Busting Mortgage Myths: What You Really Need to Buy a Home

Think you need 20% down to buy a house? Or that your credit score has to be perfect? Not so fast. In this episode of Go Gaddis Real Estate Radio, we’re separating fact from fiction when it comes to getting a mortgage. Whether you’re a first-time buyer, thinking about refinancing, or simply curious about what it takes to qualify, this conversation could change the way you look at home financing. Joining me is our Expert Advisor, Matthew Scout, Vice President and Executive Mortgage Loan Originator with Southeast Mortgage. Together, we’ll dig into: Fact vs. Fiction: The truth about down payment requirements, credit score minimums, and income qualifications. We’ll bust the myths that keep too many buyers sitting on the sidelines. Market Timing: With interest rates bouncing up and down, is now the right moment to buy or refinance—or should you wait? Matthew shares the data and insight to help you decide. Step-by-Step Guidance: From pre-approval to keys in hand, we’ll walk through the process so you know exactly what to expect. You’ll also hear the biggest mistakes to avoid along the way. At Go Gaddis Real Estate Radio, our mission is to help you go from real estate novice to expert so you can buy or sell a home with total confidence—and without the stress that comes with life’s biggest investments. We believe you should never learn something at or after closing that you could have known beforehand. And remember, with our programs, you get all the upside and all the options to make your next move your best one yet.