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November 23, 2025 34 mins

On the Early Edition with Ryan Bridge Full Show Podcast 2025, National promises to lift the default kiwisaver rate to 12% by 2032 if elected again next year, Claire Matthews Associate Professor at Massey University Business School shares her thoughts. 

Andrew Alderson has the latest on the weekend's sport. 

The trucking industry wants tougher rules for unsafe vehicles, Billy Clemens Head of Policy and Advocacy at Transporting NZ tells Ryan why changes need to be made. 

Plus UK/Europe Correspondent Gavin Grey has the latest on global security officials meet in Geneva, to discuss the America's plan to end the Ukraine war and Sir Keir Starmer urges anyone with information on the Epstein case to come forward after Andrew Mountbatten-Windsor missed the deadline to appear in front of US Congress. 

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Speaker 1 (00:01):
The issues, the interviews and the inside. Ryan Bridge on
Earliership with r V Supercenter explore r V successories and
servicing all in one news talks.

Speaker 2 (00:11):
They'd be good morning, six after five. Great to have
your company coming up. We'll talk about this key we
save a plan from National We'll go to Gavin Gray,
a UK correspondent, will also talk about this crash that
involved a truck and what Insid's THA should be able
to do with trucking. Who've got dodgy vehicles? All that ahead,
plus Jeesu's all going on the IF one in Las Vegas.

(00:34):
Updates on that too.

Speaker 1 (00:36):
The agenda Monday.

Speaker 2 (00:39):
To twenty fourth and November trumps back to bashing Ukraine
on the war with Russia.

Speaker 3 (00:43):
I would like to get the piece.

Speaker 4 (00:44):
It should have happened a long time ago.

Speaker 1 (00:47):
The Ukraine war with Russia should have never happened.

Speaker 2 (00:50):
Talks are going on in Geneva at the moment, including
the Europeans.

Speaker 5 (00:53):
Ukraine must have the freedom and sovereign way to choose
its own destiny. They have chosen as European Day. It
starts with the country's reconstruction, it's integration into our single
market and our defense in dust Few Base and ultimately
joining our union.

Speaker 2 (01:12):
Now to COP thirty, Did I not tell you it
was going to be an absolute raging success where they've
signed a deal and there's no mention of fossil fuels
in there, So.

Speaker 6 (01:21):
What's the big takeout? Well, that's what I asked Ad Milibanda,
UK Energy Secretary. He said, listen, a week deal is
better than no deal at all, because at least it
shows that countries can come together in these fractured political times.
And you've got to remember, had there been no agreement,
the talks would have crashed. Would then be people would
be saying, well, what's the point of this entire global

(01:42):
climate process?

Speaker 2 (01:43):
Now? This ossie who jumped a barrier and grabbed Ariana
Grande at a Wicked premiere has been banned from Singapore. No,
you're not allowed to come back. Jason when Johnson, when
forgive me a serial troublemaker? This guy crashed K Pierry's
Sydney show. You might remember that also with nine days
in prison for public nuisance.

Speaker 1 (02:03):
Ryan Bridge on early edition with r VS Supercenter explore
r v's accessories and servicing all in one news talks.

Speaker 2 (02:11):
They'd be don't worry. Andrew will be in soon to
explain the f one stuff to us. Nineteen nine two
the number to text. But basically, Lando Norris and Oscar
Pastry have been disqualified because they had inspections on their
cars after the race and the tiles were too bald basically,
and when your tires the two balls, you can go
faster and that's illegal. So he'll explain that to us. Also,

(02:33):
there's been a bit of action with Liam Lawson, so
he's had trouble again on the track and he's put
his hand up and he said I'm sorry. He said
I'm sorry to his Racing Bulls teammates for the first
lap collision with Piastre that ruined his chance at the
Grand Prix.

Speaker 7 (02:52):
Is not through for Stafford leeds Hell, the last Oh
that was aggressive, wasn't that he just had enough space.

Speaker 2 (02:58):
To do that. Quite a bit of take to the
middle of the factory.

Speaker 7 (03:01):
It was Lawson on ps real he was seeming at him.

Speaker 2 (03:04):
Yeah, coming in a way too hot. Oh, I'm the
same for laws in that yeah. And for Lawson. Another
close call with a marshal for the second time in
the last three races, though this one wasn't quite scary.

Speaker 8 (03:16):
That's just about have the same thing with the.

Speaker 3 (03:26):
Senate.

