All Episodes

October 27, 2019 34 mins

Yemi Atanda, Group Head of ePayments at Guaranty Trust Bank (GTB), takes us behind the scenes of GTB 737, GTB's wildly successful USSD service.

Yemi shares the origin of 737, from how they selected the specific numbers 737, to usage trends, to the wildly successful mass marketing campaign that helped introduce the financial product to everyday Nigerians.

In this episode, we talk about

01:06 - Yemi's journey from mechanical engineering to digital banking

03:34 - What USSD is, and how 737 came to be

11:56 - Building out 737 with human-centered design

13:22 - The various use-cases for 737, and the one that trumps them all

16:55 - [Paystack Merchant Alert] Introducing Renmoney paystack.com/renmoney

17:46 - The typical 737 customer

19:08 - How the team came up with the popular 737 jingle

20:25 - Marketing 737 to the average Nigerian

22:17 - Preventing fraud on 737

23:50 - Exploring plans to expand 737 outside of Nigeria

25:27 - Learning about Nigerian behaviour through the lens of 737 usage trends

27:23 - The future of 737 as a USSD service

30:59 - The most important question

Follow Us

The Decode Fintech Newsletter is a weekly email summary of the most important news in African fintech. Subscribe to receive original commentary and curated stories, as well as the latest episode of the podcast.

  • Subscribe to the Decode Fintech Newsletter
  • Follow Decode Fintech on Twitter
  • Decode Fintech is brought to you by Paystack

    Paystack helps Africa's most successful fintechs build powerful and scalable financial service products with the industry's best-documented APIs. Please visit paystack.com/fintech to find out more.

    Mark as Played

    Advertise With Us

    Popular Podcasts

    NFL Daily with Gregg Rosenthal

    NFL Daily with Gregg Rosenthal

    Gregg Rosenthal and a rotating crew of elite NFL Media co-hosts, including Patrick Claybon, Colleen Wolfe, Steve Wyche, Nick Shook and Jourdan Rodrigue of The Athletic get you caught up daily on all the NFL news and analysis you need to be smarter and funnier than your friends.

    On Purpose with Jay Shetty

    On Purpose with Jay Shetty

    I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!

    Dateline NBC

    Dateline NBC

    Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com

    Music, radio and podcasts, all free. Listen online or download the iHeart App.

    Connect

    © 2025 iHeartMedia, Inc.