The Mortgage Programs and Mistakes Most Buyers Never Hear About

You could be leaving thousands of dollars on the table and not even know it. In this episode of Go Gaddis Real Estate Radio, we’re shining a light on the mortgage programs and insider strategies most buyers never hear about. From VA, FHA, and USDA loans to state and local down payment assistance programs, you’ll learn how to find out what you qualify for and how to use it to your advantage. Joining me is our Expert Advisor, Matthew Scout, Vice President and Executive Mortgage Loan Originator with Southeast Mortgage. Together, we’ll uncover how to match the right mortgage program to your needs and avoid costly mistakes along the way. We’ll break down the big missteps that can derail your approval or cost you thousands—like taking on new debt in the middle of the process—and explain why your choice between fixed or adjustable rates, or shorter versus longer terms, can say a lot about your financial style. We’ll also look at what’s changed for buyers in 2025, from new lending guidelines to the growing influence of AI in the mortgage industry. The tools, opportunities, and potential pitfalls have all evolved, and understanding them now can help you make a smarter, more confident move. At Go Gaddis Real Estate Radio, our mission is to help you go from real estate novice to expert so you can buy or sell a home with total confidence—and without the stress that comes with life’s biggest investments. Remember, with our programs, you get all the upside and all the options so you can move forward with clarity and peace of mind.