Speaker 2 (03:27):
But you just chomped from Andrew Ordison will give us
all the details shortly. Now this key we save a
business and no surprise that National's doing this. In fact,
I told you National was going to do this. But
it's not that big of a deal for you know,
I just heard in the news there somebody was talking
about cost of living and how can businesses afforded, et cetera. Yes,
it is going to be expense because it's covered not

(03:49):
just by you the employee, but also matched by the
employer up to six percent a piece. Now, none of
it kicks in. So even though you will vote for
it next year, and let's say say yeah, I want that,
I'll vote for National, National becomes the next government, they
have to negotiate with their coalition partners, and even if
at best they get what they want, it doesn't kick

(04:11):
in until twenty twenty nine. So your first half a
percent won't happen until about June twenty twenty nine, so
there's time to prepare, and you know, fingers crossed, I'm
praying I didn't go to church yesterday, but I'm praying
that we will be out of a cost of living
crisis by then. Surely. The other thing to note is

(04:31):
that the Australians, because of their super schemes, have about
four trillion dollars in retirement savings. Our key we saver
balances combined right now, despite our best efforts, one hundred
and thirty billion. So we're just miles away from each other.
Couple of other predictions to you this week Thursday. Sorry, yes, Wednesday.

(04:53):
Actually we're getting an OCR decision. We will get a cut.
Thursday is the deadline for this Ukraine Russia deal that
Trump's put forward. That won't happen. So you'll get your
OCR cut, but you won't get you I'm sorry. Peace
in Ukraine.

Speaker 1 (05:08):
Ryan Bridge, you're on News Talks B.

Speaker 2 (05:10):
Great to have your company this morning. Yeah, nine two
nine two the numbers, text, Rich says Ryan, it's Las Vegas,
not Las Vegas. I know I always do that. I'm sorry.
I'm sorry, I'll try and when I talk to Andrew,
I will say Las Vegas, all right, Rich, thank you
for that. Nine nine two the numbers to text. You're

(05:30):
on News Talks EDB.

Speaker 1 (05:32):
The first word on the News of the Day earlier
edition with Ryan Bridge and r V Supercenter explore RV's
accessories and servicing all in one news talks edb.

Speaker 2 (05:43):
Go to any open homes on the weekend fourteen minutes
after five big jump in auction activity over the last week.
Interest dock Co dot Z monitors this is quite handy.
So in the last week, five hundred and thirty residential
property options that's fifteenth to the twenty first of November.
That's up from four hundred and thirty six previous week
four hundred and sixty six the week before that. Anything

(06:03):
over five hundred suggests that the market is in peak
selling mode. So we are in peak summer rush selling
mode at the moment. Two hundred of the five hundred
or thirty that we went up, two hundred and twenty
four sold under the hammer, so that's a sales rate
of about forty two percent compared to forty percent for
the week prior. Sixty one percent of those that sold

(06:25):
achieved they were either equal to or above their RV
Ryan Bridge. The trucking industry wants tougher rules for unsafe vehicles.
An Auckland driver was jailed for manslaughterer after his banned
truck with failed brakes killed a road worker. Billy Clemens
is with transporting en Z joins me this morning. Get
a Billy, I killed a Ryan. So this was a

(06:46):
pretty devastating case, wasn't it. So guy basically has a
dodgy truck and then breaks fail and it rolls and
hits a road worker.

Speaker 3 (06:57):
Yeah. Absolutely. Look, I'd just like to start by offering
my condolences to the final of Jonathan Walters, who was
the road worker year who was killed. This was a case.
This death resulted after a truck's breaks failed. The operator
and driver of this truck, mister Ali, knew that the
vehicle had breaking issues and the vehicle that actually been

(07:19):
subject to to non operation orders prior to this event.
Despite this, mister Ali had actually gone ahead and obtained
new registration plates for this vehicle that he knew to
be unsafe, and went and made modifications so it could
complete further work. And the judge described this as grossly,
grossly reckless and it's had really tragic consequences for mister

(07:43):
Walters and his family.

Speaker 2 (07:44):
What do you want changed? What could fix that?

