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September 19, 2025 27 mins
(Sept 19,2025)
The latest on Kimmel suspension.  Average FICO score falls: Who’s seeing the largest drop? Getting married in L.A. County is getting more expensive… here’s why.
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Episode Transcript

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Speaker 1 (00:01):
You're listening to Bill Handle on demand from KFI AM
six forty. You are listening to the Bill Handle Show.
Here's Neil savedra.

Speaker 2 (00:16):
Ely Ton.

Speaker 3 (00:20):
KFI AM six forty Live everywhere on the iHeartRadio app.
Good Friday Morning to you, Neil Servader in the Morning
Crew Today, Heather Brooker's in for Amy King, Matthews in
for Ann Kono's in for the paycheck.

Speaker 2 (00:37):
Will's around, gangs all here.

Speaker 3 (00:40):
Jimmy Kimmel and getting more publicity than he probably ever
has definitely more people saying his name that we're than
watching the show.

Speaker 2 (00:49):
I will say this. I can't stand when people.

Speaker 3 (00:53):
Say, even the President say Jimmy Kimmel's not talented and
not funny. Do I think he's funny when he does
the heavy political stuff. No, he seems like an activist.
As a matter of fact, the headline could have read
on Wednesday, left wing activist loses his television show. I mean,
that's how much it's become part of what he does. Connor,

(01:17):
you have that cut from Carson. This is this goes
way back to Johnny Carson on sixty Minutes. Just listen
to the best of the best comment about this type
of thing.

Speaker 4 (01:28):
But you and I do they think that just because
you have it Tonight's show, that you must deal in
serious issues as a danger. It's a real danger. Once
you start that, do you start to get that self
important feeling. That's what you say has great import And
you know, strangely enough, you could use that show as
a form you could sway people, and I don't think
you should as an entertainer.

Speaker 3 (01:48):
So Steven, a listener yesterday, sent that to me, and
you know, I think in the recesses of my mind,
I probably remember seeing that on sixty Minutes and new
that was out there. But I really appreciate that he
sent it to me to remind me. And I'm starting
to see that clip more and more on social media
now too, after he sent it.

Speaker 2 (02:09):
There is power in those things. I understand.

Speaker 3 (02:11):
There's power in this microphone, which is why I don't
use it as a platform for a particular view other that.
You know, you could certainly say the Jesus Show is,
but my focus is always on reason. That is my
agenda to get people to reason.

Speaker 2 (02:32):
More.

Speaker 3 (02:32):
Emotions are important, but the brain is above the heart
for a reason, whether by evolution. If that's your thing,
or by creation, and I think that we need to
use more of it. There is nuance to things when
it comes to Jimmy Kimmel. Yes, he spouted off. He
used his platform for his political agenda. That's annoying. The

(02:56):
reason why it's annoying is because the late night shows
used to be entert haining. They would poke fun. I
think politics is a legitimate you know, comedy, I don't
know fodder.

Speaker 2 (03:10):
But and I don't have a problem.

Speaker 3 (03:12):
I don't think what Jimmy Kimmel said about Charlie Kirk
was about Charlie Kirk. I think Jimmy Kimmel's comments were
about the president by playing a clip where the President
was cavalier and dismissive about the death of Charlie Kirk,
which is a legitimate satire to me, and that he

(03:36):
was poking fun of the ridiculousness of people trying to
push it.

Speaker 2 (03:43):
Conon. Do you have something you want to add, Bob,
you're allowed.

Speaker 5 (03:50):
Well, I think it was more of the first part
where it was and he led people down incorrectly.

Speaker 3 (03:57):
Yeah, I get it, But the nuance there is, and
if you don't remember, he basically categorized Trump and Trump's
supporters trying desperately to characterize the shooter who killed conservative
activist Charlie Kirk as.

Speaker 2 (04:14):
Anything other than one of them. And that's true, right.

Speaker 5 (04:19):
But also political rhetoric is kind of what made this
kid do what he did. And now you're adding to
it right during the same day. Yes, everybody's doing that,
and everybody wanted to. You know what, we would joke
around here that it's like you see a car chase,
or you see someone doing someone something stupid, you can't

(04:41):
see who they are.

Speaker 2 (04:43):
I'll tell you.

