Future Rich with Barbara Ginty, CFP®
By 2030, women will control more wealth than most countries' GDP, yet women still don't talk about money! Future Rich Podcast aims to change that! We are a female-hosted and female-focused podcast that covers all things money -- how it is spent, saved, and everything in between! Our host Barbara Ginty is a Certified Financial Planner with over a decade of experience. She is a true expert in the field of finances, managing over 100 million dollars. Her conversations go DEEP and give insight into the REAL finances of everyday women, along with various inspirational guests and financial experts! Listen in to hear about the dirty topic no one wants to talk about....money.
Episodes
Happy Friday Future Rich Fam! 💸
This week, we have an extra special episode with expert guests, Heather and Douglas Bonaparth!
Heather is the Director of Business and Legal Affairs at Bone Fide Wealth, LLC. She writes on love, money, family & fairness. She has written for CNBC, theSkimm, Insider, Scary Mommy, and more. Douglas is a CFP® and the President at Bone Fide Wealth, LLC. Douglas also serves on the advisory councils for ...
Happy Friday Future Rich Fam! 💸
This week, we're wrapping up the 2025 season of Future Rich Podcast! Thank you all so much for listening over the years! We can't wait to be back in February 2026 with all new episodes!
If you'd like to be a guest on the podcast, we are looking specifically for women in their 50s and 60s who want to discuss their personal finances and have questions about retirement planning, social secur...
Happy Friday Future Rich Fam! 💸
This week's solo episode is a little different as Barbara Ginty, CFP discusses her personal fertility journey with egg freezing and IVF.
If you haven't listened to episode #45 of the podcast, you should either before or after this episode so you can hear Barbara from six years ago discuss her journey in real time, including all of the nitty-gritty details!
🔍 In this episode, Bar...
In this episode of Future Rich, host Barbara Ginty continues her conversation with Shelby, a 55-year-old government employee, about her financial situation, including income, expenses, retirement planning, and debt management.
In this episode, Barbara gives Shelby some hard-to-hear, but necessary advice: her budget needs to get under control! Listen to learn what Barbara's tips are for Shelby to get started on paying off her de...
Happy Halloween!
In this episode of Future Rich, host Barbara Ginty speaks with Shelby, a 55-year-old government employee, about her financial situation, including income, expenses, retirement planning, and debt management.
Shelby shares insights into...
- Her family's financial habits
- Her goal to get out of credit card debt
- The importance of budgeting
*This is part one of a two-part episode; part two will be available...
In this episode of Future Rich, host Barbara Ginty speaks with Zoe, a 34-year-old mental health therapist living in Florida with her husband and their five-year-old daughter.
Barb provides Zoe with a plan to eliminate her credit card debt and offers her some advice on whether or not she should go back to school and take on more student loan debt with the potential to make more money in the future...
Listen to find out what Barb's...
In this episode of Future Rich, host Barbara Ginty speaks with Zoe, a 34-year-old mental health therapist living in Florida with her husband and their five-year-old daughter.
They discuss...
- Zoe's income and business structure shifting from an LLC to an S-Corp
- Credit Card Debt
- Student Loan Debt
- ... and more!
*This is part one of a two-part episode; part two will be available on all major podcast platforms next Friday, 10...
Happy Friday Future Rich Fam! 💸
This week, Barbara Ginty, CFP takes a deep dive into Buy Now Pay Later (BNPL).
🔍 In this episode Barbara Covers:
- The definition of BNPL
- Why BNPL is different from credit cards
- The risks associated with using BNPL
- The importance of using BNPL strategically
- Upcoming changes in credit reporting that will affect users of BNPL
- Whether or not she recommends BNPL
💡 Knowledge is power—don’t miss th...
In this episode of Future Rich, host Barbara Ginty speaks with Jane, a therapist with multiple income streams, about her impressive financial journey. Jane is 44 years old, lives with her partner, owns two different properties, and works one full-time job and two part-time jobs.
They discuss...
- Using online mortgage calculators
- When and if Jane should refinance her mortgages
- Why you should ALWAYS have professionals double-check yo...
