatever
endeavor jumping into maybe you do. Take a drop shipping course,
you learn how it works, and you end up being
one of the few people who makes money. The problem
is it's really expensive and a lot of people get
left into lurch, or they maybe learn a few things,
(10:12):
but they weren't able to put it into practice because
it's really difficult. Talking about real estate, think about the
way the market is right now. It's harder than it's
been in a long time to become a successful real
estate investor, especially if you're starting from scratch. If you're
talking to me in twenty thirteen, twenty fourteen, there's a
lot more opportunity for people to become realists and make money.
It's harder than ever right now, And so yes, is
(10:32):
it possible? Sure? Are you getting this success story though
from the person who invested in twenty seventeen, twenty eighteen,
or are you getting are you actually getting feedback from
people who are investing right now and a lot of
those people are finding it a heck of a lot
more difficult to actually succeed.
Speaker 1 (10:47):
Yeah, the level of expertise you need.
Speaker 2 (10:48):
I do commercials for direct Buyers dot Com, and I
talk to Matt all the time and how he buys
homes and man, his level of expertise is so high.
Speaker 1 (11:00):
And he said, unless.
Speaker 2 (11:01):
You really know what you're doing, you're crazy to get
involved in this.
Speaker 1 (11:07):
And to your point, especially.
Speaker 2 (11:09):
That matter of fact, it's probably easier to become a
cardio cardiobascular research with an online course.
Speaker 3 (11:16):
It might be true.
Speaker 1 (11:17):
Yeah, really quickly, Lens. Let's end up with.
Speaker 2 (11:22):
Car shields and their settlement. You know those commercials about Carshield.
Speaker 3 (11:26):
Oh yeah, yeah, So there's home warranties, there's car warranties.
Everybody wants to sell you something to protect the investment
that you've made. And the car shield just ran into
trouble with the FTC because they're fined ten million dollars
for deceiving customers. And basically what happens with a lot
of these so called warranties, many of them through third
(11:46):
party companies like Carshield. They're selling you something, they're selling
you peace of mind, and they're making it sound like, hey,
if you have an issue with your car, guess what
you got this car shield product we're going to have.
You're gonna be covered no matter what. But at the
end of the day, there's all this fine print and
there's so many empty promises that are made. That's why
they ran into trouble and had to pay this fine.
(12:06):
People are paying one hundred plus dollars a month for
some of these products, and then they find when they
make the claim that nobody's there to actually make the payout,
or they're like, oh, yeah, but you didn't realize there's
this massive deductible that you have to pay in order
to actually get the work done, or actually that's sorry,
that item's not actually covered. And so at least consumers
frustrated and out of money on both ends, and a
lot of people would be better off self insurance saving
(12:28):
the money instead of paying it to one of these
third party warranty companies.
Speaker 2 (12:31):
Yeah, I question the companies say, if your car is
up to twenty years old and less than two hundred
thousand miles, you can buy a warranty.
Speaker 4 (12:43):
What is that about, right?
Speaker 1 (12:45):
Yeah, I mean some of those parts aren't.
Speaker 3 (12:47):
Available anymore, right, Well, and the SAME's true with some
of these home warranties, and they're like, oh, we'll fix
your air conditioner kind of thing. You buy the house
and you have the twenty five year old air conditioner.
Are they actually just going to replace it next month
when it goes bust. No, that's not how it works.
And they might make you wait for weeks and weeks
and weeks while they're trying to come to a decision
which ultimately they're not going to repair it, and then
you're like left without air conditioning in the middle of
(13:07):
the summer. I mean, it's these things are actually more
frustrating for people. Ultimately, it's a selling point when you're
selling your home, even though it's actually a worthless product
truly for most customers.
Speaker 1 (13:17):
Yeah.
Speaker 2 (13:18):
And by the way, that's not to say that there
aren't good warranty companies out there, but they don't warrant
twenty five year old systems.
Speaker 1 (13:25):
Yeah, that they don't do.
Speaker 3 (13:27):
So Okay, attention to the fine print for sure.
Speaker 1 (13:29):
All right, Joel.
Speaker 2 (13:30):
Thanks This Sunday twelve to two how to Money and
howdomoney dot com, all the information.
Speaker 1 (13:37):
Website, the podcast, all of it. Joel, have a good one.
