November 8, 2024 • 23 mins
KFI food enthusiast and Fork Reporter Neil Saavedra comes on the program to talk about taking a walk after dinner, the NEW Wendy's Frosty for Fall... not pumpkin spics, and picky eating kids. . An overlooked path to a financial fresh start. The show closes with this week’s ‘World in Review.’
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
You're listening to Bill Handle on demand from KFI AM
six forty.
Speaker 2 (00:05):
It's time for Foody Friday with Neil and with me,
and it's always fun. It's one of my favorite topics
because both Neil and I are foody, foody Friday, foody nuts.
I am what they call a gourmand, which means I
will eat anything under any circumstances and copious quantities.
Speaker 1 (00:28):
And so Neil and I talk. I my daughters.
Speaker 2 (00:30):
I have one who is a gourmet, Pamela, who went
to culinary school.
Speaker 1 (00:35):
I mean she is really good.
Speaker 2 (00:37):
And the other one Barbara. And now keep in mind
they're twenty nine years old. Barbara is still happy meals pizza,
mac and cheese. We haven't gone out of the eight
year old stage. Matter of fact, let's start with that
picky eating kids. Certainly Barbara is how about Max?
Speaker 3 (01:02):
Oh yeah, Max?
Speaker 4 (01:04):
Max is interesting so at seven years old, which is
strangely enough, when a lot of this when their most
pickiness kind of hovers around seven years old. And you know,
Max likes a lot of the traditional has issues with
textures and certain colors, like if he if he sees pepper,
(01:26):
He's like, does this have ingredients?
Speaker 3 (01:29):
In it, and I'm like, whoa, that's very sharp.
Speaker 1 (01:31):
That is all a seven year old. Wow.
Speaker 4 (01:35):
Yeah, but he's like he sees certain things and he goes,
I don't know about that. So it's pretty typical. But
the argument has always gone back on our is it
on us the parents? Is it nature or nurture? And
a study published in the Journal of Child Psychology and
Psychiatry just this past September looked into this.
Speaker 3 (01:58):
And they poked around.
Speaker 4 (01:59):
In this case, they looked into this research team that
they had University College London, King's College, London, University of Leeds.
All they studied twenty four hundred pairs of twins aged
sixteen months to thirteen years, and they basically put that
up against non twins and saw if there were genetic comparisons.
(02:23):
So now the belief is through studies like this, that
some of the pickiness is genetic, and they were finding
that in twins, they weren't finding that in individuals. Now,
as parents, we have to continue to encourage different things.
Speaker 3 (02:40):
You need to motivate children.
Speaker 4 (02:42):
It's been said that children can refuse something or taste
something up to thirty times before they discover whether they
like it or not. So which is you know, seems
long right to find out, turn your mic on to
find out if uh, if they're you know, if they're
into something or not.
Speaker 1 (03:03):
So you can only.
Speaker 2 (03:05):
Clean up food that's been spit on the ground just
a few times when they.
Speaker 4 (03:09):
Go okay, well, But the interesting thing is, you know
you're looking at two of your kids. They are twins,
they're paternal twins, and yet one totally different. You know,
Pamela totally but you know she'll she'll experiment, but she
wasn't early on early Yeah, but you go through.
Speaker 2 (03:31):
I mean Max may be an outlier, but that's because
of you probably.
Speaker 1 (03:36):
I mean, who what seven year old's gonna say? Is
pepper A? Does that have any ingredients? I mean, I
know I wouldn't know that to ask that.
Speaker 3 (03:44):
No, but he thinks.
Speaker 4 (03:46):
Everything he means when he says ingredients, I think he
needs mean spices. Oh, you know, he doesn't. He just
knows that he likes things fairly plain. So you know,
we still experiment and then all of a sudden he'll go, oh,
he'll like broccoli for some reason. So you have to
continue to encourage kids to eat. But I remember when
the girls both like mac and cheese and chicken fingers.
Speaker 1 (04:10):
Well, I see Barbara still does. She has never never
developed the taste for food.
Speaker 2 (04:16):
Barbara, Pamela, I do a father daughter a foodie thing
a couple of times a year. Let me tell you
something I can't afford it. I once went to the
French laundry because Pamela wanted to eat up there.
Speaker 1 (04:28):
Oh my god, three hundred and fifty dollars ahead, I'm
sitting down. I go there wasn't a kid on.
Speaker 2 (04:33):
The planet that's worth three hundred and fifty dollars for dinner.
Speaker 1 (04:36):
Come on, And I.
Speaker 3 (04:38):
Still went well up said I wasn't invited.
Speaker 2 (04:41):
It actually was, Actually it wasn't worth it. Acting the
food was wonderful, it wasn't worth it. I just these
sheeshy restaurants. Just to me a matter of fact, I'm
going back to chicken nuggets, big Max. Now.
Speaker 1 (05:00):
Going out for me is cheesecake factory that I really love.
Speaker 3 (05:04):
All right, I do love me cheesecake fat.
Speaker 1 (05:06):
But all right, So don't beat yourself up.
Speaker 4 (05:08):
Just continue to show a variety of food, both in colored,
texture and flavor, and let kids, you know, test it out.
Speaker 3 (05:17):
They'll they'll they'll start to try more in their teens.
Speaker 2 (05:21):
Neil sends me the topics that we want to talk about,
and so one is taking a walk after dinner. I'm
assuming after your your you're very full, and it's just
one of those things. I walk every day for an
hour and I eat throughout the whole show, obviously, and
but you know, walking after a full meal is you know,
(05:44):
it's it's like stopping after a full meal.