Speaker 3 (04:45):
Mexicans or Latinos or watching that chase, going, please God,
don't let it be a Latino in that car doing
those stupid things. And the African Americans here we're going,
you know, please God, don't make it an African American
doing those stupid things. And the white people are it's
not a school shooting, it doesn't involve us.

Speaker 2 (05:06):
So I get that.

Speaker 3 (05:08):
We all we don't want our names, we don't want
any of those things on us or our people or
any of those things. I get that, But we're pushing
this back and forth comes from conservative parents. It's not
out of the norm. There are Heather Broker and I
talked about this yesterday. There are what is groupers or
whatever that groypers that are uber conservative that don't believe

(05:36):
that Charlie Kirk is conservative enough. So there is the
thing that concerns me about this. Jimmy Kimmel has a
bunch of reasons to get fired. He's got like a
million viewers nationally. Keep in mind, on the iHeartRadio app,
if my numbers are correct, and I don't know how

(05:58):
update on the iHeart Radio app, which is a national
app that people can listen to this station right now,
our numbers are probably three to four million listeners, I.

Speaker 2 (06:10):
Would say so easily. Yeah, so nationally. And the number
one station on the iheartrate.

Speaker 3 (06:15):
On iHeartRadio app, which has eight hundred stations just in
there hands lit alone. All the other stations are owned
by others. So it's and he gets suspected fifteen to
sixteen million dollars a year, and his the prime numbers

(06:36):
that they're looking at, what is eighteen to twenty four
something like that, he's only got one hundred and some
odd thousand viewers one hundred and twenty nine as is
average in August, down from two hundred and twelve in
the eighteen forty nine excuse me, demo. So there's a
lot of reasons to get rid of Jimmy Kimmel. My

(06:56):
concern is, as somebody does is for a living. There
is a difference between cancel culture. That means the culture
is canceling someone versus censorship. Censorship has the involvement of
the government. And you've got the leaders of the SCC,

(07:17):
and you've got the President of the United States saying
that he's going to go after the license of stations
that don't treat him properly, loosely I'm paraphrasing all this though.
That scares the crap out of me, and that should
scare the crap out of any constitutionalist right or left.

Speaker 2 (07:40):
And that's all. That's all I'm saying.

Speaker 3 (07:43):
If you don't want people to register guns because it's
a slippery slope and to have any limits on guns,
then you can't have any limits on freedom of speech. Now,
how does that freedom of speech tie into a business
firing you going through the Jimmy Kimmel suspension. Yes, there

(08:07):
are other reasons. Jimmy Kimmel probably should be let go
for financial reasons. From the numbers I've seen that's legitimate.
There's also business decisions that there are things that the
Disney ABC company are going through, and sometimes you have
to make decisions that involve politics. You know, it's not

(08:31):
always that way. Disney has stood their ground on many,
many different things. But you know, there's even some stories
about Walt himself consulting with Hoover on some of the
things that he wanted to do. Could you imagine somebody

(08:51):
going to Cash Hotel, now some media mogul going to
Cash Hotel and running it by them by him first.
All this is to say that I stand with Jimmy Kimmel.

Speaker 2 (09:05):
One.

Speaker 3 (09:05):
I don't think he's a bad guy. I really don't.
Does is he smug sometimes? Absolutely? Did I see him
get more smug when he left radio and went on
to you know, nighttime television. We played a clip from
Johnny Carson earlier about how he says that it was
dangerous to take yourself too seriously and talk about too

(09:28):
many important things in late night TV. And I think
Jimmy Kimmel has been bit by that. I think that
he takes himself too seriously and he uses the platform
as a political platform rather than an entertainment platform. It
is a instead of an entertainment platform that has some
you know, political satire in it, It is a political

(09:51):
platform that has some entertainment in it. But do I
think that he's a bad guy. I don't. I don't.
I know that he had a battle with Oh Gosh,
se Cup who's a conservative on CNN and they made

(10:12):
up on his show, he invited her on. I think
that he seems like a reasonable enough guy.

Speaker 2 (10:20):
But this hole.

Speaker 3 (10:22):
They did this, so we've got to respond this way,
No right is right is right? Do I think Gina
Carano got the short end of a stick? Absolutely? Do
I think that Hollywood came to her aid?

Speaker 2 (10:34):
Nope.

