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June 4, 2025

Lawsuits are accusing property insurers of forcing homeowners onto the state’s FAIR Plan. Also, how California’s insurance crisis is impacting foster care in the Central Valley. Finally, the Beale Air & Space Expo this weekend.

FAIR Plan Lawsuits

The January wildfires that devastated parts of Los Angeles County destroyed thousands of homes and buildings, and losses are estimated in the billions of dollars. This damage has also strained the state’s FAIR Plan - the insurer of last resort - which says it cannot cover all the claims. Its member insurers have now been filing applications to surcharge policyholders across California to help cover the costs of the wildfires. Los Angeles Times reporter Laurence Darmiento joins Insight to talk about these surcharges, as well as a pair of lawsuits alleging that insurers colluded to force homeowners on the FAIR Plan to profit from higher premiums and reduce liabilities.

How the Insurance Crisis is Impacting Foster Care

The insurance crisis isn’t just affecting homeowners, it’s also affecting thousands of foster kids across the state. Last year, the largest insurer of nonprofit foster care agencies in California announced that it was leaving the market and would no longer renew policies. Marijke Rowland is the Senior Health Equity Reporter with The Intersection, a project of the Central Valley Journalism Collaborative. She joins us today along with John Daniel Kelly, Senior Editor of The Imprint, to explain why advocates and non-profit agencies that serve foster families are raising alarms.

Beale Air & Space Expo 

This weekend the public is invited to check out Beale Air Force Base in Yuba County for its annual Air & Space Expo. It’s happening June 7 & 8 and standard tickets are free to the public. Charlene Spade is the Chief of Media Operations for the 9th Reconnaissance Wing. She along with Master Sergeant Gil Hernandez join us with the festivities that are planned over the weekend.

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