Speaker 1 (05:46):
It's just not as much fun.
Speaker 4 (05:53):
Are there any short peers where you are when you
take your long walks?
Speaker 1 (05:59):
Yeah, so let's talk about walking.
Speaker 4 (06:02):
It is actually very good for you now. I remember
this was a big deal with Thanksgiving. My mom would
always say, let's go for a walk afterwards and stuff
like that, and it's actually quite smart. But taking a
walk after dinner is incredibly helpful. Not only does it
get your body moving, it's a great way to relax,
It helps with metabolism and it starts. You know, it's
(06:23):
like a magnet for your muscles are like a magnet
for sugar. This is why a lot of diabetics, if
you have a burst, a sugar burst with your glucose there,
taking a walk is a good way to have your
muscles pull that sugar out, get some movement. It helps
pulling it away from your blood with less help from insulin,
(06:43):
So that's very helpful. Also, there's something new. I'm not
crazy about this word. I was raised with this being
one of the f words. But the term fart not
a pretty term. It's one that my mom hates and
we weren't allowed to stay around the house. But they
refer to these as fart walks too. It gets your
gas moving and you expel the gas in an open environment,
(07:08):
and it helps with digestion and blood flow. And they're
saying doctors are now saying this is really great. Watching
for thirty minutes even more benefits, but really even just
a couple of minutes moving around.
Speaker 2 (07:22):
Yeah, I wouldn't know because I engage walking, sitting down, sleeping,
just all over the place, and.
Speaker 4 (07:31):
It actually helps with sleep. You just want to do
it at least ninety minutes. Well that's easily get ninety
minutes after you know, my mom, when I was.
Speaker 2 (07:38):
A kid, and people that are maybe over fifty, there
was you can't go swimming for half an hour after reading. Yeah,
you get cramps and then you're gonna then you can't swim,
and then you're gonna drown, then you're gonna die, right, Hey,
come on, that's like the myth you go outside in
the cold and you're going to get a cold. Understanding that,
(08:01):
uh the cold germs die outside in the cold.
Speaker 1 (08:06):
You want to be outside if.
Speaker 4 (08:07):
You don't want to tale, I know. But in this
particular case, a little walk you want to you want
to do it?
Speaker 3 (08:14):
Okay, really, that's within.
Speaker 1 (08:16):
Thirty minutes of that's that's counterintuitive.
Speaker 3 (08:19):
Yeah, you want that up and move. Okay, let's fit
help with a lot of things.
Speaker 2 (08:22):
Okay, let's finish this up with the new Wendy's Frosty
for fall.
Speaker 1 (08:27):
Now do they serve that in square cups?
Speaker 3 (08:31):
Oh?
Speaker 2 (08:31):
Not?
Speaker 3 (08:31):
Everything is square hey.
Speaker 4 (08:33):
As they say at Wendy's, they don't cut corners on
their burgers.
Speaker 3 (08:37):
Oohup it up. Yeah. Okay.
Speaker 4 (08:41):
So their new frosty flavor for fall, however, it has
nothing to do with pumpkin spice.
Speaker 3 (08:46):
You gotta love that.
Speaker 4 (08:47):
It's salted caramel and it starts on November twelfth, and
I love the combination of salted caramel, So I'm looking
forward to this one. I've not tasted it as of yet,
but this new salted caramel Frosty combines the rich salty
caramel with classic.
Speaker 3 (09:06):
Sweet and creamy frosty flavor.
Speaker 4 (09:08):
So it's a spoonful of what they refer to as
warm and cozy comfort in an ever chili bite. So
as it starts to get a little colder, this is
a nice way to enjoy something that is kind of
warm flavors.
Speaker 2 (09:24):
Okay, repeat, you know, repeat that phrase, because as soon
as you said it, I'm thinking, all right, who got
paid for this one?
Speaker 4 (09:31):
They're marketing people rich salty caramel with the classic sweet
and creamy frosty flavor. The result is described as a
spoonful of warm and cozy comfort chili bite.
Speaker 1 (09:44):
You know that's not bad. I know that's not bad.
Speaker 2 (09:47):
It's you wonder who gets paid to do stuff like that?
But then Neil, you wonder wonder how I get paid?
And today, sir, I know, I know it is.
Speaker 1 (09:57):
It is a frightening concept.
Speaker 4 (09:59):
Well, do you know what the elevator pitch on you is?
Bill Handle lovable a hole.
Speaker 2 (10:04):
That's true, Actually, absolutely, that's absolutely true.
Speaker 4 (10:08):
Except in the station the lovable part. We don't say much.
Speaker 1 (10:13):
No, no, you really don't.
Speaker 2 (10:14):
All right, we are done on a Friday with Foody
Friday Tomorrow. Of course two to five is Neil with
Foody with the Fork Report Foody Saturday, and the Fork
Report is going to be broadcast from the Wild Fork,
which is a great food at Lagoon and Miguel Store
and he and I, well, I'm joining him on his.
Speaker 3 (10:36):
Show, So you're gonna have a blast.
Speaker 1 (10:38):
Come on by, say hello because we'd love to see you, and.
Speaker 2 (10:41):
I'll we'll talk more about that is we lock out
of the show?
Speaker 1 (10:46):
All right? Wow? Still coming up this week's World and Review,
which I always do.
