Lykken on Lending
Created by mortgage professionals for mortgage professionals, Lykken on Lending is a weekly 60-minute podcast hosted by mortgage veteran, David Lykken, and co-hosted by Marc Helm. Joining the program each week is Adam DeSanctis with his weekly MBA Mortgage Minute, Les Parker with his Macro Market Update, Matt Graham with a weekly Market Update, David Kittle with Originations Update, Alice Alvey providing a Legislative Update, Allen Pollack with his weekly Tech Update. The weekly updates are followed by the Hot Topic segment, which is an in-depth discussion about one of the hottest topics related to the mortgage industry. The program can be heard live each Monday at noon central or downloaded as a podcast. Each week thousands of industry professionals have found this to be an effective way to stay up on all that is happening in the mortgage industry. This broadcast is provided to the mortgage industry as a public service compliment of Transformational Mortgage Solutions. We invite you to join us to listen and learn.
Episodes
The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:
- Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
- .css-1t8gq41{border:none;background-image:none;background-color:transparent;box-shadow:none;color:#2F3133;cursor:pointer;font-size:inherit;padding:0;-webkit-text-decoration:inherit;text-decoration:inherit;width:-webkit-max-content;width:-moz-max-content;width:max-content;}.css-1t8gq41:hover,.css-1t8gq41:focus{-webkit-text-decoration:inherit;text-decoration:inherit;}
In this week’s Lykken on Lending, the team unpacks the paradox of falling mortgage rates that have failed to jumpstart housing activity. Despite the 10-year Treasury dipping toward 3.60% and signs of rate cuts ahead, economic uncertainty and locked-in ultra-low mortgages continue to keep both sellers and buyers on the sidelines. The conversation highlights inventory shortages, affordability challenges for first-time buyers, and bro...
This podcast segment surveys the latest wave of mortgage tech—from cloud-native LOS platforms and AI assistants to capital markets bots and BI dashboards—while highlighting how the industry is rapidly evolving beyond traditional tools.
-----------------------------------------------------
Allen Pollack, Tech Consultant
This podcast segment explains how shifting Fed rhetoric, a weakening labor signal, and upcoming inflation data are fueling bond market optimism for rate cuts as early as July.
-----------------------------------------------------
Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existin...
This podcast segment unpacks growing calls for reforming loan officer compensation, highlighting industry frustration with outdated regulations, runaway costs, and the race to retain talent amid rising volatility.
------------------------------------------------------------------
Alice Alvey, Master CMB
06-30-2025 “In the End” What Dropped?
————–
It starts with TRUMP, one thing, I don’t know why.
It doesn’t even matter how hard you try.
Despite NATO’s continued self-defeating economic sanctions, the markets see the slow-burning Ukrainian war dragging European GDP down and keeping Oil contained. As a result, Bonds have little to fret over.
Peace, limited prosperity, and China’s deflation give the bulls a chance to reach 3.60 in ...
This podcast segment highlights the House passage of key legislation aimed at ending the abusive use of mortgage credit trigger leads, signaling major progress in protecting borrower privacy.
-------------------------------------------------------------
Adam DeSanctis, VP of Communication at Mortgage Bankers Association
The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:
- Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
- Les Parker’s TMSpotlight, offering a macroeconomic perspective with his signature musical parodies.
- Matt Graham of ...
In this thought-provoking segment of the Weekly Mortgage Update, industry veterans unpack the growing disconnect between market narratives and actual Fed messaging. With headlines misrepresenting measured commentary from Fed officials like Christopher Waller, and markets showing surprising restraint despite escalating geopolitical tensions in the Middle East, the conversation turns toward media responsibility, central bank transpar...
This podcast segment explores the double-edged sword of automation in mortgage tech, warning against careless AI implementation while highlighting modular innovations from Tavant, Maxwell, Fannie Mae, and others.
-----------------------------------------------------
Allen Pollack, Tech Consultant
This podcast segment explains how the market’s muted reaction to the Fed’s dot plot and geopolitical unrest reflects ongoing uncertainty around inflation and mixed signals from central bankers.
-----------------------------------------------------
Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but...
This podcast segment covers that the trigger lead bill is advancing swiftly through Congress, while the mortgage industry faces growing pressure to modernize outdated workflows and embrace AI-driven change.
------------------------------------------------------------------
Alice Alvey, Master CMB
06-23-2025 "Rawhide" The Middle East Is The Wild West
------------------
Build ‘em up. Move ‘em Out. Keep those loans a’ rollin' Though the rates are swollen. Keep them loans a’ rollin' Go High.
The Middle East conflict is complex and carries a high potential for unpredictable consequences. A regime change in Iran needs the army to change its allegiance, and it will take time for the oppressed people to rise up and establish a new...
The Mortgage Bankers Association reports that the U.S. House is set to vote on its version of the trigger lead reform bill, marking the final step before the legislation can be reconciled and signed into law.
-------------------------------------------------------------
Adam DeSanctis, VP of Communication at Mortgage Bankers Association
The future of finance is here—and it's being written in code. In this episode of Lykken on Lending, I sit down with Lee Bratcher, President of the Texas Blockchain Council, to explore how stablecoins, tokenization, and policy reform are reshaping the way we think about banking, payments, and real estate. From Texas’ groundbreaking Bitcoin Reserve legislation to the rising influence of stablecoin technology in everyday transactions,...
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the...
In this insightful episode of Lykken on Lending, David Lykken is joined by Pete Mills and Justin Wiseman of the Mortgage Bankers Association (MBA) to unpack some of the most pressing issues facing the housing finance industry. From the long-debated release of Fannie Mae and Freddie Mac from conservatorship to the push for single-file credit scores and the evolving fate of the CFPB, this conversation delivers a comprehensive look at...
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the...
In this episode of Lykken on Lending, I sit down with Adam Carmel, Founder and CEO of Polly, to explore how his team is transforming one of the most overlooked yet critical areas of mortgage banking—capital markets technology. We dive into why legacy pricing engines have held lenders back, how Poly is using AI and agile infrastructure to cut origination costs, and what the future holds for a more transparent, configurable, and prof...
In this episode of Lykken on Lending, David Lykken sits down with real estate industry veteran and visionary leader Chris Heller. From his early days selling timeshares to leading Keller Williams’ global expansion and now driving innovation at Movoto (powered by Lower), Chris shares lessons on leadership, growth, timing, and the critical intersection of people and technology. This candid conversation explores what it really takes t...
Popular Podcasts
I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!
Ding dong! Join your culture consultants, Matt Rogers and Bowen Yang, on an unforgettable journey into the beating heart of CULTURE. Alongside sizzling special guests, they GET INTO the hottest pop-culture moments of the day and the formative cultural experiences that turned them into Culturistas. Produced by the Big Money Players Network and iHeartRadio.
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.
The Clay Travis and Buck Sexton Show. Clay Travis and Buck Sexton tackle the biggest stories in news, politics and current events with intelligence and humor. From the border crisis, to the madness of cancel culture and far-left missteps, Clay and Buck guide listeners through the latest headlines and hot topics with fun and entertaining conversations and opinions.
Listen to 'The Bobby Bones Show' by downloading the daily full replay.