Storm After Storm (Part 2): How Insurance Is Weathering the Natural Disaster Crisis

We’re continuing the conversation on Go Gaddis Real Estate Radio with Expert Advisor Matt Reeves, Exclusive Allstate Agent and Personal Financial Representative, as we dig deeper into the insurance challenges brought on by the growing number of natural disasters. Host Cleve Gaddis recaps the eye-opening first half of the discussion, then guides listeners through the real-world implications of what homeowners are facing today. From increased premiums and denied claims to policy non-renewals and coverage restrictions, the stakes are rising across Metro Atlanta and beyond. In this extended segment, Matt explains: What’s behind the dramatic increase in homeowner insurance rates—even in low-claim areas Why roof replacement has become a make-or-break issue for coverage approval How some insurers are exiting entire states or zip codes—and what that means for your renewal Strategies for comparing policies, bundling coverages, and asking the right questions How your claims history, deductible level, and credit score can impact your pricing Cleve invites listeners to share their own experiences with insurance renewals, rate changes, or disaster claims by visiting GoGaddisRadio.com. Have a tip or horror story others can learn from? Let’s talk about it. CLOSING REMARK: "As we face more unpredictable weather and natural disasters, understanding how the insurance industry is adapting—and how you can protect yourself—has never been more important. Don’t wait until the next storm is on the radar to find out if your policy really has you covered." And remember, You Get All the Upside with our team. Whether you’re buying, selling, or just staying put, the Modern Traditions Realty Group is here to help you make confident, informed real estate decisions. Subscribe to the podcast, drop us a question, or nominate your community for our Neighborhood Spotlight—all at GoGaddisRadio.com. At Go Gaddis Real Estate Radio, we help you go from real estate novice to expert, so your journey through real estate can be done with total confidence and without the worry typical with life’s biggest investments.