Speaker 2 (10:51):
On Friday for the last segment, but I want to
talk a little bit about financial fresh start.
Speaker 1 (10:57):
I want to give you a little a few stats
which I found fascinating. This is out of the Atlantic,
and this.
Speaker 2 (11:05):
Has a lot to do with the calls that I'm
going to get tomorrow and handle on the law eight
to eleven o'clock right here on KFI. And inevitably people
ask me about bankruptcy bill. Should I go bankrupt? How
the hell do I know? It depends on your assets,
depends on your income, it depends on your liabilities. And
this one of those things where I suggest you talked
(11:26):
to a bankruptcy attorney and you go through what the
rules are. And bankruptcy is very interesting when you go
back in Biblical times, used to be jubileeear every seven years.
A year, all your debts were wiped out, and of
course that was of course taken into account when money
was loaned. But bankruptcy is sort of that, but it's
(11:49):
only every ten years you can do that. And I
want to talk about debt for a moment. Debt has
played Americans like everybody else forever.
Speaker 1 (11:59):
Today.
Speaker 2 (11:59):
Actually, people in the US carry more debt than they
did several decades ago. Actually, household debt tripled between nineteen
fifty and twenty twenty two, and as of twenty twenty.
Speaker 1 (12:11):
This is how far back these figures go.
Speaker 2 (12:12):
As of twenty twenty, fourteen percent of Americans had so
much debt that it outweighed the value of their assets.
And that's one of the aspects of bankruptcy. If your
debt is more than your assets, that is a reason
for going bankrupt.
Speaker 1 (12:32):
So you would think that a ton.
Speaker 2 (12:34):
Of people would reach for the kind of financial fresh
start that bankruptcy provides. I mean, you're done, you don't
owe money, and now you start again. Okay, fourteen percent.
We start with that, zero point two percent of Americans
filed out of fourteen percent that had more debt than
(12:56):
liabilities than assets. And up until a little history here,
up until the early nineteenth centuries, we didn't have many
mechanisms to dig ourselves out of our financial mess. But
beginning in the eighteen tens eighteen twenties, farmers in the
Plane States, and these farmers had to take out loans
if their crops failed and they just lost everything, well,
(13:19):
they began demanding the legislature gets to work, and come on,
you got to help us out. So legislators began this
process where people could take their creditors to court, have
a judge eliminate the debt, which is the case today,
erasing what they owed, and we're free to start all
over again. Eighteen forty one, the first federal voluntary bankruptcy
(13:42):
law was passed. By the way, bankruptcy is a federal issue,
it's not a state issue, it's not a local issue.
Speaker 1 (13:48):
So the first one was passed in eighteen forty one.
Speaker 2 (13:50):
It was repealed two years later, then reintroduced and expanded
in eighteen sixty seven, and the idea was pretty radical
the time, and what it did is turn the US
into one of the most debt or friendly countries on
the planet. Today, Yeah, it's not that easy to go bankrupt.
American laws still are more forgiving than other countries. But
(14:12):
over the past decades, the financial industry groups in the
US have pushed to amend the bankruptcy system that prioritizes
creditors over debtors, and that's what's going on now. It's
just harder and harder on consumers. So in the late
nineteen nineties early two thousands, bankruptcy was a lot more
common than it is now. Four billion dollars a year
(14:34):
in credit card debt was eliminated, and then the credit
card companies, the banks, the financial institution said hey, our
system is being abused, which probably was, and that mass
bankruptcy actually hurt the economy. So two thousand and five
the Bankruptcy Abuse Prevention and Consumer Protection Act. Now, bankruptcy
(14:59):
is harder and harder because in many ways is true
one of the rules of bankruptcy. For example, you have
a credit card and you are credit card any debt
that you incur on the credit card going back I
don't know ninety days, six months. I don't know the
rule that can't be discharging bankruptcy. Why because people would
take the credit card and rack up the bills right
(15:21):
up until the day of filing and rack up thousands
of charges and then go bankrupt. Well, the credit card
people said, now that's got to stop, and Congress agreed,
and there are two types of bankruptcies for individuals, chapter seven,
chapter thirteen. Chapter seven erases most debt, but you have
(15:41):
to give up possessions. You're gonna own nothing at the
end of that. And you start and now Chapter thirteen
is basically a repayment plan and you keep your benefits
or you keep your assets. But it's a lot less
forgiving because what they do is they simply set up
a payment plan at the end of which the bankruptcy
is discharged. And if you miss one payment, you are
(16:04):
completely screwed and it stays on your credit It stays
on your record up to ten years.
Speaker 1 (16:12):
As a matter of fact, it is ten years. But
I want to.
Speaker 2 (16:14):
Say something which people don't know about about bankruptcy. Sometimes
you are better off going bankrupt then keep on paying
your credit card bills or to go into Well, that's
not true. Paying your credit card bill, credit card credit
card bills works. You are better off going bankrupt than
(16:35):
being late, late, late, late on charges thirty sixty ninety
days and then the write off because with bankruptcy you're done,
you don't owe any more money, and you get a
fresh start.
Speaker 1 (16:48):
And creditors like that for two reasons.
Speaker 2 (16:51):
One you're not paying other people, so your creditor gets
first in line, and you can't go bankrupt again, I
think for seven years. So creditors look at bankrupt bankrupts.
Speaker 1 (17:07):
I guess that's the name in far better light.
