NZ Everyday Investor

My guest on this one is Michael Every, Global Macro Strategist with Rabobank.

We're no better conditioned than dogs waiting for a bell to ring. Bad stuff happens, rates go down, house prices go up. Easy.

But now, after almost 4 years of watching house prices stagnate,  if you're anything like me, you're wondering if the rules have changed.

It's scary to suggest this, but I think they have. Read more

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Learn more about Loan My Coins.* For multi-signature wallets, check out The Bitcoin Adviser.*

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

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MyRent: See why residential property investors all over New Zealand are switching to myRent.

Provincia: Whether you're looking to invest, or you have a commercial property that needs better management -  they th...

Markets create reality through our collective expectations and actions. It's a self-fulfilling prophecy fed by mass-psychosis. Read more.

Special thanks to Charlie Meadon, CEO of Eccuity.

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MyRent: See why residential property investors all over New Zealand are switching to myRent.

Provincia: Whether you're look...

G. Edward Griffin is the author of The Creature From Jekyll Island. If you ever wanted a deeper understanding on the origin and aims of the US Federal Reserve, this is it. Learn more about Red Pill University.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

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MyRent: See why residential property investors all over New Zealand are switching to myRent.

Provinci...

Recording date: 18th of July 2025

The question of whether Bitcoin is fueling a political revolution is something I’ve been chewing on for a while. I think it is, but I reached out to John Alcock to see what he thinks (and I got more than I bargained for!). Read more about it here.

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Thank You Provincia: Whether you're loo...

Can genuine, transformational wealth still come from work hard and focus? With record amounts of cash sitting idle in bank accounts and property markets showing signs of strain, many aspiring investors and business owners face an uncomfortable truth. Is now the time to quit, or double down? Read more.

Many thanks to Luke Kemeys, from Next Advisory and Keep The Change!

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Sometimes the future doesn’t tap politely. It knocks, and while the instinct is to keep the door bolted, at some stage we need to do better. That’s what’s happening right now in New Zealand, as John Alcock aims to facilitate the country's first property sale powered entirely by a blockchain. Read more.

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It’s a dwelling, but it’s an asset class too - People buy property to live in it, and to grow their wealth in it. Since the early 1970’s, property values have doubled roughly every 7-10 years in many Western countries, including here in NZ. But sitting here in 2025, after watching at least 3 years of falling prices, it’s natural to wonder if the party’s over. Maybe whatever caused prices to rise for over 50 years really is startin...

New Zealand was one of the first economies where the central bank hiked interest rates.

Being first, I wonder if that means other countries watch us to see how sensitive economies are to monetary policy? Read more

Special thank you to Mary Jo Vergara - senior economist at Kiwibank.

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Thank You Provincia: Whether you're lo...

the art of investing is balancing growth and protection, for both you and your kids. Read more.

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Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management -  they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz&nb...

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

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Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management -  they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more.

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The Bitcoin Adviser: Plan for intergener...

I believe the core ingredient in any wealth building strategy is the acquisition of just a few assets. As we acquire assets, we need to start thinking more, not less, about all the things that rob us, and no, not just fees. Read more.

Catch the full Michael Saylor talk here

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Thank You Provincia: Whether you're looking to...

Recently, I attended a conference which centered on what I suspect will be the future of money in a more digital world. One of the best presentations I sat through was from author (of a book called 'Broken Money') and macro-analyst Lyn Alden - 'Nothing stops this train'. The current form of money we use (fiat currency) is tethered to a leveraged system with no easy way to deleverage. Ironically, the strategy we can use as household...

Has New Zealand lost its way? If so, the only path forward is to honestly acknowledge what we once were, understand how and why we’ve changed, and then chart a course for the future we want. It’s a tough question, no doubt, but like any hard problem, there’s a reward waiting on the other side. I’m joined today by Mike Grimshaw, a self-confessed ‘intellectual mongrel’ and Associate Professor of Sociology at the University of Canterb...

In a perfect world, housing would be for lifestyle, and investments for long term planning - regardless, we live in an imperfect world. The real question becomes - what's your response to it? Jump in for number go up? If so, now's looking really, really good. *Just keep a lazy eye some of the bigger changes a foot. Read more here.

Check out the work of Ashley Church here.

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From neoliberal globalization to neo-mercantilism – This is happening, and it might not be a simple transition. Why? Because the digital transformation of money is occurring at the exact same time.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

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Sign up to Easy Crypto: To buy and sell digital assets. Take the free, 5-part online course Crypto 101: Crypto with ...

For everyday people struggling to get ahead in a system that feels rigged, the path to financial security does not in fact, come from getting the degree, working hard, and trying to be liked. That’s the old world. In the new world, to build new wealth, we have to quest for objective truth. Really? Sounds a bit full on.

Check out Cody Ellingham on the Transformation of Value Podcast.

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Decades of punchdrunk capital gains now yield to occasional night terrors of leaky taps and flooded basements. Sure, it’s most likely the cyclical blues preceding a full scale recovery in the residential space, but part of this is vibe shift. So if commercial property 'just makes more sense', what's the playbook?

Joining me to discuss is Jack Revill and Carl Burling from Provincia, an unlisted property fund for wholesale investors.

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The price per ounce of gold hit $3,500 recently – up over 30% now this year alone. Why is gold pumping so hard? Read more. Andy Schectman is the CEO and co-founder of Miles Franklin (Gold dealers).

Mortgage Master Strategy 2025: Fix, Float, or Flex?

Bring your questions and get the straight facts on how long to fix your mortgage in a year shaped by Trump’s tariffs and global uncertainty. Now’s the time to get clarity on the smartest ...