The Future Of Money and AI With Natalie MacNeil

In this forward-thinking episode, I'm joined by Emmy award-winning media entrepreneur and futurist Natalie MacNeil to explore the radical transformation of money happening before our eyes. From decentralised finance to community wealth-building, we dive deep into what the future holds for how we earn, save, and invest.

The Dragonfly Metaphor

• Richard Rudd's story of the dragonfly as a metaphor for our current financial transformation
• Water nymphs living underwater with no concept of flying - representing our current understanding of money
• The biological impulse to climb up and transform into something completely different
• How we're about to experience a shift as dramatic as moving from water to flying through air

From Individual to Collective Wealth

• The shift from individual wealth-building to community-focused financial systems
• How AI, robotics, automation, and blockchain will converge to change everything
• The "zero cost margin scenario" - when robots can produce almost everything for nearly free
• Why community and focusing on "being human" becomes crucial as machines replace human labour

Decentralised Finance Revolution

• How fiat currency is backed by trust, not gold, creating vulnerability to government money printing
• The concept of being "your own bank" through decentralised finance
• Smart contracts replacing traditional intermediaries like bankers and lawyers
• Decentralised Autonomous Organisations (DAOs) returning power to communities
• Real examples already happening: Tesla robo-taxis that can work and earn money autonomously

New Forms of Wealth Creation

• Why future wealth won't come from jobs but from owning the machines and AI doing the work
• Capital ownership becoming more crucial than ever
• Examples of productive digital assets and cryptocurrency staking
• The importance of creating a "low burn digital life" with location independence

Portfolio Allocation and Risk Management

• Natalie's 15% crypto allocation vs traditional financial advice of 2-3%
• The importance of age and risk tolerance in allocation decisions
• Warning against valueless meme coins and alt coins without real utility
• Focus on coins with genuine technology and long-term value propositions

Values-Based Investing in Digital Assets

• Screening investments for environmental impact and sustainability
• Using AI tools to analyse portfolio alignment with personal values
• The concept of money as "a prayer" - investing with sacred intention
• Gradual transition rather than wholesale portfolio changes

.css-j9qmi7{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-flex-direction:row;-ms-flex-direction:row;flex-direction:row;font-weight:700;margin-bottom:1rem;margin-top:2.8rem;width:100%;-webkit-box-pack:start;-ms-flex-pack:start;-webkit-justify-content:start;justify-content:start;padding-left:5rem;}@media only screen and (max-width: 599px){.css-j9qmi7{padding-left:0;-webkit-box-pack:center;-ms-flex-pack:center;-webkit-justify-content:center;justify-content:center;}}.css-j9qmi7 svg{fill:#27292D;}.css-j9qmi7 .eagfbvw0{-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;color:#27292D;}