Speaker 2 (17:10):
So if you're over completely screwed over financially, you can
listen tomorrow where I'm going to give you the same
advice but not as good. Or you can talk to
a bankruptcy attorney and really consider it because it really
does help people.
Speaker 1 (17:22):
In very few people are actually taking advantage of it.
Speaker 2 (17:24):
And as we always finished a week, I go right
into this week's world in review.
Speaker 1 (17:30):
Living under a rock.
Speaker 3 (17:31):
Well, here's what you've missed, piping hotch off the newswires
from around the corner to around that world.
Speaker 2 (17:40):
This is this week's world in review. And when you
talk about this week's world in review, the entire world
was looking at our presidential election and sweating bullets about
the possible election of Donald Trump.
Speaker 1 (17:59):
And well, their worries are answered. And I'll tell you why.
Speaker 2 (18:04):
Because President Electrump is an isolationist. He is not particularly
interested in the alliances that we have around the world.
His position, and it is a position that's shared by
a lot of people. Why should we be allied with
people that don't pay their.
Speaker 1 (18:24):
Bills and are not necessarily in our favor or in
our interests? For example, the war in Ukraine.
Speaker 2 (18:33):
Why should we take tens of billions of dollars worth
of material.
Speaker 1 (18:43):
Our armaments are tanks, ammunition and give it to give
it to Ukraine? What does that do to help us? Well,
that's his position. He's not a big fan of the
controls on the environment.
Speaker 2 (18:58):
He's not a big fan of climate change or the
concept of climate change.
Speaker 1 (19:03):
So he pulled us.
Speaker 2 (19:04):
Out of the Paris Accords. Biden put us back in.
Trump is going to pull us out again.
Speaker 1 (19:13):
It's a yo yo.
Speaker 2 (19:14):
So things are going to change rather dramatically, dramatically, and
then the financials aspect of all this.
Speaker 1 (19:19):
Is going to be really huge. And for those people,
those of you who voted for Donald Trump. Just a
quick word.
Speaker 2 (19:24):
Okay, if you think as a middle class you're going
to do better, and if you believe that the tariffs
are going to make it better for Americans, it's going
to cost us more money.
Speaker 1 (19:36):
But then anyway you go, it's going to cost us
more money.
Speaker 2 (19:38):
I don't know who was going to cost us more
money out moneyed between Kamala Harris and Donald Trump. I mean,
both of them are producing programs that how the hell
do we pay for it? Okay, so we've just started
with the world of Donald Trump. Now internationally Spain. Did
you see those floods in Spain? The water was and down,
(20:01):
there were parts of I think it was Valencia that
got a year's worth of rain in eight hours, not
by the inch, by the foot of rain, which we're now.
Speaker 1 (20:14):
Seeing because of course there's no climate change. And if you.
Speaker 2 (20:17):
Saw the video, I mean there were cars that were
tossed around. There was a shot one photograph of one
street that was strewn with cars. Imagine you take a
handful of legos, you throw it down a street, and
then you take another the size of a car. You
take another handful and you throw it down. You take
(20:38):
another handful and you throw it down until the entire
street is filled with legos. That was the view, with
cars and totally spinning. And the King of Spain went
to visit the flood the floods area, and he was
just attacked, being yelled at murder because of the accusation
(21:04):
that the government wasn't acting quickly enough. By the way,
the king has absolutely no power none. He is a figurehead,
so go figure Good news Boeing, the workers have returned,
they agree to the new contract. Boeing only lost six
billion dollars the last quarter because of the Boeing strike
(21:24):
and Boeing, well, is it ever going to come back?
I don't know, no idea. You know, I've said before
there are now times when I get on an airplane
and it used to be oh, it's a Boeing, Thank goodness.
Now I get on an airplane and I ask what
plane is this? Or I recognize it, and if it's
an airbus instead of a Boeing, I go, oh, thank goodness.
(21:47):
And then of course the climate crisis. New data just
came in twenty twenty four will be the hottest year
ever in the first year who ex seed the Paris Agreement.
Speaker 1 (21:58):
Threshold you know, critical threshold. All right, guys, we are
done for the week.
Speaker 2 (22:04):
Tomorrow morning, it's a Handle on the Law eight to
eleven o'clock. Tomorrow afternoon, two to five, it's the Fork
Report with Neil Savadra and it's a very special Fork
Report because he is going to be broadcasting a live
broadcast from Wild Fork in Laguna Miguel and I'm joining him.
I will be his co host, actually more of a
(22:26):
guest for the entire broadcast, and Zelman's will be there.
Speaker 1 (22:29):
They are going to be some giveaways also.
Speaker 2 (22:33):
They're grilling there and they're giving away a green egg
minie or I think that's what they call it, which
is an insanely good grill. Incidentally, why Neil was talking
to me about the grill earlier this week, I'm buying one.
He convinced me to buy a green egg. All right,
(22:55):
we come back with this show on Monday, wake Up
Call with Amy, and then Neil and I join from
and Amy joins us from six to nine o'clock right
about now, and of course cono in and thank you
for your wonderful, terrific, unbelievable, almost.
Speaker 1 (23:13):
Mediocre services on the show. Always appreciated this is.
Speaker 2 (23:17):
KFI AM six forty live everywhere on the iHeartRadio app.
Speaker 1 (23:22):
You've been listening to the Bill Handle Show.
Speaker 2 (23:24):
Catch My Show Monday through Friday, six am to nine am,
and anytime on demand on the iHeartRadio app.
