Re-Engineering Your Finances Podcast

It’s mailbag time! Today, Charles answers recent listener questions sent into the show. From worrying about inflation and holding too much cash, to downsizing- or upsizing- into retirement, this episode tackles the financial dilemmas listeners are facing in 2026.

Important Links:

Website: https://www.cpweldegroup.com/

Call: 610-388-7705

Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("P...

Nothing will mess with your financial confidence faster than comparing your savings to your brother, your coworkers, or that guy on YouTube who claims he retired at 35. Your retirement number isn’t a competition. Let’s talk about what really matters when you’re trying to figure out if you’re behind on your savings goals…and what to do if you actually are.

Important Links:

Website: https://www.cpweldegroup.com/

Call: 610-388-7705

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In this episode, we tackle a wide spectrum of listener questions about retirement, divorce, inheritance, taxes, investing, and paying for big life events. If you’ve ever wondered how to navigate financial decisions when everything happens at once, this conversation is for you.

Important Links:

Website: https://www.cpweldegroup.com/

Call: 610-388-7705

Financial Planning and Advisory Services are offered through Prosperity Capita...

You’ve heard the saying, “There’s no such thing as a bad question.” But in retirement planning… some questions are definitely better than others. The way you frame your question often determines the quality of your answer and, in some cases, the quality of your retirement.

Important Links:

Website: https://www.cpweldegroup.com/

Call: 610-388-7705

Financial Planning and Advisory Services are offered through Prosperity Capital Ad...

Most people think financial planning is about calculators, spreadsheets, and strategies. But that’s only half the story. The truth is, your feelings about money can have just as much impact on your retirement as the numbers do. Today, we’re exploring the emotional side of planning.

Important Links:

Website: https://www.cpweldegroup.com/

Call: 610-388-7705

Financial Planning and Advisory Services are offered through Prosperity Cap...

What would you do if a client came in with $1 million in cash to invest? That was the question put to three financial advisors in a recent article. Today, we’re going to react to their takes, but also add an important layer: how the answers might change depending on your age… 

Where Should A Middle-Aged Client Invest $1 Million? Article:

https://www.fa-mag.com/news/have--1m-to-invest--rias-hightower--wellington-altus--poljak-have-t...

You’ve spent decades building your investment accounts, monitoring the markets, and contributing to your 401(k). That’s great. But here’s the truth: you’re not ready to retire if that’s all you’ve done. Retirement planning isn’t just about your portfolio; it’s about so much more. On today’s episode, we’re diving into all the non-investment decisions that can make or break your retirement.

Important Links:

Website: https://www.cpw...

If your parents passed away relatively young, it’s only natural to wonder whether you’ll follow the same path. And from a financial standpoint, does that change how you should approach things like retirement planning and when to draw Social Security benefits? We’ll answer a listener’s question on this exact topic on today’s episode.

Important Links:

Website: https://www.cpweldegroup.com/

Call: 610-388-7705

Financial Planning an...

The new tax bill just passed, but will it actually help you? Let’s look at who stands to benefit, who might lose out, and the strategic moves to consider now while the rules are fresh.

Important Links:

Website: https://www.cpweldegroup.com/

Call: 610-388-7705

Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business ...

A new tax bill has officially passed (you’ve probably heard it mentioned as the “Big Beautiful Bill”). And while most headlines are focused on politics, we’re focused on what it means for your retirement. The choices you make in the next year or two could have a significant impact on how much you keep and how much goes to Uncle Sam.

Important Links:

Website: https://www.cpweldegroup.com/

Call: 610-388-7705

Financial Planning an...

You’ve worked hard, saved well, and now you’re thinking about giving back—maybe to your kids, your grandkids, or a cause you care about. But should you wait and pass that wealth on later, or give while you’re still around to enjoy the impact? Let’s talk about how to make that decision with confidence.

Important Links:

Website: https://www.cpweldegroup.com/

Call: 610-388-7705

Financial Planning and Advisory Services are offered ...

The 4% rule gets talked about like gospel in retirement planning. But let’s be honest, it’s always been more of a rough guess than a golden rule. Now, its original creator is revising it to 4.7%. So, does that mean your retirement paycheck just got a raise, or is this just another headline that oversimplifies a complex decision?

Important Links:

Website: https://www.cpweldegroup.com/

Call: 610-388-7705

Financial Planning and Ad...

If you’ve switched jobs in the past few years, chances are you’ve got an old 401(k) sitting somewhere, collecting dust and possibly fees. Today, we’re answering a listener’s question about what to do with an old 401(k), when a rollover makes sense, and how to avoid common pitfalls when making the switch.

Important Links:

Website: https://www.cpweldegroup.com/

Call: 610-388-7705

Financial Planning and Advisory Services are offer...

We got a thoughtful question from Amanda last week, who said: ‘I’ve been saving for retirement, but I’ve never actually made a plan.’ And she’s not alone. There are plenty of people who’ve built solid savings but haven’t connected the dots to what retirement will actually look like. So today, we’re talking about the first steps to turn good saving into a great retirement plan.

Important Links:

Website: https://www.cpweldegroup.co...

The thing about assassins in the real world is that they’re sneaky and you don’t see them coming. And the assassins in the retirement planning world are exactly the same way. Let’s talk about some of the retirement assassins that can destroy your retirement if you’re not on guard.

Important Links:

Website: https://www.cpweldegroup.com/

Call: 610-388-7705

Financial Planning and Advisory Services are offered through Prosperity Ca...

The Masters is a beautiful reminder of just how much strategy, patience, and long-term focus goes into a great round of golf. Turns out, retirement works a lot like the game. Today, we’re teeing up a few key lessons from the course and how they translate into smarter planning for your financial future.

Important Links:

Website: https://www.cpweldegroup.com/

Call: 610-388-7705

Financial Planning and Advisory Services are offered...

Tax season is here, but filing your 2024 return is just one piece of the puzzle. Now is also the perfect time to take advantage of new tax rules for 2025—before the year gets away from you. With higher standard deductions, increased retirement contribution limits, and updated HSA rules, there are plenty of opportunities to lower your tax bill and boost your savings. In this episode, we’ll break down the key changes and how you can ...

April Fool’s Day is all about jokes and pranks, but when it comes to retirement planning, getting fooled can cost you real money. Today, we’re uncovering the beliefs that fool retirees and pre-retirees into making bad financial moves.

Important Links:

Website: https://www.cpweldegroup.com/

Call: 610-388-7705

Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered invest...

Got financial questions? You’re not alone! In this episode, we're tackling listener questions on everything from Social Security timing and high annuity fees to investing side hustle income and navigating trust issues with financial advisors. We’ll also talk about market crash fears, long-term care planning, and whether it’s worth taking a job if it means losing disability benefits.

Important Links:

Website: https://www.cpweldegr...