Planning for the Unexpected: Building Financial Confidence for Every Family Member

Life is unpredictable—but the right guidance can provide clarity, comfort, and confidence when it matters most. In this episode, PCM’s Irvin Schorsch and Donna Zanetti share how Pennsylvania Capital Management helps clients prepare for the unexpected, especially when one spouse is less involved in the financial picture.

They discuss real-world scenarios—such as the sudden loss of a partner, estate planning challenges, and helping a surviving spouse navigate complex decisions. With a focus on empathy, education, and empowerment, this conversation explores how advisors can go beyond the numbers to serve entire families with care and foresight.

In this episode, you’ll learn:

• How PCM supports both financially active and less-involved spouses
• The importance of building financial confidence before a crisis occurs
• What happens when estate planning is incomplete—and how to fix it
• How advisors can help families transition with grace after loss
• Why financial literacy is a lifelong, multi-generational goal

🎧 Tune in for a meaningful conversation on how true financial planning is about people first—and numbers second.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.