Speaker 3 (07:47):
Yeah? I think there's three really important things to be
helpful here. So firstly, would be actually be a more
rigorous process to who's permitted to operate a road freight
transport business is in the first place, So in order
to operate a good transport business you need to hold
a TSL license. And we were actually transporting New Zealand

(08:08):
or at Select Committee last month making the point that
there's the barriers to entry to the industry are probably
too low. There needs to be a more rigorous assessment
before a person's in a situation where they have the
responsibility of running a company. Secondly, once people are operating,
we need to make sure that ZTA and police have

(08:29):
the necessary compliance tools that they need to get unsafe
drivers and vehicles off the road. And this can include
looking at the ability for MSTA and police to impound
heavy vehicles in more situations and more easily, but also
everything from cracking down on im peered driving, drug driving,

(08:49):
just things that will provide the public confidence that the
road freight industries operating safely. We know the vast majority
of operators do.

Speaker 2 (08:57):
When you say finally, sorry, yeah, when you say too
easy to be able to get a license and to operate,
how easy is it?

Speaker 3 (09:06):
Yeah? The Transport service license can be applied for through ZTA,
it's not a particularly rigorous assessment. What we'd like to
do is that before you before you're issued that license,
there should be a demonstration that you have the necessary skills,
you have experience within operating within the industry and the

(09:28):
particular sector of roadstrate that you're operating in.

Speaker 2 (09:31):
So, Billy, do you just do some kind of online
fill in some online form get your license. Do you
have to sit with an instructor and do a test?

Speaker 3 (09:39):
No, No, it's a theory. Yeah, it's a it's a
it's a theory test that gets passed rather than a
practical examination of your skills or business assessment.

Speaker 2 (09:49):
Is that for a big big trucks too?

Speaker 3 (09:52):
Yeah, that's right. So what we think that that's correct.
So I think what needs to happen is that there
needs to be an ass that actually looks at what's
the scale of the business that you intend to operate,
how many vehicles exactly the size and scale of the
vehicles that you're looking at operating. And also tsl's at
the moment don't have a fixed date of expiry, So

(10:14):
MZTA has the ability to withdraw a TSL license if
it hasn't been used to activated within the last two years,
but that doesn't happen sort of automatically as of right
so we know that Ministry of Transports had a thorough
review of the TSL program as sort of work it
wants to do on its books. Since I understand from

(10:36):
one so years ago, we think it would be a
great action for MOT and MZTA to take to get
this thorough review underway. I'm not sure that we've got
the right people operating road freight businesses.

Speaker 2 (10:47):
Sounds like it needs to happen, but it sounds a
little bit like a weekbooks container license. Nineteen minutes half
to five. You're on News Talk CB Andrew's here with
Sport next. Lots of texts on that too.

Speaker 1 (10:57):
Get ahead of the headlines on earlier with Brian Bridge
and r the Supercenter explore r v's accessories and servicing
all in one News Talk sa'd be good.

Speaker 2 (11:08):
Text here five twenty one from one of our listeners
this morning, Good morning. The TEARSL is simply the license
you need to carry freight on a truck. All drivers
and operators need to have completed the practical and theory
test related to the size of a vehicle they are
driving just like you would have to do with a car,
which is interesting stuff. And lots of text about Liam
Lawson too. Ryan loved the kid. But after that drive,

(11:31):
Liam will be lucky to drive a taxi next year. Ryan,
I feel sorry for Liam Lawson because every time his
car goes into the pit during the race, something goes
wrong with his car. And the last race that was
mentioned that the tires on his car weren't really suited
to the track as a bit due to the heat
on it. It is five twenty two, Ryan Bridge, here
was support what happened.

Speaker 4 (11:52):
Greetings, Ryan, I can just feel I mean, I think
appropriately enough. I think it was Denny Hoole, New Zealand's
only for me to one, whether in the past or
cheap winner, who said that every time we went on
the track later in his currently you could feel like
fifty thousand lawn I was coming out to mow down
the tall poppy and get that feeling about laws and
here maybe we're doing this and he's still achieving an

(12:14):
exceptional level. But yeah, a difficulty there in Las Vegas,
especially starting from sixth I mean it's just that that, Yeah,
it's pretty pretty ruthless as we've seen overnight, and I've
even printed this out here because I'm just not sure
about what a skid block is and I'm not enough
of a petrol head. But Oscar Piastre Land of Norris Course,

(12:35):
Landon Dorris leading the championship for McLaren and Pastree is
in the second they've been disqualified and that means that
makes us STARp and now in line is just twenty
four points back off the lead Pastry and we're starting
together on three sixty six points Norris on three hundred
and ninety and given it it's twenty five points for

(12:56):
a win, there's two races left in the season. It
is wide open for me.

Speaker 2 (13:00):
One championship. Well that's exciting, isn't it It is.

