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October 2, 2025 31 mins

Most multifamily owners think deposits protect them from risk…

But what if the opposite is true?

In today’s episode, I sat down with Andrew Bowen, a 30-year multifamily veteran and housing advocate, who’s helping operators rethink the outdated deposit model.

He explains how a deposit alternative not only protects owners but also speeds up leasing decisions and boosts retention.

In this episode, we break down:

  • Why the traditional deposit model is broken (and costing you money)
  • How deposit alternatives can reduce bad debt while increasing occupancy
  • Why residents are more likely to renew under this new system
  • The operational mistakes that can ruin these programs if done wrong

Plus, Andrew shares how AI and predictive modeling are reshaping multifamily operations across the board.

If you own or operate apartments, this episode will challenge the way you think about deposits forever…

Tune in to the episode now.

Take Control, Hunter Thompson

Resources mentioned in the episode:

  1. Andrew Bowen

Website

Email

LinkedIn

Interested in learning how to take your capital raising game to the next level? Meet us at Capital Raiser’s Edge.

Learn more here: https://raisingcapital.com/cre

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