Speaker 3 (10:36):
So the hypocrites that are coming out now, all these
comedians and stuff, Bill Burr and there's others that don't
fall into this category, because Bill Burr was very clear
that he didn't think that Gina Carano should have been
let go from the Mandalorian of which he was on
and did a fabulous job, by the way, So there
are some that did. But this whole the First Amendment

(10:59):
stuff coming out now from a lot of Hollywood suck
it because they did not come. They did not come
and stand for many of those that had conservative views
that were canceled. But hear me and hear this point clearly,

(11:22):
cancel culture is the culture that cancels. Censorship is the
government that cancels. What we're talking about now, at least
the possibility of is that if the government had any
sway in having Jimmy Kimmel Off taken off the air,

(11:45):
that is censorship. That is not cancel culture. If the
people vote with their wallets, or with their viewing eyes,
or with their listening ears, you know, I hate it.
I can't stand cancel culture because it mutes difference of opinions.

(12:06):
And there are unpopular opinions that turned out to be
right throughout history that people didn't listen to. And we're
not always the noblest of people, even yep, even here
in America, and we do things for our own personal
wishes as well. You've got Sinclair and Next Star with

(12:30):
massive amount of influences. Heather Brooker and I talked about earlier.
The FCC controls on the local level. These are the
TV operators now Nextstar, Nextstar and Sinclair to the nation's
largest local TV operators. So the FCC does not control

(12:56):
for instance, Disney per se, they control the licenses for
these TV operators local on the local level. However, when
there's mergers and there's big things that take government a
government nod or okay too, then yes, that could be

(13:17):
playing a part, and that could be just business. There
are times where the Disney Corporation has said, you know,
kiss rs Florida. They went back and forth with a
lot of things there. Now I know there's other details
about that there. My point being that there is a

(13:39):
massive difference between the government pushing a cancelation than there
is of the people doing it. I hate them both equally.
I think cancel culture is stupid.

Speaker 2 (13:55):
You know.

Speaker 3 (13:55):
I'm a true believer that rotten fruit falls off the
tree by itself. So if something is truly rotten, it'll
die like fruit, not like human beings. And yes, you
vote with your walt, like a lot of people are
doing canceling their Disney and Hulu and all of that,
and that's what you want to do. Great, I'm not

(14:17):
doing that. I'm not a big boycotter. I didn't do
it when they got rid of Gina Carano. I'm not
going to do it now. But I will tell you
to the Hollywood people coming out saying this is censorship
on you know, the free speech and stuff you weren't
there for people that you disagree with. And that is
what the First Amendment's for. It's not for the stuff

(14:38):
you agree on, it's for the stuff you don't.

Speaker 2 (14:42):
That's the protection.

Speaker 3 (14:44):
So they're hypocrites and their WingNuts unless they stood up
for their fellow artists before when it was conservative. And
if you did that, god bless you. But to hear
all this, you know, cancel cold your stuff. It is
different when it is the government. So if you are

(15:04):
on the right and you're saying, you know, yay this,
don't yay this. It is not good for the country
as a whole. There will eventually be a Democrat in
office that now has the power to do the same thing.
If it's wrong, it's wrong, no matter which side it

(15:27):
helps or hurts. And again you've got the right and
the left in a tug of war, and we the
people are the rope. It's not good when someone gets assassinated,
and when you agree or disagree, it's still not good.

(15:48):
And when you call someone when they a rhetoric like
kno is pointing out when that rhetoric gets heated, you
ask anybody if they could go back in time, would
they kill Hitler as a baby. They go, yeah, Well,
when you start calling someone Hitler who hasn't killed six
million people, then that turns up the heat on the rhetoric.

(16:10):
But hit Larry and views have to start somewhere. And
I got to tell you, censorship is a is a
scary start to that.

Speaker 2 (16:17):
It is Neil Savadra and the Morning Show crew with
you this Friday, morn Foody Friday. We'll get into some
foodie stuff coming up next hour. Matt's like, why don't
you just open up the talkbacks if people have questions
for you? I suppose you could. Shouldn't Are you shaking

(16:38):
your head? No?

Speaker 6 (16:40):
No, I'm like I thought you were saying, open up
the talkbacks to let people share their opinions.

Speaker 2 (16:44):
We don't want that.