Speaker 4 (13:02):
I think we're going to be, you know, thrill by
what's going to be taking places next to so races
in Abu Dhabi is the final race and then cutter
as well.

Speaker 2 (13:10):
Nine millimeters thickness, that's the if anything below that and
you're out.

Speaker 4 (13:14):
Basically that's why you start with ten apparently ten milimeters
on your rears good block and there's a variation across
a race of one millimeter and then if it goes
beyond that. I think they were one point h seven
one point one two. That means that that you're.

Speaker 2 (13:31):
Out, because that means you can go faster. I think
the older you are, the faster you are.

Speaker 4 (13:35):
And what I understand in my reading this morning's aerodynamics.

Speaker 2 (13:38):
Like women's sh shaving their legs. Yep, okay, we.

Speaker 4 (13:41):
Add that those skin suits or something you know, got yeah,
that's just yeah. I mean, I'm not technically mind enough
about it, but that's apparently what what happens. But the
context of it is that the World Championships are there
for the taking for still three drivers.

Speaker 2 (13:55):
Now the all Blacks and Whales.

Speaker 4 (13:57):
I remember the haze of the fireworks under a roof
still that I was like, oh no, anyway, it's been
a bit of a haze has space over the season
by all black standards. What ten wins, three losses. Just
hearing Jason Ryan this morning talking about, yeah, they brought
through some talent. I think nineteen players said they've added
over the last two seasons. I guess exceptional ones being

(14:20):
Fabian holland Peter Luckeye from this year, Wallace, the Titi
sell of the mixed, but I mean disciplinary problems yellow cards,
et cetera. He's given quite a frank and candid analysis
of where they're at. But yeah, well I guess a
convincing went over over Wales, but the grand slam eluding
them with England very quickly.

Speaker 2 (14:39):
We heard a comical ashes we did.

Speaker 4 (14:42):
I mean it was just extraordinary went by in the
bed of an island.

Speaker 2 (14:46):
Really, I mean, just to be.

Speaker 4 (14:49):
Over in two days, and I think there's been what
twenty six tests have been on that in the history
of test crick that's about one percent of all tests
finished inside two days. Just given the whole that has
been built up around the seases. I mean, it's such
a cavalier approach from England with the bat and then
Travis Head just delivering. And I just the upshot of

(15:09):
this too from a commercial point of view. They've lost
two days exactly, at least days three and four apparently
about three million dollars worth of revenue.

Speaker 2 (15:17):
And my pre upset Ryan, I can imagine my friend's
on a flight from London now miss it that will
that that eous bringing work mates over from the UK and.

Speaker 4 (15:27):
This is so anticipated the series and for it to
finished in that fashion, I mean entertaining as it was,
but I'm not sure that it was the greatest versement
for the longest form of the game.

Speaker 2 (15:35):
There game, It wasn't twenty six after five Thank you
Andrew Ortison was sport. You're on news TALKSB the early.

Speaker 1 (15:41):
Edition full the show podcast on iHeartRadio Power by News
Talks B.

Speaker 2 (15:48):
Five Eight's a lot of strikes on at the moment
in the unions. Well, they change like wounded bulls for
their services, don't they Some of them up to fifty
bucks a fortnight for the privilege, and they claim that
they're in it for the workers. Of course they do.
They care about them, they want to pay the conditions,
they want them to be better. They've worked their way
up the union ranks to help those at the bottom, etc. Etc.
But then once they get a bit of a profile,

(16:11):
they jump ship and where do they go? The Labor Party.
They're good mates and Craig Rennie he fits the bill
for this. He flits between the CETU and Grant Robertson's office,
and he's been now selected to run in Wellington. Bas
flurfits Simons, who tried but failed to get elected for Labor.
She's surely going to try and weasel her way back
and onto the list somewhere. Michael Wood he wants back in.

(16:34):
Can't get enough of it. You see, Unions are simply
not the premier league for these guys, are they. They're
the equivalent of the bench for the labor Caucus. It's
the place you go to keep your profile up while
you wait for another turn. It's sucking from the public
tit and there's nothing particularly wrong with this. But if
you're a low wage worker who believes these people are
your champions and are in it for you, for negotiating

(16:57):
hard with your employees, for doing the muhi, and then
you realize actually they've just been using this as a
bit of a flight path to feather their nest at
the beehive. Wouldn't you be a bit pissed off with that?
I would be. Not all union members are lefties after all,
Sure many of them are, but most just want a
fair deal and a decent spokesperson, not a bunch of

(17:18):
political wannabes doing dress ups waiting for their time in
the National spotlight news talks. He'd be.