Catch you next week. Actually we'll catch you on Sunday.
Speaker 3 (13:42):
Sounds good.
Speaker 1 (13:43):
All right. I want to talk.
Speaker 2 (13:45):
About a company that here in California is leaving California.
Speaker 1 (13:50):
What a shocker.
Speaker 2 (13:52):
And there are some companies out there that are iconic
to this state and are saying goodbye.
Speaker 1 (14:00):
Some we don't know much about.
Speaker 2 (14:02):
Others, you will instantly recognize who they are. And this one,
you think you've heard of this company before. Chevron. Chevron's
been in California since the eighteen eighties. It is a
California based oil company. This is when southern California Los
Angeles was actually an oil center.
Speaker 1 (14:24):
It produced a great amount of oil.
Speaker 2 (14:27):
For the country, particularly in the eighteen late eighteen hundreds
early nineteen hundreds.
Speaker 1 (14:31):
And Chevron was a big part of it.
Speaker 2 (14:34):
Well, they just said we're getting out, We're done moving
to Houston, two thousand jobs or walking out the door. Now,
the good news is they can't move their refineries. I
think they would if they could, but they can't. And
here's why they're saying they're moving. It's all about Governor
(14:55):
Gavin Newsom and the Democratic controlled legislature. By the way,
by now, Newsom and the legislature are so accustomed to
businesses leaving the state they basically just shrug at every
new announcement. So Newsom's office, when Chevron said we're out
of here, said, the announcement is the logical culmination of
(15:20):
a long process that has repeatedly been foreshadowed by Chevron.
Speaker 1 (15:25):
We're proud of California's place as the leading creator of
clean energy jobs there. It is.
Speaker 2 (15:32):
Chevron, fossil fuels, clean energy, everything to California.
Speaker 1 (15:40):
Which means the more the clean energy is.
Speaker 2 (15:44):
Pushed, which I'm fine with, by the way, then the
more that the fossil fuels industry is disliked because the
two cannot be reconciled.
Speaker 1 (15:57):
It is impossible.
Speaker 2 (15:59):
The very definition of alternative fuel is alternative fuel, alternative
sources of.
Speaker 1 (16:09):
Energy.
Speaker 2 (16:11):
And so what's happening is there's a huge push in California.
Speaker 1 (16:16):
It's less than it used to be.
Speaker 2 (16:17):
California used to have an incredible tax rebate, or actually
they would, it was a credit that they would give
on top of the federal credit which still is in
place for solar systems, for example. And the problem is
that at this point, here's what's being argued by those
(16:38):
in favor.
Speaker 1 (16:39):
Of fossil fuels.
Speaker 2 (16:40):
By the way, I am fine with us moving away
from fossil fuels, but man, you know, we're talking generations here.
We're talking cars, for example, until they're totally electrified, Newsom
wants them by twenty thirty five, no new vehicles sold.
Fair enough if we get there and it works, and
(17:01):
you know, I mean that's aspirational.
Speaker 1 (17:03):
But here is the question. By twenty thirty five, you are.
Speaker 2 (17:08):
Going to see gasoline powered cars sold.
Speaker 1 (17:12):
So let's say the last one is sold at twenty
thirty four. Well, you know, cars last ten to fifteen years.
Speaker 2 (17:21):
So we're now in the twenty fifties before what Newsom
wants to happen will happen. And so what is going
on as a result of well, California being anti fossil fuels,
we pay by far the most money in the country
for gasoline.
Speaker 1 (17:40):
I think only Hawaii comes close. And why is that?
Speaker 2 (17:45):
Well because a couple of reasons. California has their own
blend of fuel. Can't get fuel if we run low,
if refineries are on the fritz, are being maintained. Can't
get gas from a refinery in Nevada, Arizona can't do
it because we have our own blend. Also, let's tax
(18:06):
the hell out of gasoline. It's a nice revenue source,
isn't it. I mean, to the point where it used
to be. And I remember this, We've always been more
expensive than the rest of the country, and it used
to be about fifty cents more per gallon when I
drove well years ago, and then a few years ago,
maybe a couple of three years ago, it hit a
(18:28):
dollar fifty more per gallon than the rest of the country.
