This week we sit down with our loan expert, Laura Morrissey, to talk about mortgages and what you need to know before taking out a home loan.
How to apply for a loan:
1) Finding the best lender – pros/cons
2) All online – easy
3) What items will be required?
4) How to compare rates/lenders
5) Down payment & closing costs – what should you be saving
6) Why not to overstress
Myths about applying for a mortgage:
1) Affects your credit report every time?
2) Rates are locked on day one
Tips - things not to do while building a home:
1) Applying for new credit
2) Big purchases
3) Job/life changes
Stories about interesting situations:
1) Being in the marijuana business and getting a loan
2) Other crazy stories from Laura’s career
Question of the week: What do you want to know about mortgages?
Laura's Website: http://www.lauramorrissey.com/
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