You're listening to Bill Handle on demand from KFI AM
six forty.
Speaker 2 (00:05):
It's time for Foody Friday with Neil and with me,
and it's always fun. It's one of my favorite topics
because both Neil and I are foody, foody Friday, foody nuts.
I am what they call a gourmand, which means I
will eat anything under any circumstances and copious quantities.
Speaker 1 (00:28):
And so Neil and I talk. I my daughters.
Speaker 2 (00:30):
I have one who is a gourmet, Pamela, who went
to culinary school.
Speaker 1 (00:35):
I mean she is really good.
Speaker 2 (00:37):
And the other one Barbara. And now keep in mind
they're twenty nine years old. Barbara is still happy meals pizza,
mac and cheese. We haven't gone out of the eight
year old stage. Matter of fact, let's start with that
picky eating kids. Certainly Barbara is how about Max?
Speaker 3 (01:02):
Oh yeah, Max?
Speaker 4 (01:04):
Max is interesting so at seven years old, which is
strangely enough, when a lot of this when their most
pickiness kind of hovers around seven years old. And you know,
Max likes a lot of the traditional has issues with
textures and certain colors, like if he if he sees pepper,
(01:26):
He's like, does this have ingredients?
Speaker 3 (01:29):
In it, and I'm like, whoa, that's very sharp.
Speaker 1 (01:31):
That is all a seven year old. Wow.
Speaker 4 (01:35):
Yeah, but he's like he sees certain things and he goes,
I don't know about that. So it's pretty typical. But
the argument has always gone back on our is it
on us the parents? Is it nature or nurture? And
a study published in the Journal of Child Psychology and
Psychiatry just this past September looked into this.
Speaker 3 (01:58):
And they poked around.
Speaker 4 (01:59):
In this case, they looked into this research team that
they had University College London, King's College, London, University of Leeds.
All they studied twenty four hundred pairs of twins aged
sixteen months to thirteen years, and they basically put that
up against non twins and saw if there were genetic comparisons.
(02:23):
So now the belief is through studies like this, that
some of the pickiness is genetic, and they were finding
that in twins, they weren't finding that in individuals. Now,
as parents, we have to continue to encourage different things.
Speaker 3 (02:40):
You need to motivate children.
Speaker 4 (02:42):
It's been said that children can refuse something or taste
something up to thirty times before they discover whether they
like it or not. So which is you know, seems
long right to find out, turn your mic on to
find out if uh, if they're you know, if they're
into something or not.
Speaker 1 (03:03):
So you can only.
Speaker 2 (03:05):
Clean up food that's been spit on the ground just
a few times when they.
Speaker 4 (03:09):
Go okay, well, But the interesting thing is, you know
you're looking at two of your kids. They are twins,
they're paternal twins, and yet one totally different. You know,
Pamela totally but you know she'll she'll experiment, but she
wasn't early on early Yeah, but you go through.
Speaker 2 (03:31):
I mean Max may be an outlier, but that's because
of you probably.
Speaker 1 (03:36):
I mean, who what seven year old's gonna say? Is
pepper A? Does that have any ingredients? I mean, I
know I wouldn't know that to ask that.
Speaker 3 (03:44):
No, but he thinks.
Speaker 4 (03:46):
Everything he means when he says ingredients, I think he
needs mean spices. Oh, you know, he doesn't. He just
knows that he likes things fairly plain. So you know,
we still experiment and then all of a sudden he'll go, oh,
he'll like broccoli for some reason. So you have to
continue to encourage kids to eat. But I remember when
the girls both like mac and cheese and chicken fingers.
Speaker 1 (04:10):
Well, I see Barbara still does. She has never never
developed the taste for food.
Speaker 2 (04:16):
Barbara, Pamela, I do a father daughter a foodie thing
a couple of times a year. Let me tell you
something I can't afford it. I once went to the
French laundry because Pamela wanted to eat up there.
Speaker 1 (04:28):
Oh my god, three hundred and fifty dollars ahead, I'm
sitting down. I go there wasn't a kid on.
Speaker 2 (04:33):
The planet that's worth three hundred and fifty dollars for dinner.
Speaker 1 (04:36):
Come on, And I.
Speaker 3 (04:38):
Still went well up said I wasn't invited.
Speaker 2 (04:41):
It actually was, Actually it wasn't worth it. Acting the
food was wonderful, it wasn't worth it. I just these
sheeshy restaurants. Just to me a matter of fact, I'm
going back to chicken nuggets, big Max. Now.
Speaker 1 (05:00):
Going out for me is cheesecake factory that I really love.
Speaker 3 (05:04):
All right, I do love me cheesecake fat.
Speaker 1 (05:06):
But all right, So don't beat yourself up.
Speaker 4 (05:08):
Just continue to show a variety of food, both in colored,
texture and flavor, and let kids, you know, test it out.
Speaker 3 (05:17):
They'll they'll they'll start to try more in their teens.
Speaker 2 (05:21):
Neil sends me the topics that we want to talk about,
and so one is taking a walk after dinner. I'm
assuming after your your you're very full, and it's just
one of those things. I walk every day for an
hour and I eat throughout the whole show, obviously, and
but you know, walking after a full meal is you know,
(05:44):
it's it's like stopping after a full meal.
Speaker 1 (05:46):
It's just not as much fun.
Speaker 4 (05:53):
Are there any short peers where you are when you
take your long walks?
