Think you need 20% down to buy a home? That lie has been quietly killing dreams for decades—and it’s time to put it to rest. This episode spills the truth, the real truth, about what it actually takes to get the keys to your own place (spoiler: it’s way less than you think).
You’ll learn:
Why the 20% down myth is holding you back
The truth about credit scores—and what lenders really care about
Low and no down payment programs that might already be available to you
Why “waiting for the right time” might be costing you thousands
This isn’t a guilt trip. It’s a game plan.
And if you’ve been sitting on the fence, wondering if it’s “too soon” to think about buying—this is your sign.
📲 Tap play. Then send this to the person in your life who’s this close to making a move but still thinks they need a suitcase full of cash.
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
The Breakfast Club
The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy, Jess Hilarious, And Charlamagne Tha God!