In this episode of Future Rich, host Barbara Ginty speaks with Jane, a therapist with multiple income streams, about her impressive financial journey. Jane is 44 years old, lives with her partner, owns two different properties, and works one full-time job and two part-time jobs.
They discuss...
- Jane's gross income and tax implications as a business owner
- Jane's aggressive savings strategies
- Jane's goals for financial ...
In this week's new episode of Future Rich, CFP Barbara Ginty continues her conversation with Hannah, a 51-year-old veterinarian living in Utah, with a base salary of $130,000. In last week's episode, we learned that Hannah has done her financial homework because she's set to be a multimillionaire by the time she retires.
In this episode, Barb and Hannah discuss...
- The future of Social Security
- Hannah's goals for t...
In this week's new episode of Future Rich, CFP Barbara Ginty speaks with Hannah, a 51-year-old veterinarian living in Utah, with a base salary of $130,000. Hannah has done her financial homework and is set to be a multimillionaire by the time she retires.
Barb and Hannah discuss...
- A bad experience Hannah had with an ex-fiancé
- The importance of having a financial advisor
- Projected Social Security Payments
- The challe...
In this week's new episode of Future Rich, host Barbara Ginty interviews the fantastic Celine! Celine is a returning guest, but this episode is different because she is going on a new and exciting journey of transitioning into the financial planning industry!
Barbara gives Celine some guidance and insights on her own journey to becoming a CFP, emphasizing the value of building relationships with clients and aligning personal val...
In this two-part episode of Future Rich, host Barbara Ginty interviews the lovely Violet!
Violet is 30 years old, lives in Pennsylvania, and works as a digital marketing associate for a finance firm where she makes around $52K per year. Violet also recently picked up a part-time job as a bartender to make extra income.
Violet and Barb discuss...
- How Violet manages two jobs
- The challenges she faces in paying down her credit card deb...
In this two-part episode of Future Rich, host Barbara Ginty interviews the lovely Violet!
Violet is 30 years old, lives in Pennsylvania, and works as a digital marketing associate for a finance firm where she makes around $52K per year. Violet also recently picked up a part-time job as a bartender to make extra income.
Violet and Barb discuss...
- How Violet manages two jobs
- The challenges she faces in paying down her credit card deb...
Happy Friday Future Rich Fam! 💸
This week, Barbara Ginty, CFP® is reunited with fellow CFP® and CRPC®, Charlotte Geletka! Charlotte is the Managing Partner and Financial Advisor at Silver Penny Financial, based in Atlanta, Georgia. Together, they unravel the complexities of recent tax law changes from Trump's "One Big Beautiful Bill."
🔍 In this episode Barbara and Charlotte cover:
- Expanded 529s
- The increased standard ...
In this two-part episode of Future Rich, host Barbara Ginty interviews 36-year-old Samantha! Samantha is a former teacher and current co-founder of a youth dance business in the San Francisco Bay Area.
In today's pod, Samantha and Barb discuss...
- Retirement planning as a business owner
- The positives and negatives of becoming a homeowner
- Saving money to start a family
- ...and more!
*This is part two of a two-part episode; ...
In this two-part episode of Future Rich, host Barbara Ginty interviews 36-year-old Samantha! Samantha is a former teacher and current co-founder of a youth dance business in the San Francisco Bay Area.
In today's pod, Samantha and Barb discuss...
- The challenges of starting a business
- Insights into managing business finances AND personal savings
- The differences between Simple IRAs and SEP IRAs
*This is part one of a two-...
In this two-part follow-up episode of Future Rich, host Barbara Ginty follows up with recurring guest Minnie to discuss significant changes in her financial landscape over the past few years. She is married with two kids, and lives and works in Minnesota. Spoiler: A LOT has changed!
Minnie's first time on Future Rich was back in September of 2020 (episode 93), and her second episode was in September of 2021 (episode 132). Feel f...
Happy Friday Future Rich Fam! 💸
This week, Barbara Ginty, CFP takes a deep dive into the latest in tax-advantaged savings with the introduction of Trump Accounts from the "Big Beautiful Bill" and the expansion of 529 Plans.
Whether you're expecting a child or planning for their future, this episode provides essential insights into maximizing these financial tools.
🔍 In this episode Barbara Cov...
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