Speaker 1 (05:59):
Yeah, so let's talk about walking.
Speaker 4 (06:02):
It is actually very good for you now. I remember
this was a big deal with Thanksgiving. My mom would
always say, let's go for a walk afterwards and stuff
like that, and it's actually quite smart. But taking a
walk after dinner is incredibly helpful. Not only does it
get your body moving, it's a great way to relax,
It helps with metabolism and it starts. You know, it's
(06:23):
like a magnet for your muscles are like a magnet
for sugar. This is why a lot of diabetics, if
you have a burst, a sugar burst with your glucose there,
taking a walk is a good way to have your
muscles pull that sugar out, get some movement. It helps
pulling it away from your blood with less help from insulin,
(06:43):
So that's very helpful. Also, there's something new. I'm not
crazy about this word. I was raised with this being
one of the f words. But the term fart not
a pretty term. It's one that my mom hates and
we weren't allowed to stay around the house. But they
refer to these as fart walks too. It gets your
gas moving and you expel the gas in an open environment,
(07:08):
and it helps with digestion and blood flow. And they're
saying doctors are now saying this is really great. Watching
for thirty minutes even more benefits, but really even just
a couple of minutes moving around.
Speaker 2 (07:22):
Yeah, I wouldn't know because I engage walking, sitting down, sleeping,
just all over the place, and.
Speaker 4 (07:31):
It actually helps with sleep. You just want to do
it at least ninety minutes. Well that's easily get ninety
minutes after you know, my mom, when I was.
Speaker 2 (07:38):
A kid, and people that are maybe over fifty, there
was you can't go swimming for half an hour after reading. Yeah,
you get cramps and then you're gonna then you can't swim,
and then you're gonna drown, then you're gonna die, right, Hey,
come on, that's like the myth you go outside in
the cold and you're going to get a cold. Understanding that,
(08:01):
uh the cold germs die outside in the cold.
Speaker 1 (08:06):
You want to be outside if.
Speaker 4 (08:07):
You don't want to tale, I know. But in this
particular case, a little walk you want to you want
to do it?
Speaker 3 (08:14):
Okay, really, that's within.
Speaker 1 (08:16):
Thirty minutes of that's that's counterintuitive.
Speaker 3 (08:19):
Yeah, you want that up and move. Okay, let's fit
help with a lot of things.
Speaker 2 (08:22):
Okay, let's finish this up with the new Wendy's Frosty
for fall.
Speaker 1 (08:27):
Now do they serve that in square cups?
Speaker 3 (08:31):
Oh?
Speaker 2 (08:31):
Not?
Speaker 3 (08:31):
Everything is square hey.
Speaker 4 (08:33):
As they say at Wendy's, they don't cut corners on
their burgers.
Speaker 3 (08:37):
Oohup it up. Yeah. Okay.
Speaker 4 (08:41):
So their new frosty flavor for fall, however, it has
nothing to do with pumpkin spice.
Speaker 3 (08:46):
You gotta love that.
Speaker 4 (08:47):
It's salted caramel and it starts on November twelfth, and
I love the combination of salted caramel, So I'm looking
forward to this one. I've not tasted it as of yet,
but this new salted caramel Frosty combines the rich salty
caramel with classic.
Speaker 3 (09:06):
Sweet and creamy frosty flavor.
Speaker 4 (09:08):
So it's a spoonful of what they refer to as
warm and cozy comfort in an ever chili bite. So
as it starts to get a little colder, this is
a nice way to enjoy something that is kind of
warm flavors.
Speaker 2 (09:24):
Okay, repeat, you know, repeat that phrase, because as soon
as you said it, I'm thinking, all right, who got
paid for this one?
Speaker 4 (09:31):
They're marketing people rich salty caramel with the classic sweet
and creamy frosty flavor. The result is described as a
spoonful of warm and cozy comfort chili bite.
Speaker 1 (09:44):
You know that's not bad. I know that's not bad.
Speaker 2 (09:47):
It's you wonder who gets paid to do stuff like that?
But then Neil, you wonder wonder how I get paid?
And today, sir, I know, I know it is.
Speaker 1 (09:57):
It is a frightening concept.
Speaker 4 (09:59):
Well, do you know what the elevator pitch on you is?
Bill Handle lovable a hole.
Speaker 2 (10:04):
That's true, Actually, absolutely, that's absolutely true.
Speaker 4 (10:08):
Except in the station the lovable part. We don't say much.
Speaker 1 (10:13):
No, no, you really don't.
Speaker 2 (10:14):
All right, we are done on a Friday with Foody
Friday Tomorrow. Of course two to five is Neil with
Foody with the Fork Report Foody Saturday, and the Fork
Report is going to be broadcast from the Wild Fork,
which is a great food at Lagoon and Miguel Store
and he and I, well, I'm joining him on his.
Speaker 3 (10:36):
Show, So you're gonna have a blast.
Speaker 1 (10:38):
Come on by, say hello because we'd love to see you, and.
Speaker 2 (10:41):
I'll we'll talk more about that is we lock out
of the show?
Speaker 1 (10:46):
All right? Wow? Still coming up this week's World and Review,
which I always do.
Speaker 2 (10:51):
On Friday for the last segment, but I want to
talk a little bit about financial fresh start.
Speaker 1 (10:57):
I want to give you a little a few stats
which I found fascinating. This is out of the Atlantic,
and this.