Speaker 1 (17:25):
We're in the UK on your radio and online on
iHeartRadio early edition with Ryan Bridge, and are the Supercenter.
Explore these accessories and servicing all in one.

Speaker 2 (17:38):
News Talks at B twenty four away from Sexier on
News Talks VB for your Monday morning. Great to have
your company. We'll look at these key WESAB changes before six. Also,
the deal with Ukraine and Russia organized by Trump not
going to happen on Thursday, I don't think, and Trump
is now lashing Ukraine again. Zelenski's out tweeting we'll have

(17:58):
more on that with Gavin Gray out of the UK.
The key we say a thing. Total remuneration packages are
apparently going to become a problem because what employeers will
do is say, oh, yeah, we could give you that
you know, top rate of six percent. You pay six percent,
we add six percent, there's your twelve percent, or we
could give you that money up front now and you go, well,

(18:20):
of course, I have the money in my pocket right now.
And so that actually disincentivizes you from saving for your
retirement because who wants to wait until they're sixty five?
You know, this is the thought process of a young person.
So is it going to do what it says it'll do.
We'll talk about that before six. Brian Bradley, our reporters
around the country. Callum Procter and Dnedan Callum, good morning,

(18:40):
morning riots. You've got some smarter tech for Dunedin Hospital.

Speaker 9 (18:45):
Here, for the new outpatient building which will open into
Needa next year, a digital health design lab's been set up.
It's just a cross from this new build. It's this
is this lab. It's trialing equipment such as a new
digital booking system, digital signage for directions around the new
building and journey boards as well with real time updates
on appointments and patient flow. Health New Zealand says it

(19:08):
will improve accuracy, bring faster access to information and also
reduce staff workload. The new hospital has a digital program director.
He's Philed Baskerville. He says this system will make communication
faster and clearer.

Speaker 2 (19:20):
Right across the hospital. All right, how's your weather?

Speaker 9 (19:23):
Mostly fine nor easterly this afternoon fifteen the high cheers.

Speaker 2 (19:26):
Callum, Hey clear, good morning. What's happening there? People getting
business is getting broken into?

Speaker 10 (19:32):
Yeah, Well, there was a massive ninety minute crime spree
in christ Church yesterday morning. So multiple businesses across six
different suburbs were hit by what police say were a
group of youths This happened between the hours of four
and five thirty am. They were alluded to these burglaries
ranging from sort of the suburbs of Halls will Ricket
in Addington to the other side of town and Waltham too.

(19:54):
The alleged youth offenders used a number of stolen vehicles
to unlawfully gain entry to the premises, i e. They
ram rated them. It's believed that they took multiple items
from different locations and perhaps some insight into the age
of these offenders was that multiple food items were taken,
including potato chips and some brownies. Police do say that

(20:14):
the youths have fled in some more stolen vehicles they reckon.
They've also intentionally driven in a dangerous manner, which is
apparently because they know police will not pursue them due
to the risk. The inquiries into the burglaries are ongoing.

Speaker 2 (20:27):
Oh makes you mad, doesn't it. How's your weathering?

Speaker 10 (20:30):
Cloudy with the odd shower clearing of it. Nater south
easterly is turning northeast and the high will be fourteen.

Speaker 2 (20:35):
All for some potato chips? Thanks clear himax morning, good weekend. Yeah,
pretty quiet.

Speaker 7 (20:42):
One of those in between weekends.

Speaker 2 (20:44):
Okay, what's going on with the bars giving away a
bar tab and they'll close your bar down?

Speaker 7 (20:49):
Yeah, So this is a Dakota bar and courtney place
which runs a weekly pub quiz. One hundred and fifty
dollars worth of bar tabs up for grabs. I probably
shouldn't fully admit this, but used to go to the
pub quiz every week or two until a few months ago.

Speaker 2 (21:01):
Apparently you can't do that.

Speaker 7 (21:02):
You can't advertise bar tabs as a prize or promotions
that encourage excessive drinking or offer free alcohol. But don't
all pub quizzes do that? I'm not sure Anyway, The
owners had a number of run ins with a city council.
He says he's being targeted by an overly judicious committee
and chief licensing inspector who wants the cancelation outright of

(21:23):
the venue's license. The council says the bar's language appears
to offer free alcohol and promoting excessive consumption. So there's
one hundred and fifty dollars worth of bar tabs up
for grabs, probably on the side of the bar here.
The top prize is seventy five dollars. Let's say the
quiz team is made up of five players. That's basically
just a free drink each, which is hardly excessive. And

(21:43):
the city council, of course, does have history trying to
stop bars, clubs, etc. Operating full stop on Courtney Place.

