Feel like you’ve failed at saving money? You’re not alone—and you’re not broken. In this episode, Steve, The Get Out of Debt Guy, shares how saving money has changed over the decades and how the system is wired to keep you spending. But here’s the good news: you can still build real savings—without pain, guilt, or spreadsheets.
👀 Inside this episode:
Why you’re not bad at saving—the game is rigged
Old-school saving methods that don’t work anymore (RIP coupon binders)
How apps like Acorns make saving painless and automatic
The danger of “false savings” that look smart but cost you
Steve’s 60-second savings plan anyone can start today
Why $500 in your emergency fund isn’t enough
The power of compound interest and why your future self will thank you
📉 Did you know?
According to the U.S. Bureau of Economic Analysis, the average personal savings rate is now under 5%. That means most people aren’t even saving a nickel for every dollar they earn. You can flip that script.
Here are the two links I mention in the podcast:
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