An Easy Way to Make $50 a Month

I filed for Bankrupcy in 2004. I know there is a difference between being poor and being BROKE. 

Today I share a strategy I've been doing for most of this year and it's saving me close to $50 a month and I don't have to do a thing.

A bundle of Disney+, Hulu, and Max is $30/month
Peacock $14/month
Paramount and Showtime $13/month.
Total: $57

(and yes, I know there are more). 

Rotate Your Streaming Services:

• Cancel all but one streaming service at a time.

• Saves up to $50 a month by only paying for one service at a time.

• Focus on quality content, avoiding time wasted on subpar shows.

⭐ Smart Meal Planning:

• Instead of eating out, consider quick and affordable home cooking.

• A simple George Foreman Grill can make delicious burgers at a fraction of the cost.

• This not only saves money but is healthier and faster than fast food.

⭐ Avoid Impulse Purchases:

• Think twice before buying things you don’t need, especially during sales.

• Consider if the purchase truly adds value to your life.

• Practice this discipline to accelerate your journey towards being debt-free.

Want more money tips? Check out "Get Your Money Working For You."

Want to give back? Buy Me a Coffee (or two).

Episode Transcript

(00:00):
And look, I'm not making fun. I have been there.
Live from the basement. It's building a better
Dave. Check us out at better dave.com.
Email us at [e-mail], or call in your

(00:27):
Dave Jackson. Hello.
It is me, Dave. This is gonna be a quick one.
I, I do tech support for podcasts.
And on occasion, I will get somebody that says,
hey. And look, I'm not making fun. I have been there. You
know, I I was bankrupt in 2004. So when I

(00:50):
hear, hey, like, things are getting tight. Is there any
way? And they'll even say, I'm not looking for a
freebie, but, like, what can we do to make this cheaper?
And I get that. You're freaking out because
there's not enough money at the end of the month or
however that goes. Right? And

(01:13):
I suggested to someone. I said,
well, one of the things you can do is what I
do. And I could pay for all these if I wanted to. I'm
doing okay right now. But as I look at
their website, I could
pay $30 a month if I

(01:34):
get the bundle of Disney, Hulu, and
Max. Alright. So there's $30.
Now here are the here are the different services I've used. I like
Hulu, especially when murders in the building is on. Netflix.
Peacock, I occasionally will pop into. I have
Paramount because I have Walmart Plus. But if I

(01:58):
didn't have Walmart Plus, that would be probably at the bottom of my list. I
know there's a new season of Frasier on there waiting for
me. So there's 4. What what do we got again? We got, Hulu,
Netflix, Peacock, Paramount.
I'm missing 1. And I can't remember what it oh, Netflix.

(02:18):
Whatever. You get the idea. And right now,
I'm watching Peacock. Oh, I also have Amazon Prime,
but we get the idea, Dave. And here's the thing.
We used to, and we as society,
used to watch all the same stuff at the same

(02:38):
time. And the only thing that even comes close to that now
are sports. Right? You're like, oh, man. You see that game last
night? In the immortal words of Steve Martin, Buffalo beat
Miami. You're sick. You are sick. Right?
Other than that, in the Super Bowl
and maybe the Olympics, we don't really do that

(03:02):
anymore. I remember going to work and making it to
my cubicle back in the day, and we'd all be talking about what
Howard Stern said on the radio because we were
all listening to Howard Stern. That doesn't happen. And
so one of the reasons that I used to get all these
things is I didn't wanna feel like an outsider.

(03:24):
And if somebody goes, oh, man. Have you seen Yellowstone? And
I'd go, no. And they'd be like, what?
And so then you're like, oh, it's on another service that I'm not watching or
whatever. I also use YouTube TV. That's how I get my
TV, and I never watch live TV. I always
watch it recorded. And so

(03:46):
what I finally heard somebody throw this out, and I was
like, can you is that really possible? And that
is you cancel all but one. So right
now, I'm watching Peacock and then anything
else. Like like I said, I have Amazon Prime because I ship a ton of
stuff, and that actually pays for itself. I might dip into

(04:08):
Paramount. But even like Paramount, I barely watch, and
I barely watch Amazon. So it's
primarily right now, I'm watching Peacock. And I
was watching a show with Kevin Hart about some
gangsters in Atlanta. It was pretty good. And
it's, over. I was kinda bummed because I thought it was just

(04:30):
like a miniseries. And, like, no. It's an actual like, there's
gonna be a series 2, and there was a cliffhanger. Well, instead of
paying whatever I'm paying on Peacock, I think
it's $10, which is dumb because I got the
version where you have to watch ads. Now that kinda works
for me because I watch most of this stuff

(04:52):
in my office on a computer, and I have a,
what do you call it? A Chrome extension. He said moving his
mouse called video speed controller. And
I watch every I I fast forward through all the commercials
even though they say you can't. Yes. You can.
And so that saves me. Right? If we look at this

(05:15):
bundle, that saves me $30 a month, and that's just Disney, Hulu,
and Max. If we count, I think Netflix is like
$17 a month. You could get close to $50 a month
by just watching one service. And here's the other thing that it
does. It saves you time from
watching crappy stuff. Because there are times when you go to