Speaker 3 (16:44):
No, No, I actually like hearing people's opinions. Like I'll
tell you something. Yesterday someone hit us up on talkback.
I had said that I don't have a problem with
Donald Trump President Trump classifying Antifa as a domestic terrorist group. Mmm,

(17:10):
and a listener, uh, very intelligently and articulate, U articamung lady.
He articumulated to me that he said Neil. The problem
is that there's no head of the Antifa. There are
you know, there are groups, but by design they kind

(17:35):
of spiderweb out and it's harder and that could be misused.

Speaker 2 (17:40):
And that's absolutely correct. Yeah, I was thinking about that
as well.

Speaker 6 (17:44):
It was like, there is no leader, there is no
organized meetups.

Speaker 2 (17:48):
Or but there is structure.

Speaker 3 (17:50):
There is a mission statement, if you will, There is
sort of a dress. There is a focus against law enforcement.

Speaker 2 (18:02):
But who's but who's enforcing it? I get it.

Speaker 3 (18:05):
So that's but that so you know, I'm not one
of those people that like I never change my mind
or you know, I believe you should have an open mind,
like an open mouth. You leave it open, into it
as something of sustenance and nutrition. Then you close it
and you swallow. You don't leave it open, so your
brain falls out. However, I'm opening to new things and

(18:26):
I thought that was an excellent and well articulated. Is
a great point, and so I will now do more
research as to if that changes across the board.

Speaker 6 (18:35):
But I do agree, let's we should open up. Let
people ask questions. Wait, I'm sure they have questions for Neil.
Let's do it. Yeah, let's do it, Neil, How do
you get your head so shiny?

Speaker 7 (18:47):
Are you going to say? How do you get it
out of your ass in the morning? How do you Well,
that's why it's so shiny. See, butter seems to work best, alrighty.

Speaker 3 (18:59):
The average Fight I Go score sheds two points in
twenty twenty five, so the drop is for rills.

Speaker 2 (19:07):
You can see that.

Speaker 3 (19:08):
They look they have got this three digit number. Okay,
if you're not familiar or you don't care, it's that
three digit number. It goes from roughly three hundred to
eight fifty. And trust me, I have spent time on
every color of that rainbow at one point or another

(19:29):
in my life. I have walked from the lowest on up.
And this basically determines the interest rates that you're going
to get on credit cards or loans of any of
these things. Well, they use it to see if you
and me are going to be higher risks or not.

Speaker 2 (19:47):
Well, the worst off right now are.

Speaker 3 (19:49):
Gen Z and that's ages eighteen to twenty nine years
of age. They saw the largest average FICO score decrease
of any age group, down three points year over year.
So they also experience some larger ones more fifty plus
point swings in their FICO scores than the national average.

(20:09):
So something's going on in this particular group, and they
say a lot of it has to do with the
triage of their credit, what they're paying, what they're.

Speaker 2 (20:17):
Not, and why.

Speaker 3 (20:20):
So struggling Americans across the board are reprioritizing and keeping
a closer eye on their credit scores.

Speaker 2 (20:28):
But you know that's half of us.

Speaker 3 (20:30):
Fifty five percent of us are checking our credit scores
at least once in the past year. That's about what
I do, maybe once a year. I have a little
thing that tells me if there's movement in it's somewhere,
but I know what moves it and what causes problems
and what doesn't. And that increases. That number increases. But
they say that the breakdown, especially for those in that

(20:54):
gen Z category, is that they're categorizing their loans like
they will pay their car loan before their mortgage. Because
I think it's all consequence based. You're not It takes
much longer to repo your house or get booted than

(21:16):
it does for your car to get taken in the
middle of the night.

Speaker 2 (21:20):
And on the lowest end of payback is their school loans.

Speaker 3 (21:29):
Because the repercussions for that is even like, what are
they gonna do repossess your brain? But I also think
that a lot of a lot of younger people continue
schooling to keep insurance or to keep their parents off
their back, and it's not really with the desire to
better yourself to get a better job. I have a
problem with the current state of higher education. In quotes

(21:52):
my wife and I argue, but she's the one with
the degrees, so but I argue, we need more trades people,
We need manufacturing again in the United States, and we
put too much on suit and tie jobs and there's
less of them and they're less important. And you know,
we think that's going to be the path to money,

(22:12):
but that seems to be the group that is sitting
in all of that. Yet all of us are triaging
our money these days. I want to remind you the
Dodgers take on the Giants at Dodger Stadium with first
pitch at seven pm. Listen to all Dodger games on
AM five seventy LA Sports Live from the Galpin Motors
Broadcast Booth, and stream all Dodgers games NHD on the

(22:36):
iHeartRadio app. Keyword AM five seventy La Sports. So I
got married back in two thousand and eight. My lovely bride,
Tracy and I were excited to.