Speaker 2 (21:50):
Now they're doing anything they can to stop people from
going there. So it's not free alcohol because you have
to win something to get it right. Exactly stupid. How's
your them cloudy today?

Speaker 7 (22:01):
With the odd shower seventeen?

Speaker 2 (22:03):
They thank you. I'm sick to death of these Welser
bureaucrap people. Yes, like there are so many examples of
this now and the owly you can't have that. You
have to have labeling on this, you have to can't
sell that. And look what's happening to young people? They're
all depressed.

Speaker 11 (22:18):
What about old people are depressed to you?

Speaker 2 (22:20):
Yeah, because people used to go out and socialize, have
a drink at a bar and socialize and eye to
eye have a conversation. Right now they're at home on
their phones, just depressed and anxious and a ball in
the corner. You don't go into a.

Speaker 11 (22:34):
Pub, quarse. I was just thinking Max would be quite
good in a pub.

Speaker 2 (22:37):
Quarse it'd be great go to Dakota. Good morning, Neva.
How are you hey. Great weather on the weekend.

Speaker 11 (22:44):
Wasn't as beautiful.

Speaker 2 (22:47):
I've been doing work on the house out and about.

Speaker 11 (22:50):
You look very tense.

Speaker 2 (22:52):
Yeah, you got a good ten.

Speaker 11 (22:54):
As brown as me.

Speaker 2 (22:57):
That's saying something. Politics here in the City of Sales,
they're wanting real action on housing.

Speaker 11 (23:04):
Yeah, this is going to upset you. This is this
We're just talking about this homeless issue again here in Auckland.
So there's been an open letter. So the Auckland politicians organizations, Yes,
you're quite right, they want re election, so they've penned
this open letter criticizing the government's proposed ban. This is
on the homeless people in the CBD here is pushing
for a return of emergency housing, funding for outreach services

(23:26):
public housing. So the person who's come out to talk
about this as Vanessa Cole, who is the Action Station
Housing campaigner. So, I mean, we've heard all of this before,
haven't we. She's saying this ban would force people into
other parts of the city, potentially further away from support.

Speaker 6 (23:44):
What do you do?

Speaker 10 (23:44):
What do you do?

Speaker 11 (23:46):
She's saying, come on, come on, is this some real answer?

Speaker 2 (23:49):
And also another open letter.

Speaker 11 (23:50):
You know, funny you should say I was in the
newsroom before saying open letter. Everyone's doing an open letter.

Speaker 2 (23:56):
Give me a closed one and I'll be interested until
then is a block? How's our with us in more
of the good stuff?

Speaker 11 (24:04):
Yes, fine, fine, five just a chance of a show.
But year heaps of good stuff.

Speaker 12 (24:09):
Yere twenty one is a highs.

Speaker 2 (24:10):
By the end of the summer, I'll be Neva Brown
been away from Sexty's TALKSIB News Talks EB. It is
quarter to six.

Speaker 8 (24:19):
Now.

Speaker 2 (24:20):
Marjorie Taylor Green, or as Trump calls her, Marjorie Traitor Green,
has quit. She's quit in Congress. This is the one
that the peroxide blonde mega hat wearing one you can't miss.
So she came into the Mega movement because she was
anti establishment. She says, the problem is now MAGA has
become the establishment. So she'll go off and do something else,
presumably outside of it.

Speaker 1 (24:40):
International correspondence with ins andn Eye Insurance, Peace of mind
for New Zealand business.

Speaker 2 (24:46):
It's big meeting in Geneva, going on over the war
in Ukraine, joining us, Gavin Gray, Gavin Progress.

Speaker 12 (24:53):
No, not really, not that we know of. At the moment.
So this is a meeting between security staff of being
called the G three or the E three Britain, France
and Germany, and then meeting currently the European Union, US
and Ukrainian officials for further discussions on Donald Trump's plans. Incidentally,
he said about his twenty eight point peace plan that

(25:15):
Ukraine leadership has expressed a zero gratitude towards him and
America thus far, and that kind of ops the ante.
Having said that not everything in this twenty eight point
plan was written in stone and that there weren't anything
that could have been debated. Now suggesting that Ukraine has
not been coming forward in its gratitude, I'm afraid further

(25:38):
muddies the water. And what the Europeans are doing is
constantly playing catch up to what's been presented to them.
Are they going to be able to have us say
on things, Well, they might be able to tweak one
or two things. I think by and large, the deal
that Trump has outlined is the deal that is on offer.
It's whether that a lot of Mezzelenski and Ukraine takes
it or not, but certainly Europe trying to flex its mass.