If you ever travel, for example, in the Deep South
or the Midwest, and people are bitching and complaining about
the cost of gasoline, oh my god, look at that.
It just hit three dollars and sixty cents a gallon.
(18:51):
Life is almost over. You start laughing, You literally start laughing.
Speaker 1 (19:00):
By the way, a quick aside, you know where the
cheapest gasoline in the world is. If you had to guess,
do do do Do Do doo?
Speaker 2 (19:09):
Arabia, No, not Saudi Arabia. Venezuela actually, or it used
to be. You can look that up. Uh, and this
is going back away, so that may have changed. But
Venezuela at one point, because it's all subsidized. At one point, Uh,
Venezuela was five cents a gallon for gasoline. You think
that's not subsidized In any case, Chevron is gone. Uh.
(19:33):
The state legislature in Gavin Newsom says, well, it's logical,
it's no big deal and immediately changes the subject to
how creative and how we're moving so quickly to alternative
fuel because of the environmental issues, which is true, by
the way. I have no problem, no problem, but gas
fired power plants. We don't have nukes anymore because that's
(19:57):
off the table because of Fukushima.
Speaker 1 (19:59):
Particularly.
Speaker 2 (20:00):
You know, we were on our way to re establishing
nuclear power and then Fukushima hit and I just shut
down everything. Do you know that France seventy five or
eighty percent of the entire amount of electricity that's produced
in France is from nukes. I'm a big fan of
(20:20):
nuclear power, by the way, truly, but you know, it's
just it's an insurmountable conflict I think at this point,
especially the way California is doing it. So goodbye to Chevron,
a company that's been around for what one hundred and
forty years here in the state of California. All Right,
(20:42):
all right, Mo Kelly, who has heard every single night
five well during the week, seven to ten pm later
with Mo Kelly, Hello, Mo, good morning, Good morning, Bill, Okay,
Saturday Night Live. A couple of stories, one being how
it always does well during the presidentials and Steve Martin
(21:08):
was sort of kind of approach to do.
Speaker 1 (21:13):
Tim Walls and said, no, thank you, let's talk about
that story too well.
Speaker 5 (21:17):
He was directly approached by Lorne Michaels of SNL and
offered the job to him, and respectfully, Steve Martin said, no,
that's not who I am.
Speaker 4 (21:27):
I'm not an impressionist.
Speaker 5 (21:28):
And people were connecting, including Lauren Michaels, connecting Steve Martin
to Tim Walls just on the look because they have
the white hair and the glasses. But Steve Martin, he
is a funny guy and I would agree with him.
I wouldn't conceive of him as an impressionist. And the
job requires a long term commitment. It's not just a
single appearance or you know, we're talking about months and
(21:50):
months and months. You think about Maya Rudolph as Kamala Harris,
he's been doing that since twenty nineteen.
Speaker 2 (21:56):
Yeah, And I don't know if we're gonna see Alec
Baldwin back as Donald Trump, who looked a lot like
Donald Trump.
Speaker 1 (22:04):
I mean, he pegged Donald Trump.
Speaker 2 (22:06):
I'm assuming there's some issues with the fear that if
he does go on the SNL stage, a live stage,
he'd be shooting a cameraman.
Speaker 1 (22:13):
So I know they're sort of talking.
Speaker 2 (22:16):
About whether he goes, but I'm assuming he's coming back
with a vengeance if Trump gets re elected.
Speaker 5 (22:21):
Well, originally, prior to all the other issues he had,
Alec Baldwin said explicitly that he does not want to
do the Trump impresidation impression on SNL anymore.
Speaker 4 (22:33):
He grew tired of it.
Speaker 5 (22:34):
Now would he feel rejuvenated if Trump were re elected, maybe,
but he did say publicly that he didn't want to
do it anymore.
Speaker 2 (22:41):
All right, So the presidential and then to go back
to that original statement, and that is how SNL does
during any presidential election period and or a new administration.
Speaker 1 (22:55):
Man, their ratings go through the roof.
Speaker 2 (22:58):
Is it just one of those things where they're looking
at it with a frothing mouth.
Speaker 4 (23:03):
I think that's part of it.