(05:38):
Netflix and it, you know, it puts that, vomit of
things in front. I always love the fact that if I'm actually watching
something and I'm halfway through the movie, I have to scroll almost to
the bottom of the screen to go, oh, here's the stuff I was watching. They're
like, here's new stuff. And I'm like, yeah. I mean, I kinda wanna finish
this movie. That drives me nuts. But you can save yourself

(06:02):
some money by just using one service. Because then
when you finally find yourself going, nah, I guess it could have I
seen this before? I don't know. Well, that's when you go,
nope. I'm not gonna waste my time looking. Because by the
time you watched everything you wanted to watch on the one
service, there are other things. Like, right now, I know

(06:24):
when I log in to Netflix, and I think that's where I'm gonna go next.
Actually, I haven't been on HBO in a while. So I might go to HBO,
and there will be things there. I'm like, oh, cool. I wanted to see this.
And the other kind of cool thing is if it's one of those shows that
is doing, like, 1 a week, you can now binge it
because you couldn't binge it before because it was, you know, a new season.

(06:48):
And so you actually kind of have a better use of time because you
can blow through that series and then blow through the other
series and that thing. And you you watch the 3 or 4 things on
that that you want to. And when you find yourself going, have I
seen this already? I don't know. I'm not sure if this is yeah.
Okay. Don't do that. Because over on Hulu or

(07:10):
Peacock or insert Disney, whatever,
there are other things waiting for you now. And it just
dawned on me that there are many times I was paying for a service
waiting for the next season to come out. Well, don't do that. It's really easy.
That's the other thing is it's super easy to just
log in to an account that you've canceled and go,

(07:33):
okay. Bring it back. Now I realized that you're
like, yeah. But before, I had it on the $15
plan, and and they're not grand fathering anybody in this stuff.
Everybody's rates go up, so you're not doing that, and you're definitely
saving more money. So it's just one of those things where,
you know, we could get into things like quit

(07:55):
eating out. The, look. I'm I'm a fan of
McDonald's. Way too much than I need to be. But it did
dawn on me the one day to do the finances on
that. Like, you can buy a 8 pack of buns for whatever and
then a stack of hamburgers, And it takes you, I don't
know, 5 minutes to make a hamburger on the George

(08:17):
Foreman grill. And it costs, like,
ridiculously less than if you actually go to McDonald's. Remember when
fast food was a, fast and b, cheap? And it's not
neither right now. And they keep trying to make it faster, because
now you can order ahead and they'll bring it out to you. But you're still
you might as well go through the drive through. I've done that. And so

(08:39):
realize by the time you drive to wherever,
sit in the drive through or, you know, wait for them to bring it out,
and then drive back home, you could have made a burger
or 3 at home at a third of the price.
And I think that's it. I think we're just like, oh, I'm tired. I want
somebody to do something for me. I want someone to

(09:01):
cook for me. It's be like, it's really not that bad,
especially if you got a Foreman Grill. That's an easy way
to, to save money. And then just quit buying stupid
stuff. You know, we've got, we just had
Amazon pre pre Black Friday.
I was in Walmart this

(09:24):
week, and they had a,
you know, flat screen TV that was taller than I
was. Look. I'm 61. I'm not a giant, but I I mean, I'm pretty sure
if I laid down, this thing was bigger than me. And I just thought
I don't know where I would put that. And it was like $228.

(09:44):
And I was like, that's pretty cheap. And it dawned on
me that, a, I have a pretty big flat screen in my living
room that I never watch. And when I do watch, I watch YouTube
on it, usually on my lunch. And so there was a part of
me that's like, oh, I could get a bigger TV. $200.
And then I'd be like, how is that gonna fit my car? And I have

(10:06):
to go borrow my brother's van to bring the TV
home. And then the one time I did get the the big TV I
had, I had to go buy a new stand because my other stand
was very puny compared to the TV. So
be careful buying things that you don't need. And,
I have been doing a really good job this year for the most part of

(10:30):
doing that, and I'm paying off bills faster than I normally
do. And, my goal is to be debt free
sometime in 2025. That's the goal, and I'm headed that
way. And one of the ways I do that is by not paying for
streaming services that I don't watch. And so when that
ticket came in, I was like, you know what? I'm gonna share this with you

(10:53):
because you might think something like, well, if I do
that and people are talking about Yellowstone and I haven't watched well, so
what? You know? Yeah. But they might be talking about merging the building, and I
had I don't have Hulu. So what? There are many other things to
talk about. You're not really missing out on life changing
information. It's not like, well, I was watching this thing on how I

(11:16):
can cure cancer with, Manwich. And you're
like, wait. What? Like, I need to no. There's none of that going
on. And anything that's really good
that is not being talked about on the mainstream
media, about how bad really the government is just
in general. Like, the FDA isn't really protecting our food

(11:38):
and, you know, the medical it's just it's all
corrupt BS stuff. And, that stuff's not being talked
on mainstream media. You gotta go to a podcast for that kind of stuff.
So just thought I would share a money saving
tip with you today. And, till we meet again,
it's gonna get better.