Speaker 2 (11:05):
Has a lot to do with the calls that I'm
going to get tomorrow and handle on the law eight
to eleven o'clock right here on KFI. And inevitably people
ask me about bankruptcy bill. Should I go bankrupt? How
the hell do I know? It depends on your assets,
depends on your income, it depends on your liabilities. And
this one of those things where I suggest you talked
(11:26):
to a bankruptcy attorney and you go through what the
rules are. And bankruptcy is very interesting when you go
back in Biblical times, used to be jubileeear every seven years.
A year, all your debts were wiped out, and of
course that was of course taken into account when money
was loaned. But bankruptcy is sort of that, but it's
(11:49):
only every ten years you can do that. And I
want to talk about debt for a moment. Debt has
played Americans like everybody else forever.
Speaker 1 (11:59):
Today.
Speaker 2 (11:59):
Actually, people in the US carry more debt than they
did several decades ago. Actually, household debt tripled between nineteen
fifty and twenty twenty two, and as of twenty twenty.
Speaker 1 (12:11):
This is how far back these figures go.
Speaker 2 (12:12):
As of twenty twenty, fourteen percent of Americans had so
much debt that it outweighed the value of their assets.
And that's one of the aspects of bankruptcy. If your
debt is more than your assets, that is a reason
for going bankrupt.
Speaker 1 (12:32):
So you would think that a ton.
Speaker 2 (12:34):
Of people would reach for the kind of financial fresh
start that bankruptcy provides. I mean, you're done, you don't
owe money, and now you start again. Okay, fourteen percent.
We start with that, zero point two percent of Americans
filed out of fourteen percent that had more debt than
(12:56):
liabilities than assets. And up until a little history here,
up until the early nineteenth centuries, we didn't have many
mechanisms to dig ourselves out of our financial mess. But
beginning in the eighteen tens eighteen twenties, farmers in the
Plane States, and these farmers had to take out loans
if their crops failed and they just lost everything, well,
(13:19):
they began demanding the legislature gets to work, and come on,
you got to help us out. So legislators began this
process where people could take their creditors to court, have
a judge eliminate the debt, which is the case today,
erasing what they owed, and we're free to start all
over again. Eighteen forty one, the first federal voluntary bankruptcy
(13:42):
law was passed. By the way, bankruptcy is a federal issue,
it's not a state issue, it's not a local issue.
Speaker 1 (13:48):
So the first one was passed in eighteen forty one.
Speaker 2 (13:50):
It was repealed two years later, then reintroduced and expanded
in eighteen sixty seven, and the idea was pretty radical
the time, and what it did is turn the US
into one of the most debt or friendly countries on
the planet. Today, Yeah, it's not that easy to go bankrupt.
American laws still are more forgiving than other countries. But
(14:12):
over the past decades, the financial industry groups in the
US have pushed to amend the bankruptcy system that prioritizes
creditors over debtors, and that's what's going on now. It's
just harder and harder on consumers. So in the late
nineteen nineties early two thousands, bankruptcy was a lot more
common than it is now. Four billion dollars a year
(14:34):
in credit card debt was eliminated, and then the credit
card companies, the banks, the financial institution said hey, our
system is being abused, which probably was, and that mass
bankruptcy actually hurt the economy. So two thousand and five
the Bankruptcy Abuse Prevention and Consumer Protection Act. Now, bankruptcy
(14:59):
is harder and harder because in many ways is true
one of the rules of bankruptcy. For example, you have
a credit card and you are credit card any debt
that you incur on the credit card going back I
don't know ninety days, six months. I don't know the
rule that can't be discharging bankruptcy. Why because people would
take the credit card and rack up the bills right
(15:21):
up until the day of filing and rack up thousands
of charges and then go bankrupt. Well, the credit card
people said, now that's got to stop, and Congress agreed,
and there are two types of bankruptcies for individuals, chapter seven,
chapter thirteen. Chapter seven erases most debt, but you have
(15:41):
to give up possessions. You're gonna own nothing at the
end of that. And you start and now Chapter thirteen
is basically a repayment plan and you keep your benefits
or you keep your assets. But it's a lot less
forgiving because what they do is they simply set up
a payment plan at the end of which the bankruptcy
is discharged. And if you miss one payment, you are
(16:04):
completely screwed and it stays on your credit It stays
on your record up to ten years.
Speaker 1 (16:12):
As a matter of fact, it is ten years. But
I want to.
Speaker 2 (16:14):
Say something which people don't know about about bankruptcy. Sometimes
you are better off going bankrupt then keep on paying
your credit card bills or to go into Well, that's
not true. Paying your credit card bill, credit card credit
card bills works. You are better off going bankrupt than
(16:35):
being late, late, late, late on charges thirty sixty ninety
days and then the write off because with bankruptcy you're done,
you don't owe any more money, and you get a
fresh start.
Speaker 1 (16:48):
And creditors like that for two reasons.
Speaker 2 (16:51):
One you're not paying other people, so your creditor gets
first in line, and you can't go bankrupt again, I
think for seven years. So creditors look at bankrupt bankrupts.
Speaker 1 (17:07):
I guess that's the name in far better light.
Speaker 2 (17:10):
So if you're over completely screwed over financially, you can
listen tomorrow where I'm going to give you the same
advice but not as good. Or you can talk to
a bankruptcy attorney and really consider it because it really
does help people.
Speaker 1 (17:22):
In very few people are actually taking advantage of it.
Speaker 2 (17:24):
And as we always finished a week, I go right
into this week's world in review.