Speaker 5 (23:03):
But they also cast good people, people who can actually
dig into the character and bring out the subtleties of
the idiosyncrasies that not everyone can do. Going back to
Steve Martin, you remember Jason Sadakis as Joe Biden. Of
course you mentioned Alec Baldwin is Donald Trump. But Kate
McKinnon as Hillary Clinton, Dana Carvey as George H. W. Bush,
(23:24):
Phil Hartman is Bill Clinton. There's a long history of
these very talented comedians and impressionists being able to deliver
the essence of these political figures.
Speaker 1 (23:34):
Yeah.
Speaker 2 (23:34):
And then, you know, political satire is not something that
America is known for. Particularly you go to Britain, for example,
It's part and parcel of entertainment. You cannot think of
television in Britain without political satire. Is it becoming more
prevalent today simply because the politics are just crazy?
Speaker 5 (23:53):
I don't know if it's more prevalent today. I think
we're paying more attention to it. We don't laugh as
much as we did fifteen twenty years ago. When I
talk about like Phil Hartman and Bill Clinton. It's not
a new phenomenon that's some thirty years ago.
Speaker 4 (24:05):
At least.
Speaker 5 (24:07):
SNL has always been doing this and we've expected them
to do it. But I think our perception of political
satire has changed wildly.
Speaker 1 (24:16):
Yeah.
Speaker 2 (24:16):
And then going back to Britain, I mean, David Frost,
that was the week that was. I mean a lot
of political stuff going over there, and I think, frankly,
maybe we're just too sensitive to it.
Speaker 1 (24:28):
Maybe it's too close to home.
Speaker 2 (24:30):
I would love much much more political satire. It's just
funny stuff and it hits home.
Speaker 4 (24:35):
We used to do it all the time. I mean,
I think about like mel.
Speaker 5 (24:38):
Brooks in the way he took the political issues of
the day and turned it into satire. We don't do
that anymore because I don't think that we can laugh
at each other or our selves like we used to.
Speaker 2 (24:48):
Yeah, all right, mo Kelly tonight once again seven to
ten pm with later with Mo Kelly. And you can
reach them at his social at mister mo Kelly. And
that's mister without the dot. Although do you put if
someone puts a dot in there, will we.
Speaker 4 (25:06):
Okay, yeah, it'll still find me.
Speaker 1 (25:08):
Well, I go, okay, good for you. That makes a
lot of sense. All right, mo catch you this weekend
or tonight.
Speaker 4 (25:14):
That's right.
Speaker 1 (25:15):
Are you ready for this? How long have you been
doing this now? Nine months?
Speaker 5 (25:20):
No, it's almost about twenty months.
Speaker 4 (25:24):
It's almost a little bit.
Speaker 2 (25:24):
About this is what I do. People have worked for
me for three years. I think they just came aboard.
Speaker 4 (25:32):
Yeah.
Speaker 5 (25:32):
Started in January twenty twenty three and been at KFI
since December of twenty eleven.
Speaker 2 (25:37):
Of course it has Okay Mo tonight from seven to
ten pm.
Speaker 1 (25:42):
Take care, bye my friend, all right, goodbye? Yeah, I
love MO.
Speaker 2 (25:48):
I just don't know when he's on or when he started.
And the same thing with Anne. I talked to Anne saying,
didn't you just start? Yeah, three years ago?
Speaker 1 (25:57):
It's Amy. Have I asked you when you started? And
it's way before?
Speaker 5 (26:03):
Well I think that I've been working at the station
for twelve years and last year you said, well, we
haven't met before.
Speaker 1 (26:09):
Yeah, yeah, yeah, no, I tend to do that, I
really do. Okay, real quickly the podcast drops in just
a few moments.
Speaker 2 (26:17):
The Bill Handle podcast, the Bill Handles Show podcast different
than this show, and today it's about presidential pardons and
you can you know? All the episodes are there, and
so since I don't listen to them, I would love
to have you guys tell me on Instagram at Bill
Handle Show Instagram just what you think, because I won't
listen to the show at all. All right, guys, we're
(26:37):
done once again. Tomorrow morning Wake Up Call with Amy
Neil is back with me. This is KFI AM six
forty live everywhere on the iHeartRadio app. You've been listening
to the Bill Handle Show, Catch My Show Monday through
Friday six am to nine am, and anytime on demand
on the iHeartRadio app
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