(26:00):
I think trying to give guarantees over the future security
of Ukraine in whatever shape that country may take. That
they certainly look to be very much on the back
foot of rather behind the curve when it comes to
this piece deal.

Speaker 2 (26:11):
All right, we won't hold out of breath for a
deal by Thursday. Now what Starma got to do with this?
I mean, the US Congress wanted Andrew mount betten Windsor
as we now call him, to appear before Congress. He
didn't reply in that upstate and now Stamer is involved.

Speaker 12 (26:28):
Yes, so this is all that the US Congress wanted
to speak to him about his relationship with Jeffrey Epstein.
They're investigating everyone Jeffrey Epstein knew, and they're trying to
get a bigger handle therefore of who might have been
involved in the various scandals that were circulated around the
late disgraced financier and sexual abuser Jeffrey Epstein. So, of

(26:50):
course Prince Andrew was given a deadline. He has not
responded to that at all, and plenty in the US
Congress thinking that is rude. But on a recent trips
a kirs Starmer, the British Prime Minister was asked about
this idea about people and the Congress. Inquiring to Epstein
and he said, well, you know, as a rule of thumb,

(27:11):
basically anyone with information should come forward. Then, when asked
principally what about the former Prince Andrew or Andrew mount
Batan Windsor, he said, well, I can't comment on this
particular case, but then added a general principle I've heard
for a very long time is that anybody who's got
relevant information and relating to these kinds of cases should
give that evidence to those that need it, thereby implying, well, actually,

(27:35):
Prince Andrew does have something to answer or Andrew mount
Batan Windsor, so he's really been caught up rather unwisely
in a row between politics, the US Congress, British politics,
and also the royal family, and those three do not
tend to mix terribly.

Speaker 2 (27:51):
Well, Gevin, thank you. Devin Gray are UK europe correspondent
to Living to.

Speaker 1 (27:55):
Six Bryan Bridge.

Speaker 2 (27:57):
Nationals dropped ats first election promise it once to lift
the fault? Can we save a rate to twelve percent
by twenty thirty two to match the Aussies, Employer contributions
were jumped to six percent, increasing by half a percent
each year, but not until twenty twenty nine. Claire Matthews
is Associate Professor, Mass University Business School. Claire good morning,
Good morning, Ryan, good thing.

Speaker 8 (28:18):
Well, yes, and though yes, it's good to see key
We Saver rates rise, but to see it done in
this way is not necessarily the best way.

Speaker 2 (28:27):
What's wrong with this way?

Speaker 8 (28:31):
It's a little bit piecemeal. We need to actually think
about can we save it in bigger terms and think
about actually, if we're going to make some changes, how
do we want it to log And yes, one of
those changes might be to their default rate, but that
should be part of a bigger picture, not a single change.
There are other changes that need to be made, which

(28:52):
came out in the Retirement Commissioner's Report on the Review
of Retirement Income last week or the week before. There's
things like total remuneration contributions for over sixty five year olds.
Those are just a couple of things, but it's looking
at it in a bigger way. And the other issue
is that if people think it's too high because you're

(29:14):
not compelled to be a member of Key We Save,
but they'll just say or to continue to contribute, they'll
just say I can't afford this, I'll put it off hold,
and therefore then they're not contributing anything, which is actually
a worse situation.

Speaker 2 (29:26):
It's basically choose your own adventure. You can choose to
be in it or not be in it, and you
can choose which rate you go with. So what the
total remuneration issue has been raised with me before, So
tell me how this works. An employer will say, yeah,
we could do the OT six percent rate and match
your six percent rate, or we could give you the
money now in hand.

Speaker 8 (29:47):
Basically that's how it works. Yeah, so instead of putting
it into your KEI Savior, they say, we'll give it
to you, and then it's your responsibility to put it
into your KEII saver or put it somewhere else. But
you're not actually going to get it as an extra
your salary. It's put into your salary. There's fine for
some very high earning employees are your chief executives and

(30:08):
C suite people, but it's where it gets supplied to everybody,
and CEOs isn't like have a bit more power in
terms of their relationship with their employer. But some employers
do this to people who really have no power in
their relationship, and they've really got no choice but to
go along with it, even though it's not in their

(30:29):
best interest or what they want.

