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November 21, 2025 27 mins

Private lending is reshaping real estate investing—and few people understand that landscape better than Chris Lemons of Creative Financing Solutions (CFS), a division born from the powerhouse leadership team at Alcova. In this episode, Chris breaks down how today’s investors are navigating fix-and-flip opportunities, why wholesalers are disrupting inventory, and what smart lenders are doing to responsibly scale private lending while revitalizing communities. From risk assessment and borrower vetting to the explosion of DSCR and rental-focused products, this conversation gives mortgage professionals and investors a front-row look into the new era of creative financing.

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