Speaker 1 (17:30):
Living under a rock.
Speaker 3 (17:31):
Well, here's what you've missed, piping hotch off the newswires
from around the corner to around that world.
Speaker 2 (17:40):
This is this week's world in review. And when you
talk about this week's world in review, the entire world
was looking at our presidential election and sweating bullets about
the possible election of Donald Trump.
Speaker 1 (17:59):
And well, their worries are answered. And I'll tell you why.
Speaker 2 (18:04):
Because President Electrump is an isolationist. He is not particularly
interested in the alliances that we have around the world.
His position, and it is a position that's shared by
a lot of people. Why should we be allied with
people that don't pay their.
Speaker 1 (18:24):
Bills and are not necessarily in our favor or in
our interests? For example, the war in Ukraine.
Speaker 2 (18:33):
Why should we take tens of billions of dollars worth
of material.
Speaker 1 (18:43):
Our armaments are tanks, ammunition and give it to give
it to Ukraine? What does that do to help us? Well,
that's his position. He's not a big fan of the
controls on the environment.
Speaker 2 (18:58):
He's not a big fan of climate change or the
concept of climate change.
Speaker 1 (19:03):
So he pulled us.
Speaker 2 (19:04):
Out of the Paris Accords. Biden put us back in.
Trump is going to pull us out again.
Speaker 1 (19:13):
It's a yo yo.
Speaker 2 (19:14):
So things are going to change rather dramatically, dramatically, and
then the financials aspect of all this.
Speaker 1 (19:19):
Is going to be really huge. And for those people,
those of you who voted for Donald Trump. Just a
quick word.
Speaker 2 (19:24):
Okay, if you think as a middle class you're going
to do better, and if you believe that the tariffs
are going to make it better for Americans, it's going
to cost us more money.
Speaker 1 (19:36):
But then anyway you go, it's going to cost us
more money.
Speaker 2 (19:38):
I don't know who was going to cost us more
money out moneyed between Kamala Harris and Donald Trump. I mean,
both of them are producing programs that how the hell
do we pay for it? Okay, so we've just started
with the world of Donald Trump. Now internationally Spain. Did
you see those floods in Spain? The water was and down,
(20:01):
there were parts of I think it was Valencia that
got a year's worth of rain in eight hours, not
by the inch, by the foot of rain, which we're now.
Speaker 1 (20:14):
Seeing because of course there's no climate change. And if you.
Speaker 2 (20:17):
Saw the video, I mean there were cars that were
tossed around. There was a shot one photograph of one
street that was strewn with cars. Imagine you take a
handful of legos, you throw it down a street, and
then you take another the size of a car. You
take another handful and you throw it down. You take
(20:38):
another handful and you throw it down until the entire
street is filled with legos. That was the view, with
cars and totally spinning. And the King of Spain went
to visit the flood the floods area, and he was
just attacked, being yelled at murder because of the accusation
(21:04):
that the government wasn't acting quickly enough. By the way,
the king has absolutely no power none. He is a figurehead,
so go figure Good news Boeing, the workers have returned,
they agree to the new contract. Boeing only lost six
billion dollars the last quarter because of the Boeing strike
(21:24):
and Boeing, well, is it ever going to come back?
I don't know, no idea. You know, I've said before
there are now times when I get on an airplane
and it used to be oh, it's a Boeing, Thank goodness.
Now I get on an airplane and I ask what
plane is this? Or I recognize it, and if it's
an airbus instead of a Boeing, I go, oh, thank goodness.
(21:47):
And then of course the climate crisis. New data just
came in twenty twenty four will be the hottest year
ever in the first year who ex seed the Paris Agreement.
Speaker 1 (21:58):
Threshold you know, critical threshold. All right, guys, we are
done for the week.
Speaker 2 (22:04):
Tomorrow morning, it's a Handle on the Law eight to
eleven o'clock. Tomorrow afternoon, two to five, it's the Fork
Report with Neil Savadra and it's a very special Fork
Report because he is going to be broadcasting a live
broadcast from Wild Fork in Laguna Miguel and I'm joining him.
I will be his co host, actually more of a
(22:26):
guest for the entire broadcast, and Zelman's will be there.
Speaker 1 (22:29):
They are going to be some giveaways also.
Speaker 2 (22:33):
They're grilling there and they're giving away a green egg
minie or I think that's what they call it, which
is an insanely good grill. Incidentally, why Neil was talking
to me about the grill earlier this week, I'm buying one.
He convinced me to buy a green egg. All right,
(22:55):
we come back with this show on Monday, wake Up
Call with Amy, and then Neil and I join from
and Amy joins us from six to nine o'clock right
about now, and of course cono in and thank you
for your wonderful, terrific, unbelievable, almost.
Speaker 1 (23:13):
Mediocre services on the show. Always appreciated this is.
Speaker 2 (23:17):
KFI AM six forty live everywhere on the iHeartRadio app.
Speaker 1 (23:22):
You've been listening to the Bill Handle Show.
Speaker 2 (23:24):
Catch My Show Monday through Friday, six am to nine am,
and anytime on demand on the iHeartRadio app.
The Bill Handel Show News
Popular Podcasts
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Special Summer Offer: Exclusively on Apple Podcasts, try our Dateline Premium subscription completely free for one month! With Dateline Premium, you get every episode ad-free plus exclusive bonus content.
On Purpose with Jay Shetty
I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!