Closing Day Podcast 2: 20% Say What?!

On the second episode of Closing Day, we tackle the topic of budgeting! Kyle interviews Katie Sadowski who teaches the Financial Fitness course at Homeword here in Missoula, Montana. Katie has a background in accounting and outdoor education, helping her become an excelent financial "quarterback" for the people who take her course. Topics addressed in this episode: * Preventing debt vs. recovering from debt * Budgeting on dreams not goals * Surprising facts about credit card debt * Risk assessment * Raising your checking floor * Budgeting wants vs. needs * Finding your own “financial quarterback” Katie brings a ton of energy to the podcast as she dives into these topics and more, helping you get closer to closing day! *Resources: * Homeword (http://www.homeword.org/) - http://www.homeword.org/ BankRate Mortgage Calculator (https://www.bankrate.com/calculators/mortgages/mortgage-calculator.aspx) - https://www.bankrate.com/calculators/mortgages/mortgage-calculator.aspx Smart about Money (https://www.smartaboutmoney.org/) - https://www.smartaboutmoney.org/ Dave Ramsey's EveryDollar (https://www.everydollar.com/) - https://www.everydollar.com/ Money Rules by Jean Chatzky (http://www.jeanchatzky.com/books/) - http://www.jeanchatzky.com/books/ Switch by Dan and Chip Heath (https://heathbrothers.com/books/switch/) - https://heathbrothers.com/books/switch/ MONEY Master the Game by Tony Robbins (https://www.tonyrobbins.com/money-master-game/) - https://www.tonyrobbins.com/money-master-game/ The Little Book of Common Sense Investing: The Only Way to Guarantee Your Fair Share of Stock Market Returns by John C. Bogle (https://www.amazon.com/Little-Book-Common-Sense-Investing/dp/1119404509/ref=sr_1_1?keywords=little+book+for+common+sense+investing&qid=1552334574&s=books&sr=1-1) - https://www.amazon.com/Little-Book-Common-Sense-Investing/dp/1119404509/ref=sr11?keywords=little+book+for+common+sense+investing&qid=1552334574&s=books&sr=1-1 Smart Women Finish Rich by David Bach (https://davidbach.com/books/) - https://davidbach.com/books/ Visit our website (http://www.pintlergroup.com/) for more information about Closing Day! You can also find us on Instagram @ClosingDayPodcast (https://www.instagram.com/closing_day_podcast/?hl=en) and on Facebook at Closing Day Podcast (https://www.facebook.com/Closing-Day-Podcast-2197268306996798/). Special Guest: Katie Sadowski.