Speaker 2 (30:31):
Does it not have the same in terms of financial outlay?
Would it be no different for the employer whether they're
paying into a KIPI saver or giving them to them upfront.

Speaker 8 (30:41):
Fundamentally it shouldn't cost any difference.

Speaker 2 (30:43):
So why would they do it?

Speaker 8 (30:46):
Because it just makes it a lot easier. Instead of
having to worry about payments going here, there and everywhere,
they just have to worry about what amount to pay.

Speaker 2 (30:53):
Gotcha clear? Matthews, Massive University Associate Professional Business scoll. Appreciate
your time this morning. It is eight to six News TALKSB.

Speaker 1 (31:00):
News and Views you trust to start your day. It's
earlier this ship with Ryan Bridge and r V super
Center explore RVs accessories at Servicing Fall and one News
Talk set B six.

Speaker 2 (31:13):
To six on your Monday morning. Great to have your company.
I was reading at the weekend about the Germans who
want to increase the number of soldiers in the army.
They are aiming for two hundred and sixty thousand, up
from one hundred and eighty thousand currently. An extra two
hundred thousand reservists. This will all happen, hopefully by twenty
thirty five. They've been a bit gun shy on this
obviously because of you know, Nazis. But one thing I

(31:34):
found interesting was the Chief of Defense has said that
NATO should be preparing for a possible Russian attack within
the next four years, possibly as early as twenty twenty nine,
and they need to be prepared for it. So it
looks like that trying news talk, said b Ryan B.
Mich Is with us next. Good morning, Mike, I'm with
you now right now this moment.

Speaker 13 (31:56):
Did you sorry goo No, I was just going to
ask you you missed the lead this morning when Max
said I've had it in between weekend and he was
a bit down and the dumps. You didn't show the
sort of care to a fellow work that I would
have expected from somebody like you, Like you know what happened, Max?
What do you mean in between what was the story there?

Speaker 2 (32:13):
I assumed he meant, and in between weekend like I
went away last weekend. I have got a concert on
next weekend and you don't know that, And I do
you think he's upset?

Speaker 13 (32:22):
It sounded like it.

Speaker 2 (32:23):
It sounded lots. Max always sounds upsets got British, He's
got that demeanor.

Speaker 13 (32:29):
It's just I was I was concerned a lot of people.
Makes the people think I'm heartless, but I'm not.

Speaker 2 (32:37):
I know you're not heartless because you're very sweet to
me in between the ad breaks. Oh actually, I saw
a story this morning that reminded me of you. Okay,
you know we talk about putting the creatine into the coffee.

Speaker 13 (32:48):
That's the one you talked to Katie the other day.

Speaker 2 (32:50):
You give him bit of advice on that. Yes, I
texted a photo of my creatine.

Speaker 13 (32:54):
You're looking better because of it.

Speaker 2 (32:55):
By the way, thank you. It's called functional coffee, so
they yeah, that's a big deal now, yeah, yeah, So
thirty percent in the last year alone in the UK,
there's been a thirty percent increase in functional coffee is
being sold, which are shrooms and stuff, shrooms, protein, all
sorts of stuff.

Speaker 13 (33:10):
Do you put anything in coffee?

Speaker 2 (33:12):
Coffee?

Speaker 13 (33:12):
Honestly, I tell you if you want, if you if
you take nothing else from me this year, coffee there
is no downside to coffee. And you stick a shromer
and a bit of creatine in your coffee, you will
never look back. I reckon if Max put some shrooms
and some creatine into this coffee.

Speaker 2 (33:28):
We should say shrooms, not shrooms that will make you high,
of course, not just just just you know the benefits
of coffee and mushrooms and creatine and stuff like that.

Speaker 13 (33:38):
I tell you I'm looking forward to seeing you when
you come back in January of fever whenever it is,
because I mean, I think you'll be transformed.

Speaker 2 (33:44):
But if you're the poster child, I don't know if
it's Come on, mateks older than you, I look amazing,
all right, Nice to see now. You have a PM
on today, No doubt I do see you tomorrow. Everyone,
have a great Monday.

Speaker 1 (34:00):
For more from earlier edition with Ryan Bridge, listen live
to Newstalk STB from five am weekdays, or follow the
podcast on iHeartRadio.
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