Henssler Money Talks

This week, we’re breaking down several key economic reports, including the Conference Board Consumer Confidence Index, the first estimate of second-quarter GDP, and the PCE deflator—the Fed’s preferred measure of inflation. It’s been a data-heavy week, capped by the conclusion of the Federal Reserve’s FOMC meeting on Wednesday, where policymakers held rates steady and signaled a more cautious outlook on future rate moves.

We’re also...

What is the Fed, and why does Jerome Powell seem to have Wall Street on speed dial? This week, the “Henssler Money Talks” hosts unpack the power and purpose of the Federal Reserve—who runs it, who appoints them, and how their decisions ripple through everything from Treasury bonds to your credit card APR. We break down the rates the Fed actually controls and why those moves matter. Plus, if the Fed is supposed to be independent, wh...

What is the Fed, and why does Jerome Powell seem to have Wall Street on speed dial? This week, we unpack the power and purpose of the Federal Reserve—who runs it, who appoints them, and how their decisions ripple through everything from Treasury bonds to your credit card APR. We break down the rates the Fed actually controls (spoiler: it’s not all of them) and why those moves matter. Plus, if the Fed is supposed to be independent, ...

Leasing isn’t just for cars anymore—it’s becoming a business model for everything from HVAC systems to washers, dryers, refrigerators, and water heaters. While leasing can ease upfront costs, it often comes with long-term financial drawbacks. We explore when it makes financial sense to lease instead of buy, the impact on your cash flow, and why even 0% financing can be a smart move if managed wisely.

Original Air Date: July 19, 2025

...

When it comes to money decisions, the numbers don’t always win. This week, we’re diving into how behavioral finance influences the way we approach big purchases—like deciding whether to buy, lease or finance a car or home renovation that stretches the budget. While one option might make the most sense on paper, your lifestyle, habits, and even emotions can steer you in another direction.

If you’ve been with your car insurance compan...

On this episode, K.C. breaks down what it really means to retire with a pension. While guaranteed income sounds great, he highlights the often-overlooked downsides—like inflation risk, limited control, and the danger of not saving enough on your own. The Henssler Money Talks hosts also explain why even pensioned workers should consider saving independently to build flexibility and long-term security.

Original Air Date: July 12, 2025

...

 Three weeks ago, we dug into the details of what pet ownership can cost over the lifetime of a pet; however, those totals didn’t include what fines you might get if your pet decides to run wild! We look at some cases of animals on the loose in Atlanta, including pet baboons, buffaloes, and pythons. 

According to the 2025 Retirement Confidence Survey, 67% of American workers feel confident in their ability to have enough money to li...

In this episode, we sit down with Justin Wagner, AIF®, Henssler Financial’s Director of Business Development, to explore the real value of offering—and participating in—a 401(k) plan. 

For employers, we discuss the end of traditional pensions and why the shift toward defined contribution plans like the 401(k) makes sense today. Justin explains how company contributions are tax deductible, how a strong plan can enhance your ability t...

A mid-year review isn’t just about catching up; it’s about getting ahead. The “Henssler Money Talks” experts walk through what you should be reviewing with your adviser now: spending, saving, taxes, investments, and any major life changes. From rebalancing your portfolio to making smart tax moves, small adjustments now can make a big difference by year-end. 

Original Air Date: June 28, 2025 

Read the Article: https://www.henssler.com...

This week, we dive into Trump’s “One Big Beautiful Bill,” a sweeping piece of legislation packed with bold promises: historically large tax cuts, rising wages, lower spending, tougher border security, and protections for Medicaid. We unpack what’s actually in the bill—and how it could affect your paycheck, your benefits, and the broader economy.

Over the weekend, the U.S. launched an aerial strike on three major nuclear sites in Ira...

There’s a lot of cash sitting on the sidelines in low-yield savings accounts, earning next to nothing. Instead of settling for 0.5% interest, we explore smarter options like high-yield savings accounts, money market funds, short-term CDs, and Treasury bonds. We break down the difference between saving and investing—and why your idle Venmo balance might be doing more harm than good.

Original Air Date: June 21, 2025

Read the Article: h...

There’s a lot of cash sitting on the sidelines in low-yield savings accounts, earning next to nothing. Instead of settling for 0.05% interest, we explore more savvy options like high-yield savings accounts, money market funds, short-term CDs, and Treasury bonds. We break down the difference between saving and investing and why your idle Venmo balance might be doing more harm than good.

In market news, the Federal Reserve held intere...

Amid alarming headlines about the U.S. dollar losing its status as the world’s reserve currency, the “Henssler Money Talks” hosts break down the realities behind the rhetoric. From the strength of multinational earnings to the unlikely viability of a BRICS-backed currency, we explain why the dollar’s dominance—and your portfolio—remain on solid ground. 

Original Air Date: June 14, 2025 

Read the Article: https://www.henssler.com/dont...

June 14, 2025: Discord in Margaritaville, Trade Tensions, and the Dollar Debate

We’re back this week with a mix of headlines and hard truths—from estate drama to economic indicators that could shake the markets.

We kick things off with a real-world look at just how messy estate planning can get—even when it’s done in advance. Jimmy Buffett’s widow is suing to remove a co-trustee from the $275 million marital trust, claiming withheld ...

We sit down with estate planning attorney Christopher Reeves of Reeves Law, P.C. to break down the essentials of protecting and transferring wealth. From the core documents every estate plan needs — like wills and powers of attorney — to the differences between probate and non-probate assets, Chris explains it all in plain English.  

Original Air Date: June 7, 2025 

Read the Article: https://www.henssler.com/you-cant-take-it-with-you...

 In this episode of “Henssler Money Talks, we kick things off with a market update covering the latest Personal Consumption Expenditures (PCE) data, University of Michigan Consumer Sentiment readings, and ongoing trade talks impacting global markets. 

Then, we sit down with estate planning attorney Christopher Reeves of Reeves Law, P.C., to break down the essentials of protecting and transferring wealth. From the core documents ever...

The “Henssler Money Talks” hosts examine the rise of artificial intelligence in the financial services industry. While AI could bring greater efficiency, it also introduces new risks related to privacy and cybersecurity. Could investors one day be onboarded by an adviser’s AI assistant? It’s possible—but the value of personal relationships and human guidance remains irreplaceable. 

Original Air Date: May 31, 2025 

Read the Article: h...

Market futures surged from Wednesday night into Thursday morning after the Court of International Trade halted Trump’s tariffs—adding another twist to the ongoing trade policy saga. We explore how President Trump’s tariff threats and announcements have repeatedly sparked market volatility, often leading to sharp declines followed by rebounds when he backtracks or extends negotiation timelines. Our experts share insights on how to s...