Speaker 2 (22:51):
Get married, but we're not. We got married older.

Speaker 3 (22:54):
So she it was my second marriage and final baby,
if you're listening, but it was her first. And she
didn't care about a wedding. She's not, you know, for
somebody who's perfectly lovely and feminine, she's not real, Like
like if you said, oh my gosh, let's do a

(23:16):
baby shower, come to my baby shower, come to my
wedding shower, she'd go kill me. So she was like, no,
let's just go to the Justice of the Peace right
or go to the city and we'll get married there.
And my mom my dad has passed, but my mom

(23:36):
and her parents were like, oh, come on. So we
basically went to the Little Brown Chapel where Reagan and
Nancy Ronald Reagan and Nancy Reagan were married and also
where Brittany went nuts. You remember that where she went
nuts and that craziness. That's that same place. That's where

(23:59):
we got married. But we were originally going to go
to La County and you know, just do it there.
And guess what if we were to do that today.
It's more expensive. It's more expensive. They're raising the prices
Los Angeles County raising the prices of the marriage license
and any related fees. This will start on October seventeenth.

(24:21):
So the total price for a marriage license, you know,
the county officiated marriage ceremony with you know, with witnesses,
that whole thing costs about four hundred and twenty two bucks,
which is still really good when you think about in
this scheme of things. So we had no videographers, no photographers,

(24:41):
we had no flowers, we had no music. We just
stood up there and did our thing. She's not a
religious person. We just did our thing up there, and
we were married by a minister there.

Speaker 2 (24:54):
Very nice.

Speaker 3 (24:56):
I think we had ten smattering of family and friends.

Speaker 2 (24:59):
You know.

Speaker 3 (25:00):
Some of my family couldn't make it because they were,
you know, working. I think my brother had a film in.
I think it was like a film fest season or something.
So there was a lot. It was just kind of like, hey,
we're doing this. And then I took everyone.

Speaker 2 (25:14):
Out to lunch that was like and they got a shirt.

Speaker 3 (25:18):
The shirt said I went to Neil and Tracy's wedding
and all I got was his crummy shirt, no joke,
that's what they got.

Speaker 2 (25:25):
But AnyWho, if.

Speaker 3 (25:27):
You're going to do it through the county clerk's office,
it's it's raised quite a bit when you think about it.

Speaker 2 (25:35):
In numbers.

Speaker 3 (25:36):
The public marriage license allows your marriage to be recorded
and assessed by anyone or accessed by anyone. Rather, will
increase from ninety one dollars to one hundred and seventy
six that's ninety three percent increase. The confidential I don't
think we did that. I don't think we did the
confidential one. The marriage license it costs you used to

(25:56):
cost you eighty five bucks, or still does until oucked over,
I guess, will jump to two hundred and twenty bucks.
That's one hundred and sixty percent. So the marriage ceremony
fee will now cost forty four bucks and increase. That's
an increase from thirty five and witness services will rise
from twenty to twenty six bucks. And they say this
is to cover you know, all the fees that they said,

(26:20):
you know, the all the funds that they no longer
reflect the cost of these things because inflationary factors and
also mandated minimum wage increases. But I thought that's supposed
to be great and doesn't affect anybody. But it does
affect everybody. But that's okay. So this takes place October seventeenth.

(26:43):
So if you're going to get married and you're an
old chipo, do it now, do it before October seventeenth.
My brother and his wife got married at the county
clerk's office or whatever, and that the judge or whoever
did the wedding had a hook for a hand.

Speaker 2 (27:01):
Yeah. How do you like that? Do you take you?
I cappen, Yeah, I and a parrot and a wooden leg.

Speaker 7 (27:14):
No.

Speaker 3 (27:14):
No, but I just thought, I mean, that's cool. I
would love it. My wife would be that's a little.

Speaker 2 (27:21):
Savvy. Alrighty. This is KFI heard everywhere on the iHeart
Radio app. You've been listening to the Bill Handle Show.

Speaker 7 (27:28):
Catch my Show Monday through Friday six am to nine am,
and anytime on demand on the iHeartRadio app.

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