Storm After Storm: How Insurance Is Weathering the Natural Disaster Crisis

In this episode of Go Gaddis Real Estate Radio, we’re taking a closer look at the growing impact of natural disasters on home insurance with Expert Advisor Matt Reeves, Exclusive Allstate Agent and Personal Financial Representative. As weather events become more frequent and more destructive, insurance companies—and homeowners—are facing tough new challenges. Cleve Gaddis kicks off the conversation by addressing the big picture: From wildfires to hurricanes to historic flooding, the U.S. has endured an unprecedented series of natural disasters in recent years. But beyond the headlines, what does this mean for your insurance coverage and monthly premiums? Matt Reeves joins the show to break it all down: Why premiums are rising across the board—even in areas with relatively few claims How insurance carriers are tightening requirements and reducing coverage What homeowners can do to protect their properties and avoid costly gaps in coverage The role of roof age, property condition, and even your credit score in insurability Whether major carriers are pulling out of high-risk markets entirely—and how that affects Georgians If you’ve been shocked by a recent premium hike or had a claim denied, this is a must-listen segment. You'll gain a better understanding of how the market is shifting, what to expect during storm season, and what steps you can take to secure the right policy at the best value. And remember—You Get All the Upside with our team. If you're thinking of selling or buying a home but are unsure how insurance concerns could impact your transaction, our expert advisors and partners will help you navigate the process with confidence. From roof inspections to disclosure strategies, we’ve got your back every step of the way. Don’t forget to visit GoGaddisRadio.com to submit questions, nominate your neighborhood for our weekly spotlight, and subscribe to the podcast so you never miss an episode. At Go Gaddis Real Estate Radio, we help you go from real estate novice to expert—so buying and selling can be done with total confidence and without the worry typical with life’s biggest investments.